5 Millionaire Habits To Adopt In 2023

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  • Опубликовано: 31 май 2024
  • Habits that took me from $100K in debt to self-made millionaire. The numbers in your bank account are only the tip of the iceberg. SO much goes on under the surface. Habits, mindset, the stories you have about money… I truly believe that’s 99% of the heavy lifting.
    There’s just something about a brand new year that helps us let go of baggage, forgive yourself for the mistakes you’ve made and get a fresh start. And so in this video, I want to share 5 millionaire habits to consider adopting this year! Plant the seeds now, and you’ll surprise yourself how different your finances look next year.
    So let’s go!
    **ATTENTION: I have a new Instagram and TikTok handle @itsrosehan **
    That's my official account, and I will NEVER message you about investment schemes, so please be careful and block & report any scammers posing as me.
    __________
    **BOOKS I RECOMMEND 📚**
    I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
    amzn.to/2VbJ1Pt
    The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
    amzn.to/32ewzjj
    InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
    amzn.to/2SLTYpn
    Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
    amzn.to/2SKyklt
    Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
    amzn.to/2SJ6vtx
    Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
    amzn.to/37N2adc
    ________
    **MY FAVORITE MONEY TOOLS 🖤**
    YNAB (I literally can't live without this budgeting app, so obsessed)
    www.youneedabudget.com/?ref=Y...
    Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
    wise.prf.hn/l/413jE0q
    Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
    amzn.to/3Ne37jy
    __________
    DISCLAIMERS & DISCLOSURES ❤
    This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
    This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
    __________
    SAY HI ON SOCIAL! 👋🏼
    Website: www.rosehan.com
    Instagram: / itsrosehan
    TikTok: / itsrosehan
    Pinterest: / itsrosehan

Комментарии • 398

  • @tommywise
    @tommywise 2 года назад +451

    1:45 stop saying I can't afford it
    4:06 develop a bias towards action vs thought.
    6:09 Choose your friends wisely
    8:58 Say No to most things
    10:33 Read a chapter a day

    • @Dukkidan
      @Dukkidan 2 года назад +6

      Thank you Tom 😘

    • @shadowsden
      @shadowsden 2 года назад +3

      Thank you Tom. This is a great help. Love her videos

    • @Timbone07
      @Timbone07 2 года назад +2

      Thank you very much

    • @JLW667
      @JLW667 2 года назад +2

      Thank You

    • @darrylleung34
      @darrylleung34 2 года назад +3

      Thank you

  • @DanielRamos-uf3ui
    @DanielRamos-uf3ui Год назад +8

    Some people want to be rich and others want to be financial independent. I belong to the second group. Wonderful channel. 🇧🇷

  • @randydaugherty607
    @randydaugherty607 2 года назад +342

    Divorce changed my thinking, listening to you I am now with Fidelity, every paycheck part goes to savings part to buying assets. Starting later but I'll get there, glad to see you Rose, keep the content coming

    • @lauriedonnelly7134
      @lauriedonnelly7134 2 года назад +6

      Same here!!!

    • @davidbrooks8809
      @davidbrooks8809 2 года назад +2

      Me too

    • @mucusofwanderhome6945
      @mucusofwanderhome6945 2 года назад +13

      God job! While any divorce is one of the most saddest events in life and extremely traumatic in both a financial and emotional sense , Some people after divorce spiral downwards and what you are describing is re-building a positive future. A much better way to focus all of that energy. well done and should be inspiring to all who read your thread.

    • @lauriedonnelly7134
      @lauriedonnelly7134 2 года назад +4

      @@mucusofwanderhome6945 thank you for the kind words

    • @melaniehutcheson3695
      @melaniehutcheson3695 2 года назад +7

      LETS GOOOO RANDY!!!!!! 🔥🔥🔥

  • @nazihahere
    @nazihahere 2 года назад +57

    January 17th, 2022
    1) Definitely ask uncomfortable questions to yourself to face your financial situation and understand *how* !
    2) Actually take action instead of overanalyzing !
    3) Choose your friends wisely (specifically people with a positive outlook and good money habits) !
    4) Say NO to outings to save time and money as well as things that don't align with you !
    5) Read a chapter a day of financial books (highlight/mark down anything super important!)
    ^You can do this by making reading a habit and making a list of books that excite you!

  • @bpe9578
    @bpe9578 Год назад +3

    I love your point about becoming friends with the word 'no'. And it's true, when you say 'no' to one thing, you're saying 'yes' to something else. Why not say that 'yes' to something that will truly benefit you!

  • @johnvonsauers8867
    @johnvonsauers8867 2 года назад +3

    I love to watch Rose; she is very pretty and smart too. If you trade stocks, Rose is your girl.

  • @abdiellawrence397
    @abdiellawrence397 2 года назад +15

    You have a beautiful mindset when it comes to finances. I started increasing my 401(k) and Roth IRA contributions because of you.

  • @TheGatlinburgHussey
    @TheGatlinburgHussey 2 года назад +3

    I started my small RUclips channel Dec 23 and I have 115 subs and I'm so excited for the future...thank you for the motivation ..best of luck to you all

  • @jamagnus21
    @jamagnus21 Год назад +2

    Hey Rose, I love you! I found you about a year ago and have used a lot of your techniques for success! No excuses, just succeed is great advice! I too, believe we make our own luck... Keep up the good fight!!

  • @jeffreym3233
    @jeffreym3233 2 года назад +1

    Jupiter at 9:41! Such a cute puppy 🐶, illustrating how to say ‘no’.

  • @ajwang7999
    @ajwang7999 2 года назад +3

    People helping people, that is some powerful stuff

  • @johnnyb1329
    @johnnyb1329 2 года назад +7

    I also found that writing a daily journal (notebook and pen) helps me stay focused. I have been writing for over a year now and still debt free. My bank account is more positive than it has been in years. Also thanks to Dave Ramsey’s TOTAL MONEY MAKEOVER 👍

  • @christianrutyna6034
    @christianrutyna6034 2 года назад +1

    I love the changing "I can't afford this" to "how can I afford this?"

  • @jorgevelasquez9955
    @jorgevelasquez9955 2 года назад +7

    "You can't be what you can't see." Another great video Rose..

  • @MrYufu221
    @MrYufu221 2 года назад +6

    Thank you Rose! I discovered you in 2020 through the top finance books you shared and I read all of them. I loved it and unshakeable really stuck with me. I implemented "pay me first" immediately after I finished the book and enjoyed the rewards.

  • @LAWSON08
    @LAWSON08 2 года назад +4

    Love your mindset Rose.
    Saying No is effing hard for me too...people pleasing is a lifelong habit to break.

  • @dennisdouglas4261
    @dennisdouglas4261 Год назад

    When u say "no" you are elevating people that arent contribtrbiting to your life or there

  • @Steven-wq8tx
    @Steven-wq8tx 2 года назад +25

    Developing a biased towards action and not thought. I love this quote! Thank you rose, you are the one who actually got me into investing 2 years ago at the beginning of my pandemic. Now All of my student loans are paid off and I’ve been making a steady 10% ROI on my ETFs and on my way to retirement :)

  • @PierceJordan
    @PierceJordan 2 года назад +74

    It's all about mindset. Those who think they can and those who think they can't are both right.

    • @jbo1721
      @jbo1721 2 года назад +1

      My man

    • @sm-yu7dt
      @sm-yu7dt 2 года назад

      I mean.. it isn't really.

    • @Zaerki
      @Zaerki 2 года назад

      @@sm-yu7dt You're right!

    • @jean-luchidalgo5774
      @jean-luchidalgo5774 2 года назад

      @@sm-yu7dt you’re right it’s also about dedication :)

  • @Brutuszilla
    @Brutuszilla Год назад +10

    I love your videos, they are helping me so much. I have lived paycheck to paycheck my whole life and am now just getting into financial education. The one thing I am glad I did was cut friends out of my life that were holding me back. Instead of going out partying every weekend, I staid home and watched videos and google searched grey areas of finance I wasn't sure of the answers too. I have traded stocks for while but never got serious about it. I was always waiting for the "right" time or thought I couldn't afford to put money into my portfolio that I didn't have. Instead of going out, I would put 50 in my account each week and before I knew it I had investments going. By killing my social life I have undistracted time to study and learn. My plan is to be 9-5 free by Christmas 2022 and it looks like it's going to happen. Thank you so much for your videos because they really are helping to change my life.

  • @AS-yg5dt
    @AS-yg5dt 2 года назад +8

    Hi Grace, thanks for this highly motivating video. Fantastic way to start the year - and congratulations for achieving an important financial milestone 👍🏾

  • @valeriesmith740
    @valeriesmith740 2 года назад +33

    Rose, you are an inspiration with your financial advise ! I have been following your videos for the past 2 years and I must say even though I fall in the older age group (moving closer to retirement) there is so much information you have provided that I have applied to my life making my dreams a reality! Thank you for sharing.

  • @allenglishknives6823
    @allenglishknives6823 2 года назад +1

    I’ve missed your pep talks!! You’ve got me back on track, thank you 👍🏻

  • @perez104
    @perez104 2 года назад +5

    Thanks Rose, you're my Rich Mom! I just started reading Lesson 2 from Rich Dad Poor Dad today.

  • @NeoYorquina4U
    @NeoYorquina4U 2 года назад +10

    Great to see you, Rose! We’re all just happy to see when new content comes out - great insights to live by! I would love to see future videos of how you planned trips across the world while attempting to save 😊. Take care and enjoy your January 🙏🏾

  • @shalinac.
    @shalinac. 2 года назад +6

    Great video Rose. Congratulations on being debt free. Thanks for always sharing your experiences and creating content.

  • @bryaneash6741
    @bryaneash6741 2 года назад +4

    Lol I could so relate to this video where you were practicing to say no. The part that was a new concept for me was asking yourself "How can I afford that?" Thank you for that Rose.

  • @simmy6495
    @simmy6495 2 года назад +1

    I started saying no my habits, no ordering food,no netflix, no social media,no to borrowing money. NOOOO... and for first I am paying rent from my pocket now I just need a way to invest the rest.

  • @jumper555
    @jumper555 2 года назад +2

    Great start to the new year. Your videos are always a great reminder to stay on schedule and pay ourselves first. BTW, the purple hair is rocking!

  • @elraj
    @elraj 2 года назад +3

    Just what I needed to watch ! Thank you Rose.. let us all grow and be successful together~~

  • @danielclark7293
    @danielclark7293 2 года назад +1

    One reason that I love your content is that it is real and relatable. Keep it coming!

  • @carmenalabat8425
    @carmenalabat8425 2 года назад +2

    Rose I just LOVE LOVE and LOVE your content. I walk away always learning something new or being motivated. You are a GEM and honestly meant for this because you add so much value to all who really listen to you. I am a subscriber for life!! Beautiful and calm background. Is that in Mexico City?

  • @kaipie2587
    @kaipie2587 2 года назад

    Yes reading is amazing! I’m currently 21 (22 next week) and I bought books like rich dad poor dad, think and grow rich, the power of positive thinking, the power of thinking big and so much more! I was never a reader but now I can’t put the books down!

  • @danwalker9995
    @danwalker9995 2 года назад +7

    Great video Rose, I love your positive encouragement and attitude! Will share this one. I've already paid off all personal debt and looking forward to investing much in 2022.

  • @jonnysandoval1742
    @jonnysandoval1742 2 года назад +3

    Your financial videos have been very helpful over the years, thank you Rose! It is an inspiration to see you achieve financial independence. I will continue to support you as your channel makes a pivot.

  • @danzen145
    @danzen145 2 года назад +1

    I wish that 2022 will be a great year for all of us! 💪Thank‘s Rose, i love that you are always motivating us to belive in ourselves!

    • @itsrosehan
      @itsrosehan  2 года назад

      You got this! Happy new year ♥️

  • @aslquiz2310
    @aslquiz2310 6 месяцев назад

    You have a lot of empowering facts and ideas, but it’s really your compassion and humanity that make it feel accessible and possible for me. You clearly love people. Thank you!

  • @Marc1973Dez
    @Marc1973Dez 2 года назад

    Rose ... you just dissected the anatomy of psychology and dogmas between man & money. The clarity and the truth on your communication is sharp like a neurosurgeon scalpel.

  • @dasomkim4732
    @dasomkim4732 2 года назад +6

    Thank you for this great video! You're inspiring as always. I'm also Korean and moved to the US three years ago as a first generation with nothing. I didn't have a job and education here but had language barriers, but your videos made me think things in different ways, which was good. I read the books you recommended and they changed my mindset. :)

  • @MyFinancialFocus
    @MyFinancialFocus 2 года назад +8

    “How we think, changes what we do, and often times what we do, changes how we think.”
    - Charlie Munger

  • @tomloiselle2785
    @tomloiselle2785 2 года назад +5

    I love this channel. So clear and informative. Very complete in her analyses. 🙏

  • @lancemilsted8909
    @lancemilsted8909 2 года назад +2

    Hi Rose - I stumbled across your videos about 2 weeks ago and I'm a believer now...yes I subscribed and clicked the bell. I'm 56 and have never bought stock...My wife and I have two military retirements and we are both investing currently in other retirement tools. BUT I love the information you have shared in the boatload of videos I have already watched. Thanks for all your efforts to help us out and I'm looking forward to sharing your channel with my son so he doesn't make the mistakes I made in terms of not investing or saving when I was younger.

  • @cellophanezombie5621
    @cellophanezombie5621 2 года назад +3

    Happy new year, Rose. Thanks for the great content & inspiration

  • @deniseward834
    @deniseward834 2 года назад +2

    Thank you for creating these awesome videos, Rose :). Your videos are definitely an inspiration and I always look forward to seeing your new content.

  • @bhobba
    @bhobba 2 года назад +1

    Another critical question is - do I really want it. And the related question, do I really need it. I have found my answer to those questions changed as I understood what really made me happy.

  • @raymondcunanan1135
    @raymondcunanan1135 2 года назад +3

    We missed you Rose! Another great video❤️

  • @brandikalinowski5044
    @brandikalinowski5044 2 года назад

    As always, thank you for being you!! Happy New Year 🎆 making it our year!!!

  • @lassevafalconer7633
    @lassevafalconer7633 2 года назад +1

    I've been so locked into your channels since your crypto videos,but then you went missing. I'm happy your back. I appreciate u. I'm also a immigrant,I'm Jamaican but lives California.

  • @alexprosper6148
    @alexprosper6148 2 года назад +1

    Very motivational and inspiring!!! Keep'em coming weekly!!!

  • @Iamlateday
    @Iamlateday 2 года назад +1

    After watched your videos from last month, I have started to read everyday. You are the one motivate me , thank you so much

  • @KanseiDorifto
    @KanseiDorifto 2 года назад +1

    Happy new year to you too Rose and thanks for your videos and valuable advices..

  • @sandro-nigris
    @sandro-nigris 2 года назад +2

    Wonderful Rose. Very inspiring! And... I love the way you edit your videos...

  • @jacquelynalvarado9730
    @jacquelynalvarado9730 2 года назад +2

    Grateful for you Rose!

  • @loumoss2819
    @loumoss2819 4 месяца назад

    Hey Rose you're the best i just started listening to you i have already changed my mind. I just opened my Roth ira and put my money which was sitting in credit unions without making any interest. I already maximized 2023, now looking foward to start buying stocks and contributing towards Roth ira for this year. Thank you so much you're the eye opener ❤

  • @DavyYap
    @DavyYap 2 года назад +3

    Also, love your story about the trip to Tulum. Badass!

  • @gemminer7882
    @gemminer7882 2 года назад +1

    Thank you beautiful! This is so refreshing and what I needed to hear . This is the best info . Your are so awesome ! ☀️🌻

  • @ayseeef
    @ayseeef 2 года назад +3

    You said no to your dog! Lol. Loved that scene.

  • @punknhead23
    @punknhead23 2 года назад +5

    "People have a habit of over analyzing instead of just doing the damn thing!" I love that. Have a best friend just like that.

  • @mastermouaable
    @mastermouaable Год назад

    Being frugal and a minimalist is the way to riches.

  • @David-ds1bm
    @David-ds1bm 2 года назад +11

    Already started building my reading habits :) Currently on "The Rise of America :A new world order" by Merin Katusa. Thank you Rose for this video! Happy for you that you earned your 7 figure status. THat is amazing. I remember when I started following you in 2020. Seriously inspirational. Cheers

  • @xr650rguy
    @xr650rguy 2 года назад +1

    Hell yeah, Rose! Let’s make 2022 ours! 👍

  • @KendraMilliken
    @KendraMilliken 2 года назад +2

    missed your videos Rose ❤ you always inspire me to be better ☺

  • @shiyuuun
    @shiyuuun 2 года назад +7

    This video is so insightful! Needless to say, I will be revisiting this video once in a while. ☺️

  • @user-ig2hb2xh7b
    @user-ig2hb2xh7b 2 года назад +3

    Happy New Year!!!
    Thank you for your positive energy

  • @raccooneyes2099
    @raccooneyes2099 2 года назад +1

    amazing! i wish i had this knowledge 20 yrs ago. listen to this girl all you young people. i'm in my late 40s with no savings. believe me, i'm kicking myself everyday since i found Rose in 2020.

  • @Ren_Xander
    @Ren_Xander 2 года назад +4

    Very cool share, Rose!! I've been reading up on what to do when you come into a lot of money. It lets the Gods know that I'm serious, and I'm ready.

  • @waynerm002
    @waynerm002 2 года назад +1

    Great video and great info Rose! Happy New Year!

  • @felicitaking1360
    @felicitaking1360 2 года назад +1

    Happy New Year. Missed you

  • @exploredreamdiscover2591
    @exploredreamdiscover2591 2 года назад

    I love your saying NO practicing examples, especially with your puppy. 9:33 Priceless. Beautiful video

  • @bobby007
    @bobby007 2 года назад +3

    Happy New & Thanks for everything..!!!

  • @aristotleaquino3067
    @aristotleaquino3067 2 года назад +2

    Happy New Year Rose! Great video. Full stop.

  • @yenduong1725
    @yenduong1725 2 года назад +4

    Thank you for all informative videos . Because of you I starting to look at my saving and investing habits

  • @TheFeelGoodViolinClub
    @TheFeelGoodViolinClub 2 года назад +1

    These are gold!! Thank you Rose! 🙌🏻🙏🏻

  • @greenlover641
    @greenlover641 2 года назад +2

    This was just what I needed. Thank you Rose 🙏🏼

  • @poeticprincee9750
    @poeticprincee9750 2 года назад +1

    Thank you for this!!! Reading is a habit that I want to continue! In the short about of time that I’ve been reading, I have learned SOOO MUCHHH!!!!

  • @wanglee21
    @wanglee21 2 года назад +2

    Wow your channel exploded in 2021. Keep up the great work!

  • @iakid
    @iakid 2 года назад +1

    i wanna challenge this a little bit. some people go over-board with cutting people off, i understand its usually about the individual. our society has become too self-involved and forget about quality of life and life is too short

  • @HenryLopez-uw6hy
    @HenryLopez-uw6hy 2 года назад +4

    I look forward to your videos. Thanks for sharing your knowledge with us.

  • @SamuelSmileyBlackBox
    @SamuelSmileyBlackBox 2 года назад +2

    This video is amazing!! Great insight!! And love the authenticity you express! Thanks again!

  • @NCLme
    @NCLme 2 года назад +1

    It’s such a hard thing to do but I’m On the path to Completely eliminating “I can’t”…from my vocabulary ☺️😍👍🏿🙏🏿

  • @Jambajakumba
    @Jambajakumba 2 года назад +2

    You are all welcome to Kenya btw🇰🇪😀it's a beautiful place.

  • @melodicexotic
    @melodicexotic 2 года назад +1

    instead of watching Netflix, you can read a book 🙌🏻
    Sole reason why I cancelled Netflix early last year and never looked back

  • @avrielalegre8916
    @avrielalegre8916 2 года назад +1

    You’re awesome! Thanks for your advice and energy! 2022 and beyond 🚀

  • @BehindBars1958
    @BehindBars1958 2 года назад +1

    It's such a good time to see you again. Very empowering. 😽

  • @blackgrandpa7652
    @blackgrandpa7652 2 года назад +2

    Thanks for keeping me motivated Rose your the best keep smiling

  • @baanjones5910
    @baanjones5910 2 года назад

    Recently I down size… living minimal. Sold “stuff” that was in storage. Used the money I made towards my bills. I just don’t buy stuff anymore.

  • @MoorishBrooklyn
    @MoorishBrooklyn 2 года назад +22

    One of your best videos ever! Congratulations on sticking through with your goals and becoming financially stable and independent. In elementary school, Junior High, High School or College we were taught or introduced to many things but we were never taught how to incorporate them on a mental, physical, spiritual or financial way in our lives. One of them is the subconscious, critical thinking and spiritual questions of "Who", "What", "Where", "When", "How" and "Why"; which can lead to many life changing results and magnetize the people, places things and information into our life to attain those results.

    • @kimberleygreen-martinez6504
      @kimberleygreen-martinez6504 2 года назад +2

      Excellent observation. This system needs to change. You have to learn these at home, or teach yourself. Thank you for sharing.

  • @yogijoe6143
    @yogijoe6143 2 года назад +1

    Thank you for the wonderful insight & tips for starting off 2022 on a high & positive note ! You Rock !

    • @itsrosehan
      @itsrosehan  2 года назад +1

      You're so welcome! Happy new year!

    • @yogijoe6143
      @yogijoe6143 2 года назад

      @@itsrosehan Happy new year 2022 to you as well Rose

  • @davidbernalpianista
    @davidbernalpianista 2 года назад +4

    Great video Rose, looking forward to your content about options

  • @kellyhiebert6766
    @kellyhiebert6766 2 года назад +2

    Amazing tips Rose - thank you so much!

  • @TT-vs2ti
    @TT-vs2ti Год назад +1

    This was so inspirational and just what I needed to go to my first real estate meeting that I have planned for tonight. Something I have been putting off due to insecurity, but I plan to step outside of my comfort zone! Thanks Rose!

  • @lyndsiethompson3270
    @lyndsiethompson3270 2 года назад +2

    OMG Rose I absolutely love you!

  • @incarnationcharls
    @incarnationcharls 2 года назад +1

    Rose !!! Your hair looks absolutely beautiful !!! Thank you for the useful video :)

  • @darreneaton6440
    @darreneaton6440 2 года назад +1

    Great video!!! Thank you for the inspiration Rose 🌹 😊

  • @jonathanwes9150
    @jonathanwes9150 2 года назад +2

    Thank you for your amazing advice. I hope life is treating you well.

  • @nicolemyer4220
    @nicolemyer4220 2 года назад +1

    So guilty of action #2. Thank you for this.

  • @lubaludbarza1959
    @lubaludbarza1959 2 года назад +1

    HAPPY NEW YEAR ROSE

  • @jonb3189
    @jonb3189 2 года назад +2

    Rose, you stated not to ask "If" you can afford it, but "How" can I afford it. To me, this dangerous. How about, as a minimalist living with less?
    Also, you cannot afford your $100 evenings out and that you should just say "no." How about instead of spending $100 on a nice meal, a walk in the park while having a hotdog and discussing what you want. Here, you have answered your piece before about "HOW" you can afford it. You can afford it, by still having a good, or better experience while paying less.

  • @Tex9Down
    @Tex9Down 2 года назад +1

    Love it! Such an inspiration.

  • @JLW667
    @JLW667 2 года назад +1

    Congratulations Rose