Yes money can't buy happiness but it gets you out of poverty. The reason money can't buy happiness is when income increases, work stress also increases. Work stress makes you physically and mentally unhealthy.
Bcoz she has also watched a lot of Finance podcasts!😂 I found it a pretty naive or entry level discussion with a misleading click bait thumbnail. Maybe it would help someone who has no background in financial investments.
I am pretty sure 80 percent of us watching this video are not even aware of what their asset portfolio is which is being managed by our parents Its actually amazing to see our generation having this amount of knowledge and clarity about money which is something i dont believe was ever given to us by our parents. Amazing podcast...
When she said "meine bhi 500 ke ek ek stocks kharide theke ongc ke Tata ke and I used to track them" that felt so relatable. 2 years back I started my journey with stocks till date I earned return of 65% . I believe we need to do our own research and invest wisely
learnt a lottt today, good podcast. I've been following Beerbiceps for a long time, and honestly, I didn't gain any knowledge. with just one video you gave me complete financial knowledge
Most valuable podcast i ever listened for financial topic 💓 It cleared all my doubts, this is my first month of my job, so was really looking to understand how does all these works, this gonna really help me! I appreciate both of you for such a great podcast.
Term policy LIC ka karwado with rider accid disability critic illness, phir good health insur cashless policy of comp good aft check near good hosp...safety assured. 6 months salary in liquid asset FD , bank acc, nifty 50, nifty next fifty index fund, mid cap mutual fund, small cap mutual fund....quality stock portfolio of few good comps with swing trading basis stock increasing buy more at dips sell at high ...so large no of stocks in portf can have..soverign gold bold of rbi. Income - fixed expenses = investments...
Great podcast ❤, but I'm not gonna continue as it's too basic for me, I'm itself a finance enthusiast and aspiring for CMA(Certified Management Accountant).
Bhai ek baat bta du, personal finance is very personal. Someone says you that your saving is eroding every day if it is in bank and if in temptation you started investing in, trust me, you may regret your decision. Don't invest just because somebody tells you that your money value is degrading. Simple math is: Ask yourself how much comfortably you can invest which even lost you won't mind. Even it is 10% of your total salary, it is better option rather investing 60-70% of your salary, just because of someone. Enjoy your life. How many people become rich? Do goal based investing that's all. Don't try to over invest which make you uncomfortable in long run, no matter how much return you got, peace of mind is important.
FUNDAMENTAL ANALYSIS IS NOT A CUP OF TEA FOR EVERYONE. BUT IF YOU LEARN TECHNICAL ANALYSIS AND DO ONLY SHORT TERM POSITIONAL TRADING WITH PROPER RISK MANAGEMENT HE/SHE CAN MAKE A DECENT PERCENTAGE OF RETURN. AT LEAST MY 3.5 YEARS EXPERIENCE IS TELLING ME LIKE THAT.
@@anugrahnexus2137 Not sure if you understood my statement correctly. For short term, less than 6 months, FD gives 5.5% annually which comes around 2.8% where as Debt funds gives more than this. HDFC Floating Rate Debt Fung last 1 year rate is 8%.
@@anugrahnexus2137Any liquid fund gives you 7.47% CAGR. Don't see part returns that are based on that time repo rate. But yes I have not seen much of an 8% debt fund till date. Parag parikh dynamic assets allocation fund might give u 10-11% but that invests in 66% debt and 33% equity. Also can have indexation benefit. Jana Small finance bank gives you 8.75% CAGR Senior citizens savings scheme 8.42% Bajaj finance (Crisil AAA) 8.6%.. If you have seen any good (crisil AA) is giving more than 10% please share with us.
Kon banega crore pati ka winner is not bankrupt recent interview aya uska he is doomed very good in life sb pareshn krte the bar bar interview lekr to usne bol diya tha pese khtm ho gaye the.
Sir you are providing good value to middle class & lower class to improve their financial status. i am generating a passive income of 18,000/- per month at 27yrs age (my fixed expenses is only 15,000 = 7000 rent, 4000 Grocery, 1000 petrol, 3000 movie & party, i watch one movie in inox every Saturday.) means my all expenses covered by passive income from my portfolio, & no need to touch my salary till month end. anyone suggest something better to me, all suggestions are invited
@@sunapila She has learned everything very deeply and it's her field of interest as she enjoys finance field. And she is telling mostly to diversify your portfolio . As I am from finance field as well, she is giving very good advice. I myself tell people to not invest in one area just diversify so that your loss is balance out through other investments when the markert is bearish. Everyone should know about finance and money is a depreciating asset as inflation will depreciate it's value always. So, to beat inflation in long run, you have investment according to your risk taking ability.
Paytm is being crushed by Jio to establish themselves. But paytm is gonna survive, the only thing is there no investor is will to invest more due to there losses every year piling up.
@@sandeshmhatre2702It's practically also good, I myself doing in many areas. In simply to diversify your portfolio to be more secure in your investments.
Wow! Great content but actually you CAN sell sgb before 5 years in the secondary market. Also may have an indexation benefit.. Also, please tell what bond is giving 13% ( if any -- even Crisil AA bond can work for me, if it is giving more than 10%)
What is that thing, Pay your loans before investing? Not really clear on it, I have loans on 10% interest. Should I repay it or invest same amount on it.
Bhai GUESSET charges lete hai kya ? ya apke reletives/friends Ke contact se invites karte hai ? Bade bade podcaster jaab bade bade investors ko invites karte hai to wo investors charges lete hoge kya ?
She is talking too beginner and basics .. may be we need some insights into how to build portfolio considering current market scenario where the future economy moving towards
And sir apka salary/investment bhi badega na. Just do a step up sip at least what is the govt inflation rate/rate of salary hike/rate of business growth
Yeh kya CA banegi re baba😂 Hybrid fund ka matlab nahi hai ki fund manager 3 caps me invest karega...woh multicap fund hai. Hybrid fund ka matlab hai different asset classes me invest karega like equity debt and gold and real estate.
@@ca.shubhankarrege2053 Degree toh india me har kisike paas hai but real knowledge kitno k paas? She was specifically asked to explain what a hybrid mutual fund is and she got it totally wrong. Being a professional you can't be so off the track with your financial advice, especially when you are on cam.
Bhai , tell me one thing how you guys distribute monetary benefits which are earning by this video. 50:50 , or something else and do u guys open joint account for this or basically how this works.
She has very good knowledge but lacks serios experience in the instruments she is talking about. She is flaunting NBFC bonds with 13% returns as an instrument without mentioning the risks associated with it. TBH she probably does not know that part. All she is missing in her financial journey is a 2008 style event and she will be much better at this
Not a good podcast. She seems hypocrite & quite narccist. At one side she promotes bad financial products like ULIPS from MaxLife Insurance and on the other side she is propagating knowledge about Personal Finance.
Tum dono se jyada stock market mujhe aata hai itna bore kr re ho ghisi piti bate bta ke ladki ko to fir bhi thoda knowledge hai ye ladke ko to ghnta kuchh ni pta bhaii tu ye mt kr kuch aur krle yar ya pahle finance pad le thoda sikh le kuh pese invest krle kuch stock khrid le fir gyan dena 🙏
I have seen very few girl like her I think she got practical knowledge alongwith conceptual knowledge
Yes money can't buy happiness but it gets you out of poverty. The reason money can't buy happiness is when income increases, work stress also increases. Work stress makes you physically and mentally unhealthy.
Bro but it also stressful mentally or physically when you earn less....It's all about expectection
Money can bring happiness if greed not exist
Really helpful, needful & knowledgeable content with absolutely great person ❤ thank you & looking forward for more finance video
That's a rocking podcast. So much to learn. Better than having a year long finance course 😂
Lol
Bcoz she has also watched a lot of Finance podcasts!😂
I found it a pretty naive or entry level discussion with a misleading click bait thumbnail. Maybe it would help someone who has no background in financial investments.
@@vabcomp maybe that was the agenda bro. It was as per the questions asked by the host. Also, the channel isn't a hardcore finance channel.
@@ca.shubhankarrege2053first step
Good to see our girls are showing interest and awareness in this field. And every girl should have this awareness, it's a need of an hour.
Ppl said money can't buy happiness
Means ppl dont know how to take out happiness from money
I am pretty sure 80 percent of us watching this video are not even aware of what their asset portfolio is which is being managed by our parents Its actually amazing to see our generation having this amount of knowledge and clarity about money which is something i dont believe was ever given to us by our parents. Amazing podcast...
Beauty with Brain!!
Mind blowing podcast ❤
Randomly clicked and got so much insight on things apart from an just an SIP Calculator approximate amount 💯
When she said "meine bhi 500 ke ek ek stocks kharide theke ongc ke Tata ke and I used to track them" that felt so relatable. 2 years back I started my journey with stocks till date I earned return of 65% . I believe we need to do our own research and invest wisely
Thank you himanshu bhai mindset change hua hai❤ . Main apne goals ke aur kareeb pahucha hun.. ❤
❤️⚡️
I was looking for so long for such content even I wanted to start and what you guys shared really helped me a lot. Waiting for such more content.
learnt a lottt today, good podcast. I've been following Beerbiceps for a long time, and honestly, I didn't gain any knowledge. with just one video you gave me complete financial knowledge
Valuable information from you both, thank you🙏
I liked her way of expressing the finance tip
Very thoughtful discussion 👍
Amazing podcast!
AMAZING CONTENT AMAZING CONTENT AMAZING CONTENT
Gold 34:48 cannot be manipulated by single country. And it’s a tangible asset that makes it safest investment.
Being an investment banker in her past and CA the amount of knowledge that she shared here is very basic I was hoping for something extra 😢
Exactly
Exactly bhai
Bhai Jo question pucha uska hi and degi na vo if questions were basic level toh ans kaise high level hoga😂
Most valuable podcast i ever listened for financial topic 💓
It cleared all my doubts, this is my first month of my job, so was really looking to understand how does all these works, this gonna really help me!
I appreciate both of you for such a great podcast.
bhai kuch bhi
Term policy LIC ka karwado with rider accid disability critic illness, phir good health insur cashless policy of comp good aft check near good hosp...safety assured. 6 months salary in liquid asset FD , bank acc, nifty 50, nifty next fifty index fund, mid cap mutual fund, small cap mutual fund....quality stock portfolio of few good comps with swing trading basis stock increasing buy more at dips sell at high ...so large no of stocks in portf can have..soverign gold bold of rbi.
Income - fixed expenses = investments...
Informative content 🔥
Nice and interesting podcast 😊
This is super cool & helpful.....please make more and niche
Good one. Subscribed.! Bring more such wonderful people on podcast.
absolutely basics.
Great podcast ❤, but I'm not gonna continue as it's too basic for me, I'm itself a finance enthusiast and aspiring for CMA(Certified Management Accountant).
❤️
This one was for a non-finance person and that’s why I am explaining every term too :)
Bhai ek baat bta du, personal finance is very personal. Someone says you that your saving is eroding every day if it is in bank and if in temptation you started investing in, trust me, you may regret your decision.
Don't invest just because somebody tells you that your money value is degrading.
Simple math is: Ask yourself how much comfortably you can invest which even lost you won't mind. Even it is 10% of your total salary, it is better option rather investing 60-70% of your salary, just because of someone.
Enjoy your life. How many people become rich?
Do goal based investing that's all. Don't try to over invest which make you uncomfortable in long run, no matter how much return you got, peace of mind is important.
Comp
Agreed.
Here for my favourite content creator srishti gosavi😍
Mine too❤
can you please share her channel link here 🙏🏻
Yayie ❤
This travelling idea is ❤️
Healthy podcast 🎉
27:40 😂😂😂 definition of penny stock.. market cap left the chat
Money does not get stuck in SGB. One can sell it through the exchanges.
good video for new learners
FUNDAMENTAL ANALYSIS IS NOT A CUP OF TEA FOR EVERYONE. BUT IF YOU LEARN TECHNICAL ANALYSIS AND DO ONLY SHORT TERM POSITIONAL TRADING WITH PROPER RISK MANAGEMENT HE/SHE CAN MAKE A DECENT PERCENTAGE OF RETURN. AT LEAST MY 3.5 YEARS EXPERIENCE IS TELLING ME LIKE THAT.
Thank you
nice talk. loved it.
Her investm....50 % in fd, sgb, bonds 50 % bal half with mutual funds, half in stock portfolios.
Actually "The only MONEY can't buy you happiness !!" Would be appropriate.
She is so correct about elon musk ki tweet😂😂😂😂😂
I would invest in debt funds than FD for short term because in very short term, FD give very low interest rate.
I meant it as an alternative to savings account, FD is definitely better!
Can you recommend debt funds that gives 8% annually?
@@anugrahnexus2137 Not sure if you understood my statement correctly. For short term, less than 6 months, FD gives 5.5% annually which comes around 2.8% where as Debt funds gives more than this. HDFC Floating Rate Debt Fung last 1 year rate is 8%.
Scss is ultimate security with Good returns.
@@anugrahnexus2137Any liquid fund gives you 7.47% CAGR.
Don't see part returns that are based on that time repo rate.
But yes I have not seen much of an 8% debt fund till date. Parag parikh dynamic assets allocation fund might give u 10-11% but that invests in 66% debt and 33% equity.
Also can have indexation benefit.
Jana Small finance bank gives you 8.75% CAGR
Senior citizens savings scheme 8.42%
Bajaj finance (Crisil AAA) 8.6%.. If you have seen any good (crisil AA) is giving more than 10% please share with us.
Kon banega crore pati ka winner is not bankrupt recent interview aya uska he is doomed very good in life sb pareshn krte the bar bar interview lekr to usne bol diya tha pese khtm ho gaye the.
This woman is in lockstep with me when it comes to managing money. If I'd have had the chance to meet her in the past, I'd have asked her to marry me.
Relax bro
@@ca.shubhankarrege2053😂
Sir you are providing good value to middle class & lower class to improve their financial status.
i am generating a passive income of 18,000/- per month at 27yrs age
(my fixed expenses is only 15,000 = 7000 rent, 4000 Grocery, 1000 petrol, 3000 movie & party, i watch one movie in inox every Saturday.)
means my all expenses covered by passive income from my portfolio, & no need to touch my salary till month end.
anyone suggest something better to me, all suggestions are invited
what are you doing to earn this much of passive income, can you please help!
What is your passive income source?
Kisiko Mutual funds, stocks, crypto, FD, SGB , Real estate chodke aur kuch way of investment pata hi nahi hai 😀
Apko pata hai?.. thoda boliye.....
tu sanyas lele 😂
2.8% Interest on SGB is only on the face value. Even if the gold price is 6k/g but FV is 3k/g, then you will get 2.5% on 3k.
Physic gold keeping risky...future time encashing may be tuff. This can be used to buy gold orn in future....
Her father came to Mumbai, brought up 3 kids and now owns an apartment. Ise kehthe hai papa ki pari
Penny stocks are not defined by price you say 10rs , penny stocks definition is all about its market capitalisation
Rs 10 is the widely accepted norm for a penny stock
obviously this video is not on penny stocks but general finance
Nice one 🎉
How she so knowledgeable but so young
CA, investment banking aur kya chahie😂
Shes CA bro
Kuchh jyada nei hai, koi bhi padh ke 2 saal itna bol sakta hai...
Agreed @@sunapila
@@sunapila She has learned everything very deeply and it's her field of interest as she enjoys finance field. And she is telling mostly to diversify your portfolio . As I am from finance field as well, she is giving very good advice. I myself tell people to not invest in one area just diversify so that your loss is balance out through other investments when the markert is bearish. Everyone should know about finance and money is a depreciating asset as inflation will depreciate it's value always. So, to beat inflation in long run, you have investment according to your risk taking ability.
good💯
Paytm is being crushed by Jio to establish themselves. But paytm is gonna survive, the only thing is there no investor is will to invest more due to there losses every year piling up.
Very well explained madam
Sakal dekh ke aaya tha akal dekh ke ruk gaya
😂😂
She is young. So all basic and theoretical knowledge. Not practical.
@@sandeshmhatre2702It's practically also good, I myself doing in many areas. In simply to diversify your portfolio to be more secure in your investments.
@@sandeshmhatre2702Tumlog bas critically evaluate karte ho y not appreciate even if it's basic it sounds so simple buddhu log
@@sandeshmhatre2702CA hai wo . Majak soch rha hai kya
Very informative
Thank you!
Wow! Great content but actually you CAN sell sgb before 5 years in the secondary market. Also may have an indexation benefit..
Also, please tell what bond is giving 13% ( if any -- even Crisil AA bond can work for me, if it is giving more than 10%)
🎉🎉amazing
@@tanvidesai9474 Thank youuu 🥰
Ye influencer kabhi ye nahi bolte ki Vadapow ki laari ya panipuri ki lari khol lo .. paisa to wo log hi bana rahe he ...
you did not ask her about how to invest in bonds I really want to know about it
Coming from a very humble background, sharing pizzas and burgers with siblings 💀
PIzza's in India start at 49 Rs. Burgers start at 25Rs. Humble doesn't mean Below Poverty Line.
Lol @@makessensewith
humble means having a flat and a car in Mumbai. Thats humble 😂😂
What is that thing, Pay your loans before investing? Not really clear on it, I have loans on 10% interest. Should I repay it or invest same amount on it.
10% is consider high ! Should pay it off...if possible ! They use supposed EMI for monthly investment !
Misleading Thumbnail, very basic information shared
Missed really important point of SWP
Bhai GUESSET charges lete hai kya ? ya apke reletives/friends Ke contact se invites karte hai ? Bade bade podcaster jaab bade bade investors ko invites karte hai to wo investors charges lete hoge kya ?
Himanshu Dada bahut achcha ladki hai
She doesn't know differences between ELSS funds and Direct mutual funds..... Newcomers 😂
😂😂 thats basic thing in ur investment journey.
Please fix the camera angle
You need at least 3-4 cameras
Aur wo insan 40% down pe nahi bechega😅😅😅😅
The host looks like rishab pant
Girl, I got 82 in Sfm 😎✨
God pro max
She is talking too beginner and basics .. may be we need some insights into how to build portfolio considering current market scenario where the future economy moving towards
Next finance episode is for advanced ones.
Bro it's difficult to concentrate on the content, she's damn beautiful 😍👍
😂
Stock market me long run me 15 yrs ke bad 1cr ka value 50 lakh ho gyaa hoga ....
Wow juban di hai to kuch bhi bolo
And sir apka salary/investment bhi badega na.
Just do a step up sip at least what is the govt inflation rate/rate of salary hike/rate of business growth
Yeh kya CA banegi re baba😂
Hybrid fund ka matlab nahi hai ki fund manager 3 caps me invest karega...woh multicap fund hai. Hybrid fund ka matlab hai different asset classes me invest karega like equity debt and gold and real estate.
I love how you kept your point in a light way and didn't disrespect anyone. 👌
@@makessensewith I always keep it satirical. No disrespect meant for anyone.
Bro CA hai vo banne ki ab zarurat nai😂 she explained overall diversification in hybrid, flexi, multi cap etc
@@ca.shubhankarrege2053 Degree toh india me har kisike paas hai but real knowledge kitno k paas? She was specifically asked to explain what a hybrid mutual fund is and she got it totally wrong. Being a professional you can't be so off the track with your financial advice, especially when you are on cam.
@@religionofpeace782ca ki degree sabke pass nai hai, it's not like mba ki paise deke ban gaye. Kuch bhi
Bhai , tell me one thing how you guys distribute monetary benefits which are earning by this video. 50:50 , or something else and do u guys open joint account for this or basically how this works.
I wish youtube payed this much to even talk about it 😂😂😂. Also not everything is about money. Honestly we don’t even talk about it. No one does
Kya chal raha hai be. Jise dekho podcast khol ke gyan pelna chalu kar diya hai.
@@alishop7389 god bless you
Why all financial broadcast only conducted through ca people. Take someone normal people who makes money ..... Then we can co relates.
Sure
Point to be noted❤
Jo log sab covide kperiod ka fyda utha k lumpsum amount invest kare the . Wo sab aj crore pati hai.
SGB and bonds are not liquid
She said liquid from a short term investing pov sgbs returns are liquid and bonds tenure can be short
Ye Rishabh Pant kis field me aa gya 😂
🤣🤣
she doesnt know about SGB, gold is not guaranteed to appreciate always gov can control that
She has very good knowledge but lacks serios experience in the instruments she is talking about. She is flaunting NBFC bonds with 13% returns as an instrument without mentioning the risks associated with it. TBH she probably does not know that part. All she is missing in her financial journey is a 2008 style event and she will be much better at this
Don't worry she will be bankrupt soon 😂
Sip calculator is totally 😅
English ke liye zyada samajh nhi aya...
😢😢😢
Good podcast, It would awesome if the podcast was completely in English. Please try to have whole conversation in English
I am no more!
Is it just me or she actually looks like Golu from Mirzapur 😐
Could have little more helpful if it's in English... Thanks for this...
Mere pass es ladke jesi colour ki same tshirt h
Not a good podcast. She seems hypocrite & quite narccist. At one side she promotes bad financial products like ULIPS from MaxLife Insurance and on the other side she is propagating knowledge about Personal Finance.
Tum dono se jyada stock market mujhe aata hai itna bore kr re ho ghisi piti bate bta ke ladki ko to fir bhi thoda knowledge hai ye ladke ko to ghnta kuchh ni pta bhaii tu ye mt kr kuch aur krle yar ya pahle finance pad le thoda sikh le kuh pese invest krle kuch stock khrid le fir gyan dena 🙏
😂
The guy looks like Rishabh pant😅
How can we contact her for guidance?
Instagram link is in the description
Swing trading is not stta bro
galt clickbait tha bhai disappointed
1 cr phle bna lo phir uska value dekhna bhgwann jitna dete h utna me khush hona cbahiye... rubbish podcast
Every thing is scripted 😂😂😂 it is a joke😢😢
Share piece of pizza.....and its a humble background.....hahahahaha...
Domino's was Rs 49 back then :)
sushil kumar 5cr wali story is fake news
How old is she