1 use your BIG brain, not the small one in your pants. 2 dont jump on the first lady u meet and DONT marry after short time . 3 dont live the sleazy pay for play life and hang in bars 4 write down all your expenses so u have control and can make a budget how much u spend 5 try to learn the language and culture and try the food
@@jeffjohnsonfutdoc so many guys go to se-asia for the wrong reasons.. living the bar and pay for play life give them nothing in the end..most go bust or addicted or worse
I retired and came to the Philippines in my early 50s, wife and family in tow. We had bought property a few years prior to moving here and had also established a business so we have a decent income. The advice I would give to anyone is not to relocate to somewhere that you know nothing about or have never experienced. At the very least spend an extended stay - at least 2 months - just to see if you fit in or can cope with life here. I had visited or holidayed or traveled in the Philippines on numerous occasions over a period of 10+ years before moving here permanently so I knew what to expect. We don't live in Boracay or Manila or BGC or Tagaytay - just in a small city in a small province a few hours outside of Manila. I made sure we had transport and access to the things that make my life comfortable. I do like the food in the Philippines, mainly because my diet is essentially vegetarian/pescatarian but I also have access to Western 'luxuries' if I want.
Thanks for your advice. I am living in major city in USA. If I ever relocate to Phillipines. Definitely I will be living in big city.Probbably Manilla.I am not interested to live in provinces or hours drive from big city.
My plan is to use BGC as a home base to travel from. I need to be close to the VA and the hospitals like St Luke's. I plan on traveling around the PH and SE Asia from there. If I go out, I'm going out my way instead of merely existing here the States.
Steve, Bravo Zulu! I'm from the Boston area, too (C-Town). Also, a Marine vet. You have helped me more than you could know about planning my retirement there. Especially, that the VA there will only treat me for my SC disabilities. Keep up the good work!
Another good reason to follow Steve’s advice is if you are moving to the PI to live with a girl from a LDR, you may discover she is not “the one”. If you have your own place near Manila it is a lot easier to extricate yourself from that relationship, versus living in her home town. When moving there stay independent, get your own place, date several girls. Build a life where you can be happy being single so it’s no big deal to break up with a woman and start dating again. Having a steady girlfriend is not a requirement…nice, yes…but not a requirement.
I live in quezon city. 2bedroom condo.close to all facilities. Transport hospital and malls. My wife and I in our seventies.now.we are very happy in city life..great video..
I just spent a year in small province town in Northern Bohol, no sidewalks , 3 hours from Ace hospital in Tagbilaran, everything closes at 6pm no gyms with a/c , hard to access food for my vegetarian diet but majority of people were very kind and friendly but living in a small province town everyone knows your personal business
If your budget allows, try BGC first. SAFE, CLEAN, no need for the frustrating haggling with taxis drivers. You can walk everywhere, there are 4 malls, and lots of smaller malls. 100's of restaurants, many American. Grab an airbnb for a couple weeks to adjust to the Philippines .
I’m back in the USA today after three weeks in the Philippines my last three days were in BGC and I enjoyed being downtown by the malls with all the different places to eat and shop….
Palawan is wonderful and living in Puerto Princesa is great, we have 2 great hospitals and we have many resorts to visit, but it’s very cheap to fly to Manila (1hr15min flight) if you need the VA hospital… we also have a VFW post here in Palawan. But Steve is correct, please do your research, and visit before you pick your retirement destination!!!
I retired to Siquior almost nine years ago and love not being close to a city. I actually haven't been off the island in nearly 5 years; everything can arrive right to the door. I lived in cities most of my working life and definitely didn't want that lifestyle in retirement. I think you're spot on with the assessment of funds needed monthly. I have never spent below 3k per month....probably could if I wanted, but I enjoy stuff 😊. It is good to see more vloggers being honest about the cost of living here. It is not cheap and anyone selling living like a king for a thousand a month is just looking for subscribers. Probably comes with a pony at Christmas.
You are correct, I spend about $3,000 every month also. Could I survive on less? Sure but who retires just to survive. So many bloggers lie and talk about how great it is to live on $1,200 or even less a month. If someone wants to live in a hut in the province and eat rice every meal then I’m sure they can do it, but don’t expect to travel and see the rest of the Philippines on that amount
@@johncawvey5342 You guys act like some of those people simply "want" to live on $1200/mo. (or less) -- probably many don't have a choice ? -- And - they certainly won't be better off in Biden's ( inflation riddled ) America on that income - will they ??? 🤔 Those people who must live on those amounts - certainly understand the difference between a want -&- a need !!! --?--
I love it in Cavite (Dasma), spent a bit of time in the province but severe boredom is a problem, and as you say medical is a very important consideration, sanitation etc also as you stated variety especially food and I'm with you I don't really like Philipino food either, I need western food or Thai, Korean etc, I need the choice, great video and absolutely 100% true, ex pats may be fooled by the cost of living there if they don't do their homework, its not as cheap as they may think.
Outskirts are less expensive - remains easy to get anywhere - makes all kinds of sense ! -- 🤔 For me - TAGAYTAY has my interest and the comfort from cooler temps. supposedly with cooler breezes from the elevation ? -- A daily less sweaty environment seems appealing from my time spent in Florida years ago in the summers?!?! > Yet the winters remain in the states ! ---- Very good message Steve - one I've already digested. Hopefully see you this fall when I get over there. 🤗 🙏 ❤ 👍 🍺 🌟
Great advice. I'm coming over soon for a visit and planning on retiring next year. Having the VA is nice and saves a few $$$ also. Starting off in a familiar area at first would be wise also. Thanx for your info
The best thing for new expats is to plan small trips and get a feel for the area. One has to decide if he or she likes city life or prefers the countryside; both have advantages and disadvantages. Manila can be pretty intimidating for first-time visitors. I knew three hours after I landed in Manila that this was not a place I wanted to live, lol, and I am sure there are other expats who knew after three hours that they didn't want to live in the province. That's the great thing about being an expat, if we don't like the area, we can move.
I have been married to my Filipino wife for over 40 years and am now planning my retirement strategy (still working at 64). I have a home in Bacoor Cavite that we are almost done renovating to fit me. I have a couple of things planned during my visit next week, but looking to get better acquainted with the area near my home. Shout out to me if you are nearby and maybe we can grab some coffee or tea.
Best way to go it to trust your Filipina. After you meet her online and then for the first time in person, provide her all of the passwords and PIN numbers of your credit cards. Once you move here, make sure you pass out some cash to her relatives right away. They will love and respect you and will immediately show their gratitude. Finally, make sure to invest heavily in the kids she has from past relationships. Provide for them and get them into this private schools. Just because the natural father gaffed them off doesn’t mean you can’t spend your hard earned retirement on them.
Steve, on the tricycle, i have the same problem as you, it hurts my back,.....so i set on the back of the driver, were the shocks are, no more back problems, hope this helps you, it helped me.
I first started in cubao Quezon City - great place to start in arenata city - lower cost and nice to walk around - cheaper than makati or bgc but close to them
Hi Steve, I am going to BGC this summer to check it out . if it works for me I am going to try to get a srrv visa. I hope that I can use your services to help navigate that. I am glad that I found your RUclips channel. You give great advice and information that is very helpful.
I’ve lived in Manila and I’ve lived in Cebu. They both have their own unique ‘energy’. I really enjoyed my Manila experience, but for longer term living/settling down Cebu is much ‘greener’(vegetation) and more ‘chill’ vibe to it. I’m not saying there are no scammy taxis in Cebu, but I have lots of bad taxi ride stories in Manila and not a single bad Cebu taxi story to tell. Cebu has its own world class medical facilities as well. The only thing I don’t know about would be the VA thing (being Canadian and with no military service background) so maybe that’s the reason you never mentioned Cebu. Just sayin’ anyone who has no need for a V.A. Office, seriously consider Cebu over Manila…or at least consider both. You didn’t even mention it once!
I'm largely a 75% expat who only periodically now contracts in the medical field in alaska. But all you tradesmen and consultant or IT types can do this too. (save a bunch of cash then jump overseas for extended periods). I haven't been to the phillipines but have lived in eastern europe all over, asia and latin america. Most countries you can stay 90 days on passport. That's what you do. What he is saying about that honeymoon phase is right. You need a few months to get the feel of a place once the cuteness dissolves. Same in Phillipines I imagine as well. Start by visiting on airbnb for a few months then start plotting places for long term. BTW Antigua Guatemala and Cuenca Ecuador have been my top places in Latin America. Will be heading to the Phillipines in about two years. And there is no way I would move to a town because of some girl online.
114 Work/ 162 Calendar days from Retirement on August 9th. I'm going to be in Cebu City [IT or Business Park] for my six to eight month Vacation while I figure out my next steps. I considered the Manila [Makati/BGC} area, but Cebu City looked better to me.
Thanks for the information, Steve! I am still on the fence about packing up and moving. Like you hat, I am an old former sailor who steamed into Dumaguete in 1979 aboard the USS Knox FF1052 to do a flag-raising ceremony at Camp Lookout. It was a real pleasure to be there after a rough quarter and too much time in Subic. I never forgot that week of R&R in Dumaguete before we headed out to the IO. I have been watching your clips as well as Pauls and with each one I watch, I get closer to packing up and leaving the Northeast for good. Thanks again, Steve! PS - Where's the scally?
@@MrSteven5975 PS - Steve, saw your other clip on conspiracy theories. You KNOW Sailors love to tell sea stories and lies to each other, for fun, to phuch around, and for those short bus sad few...they believe it all! What you need is a Sea Story Rohrshach(sp) Test. I would ask any of these characters pushing the tale of the day what they think about "The Philadelphia Experiment". How they anser that question will let you know EXACTLY what you're dealing with: "a Nuclear Boatwain's Mate who signed up for 6-years of active and BM Sea School. Go Yankees!
I'm a retired military officer the closest VA Hospital is Honolulu, HI. Manila has a VA clinics. If on tricare a retired vet, one can go to Guam to the Naval Hospital for care. Of course, you'll need a VA disability to use the VA and have an ID card. I have both tricare and VA. Also, check into the veteran visa program I've been told is 1500 USD deposit and proof of 1000 USD/month income. Also, make sure to have your DD-214.
@@philwaller4379 As a highly trained healthcare people, I would recommend Bumrungrad Hospital Bangkok, Thailand over Guam. The healthcare in Guam is questionable. Bumrungrad is a world class international hospital and recognized by the WHO!
Learn who you are and live the best life you can the life that right for YOU... The other good things shall be easier to incorporate into your life and with others!😇😎😃
I have watched many of your vlogs and have agreed with most of them. However, Manilla and its outskirts would be the last place in the Philippines I would ever want to stay for more than a couple days. My Filipina wife and I (Married 12 years) both agree on this, Manilla is worst places you could ever go; been there done that. Cebu would be a much better choice for Newbies to start from; it is a central island and the best launching point for exploring the other islands. The western and central Visayas regions are 10 times better in my opinion. Great hospitals, restaurants, US Consulate, air you can breath (except rush hour in Cebu city), etc. There are also some great small towns (Provinces) throughout the islands that have local hospitals, multiple ATM's and great food. As a veteran also, if I was dependent on the VA, Starbucks and processed foods I would just stay in U.S. or other western countries. You have given very solid advise to many, many people but Manilla is a no go unless you were born and raised in the big cities like New York, Chicago or LA.
Iloilo is a nice city and many consider it a great place to retire. The Island next to it is Negros Oriental has cooler places like Don Salvador Benedicto and Vallencia.@@Amen.22
@@Amen.22 For the most part, you are probably looking at Baguio, Sagada, Batanes, Tagaytay, and Antipolo. Baguio gets as low as 18 degrees Celsius in January. Sagada is about 5300 feet above sea level and it can get as low as 10 degrees Celsius. Tagaytay is a couple hours outside of Metro Manila, and it gets down to 18.8 Celsius in February. Tagaytay gets down to about 19 C and there are beautiful views of the worlds smallest active volcano around Taal Lake. If you are only looking for cool (not cold), then Antipolo might be a better option. Antipolo doesn't get much cooler than 25 degree Celsius. Maybe others have better ideas.
I agree, Steve. Personally I get bored after an hour or so at the beach. As for the province, it's nice to visit, but after a bit, I am glad to get home to the city. I was just lucky that my wife is from Baguio City and has a home there. But if she had been from the province, we would have still settled in a city.
Hey Steve I’m coming back to the Philippines in march and I may take your advice on staying close to Manila to possibly live there thanks for the heads up
Thanks for the advice as always. I retired 3 years ago. I have been considering the PI for permanent. I have no trouble being a loner but I am hooked on golf and deer hunting and do not want to give them up. I know I can't hunt over there but is golf a cheap option? I pay $650.00 a year for a membership in NH.
Definitely needed to see this video just 2 days late. I was thinking of Mactan Newtown to start out in as a jumping place to begin. Would you recommend that? I need to get acclimated first before I go somewhere else. I’m a type 1 diabetic and need to be able to get my insulin pens. My priorities would be a nice apartment, healthcare and walking distance to markets, pharmacies and stores. I’m not a drinker anymore. Can you recommend any services that could help me with getting a retirement visa? I’m 57. Thanks for all your great videos and ideas 😊
Another good video Steve. I'm curious to hear your thoughts on why you'd choose being close to Manila vs Cebu based on what you know and what you've heard and seen? Would love to hear more on your side and your opinion on what Cebu lacks? Is it better hospitals and more american foods in Manila?? Thanks Steve! God Bless
I’m 32 and moving my family to Pangasinan in January to my wife’s mom’s new house. She’s in the states and made enough money to build a nice house for retirement so she will come with us and her whole family lives on the same property so lots of familiar faces around until we find where we want to move after a few months. Anything you know about Pangasinan 😢hat I should know that maybe her mom didn’t tell me haha and I love lumpia also we always have it in the freezer
Your apartment is way less than most. But I’m on the eastern border of Metro Manila. Still scouting for the next place to live, after my 6 month lease on this condo is up. Cavite, Laguna, Bataan, Pampanga…. Somewhere other than here
I have been thinking about Dumaguete,,or Lapu Lapu,,, as a jump off place,,or even Malaybaly,where you dont need A C ,,and rent is cheap.. have you heard about those places ? or maybe been there ?
I prefer Cebu over Manila, especially for the better air quality. It also offers an international airport (direct flights to Singapore etc.), a major harbour with ferries going to various places (even modern ones with private staterooms) and many other first-world amenities 😊
I've been to the Phils several times and Hate Manila and Not a fan of Cebu as Big Cities are Concrete jungle and Stressful to me so medium size or suburbs. Then when you come stay in Hotel or Airbnb where your stuff is all covered for first month or two and you have A/c and wi-fi and then you can figure out what you can or can't live without. One trip i took was different types of accommodations and ask yourself: "What do you want out of the city you live in?" and if anything be within a 1/2 hour or 1 hour to a city or hospital.
I rented a place in town (population 200) while I was putting up my house. Couldn't take the street noise! So I'm pretty sure anywhere near Manila would be awful for me. I would be looking for a place way out. No electricity. No internet. Just chickens and goats. I know this wouldn't be what the vast majority of people would want, but daily bustle is unbearable to me.
@@kimagangobrit4480 I would assume I'm on the fringe of normal with my view on this. Being closer to town would be a much smarter move for most guys, but I have always loved the solitude of nature. And a dog of course.
Good advice, anyone needs to visit first. Another place to look into is Angeles City. Not as big as Manila but has everything you need. I also heard there is Clark Medical center that accepts Tri Care. I'll be there next week and plan to check it out.
@@jamesballard6564 Yes the Clark Airport is very nice and they are still adding to it. Also Clark Medical Center does accept Tri Care Select (but not Prime).
Metro Manila is underrated and gets a bad rep from a lot of expat groups. Good points in your video, I agree with most and think Manila has a lot good things
Filipinos are different, they can tolerate a lot more short comings and also have health care taken care of and of course speak local language. The population here is also much younger in general and you'd be surprised in Manila especially many more wealthy Filipinos.
LOL, I have the same problem, it's too hard for me to ride a jeepney, I'm too big. Same with the trikes, so I just ride behind the driver. Great video. 😊
Same for me, no jeepneys and ride behind the motorcycle on a tricycle - that leaves room for my wife and kid in the cab. I have squeezed myself into a tricycle twice in the five years I have been here - it just does not work for 6' 5" me LOL
Philippine food has a lot of oil in it like lumpia and even there rice dishes use a lot of oil and it's heavy on people, Chinese food uses oil too but not so much
Thank you, Steve, for always providing good advice. Has anyone ever run into older Caucasian females moving to retire in the Philippines and possibly starting relationships with younger Filipino men? Just wondering.
Disabled Vet here . Interested in retirement in the Philippines. I’m not P&T how do re-exam C&P work ? Are they at VA Manila ? Any info on fmp etc would be appreciated. Do you have a video about this already ?
I know few very well off Phillipino Americans. They are highly educated professionals. They make over six figures. They told me if you want to retire in big city and living Western style. Big house with AC constantly running, pool, maid service... You need budget min 5000$ US per month. If is your budget less they don't recommend retire in Phillipines.
If you are used to living remotely then the provinces are easier to adapt to. If you are used to a city then you'll struggle until you get used to it, if ever. I personally would hate to live in a city, the more rural the better. Once I can stock up on essentials once a month I would rather stay rural.
I've been here almost three years now, living in Iloilo. Soon, we're moving to Antique Culasi. We're building a small home there! She owns some land there.
I’ve been thinking about retiring in Iloilo. But I don’t know how hot it is there. I’ve heard that it’s a nice place to walk around or ride a bike. I’ll just have to go there for a couple months to see how I like it.
@Amen.22 it's very nice here in certain areas. They have plenty of beautiful places for riding bikes! And they have bad roads that will damage your bike. Before you come pick out a condo or Airbnb to rent out. Use Google to be sure you're close to malls and shopping.
As a military 🪖 veteran who was stationed at Clark Air Base, Philippines 🇵🇭 back in 1991. I was age 28. Now fast forward to 2024. I am age 61, a widower, my children are grown now. I hope by no later than end of next year 2025. To move to CEBU City or Manila area. Both cities are hospital oriented. Right now I have Grab app on my cell phone for the future. Thank you for this information.
You have done great,,,just show your face for thumbnail and talk no edit needed.....oh my wish I could do that,,,so many hours in edits for my channel.
I live in the province Mainit, Surigao del Norte on Mindanao. The hospitals not good, need to go to 45-minute drive to Medical Center in Surigao City. The ATMs do not accept international ATM cards, again need to go to Surigao City, same for many food items. Each location has its pros and cons, As a retired US Army Airborne Ranger Colonel in excellent health (with some aches and pains), I love the province. Go Army Beat Navy @@kimagangobrit4480
Good advice, anyone needs to visit first. Another place to look at is Angeles City. Not as big as Manilla but has everything you need. Also I heard there is Clark Medical center there that accepts Tri Care. I'll be there next week and plan to check it out.
there is plenty Filipina that have jobs in Cebu city and manila that are single and working in the city. stay in the city and budget your money and have a good time.
1 use your BIG brain, not the small one in your pants.
2 dont jump on the first lady u meet and DONT marry after short time .
3 dont live the sleazy pay for play life and hang in bars
4 write down all your expenses so u have control and can make a budget how much u spend
5 try to learn the language and culture and try the food
Eat lots of vegetables, easy to put on weight.
exactly, great advice...don't be a sleeze
@@jeffjohnsonfutdoc so many guys go to se-asia for the wrong reasons..
living the bar and pay for play life give them nothing in the end..most go bust or addicted or worse
I retired and came to the Philippines in my early 50s, wife and family in tow. We had bought property a few years prior to moving here and had also established a business so we have a decent income. The advice I would give to anyone is not to relocate to somewhere that you know nothing about or have never experienced. At the very least spend an extended stay - at least 2 months - just to see if you fit in or can cope with life here. I had visited or holidayed or traveled in the Philippines on numerous occasions over a period of 10+ years before moving here permanently so I knew what to expect. We don't live in Boracay or Manila or BGC or Tagaytay - just in a small city in a small province a few hours outside of Manila. I made sure we had transport and access to the things that make my life comfortable. I do like the food in the Philippines, mainly because my diet is essentially vegetarian/pescatarian but I also have access to Western 'luxuries' if I want.
Thanks for your advice. I am living in major city in USA. If I ever relocate to Phillipines. Definitely I will be living in big city.Probbably Manilla.I am not interested to live in provinces or hours drive from big city.
I thought only those who were born in the Philippines are able to own property (land) there?7
😢I'm
@@WarrenRCGyou can our law has exemption this includes: foreigner can purchase a land as long as married to a Filipino citizen.
My plan is to use BGC as a home base to travel from. I need to be close to the VA and the hospitals like St Luke's. I plan on traveling around the PH and SE Asia from there. If I go out, I'm going out my way instead of merely existing here the States.
Steve, Bravo Zulu! I'm from the Boston area, too (C-Town). Also, a Marine vet. You have helped me more than you could know about planning my retirement there. Especially, that the VA there will only treat me for my SC disabilities. Keep up the good work!
Another good reason to follow Steve’s advice is if you are moving to the PI to live with a girl from a LDR, you may discover she is not “the one”.
If you have your own place near Manila it is a lot easier to extricate yourself from that relationship, versus living in her home town.
When moving there stay independent, get your own place, date several girls. Build a life where you can be happy being single so it’s no big deal to break up with a woman and start dating again.
Having a steady girlfriend is not a requirement…nice, yes…but not a requirement.
I live in quezon city. 2bedroom condo.close to all facilities. Transport hospital and malls. My wife and I in our seventies.now.we are very happy in city life..great video..
I just spent a year in small province town in Northern Bohol, no sidewalks , 3 hours from Ace hospital in Tagbilaran, everything closes at 6pm no gyms with a/c , hard to access food for my vegetarian diet but majority of people were very kind and friendly but living in a small province town everyone knows your personal business
If your budget allows, try BGC first. SAFE, CLEAN, no need for the frustrating haggling with taxis drivers. You can walk everywhere, there are 4 malls, and lots of smaller malls. 100's of restaurants, many American. Grab an airbnb for a couple weeks to adjust to the Philippines .
I’m back in the USA today after three weeks in the Philippines my last three days were in BGC and I enjoyed being downtown by the malls with all the different places to eat and shop….
what is BGC?
@@api9714Bonifacio Global City is a financial business district in Taguig, Metro Manila, Philippines.
@@api9714Bonifacio global city
@@api9714 Bonifacio Global City
Palawan is wonderful and living in Puerto Princesa is great, we have 2 great hospitals and we have many resorts to visit, but it’s very cheap to fly to Manila (1hr15min flight) if you need the VA hospital… we also have a VFW post here in Palawan.
But Steve is correct, please do your research, and visit before you pick your retirement destination!!!
Great video for those thinking of becoming expats, good job, Steve....Jim
you always make a lot of sense Steve, thank you.
I really liked your video. I’m in my 60’s and a Veteran. Thanks. You were straight up
I have a condo in Quezon city next to north sm mall, I have everything right next to me with in 5 min and love it
Thanks Steve, I needed to hear this
Thanks for the video Steve, great info.
Your so spot on, getting out of trikes and Jeepneys are bad on the ol back!
Jeepneys are all young healthy people pretty much indeed
Thank you for the video and your service in the Navy, my sister was also in the Navy.
I retired to Siquior almost nine years ago and love not being close to a city. I actually haven't been off the island in nearly 5 years; everything can arrive right to the door. I lived in cities most of my working life and definitely didn't want that lifestyle in retirement.
I think you're spot on with the assessment of funds needed monthly. I have never spent below 3k per month....probably could if I wanted, but I enjoy stuff 😊. It is good to see more vloggers being honest about the cost of living here. It is not cheap and anyone selling living like a king for a thousand a month is just looking for subscribers. Probably comes with a pony at Christmas.
You are correct, I spend about $3,000 every month also. Could I survive on less? Sure but who retires just to survive. So many bloggers lie and talk about how great it is to live on $1,200 or even less a month. If someone wants to live in a hut in the province and eat rice every meal then I’m sure they can do it, but don’t expect to travel and see the rest of the Philippines on that amount
@@johncawvey5342 You guys act like some of those people simply "want" to live on $1200/mo. (or less) -- probably many don't have a choice ? -- And - they certainly won't be better off in Biden's ( inflation riddled ) America on that income - will they ??? 🤔 Those people who must live on those amounts - certainly understand the difference between a want -&- a need !!! --?--
I love it in Cavite (Dasma), spent a bit of time in the province but severe boredom is a problem, and as you say medical is a very important consideration, sanitation etc also as you stated variety especially food and I'm with you I don't really like Philipino food either, I need western food or Thai, Korean etc, I need the choice, great video and absolutely 100% true, ex pats may be fooled by the cost of living there if they don't do their homework, its not as cheap as they may think.
Robinson Crusoe...lol...good one. That's me...for about 10 minutes.
That is sort of like that holiday beer ad with the small white hut in between the palm trees with the Christmas lights....
Outskirts are less expensive - remains easy to get anywhere - makes all kinds of sense ! -- 🤔 For me - TAGAYTAY has my interest and the comfort from cooler temps. supposedly with cooler breezes from the elevation ? -- A daily less sweaty environment seems appealing from my time spent in Florida years ago in the summers?!?! > Yet the winters remain in the states ! ---- Very good message Steve - one I've already digested. Hopefully see you this fall when I get over there. 🤗 🙏 ❤ 👍 🍺 🌟
Excellent advice... I think for the first time, Expats ; Search a God-fearing woman and friend like Steve .
hi mate, great video. good advice as usual
You’re great steve make sense, I’ll be retiring soon and I’ll be residing in southern Tagalog like an hour drive from manila next year.
Great advice. I'm coming over soon for a visit and planning on retiring next year. Having the VA is nice and saves a few $$$ also. Starting off in a familiar area at first would be wise also. Thanx for your info
I agree 100pct. I like visiting the countryside but l always prefer the city where it's more convenient for me and my lady.
Been here 2 years and we have a home in the city and 1 in the province. Love it here
The best thing for new expats is to plan small trips and get a feel for the area. One has to decide if he or she likes city life or prefers the countryside; both have advantages and disadvantages. Manila can be pretty intimidating for first-time visitors. I knew three hours after I landed in Manila that this was not a place I wanted to live, lol, and I am sure there are other expats who knew after three hours that they didn't want to live in the province. That's the great thing about being an expat, if we don't like the area, we can move.
I have been married to my Filipino wife for over 40 years and am now planning my retirement strategy (still working at 64). I have a home in Bacoor Cavite that we are almost done renovating to fit me. I have a couple of things planned during my visit next week, but looking to get better acquainted with the area near my home. Shout out to me if you are nearby and maybe we can grab some coffee or tea.
Best way to go it to trust your Filipina. After you meet her online and then for the first time in person, provide her all of the passwords and PIN numbers of your credit cards. Once you move here, make sure you pass out some cash to her relatives right away. They will love and respect you and will immediately show their gratitude. Finally, make sure to invest heavily in the kids she has from past relationships. Provide for them and get them into this private schools. Just because the natural father gaffed them off doesn’t mean you can’t spend your hard earned retirement on them.
Lol! I love sarcasm 😁
@@hunterscollectors673 Or is it parody? 😏😏
Hilarious! I love it! Lol
Excellent video
Steve, on the tricycle, i have the same problem as you, it hurts my back,.....so i set on the back of the driver, were the shocks are, no more back problems, hope this helps you, it helped me.
I first started in cubao Quezon City - great place to start in arenata city - lower cost and nice to walk around - cheaper than makati or bgc but close to them
Your right man I got a condo outside of Manila other then the traffic. It was nice 👌
Hi Steve, I am going to BGC this summer to check it out . if it works for me I am going to try to get a srrv visa. I hope that I can use your services to help navigate that. I am glad that I found your RUclips channel. You give great advice and information that is very helpful.
Thank you!
Spot on.
Good info. Liked and subscribed.
Thanks for the sub!
Being near tertiary hospitals is the most important for me. In Manila there are plentiful.
I’ve lived in Manila and I’ve lived in Cebu. They both have their own unique ‘energy’. I really enjoyed my Manila experience, but for longer term living/settling down Cebu is much ‘greener’(vegetation) and more ‘chill’ vibe to it. I’m not saying there are no scammy taxis in Cebu, but I have lots of bad taxi ride stories in Manila and not a single bad Cebu taxi story to tell. Cebu has its own world class medical facilities as well. The only thing I don’t know about would be the VA thing (being Canadian and with no military service background) so maybe that’s the reason you never mentioned Cebu. Just sayin’ anyone who has no need for a V.A. Office, seriously consider Cebu over Manila…or at least consider both. You didn’t even mention it once!
I'm in the province of Valencia near Silliman Medical Hospital , teaching hospital. Great place.
Steve,great advice as always is there a site that can reliable rate hospital and what services they provide.
I'm largely a 75% expat who only periodically now contracts in the medical field in alaska. But all you tradesmen and consultant or IT types can do this too. (save a bunch of cash then jump overseas for extended periods). I haven't been to the phillipines but have lived in eastern europe all over, asia and latin america. Most countries you can stay 90 days on passport. That's what you do. What he is saying about that honeymoon phase is right. You need a few months to get the feel of a place once the cuteness dissolves. Same in Phillipines I imagine as well. Start by visiting on airbnb for a few months then start plotting places for long term. BTW Antigua Guatemala and Cuenca Ecuador have been my top places in Latin America. Will be heading to the Phillipines in about two years. And there is no way I would move to a town because of some girl online.
114 Work/ 162 Calendar days from Retirement on August 9th. I'm going to be in Cebu City [IT or Business Park] for my six to eight month Vacation while I figure out my next steps. I considered the Manila [Makati/BGC} area, but Cebu City looked better to me.
Thank You.
Our upcoming AirBnB is $27/night in a gated community near SM Dasma. We're excited!
Thanks for the information, Steve! I am still on the fence about packing up and moving. Like you hat, I am an old former sailor who steamed into Dumaguete in 1979 aboard the USS Knox FF1052 to do a flag-raising ceremony at Camp Lookout. It was a real pleasure to be there after a rough quarter and too much time in Subic. I never forgot that week of R&R in Dumaguete before we headed out to the IO. I have been watching your clips as well as Pauls and with each one I watch, I get closer to packing up and leaving the Northeast for good. Thanks again, Steve! PS - Where's the scally?
On my wall today
@@MrSteven5975 PS - Steve, saw your other clip on conspiracy theories. You KNOW Sailors love to tell sea stories and lies to each other, for fun, to phuch around, and for those short bus sad few...they believe it all! What you need is a Sea Story Rohrshach(sp) Test. I would ask any of these characters pushing the tale of the day what they think about "The Philadelphia Experiment". How they anser that question will let you know EXACTLY what you're dealing with: "a Nuclear Boatwain's Mate who signed up for 6-years of active and BM Sea School. Go Yankees!
I'm a retired military officer the closest VA Hospital is Honolulu, HI. Manila has a VA clinics. If on tricare a retired vet, one can go to Guam to the Naval Hospital for care. Of course, you'll need a VA disability to use the VA and have an ID card. I have both tricare and VA. Also, check into the veteran visa program I've been told is 1500 USD deposit and proof of 1000 USD/month income. Also, make sure to have your DD-214.
or...if non-military...you can fly to Guam and your Medicare is accepted as its a U.S. territory. 4 hr flight.
@@philwaller4379 As a highly trained healthcare people, I would recommend Bumrungrad Hospital Bangkok, Thailand over Guam. The healthcare in Guam is questionable. Bumrungrad is a world class international hospital and recognized by the WHO!
Typo… as a highly trained anesthesiologist, I would recommend Bumrungrad. It’s recognized by the WHO!
Why do you need a VA disability to use the VA? Im using the VA now without a disability in the US...
Sir, if I’m a 100% disabled vet can I use the Naval Hospital in Guam?
Learn who you are and live the best life you can the life that right for YOU...
The other good things shall be easier to incorporate into your life and with others!😇😎😃
I have watched many of your vlogs and have agreed with most of them. However, Manilla and its outskirts would be the last place in the Philippines I would ever want to stay for more than a couple days. My Filipina wife and I (Married 12 years) both agree on this, Manilla is worst places you could ever go; been there done that. Cebu would be a much better choice for Newbies to start from; it is a central island and the best launching point for exploring the other islands. The western and central Visayas regions are 10 times better in my opinion. Great hospitals, restaurants, US Consulate, air you can breath (except rush hour in Cebu city), etc. There are also some great small towns (Provinces) throughout the islands that have local hospitals, multiple ATM's and great food. As a veteran also, if I was dependent on the VA, Starbucks and processed foods I would just stay in U.S. or other western countries. You have given very solid advise to many, many people but Manilla is a no go unless you were born and raised in the big cities like New York, Chicago or LA.
Do you know if Iloilo would be a good place to retire in? I would like to find an area that’s not too hot.
Iloilo is a nice city and many consider it a great place to retire. The Island next to it is Negros Oriental has cooler places like Don Salvador Benedicto and Vallencia.@@Amen.22
If you watched the video I said to stay outside of Manila unless you like the city. I live in Trece Martires and it’s not like a city where I live.
@@Amen.22 For the most part, you are probably looking at Baguio, Sagada, Batanes, Tagaytay, and Antipolo.
Baguio gets as low as 18 degrees Celsius in January. Sagada is about 5300 feet above sea level and it can get as low as 10 degrees Celsius.
Tagaytay is a couple hours outside of Metro Manila, and it gets down to 18.8 Celsius in February. Tagaytay gets down to about 19 C and there are beautiful views of the worlds smallest active volcano around Taal Lake.
If you are only looking for cool (not cold), then Antipolo might be a better option. Antipolo doesn't get much cooler than 25 degree Celsius.
Maybe others have better ideas.
@@Amen.22 Most common cool places are Baguio, Tagatay and Valencia about Dumagette.
I agree, Steve. Personally I get bored after an hour or so at the beach. As for the province, it's nice to visit, but after a bit, I am glad to get home to the city.
I was just lucky that my wife is from Baguio City and has a home there. But if she had been from the province, we would have still settled in a city.
We'll be neighbors about one year from now. I'll be 20 minutes away in Sablan, Benguet
Hey Steve I’m coming back to the Philippines in march and I may take your advice on staying close to Manila to possibly live there thanks for the heads up
Thanks for the advice as always. I retired 3 years ago. I have been considering the PI for permanent. I have no trouble being a loner but I am hooked on golf and deer hunting and do not want to give them up. I know I can't hunt over there but is golf a cheap option? I pay $650.00 a year for a membership in NH.
Antipolo is good if you like it Plus it is a 45min. train ride to Manilia.
Definitely needed to see this video just 2 days late. I was thinking of Mactan Newtown to start out in as a jumping place to begin. Would you recommend that? I need to get acclimated first before I go somewhere else. I’m a type 1 diabetic and need to be able to get my insulin pens. My priorities would be a nice apartment, healthcare and walking distance to markets, pharmacies and stores. I’m not a drinker anymore. Can you recommend any services that could help me with getting a retirement visa? I’m 57. Thanks for all your great videos and ideas 😊
Another good video Steve. I'm curious to hear your thoughts on why you'd choose being close to Manila vs Cebu based on what you know and what you've heard and seen? Would love to hear more on your side and your opinion on what Cebu lacks? Is it better hospitals and more american foods in Manila?? Thanks Steve! God Bless
Cebu is more difficult to access, this maybe not appropriate for a first time visitor.
Good video👍🏴
Thanks
This seems like it is exactly the advice I could use😊
Glad it was helpful!
I’m 32 and moving my family to Pangasinan in January to my wife’s mom’s new house. She’s in the states and made enough money to build a nice house for retirement so she will come with us and her whole family lives on the same property so lots of familiar faces around until we find where we want to move after a few months. Anything you know about Pangasinan 😢hat I should know that maybe her mom didn’t tell me haha and I love lumpia also we always have it in the freezer
Best start is to be open and don't expect anything
hey Steve when was the last time you jumped on a plane and took a trip for a few days , where did you go , how did you like it ? ✌️
Your apartment is way less than most. But I’m on the eastern border of Metro Manila. Still scouting for the next place to live, after my 6 month lease on this condo is up. Cavite, Laguna, Bataan, Pampanga…. Somewhere other than here
It’s incredibly reasonable and nice
I have been thinking about Dumaguete,,or Lapu Lapu,,, as a jump off place,,or even Malaybaly,where you dont need A C ,,and rent is cheap.. have you heard about those places ? or maybe been there ?
I prefer Cebu over Manila, especially for the better air quality. It also offers an international airport (direct flights to Singapore etc.), a major harbour with ferries going to various places (even modern ones with private staterooms) and many other first-world amenities 😊
I've been to the Phils several times and Hate Manila and Not a fan of Cebu as Big Cities are Concrete jungle and Stressful to me so medium size or suburbs. Then when you come stay in Hotel or Airbnb where your stuff is all covered for first month or two and you have A/c and wi-fi and then you can figure out what you can or can't live without. One trip i took was different types of accommodations and ask yourself: "What do you want out of the city you live in?" and if anything be within a 1/2 hour or 1 hour to a city or hospital.
I rented a place in town (population 200) while I was putting up my house. Couldn't take the street noise!
So I'm pretty sure anywhere near Manila would be awful for me. I would be looking for a place way out. No electricity. No internet. Just chickens and goats. I know this wouldn't be what the vast majority of people would want, but daily bustle is unbearable to me.
Go for it, man.
@@kimagangobrit4480 I would assume I'm on the fringe of normal with my view on this. Being closer to town would be a much smarter move for most guys, but I have always loved the solitude of nature. And a dog of course.
It is my understanding that for the military srrv, the dd214 needs an apostille and you need a police clearance from your home in the states
Yes
Thanks for the video. Do you feel like Cebu City or Iloilo would be the same regarding healthcare availability?
Yes
Good advice, anyone needs to visit first. Another place to look into is Angeles City. Not as big as Manila but has everything you need. I also heard there is Clark Medical center that accepts Tri Care. I'll be there next week and plan to check it out.
The airport is also top notch from what I've seen
@@jamesballard6564 Yes the Clark Airport is very nice and they are still adding to it. Also Clark Medical Center does accept Tri Care Select (but not Prime).
Having to ride public transpo is a big hassle, i have a car for sale in bulacan that way youre not limited to just manila having to call grab.
Metro Manila is underrated and gets a bad rep from a lot of expat groups. Good points in your video, I agree with most and think Manila has a lot good things
Yes (being a big guy) even in my early 50’s hard to get out of my police unit
Have 2 places one in eastern samar and General Trias.
Hi Steve ,what is the best health care in the Philippines for a foreigner ? Thanks 😊
It was more fun in Mindanao for less than a month, so much more to do every day in USA.
1500 usd is about 75,000 pesos. most people/Filipinos hardly make 400 usd a month in salary. please take that into perspective when living there.
Filipinos are different, they can tolerate a lot more short comings and also have health care taken care of and of course speak local language. The population here is also much younger in general and you'd be surprised in Manila especially many more wealthy Filipinos.
Trike and jeepneys are their ceilings are very low and It hit my head often.
Good guidance, thanks from Toronto Canada...
LOL, I have the same problem, it's too hard for me to ride a jeepney, I'm too big. Same with the trikes, so I just ride behind the driver. Great video. 😊
Same for me, no jeepneys and ride behind the motorcycle on a tricycle - that leaves room for my wife and kid in the cab. I have squeezed myself into a tricycle twice in the five years I have been here - it just does not work for 6' 5" me LOL
@jamesholden4571 Don't let go on the trike LOL
Do not meet a girl at the airport from an LDR. Show up single, and stay single for 6 months.
Philippine food has a lot of oil in it like lumpia and even there rice dishes use a lot of oil and it's heavy on people, Chinese food uses oil too but not so much
Thank you, Steve, for always providing good advice. Has anyone ever run into older Caucasian females moving to retire in the Philippines and possibly starting relationships with younger Filipino men? Just wondering.
What made you pick the area that your living, did you know people there before moving there
My plan was somewhere else but my ex was from here and it ended up being a fantastic place.
What do you think about Cebu? 😊 thanks
Find your videos helpful
...thank you.
Glad you like them!
Disabled Vet here . Interested in retirement in the Philippines. I’m not P&T how do re-exam C&P work ? Are they at VA Manila ? Any info on fmp etc would be appreciated. Do you have a video about this already ?
Great blog , good job.
I know few very well off Phillipino Americans. They are highly educated professionals. They make over six figures. They told me if you want to retire in big city and living Western style. Big house with AC constantly running, pool, maid service... You need budget min 5000$ US per month. If is your budget less they don't recommend retire in Phillipines.
If you are used to living remotely then the provinces are easier to adapt to. If you are used to a city then you'll struggle until you get used to it, if ever.
I personally would hate to live in a city, the more rural the better. Once I can stock up on essentials once a month I would rather stay rural.
I've been here almost three years now, living in Iloilo. Soon, we're moving to Antique Culasi. We're building a small home there! She owns some land there.
Looks like you are hook line and sinker. ATM
I’ve been thinking about retiring in Iloilo. But I don’t know how hot it is there. I’ve heard that it’s a nice place to walk around or ride a bike. I’ll just have to go there for a couple months to see how I like it.
@Amen.22 it's very nice here in certain areas. They have plenty of beautiful places for riding bikes! And they have bad roads that will damage your bike. Before you come pick out a condo or Airbnb to rent out. Use Google to be sure you're close to malls and shopping.
Go Navy!!!
Absolutely
As a military 🪖 veteran who was stationed at Clark Air Base, Philippines 🇵🇭 back in 1991. I was age 28. Now fast forward to 2024. I am age 61, a widower, my children are grown now. I hope by no later than end of next year 2025. To move to CEBU City or Manila area. Both cities are hospital oriented. Right now I have Grab app on my cell phone for the future. Thank you for this information.
Wonder If Golden Corral Will Ever Come To PI
You have done great,,,just show your face for thumbnail and talk no edit needed.....oh my wish I could do that,,,so many hours in edits for my channel.
How’s the spider situation?
How long must I have to stay in Manila? I'm not a big fan of cities even though I grew up in NYC
There ARE no problems with living in the provinces. There are excellent hospitals, and plenty of banks, atm's (always full), and very friendly locals.
I live in the province Mainit, Surigao del Norte on Mindanao. The hospitals not good, need to go to 45-minute drive to Medical Center in Surigao City. The ATMs do not accept international ATM cards, again need to go to Surigao City, same for many food items. Each location has its pros and cons, As a retired US Army Airborne Ranger Colonel in excellent health (with some aches and pains), I love the province. Go Army Beat Navy @@kimagangobrit4480
Good advice, anyone needs to visit first. Another place to look at is Angeles City. Not as big as Manilla but has everything you need. Also I heard there is Clark Medical center there that accepts Tri Care. I'll be there next week and plan to check it out.
there is plenty Filipina that have jobs in Cebu city and manila that are single and working in the city. stay in the city and budget your money and have a good time.
Love ur content, sad to hear ur slowing it down
2k-3k per month. Because some expats are gonna want AC. You make it sound like AC cost 500usd a month. 😅
Exactly. I’ve never seen accommodation without aircon there. Using the usual booking methods, it’s just there as standard.