FAFSA and Financial Aid Myths and Mistakes

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  • Опубликовано: 17 ноя 2024

Комментарии • 143

  • @struggle375
    @struggle375 6 лет назад +168

    its really sad when you have to resort to youtube to learn this shit. getting anything done at my community college is like pulling teeth. everyone has an attitude and doesnt really want to help. they just want you to leave

    • @motionpicture1235
      @motionpicture1235 5 лет назад +3

      Facts

    • @tiffanyjohnson172
      @tiffanyjohnson172 4 года назад +1

      Big Facts but God

    • @CeleneLife
      @CeleneLife 4 года назад +1

      Tiffany Johnson 👏🏽🙌🏽

    • @kxmcha
      @kxmcha 4 года назад +3

      High schools should really be helping or teaching us this. The fact I have to resort to RUclips to get mostly all of my information

    • @nutsachey
      @nutsachey 3 года назад

      good luck in college, i believe in you

  • @erickanew
    @erickanew 5 лет назад +94

    The family making too much money is not a myth, you get nothing but loans if you make too much money

    • @tyresingleton4077
      @tyresingleton4077 5 лет назад +5

      Alina Mitchelson Thank you for your comment, I always wanted to know what happens if a family is making to much money. People often tell me that they only would receive $500 in financial aid and would have to come up with the rest of the money for a $60,000 cost to attend college.

    • @tikishiaev
      @tikishiaev 5 лет назад +4

      It's really sad. I sent three kids through college. Unfortunately, I have my last child and my EFC is high.

    • @HH-er4qh
      @HH-er4qh 4 года назад +6

      Alina Mitchelson but how much is too much?

    • @agreer705
      @agreer705 4 года назад

      Exactly 😒

    • @ClulssCrs3310
      @ClulssCrs3310 4 года назад +2

      How much is too much?

  • @khue6377
    @khue6377 3 года назад +1

    It’s not a myth if your family makes too much , you probably only qualify for loans which are not terribly bad but you have to paid interest before or after depending on the loan. Thank you for the video… it’s really informative

  • @alya3120
    @alya3120 7 лет назад +26

    GPA does count for fafsa , many kids get cut off of FAFSA due to their gpa being to low or even withdrawling from classes. i hope all of you do your reasearch and dont only go off of what this video says. been cut off from fafsa for low GPA before lol been there done that.

    • @electricpenguin32
      @electricpenguin32 6 лет назад +12

      I think he's probably more referring to high school GPA which is not looked at for the FAFSA. But if you receive a low GPA or drop multiple classes in college, you are not meeting SAP (Satisfactory Academic Progress) for your college and the college can terminate you from receiving federal student aid (the aid from the FAFSA, including federal student loans). For example, my school requires students to have a 2.0 GPA and a 67% pace (pass/not drop 67% of the classes they register for). If a student fails to meet these standards for one semester, they are placed on "warning status". Which means they are still eligible for aid that semester, but need to pull their grades up and/or quit dropping classes FAFSA paid for. If a student does not meet these requirements for another semester in a row, they are terminated from financial aid and not able to receive it at this school the following semester. The termination is specific to that college though. If you transferred to a college you hadn't been to before, it would sort of be like a clean slate and you could still get financial aid at the new school. Also, the financial aid office has a termination appeal for students if they had extenuating circumstances... like a legitimate reason for why they performed poorly (ex. death of a loved one, personal injury/hospitalization, etc.). If the appeal is approved, the student can receive aid at that school again. Or if the appeal route doesn't work, a student would have to pay their own way until they bring themselves back into "good standing" status where they are eligible to receive aid again. Hope this helps.

    • @QueenNahzzB
      @QueenNahzzB 6 лет назад

      Kayla Aragon currently my situation and now I have to pay out of pocket for classes just to be able to raise my gpa up .

    • @Teedimps1598
      @Teedimps1598 6 лет назад

      electricpenguin32 my situation exactly with both GPA and pace percentage

    • @davidb154
      @davidb154 5 лет назад +1

      Same that happened to me. Then I decided to change schools (from the south of the state tobthe north) and get away from distracting friends. I paid for 1 semester out of pocket, focused only on school and work, got great grades and wrote a letter to the dean explaining my situation and how i would be better and he overturned the aid. Now Im on my last semester, not a straight A student but on a helluva lot better path now than 2 years ago

  • @nitinjoshi2920
    @nitinjoshi2920 6 лет назад +9

    How is applying for financial aid different for a graduate or professional student? Is there still aid available?

  • @guardiandogoargentinos1385
    @guardiandogoargentinos1385 4 года назад +2

    Thanks for making these videos and helping all these ppl.
    One Love, Peace & Fortitude
    God bless you brethren

  • @mrs.noneyabuisness5025
    @mrs.noneyabuisness5025 5 лет назад +5

    Ok so 3 years ago I applied and got approved for financial aid. I was 18 years old out of highschool going to a community college, I had to list my parents and their income and also my siblings that my dad claimed since we still lived at home (8 kids) I'm now 21 and moved from Texas to NC to he with my fiancee and I dont want to apply for fasfa until next year when I become a resident of NC so I dont have to pay the out of state school.
    1. Can I still apply for fasfa for an out of state school? If so will it cover my out of state expenses?
    2. Is it better to be married or independent on the fasfa?
    3. I have a small paying job and my fiancee is 32 years old he makes 75k a year. Will that affect my fasfa?
    4. I thought about re-applying for fasfa however on the website (I have account) it wants me to list my parents... but I shouldn't because I'm not in Texas anymore and I'm paying for my own Bill's and slowly becoming a resident.
    5. Should I just go to a community college and speak to someone about this?

  • @thiaguinhogameplays
    @thiaguinhogameplays 4 года назад +5

    I believe my parents will neither financially or mentally support me when I get in college (in 3-4 years). What do I do? Do I register as a dependant or independent?

    • @CopingDoom
      @CopingDoom 4 года назад +1

      Thiago go to trade school or sign up for army

    • @thiaguinhogameplays
      @thiaguinhogameplays 4 года назад +4

      @@CopingDoom I want to be a lawyer. I want to do more than surviving, I want to actually pursue something I want.

    • @taszat
      @taszat 4 года назад +1

      THIAGO dependant if u still live with them

    • @thiaguinhogameplays
      @thiaguinhogameplays 4 года назад +1

      Iz I do, but won’t they have to submit their tax reports? What if they don’t?

    • @kxmcha
      @kxmcha 4 года назад +2

      Same thing here for me. I’ll be graduating next year and my family won’t pay for my Studies. I have to figure it out on my own. Truly hard. I do hope things get settled for you

  • @meetyourselfinnature
    @meetyourselfinnature 4 года назад +1

    Kantis! I just found you here - so thrilled to see you old friend! - Jean (Fedora) O'Toole from Making it Count

  • @RoLin4u
    @RoLin4u 5 лет назад +4

    Hi Kantis! I was halfway through the video until I remembered I just saw you at the STEM conference in September! Thank you for this informative video.

  • @SadiyaGamez
    @SadiyaGamez 4 года назад +2

    What equation?

  • @anitramoore9514
    @anitramoore9514 4 года назад +2

    That word messes me up too!!! Thanks for info!

  • @ManicObsessiveMe
    @ManicObsessiveMe 3 года назад +1

    They also have a fafsa app.

  • @wiscogirl81
    @wiscogirl81 3 года назад

    OK so I'm dumb.. My daughter got FAFSA student aid and she got her whole 1st year paid for, however, she just got a check for like $2,500 back from them??? Why would they send her $ back?? Also, does she have to pay back the FAFSA aid?

  • @cullen2106
    @cullen2106 3 года назад +1

    Dose that include the shepherds college?

  • @tierrakelly62
    @tierrakelly62 2 года назад

    What do you know about being a ward of the state and FASFA. I was in foster care in Wisconsin aged out and now have $197k in debt.

  • @ManicObsessiveMe
    @ManicObsessiveMe 3 года назад

    I recently filled out Fafsa & it was super easy. All I did was give them my social & permission to see my tax history. So easy I was done with fafsa & filled out online classes all in the same day

  • @sunrisemendoza
    @sunrisemendoza 5 лет назад +1

    Fin Aid is based on your grade you will get approved for a certain amount regardless of grades. HOWEVER. You need to be in good standing with the university. You need at least 2.0 gpa and you need a certain percentage of progression to keep it.

  • @UglyGirlReactsto
    @UglyGirlReactsto 5 лет назад +2

    So what if you fail all of your classes in one semester, will your FASFA automatically be taken away, or just decreased?

    • @amonGustavo07
      @amonGustavo07 4 года назад

      Bruh lmao, you don’t get money because you aren’t using it correctly.

  • @ClulssCrs3310
    @ClulssCrs3310 4 года назад +6

    Myths not addressed:
    •you won't pay back the amount given
    •you can keep studying for years to come without running out of FAFSA.
    •you can apply for FAFSA at any time of the year, it is not a First Come First Served.

    • @veanne
      @veanne 4 года назад

      wait we have to pay back the amount given?

    • @kxmcha
      @kxmcha 4 года назад

      VEANNE you do not have to payback what FAFSA gives you :)

    • @juliayoung9901
      @juliayoung9901 4 года назад

      @@veanne Technically FASFA doesn't give you anything. FASFA makes you aware of what is available. If you receive grants, that is money that does not need to be paid back. If you receive loans, you will have to pay those back according to the terms of the loans. Some loans defer payment for a year after graduation so students can begin earning an income before being required to pay off the loan debt.

    • @juliayoung9901
      @juliayoung9901 4 года назад

      FASFA can be applied for at any time of the year, that is true. However, schools begin handing out scholarships as applications are completed. The most money is available in October. As scholarship money gets used up, those scholarships may not be available to students who sign up later. Always complete the FAFSA as soon as possible and begin talking to college as soon as they allow for the best chance of scholarship availability.

    • @nmz882
      @nmz882 3 года назад

      @@juliayoung9901 do you know if fafsa disbursements (fafsa money that wasn't used for tuition and books) is taxable income ?

  • @reaze222
    @reaze222 3 года назад +1

    Can I take a semester break in still have my fsfa

  • @closmasmas9080
    @closmasmas9080 3 года назад

    Does owning stocks affect your Fafsa even if you didn’t sell any of them?

  • @thomaswyskowski3780
    @thomaswyskowski3780 3 года назад

    Savings? How much importance is placed on this, after working for decades, i have accumulated savings and am on SS and pension which is small, Savings?

  • @africanculture81
    @africanculture81 3 года назад

    I don’t have parents in the US How much do I have to make in a year to be qualified for financial AID?

  • @jackiekent8720
    @jackiekent8720 4 года назад

    what does fasa mean and how do you find your fasa number? Please help with simple question.

  • @manavgajera4985
    @manavgajera4985 5 лет назад +8

    Did anybody heard him say FASFA instead of FAFSA?

  • @laurencorn8798
    @laurencorn8798 4 года назад +1

    Great presentation! Thanks for the info!

  • @cindy5591
    @cindy5591 5 лет назад +2

    What happens if u fill up fafsa but don't go to college

    • @karenmatute4643
      @karenmatute4643 5 лет назад +1

      Bmx Life lmao bruh

    • @cindy5591
      @cindy5591 5 лет назад

      @@karenmatute4643 y what happens lol?

    • @hmoobrice3405
      @hmoobrice3405 4 года назад

      As long as you don’t signup
      For class then it’s fine but if you did enrolled in a class you will have to go to class or repay back what you received

  • @AuthorJanaeMarie
    @AuthorJanaeMarie 5 лет назад +1

    Can you get a grant if you decide to go back to school and you already have a Bachelor's degree?

  • @duchessofessex2550
    @duchessofessex2550 4 года назад +2

    Thank you!

  • @crimsonjohnson7740
    @crimsonjohnson7740 5 лет назад +7

    Fasa is about ur gpa or even ur grades bc I just lost mine bc my GPA wasn't high enough!

    • @LS-xx8wg
      @LS-xx8wg 5 лет назад

      Crimson Smith so in order to receive financial aid you need to be consecutively meeting a 2.0 gpa as an undergraduate or 3.0 as a graduate. I think he is just referring to that applying for FAFSA doesn’t require a gpa. Hope that helps!! :)

    • @panamabuay09
      @panamabuay09 5 лет назад +1

      Crimson Smith Your grades do not preclude you from applying or getting financial aid. However, when you are awarded financial aid, per federal guidelines, you need to successfully complete 2/3 of the maximum credits you are registered for that particular semester as well as maintain a 2.0 or higher gpa. Failure to meet these requirements will constitute in you losing your financial aid.

  • @mlgdankfrog9622
    @mlgdankfrog9622 5 лет назад +2

    Thank you so much for the info, you are awesome

  • @jiancarlolandon7104
    @jiancarlolandon7104 4 года назад

    I summit my application for fasfa today for the spring semester starting January 11. Is there enough time for the process to go through?

  • @christiandevaruex2653
    @christiandevaruex2653 3 года назад

    Thank you! This video is so helpful.

  • @abdelilahelkasmi9233
    @abdelilahelkasmi9233 5 лет назад +2

    Are there limited semesters for college students to renew financial aid every year ? ?

    • @JayLewTheTruth
      @JayLewTheTruth 5 лет назад +1

      abdelilah elkasmi 8 semesters of financial aid i believe

    • @abdelilahelkasmi9233
      @abdelilahelkasmi9233 5 лет назад +1

      @@JayLewTheTruth thank you

    • @zed2466
      @zed2466 5 лет назад +2

      3 years (6 semesters) for community college and if you transfer, you get another 3 years (6 semesters) but you have to transfer to a University. Since I'm in CA, I have to finish my associates for transfer in 3 years (they cover summer too) and I have to transfer to a CSU in order to keep receiving financial aid. If you stay longer than 3 years, they will either 1. Cut your funding, assuming you took less than 12 units a semester and also assuming you saved some of the FAFSA money 2. They will aid you based on your position (just conceived a child, got in a major) accident, etc.) but will not give you the full amount you've recieved the previous years.

    • @abdelilahelkasmi9233
      @abdelilahelkasmi9233 5 лет назад

      @@zed2466 I really appreciat it your answer you really giving me the answer that i was looking for it from a long time ☺☺ . Thank you so much for your time and replying 👍👍👍👍👍👍👍

  • @Sexybig2012
    @Sexybig2012 7 лет назад +4

    Thank you for that information.

  • @zuhair2007a
    @zuhair2007a 7 лет назад +2

    I tried to fill the application ,my problem is the application ask for the Tax for the year 2016 and I don't have Tax for that year because I'm on the SSI , I got for 2012,2013,2014, no 15, no 16, and the application stop here ,what shall I do?

    • @chulo6561
      @chulo6561 5 лет назад

      zuzu mohamed try to figure up how much ssi you receive and put that as your income. If you have more questions about that ask your financial aid office or call them and ask

  • @angilatorres1068
    @angilatorres1068 7 лет назад +4

    This is such great information. Im in college and this information helped me out alot. Thank you!

  • @Dom-ti1pc
    @Dom-ti1pc 7 лет назад +1

    Hey guys I don't have time to watch video but could anyone let me know something I'm concerned with. So this is my first semester at college and I received a refund before the semester started. I'm about to be headed into my next semester but my grades were low my first semester. WIll I still receive the refund next time around since this was my first semester or no? I'm a little concerned I wont be able to afford living on my own without it. Thank you for your time.

    • @mindlesprinceton143
      @mindlesprinceton143 6 лет назад +1

      Distinct HD after that semester you will first get a warning but if you don’t bring your grade up by the end of that next semester you will be on financial aid suspension and then you will not be able to get financial aid

    • @ritasmith2775
      @ritasmith2775 2 года назад

      I have been enrolled in 2 semesters and haven't received one cent I Nave been approved for FAFSA 2021 through 2024, but had to take the school off my FAFSA so i can transfer and hopefully receive some of the financial aid package. I begged them to help me but no...... Any advice????.

  • @edwindominguez4627
    @edwindominguez4627 5 лет назад +1

    What if your parents/ parent doesn’t complete/ turn in taxes,(he wins under the table money)

  • @pamela275
    @pamela275 4 года назад

    Thank you

  • @fredricksmith59
    @fredricksmith59 6 лет назад +2

    How can i get money in my pocket from fasa

    • @justinmiletich1975
      @justinmiletich1975 4 года назад

      I keep hearing and im about to prove it personally join the service and use G.I. Bill along with financial aid. Youll get paid to go school

  • @TheCocao81
    @TheCocao81 5 лет назад

    Hi. I wanna go into didgital animation. Will FASFA help me with getting the drawing tablets and computers I may need?

  • @boubacarsantara8085
    @boubacarsantara8085 5 лет назад

    hey ! thank you ! that's awesome , but how can i contact you ? i need some answer about my question

  • @abdennourbrahimherouas5767
    @abdennourbrahimherouas5767 4 года назад

    Hi ,quick question please , if some one has a green card if he register every year and he get money and finished his school and bla bla bla ....
    The question is when he applay for cityzen ship this money marks like benifits for him or no
    Because the person how has a green card to become cityzen ship he should not get no mony from the goverment .
    I need answer soon please and I appreciate you.

  • @dolphgonzales4196
    @dolphgonzales4196 3 года назад

    If I get scholarships do they give me less fasfa aid?

  • @danieltapia6432
    @danieltapia6432 5 лет назад +1

    You a real one for this my bro, much love from Chicago !

  • @patelrutvik7131
    @patelrutvik7131 5 лет назад +1

    How many hours job student can do for keeping financial aid

  • @papimew2672
    @papimew2672 5 лет назад +7

    "fasfa" "fasa" "fasfsa" im dead lmao

    • @cecemonemou1676
      @cecemonemou1676 5 лет назад

      Hi Kantis, Is is possible to reapply for FAFSA after dropping from school for a couple of years?

    • @papimew2672
      @papimew2672 5 лет назад +2

      @@cecemonemou1676 yes it is possible, you'll just have to reapply and submit all papers again.

    • @guardiandogoargentinos1385
      @guardiandogoargentinos1385 4 года назад

      @@papimew2672 Thanks i wanna get my brother into school wit me

    • @guardiandogoargentinos1385
      @guardiandogoargentinos1385 4 года назад

      @@papimew2672 But he still owes $ tho so will they deny him?

    • @papimew2672
      @papimew2672 4 года назад

      Charitable Miracle Ministry, Farmers & Barbers ת owe money to who?

  • @metaphorgucci6175
    @metaphorgucci6175 6 лет назад +1

    I have a question. when I used all my FASFA money and I put my savings into the bank to make my FASFA money equal, does the government will do something on my account or other things like I won't get the FASFA money anymore?

    • @zed2466
      @zed2466 5 лет назад

      This dude really said fasfa

  • @Charlesroberts6313
    @Charlesroberts6313 7 лет назад +3

    thanks. for info. it really eased a few concerns,

  • @Dream-bebe
    @Dream-bebe 4 года назад

    Good info!

  • @coreyanderson1457
    @coreyanderson1457 3 года назад

    I think it's sad that certain people can't get aid. The people who struggle the most ans want to better their life. I wish there waa a way to help people who can't get help the regular way. But yes, the FAFSA process is not hard. I've done it.

  • @Shantased
    @Shantased 7 лет назад +2

    THANK YOU SO MUCH 😊

    • @lewnanny1201
      @lewnanny1201 6 лет назад

      I had fafsa circa 1980 83 UMASS.gpa 2.5 1983. 86 97 state street bank 97 00 worked San Francisco 00 03 04 05 i worked Boston .

    • @lewnanny1201
      @lewnanny1201 6 лет назад

      Age ethnicity is considered in everything. I was admitted to UMass based on ethnicity thru a minority program.

    • @ravenyoudontneedtoknowmyla1283
      @ravenyoudontneedtoknowmyla1283 5 лет назад

      @@lewnanny1201 whats you race if you dont mind me asking

  • @papimew2672
    @papimew2672 5 лет назад +8

    "ethicititi" xD

  • @slapme5777
    @slapme5777 5 лет назад

    Check out www.houredu.com to learn more about this stuff and even get matched with colleges, trade schools and more.

  • @alquezb
    @alquezb 7 лет назад

    Is it easier to go to college out of state or vice versa

    • @aundreao.1925
      @aundreao.1925 6 лет назад +2

      versace Quez
      Going to school out of state doubles, sometimes triples the amount you would have to pay for in state tuition. Deff do you research for how much each school costs per semester and per year. Good luck!

    • @ceostryker
      @ceostryker 5 лет назад +2

      Don’t please dont

    • @fernandoceniceros95
      @fernandoceniceros95 5 лет назад +1

      Will Albert More people will find out and do it

  • @Wswavy7x
    @Wswavy7x 5 лет назад +2

    Yooo! When he threw up the 7
    I was shook lol

  • @DrHogfan
    @DrHogfan 6 лет назад

    Thought that my wife and I made too much and that it would weed us(daughter) out of Scholies. Thanks for info stating otherwise !

  • @glennmatthews758
    @glennmatthews758 4 года назад

    bruh, i went halfway through the video before i noticed his hand, tbh, its cool looking asf. i bet the girls fucking love it

    • @cjax3735
      @cjax3735 3 года назад

      Lol man you a fool,i dint notice it until you're comment

  • @gutsy9601
    @gutsy9601 5 лет назад +1

    i messed up on my fafsa and now i have to pay full tuition

    • @DarkSnakeMC
      @DarkSnakeMC 5 лет назад

      Gutsy how u mess up?

    • @Ronfosh
      @Ronfosh 4 года назад

      reapply they refund your last term

  • @elbonian1166
    @elbonian1166 4 года назад

    Oopppss. He is out of biz...

  • @joramvillasenor5037
    @joramvillasenor5037 5 лет назад +5

    Fasfa :/

  • @Tojoj22
    @Tojoj22 3 года назад

    ❤️

  • @hamacode220
    @hamacode220 6 лет назад +1

    Stop saying myfs

  • @linhminh9447
    @linhminh9447 3 года назад

    The wacky bangladesh subcellularly point because vein pathogenetically bore between a xenophobic ferry. puzzled, dark cicada

  • @jordanconstantino10
    @jordanconstantino10 5 лет назад

    Fasfa