October Budget With Me: My 10 Budget Steps

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  • Опубликовано: 16 ноя 2024

Комментарии • 91

  • @TheOrganizedMoney
    @TheOrganizedMoney  4 года назад +21

    Hey Guys!! Welcome back to my channel. Today we are setting up my budget for the month of October and I am walking your through my 10 Budgeting Steps to setting up my budget in my budget planner.

    • @sheilarice1792
      @sheilarice1792 4 года назад

      Hi Thank you. Where can I find everything for the budget planner.Thank you

    • @marissavillanueva1467
      @marissavillanueva1467 4 года назад

      Sheila Rice there’s a link to her Etsy shop in the description.

    • @izabellaadriana4548
      @izabellaadriana4548 4 года назад

      Most successful people started from nothing. They didn’t wait for the opportunity to knock but created the opportunity on their own by working hard. Thankgoodness i found Mr carlos kingston a pro forex trader, now I have been trading with him for about 7 mounths now and I earn up to $15,000 weekly. i guess this is the epic start to a new chapter in my life. I just feel like more evevryone should be made aware of this opportunity, feel free to contact him @carlos_1uptrades on Instergram his indeed a genius

    • @abster124
      @abster124 4 года назад

      Hi! I’ve just stumbled upon your channel and I absolutely love it! I would love to see your planner in a mini size!

  • @imreallllyboreddd4607
    @imreallllyboreddd4607 4 года назад +41

    I live with my parents and am young ( don't worry old enough to be on RUclips) I don't have taxes or bills or even have a job for that matter ( cos i am underage to work ). I dont even get allowance or pocket money but i will still watch your vids since your voice is so amazing and calming keep doing what ya doing

  • @alaina_lee7941
    @alaina_lee7941 4 года назад +1

    I love that you get right down to business in your videos. To many people yammer on for 20 minutes about what they are going to talk about. Very cool you are an average family carving out your piece of the American pie. Plus you have a great voice for videos and are very clear about what you are trying to convey.

  • @nathanseago
    @nathanseago 4 года назад +3

    I appreciate that y'all tithe and that it's at the top of the budget. My grandparents encouraged me to do the same. "Honor the Lord with your wealth, with the first fruits of all your crops" Prov 3:9

  • @saultytaste433
    @saultytaste433 4 года назад

    Thank you for this video. I'll start to live alone soon, "childhood is end" and I start to thinking about - what with my money? How money I actually need? How organize my money life? And I saw in my recommendations your video and it's really helpful. Now I know what to do with my budget.

  • @moneybee
    @moneybee 4 года назад +19

    I can't believe October is right around the corner! Great budget video, I really enjoyed how you walked us through. Can't wait to see more!

  • @TheEvenStevan
    @TheEvenStevan 4 года назад +2

    I absolutely adore that you don’t hide or alter the amounts like you are actually budgeting and That has turned me into a forever subscriber! It helps me actually see like wow this can really be done instead of someone just writing in numbers that ‘seem’ to work. Amazing videos. I ordered the big version and I LOVE IT!!!!

  • @meadowwalk
    @meadowwalk 4 года назад +5

    Dear Alaina, I just wanted to tell you that after watching at least 25 of your videos, and watching this video at least 3 times... I finally set up a budget. I spent $6.49 at Walgreens for supplies for my own Frankenplanner, which was a soft cover green 3 ring binder, 3 school folders in bright colors, and set of pens [I have pens, but the pack came with a RED pen, which I needed]. I came home and I cut apart my $5 Walmart "planner" which was really just an extra large datebook that I used as place for me to store my mail in the month it arrived. I cut apart my 3 folders to make 6 pockets to hold mail, bills, etc. I moved my label tabs that I had made for the Walmart datebook into this new thingy I made - it is pretty ratchet but maybe functional. My "planner" is actually a bullet journal and I did not want to try and fit all this into it. Then I printed out some simple tables I made in Word, punched holes, and labeled all my sheets. I used my bujo markers to make little colored dots on my month calendar next to my bills [no stickers could be found at Walgreens] to color code them. I did not have the nice dividers you do, but I had the covers of my Walmart planner, when cut apart, work fine. Ok best of all... I actually went and logged in to every bill account I have to find out when they are actually due and exactly how much they usually are. Wow, this is a big deal for me. I usually put my head in the sand. I also went looking for my few subscriptions to see when those will hit my bank. I added up everything and subtracted everything and I hope it is all correct. Right now, bc I have to renew my license plates plus I got a parking ticket [grrrr] I am $175 over budget. Sigh. But at least now I know. I might be able to buy less groceries, I don't know. It is my birthday this month so I might get some cash. Sorry for the long comment but I just wanted you to know there is someone out there trying.

    • @shaynajackson6691
      @shaynajackson6691 4 года назад +1

      Good luck! I'm going to try to just go for it like you did. I've been really intimidated by budgeting for some odd reason. I'm glad to know that I'm not the only one that needs a little push/inspiration to get started. We got this!

    • @meadowwalk
      @meadowwalk 4 года назад +1

      @@shaynajackson6691 been using it for 2 weeks now. I feel at peace with my money and i love it!!!

  • @lindawoodfill503
    @lindawoodfill503 4 года назад +2

    Wow October already ! Thanks for sharing

  • @alomerson
    @alomerson 4 года назад +1

    A few years ago I switched to online budgeting using an app and watching this video makes me want to go back to pen and paper. I absolutely love your setup.

  • @SMMurphyGA
    @SMMurphyGA 4 года назад +6

    Your budget planner is on my budget plan for the end of this month. I cant wait to start budgeting along side you each month. You are a true inspiration. 💙

  • @joymae
    @joymae 4 года назад +10

    Oh my gosh this is the cutest budget planner I need this in my life. Just found your channel looking forward to future videos!

  • @karen1524
    @karen1524 4 года назад +2

    Since I learned this with you in older videos I have never stopped doing this it really saves me from payment delays ❤

  • @stonebanksm
    @stonebanksm 4 года назад +8

    I just came in the door from work and got the notification so before I even fix myself dinner here I am!! Addictive videos!! Love it!! Very useful as usual!!

    • @iamcassiejbudgetsvlogs325
      @iamcassiejbudgetsvlogs325 4 года назад +2

      So true. I didnt do anything till i finished this video. I turn my airplane mode off after recording. An i got this notification. I love getting videos from the youtubers im addicted too

  • @andreatalbot2739
    @andreatalbot2739 4 года назад

    I love your videos and so lost when it comes to budgeting on paper. I do good making it 2 weeks on a pay check and not got in the hole. Thank you for all your help.

  • @shelahhopeful6946
    @shelahhopeful6946 4 года назад +9

    I order your budget planner! Cant wait to get it, so I can tackle this debt!!!! Just started watching your videos!

    • @truthspeaksgroup1569
      @truthspeaksgroup1569 4 года назад +2

      Blair Hopeful you will love it! I just started using it this week

  • @janaihawkins-glenn6822
    @janaihawkins-glenn6822 4 года назад

    New subbie alert 🚨! This has been amazing

  • @Mrspesosxoxo
    @Mrspesosxoxo 4 года назад

    This was very helpful thank you for sharing! Keep up the good work.

  • @KenzieLorenz
    @KenzieLorenz 4 года назад

    This video was so helpful. Thank you for showing us your steps.

  • @Naomiee
    @Naomiee 4 года назад

    Ive watched this video over 4 times. I am just about to start with budgetting and this is so helpful. Thank you

  • @kristinacarter7595
    @kristinacarter7595 4 года назад

    Love your videos!!!

  • @toshiastephens3107
    @toshiastephens3107 4 года назад

    Hi, I really needed this video to get back on my budgeting journey. I'm back at work after being home for almost 4 months. My work hours have me missing Money Monday's. I'm trying to get caught up on those too. Thanks for sharing this. 👍🏾

  • @trenitymeridith2064
    @trenitymeridith2064 4 года назад

    Thank you for sharing this i am a beginner and need help to budget my money and this is alot of help

  • @angeliciamartinez2527
    @angeliciamartinez2527 4 года назад

    Love your channel and you tips!

  • @myragreen6404
    @myragreen6404 4 года назад

    In your shop is your budget pages already sized down to fit the happy planner

  • @thunderstorm204
    @thunderstorm204 4 года назад

    Way to go paying off so much on ur car! Impressive! Proud of you and thanks for all ur helpful tips ❤

  • @MarysMakesandMends
    @MarysMakesandMends 4 года назад

    I loved this video and how you set up your budget!! I especially love your goals, so good to have them written down to stick to it. You've given me some great ideas!! I just found your channel, can't wait to see more :)

  • @theokiereader
    @theokiereader 4 года назад

    Can you do a Christmas specific budget? :)

  • @Hela_reza
    @Hela_reza 4 года назад +2

    Thank you for your Money Monday replays. Due to my job I can’t join live but I’m glad you have the replays. Is there a playlist of past Money Monday classes?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад +1

      Hey! If you sign up for my mailing list, you will get the replays emailed to you. here is the link to sign up! :) lj238.infusionsoft.app/app/form/170879bdc38250f91b3f976c2398922d

  • @michellewood9646
    @michellewood9646 4 года назад

    Thank you so much for this it was a clear and concise way to do it, but where do you save for your maintenance for car and house please. Are these extras out of sinking funds ??

  • @Karla4040
    @Karla4040 4 года назад

    Great video! Will be purchasing!

  • @FallonJFit
    @FallonJFit 4 года назад

    Great video and I like your set up!

  • @TheMama373
    @TheMama373 4 года назад

    great video!

  • @playitbyearny
    @playitbyearny 4 года назад

    Yes this was super helpful

  • @gigi4874-w3w
    @gigi4874-w3w 4 года назад

    You should do a utilities tracker. You visually be able to see what you paid from month to month and year to year.

  • @catherinehewlett
    @catherinehewlett 4 года назад

    Great job! What is the benefit of having one general sinking fund? I always have multiple (clothing, kids’ activities, Christmas, etc.). Your way is more simple but I worry about tracking?

  • @MissKrystaly
    @MissKrystaly 4 года назад

    Great video ! On your business subs, you pay them from your business acct right ?

  • @Dancemaniac63
    @Dancemaniac63 4 года назад

    Great video, thanks for posting!

  • @corticoqueen639
    @corticoqueen639 4 года назад

    Loved the videos. It was quite helpful to see how you did October. So I now have your budget planner. I am lost on how to start. So do I just list everything I owe into categories for the month and what I am currently spending is basically the budget to start off with??. I noticed these were weekly entries, is that correct, you pay yourselves every week and then budget every week??

  • @TanyaScorpio
    @TanyaScorpio 4 года назад

    Another great video..Have you thought of the Dave ramsey way for BS2 with stopping your investments., becoming serious to knock out the extra spending which will allow you to invest more?

  • @rosemaryortega9879
    @rosemaryortega9879 4 года назад

    Super great tips, thank you for sharing! :-)

  • @salvadoribarra3519
    @salvadoribarra3519 4 года назад

    I really love this channel ❤ thanks for the tips

  • @afa14523
    @afa14523 4 года назад

    I see your internet service is $60. Mine is double that and it's very poor service due to rural living. Great video.

  • @MissMelly1
    @MissMelly1 4 года назад

    I just bought the digital version and now I’m starting to want the other one 😅

  • @carisapatterson8446
    @carisapatterson8446 4 года назад

    Hello Organized Money,
    I have a question. I am currently trying to organize my finances but it has been very difficult doing when im the only one in my marriage that want it. But im I able to do this without my husband? And if so how can I start?

  • @batirtzeurkiaga102
    @batirtzeurkiaga102 4 года назад

    Great video.

  • @kn951
    @kn951 4 года назад

    Beautiful hands and nails 💅😍🥰

  • @d.p.k.a.
    @d.p.k.a. 4 года назад +1

    Hi! I was wondering if you had any resources or recommendations for budgeting while in grad school? I’m currently working on my masters and know that I want to get my MD after and I’m having a bit of trouble getting organized for my loans coming in versus what I spend in a month. I don’t really even know where to start!

    • @anexceleratedlife
      @anexceleratedlife 4 года назад

      Deepika Sharma I would recommend that you get Dave Ramsey’s book Total Money Makeover. It will take you through every step.

  • @StephsHealthMatters
    @StephsHealthMatters 4 года назад

    New subscriber! Thank you for the informative video

  • @kinkywigs3881
    @kinkywigs3881 4 года назад

    thanks!!! any advice on self employment health insurance on how to start?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад +1

      I would suggest to sit with an insurance professional. We sat down with someone from blue cross blue shield and they really assisted us with the process.

    • @kinkywigs3881
      @kinkywigs3881 4 года назад

      The Organized Money thanks so much!

  • @lifeplanswithjoann8892
    @lifeplanswithjoann8892 4 года назад

    What do you do to help keep yourself motivated and accountable!? HELP!?

  • @thedreadedbaker8493
    @thedreadedbaker8493 4 года назад

    So, do you have multiple bank accounts/credit debit cards to keep all of your money organized?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад +2

      Yes. We have 5 Accounts. Business Account, Spending Account, Bill Account, Short Term Savings, & Long Term Savings

    • @thedreadedbaker8493
      @thedreadedbaker8493 4 года назад

      @@TheOrganizedMoney would you suggest they all be with the same bank?

  • @sshanel1993
    @sshanel1993 4 года назад

    How come the credit card, investment and savings aren’t listed on the monthly budget sheet? Do you list them after?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад

      Yes. I have separate trackers for savings & debt reduction

  • @smileyxsasha
    @smileyxsasha 4 года назад

    Good Morning! Thank you for sharing. I ordered a HP classic, your budget planners (digital and classic), and a new HP classic. I cannot find the Tul cover for the HP classic. The link in the description gives me the Big size and the Junior looks like it’s only 8 rings. Can you please provide a link to your HP classic cover or provide recommendation on where to find a similar one? Thank you ❤️

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад

      Unfortunately, there is no cover for the HP classic :(

  • @bethbrown2316
    @bethbrown2316 4 года назад

    Thanks for this video. My husband is self employed and I’ve been trying to find a good way to “pay” us and get the income into our personal budget. Do you keep a certain amount in the business account and transfer anything over that? Or, do you transfer a certain amount to personal and leave whatever is left in business? I’m having a hard time with this.

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад +3

      I have a set amount that I pay us. It's considered our payroll. I don't go over that amount. I will leave everything else in the business account and then pay us a "bonus" at the end of the year if the business has done really well.

    • @DonnaK91
      @DonnaK91 4 года назад

      @@TheOrganizedMoney How do you decide on how much to pay yourself? I am trying to figure that out without putting myself in a bind but still giving myself some kind of income. I love your videos, btw.

  • @catrina6434
    @catrina6434 4 года назад

    I love your nails

  • @RealSimpleLifeWithJosy
    @RealSimpleLifeWithJosy 4 года назад

    Oh my God l just find your channel. I love the way you pay tithe. I have channel too and nice meeting you

  • @marissavillanueva1467
    @marissavillanueva1467 4 года назад

    Does anyone know where I can get those cute clear dashboards? I’ve been eyeing them for a while lol

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад

      Hey! I purchased mine from Amazon. www.amazon.com/dp/B07BZGS5YP/?ref=exp_theorganizedmoney_dp_vv_d

  • @keithmuhati
    @keithmuhati 3 года назад

    Pay off your debt within the shortest period possible using this strategy. Go on to Great Wealth Strategies LLC to find out more.

  • @iamcassiejbudgetsvlogs325
    @iamcassiejbudgetsvlogs325 4 года назад +4

    Hi i really liked this video. Im going to add your savings tips advice to my next money video. Im going to mention u. Thank u for the tips it helped me focus a bit more. Check me out when u can

  • @hustleNBudgetmum
    @hustleNBudgetmum 4 года назад

    Why do you have a Roth IRA and a traditional one? Or do u have one and your husband has the other? Not trying to be nosey just learning

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад

      With the Roth IRA there is a donation limit of $6,000 per year. When we reach the $6000 max contribution, we start adding money into our Traditional IRA

  • @tinalindsey1598
    @tinalindsey1598 4 года назад

    My only advice: get debt paid off, then tithe generously. Not vice versa. :)

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад

      Hey. We decided to keep tithing while paying off debt. :)

    • @donnabrounkowski7648
      @donnabrounkowski7648 4 года назад

      @@TheOrganizedMoney Tina Lindsay tithing is the best way to be financially blessed in order to pay off debt.

  • @mardwella
    @mardwella 4 года назад

    💜💜💜💜💜

  • @daisydaisy1696
    @daisydaisy1696 4 года назад

    Your nails!!!!

  • @makaylaclaudio9612
    @makaylaclaudio9612 4 года назад

    You spelled “energy “ wrong “entergy”

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 года назад

      Entergy is the name of our utility company in New Orleans. 😀