Side Hustle Paychecks • SG307 Budget • Paying off Debt with Savings Challenges

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  • Опубликовано: 17 окт 2024
  • It's time for another SG307 Budget! We also finish some savings challenges! How much Debt do we have left?
    Numbered Paper Clips: amzn.to/3VEyhZ2
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    Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
    #debtfreegoals #savingschallenges #budget
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    / @snowgardener307budgets
    ALL MY SAVINGS CHALLENGES:
    May Binder- ‪@JanellRaeBudgets‬
    9. Miss Adventure ‪@lizandless‬
    10. Roll, Scratch & Save ‪@toebeanbudgets‬
    Christmas Cuties Binder - ‪@CraftCoBudgets‬
    Snowflake Christmas Binder - @JanellRaeBudgets
    1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
    2. OCD Christmas -Dani @CraftCoBudgets
    3. Hot Chocolate -Tracy ‪@GoldenGirlBudgets‬
    4. Merry Flocking Christmas- Wren ‪@MischiefManagedBudgets‬
    5. Snowman- Janell @JanellRaeBudgets
    6. Mystery Savings- Kim ‪@StarBudgets‬
    7. Fir Sure -Liz @lizandless
    8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
    9. Fred Jr.- Shannon ‪@307designstudio‬
    10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
    11. Double Sided Christmas- Judy ‪@savewithjudy‬
    12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
    Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    All of the challenges in this binder are from my Etsy shop
    www.etsy.com/s...
    Red Savings Challenge Binder
    ALL BUX- ‪@reinventingrene‬
    Blue Glitter "Full Size" Savings Challenge Binder
    The Life of a Pig *
    Pop It! *
    Life is a Beach *
    Shut the Box- @reinventingrene
    2024- @TheALMOSTOrganizedOwl
    *= Use the link above for my Etsy store to find these products
    Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    The Great Aussie Scratch Off- @CraftCoBudgets
    Suitcases- Plan to Plan Sticker Co.
    Our starting debt total in April 2020 was: $365,862.62
    Our 1 year debt total in April 2021 was: $274,008.61
    Our 2 year debt total in April 2022 was $206,365.15
    Our 3 year debt update in April 2023 was $210,786.75
    Our 4 year debt update in April 2023 was $201,986.79
    NOTES:
    In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
    The above numbers include our mortgage.
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    SnowGardener307 aka Marlene
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    DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Комментарии • 79

  • @toebeanbudgets
    @toebeanbudgets 4 месяца назад +2

    Woot woot on the debt progress

  • @deeplansandbudgets
    @deeplansandbudgets 4 месяца назад +2

    Yay for that awesome side hustle money. You are making such good progress. You will be saving for Australia again soon.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      Thank you so much Dee!! I will be so excited to get Australia added back on the list!

  • @danniemcdonald7675
    @danniemcdonald7675 4 месяца назад +1

    It's good to see the numbers falling! Keep up the good work!

  • @diannerichards6018
    @diannerichards6018 4 месяца назад +1

    Kick butt and take name on debt my friend awesome 🎉🎉

  • @bethsbudgets
    @bethsbudgets 4 месяца назад +1

    I’m actually going to start taking a page out of your playbook and doing some mini challenges towards paying debt! I like that idea, and this way I think it will be more fun, actually seeing it instead of just paying it. Good job on debt payments!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад +1

      I didn't use savings challenges for the first 2+ years of my financial freedom journey because I didn't want to spend the money and had overwhelming debt. However, since I have added the challenges as a way to pay debt down it sure has made it a lot more fun!! LOL

    • @bethsbudgets
      @bethsbudgets 4 месяца назад

      @@SnowGardener307Budgets I get that. I figure doing it this way, I won't spend the money, and I can tangibly see it better. 💜

  • @maria.workinprogress
    @maria.workinprogress 4 месяца назад +1

    Woohoo, you're doing awesome 😊 listening at work ❤

  • @redbone3951
    @redbone3951 4 месяца назад +4

    Supercalifragilisticexpialidocious 😂debt payment 🔥💜♥️🐤

    • @diannerichards6018
      @diannerichards6018 4 месяца назад +2

      Wow thats some awesome spelling im very impressive can say it could never spell it

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад +1

      Wahooo...that is a lot of letters! 🤣🤣

  • @cynthiacoleman3893
    @cynthiacoleman3893 4 месяца назад +1

    Congratulations on your debt payoff 🎉

  • @patcole1537
    @patcole1537 4 месяца назад +2

    As my five year old granddaughter says…that was super duper Marlene! Have a great evening.

  • @savingwithPeggy
    @savingwithPeggy 4 месяца назад +1

    😊Yay! On to June!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      Can't wait to see the June binder!! Waiting impatiently to get it. LOL

  • @kittyface7kat327
    @kittyface7kat327 4 месяца назад +1

    Great job Marlene. :) Have a great week.

  • @GandLBudgetingBesties
    @GandLBudgetingBesties 4 месяца назад +1

    Awesome sauce bye bye debt 🙌🏽💚💚💚🥰

  • @authenticallyallison
    @authenticallyallison 4 месяца назад +1

    See you next year may binder. Excited to see what you have for June! Great progress in just 2 weeks!!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      Yay! Thank you! I am still waiting for my June binder, so we will all be surprised together! LOL

  • @Colourfulbudgetsuk
    @Colourfulbudgetsuk 4 месяца назад +1

    Great progress o the debt payment and finding an a bux

  • @amylewie4748
    @amylewie4748 4 месяца назад +1

    Hello, I got my order today I love it

  • @thebubblystuffer
    @thebubblystuffer Месяц назад +1

    Here watching catching up 😊

  • @TheBudgetPrincessa
    @TheBudgetPrincessa 4 месяца назад +1

    Great video girl you are knocking that debt out #goals

  • @MakeMoneySaveMoney111
    @MakeMoneySaveMoney111 4 месяца назад +1

    Hi Marlene, thanks for sharing another great video. 🧡

  • @gentlecharmbudgets
    @gentlecharmbudgets 4 месяца назад +1

    Great ❤ Video Doing amazing on paying down your debt

  • @deannaedwards1147
    @deannaedwards1147 4 месяца назад +1

    Awesome❤🎉

  • @pennysavedisapennyearned
    @pennysavedisapennyearned 4 месяца назад +1

    I started subtracting my debt that way.

  • @Builditbigbudgets
    @Builditbigbudgets 4 месяца назад +1

    Great video Marlene!! :)

  • @NicnDime_Budgets
    @NicnDime_Budgets 4 месяца назад +1

    This is so inspiring! 🧡 Great video!

  • @latinbudget
    @latinbudget 4 месяца назад +1

    Yay! Great video!!!

  • @sml1557
    @sml1557 4 месяца назад +1

    Wow I’m impressed with the debt payoff. Always looking forward to seeing how much u put to debt each video. U honestly motivate me to pay off debt. Enjoy your videos

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      Thanks so much!! You can do it! We all have our own journeys but the most important thing is to ensure you never give up!!

  • @Thecashstuffingrealtor
    @Thecashstuffingrealtor 4 месяца назад

    Good video Marlene. You got some finished! 👏👏👏

  • @adrienneadelsperger897
    @adrienneadelsperger897 4 месяца назад +1

    Great video 🩵🩵

  • @marshafugitt3460
    @marshafugitt3460 4 месяца назад +1

    Great video!

  • @curvyechronicles
    @curvyechronicles 4 месяца назад +1

    You are kicking boootay!! 🎉🎉🎉
    Thank you for making my smile today! 💕

  • @simplylivingsaves
    @simplylivingsaves 4 месяца назад +1

    Loved this❤

  • @Aleak78
    @Aleak78 4 месяца назад +1

    New subbie! Enjoyed the video

  • @bethbeckwith7928
    @bethbeckwith7928 4 месяца назад +1

    😃

  • @KrisBudgets
    @KrisBudgets 4 месяца назад +1

    Yassss! Look at all that progress! 🙌🏽🙌🏽🙌🏽😊

  • @Lauren416
    @Lauren416 4 месяца назад +2

    I think you owe $7 for the last stb game. I only say something bc it’s more money going to debt! 😆

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      Hahaha...did I mess it up? Oh jeesh...I promise I do try to keep my stuff together. #hotmess

    • @Lauren416
      @Lauren416 4 месяца назад +1

      @@SnowGardener307Budgets all good! I don’t normally point things out bc I know it happens but wanted you to know since you are trying to get that debt paid off! Which now it is!! Congrats!!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      @@Lauren416 no worries! LOL...I know I make so many mistakes on camera. I am always happy when someone lets me know because it might be something that comes up later on that I am trying to figure out!! LOL

  • @Latoshajsinspiration
    @Latoshajsinspiration 4 месяца назад +1

    Where did you purchase your budget planner from?

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад +1

      The outside of my planner is a happy planner but the budget sheets are mine. I have them available in my Etsy shop to purchase by the month and they are also available for free with my Georgette level membership.

    • @Latoshajsinspiration
      @Latoshajsinspiration 4 месяца назад +1

      @@SnowGardener307Budgets I am new to your channel. What is Georgette level membership? Also,do you have a link to your Esty shop in the description box?

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  4 месяца назад

      @@Latoshajsinspiration Hello! Yes my Etsy is linked in the description box but here it is, just in case you didn't find it: snowgardener307.etsy.com
      The Georgette level membership is the top level on my RUclips membership. For a monthly subscription fee you get a monthly budget kit, physical savings challenge, digital savings challenge, 20% off all Etsy orders plus more. Here is the link for memberships, if you decide you are interested! ruclips.net/channel/UC9x0WaDdLmbx3iFnJkPeGQAjoin

  • @Mysticsoul77
    @Mysticsoul77 4 месяца назад +1

    💪🫂💚💵✉️