Want To Ruin Your Retirement Plans? Check Out these Simple Retirement Mistakes!

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  • Опубликовано: 5 янв 2025

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  • @ruthbanon6049
    @ruthbanon6049 7 месяцев назад +13

    I am retired (63) and indeed everyday is like a Saturday and I love every minite. Not bored for one minute. And no I am not busy-busy-busy every second. Just enjoying the ride and am very thankful for this phase in life. Its the best. I never definded nyself thru work. I am me. Thats enough. "What do you do?" I do what I want to do each morning. Its called freedom. And I never get lost.

  • @mshawndad
    @mshawndad Месяц назад +2

    Excellent! Thank you both so much!

  • @khhan3218
    @khhan3218 3 месяца назад +2

    I can't stop watching your video. Thanks for sharing all the valuable experiences.

  • @Ian.eastwood5457
    @Ian.eastwood5457 7 месяцев назад +3

    Hi from Nottingham England, i'm 53 married with 2 older boys and thinking of retiring at 61, i find your advice really helpful about keeping it simple and avoiding potential pitfalls many thanks to both of you

  • @MrJSCoke
    @MrJSCoke 7 месяцев назад +2

    Great advice! I wish I had seen this before I retired 11 months ago! Thank you!

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      Glad it was helpful! Plenty of time to pivot and implement what you learned. We are learning every day.

  • @janemcgrath9773
    @janemcgrath9773 7 месяцев назад +2

    This is my first time hearing your video. You’re super easy to listen to with great insights.
    I really like how you focus on longevity and self care.
    Jody you are beautiful!

  • @christopherbarker976
    @christopherbarker976 7 месяцев назад +2

    Hi good to see you both again and some excellent points .
    Thanks. Christopher Barker 😊

  • @cnevins3866
    @cnevins3866 7 месяцев назад +1

    I really appreciate your work. So important. 99% of focus before retirement is financial and then BAM your retire. Then you find out your good on the financial part but the softer side (non-financial) that you cover is even harder and more impactful. Keep up the good work!

  • @everlastingarms3065
    @everlastingarms3065 День назад

    Actually, "I'm retired" *is* can identity. It says, "I won. I'm financially independent. My time is mine now." It's an awesome identity to achieve as it takes decades of consistent planning & productivity. "Retired" is not something to shirk from or be embarrassed about. On the contrary, it's something to be supremely proud of.

  • @RockingDoubleE
    @RockingDoubleE 7 месяцев назад +4

    Another great video....always appreciate your perspectives. My wife is a retired school principal, and I am looking forward to retiring from the nuclear industry next year. For us, we are blessed to live on a small horse farm and our animals demand routine (feeding morning and night, cleaning water tanks, moving hay bales, mucking stalls, exercising and riding horses, tending the goats, playing with our border collies, etc.). Physical activity is not something that is optional. It actually is a joy for us because we see the results and fruits of our labors in healthy and happy animals. The work is deeply satisfying physically, emotionally...even spiritually. It keeps us fit enough that we quit our gym memberships over a decade ago! We, too, share pictures of ourselves several years ago and friends remark how we look better now than we did back then! And we feel better too. So, the messages in your videos are personally compelling for us, and reinforce that we are doing many of the right things as we thrive in our early 60's.. Thank you!

    • @glennet9613
      @glennet9613 7 месяцев назад

      Good advice, I’m 79, yesterday my wife and I cycled fifty kilometres in the mountains, lunch was a sandwich sitting on a bench. For dinner I cooked lamb backstrap with potatoes gratin and green beans followed by a bowl of mixed fresh fruit topped yoghurt. We are both into 3D computer modelling but we recently bought a gopro and a gimbal camera with a view to making videos of our travels, we already have a drone, so we are studying video editing.
      Make the most of your retirement.

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      You guys are great and always leaving great comments. Thank you for this one.

    • @joseflinhart8156
      @joseflinhart8156 7 месяцев назад

      Bravo to your lifestyle!!!!!!

  • @annatorrez8135
    @annatorrez8135 5 месяцев назад +1

    I -LOVE-YOUR-VIDEOS!❤.I'm 68 years old & my "Retirement Journey " starts on August 1, 2024 & I share your information with at leading a family or friend everyday...I like the idea of creating an Identity.....OK...So I would consider myself to be a "Bilingual Philanthropist-a wanna-be-musician -who also likes to walk & do yardwork ".....for starters ...."😊...Have a nice day!

    • @annatorrez8135
      @annatorrez8135 5 месяцев назад

      I meant...I share you're videos with at least 1 family member or friend a day...

    • @RetirementTransformed
      @RetirementTransformed  5 месяцев назад +1

      Thank you so much for your support! Your retirement journey sounds amazing, and we love that you share our videos with your family and friends. Keep enjoying life to the fullest! Have a fantastic day! 😊

  • @carolehartley7716
    @carolehartley7716 7 месяцев назад +2

    This video should be required viewing by anyone near retirement. I am well past retirement age, still have a seasonal job which I love. But I was not taking care of some things which is making my life more difficult. Time to smarten up and take care of myself.

  • @anandsingh4043
    @anandsingh4043 7 месяцев назад +5

    I love your channel and have been regularly watching it for more than a year since I decided to retire which is happening next month! I am an audiophile and am retiring to listening to music full time. I got divorced in January and am so happy! One suggestion for Mark. Why do you always need to bring up your dad whenever you have to give a negative example. This really stands out like a sore thumb. I am sure that we can give him more respect. Sorry, not preaching but have been meaning to tell you this for some time. Thanks for being an integral part of my life 🙏

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад +2

      Thank you for being here. My dad was my best friend and mentor for my entire life. I am a bit hard on him and it could be an underlying feeling that I believe if he had taken better care of himself he would still be here. For me he is a big part of why we started this channel. If he knew how much we all miss him and how we are hugging because he is gone, he may have developed better habits so he could live longer. Thank you for leaving this comment.

    • @anandsingh4043
      @anandsingh4043 7 месяцев назад

      Thanks for your clarification! Much appreciated!

  • @EvanCarmichael
    @EvanCarmichael 7 месяцев назад +1

    Great video! Your insights on common retirement mistakes are super valuable and easy to understand. Thanks for helping us steer clear of pitfalls and secure our futures! -Macy (Team Evan)

  • @bradleyvanzile1111
    @bradleyvanzile1111 7 месяцев назад +1

    I retired 17 years ago no planning just learned as I went very pleased and successful

  • @mfinn7880
    @mfinn7880 7 месяцев назад +4

    Aalovely, interesting & helpful video, thank you! 😊

  • @allisonspeer649
    @allisonspeer649 7 месяцев назад +1

    Great video. I've been retired 3 years, my husband has been retired for 14 years. Some health issues are cropping up but I have planned as best as possible. I've been playing "catch up" on chores around our home, etc but now I'm moving into a growth stage of retirement. Definitely interested in learning some new things, maybe a language, volunteering, etc.

  • @curlingacs1
    @curlingacs1 7 месяцев назад

    As always, very good info to think about. My reason to get up every morning is my dog who wants breakfast and a walk at 4 am. She doesn’t understand that we are retired 😊. Actually I enjoy being outside at that time of day as it is so peaceful. Also enjoy the fact that I will be going back to bed when we come in rather than starting a work day.

  • @over40nfab
    @over40nfab 7 месяцев назад +1

    Great stuff - thanks ! I love how you hold space for each other ❤

  • @junebixby7041
    @junebixby7041 7 месяцев назад

    My husband and I are very different. He says that he is never bored. I on the other hand, am really struggling...

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      I am sorry to hear that you are bored. Watch a few more of our videos for some ideas. Hobbies, relationships, etc. Is being bored something new for you? Did you recently retire from a career?

  • @eastwalker8208
    @eastwalker8208 7 месяцев назад +1

    Well done. Thank you!

  • @jackscott3589
    @jackscott3589 7 месяцев назад +2

    I have a problem with this Idea of Failed Retirement. Because Retirement is truly a Individual experience. What makes me happy and feel like my Retirement is awesome may make someone else feel like it's a failure. I retired very early and enjoy a simple quiet life with the freedom to do what I want. If I die early, I am already satisfied and happy. I do not want to live even one day longer just for the sake of others if it evolves being unhappy and suffering..

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      This is a great attitude. Thank you for leaving it. And yes you are correct, retirement is an individual experience.

  • @whenbirdiesfly
    @whenbirdiesfly 7 месяцев назад +3

    *Lifelong learning 😉
    Agree 100%!

  • @haluu3095
    @haluu3095 7 месяцев назад

    I love your channel, it’s really helpful ❤❤❤

  • @kevinmchugh870
    @kevinmchugh870 7 месяцев назад +1

    Great video. I am 63 and have been retired now for 3 years. Before retirement, I spent a lot of time on the financial aspect of retirement. You have outlined some key things that are very important to a satisfying retirement life. I would add one thing that you did not discuss. Limit your time on social media and watching the news.

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      Yes. Social media can easily consume our lives. And news can as well. It healthy to find a balance.

  • @iamjustaman
    @iamjustaman 7 месяцев назад +1

    I took sabbatical to put feet in water and have a safety net in case i don't like it. . Within 3 mths i cut the leave short and gave my required 3 mths notice to my boss to go back. You are right about work place socialising and strain on marriage. More arguments with wife than ever before. Its better to back to work. But not for money, but rather to save my mind.

  • @VesnaLambic
    @VesnaLambic 7 месяцев назад +3

    Did you just step in to the retirement or did you prepare yourselfs in prior? Reading about it, trying to find as many articles as possible...

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад +1

      We struggled at first. Went down an unhealthy and bad path. Today we are in much better shape and constantly making adjustments. Try our seven day challenge for a quick start.
      learn.retirementtransformed.com/7-day-challenge-RT

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад +1

      You may also like this video series. Transitioning into Retirement
      ruclips.net/p/PLm7TtW4yckpUzyDIjBVxNLHzfB5bDnf1d

    • @VesnaLambic
      @VesnaLambic 7 месяцев назад +1

      Many thanks for your messages and Link you kindly provided. Next year my wife and myself are planning to "early" retire at age 60 and 61. We find your videos very usefull and interesting. Wish you all the Best. Kind regards from Slovenia.

    • @yuw777
      @yuw777 5 месяцев назад

      You can lay on the couch and watch TV for 2.5 years and do nothing. After 2.5 years your body and mind starts to decompose so you then have to get up and start moving about and explore a life style you want to live. Move to the country, move to the city, move to the mountains? move close to your kids, move away from your kids, ... You need a life. What type of life? Time to think and try different things. What ever you do for two years it will be great and then at end will want a new thing to do. RVing about 2 years. Restoring old cars about 2 years. This video has good ideas.
      So build a new life. This time no one tells you how or what to do. So rebuilding and reinventing yourself and your lifestyle.

  • @whacked00
    @whacked00 7 месяцев назад

    Another great video. So practical. Thank you guys!

  • @propbender2
    @propbender2 7 месяцев назад

    Great work. Thanks much...

  • @affordable-art9501
    @affordable-art9501 10 часов назад

    Your wife is very intelligent en beau❤iful! I like the insights of both of you. Greetigs from a 64 y old psychologist in Europe.

  • @joseflinhart8156
    @joseflinhart8156 7 месяцев назад +1

    Hi U2,
    handy man , woman being well equipped with tools, having the will to study You Tube can help resolve their financial issues and having a pleasure from a new personal identity…..( so many “activities “ on the car, house, garden asking quite expensive services)

  • @yhsmomo
    @yhsmomo 7 месяцев назад +1

    Thank you

  • @vickimunro4599
    @vickimunro4599 7 месяцев назад +2

    Now I have to know, Mark...what was the novel you just read?

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      a.co/d/0LiFwCq.
      A Land Remembered by Patrick D. Smith. I couldn't put it down, and that's rare for me.

    • @daralynx2
      @daralynx2 7 месяцев назад

      ​@@RetirementTransformed thank you. Just borrowed the audiobook from the library👍

    • @vickimunro4599
      @vickimunro4599 7 месяцев назад

      @@RetirementTransformed Mark, I just finished A Land Remembered. Wow! I enjoyed it and like you, I couldn't put it down. Thank you for sharing.

  • @6664420
    @6664420 7 месяцев назад +1

    1:50 to 1:59 made me lol.

  • @graverob871
    @graverob871 7 месяцев назад +3

    Friends are over rated, I don't need social connections

    • @katz20200
      @katz20200 7 месяцев назад +3

      I disagree, respectfully. Social connections are vital for mental and physical health.

    • @Beadgcfb
      @Beadgcfb 7 месяцев назад

      Work as your social connection? I don't even make eye contact in the hallway. If I miss those people, I'll just lie down until the feeling goes away.

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад +1

      We believe that strong social connections are important

    • @graverob871
      @graverob871 7 месяцев назад +1

      @@katz20200 Maybe for some, I have trust issues, and don't allow people to get to close. I have my wife, other than that, I don't need or desire social connections.

    • @OptimisticHominid
      @OptimisticHominid 7 месяцев назад

      Regardless of how important many people believe social connections are, not everyone needs them. Some people are quite content to be on their own, all the time.

  • @margmclevain3432
    @margmclevain3432 7 месяцев назад

    I am a YT in retirement too 👍

  • @kittycatz2356
    @kittycatz2356 7 месяцев назад

    wended is the word you were searching for.

    • @RetirementTransformed
      @RetirementTransformed  7 месяцев назад

      lol. Yes, I just looked that word up. It's a new one for me. Thank you

  • @graverob871
    @graverob871 7 месяцев назад +1

    Divorce rate is down for those under 55 because they arent getting married anymore

  • @nomorenews
    @nomorenews Месяц назад

    How old are you two.
    Look gorgeous