英國銀行戶口全攻略:選擇最佳往來戶口的秘訣

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  • Опубликовано: 3 янв 2025

Комментарии • 52

  • @Imanhuiutube
    @Imanhuiutube 8 месяцев назад +2

    好清楚,好實用

  • @ah_Ho
    @ah_Ho 8 месяцев назад +2

    謝謝魚爸;解釋好清楚👍🏻

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад

      謝謝收看, Ah_Ho。

  • @judywong6965
    @judywong6965 Месяц назад +1

    謝謝分享。想請教有關Tax Residence Status 既問題,嘗試在已用開的銀行開一個高息戶口,但回覆指要先將Tax Residence set 為UK 先符合資格。請問set 為UK 或HK 有什麼implications或影響?謝謝指教。

    • @SmallFishBa
      @SmallFishBa  Месяц назад

      本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇
      因為有啲英國嘅銀行嘅產品/服務只會俾 UK Resident。例如有啲銀行做定期係指名要UK Resident 先開得戶口。 係咪 UK Resident, 喺你自己按你嘅情況 declare 嘅。UK resident 同 non UK resident 喺稅務上有不同。但依家銀銀行俾利息都係 Gross, 唔會自動扣稅。

    • @judywong6965
      @judywong6965 Месяц назад +1

      @ 謝謝你回覆🙇‍♀️

  • @alai8238
    @alai8238 8 месяцев назад +2

    多謝不斷提供資訊,資料實用👍

  • @ericleung9743
    @ericleung9743 8 месяцев назад +1

    Thanks for sharing

  • @koonanna8164
    @koonanna8164 8 месяцев назад +1

    謝謝分享😊😊😊

  • @wafflecat8125
    @wafflecat8125 8 месяцев назад +1

    Kroo利息高,不過就冇Chase 嘅cash back

  • @sherlockmatsumoto8541
    @sherlockmatsumoto8541 8 месяцев назад +2

    Thanks for sharing !!!

  • @cheungfong4629
    @cheungfong4629 8 месяцев назад

    感謝魚爸分享🙏, 好實用👍😊

  • @kwoklincheung6952
    @kwoklincheung6952 8 месяцев назад +1

    請你給予Koo Bank ref No. 另外請問你開公司戶口. 那間銀行容易申請?請你推介😊謝謝你

  • @wafflecat8125
    @wafflecat8125 8 месяцев назад

    多謝小魚爸分享,你真係好勤力!🙏

  • @kschu7883
    @kschu7883 8 месяцев назад

    thanks report and uploaded

  • @aliceyin1293
    @aliceyin1293 8 месяцев назад

    I am currently using Barclay which was apply online when I just arrived UK in 2021, it could be putting into my iPhone apple wallet.
    Thank you for sharing.❤

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад +1

      Thanks for sharing. I did not work with Google Pay before but I just tried it with Google Wallet, and it works 😁🙏

  • @graceyuen3321
    @graceyuen3321 8 месяцев назад +1

    想問下過數時見到standing order 是指什麼☝️? 支票?

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад +1

      Hi Grace. Standing Order 中文係常行指示。 例如將個轉帳set 做每月某一日自動執行。咁佢就會每個月當日自動做轉帳,直至你取消嗰個指示。

  • @RebeccaLeung-db5yv
    @RebeccaLeung-db5yv 8 месяцев назад +1

    Can I open an account with Krio Bank in HK

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад

      Hi Rebecca. Unfortunately, Kroo only accepts applications from UK resident. If you want to apply for a UK account in Hong Kong, the only one I know is iFast Global bank. It also has a £10 referral bonus promotion going on (24 April 2024 - 7 May 2024). You can find the referral link in the the below video. But you might want to watch the video first to decide whether it is suitable for you
      ruclips.net/video/5C2TImOPOLQ/видео.html

  • @foureyenewboy8964
    @foureyenewboy8964 8 месяцев назад

    小魚爸,請你畀條Krio bank 的referral link, thx

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад

      Hi foureye newboy. 可以的話請你 facebook message 我或email 我 🙏

  • @LLUK325
    @LLUK325 8 месяцев назад

    👏🏼👍🏽

  • @MM-hr9zv
    @MM-hr9zv 8 месяцев назад +2

    請問,我係high street bank 開戶,default 係 current a/c, 如果想開 saving a/c 要 另外再開??

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад +2

      睇你apply 邊種戶口。但有啲銀行嘅savings account 會要求你一定要有嗰間銀行嘅 current account.

  • @RebeccaLeung-db5yv
    @RebeccaLeung-db5yv 8 месяцев назад +1

    Can I open an account with Krio Bank inHK

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад

      Hi Rebecca. Unfortunately, Kroo only accepts UK resident. If you want a UK account in Hong Kong, the only one I know is iFast Global bank. It also has a £10 referral bonus promotion going on (24 April 2024 - 7 May 2024). You can find the referral link in the the below video. But you might want to watch the video first to decide whether it is suitable for you first
      ruclips.net/video/5C2TImOPOLQ/видео.html

    • @RebeccaLeung-db5yv
      @RebeccaLeung-db5yv 8 месяцев назад

      @@SmallFishBa Thanks for info,already done it in Feb after watching the one re iFAST Global

  • @yyykkk4731
    @yyykkk4731 8 месяцев назад +3

    良心youtuber

  • @simonho1810
    @simonho1810 8 месяцев назад +1

    千其吾好放太多錢係英國本地銀行戶口, 好易freeze

  • @fungfung1032
    @fungfung1032 8 месяцев назад +1

    小魚爸,請問怎樣解決大部分銀行關於姓名問題,例如我叫Tai Man Chan,銀行文件姓名變左Tai Chan? Man 字沒有了,我怕要做證明時名字不對,怎麼辦?

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад +1

      Hi Fung。我都唔知。英國有好多系統對First Name嘅跟制都唔同。有啲唔俾入空格,有啲唔可以太長。就算係英國政府嘅唔同部門系統都唔一樣。所以我只係如果有得入就入晒Tai Man Peter Chan。但好多時收返政府啲信都係得返 Tai Chan, TMP Chan。最離譜試個收到 UNKNOWN Tai Chan😂 不過平日啲人check 名好求其,見中第一個字就照ok。暫時未試過有問題。

    • @magwong8348
      @magwong8348 8 месяцев назад +1

      @@SmallFishBa”unknown 乜”我都有,好似係某政府部門

    • @sum311
      @sum311 8 месяцев назад +3

      Unknown 係Title, 如果你無set Mr / Miss/ Mrs, 就會出Unknown Tai Chan , set 返就無事, 會出返Mr Tai Chan

  • @ssqqqq1234
    @ssqqqq1234 8 месяцев назад +2

    我開到Starling business, 0收費,但收錢要check幾日

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад +1

      咁Monzo 快啲喎。我暫時無試過要等幾日先見到條數。Monzo 都係0收費

  • @mabelchan302
    @mabelchan302 8 месяцев назад +1

    請問自僱可以開個人來往戶口用來報稅嗎?

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад

      本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇
      Hi Mabel。理論上係可以嘅。但要睇你係咩自僱人士。如果你係做contractor, 每月收吓人工,咁無問題。但留意個人往來戶口係俾個人用。銀行會expect個戶口唔會有好多 transaction。如果你用個戶口做ebay或amazon 收錢戶口,一日幾十甚至幾百條 transaction,咁銀行有機會會要求你用 business account。

    • @mabelchan302
      @mabelchan302 8 месяцев назад

      @@SmallFishBa Thank you very much.😃

  • @aliceyin1293
    @aliceyin1293 8 месяцев назад +1

    小朋友用特區護照可以申請嗎? 可以的話,請給我Koo bank referral Link, 謝謝你😊

    • @SmallFishBa
      @SmallFishBa  8 месяцев назад +1

      要18歲以上英國居民