The best place to invest between treasury bonds, money markets , saccos and chamas | LNN

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  • Опубликовано: 14 окт 2024

Комментарии • 2 тыс.

  • @TeamCoseaAfrika
    @TeamCoseaAfrika 6 месяцев назад +880

    Key takeaways:
    1. Invest in a place where the return is higher than the rate of inflation
    2. Money is valuable to you when it is working for you
    3. Living below your means now increases your means for the future
    4. Being broke after impressing is different with being broke after investing
    5. The goal is not to look wealthy but to be wealthy
    Nuggets of wisdom 🙌

    • @nashkofficial
      @nashkofficial 6 месяцев назад +26

      When it comes to money, HOPE is not a strategy 👏👏👏👏👏

    • @wambuikimani9652
      @wambuikimani9652 6 месяцев назад +9

      What is her channel called

    • @sophiewangari7861
      @sophiewangari7861 6 месяцев назад +4

      ❤❤❤❤❤❤❤❤❤❤

    • @TheOrganizedLawyer
      @TheOrganizedLawyer 6 месяцев назад

      ​@@wambuikimani9652it's called @Susan.wanjiku

    • @mwangiemma7634
      @mwangiemma7634 6 месяцев назад

      ​@@wambuikimani9652 Susan Wanjiku

  • @debbygradley25
    @debbygradley25 Месяц назад +637

    Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE

    • @JenniferDavis7630
      @JenniferDavis7630 Месяц назад +3

      Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

    • @Angelinacortez495
      @Angelinacortez495 Месяц назад +2

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @donaldwayne7023
      @donaldwayne7023 Месяц назад +1

      This is definitely considerable! think you could suggest any professional/advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.

    • @Angelinacortez495
      @Angelinacortez495 Месяц назад +1

      'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @danieltaylor--65
      @danieltaylor--65 Месяц назад

      I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

  • @monginakebati5035
    @monginakebati5035 6 месяцев назад +258

    This young girl speaks like she has been around for 50 years! Very knowledgeable and very informative!!! Impressive!!!

    • @shani8704
      @shani8704 5 месяцев назад +1

      😊😊😊

    • @ef1569
      @ef1569 5 месяцев назад

      Sure very very impressive

    • @Kidaagajoan
      @Kidaagajoan 3 месяца назад +1

      You know 😍! Impressive!

    • @akinloluoguntimehin1885
      @akinloluoguntimehin1885 Месяц назад +1

      Awesome. So impressive. Much thanks to a noble girl

    • @peterkabiru5144
      @peterkabiru5144 Месяц назад

      Walai. A true trainer on finance. God Bless her. Much lessons

  • @michaellaw321
    @michaellaw321 3 месяца назад +841

    I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time . I was able to build a business from my returns

    • @JosephMartin7226
      @JosephMartin7226 3 месяца назад

      Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

    • @cesarmurph
      @cesarmurph 3 месяца назад +4

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @theTeslaking
      @theTeslaking 3 месяца назад

      Learn the basics of investing, create a budget, assess your risk tolerance, pick an investing platform (such as TD Ameritrade, Charles Schwab, or Robinhood), start small, diversify your holdings, stay up to date on market developments, or-better yet-hire a financial advisor to make things easier for you.

    • @michaellaw321
      @michaellaw321 3 месяца назад +4

      Finding financial advisors like ‘Sharon Ann Meny’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @JosephMartin7226
      @JosephMartin7226 3 месяца назад +1

      Thank you for this. I'll send her an email to reach her, and I hope I'm able to make something out of it.

  • @caseybills5517
    @caseybills5517 Месяц назад +568

    Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. I retired with 5 million dollars

    • @LiaStrings
      @LiaStrings Месяц назад +3

      If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.

    • @JamesLongman-v5r
      @JamesLongman-v5r Месяц назад +2

      On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then

    • @Wellerpage
      @Wellerpage Месяц назад +1

      I’ve been worried sick about the current state of my portfolio, who is your advisor?

    • @JamesLongman-v5r
      @JamesLongman-v5r Месяц назад

      Finding financial advisors like Rebecca Nassar Dunne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @PennyBernadette
      @PennyBernadette Месяц назад

      I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

  • @marionakoth825
    @marionakoth825 6 месяцев назад +43

    Sue was focused and confident. Classmate and roommate. Celebrating her success.

  • @gechtv580
    @gechtv580 6 месяцев назад +211

    Even if she speaks for 8hrs I'll still listen to her cause she makes sense in every statement she makes❤❤❤

    • @meganngigi7630
      @meganngigi7630 5 месяцев назад +1

      Same here !!!

    • @MsGracielah
      @MsGracielah 5 месяцев назад

      Same here

    • @aliciahlight2608
      @aliciahlight2608 4 месяца назад

      Me too

    • @hellengithui6116
      @hellengithui6116 Месяц назад

      She should have been my teacher from way back...I'd be a different human being fully and wholly 😢😊

  • @Afrovazi
    @Afrovazi 6 месяцев назад +254

    Lynn, yani hapa ni classroom. I love being in the LNN network because it's like attending a prestigious school without paying school fees. You literally teach us about EVERYTHING; relationships and marriage, business, investments, family, religion and spirituality, giving back to the society eeei ain't we blessed to have you. One day I will be your guest to shade some light on life abroad, please panga utembee France pia 😊.
    Super excited for this episode because the amount of time and money I have spent on chamas and saccos I need to know if this has a future or not. As Always ROAD TO 1M. 🎉

    • @jackieahimbisibwe6668
      @jackieahimbisibwe6668 6 месяцев назад +2

      😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊⁰ⁿ😊😊😊😊😊😊😊

    • @estheradhiambo-x3o
      @estheradhiambo-x3o 6 месяцев назад +4

      What is the minimum number of years for infrastructural bond and what is the minimum amount for this investment

    • @sophiasimupande6736
      @sophiasimupande6736 6 месяцев назад +3

      Thank so much for this educative session. Very impressive. 👏🏽👏🏽

    • @miriamwangari7734
      @miriamwangari7734 6 месяцев назад +1

      Thank you so much, waiting for next time class

    • @SurprisedGraphingCalcula-rm1kj
      @SurprisedGraphingCalcula-rm1kj 6 месяцев назад +1

      😊😊

  • @olyviaachieng7998
    @olyviaachieng7998 6 месяцев назад +25

    Susan is so knowledgeable, eloquent, and easy to listen to. I can listen to her all day.

  • @prudencesithole8294
    @prudencesithole8294 6 месяцев назад +48

    I learnt something today. "Being broke after impressing is not the same as being broke after investing.

  • @danielwiiliams6905
    @danielwiiliams6905 5 месяцев назад +73

    The fact that we can get this for free is amazing

  • @miriamwanjiku9877
    @miriamwanjiku9877 6 месяцев назад +43

    I recently got my job at 22 years and I want to start investing as early as now.... thank you so much lynn this was an eye opener ❤️

    • @jackymwangi2982
      @jackymwangi2982 5 месяцев назад +3

      Please please...time is your advantage. Your age is your wealth...please start and stick to it. At 30 you will be miles ahead

  • @evesambaya
    @evesambaya 6 месяцев назад +167

    Susan helped me so much in savings! Yani I’m so grateful for her. A year listening to her and following along with the good stuffs she shares changed my life. I was able to save a lump sum for the first time. She is a gem❤️ sending you love from Tanzania 🇹🇿

    • @LynnNgugi
      @LynnNgugi  6 месяцев назад +7

      Glad to hear this🙏

    • @nyokabinjuguna4114
      @nyokabinjuguna4114 6 месяцев назад +5

      Susan is really a gem❤

    • @eunicenyaga2695
      @eunicenyaga2695 6 месяцев назад +3

      😢😢😢 I should have known this before

    • @Thankful-rj7ez
      @Thankful-rj7ez 6 месяцев назад

      @@eunicenyaga2695 Start from where you are dear.
      I felt the same but what to do, just start from where you are and build up pole pole.

    • @evesambaya
      @evesambaya 6 месяцев назад

      @@eunicenyaga2695 you’re not late! Maybe this is the sign you needed 😊start now, start where you are.

  • @NicholasBall130
    @NicholasBall130 3 месяца назад +354

    One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks or bonds this year, and I hope I make profits.

    • @TylerJamestown
      @TylerJamestown 3 месяца назад +2

      You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.

    • @LiaStrings
      @LiaStrings 3 месяца назад +5

      That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

    • @StocksWolf752
      @StocksWolf752 3 месяца назад

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

    • @LiaStrings
      @LiaStrings 3 месяца назад +1

      Sonya Lee Mitchell is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @lolitashaniel2342
      @lolitashaniel2342 3 месяца назад

      Thank you for this amazing tip. I verified her and booked a call session with her. She seems Proficient.

  • @jammlekikush
    @jammlekikush 6 месяцев назад +30

    Literally burning the midnight oil to sharpen my Financial Literacy
    Super Amazing ❤‍🔥🔥🔥

  • @collinsamani6964
    @collinsamani6964 6 месяцев назад +207

    Watching while in my bed as always. Am 38 but financially free coz l started investing in business early. Looking forward to educate my fellow Kenyans soon

    • @JanetWachiye-lg4vt
      @JanetWachiye-lg4vt 6 месяцев назад +2

      Please educate me, I'm all ears

    • @tabithagithuka7960
      @tabithagithuka7960 6 месяцев назад +1

      Please do

    • @nancynjoki2218
      @nancynjoki2218 6 месяцев назад +1

      interested

    • @strawberrymatcha2307
      @strawberrymatcha2307 6 месяцев назад +20

      Lucky you but i think you should still get out of bed & walk around or do something...as an investment to your other non - financial portfolios

    • @catherinendungu9258
      @catherinendungu9258 6 месяцев назад

      Well put. Take good advice when you hear it😅

  • @agnesnjuguna2428
    @agnesnjuguna2428 6 месяцев назад +135

    Lynn... This is the best show you' ve brought this year. Very informative of all the shows. People are illeterate financially out here, plis bring people of this calibre more. Experts in their area of specialisation.
    Thank you so much Suzzy.

  • @glslatifahnsubuga51
    @glslatifahnsubuga51 6 месяцев назад +198

    1.Make money
    2.Keep money
    3.Multiple money

    • @agnesbarasa5429
      @agnesbarasa5429 5 месяцев назад

      O waooo,learnt so much.Will embark on wealth creation.

    • @fayastonemedia9914
      @fayastonemedia9914 4 месяца назад

      How do you make money?

    • @mwachira
      @mwachira Месяц назад

      Note ; just flip it

  • @tonysilke
    @tonysilke 4 месяца назад +225

    So how exactly can we guard against the coming financial reset for 2024? Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.

    • @Nernst96
      @Nernst96 4 месяца назад +2

      Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.

    • @PatrickLloyd-
      @PatrickLloyd- 4 месяца назад +1

      I agree, having the right plan is priceless. My portfolio is well-suited for any market and recently doubled since early last year. My CFP and I are aiming for a seven-figure goal, which might take another year to achieve.

    • @PhilipDunk
      @PhilipDunk 4 месяца назад +2

      Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.

    • @PatrickLloyd-
      @PatrickLloyd- 4 месяца назад +1

      'Sharon Ann Meny' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

    • @PhilipDunk
      @PhilipDunk 4 месяца назад +1

      Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

  • @Geelittel870
    @Geelittel870 6 месяцев назад +20

    Asante Susan I'm 50 and learning all this today...the best teacher. Asante sana msichana wetu

    • @catherinekamau1815
      @catherinekamau1815 6 месяцев назад

      Thanks for the information

    • @essymo1100
      @essymo1100 5 месяцев назад

      It's never too late to learn something new, am 53 and i've learnt alot from young susan, be blessed ❤

  • @clareongati
    @clareongati 6 месяцев назад +58

    Bumping into Susan's RUclips channel is one of the best things that ever happened to me and my finances😂. Such a rare gem.❤

    • @veronicahwambui7303
      @veronicahwambui7303 6 месяцев назад +1

      Tell me about it every Friday I pull out my notebook 😂😂

    • @PrinceRichardKE
      @PrinceRichardKE 4 месяца назад +2

      What's her channel called?

    • @clareongati
      @clareongati 4 месяца назад

      Susan Wanjiku​@@PrinceRichardKE

  • @kamakazi8243
    @kamakazi8243 6 месяцев назад +25

    I like it that Lynn is letting the guest speak without too much interrupting her.i have seen interviews where the host keep steering the conversation in different areas showing how they knw things.
    So kudos lynn

  • @wangainjeri7111
    @wangainjeri7111 6 месяцев назад +246

    Being broke after investing is not same as being broke after impressing

  • @Muthoni568
    @Muthoni568 6 месяцев назад +25

    Thank you Susan. I can't imagine how accomplished you will become by 40. I see you winning awards. 🎉

  • @misssassie8296
    @misssassie8296 6 месяцев назад +24

    This interview has literally changed my whole life!!! Now this is how finding your purpose looks like, and using, living in your purpose, Both Lynn and Susan, you guys are pouring to us,...each in their own purpose! My Gosh!! Mind Blown

  • @janewaititu7110
    @janewaititu7110 6 месяцев назад +37

    My people perish for lack of knowledge. Thanks Lynn and Susan for the intense information.......

  • @aokookello5564
    @aokookello5564 6 месяцев назад +189

    Black tax is very emotional. Its sickening, its painful. Its not that we dont want to help, but its overwhelming. Whenever you receive a phone call from home you dread. Because money has to be part of the solution. Mungu atusaidie

  • @elistonekoronge9952
    @elistonekoronge9952 6 месяцев назад +74

    Susan's financial IQ is on another level. Her advice has really impacted me positively in my financials since the time I joined her channel

  • @eucabethmanyibe8160
    @eucabethmanyibe8160 6 месяцев назад +10

    Very beautiful episode. Next time let her talk about education policies and insurance companies.

  • @alexmwangi9481
    @alexmwangi9481 6 месяцев назад +10

    I'm so grateful for Coach Susan Wanjiku.
    She helped me understand budgeting for my expenses and saving my money in very ideal institutions. I've achieved a lot financially after following her very practical "Financial Literacy" classes.
    I think she should be the next Cabinet Secretary for Finance in Kenya.
    Her content is ever educative, entertaining and engaging.
    Thumbs up 👍 Susan.

  • @SimonKigera
    @SimonKigera 6 месяцев назад +18

    This young lady has the wisdom of a 100 wahengas. God bless her, and you too, Lynn.

  • @bethshebamuchiri607
    @bethshebamuchiri607 6 месяцев назад +23

    The goal is not to LOOK wealthy but to BE wealthy 🤑 💯💯! Thank you Ma'am Susan. This is very insightful!

  • @stellahmarriswambuwah9919
    @stellahmarriswambuwah9919 6 месяцев назад +62

    KNOWLEDGE IS POWER👍🏾4YRS HAVE BEEN SAVING WITH KCB WITHOUT WITHDRAWALS BECAUSE AM IN GULF,IMAGINE HOW MUCH I WOULD HAVE BEEN MAKING IF I KNEW ALL THIS😭THANK YOU LYNN TEAM AND SUSAN FOR THIS FREE TRAINING❤ GOD BLESS YOU🌹🙏🏾🇰🇪

    • @Sylvia-sd4mf
      @Sylvia-sd4mf 6 месяцев назад +2

      Please keep confirming your money is intact. Like keep checking balances.

    • @thekingdomconversations254
      @thekingdomconversations254 6 месяцев назад +6

      Stella u can open a money market fund even from there ..transfer your money and start growing

    • @evesarah3272
      @evesarah3272 5 месяцев назад +4

      Stellah open a money market fund. It's easy to do so.

    • @annetvuseletse4509
      @annetvuseletse4509 5 месяцев назад

      ​@@thekingdomconversations254how can you open it

    • @blessingsblssd
      @blessingsblssd 4 месяца назад

      Is it safe online?​@@thekingdomconversations254

  • @lucymuthoni8217
    @lucymuthoni8217 6 месяцев назад +3

    She does it with alot of humility!! What a guest! Thank you Lynn

  • @nancychimea8350
    @nancychimea8350 6 месяцев назад +54

    CBC should add this in their syllabus

    • @nyamburagitts6133
      @nyamburagitts6133 5 месяцев назад +1

      Please do a version for the young ones...

  • @alicekanyana7277
    @alicekanyana7277 6 месяцев назад +37

    Please Lynn kindly arrange for another conversation with coach. We're looking forward❤

  • @zaffreblue2045
    @zaffreblue2045 6 месяцев назад +28

    Susan is a good financial coach.Lynn please bring her back for more financial literacy topics. ( wealth creation & protection journey)

  • @Jowam-op5rp
    @Jowam-op5rp 6 месяцев назад +15

    Lynn, this is such a treasure. So priceless and so hidden from the people who need it the most. You have no clue of your real true value to Kenyans. How I wish Kenyans can invest in the true value of information available to this special information age. You are the light house that this continent so desperately need.

  • @lucywaweru8417
    @lucywaweru8417 6 месяцев назад +3

    This is the best show that you have brought this year.
    Sending love to you girl ❤️.
    Very educative yaani every statement is making sense to me.

  • @fernandesotiso8071
    @fernandesotiso8071 6 месяцев назад +5

    Lynn, You are an Angel That has been Sent from Heaven to help address Social issues and the very things that touch on the human life. Yours is a Calling from God. Your reward from God will be great my sister... We Love you for what you are doing to humanity.. Keep on doing this great and noble duty.. I will be glad to host you for a similar talk in my Church God Willing..

  • @kelvinkuria-m9y
    @kelvinkuria-m9y 6 месяцев назад +18

    Wow I didn't knw a friend could be this informed. Happy to see you Susan a childhood friend. You need to help most of us here. Thanks Lynn for hosting her. Watching you from USA seattle Washington.

  • @auxilliamataga4874
    @auxilliamataga4874 6 месяцев назад +64

    Aww my favourite i am Zimbabwean but love Kenyan bloggers. Lots of love. I live to learn from you. Without further ado Lynn my favourite.

    • @cwaithira8042
      @cwaithira8042 6 месяцев назад +1

      Chamwari zilikufamba

    • @Malimum
      @Malimum 6 месяцев назад +1

      Fellow zigian ❤❤, we are learning here

    • @metlharampou5844
      @metlharampou5844 6 месяцев назад +4

      I am Motswana I am slowly learning Swahili language.

    • @evansorende8020
      @evansorende8020 6 месяцев назад

      Hi

  • @nancywachira6156
    @nancywachira6156 6 месяцев назад +29

    My husband is so much into treasury bonds and money markets he will be so happy to listen to this.

    • @nkunikeek3121
      @nkunikeek3121 6 месяцев назад

      Mine too,He is encouraged me to also start to invest

    • @fredrickkoech8396
      @fredrickkoech8396 6 месяцев назад

      He is going places

  • @Tylerpier
    @Tylerpier Месяц назад +121

    I manifested $4250 and $500 in one week without working for it. I did it once. Just once. lol. I wanna do it everyday

    • @CissySaint
      @CissySaint Месяц назад

      Investing and trading now will be the wisest thing to do especially with the current economic fluctuation and inflations.

    • @MelodyWright-p
      @MelodyWright-p Месяц назад

      That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?

    • @WellingtonHardy-bm8fk
      @WellingtonHardy-bm8fk Месяц назад

      As a beginner investor, it's essential for you to have a mentor to keep you accountable. Gillian Sara sheeran is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @MichaelNicole-y
      @MichaelNicole-y Месяц назад

      Same here all thanks to Gillian Sara sheeran, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.

    • @jessicaforbes5327
      @jessicaforbes5327 Месяц назад

      Ma'am Gillian Sara sheeran is considered a key Crypto Strategist with one of the best copy Trading Portfolios and also very active in the cryptocurrency space.

  • @myathesunflower42
    @myathesunflower42 6 месяцев назад +170

    Hi Susan,
    This is mrs Gichuru your Roysambu primary teacher. Congratulation. You are are doing a good job. I w
    ould need help from you

  • @mukamimaina1181
    @mukamimaina1181 6 месяцев назад +32

    Glad i got this information at 25 and for sure i won't be making financial mistakes

  • @mercyk2672
    @mercyk2672 6 месяцев назад +75

    Its so important to have an emergency fund. I remember how as a struggling graduate student in America I never had enough it wasn't even a hand to mouth living, it was bad. When I finally graduated and got my first job, I started saving half of what I made, I hated poverty so I was ready to sacrifice. I also read every personal finance book I could find and started putting money in a retirement fund, buying stocks and bonds, investing in Kenya, etc. Now I'm at a place where I'm not worried about the future unless something really unexpected happens. Please listen to this lady and start putting money away, even if its just ksh5000 a month, you'll not be caught off-guard.

    • @wambuikimani9652
      @wambuikimani9652 6 месяцев назад +2

      I agree

    • @hellenwanjiku3626
      @hellenwanjiku3626 5 месяцев назад +1

      Very true

    • @dennongetich1371
      @dennongetich1371 4 месяца назад +1

      Wow inspiring

    • @wambuikimani9652
      @wambuikimani9652 4 месяца назад +2

      I listened to her and woke up from my dream I had MMF account but I stopped contributing in 2019. I have activated it and also started buying bonds

    • @medardkamujuni7965
      @medardkamujuni7965 4 месяца назад +1

      😂Lynn, I thank you very much for hosting Susan. Very inspiring, very down to earth, very talented. I am on the fifth floor and am still learning money management.

  • @Joselyne_Kwambs
    @Joselyne_Kwambs 6 месяцев назад +42

    Woow u finally owned up my request for u to bring susan thank u lynn you're the best baby gal❤❤❤❤❤

    • @maureena.sunday7641
      @maureena.sunday7641 6 месяцев назад +2

      Thank you kwa kutuongelelea sisi wenye hatukuwa tunajua such a gem

  • @MwangiDavid-pp6wt
    @MwangiDavid-pp6wt 5 месяцев назад +3

    This lady has opened up my mind. I’m taking action today. Thank you Lynn for changing my world ❤

  • @wairimunjuguna6123
    @wairimunjuguna6123 6 месяцев назад +3

    Thanks Lynn for hosting Susan, the best show for me ever! I have learnt a lot from this young lady, such wisdom and eloquence. Go Susan go!

  • @aumaKNN
    @aumaKNN 6 месяцев назад +5

    Susan is a gem...so informed
    I could listen to her the whole day.

  • @ZainabuDinahAbong
    @ZainabuDinahAbong 6 месяцев назад +9

    Lynn and Suzan, hello from Uganda ❤. Lynn I have learnt so much from this conversation that I'm feeling on top of the world with my finances. Now I know what to do next. Thank you Suzan for the lesson on what a SACCO is for, and for showing me that I have to get knowledge on Financial Literacy FIRST before i decide where to invest. Thank you for that example on Asset-rich and Cash poor people; l have seen this around me. Thank you Lynn, this interview was worth the length of time it took😊. God bless you both. Susan I will definitely come to your RUclips channel 👍

  • @elizabethotieno8875
    @elizabethotieno8875 6 месяцев назад +106

    As young woman am here to learn nipee like lynn nilale na kiatu ❤❤❤

  • @marianemagenda639
    @marianemagenda639 5 месяцев назад +6

    My Sacco gives me 13% pa and it's had been constant even during COVID-19. But I have learnt a lot on bonds and bills. That I will start doing bills and bonds while still in Sacco. It's a very informative show Lynn, thanks much.

  • @jalermaling8736
    @jalermaling8736 5 месяцев назад +7

    I have come here to watch this episode, courtesy of my best financial literacy coach and pal, CuttieKijo. Half-way in, and am already blown away! From Waceke Nduati's "Making Cents- Real conversations about personal finance" and now this, all in the space of 10 days, am asking myself how did I just fluke by life? After more than 20 years in P & P employment, for the first time someone is making "financial freedom" look realistic and not a utopian ideal. Did someone say she's only 29, but she speaks with the wisdom of the ancient sages. I'll echo what one of the commenters said, it's like attending an Ivy League classroom, but without paying those stratospheric school fees!

  • @paulinenikita6691
    @paulinenikita6691 6 месяцев назад +47

    Am very poor in saving,i overspend,No saving account....but at least now i know what to do.
    Thanks for the show.❤❤

    • @ichooseviolence2532
      @ichooseviolence2532 6 месяцев назад +11

      I'm very good at saving. Black tax tried to shake me a bit but I drew financial boundaries on everyone coz we can't live like this. Kila mtu ajitegemee. I'm very proud to be called stingy ❤

    • @mercymwiti7185
      @mercymwiti7185 6 месяцев назад +2

      Paul I can assist you in joining a mmf for 11% with Pioneer Company

    • @beatricemwangi7422
      @beatricemwangi7422 6 месяцев назад +1

      She's full of wisdom,ooh I wish I knew this some years back

    • @joselynmercredi9285
      @joselynmercredi9285 5 месяцев назад

      ​@@mercymwiti7185let's chat

  • @nancytenai626
    @nancytenai626 6 месяцев назад +12

    It's never too late to start over, years to come, i will come back with a testimony . I must change the way i handle my finances.
    Whoever has ears let him/her hear.
    Thanks Lyn and Sue

  • @farajachiwile7388
    @farajachiwile7388 6 месяцев назад +7

    Lynn, this was a much needed information. Susan's made the money matter easier to understand. Thank you so much, Lynn, for your continuous care and support to our African community. May God continue to bless your heart.
    I stay tuned for the next session.

  • @Nercy_k
    @Nercy_k 5 месяцев назад +11

    Someone denied me this information,glad i got it,thank you Lynn 🎉❤

  • @harrietteamatie5618
    @harrietteamatie5618 5 дней назад

    So glad to find this exciting and informative financial freedom for free and without having to sit in class for years to hear alll these. Thanks Lynn and Susan for taking me out of my poverty mentality of living from paycheck to paycheck, and 🥂🥂to the journey of financial freedom.

  • @lindarono4730
    @lindarono4730 6 месяцев назад +5

    This show is top notch, i love how informative Susan is and how she delivers it, for sure she is a good teacher.
    Thanks alot may God bless you you two abundantly

  • @John-ww2fv
    @John-ww2fv 6 месяцев назад +29

    One of the reasons i follow up these stock videos is to improve the returns of my investments and i can’t really say I’ve been seeing noticeable change though …. I’ll keep following to improve my investment philosophy anyway and find better ways to create smarter investments.

    • @cherylhills3227
      @cherylhills3227 6 месяцев назад +5

      Investing in this economy is a hell at times for the average person that wants full control of their finances, Even investing in ETF stocks can be risky

    • @GibsonJames-gr3on
      @GibsonJames-gr3on 6 месяцев назад +1

      The question to be asked at times is not if the government or the economy is responsible for the sudden dramatic shifts in the economy but if we are taking the necessary measures to avoid making losses no matter the situation even if the pay roll is not in your favor.

    • @RoseBalerus
      @RoseBalerus 6 месяцев назад

      One of the reasons i follow up these stock videos is to improve the returns of my investments and i can’t really say I’ve been seeing noticeable change though …. I’ll keep following to improve my investment philosophy anyway and find better ways to create smarter investments.

    • @SeanJohns-ze8ie
      @SeanJohns-ze8ie 6 месяцев назад

      What would you consider the necessary measures though? I was at a seminar two days ago where investors gave their opinions on how we can better investment for proper returns.

    • @TheRothschild770
      @TheRothschild770 6 месяцев назад

      At times not just creating smart investments but buying assets can improve your profit margins in the long run.

  • @simeonkwendo6302
    @simeonkwendo6302 6 месяцев назад +26

    That sacking was a blessing in disguise, probably you'd still be there with no savings, no investments and in debt.

  • @fraciahmahihu8959
    @fraciahmahihu8959 6 месяцев назад +2

    I love how Lynn is a good Student Asking Questions to define everything

  • @charliso
    @charliso 3 месяца назад +1

    This lady has a hidden talent, She explains things in detail. I have watched many of her videos and all I can say we need such brains and talents in our classes and lecture halls.

  • @ruthawuor4876
    @ruthawuor4876 6 месяцев назад +18

    This is the only episode i have watched with pen and paper. Thank you Susan and LNN

  • @nkunikeek3121
    @nkunikeek3121 6 месяцев назад +32

    I used to feel gulity not belonging to a chama coz it has never made sense to me,Through coach Suzzy teachings,I have confirmed that i have always been right..

    • @charitynyokabi9280
      @charitynyokabi9280 6 месяцев назад +1

      We are together in this.I have no apologies for those who think it's pride.

    • @estherkariuki1779
      @estherkariuki1779 6 месяцев назад +7

      Can't talk much about chama but I was able to do so much with the money. I don't regret. But now we have the knowledge we can do better

    • @ichooseviolence2532
      @ichooseviolence2532 6 месяцев назад +3

      And the way I have always hated chamas. In my opinion, people in chamas are just very bad at saving money themselves so they tend to depend on others

    • @not_Sleaper
      @not_Sleaper 6 месяцев назад +2

      I dropped that shit this month😂 however I still have one for 2000 USD per month that I'm gonna drop at the end of this year.

    • @sheliztety7972
      @sheliztety7972 6 месяцев назад

      Use the chama as a stepping stone to take you to the next financial vehicle...mmf ,the treasury bill or bonds.when u know better u do better ama?

  • @PJ41728
    @PJ41728 6 месяцев назад +6

    This is an answered prayer for me,i just prayed about it yesterday and today I got this notification 😊.

  • @faithachieng-zk1lf
    @faithachieng-zk1lf 2 месяца назад +1

    Financial literacy stands out to anyone who is ready to be coached wow thanks so much Lynn and Susan I have learnt a lot🤗💯

  • @dokwiri
    @dokwiri 5 месяцев назад +5

    Just realised that this doesn't involve any complicated math like physics...just advanced knowledge!!

  • @maggychebby1315
    @maggychebby1315 6 месяцев назад +12

    Wueh! Happened to me yrs back. I got this job and I was just getting on my feet. I did it in almost a year. Wueh! In January I was called to the office and they said that was my last month at work. I was traumatised...I cried. I don't even want to remember.

  • @marblechebby
    @marblechebby 6 месяцев назад +8

    Smart gal and young.. l wish my pre 25 can listen to her than to waste money and time around. Am 40 and l feel Ave picked my pieces.

  • @mwangistephen8139
    @mwangistephen8139 6 месяцев назад +11

    This lady is so educating... Wonderful

  • @AnneMuthoni638
    @AnneMuthoni638 6 месяцев назад

    She is soooo good at what she's doing and a good 'teacher'. Am now wiser! Thank you Lynn for bringing such powerhouses! For sure people perish for lack of knowledge!

  • @elizabethnjuguna4142
    @elizabethnjuguna4142 6 месяцев назад

    I could listen over and over again without satiating my yearning for financial knowledge

  • @RealTBTKenya
    @RealTBTKenya 6 месяцев назад +5

    Awesome! My take away lesson: Have a diversified investment portfolio keeping in mind the end goal for each investment.

  • @mercynyambura6444
    @mercynyambura6444 6 месяцев назад +7

    Leo lyyn ata hacheki its class time serious business 😊

  • @faithkariuki6918
    @faithkariuki6918 6 месяцев назад +7

    Wow. Very informative. I really wanted information on Mon Market Fund and this has just done it. Bils and bonds to me seemed like a big thing that needed a lot of money.
    Financial literacy is what we should be learning from pple who are honest. Thank you Susan. Thank you Lyyn. Good job.

    • @immaculatemutinda5496
      @immaculatemutinda5496 5 месяцев назад

      Most of them have interest rates below Inflation..hahaha..

  • @annegenga-wagema6673
    @annegenga-wagema6673 6 месяцев назад

    Simply powerful! I'm speechless but empowered. Thanks Lynn! thanks Susan!

  • @wambuamartins4196
    @wambuamartins4196 6 месяцев назад +1

    This information will save generations for thousand years if Christ tarries. Thank you Lynn and Susan for allowing God to use you to empower generations. I have listened from beginning to the end. Very informative. Looking forward to the next topic. Making Wealth.

  • @jemimahkiai1588
    @jemimahkiai1588 6 месяцев назад +5

    Wow, Susan is so intelligent and eloquent. This is one of the best episodes I’ve watched recently.

  • @goldensmiles2571
    @goldensmiles2571 5 месяцев назад +4

    I dont often comment, but i have learnt so much from this conversation. Thankyou Lynn for bringing her onboard

  • @Zmlambo
    @Zmlambo 5 месяцев назад +45

    As a middle class citizen who is trying to have stable finances, I’ve always been an advocate of investing in the stock market because it has paid off handsomely since I got into it.

    • @Niveen175
      @Niveen175 5 месяцев назад +2

      I’m a virgin investor and looking to get into investing in the stock market but my friend warns me of the dangers involved in the market. How true is this Mlambo?

    • @Zmlambo
      @Zmlambo 5 месяцев назад +2

      My colleagues had a good laugh at me when I told them I started my journey with $5k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L.
      I know that learning the ins and outs of the market isn't for everyone, that's why personally, Jonas Herman oversees my investments.

    • @Heavenonearth760
      @Heavenonearth760 5 месяцев назад +2

      @@Zmlambo
      While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.

    • @Drhuntley
      @Drhuntley 5 месяцев назад +1

      Hi. I’d like a pointer to get to him. I've tried stocks myself and have failed multiple times even with the so called courses!

    • @esthermwaura587
      @esthermwaura587 5 месяцев назад +1

      Can u introduce me to Herman so i can learn about investing.

  • @beatricemwangi-dr9xm
    @beatricemwangi-dr9xm 6 месяцев назад

    This is a great show. Thr only show that doesn't make one feel like a failure for not having money. Its so educative and condemning. Sheis so realistic and in touch with grounds reality. She is not talking from a point of privilege but knowledge and information. I love it.

  • @godfreyevertonmangeni6813
    @godfreyevertonmangeni6813 Месяц назад +1

    This lady is just amazing. I opened an MMF account and am soon quitting my Sacco so i may pump my funds in it monthly. This knowledge on investment should be introduced in secondary schools at form four level and in colleges,,,,,,, so one may know what to do after school.

  • @gracemuimi_
    @gracemuimi_ 4 месяца назад +9

    I'm leaving this comment here to come back and listen to this intriguing and knowledgeable conversation whenever someone likes it❤

  • @Powerful_Akoth
    @Powerful_Akoth 6 месяцев назад +8

    A much needed interview this ☝️ . Tuongezwe 😂🎉❤. I appreciate it and I take away 1. Make money 2.Keep Money 3. Multiply money.

  • @martmosop
    @martmosop 6 месяцев назад +7

    Make money..keep money.. multiply money

  • @benjijamily2161
    @benjijamily2161 6 месяцев назад

    This is the best knowledge I have had so far.She knows her stuff and thank you Lynn.

  • @YoliLifeVibes
    @YoliLifeVibes 4 месяца назад +2

    to be honest after watching this i've just realized that my plan to wealth was completely off. this helped me to get on the right track towards achieving my financial goals. thankyou

  • @mariamcatherine2307
    @mariamcatherine2307 6 месяцев назад +18

    Thanks my daughter for free certificate, today I have learned a lot ,be blessed

  • @allthingsengineering2121
    @allthingsengineering2121 6 месяцев назад +6

    My take home is what does financial freedom look like to you

  • @judymaina1220
    @judymaina1220 5 месяцев назад +3

    Waah!! What a wake-up call. I think I need one on one lessons with this!!!

  • @bernicefenton
    @bernicefenton 6 месяцев назад +1

    susan wanjiku is the most brilliant financial expert i know. her channel is full of so much good advice. please keep up the work, susan. asante sana.

  • @bettycandace6638
    @bettycandace6638 6 месяцев назад +1

    I can watch and rewatch this show with susan 100 times. Susan you're amazing, knowledgeable, intelligent. A smart woman

  • @allthingsengineering2121
    @allthingsengineering2121 6 месяцев назад +12

    I have actually subscribed because of this babe,this are nuggets of wisdom I will listen to over and over again.please bring her again to educate us on how to invest besides bills and bonds,what's her take on building rentals etc

    • @jennifermcwhortet7934
      @jennifermcwhortet7934 6 месяцев назад +1

      I guess buying land on high End.
      It appreciates speedily
      Just thinking critically.
      Look at Ruaka now.
      Just an example.

  • @tabithamwihaki248
    @tabithamwihaki248 6 месяцев назад +9

    This topic should be included in schools and it should be compulsory

  • @jos2546
    @jos2546 6 месяцев назад +20

    Finally, my Finance coach is here. Thanks, LNN for always bringing the best❣

    • @rosalianjoroge9615
      @rosalianjoroge9615 6 месяцев назад +1

      Here not hear

    • @jos2546
      @jos2546 6 месяцев назад +1

      @@rosalianjoroge9615 sawa mwalimu wangu. ni typo😀

    • @jackyjacky5966
      @jackyjacky5966 6 месяцев назад

      You're right don't worry

  • @centstowealth8184
    @centstowealth8184 5 месяцев назад

    Personal finance Master class in less than 2 hours ,Coach Susan Thanks a million .

  • @everlyneaoko3529
    @everlyneaoko3529 5 месяцев назад

    Apart from being a financial expert,she is also an excellent teacher! Thank you Lynn for having her.