Use FAFSA To Pay For College?
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- Опубликовано: 14 мар 2016
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thanks to fafsa i have my engineering degree and i graduated debt free
Fasfa ruined my life
Fuck you all for the ratio
Vladimir Putin how could you enlighten me on what happened ?
@@NeverGoingToGiveYouUp000 What happened
He end up president of Russia. Id say that's a good job
Same here! Graduating debt free with a Mathematics degree in a couple weeks !
Many colleges require FAFSA for Institutional aid. Fill IT OUT!
Well yeah, but you aren't doing it for Pell Grant in that case. That's just because your school uses the FASFA instead of running their own background on your finance. In that case you only do it if your school needs it.
@@jessicaolson490 Most students who don't qualify for Pell might still qualify for federal loans which can only be obtained by FAFSA. Now I'm not indicating that anyone should want to take out a loan in the first place, but they are by far the best option if you are. Generally lower fixed rates and subsidized accrue no interest while you're in school.
I grew up extremely poor in a trailer park with a single mother. I'm currently attending University with the help of pell grants and also some scholarships I received. I also have 2 part time jobs while attending college full time. I don't have any student loan debt, and I know that I've been given a great opportunity. I know that in the future the US government will make the money they invested in my 10 fold by taxing me when I receive my salary job.
good on you. i wish you luck
Do u have any tips for getting scholarships? I’m a disabled single mom & have a daughter about to go to college. Even though I have ZERO income, I got VERY little from the FAFSA award...for an IN STATE public university/school. So I’m trying to find about $20k in scholarships...looking for ANY help/advice!
How are you doing? Good I hope !
That's awesome
Preach.
The FASFA is also used by school financial aid offices to determine scholarships, need based and non-need based, not just loans! Even if you don't qualify for federal aid you still need to fill out a FASFA especially at a private school. Ignore the loan portion they will offer you but you need to fill out the FASFA!
My high school lied to me and advertised it as the Federal Application for Free Student Aid and that it was a mere grant program. Unfortunately, they recommended the entire graduating class to go into debt based on the FAFSA.
Shay Singer false, UCI doesn’t require a fafsa
Don't worry if someone listens and misses the March deadline and come August their school tells them they need it in general they can still submit it late. It's just first come first serve for the Pell money. I did it late several times with no issue.
Don't go to private schools, It's a waste of money!
Sometimes his tunnel vision because of his own experience really makes him sound so ignorant.
"All 3 of my kids went through college. We did not fill out a single FAFSA."
Well if we could all be multimillionaires then maybe we could all be like him. But I am the proud daughter of a school teacher and a stay at home mother who took care of her disabled child and handful of kids. Our teachers deserve far better pay. And I'm sure his daughters got into college because of great teachers like my dad. Someone has to fill that vocation.
Sincerely, I don't get your point about his tunnel vision and teachers pay?
+TheBlfan why cant you be a millionaire?
you right
+JasonfromMinnesota If you make a small income how are you supposed to get rich quick? yeah you can't. So that's why you can't be a millionaire...
+FabricFest Her point is that he is so out of touch with the average American. Yes he doesn't want people to stay poor, but some people are not poor they just don't have a high income that they can turn into millions.
I came from a poor family. I say fill out the FASFA. I'm saving for my kids college fund. He means don't depend on a FASFA as a way of life.
If you need the Fafsa to get your college education, That is what it is for!
Noone should be ashamed to use the Fafsa to get a college education so you can end a life of poverty and get a good job! Not everyone comes from money! And anyone who has a problem with this , TOO BAD!
Yeah he means people shouldn't fail to save money for kids college or lower their yearly pay just for 4k of Pell grants.
So regardless of getting FASFA you going into debt anyways. ?
I'm so saddened that Dave Ramsey is so misinformed on the FAFSA. Regardless of whether you qualify for Pell, the FAFSA is necessary for so many things.
Donna Baines Exactly! Schools use FAFSA to determine financial need based scholarships and grants. If you skip the FAFSA because you know you don't qualify for Pell grants, you could be missing out on thousands of dollars worth of other grants and scholarships that you don't have to pay back.
I filled out the FAFSA for the past 4 years for school and I got nothing from it.
to be considered for Merit and institutional scholarship you must fill it out for some schools. not everyone is guaranteed funding but you don't know until you try
I also filled out the fafsa and qualified for NOTHING
You don't know if you qualify until you fill it out, guys. You guys saying you got nothing, well, you didn't qualify. That's it. But you would've never known if you qualified for something until your filled out the fafsa
This will be the one disagreement I have with Dave, so far. How incredibly misinformed he is on the subject at hand. I was approved for FAFSA, my parents made over 100k a year, more than 10 years ago. Having said that, I don't feel like he really tried to understand what the caller was asking.
If you go to Stanford and your parents make less than 100k a year, tuition is FREE! And you can get financial aid even if they make more than that.
Wait that makes no sense to me? How can someone whose parents make more than 100k receive pell grants when a student who works, makes 30k and lives on their own does not? Ligitimate question.
I'm attending a community college and I'm literally getting paid to go there, since I get a $2900 refund from both the fed and state gov each semester.
Thats nice. I wish i got a refund that big lol. What state?
same here. i get like a 3 thousand refund every semester, im the first generation to go to college besides my sister and cousins. plus i got a subsidized loan too build credit.
@@CeeZee001 how?
@@josh.SEA.SJU.2 Why is the refund so high??? Are you using scholarships?
@@Snappers1_ if you go to a cheap school it costs less that means you get more money from the refund. It’s simply your financial aid deducted from your tuition
The money I got from FAFSA was enough to cover my entire tuition for the first 4 years I was in college. The last year when I was finishing up my BSN degree I was already a nurse so I paid my way through that last year myself. But I could not have imagined going through college without my Pell Grants.
Exactly. At UTA in Arlington Texas the pell grant is 6500$ and the tuition per semester is only 5,000$ it’s basically free college for poor people
Hey I’m thinking off doing nursing where did you study and what’s your salary would you say it’s worth going into
this rings true in my situation. the pell grants are covering my History BA and minor in teaching certification. im in my final year with no debt. very lucky about that i got into a university that wasnt blood hungry about tuition
Completely wrong about most of this. Schools use the FAFSA for their own need-based grants and merit-based grants for middle class people.
I watch almost every video that Dave Ramsey makes and I am a believer in his financial teachings, however I disagree with his commentary. Yes, FAFSA is an application for need-based families, but in particular low income AND working class/middle class. As a child of a middle class family I filled out the FAFSA and I received several grants and scholarships. FAFSA also lets universities know how to disperse their own funds (scholarships, grants, and loans) for those who cannot pay full price all at once.
A lot of us are on a journey to financial freedom, but not everyone is or has yet to discover FPU. So what about those families whose children are approaching college and they are running out of time? What about those students whose majors are in STEM subjects and are forced to dedicate most of their time to their studies? What about those students & parents who do work but still cannot afford tuition? I wish it was as simple as this video portrays but it's not...
Tamar Israel well said...thank you! FAFSA is a tool to help families in need/low income/middle class who otherwise would not be able to take advantage of higher education...not hinder or "stay in poverty." Why would people use FAFSA to "stay in poverty?" If anything, it can be used to help change people's status and allow them to better their lives. Thanks again Tamar Israel!!
:)
One of the worst advice I've heard from him. Like someone else in the comments, his tunnel vision didn't allow him to look further into this subject. 🙄
you should still fill out a FAFSA if you plan to go to college. In addition to Pell Grants you could also get a subsidized student loan when means the government pays your interest while in school. No harm in filling out a FAFSA, you don't have to take the aid they offer.
My parents divorced when i was in 8th grade, the house is paid off but my (chooses not to work). I worked part time and went to school full time. The 5k from FAFSA i used to buy a car. No debt. No payments. Now i work as a legal assistant full time. My boyfriend got out of the military and didn't want to work right away so he is getting the GI bill and FAFSA to become a cop.
TERRIBLE advice Dave. You need to learn more about FAFSA. There isn’t JUST PELL grants.
There’s also great low interest loans
Always apply! Pell grant paid for my college classes and it did not encourage me to stay poor. It helped me to be debt free with a 4 year degree. I had no parental support for college and FASFA made it possible. I also worked while going to school and I am not poor.
Missed a golden opportunity there. “Hi Rich, how are you?”
“I’m poor Dave”
Wait what? I’m a college student with parents that make 115k household income. I have an older brother who attends college as well and we use FAFSA. We live in California and that’s an average household income and you say FAFSA is for the poor, WHAT? Don’t listen to him, apply for FAFSA.
I think you should still fill out a FAFSA.
FAFSA is a must for attending college. Should you completely depend on it? No, but definitely take advantage of it!
Its socialism
dave does not know the struggle
His mommy and daddy did everything for him what do u expect…. Privileged
my oldest niece got FASFA on top of another scholarship as well as a tuition waiver at the community college she attends... I'd say always fill it out... she got her first two years of college paid for
Please please read the comments below before making a decision on FAFSA! Dave is completely wrong on this one.
No need to beg people, you can fill it out late quite easily. The deadline only matters for Pell as it is first come first serve. But if you have need for it for regular scholarship or the schools grants you can apply any time. They are basically using the FASFA to verify what you say about your income.
And anyone whose parents make 100k+ aren't getting Pell money.
Dave’s so out of touch with reality.
Not really, he is exactly right...
Lisa Smereczynski elaborate
You may disagree but he’s right and you didn’t elaborate why he’s out of touch
Dave is completely wrong and uninformed about this topic.
Some kids cannot work 40 hours a week while in college with a full load. They need all the time they have to actually study. Maybe not for the left handed puppetry degrees, but engineering/ atchitecture, your in class much longer than most other fields of study, even medical. 20hrs a week max is what kids need to be working while at school, then kick it during summer break, if you even get one.
What if the FAFSA is required for a ton of scholarships I find :(
+jamesuniverse from another commentor:
The FASFA is also used by school financial aid offices to determine scholarships, need based and non-need based, not just loans! Even if you don't qualify for federal aid you still need to fill out a FASFA especially at a private school. Ignore the loan portion they will offer you but you need to fill out the FASFA!
***** So Dave tells us not to fill it out, but we all need money for school... Per my point and TheBlfan's point, it seems contradictory.
I would have to strongly disagree with dave. If it wasn't for Fafsa, I wouldn't be where I am today. Granted I think college education is overpriced... I worked at dunkin while pursuing my degree in computer science, a very in demand field with high salary potential. I received a job offer with only 8 credits remaining to get my associates. The position was software developer making 78k a year starting. Making a lot more now. I was in poverty looking for a way out. Pretty sure the taxes I paid last year deemed the governments investment in my education worthy.
codin4k did you ever get a bachelors degree? Or do you still have only your associates?
@@andrewbrooks8909 yes I'm trying to know too
VERY SAD that Dave is taken as an authority in so many areas he CLEARLY has no knowledge or experience in!
Wow Dave really?
I am debt free now following your plan that believe in so much . MY mother honestly couldnt afford college for all of us and FAFSA. helped us out tremendously. No student loan debts. I thought you would appreciate that. We never lied or cheated the government. Thank God Im able to follow your baby steps so I could save for college for my children. My mom is listening to you now wishing she knew of you when she was raising us to make make smart decisions
No FAFSA, No Diploma in Louisiana
Tamara Wilhite what school?
In SC, FAFSA is also used for our state life scholarship.
I think he needs to tell them that federal scholarships through FAFSA is not determined through how much they have saved, only through income and family size.
Fafsa helped me graduate without debt. They covered about 75% of my courses. I only had to pay a few thousand out of pocket. Bless Up
Great video, don't make excuses to not having a great life. They should always fill the FASFA, sometimes there is money and grants you can get. Keep up the hustle!
Parents can also pay for and encourage their kids to take Advanced Placement tests. Each test cost between $60-$80 ten years ago when I took them (I took three). If you score high enough you can earn college credit. I was able to skip several courses and started college with a semester's worth of credit already under my belt. Graduated in just over three years with a four-year degree. THAT saves money.
how can someone take those?
+Joel Rodriguez Santos apstudent.collegeboard.org/takingtheexam I don't know if they're offered everywhere but I think in enough placed that it would be fairly accessible. Some schools offer AP courses that teach to the test (so-to-speak) but you can also study on your own for them.
+Ashley M That's good advice! I took my Spanish AP exam and passed it. I would also recommend CLEP exams. They are easier than AP and do the same thing.
Ashley Maginnis Some states also have a program like PSEO (post secondary enrollment option). This is where basically a program where a student in highschool, usually 11, 12 grade, can go to college for free (tuition and books included). This is typically paid by the state and is not available everywhere. A student's GPA usually determines if they qualify. I would ask the school about this or try and search online for more info for your state/region. I live in Minnesota and I did PSEO. I know people who did not go to highschool and only took college classes, and got an associate degree at the end of their senior year as long as they completed highschool requirements. In my opinion this is much easier than AP classes. a much easier to get college credits and mare credits.
Ashley Maginnis You would have needed to take at least 5 and passed them to have a semester worth of credits lol
As a single mother I recived the fafsa. I recived scholarships from my college go pay for day care. I never would have been able to save for college being a single mother. The fafsa gave me an education. It’s not bad.
Some people clearly didn’t even watch the whole video before commenting and saying Dave is wrong. The caller’s concern is for people asking if they should NOT save money so that they still qualify for fafsa (for the grants that are need based, since the question was specifically about finances). Dave’s response is that the people who are asking the caller about not wanting to save money, in case they no longer qualify for fafsa, are people who likely have a large income already so therefore they wouldn’t qualify for the portion of fafsa those folks are aiming to take advantage of, purely because of their income, so they should save money. It’s not what they have in their bank accounts that will disqualify them from need based grants, but their income. He explained his thought process that someone who truly qualifies for fafsa’s need based grants based on income, wouldn’t be asking the question bc they likely wouldn’t have the option to be saving huge sums of money anyway. -he’s mostly just telling people they shouldn’t be trying to cheat the system
This was eye opening.
Thank you Dave!
Dave, I disagree with you. Many colleges use information from FAFSA to determine how to distribute institutional need based grants and scholarships, regardless if a students receives Pell Grants or federal loans, in fact some colleges won't even give scholarships to those who don't fill it out. Either way, fill it out because you don't have to take any federal loans offered, but have it ready for any college that asks for it.
Fill out your fafsa! Many colleges require it for merit based scholarships!
Dave is closed minded for this one. Many colleges require it to be filled out for their own merit based scholarships. Mine did...
Some states have an option where in high school a student can go to college and the state pays for the tuition and books. This usually is in 11 and 12 grade and depends on your high school GPA. In my opinion this is much easier and more useful than AP classes because those classes last the while year and you still need to pass a test. I know this is available in Ohio and Minnesota where it is called PSEO (Post secondary enrollment option). Ask your school and do some research about your state.
I didn’t receive any financial aid but had to fill out FAFSA just to receive my merit-based scholarship. You need to fill out the FAFSA.
Yeah no, my parents combine make over 60K yet I received the max amount along with another $1000 FESOG.
Never paid a dime for community college, as a matter of fact I received $1100 per semester after tuition, fees and books.
And now I'm so confused. I'm a single mom and have filled out the FAFSA every year and other than qualifying for loans that we didn't take or want my daughter didn't qualify for any grants. I work a second job and my daughter works a job on campus to pay for her school. Thankfully she'll graduate next December debt free!
Thanks to Fafsa I was able to graduate with my bachelors in business management
Have you gotten any interviews besides mcdonalds?
Don't avoid saving or promotions just so your kids qualify for grants, but students, if you might qualify, apply for anything and everything! Better than debt or missing a chance to get that diploma. Don't dis the FAFSA.
This is a great question because I find many people I know asking the same thing. My parents always made under 50k so me and my siblings qualified for the pell grant. Thank God we were able to get that because my parents weren't able to save for our education. We lived in ghetto communities in New York because that was all we could've afford.
Pell Grant is for students who have low EFCs or Expected Family Contributions.
I was dispersed over 18,000 in FAFSA. I never received one dime towards my tuition. I'm just now finding this out years later after the school closed.
This system in America is so unfair…. There r ppl out here like myself who works hards n by the time I’m done paying billz I have nothing left, so that left my child not get free school or food stamp… it’s unfair to the working class ppl !!!
I read it does not matter how much you make, filling out the FAFSA aids in what scholarships the specific colleges will consider for you, and to estimate the family contribution, which is required for many applications I have done.
Fill out FAFSA since colleges give grants even if is not a lot. Our son went to a public state school. They gave everyone at least 450.00 per semester to say they give aid to everyone. We made 96,000 and still got 1,200. We did not qualify for PELL. My job gave 3,500 scholarships and they wanted the FAFSA. They gave over 300 scholarships.
Many colleges require students to fill out the fafsa to get merit or need based scholarships
Dont waste your money living at a college, Stay with your parents and commute to school. Want the "college experience", your going to pay for it.
that's fine for community college, but when it's time to get the bachelor's degree not everyone lives close enough to a university to commute.... the nearest 4 year college to me is an hour and a half drive from where I live
Thanks for saying that. I’m a commuter student and I’m saving so much money on that regard.
If you stay within an hour from the school definitely. But people who grew up in a rural area like me. The nearest college is 3 hrs away. Some people have no choice but to stay on campus.
Bad advice. 1. Fill out now so that in case of a change in circumstances (say an unforeseen medical debt) the kids have the option of getting loans. 2. A few colleges make you fill out a FAFSA to get merit aid 3. If you attend a private school, the combination of the FAFSA and CSS Profile will get used for some middle income scholarships -- not necessarily just for poor families. Dave is correct that it doesn't make sense for people in HIS tax bracket. But even low 6-figures can benefit from aid at private schools.
Terrible advice, private colleges look at your Fafsa to determine need based aid packages that are from privately funded scholarships, buddy clearly doesn’t know how this works.
I got married early on while in college which made FAFSA based off of mine and my wife’s income. We chose a school that was cheap and because of that both of our degrees were practically paid for through FAFSA. It might not play out like that for everyone but it sure worked for us!
Even if you do get Grant's from FAFSA you should try to have an off campus job to help with other stuff and you can get a few tax deductions if you are in college if you pay out of pocket for college expenses which can be very helpful as well
Fill out FAFSA, be smart and ignore the loans, taking the pell grant u get and take the scholarships your university gives you which can be blocked by NOT filling out FAFSA
Sorry I love Dave but I needed FAFSA. I grew up poor, I didn't go to University until I was 24. I paid for CC out of pocket. There was no way I could've paid for university on my own and it was a public university. But I will commit to pay my off my student loans when I graduate. With out FAFSA, I couldn't attend University.
He never said don't fill out fasfa he said rich people shouldn't pretend to be poor to get federal aid. He didn't fill it out for his kids because he is a millionaire
I grew up poor, so I got the free ride for my associates,I’m using this to my advantage while working. This is saving my life.
Need based loans doesn't work for everyone. My dad made too much to qualify since he owned his own business but most of the profit went back into the business. This prevented me from getting any help paying for college. I managed to work 40hrs a week and finish my AS degree without debt. Now I'm grinding to save and invest before finishing my BS.
Your dad had knew nothing about accounting then
the community college I attend forces you to apply for fasa unless you csn pay for college by cash even when you know you dont qualify for pell grants .
Say yes to free money and stay out of student loan debt? Why would anyone do that?
If you fill out FAFSA you also may qualify for TAG (Tuirion Aid Grant) in the state (if your state offers it) that you don't have to pay back. You can also qualify (again, depending on the state and your school) for work-study so that you can make some money on campus to help out if you need school supplies or food while living on campus.
I’m curious to know what Dave’s GPA was.I don’t think working 40 hours a week while being a STEM major would work for most unless your really smart and don’t have to study at all. Especially if your in a major like biology and using that to get into med school, dental school etc... you need a high gps on top of it. I know I worked part time when I was a undergrad bio major and that was tough. I was always studying, and doing lab reports. I didn’t even have time to party on The weekends since that’s when I worked my part time job.
The thing is, I paid for my education and contributed for my kids' schooling too. I voluntarily contribute to my old schools and their scholarship funds, but federal aid comes from resources they took without asking me. And now that I took care of my own, they use these aid programs to pay for other people's kids. Is that really moral?
When I filled out my fafsa, the loan offer was in two parts: One to offer the tuition and the other for living expenses. I always just chose the tuition. If I hadn’t, my loan would have been 50k instead of 25k. I paid that 25k off in 10 years...
I spent the first few years in college paying out-of-pocket thinking i wouldnt get anything from it. This semester I applied just to see. The application was super easy and i was able to afford 2 classes. Its something! I barely get anything back from taxes and I pay about 20 percent of my yearly income in taxes
I filled out FAFSA and all I was offered were loans. A bunch of loans in fact.
If I remember correctly, I had to fill out a FAFSA each year even though I did not receive federal aid. I got state-level scholarships, sure, but they weren't national-level. I'd treat the FAFSA like a scholarship application: don't count on the money, but if some comes your way, more power to you!
And *DON'T TAKE OUT A LOAN!!* That's the main takeaway from all of this.
I’ve never disagreed with him on anything except today. FILL OUT THAT FAFSA! It’s helped my “poor” self. Sooo many times. Do it!!!!
SAT prep was the most useful class I've ever taken
Even more than Financial peace?
FASFA is not a tool poor adults are using to send their kids to college, it is a tool their kids are using to get out of their parents situation ❗️❗️
But you're required to fill out the fafsa for subsidized loans and work study. Also some school scholarships.
Is filling out the FAFSA required? My son is looking to apply to several colleges soon (I make too much to qualify for any aid) and I don't understand why I'm being told that it is REQUIRED to give my tax returns etc. in order for him to apply to a college.
Yea, fasfa is based in low income. After two years it gets cut! I found out how fast fasfa cuts you off. Yes, if you do fasfa DONT depend on fasfa! Work part time or full time. Take advantage of the pell grant but, don’t rely for it to cover it all. I was poor. Fasfa is not enough as I make more money. I’m okay with it being taken away on my last year, because I would already have the money saved up to pay my education in full. So, yes. I agree with Ramsey because fasfa does push loans.
Wish I could’ve worked while I was getting my 2-year degree. Life isn’t always that straight forward.
AP classes help! College level classes in high school may help to get the core classes out of the way! The exam costs, however it may be a way of taking college level classes while in high school!
oh no AVOID ap classes. take some at your local cc instead.
Thanks to the FAFSA, I've gotten close to 20k a year in grants. Combine that with my merit and private scholarships, and private school has become less expensive than public school. FAFSA would have given me a lot less if I went public and I'd miss out on those merit scholarships private schools can afford.
Do you think the teachers in private colleges discriminate or judge you if you take pell grant,as most private colleges have students with good financial background?
@@soniaajwani6764 Absolutely not! In fact the only professor who knew was my adviser so we could plan my classes in a way that wouldn't cost me aid. I got my lowest grade in his class, but I'm almost certain that had to do with the class just being hard. He actually nominated me for a scholarship that I eventually won after I told him I couldn't afford my final year even though I was working full time. Best thing, I could have paid for it, I just didn't want to take on more loans to do it.
They are programs that allow the household income be up to 200k
Idk what to tell you but i went to community college on a pell grant from fasfa because i come from a poor family, i failed and now being sued by the college and fasfa won’t let me go back to any school unless i pay it back
College ain’t as cheap as it was back in the day Dave
I’m sure more free money from the government will fix that problem
I waited until I was 24 to get fasfa for school because i didn't get anything under my parents and I supported myself. I get like 5 K this year and should get about 6 K next year just in pell.
Omg fafsa is FREE FRIGGIN MONEY FOR COLLEGE TUITION IF YOU QUALIFY JUST FILL IT OUT AND SEE IF U GET ANYTHING..obviously you should try to get as many grants and scholarships as possible but dude....what is wrong with free money....!!!
This is a bit misleading. When I went to college, I was unable to even begin to qualify for a lot of scholarships without filing a FAFSA. Even if you don’t qualify for free grants from the government, you should still file one because many scholarships require it.
I used a FAFSA grant to pay for a videography trade school/cert. Never used my credentials. About to use it to join for a IT program
@thedaveramseyshow I’m an independent college student. I don’t live with my parents. I barely have a roof over my head thanks to my aunt who I share room with. I want to continue my education in the science field and eventually get a bachelor’s degree. But to do that, I need to pay for university costs. I’m applying for scholarships, working full time but I’m not sure what else I can do to finish my education debt free. I don’t want no big student loans. Any suggestions for independent students sustaining themselves?
What if you can't get your parents to get the taxes from the IRS?
Ok but I know that when I made an extremely low income I did not qualified for need based grants due to the amount I'd saved while families who make more money but have less saved qualified. Its like people who save and live within their means are punished.
It’s not that expensive for college . Save for a year and Go to a state community college and get an associate for around $2000.
Not horrible price .
Gotta work and go to school but it is possible . It’s hard and takes work but it’s possible
I was just excepted into a college in Quebec Canada. I have 40 of 90 credits from here in the U.S. that will transfer there. I found out I might get Federal student loans that I can use in Canada. The tuition is cheaper there but I don't have quite the money. I already have a BA degree in Computer Science and working on a second degree in French. I feel with both degrees from the U.S. and one from Canada I would have a big leverage to be able to work anywhere and make more money.
Dave is correct that you will not get federal need based aid from the FAFSA if you have good income and assets...BUT...most private colleges require the FAFSA an can use it to award aid packages that can very generous. The public universities think your family is rich if you make $100,000 per year, the private ones don't.
C B 100,000 is nothing. When your paying for all else. Nothung left
Work at my school's IT help desk starting freshman year
I'm self-funding my degree. However, FAFSA is required to receive most scholarships and federal work study. I filled it out, knowing I will not need the loans but to qualify for future grants.
What if I sign for FAFSA but then I decide to go to college next year because I'm late? Do I have to pay them?
Nam Uchiha what do you mean. fafsa application is free, unless you're talking about taking out a loan. even then you don't have to pay off the loan if you didn't take one out because you didn't go to college yet.
I get what he’s saying here, but every single scholarship, grant, work-study, or any other financial aid OTHER than loans required me to fill out the FAFSA before hand, and then sometimes additional specific paperwork for scholarships. The first thing my advisor at my community college told me when I walked in for the first time was to fill out the FAFSA. I’m so glad I did, because I’m in the “poor income category” and I didn’t even realize it and was awarded Pell grants and state grants that have literally been paying me to go to college. When I transfer to my four year in-state uni they automatically consider me for a transfer scholarship, but I have to have filled out that FAFSA prior. Just educate you’re kids about loans and that ideally you wouldn’t take them out, and to just focus on work-study and scholarships, and grants if you qualify for them like Dave is saying here; but fill out the form so you can get all those other kinds of aid that can be really helpful at no cost to you, and won’t throw you down the college debt hole.
But if you're ALREADY IN POVERTY.... its a chance you're not gonna get anywhere else
If you’re in poverty you shouldn’t be going to college you should be using the public libraries computers to learn and make a business like trimming peoples shrubs
I know this video is from 2016, but here's something I don't understand: My 76 year old mom is retired and receives Medicaid with her Social Security because she doesn't work anymore. I thought that Medicaid was Welfare and Medicare was for people receiving Social Security, a/k/a retired or disabled people. This is news to me! Mom and I don't consider Medicare as Welfare. She paid off her home and car years ago and this is a big surprise to us. Thank you to any responses.
Medicare's cost is supplemented by government money. The government is paying a portion of the cost, so it's welfare.
I recieved scholarships from my school (academic based) and I was still required to fill out a FAFSA. But I would much prefer Dave's method (if I knew about him then) of paying cash for school.
but I do recommend getting an excellent score on the SAT. My school credited my math score and I was able to not take any advanced math courses as a freshman requirement! I was able to take that credit to add to my total credit balance (required to graduate).