This happened to me too. Company A offered me a job. Company B scheduled two interviews (for two different positions) with me after I accepted the offer from “A” but before I started working for them. I worked for “A” for about four months and it became clear to me it wasn’t a good fit for me. When “B” finally made me an offer I jumped on it. Almost four years later I’m still with “B” and happy I made the switch. The experience taught me to keep your options open for the first few weeks after you start at a new company. It takes time to ramp up the job search process.
Money wears off quick especially if the company isn’t stable and doesn’t have a good culture and/or business model. Constant layoffs and leadership turnovers are major red flags.
A disorganized hiring process is a massive red flag. Having been on both sides of it, I see how it can happen, but it’s a huge red flag. An effective startup should be able to move MORE quickly and decisively, not less.
There are so many more factors to consider - for example how many hours of work are required at each company. Finance jobs can come with a lot of unpaid overtime.
I took a pay cut some years ago to work for a better company. It was one of the best decisions I made. It was a $13k pay cut. I learned and grew so much!!!
I took a job with his "company B" thinking that there would be so much opportunity for growth because they're a newer company and the money was better, and I was completely wrong!! The disorganization that Dave described was too much to try and deal with and I was miserable. Went to work for a "company A" nine months later and I've been so much happier! Even with much less pay.
But if he goes with B and it doesn't work out, he has a higher salary to bargain with for a new job. I personally would go with B because I prefer a little chaos rather than structure that doesn't allow for innovation.
Same! In 2018 I went for company B (25k more per year). Hands down the worst job I've ever had. Horrible managament, no growth opportunity. I think the extra 25k per year was worth it but I'll never choose a job just for the $$$ again.
I just declined a job I thought I wanted. They flat out refused to answer questions I had, sending me to the internet to query further. What I discovered made me not want to work for that company.
Companies (HR) are used to this, esp. right now with unemployment so low. I would'nt lose sleep over telling the other company you are rejecting their job offer. I talk to the HR lady at our company, and she said she gets people that accept job offers, than don't even show up to their first day of job, so giving them any notice, even by email, they will be happy with. It's a job/corporation, it's not like dumping your girlfriend/wife out of the blue.
I can tell you this, I had a job with a global construction products manufacturer until they had a merger and laid me off after 12 years. They were a VERY well organized, highly competent, process oriented, exacting company. There were very few unknowns, always a procedure for every situation, and I knew what was expected of me. Today, I work in same industry, similar jobs, same/similar customers, but with a small and unorganized company. I make $40K more than the first job. At a $40K pay disparity, if I had the opportunity to go back to my first job, I would not go back. If the pay differential was only $15K? I'd go back in a heartbeat.
I am in the same position right now. The salary is basically the same However, company B comes with more benefits and seems that it's doesn't feel like a corporation in a good way. 1- more breaks (and kinda can have your own break whenever you want as long there is nothing that has to be done) 2- less work 3- a salary increase every 6 months or so 4- I work in chat support, however company A requires making some calls (and I hate making calls) Also company A seems more Demanding it's serious, however company B is for an entertainment service app and does not seem to be demanding. (don't forget that I can decline company A, but they would most likely put my name in their black list I won't be able to apply for them again)
Take the one that's better for you. They both have a hiring pool of good candidates so there's definitely a backup. I accepted an offer at a company several years back. Got a better offer from my current company that I'm working for. Had to tell the first one no. Worked out well.
Basically, you have to ask yourself, if both offers were equal in salary / benefits, which one would I choose. If you decide to go with Company B, be honest and upfront with Co A and let them know sooner rather than later.
I personally thrive better at smaller companies BUT I hope he’s prepared to do more work than what he may be expecting. I wear many more hats at my smaller office than I ever did at the larger companies.
Finally someone said it! In Spain we don’t earn such huge amounts (100k and so on…) so for me, hearing the gap difference of 15k is definitely a lot and something to consider!!
Also to consider is some of the smaller things like how long of a lunch do you get, what is the start and stop time, does the company actually give breaks, etc… If they offer benefits, are those benefits through a good company or not.
Most companies are disorganized. When I decided to retire I pushed management to get someone to replace me and give us several weeks together to make the hand off. I did this because I cared for and respected my teammates and didn't want them to suffer. If I had been going to another job, there might not have been enough time to bring a new guy/gal up to speed.
I will tell you, the job I made the most money at is where I was most unhappy. Sometimes, you can take a lower pay and be happier. Go with the work you want and take the pay you get.
Great great discussion! I have the same dilemma on a much smaller scale. So I'm going to rescind my acceptance of the lower paying job. I wanted to stick to my word but...
I would say go with which you want most. I am in a similar siutation atm. I got two companies on my plate. Ones already given me an offer, but waiting to hear back form the other, but they are delayed in getting back to me. They are my prefered choice tho. So I;ve accepted the one now, but I think if I do get an offer from my dream one, I would defo go for that one.
GREAT ADVICE!! I love the wholistic approach of this answer. I am in the very same predicament but with 1 offer accepted and 2 more profitable offers pending. This has definitely provided me with a better way to look at it. Thanks~
Also what’s the ceiling for each role? If option A starts at 110k but has the potential for 140k and option b starts at 125k but caps at 130k that’s something to consider
@@tancreddehauteville764 Very true. Many companies dangle “raises and bonuses” over you just to milk you. Before you know it, you’re left high and dry.
This is my situation right now I accepted company b and start on August 1st but I just got an offer letter from company b which is the job I really wanted. I'm calling company a on Monday and explaining how all this came about happening.
@fabbz94 nice! Yeah, I accepted a job at a new company. Told my management today. They immediately said - "Give us 24 hours before you actually hand us that resignation letter. We hear you, and we'll see what we can make happen." I actually live the company I'm with, I just can't get "that" job yet. So I shopped around. Now I'm sitting here having signed another offer, but genuinely curious if the counter is going to be something worth staying for. Stressful af, but I guess there's worse problems to have. Haha glad to hear it worked out at least a year later!
Why does a senior finance guy have to call into a show for advice? 😂 $15k is $900 a month after taxes difference. Not that big of a deal. Take the easier, less stressful job (whichever one it is).
Read reviews on the second company and see what their culture is like. You want to work in a place where you love your job and are treated fairly and valued. Pick whichever one has the better culture and will be more fulfilling, even if it pays less.
I work in the defense industry and signed an offer a few days ago. I just received another offer with another company for $15,000 more . And a closer drive . I’m torn because both will be amazing for me . Only difference is the salary , distance and minor company benefits i guess
Walked away from company a to get better pay from company b. Not happy and seriously contemplating going back and taking a pay cut and losing out on better benefits.
You should be grateful to have offer, let alone two. You don't know how good you have it. I would like ONE offer from anyone. I am out of work and it sucks, and the worst part is the rejection I just want to be given a chance. You win no matter what, whereas others go without, so you have nothing to complain about.
I was waiting for them to mention salary. $110k vs $125k is definitely worth making culture an important part. $45k vs $60k would have been a different discussion
I love money and I chased more money but recently I declined an offer that was 10k more without any problem. 10k or 15k is really not much per paycheck. If we are talking 30% or more then that's more meaningful
You can decline. Its at will employment. Can leave or get fired anytime. You don’t want to waste your time at a job you don’t really want. Does your employer no good if you don’t wanna be there anyways.
This helps me too. I accepted a contract to direct hire role for an at will agency and will be receiving another offer shortly to a place that is a direct hire role. Being contract seems iffy but the company seems great but id prefer direct hire now especially now that I'm married. And after being laid off since the end of may.
A deal is a deal. Your integrity is everything in business. Even more so than your talent. People need to be able to trust who do they business with whether it is an employer, a vendor, or sometimes a big customer. If you accepted an offer than that is it.. If I were hiring you I would flag you as unrehirable even if you never started as you have no integrity. That stuff haunts you
I think that your caller needed to totally disregard the salary difference, and focus only on the work environment. I’m retired now, but 20+ years ago I went from an international corp S&P 500 company to a privately held business. I lasted less than two years. The disfunction in leadership was unbearable to me. I went back to a corporate environment to finish my career.
If they leave a company to come to your company because of a better offer, they will just as much leave you the minute a better offer comes from elsewhere.
Honestly usually I say take company b with the better offer but it seem really disorganized the hiring manager just got fired it seem chaotic. Stick with company a
So would you guys get married and if someone else comes along, do you leave your new spouse just because you have another "offer". Commitment means something. You should be a person of your word. You can't quit the minute you have a bad day. Maybe sometimes you need to suck it up a bit.
I would take company’s B Offer and ask company A if they can match company’s B Offer. If not take option B if you are not happy with company stay at company B get some more experience and apply somewhere else.
I know some people changed job from great resignation, didn’t hear any complaint about it, all I hear is they liked their job now way better so not sure where they get the regret thing from
I wish I had watched this going from a SP500 company to a start up! OMFG I hate start ups now! You really need to have the energy to burn with a start up!
Just be professional about it and let them know ASAP. If someone offers me a lot more money the day after I accept a previous offer, I'm taking it all other things being the same. You start talking $10's of thousands of dollars - it can be life-changing.
Preacher from Chicago goes and meets a pulpit committee . He goes home and tells wife it’s in Hawaii will make double pay . She says what should we do ? He says go to living room and pray . She says what are hon gong to do? I’m going upstairs to pack.
"With regret, my circumstances have changed, and I am no longer able to accept your generous offer".
Thank you
This is perfect. Thank you!
Thank you I'll need this!
This happened to me too. Company A offered me a job. Company B scheduled two interviews (for two different positions) with me after I accepted the offer from “A” but before I started working for them. I worked for “A” for about four months and it became clear to me it wasn’t a good fit for me. When “B” finally made me an offer I jumped on it. Almost four years later I’m still with “B” and happy I made the switch.
The experience taught me to keep your options open for the first few weeks after you start at a new company. It takes time to ramp up the job search process.
Money wears off quick especially if the company isn’t stable and doesn’t have a good culture and/or business model. Constant layoffs and leadership turnovers are major red flags.
A disorganized hiring process is a massive red flag. Having been on both sides of it, I see how it can happen, but it’s a huge red flag. An effective startup should be able to move MORE quickly and decisively, not less.
How was it disorganized?
Because he didn't get a call back right away?
When they most likely interviewed more people than him.
I take the first offer.
He who hesitates is lost, and the company who takes longer isn't as keen on you.
Shows like this remind you of why Dave is the Top Dog. Ken gave one answer initially then pivoted when Dave brought up key points.
Shows no one has a backbone.
IKR? And Ken is supposed to be the “career expert”.
100%
There are so many more factors to consider - for example how many hours of work are required at each company. Finance jobs can come with a lot of unpaid overtime.
I took a pay cut some years ago to work for a better company. It was one of the best decisions I made. It was a $13k pay cut. I learned and grew so much!!!
Thank you for this, I’m currently dealing with this at the moment
I took a job with his "company B" thinking that there would be so much opportunity for growth because they're a newer company and the money was better, and I was completely wrong!! The disorganization that Dave described was too much to try and deal with and I was miserable. Went to work for a "company A" nine months later and I've been so much happier! Even with much less pay.
Sometimes certain jobs have a higher “pay” of increased mental health👍
But if he goes with B and it doesn't work out, he has a higher salary to bargain with for a new job. I personally would go with B because I prefer a little chaos rather than structure that doesn't allow for innovation.
@@toohda I can definitely relate to that! The stress brought me to tears a few times a week. How miserable?!
@rich hahn
Finance folk tend to be highly organized. Chaos would be unbearable.
Same! In 2018 I went for company B (25k more per year). Hands down the worst job I've ever had. Horrible managament, no growth opportunity. I think the extra 25k per year was worth it but I'll never choose a job just for the $$$ again.
I just declined a job I thought I wanted. They flat out refused to answer questions I had, sending me to the internet to query further. What I discovered made me not want to work for that company.
Same
Companies (HR) are used to this, esp. right now with unemployment so low. I would'nt lose sleep over telling the other company you are rejecting their job offer. I talk to the HR lady at our company, and she said she gets people that accept job offers, than don't even show up to their first day of job, so giving them any notice, even by email, they will be happy with. It's a job/corporation, it's not like dumping your girlfriend/wife out of the blue.
I can tell you this, I had a job with a global construction products manufacturer until they had a merger and laid me off after 12 years. They were a VERY well organized, highly competent, process oriented, exacting company. There were very few unknowns, always a procedure for every situation, and I knew what was expected of me. Today, I work in same industry, similar jobs, same/similar customers, but with a small and unorganized company. I make $40K more than the first job. At a $40K pay disparity, if I had the opportunity to go back to my first job, I would not go back. If the pay differential was only $15K? I'd go back in a heartbeat.
I am in the same position right now.
The salary is basically the same
However, company B comes with more benefits and seems that it's doesn't feel like a corporation in a good way.
1- more breaks (and kinda can have your own break whenever you want as long there is nothing that has to be done)
2- less work
3- a salary increase every 6 months or so
4- I work in chat support, however company A requires making some calls (and I hate making calls)
Also company A seems more Demanding it's serious, however company B is for an entertainment service app and does not seem to be demanding.
(don't forget that I can decline company A, but they would most likely put my name in their black list I won't be able to apply for them again)
Take the offer from company B to company A and see if they will match it...if they do company A..if not go B. It's a no brainer.
Take the one that's better for you. They both have a hiring pool of good candidates so there's definitely a backup. I accepted an offer at a company several years back. Got a better offer from my current company that I'm working for. Had to tell the first one no. Worked out well.
How about negotiating salary with Company A based on a higher paying offer? Can't even believe Ken Coleman didn't bring this up!
He hasn't done a job interview in a long time; he's rusted.
RE-negotiate
Didn't watch the vid but if companies can rescind offers then certainly you can change your mind after you have accepted the position.
Basically, you have to ask yourself, if both offers were equal in salary / benefits, which one would I choose. If you decide to go with Company B, be honest and upfront with Co A and let them know sooner rather than later.
I personally thrive better at smaller companies BUT I hope he’s prepared to do more work than what he may be expecting. I wear many more hats at my smaller office than I ever did at the larger companies.
“For $15K I’m not doing it”…well I guess it depends if it’s 50K to 65K or 185 to 200…
Finally someone said it! In Spain we don’t earn such huge amounts (100k and so on…) so for me, hearing the gap difference of 15k is definitely a lot and something to consider!!
Dave, you are such a good shepherd. You always give sound real advice. Thank you.
I love how these guys played the tape through. Great video!
Also to consider is some of the smaller things like how long of a lunch do you get, what is the start and stop time, does the company actually give breaks, etc… If they offer benefits, are those benefits through a good company or not.
When a company offers 120k, lunch break isn’t really a concern
@@Jajaky it is if you’re already almost making that.
@@Jajaky my point was that every detail matters no matter the pay.
@@Jajaky making $120k means you don't get a lunch?
And hopefully it’s remote so lunch doesn’t even matter, eat whenever you want
Most companies are disorganized. When I decided to retire I pushed management to get someone to replace me and give us several weeks together to make the hand off. I did this because I cared for and respected my teammates and didn't want them to suffer. If I had been going to another job, there might not have been enough time to bring a new guy/gal up to speed.
I went from large to startup. BEST decision I ever made.
I will tell you, the job I made the most money at is where I was most unhappy. Sometimes, you can take a lower pay and be happier. Go with the work you want and take the pay you get.
He just didn’t want to admit it was the 15 k only.
Great great discussion! I have the same dilemma on a much smaller scale. So I'm going to rescind my acceptance of the lower paying job. I wanted to stick to my word but...
I would say go with which you want most. I am in a similar siutation atm. I got two companies on my plate. Ones already given me an offer, but waiting to hear back form the other, but they are delayed in getting back to me. They are my prefered choice tho. So I;ve accepted the one now, but I think if I do get an offer from my dream one, I would defo go for that one.
GREAT ADVICE!! I love the wholistic approach of this answer. I am in the very same predicament but with 1 offer accepted and 2 more profitable offers pending. This has definitely provided me with a better way to look at it. Thanks~
Nothing ethical about it. Pick the one you enjoy doing. And factor in the pay and benefits.
Almost 1000k extra a month would have me.
If I used to live in Grand Rapids and if this was with Spectrum Health, don’t go work there.
I liked how they worked through this with him.
Also what’s the ceiling for each role? If option A starts at 110k but has the potential for 140k and option b starts at 125k but caps at 130k that’s something to consider
You should look at the here and now, not at what rises you might get. I always assume I'll never get a rise.
@@tancreddehauteville764 Very true. Many companies dangle “raises and bonuses” over you just to milk you. Before you know it, you’re left high and dry.
@@tancreddehauteville764 You should always be thinking both short term and long term. Only looking at one is a mistake.
@@jrwntctv8091 raises aren't guaranteed. Trust no company
This is my situation right now I accepted company b and start on August 1st but I just got an offer letter from company b which is the job I really wanted. I'm calling company a on Monday and explaining how all this came about happening.
How did it go?
@@Ben-gg3dp I ended up going with company b which is the job I really wanted. It's been a year already? Crazy how fast time goes by. 🙂
@fabbz94 nice! Yeah, I accepted a job at a new company. Told my management today. They immediately said - "Give us 24 hours before you actually hand us that resignation letter. We hear you, and we'll see what we can make happen." I actually live the company I'm with, I just can't get "that" job yet. So I shopped around. Now I'm sitting here having signed another offer, but genuinely curious if the counter is going to be something worth staying for. Stressful af, but I guess there's worse problems to have. Haha glad to hear it worked out at least a year later!
*love the company
@@Ben-gg3dpexactly in this situation atm. How did it end?
"I'm a Christian." Usually what someone says before they throw someone under the bus. That said, I agree with Dave's and Ken's advice.
Why does a senior finance guy have to call into a show for advice? 😂 $15k is $900 a month after taxes difference. Not that big of a deal. Take the easier, less stressful job (whichever one it is).
Depends on what your goals are. Sometimes, the more difficult job leads to more opportunities, money, and an easier go of it down the road.
$900 can make a LOT of difference!
900 a month may be small potatoes in california but here in illinois it buys a lot. Keep heading south an it buys a lot more.
If that's what you really think then let me send you my address so you can send me $900 every month. It's no big deal, right?
@@LG123ABC $6200 net for a lob you like vs $7100 a month for a job you dislike. Yes, that is no big difference.
Read reviews on the second company and see what their culture is like.
You want to work in a place where you love your job and are treated fairly and valued.
Pick whichever one has the better culture and will be more fulfilling, even if it pays less.
First guy: gives long thought out response and good advice.
Dave: how much money is it
Lol
That’s what I wanted to know.
Crazy but I am going through the same predicament. Thank you
Look for company C… if a company is disorganised it’s not worth your time.
Also, why did the previous person quit?
Take the best offer, it’s not a moral question.
I work in the defense industry and signed an offer a few days ago. I just received another offer with another company for $15,000 more . And a closer drive . I’m torn because both will be amazing for me . Only difference is the salary , distance and minor company benefits i guess
Walked away from company a to get better pay from company b. Not happy and seriously contemplating going back and taking a pay cut and losing out on better benefits.
You were foolish.
You should be grateful to have offer, let alone two. You don't know how good you have it.
I would like ONE offer from anyone. I am out of work and it sucks, and the worst part is the rejection I just want to be given a chance.
You win no matter what, whereas others go without, so you have nothing to complain about.
I was waiting for them to mention salary. $110k vs $125k is definitely worth making culture an important part. $45k vs $60k would have been a different discussion
30% are regretting means 70% are not regretting. Seems that making a move is better based on this stat
A lot of times we tend to remember the good things from the past and forget the bad that drove us to leave.
I love money and I chased more money but recently I declined an offer that was 10k more without any problem. 10k or 15k is really not much per paycheck. If we are talking 30% or more then that's more meaningful
I told an employer, I was leaving.
They said: If it is about money, we can give you 50% more.
Not about money
If A was competent they'd wait until you begin working before rejecting the other candidates
Never asked about benefits or retirement plans
Sounds like a great position. Go back to A, and let them know that he received an offer from B, ask them if they can match it, go with A.
You can decline. Its at will employment. Can leave or get fired anytime. You don’t want to waste your time at a job you don’t really want. Does your employer no good if you don’t wanna be there anyways.
Can't you be fired at every job?
This helps me too. I accepted a contract to direct hire role for an at will agency and will be receiving another offer shortly to a place that is a direct hire role. Being contract seems iffy but the company seems great but id prefer direct hire now especially now that I'm married. And after being laid off since the end of may.
Already accepted then Just renegade. HR won’t care but won’t employ you again
A deal is a deal. Your integrity is everything in business. Even more so than your talent. People need to be able to trust who do they business with whether it is an employer, a vendor, or sometimes a big customer. If you accepted an offer than that is it.. If I were hiring you I would flag you as unrehirable even if you never started as you have no integrity. That stuff haunts you
Was in the middle of interviews at Carvana when the layoffs happened. They still had other recruiters reach out to continue the process.
What’s there to feel bad about? Take the best offer and keep it moving. Company A has back up plans and will be just fine
I think that your caller needed to totally disregard the salary difference, and focus only on the work environment. I’m retired now, but 20+ years ago I went from an international corp S&P 500 company to a privately held business. I lasted less than two years. The disfunction in leadership was unbearable to me. I went back to a corporate environment to finish my career.
Being in a good workplace and being valued is more important than money.
What if you aren't happy with either company?
If they leave a company to come to your company because of a better offer, they will just as much leave you the minute a better offer comes from elsewhere.
I would go with company A because they seem more organized. Do not work in a disorganized place just for 15k more. Not worth it, imo at least.
I can tell you from experience, that higher pay is not always worth it.
His take home after taxes would be around 10k more per year. So is not that much of a difference.
The grass isn’t always greener on the other side
Honestly usually I say take company b with the better offer but it seem really disorganized the hiring manager just got fired it seem chaotic. Stick with company a
Hopefully A would offer the same!
So would you guys get married and if someone else comes along, do you leave your new spouse just because you have another "offer".
Commitment means something. You should be a person of your word.
You can't quit the minute you have a bad day.
Maybe sometimes you need to suck it up a bit.
Take the higher offer and see if the other company will match it or at least split the difference.
Ethical and fantastic advice.
I'd try to tread water with A and delay things to see how long I can hang onto the offer just in case.
Has anyone done this and made a huge mistake and regret it, and wish they stayed at the first company instead?
New game: take a shot every time this guy says "uuuuhhhh".
I would take company’s B Offer and ask company A if they can match company’s B Offer. If not take option B if you are not happy with company stay at company B get some more experience and apply somewhere else.
And up date your liknd profile and create and post one heck of a resume on liknd.
I think if he is not comfortable in company A he has to give it try with calculated risk.
Follow your passion take a risk and see it….
I know some people changed job from great resignation, didn’t hear any complaint about it, all I hear is they liked their job now way better so not sure where they get the regret thing from
Maybe some don't want to admit to making the wrong choice.
@@dhenderson1810 maybe they are in fact happy with their choice
What no, "better than I deserve". I am shocked!
"15k is not worth it" THAT IS LITTLELY SOME PEOPLE YEARLY EARINGS IN AMERICA
So?
The word is spelled "literally".
@@sblijheid 🤓
Easy. Just say you’ve changed your mind. Companies rescind job offers all the time. But, be prepared to never be able to work there in the future.
Also what are the difference and cost of the benefits 🤔
Go for the money, F all else. You don't owe anybody anything and nobody owes you.
I wish I had watched this going from a SP500 company to a start up! OMFG I hate start ups now! You really need to have the energy to burn with a start up!
How do I get advice from them ?
You call them when they're live
This is where I disagree with many people. I would always the money 💰.
Sometimes, more money is more stress. He should stick to the one that will look better on his resumé if he wants to move on.
Even if it is a terrible workplace where you are treated worse?
Sometimes, they offer more money because it is a shit job no one else wants to do.
Who cares people call Dave Ramsey for the craziest stuff who cares what company you go work for your name ain't on the door
A good problem to have 😃
Go with established company
News flash. These companies don’t care about you. Will replace or lay you off in a heartbeat. Easy decision for me.
You will do the same to them.
Too bad you have never found a boss you trust or a workplace you are happy with.
Company b is not a mess because someone left.
Again, did you listen to the call?
"He resigned" of course :)
15k is a lot of money to some ppl
15k more that’s nothing especially in a recession and inflation it’s Pennie’s
He wanted 15k more and that's why he called, to withdraw from 1st offer. Not because he was unsure which one to take 😂😂😂
Tell them sorry another offer came up..(more money..)..( if they ask)
Just be professional about it and let them know ASAP. If someone offers me a lot more money the day after I accept a previous offer, I'm taking it all other things being the same. You start talking $10's of thousands of dollars - it can be life-changing.
Preacher from Chicago goes and meets a pulpit committee . He goes home and tells wife it’s in Hawaii will make double pay . She says what should we do ? He says go to living room and pray . She says what are hon gong to do? I’m going upstairs to pack.
He was offered a "UM" guy gig ?
The umm game
fake call ? - NO WAY would I risk stable 100K gig for 15K
Luxury problems
I think he just wants the money.