I'm retired at 27, went from Grace to Grace. This video here reminds me of my transformation from a nobody to good home, honest wife and 35k biweekly and a good daughter full of love ❤
I raised 75k and Mary Elizabeth Webb is to be thanked. I got my self my dream car 🚗 just last weekend, My journey with her started after my best frie back from New York and saw me suffering in dept then told me about her and how to change my life through her. Mary Elizabeth Webb is the kind of person one needs is or her life! I got a home, a good wife, and a beautiful daughter. Note!:: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
That is very homie of you. You need to be protected from the horrors of this society and I say that sincerely and nobly in a good way. We need more simplicity folks like you. May be our economy and society as a whole would be kinder and better.
This is our first debt free Christmas, house and everything paid for. We spent 4K this year. 1k on nice gifts for the children’s charity in our neighborhood. The rest was for 8 adults and our only teenager (niece). I give everyone Gold AAA service each year. Cash for our niece, a massage certificate for SIL, vintage candy boxes (candy cigarettes, Charleston Chews, lifesaver Books, dots on wax paper, pixie stix etc). 10lbs of bacon for my chef brother, bulk spices for vegan daughter. prime rib dinner for everyone
My son bought me a bike trainer for Christmas, it's working out pretty well. I can peddle and watch youtubes and TV and go nowhere wile racking up a few miles. Since the fast food places were closed yesterday my dog and I could walk through the fast food drive thrus we normally walk past those on our daily walk, a quarter, 4 dimes, 3 nickles and 21 pennies. I'm wondering how Musk's attempt to curtail Federal spending is going to clash with the easy money the public has come to expect. Should be an interesting year and next four years but I doubt the average citizen has what it takes to get this country back to a sound sustainable economy. .
Edward, you're more than just some guy on YT. You offer insightful, and useful feedback on the articles you discuss that are helpful to many people. Merry Christmas to you, and your family. 🎄
YES!!! that's exactly her name (Mrs Geraldine Ann Philips) so many people have recommended highly about her and I'm just starting with her from United States'of America, Florida 🇺🇲
$1500 on 7 people! What a waste. My wife and I are both healthcare professionals. I bought her a card and beautiful flowers. She bought me a couple of shirts - because I ‘needed’ them. Combined, we probably spent $200…max. Yes, we do have other family members, but they all understand the commercial aspect of ALL pagan holidays. They were red-pilled to save their money (or pool their money) for a down payment on a distressed commercial property (soon coming to a neighborhood near you). Once it cashflows, let your tenants buy gifts for you and your family members.
haven’t spent a dime on Christmas gifts in years. Best decision I’ve ever made. Now I only buy my son ONE gift or several but always sticking to my budget of 100$ if even
I am still enjoying my e-bike that I thought two yrs ago and the the other one I bought a yr ago. I enjoy not having any debt and few liabilities. Having money and assets is cool too!!! I don’t think paying high dollar car notes and monthly gasoline cost for premium gasoline is cool…but I understand most people do..and that’s fine with me!!! Since I invest I’ll just get paid via stock market while everyone goes deeper into debt!
I’d rather face the stress of a 9-5 day than to stress myself hunting for an overpriced limited supply “something” to put under a plastic over decorated tree….
Nah, you are actually freaking smart. Christmas has been just a cash cow for the corporations for many decades now. The only ones that should get presents is just kids. It's so commercialized now and for decades but worse now. Corporations getting richer while people worrying about giving presents going broke. It's all BS now.
This year, I refuse to spend money on gifts , I just wish you a Merry Christmas...call my family told them to save there money do not spend money on gifts
I only gave gifts to my young grandson, yougest daughter (stocking only), and small gifts to 6 coworkers, that's it. Next year it will only be my grandson. Merry Christmas to you, Dr Edward. And thank you for your continued videos
ROFL we didnt spend any money this year for gifts of any kind! We didnt even buy a traditional Christmas dinner. We grilled up hamburger from burger we had inour freezer. So all those d-bags out there with their jacked up prices on goods... YOU GOT NOTHING FROM US..AND WE'LL CONTINUE THAT EXERCISE THROUGHOUT 2025.
I’m was born in & have always lived in the USA. Are our fellow citizens the dumbest in the world. Companies, governments, & individuals load up on so much debt that one thing going wrong causes a collapse. Debt can be good & is necessary at times. Paying down debt quickly is the best way to manage it. So many companies loaded up on debt at near 0% rates that more & more businesses are probably going down soon.
A modern 2000s version of Affluenza documentary is needed for todays' society. The 1990s documentary sets are a good watch, bu we need an updated version of these documentaries... Affluenza and Escape from Affluenza.
Hi, Edward. Here a doctor from Spain. Love listening to your peaceful videls about financial topics. I think people are blindly convinced they can keep functioning on credit cards til retirement. By the way, do you live in New Jersey?
All of which is credit , borrow tomorrows money today, 😂pay your bills with a heloc, 40 year mortgages, title loans , buy here pay here, 30%cc,😂that's how bidenomics works , FTC.
I was raised a JW (now ex), once you get used to not supporting sleezy marketing you will be richer in many ways. The fairytale peddlers love this time of year and of course your money.
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
I tried to be frugal. I only bought a new Mercedes GLS because it was big enough to hold racks for thousands of Starbucks cups, so I could stock up on coffee (in case I ever start drinking coffee). It also has big windows up front so I can toss extra cash to people with cardboard signs at intersections. So that's about it, aside from buying a couple of timeshares and some crypto.
I dont think a Vietnamese child gets $491 value in toys throughout birth to end of middle school. Most children have less then 10 toys throughout childhood, here. Maybe my fellow Americans back home can take that in.
@tdgdbs1 being a vietnamese American, doesn't make you vietnamese... I lived through covid and traveled all around working in provinces during covid. Vs most states in USA locked down. Heck we had parades during covid in nha trang. Sll my statements are true. Go back to your garden grove California, little Saigon.
I bought a sound suppressor for my personal defensive weapon. It is 3D printed out of inconel and I also had to buy a $200 tax stamp from the government. But I paid cash. 💵 😂
I'm retired at 27, went from Grace to Grace. This video here reminds me of my transformation from a nobody to good home, honest wife and 35k biweekly and a good daughter full of love ❤
I'm highly inspired.
Please spill some sugar about the bi-weekly stuff you mentioned
I raised 75k and Mary Elizabeth Webb is to be thanked. I got my self my dream car 🚗 just last weekend, My journey with her started after my best frie back from New York and saw me suffering in dept then told me about her and how to change my life through her. Mary Elizabeth Webb is the kind of person one needs is or her life! I got a home, a good wife, and a beautiful daughter. Note!:: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
Can't imagdepty seasoned earning $85,000 biweekly, God bless Ms Mary Elizabeth Webb , God bless America 🇺🇸♥️
I started my trade int with $5000, and in the space of one month I got credited with $22,000. It remains my biggest win for the year 2024
people are ignorant of profitablity in bitcoin investment and that has been the major issues limiting their investment
Not me, I bought 1 gift and that was for our 82 year old neighbor. Bought him a very nice blanket and several pounds of nuts.
peanuts
What the hell 2,000 on Christmas! Absolutely NOT!
Spent $2.99 for a tv dinner. That was it.
Now I must admit I like how your MIND
W
O
R
K
😊😊😊😊😊😊😊😊😊😊😊😊😊😊.
I spent $4.50 on a French bread frozen pizza but I'm gonna tighten it up next year
That is very homie of you. You need to be protected from the horrors of this society and I say that sincerely and nobly in a good way. We need more simplicity folks like you. May be our economy and society as a whole would be kinder and better.
Frozen turkey dinner three $ 3. 47... wally world 😂 Ate like a king and grateful!🎄
@@davidbaumgardner8374😂😂🫡👍
I spent $ O.OO ... Bah Humbug .. Merry Christmas corporate America...
This is our first debt free Christmas, house and everything paid for. We spent 4K this year. 1k on nice gifts for the children’s charity in our neighborhood. The rest was for 8 adults and our only teenager (niece). I give everyone Gold AAA service each year. Cash for our niece, a massage certificate for SIL, vintage candy boxes (candy cigarettes, Charleston Chews, lifesaver Books, dots on wax paper, pixie stix etc). 10lbs of bacon for my chef brother, bulk spices for vegan daughter. prime rib dinner for everyone
I would never put myself in debt to satisfy others....or myself....
Way to go 💯 👍
@BakerMills7 the only way to keep up ...
@@andrewgleason586 Yes Sirrr! 👍
I guess I'm below average. Merry Christmas!
I used to spend ~$4,000. decades ago...now, I believe i spent $150. for this year's Christmas.
I spent $100 including gifts and food. $2000 blown on Christmas is just Insane.
My son bought me a bike trainer for Christmas, it's working out pretty well. I can peddle and watch youtubes and TV and go nowhere wile racking up a few miles. Since the fast food places were closed yesterday my dog and I could walk through the fast food drive thrus we normally walk past those on our daily walk, a quarter, 4 dimes, 3 nickles and 21 pennies. I'm wondering how Musk's attempt to curtail Federal spending is going to clash with the easy money the public has come to expect. Should be an interesting year and next four years but I doubt the average citizen has what it takes to get this country back to a sound sustainable economy. .
1 🏆
Stay stacked 💰 and stay jacked 💪
My favorite person in the comments 👍
I spent NOTHING - and I have $250,000 in savings and NO debt....
Bravo!
that's how you do it!!!
@@elziemcmillion AND I'll be "retiring" in Siem Reap, Cambodia 4/2025.....
Grinch....
Edward, you're more than just some guy on YT. You offer insightful, and useful feedback on the articles you discuss that are helpful to many people.
Merry Christmas to you, and your family. 🎄
I used to get a piece of fruit in my stocking every year, also a book of life savers candies
Some people don't even get nada!😮
Hit 250k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in July 2024
Sounds good,how do you do that? I'm interested,how do I go about getting started?
Do you invest with a professional broker??I'd appreciate it if you show me how to go about it.
It's Geraldine Ann Philips doing she's changed my life. A BROKER- like her is what you need.
Her top notch guidance and expertise on digital market changed the game for me.
YES!!! that's exactly her name (Mrs Geraldine Ann Philips) so many people have recommended highly about her and I'm just starting with her from United States'of America, Florida 🇺🇲
No debt. And I spent a lot more than that.
I spend ZERO... And I had a tortilla with cheese for my 'christmas' meal. and I am okay with that. I want to live free, and that includes DEBT FREE.
I spent $1500 for everything. 7 ppl total. Still debt free but I save up each Christmas.
$1500 on 7 people! What a waste.
My wife and I are both healthcare professionals. I bought her a card and beautiful flowers. She bought me a couple of shirts - because I ‘needed’ them. Combined, we probably spent $200…max. Yes, we do have other family members, but they all understand the commercial aspect of ALL pagan holidays. They were red-pilled to save their money (or pool their money) for a down payment on a distressed commercial property (soon coming to a neighborhood near you). Once it cashflows, let your tenants buy gifts for you and your family members.
haven’t spent a dime on Christmas gifts in years. Best decision I’ve ever made. Now I only buy my son ONE gift or several but always sticking to my budget of 100$ if even
Many ppl will put themselves behind financially to appear normal to fit in their community. It is a sad state, don't be like them, be wise.
I am still enjoying my e-bike that I thought two yrs ago and the the other one I bought a yr ago.
I enjoy not having any debt and few liabilities.
Having money and assets is cool too!!!
I don’t think paying high dollar car notes and monthly gasoline cost for premium gasoline is cool…but I understand most people do..and that’s fine with me!!!
Since I invest I’ll just get paid via stock market while everyone goes deeper into debt!
I’d rather face the stress of a 9-5 day than to stress myself hunting for an overpriced limited supply “something” to put under a plastic over decorated tree….
we enjoyed a diner with friends and a mellow day. Hope you enjoyed Christmas also.
I didn't spend anything. Skated by again this year. Feels so good. I guess i'm a terrible person. Beats going into debt though
Nah, you are actually freaking smart. Christmas has been just a cash cow for the corporations for many decades now. The only ones that should get presents is just kids. It's so commercialized now and for decades but worse now. Corporations getting richer while people worrying about giving presents going broke. It's all BS now.
wow tell me more
Man it's good to see someone with sense in how to handle 🤑.
Actually good move in the chess board!😮
Yeah ! Video 🎉 merry Christmas!
This year, I refuse to spend money on gifts , I just wish you a Merry Christmas...call my family told them to save there money do not spend money on gifts
Spent ZERO dollars ZERO money
I only gave gifts to my young grandson, yougest daughter (stocking only), and small gifts to 6 coworkers, that's it. Next year it will only be my grandson.
Merry Christmas to you, Dr Edward. And thank you for your continued videos
I bought very little this year. From now on nothing.
I spent $0 this year for Christmas.
christmas is a bankers holiday
Spent less than 1000 and I have way more than the average American
Tastefully done and well-phrased. Happy Holidays!
ROFL we didnt spend any money this year for gifts of any kind! We didnt even buy a traditional Christmas dinner. We grilled up hamburger from burger we had inour freezer.
So all those d-bags out there with their jacked up prices on goods... YOU GOT NOTHING FROM US..AND WE'LL CONTINUE THAT EXERCISE THROUGHOUT 2025.
Ty again Ed
"That's what her and her sister had to look forward to'
REALLY??!
I’m was born in & have always lived in the USA. Are our fellow citizens the dumbest in the world. Companies, governments, & individuals load up on so much debt that one thing going wrong causes a collapse. Debt can be good & is necessary at times. Paying down debt quickly is the best way to manage it. So many companies loaded up on debt at near 0% rates that more & more businesses are probably going down soon.
A modern 2000s version of Affluenza documentary is needed for todays' society. The 1990s documentary sets are a good watch, bu we need an updated version of these documentaries... Affluenza and Escape from Affluenza.
The average American is up to their eyeballs in holiday debt 🎅🏼
Hi, Edward. Here a doctor from Spain. Love listening to your peaceful videls about financial topics. I think people are blindly convinced they can keep functioning on credit cards til retirement. By the way, do you live in New Jersey?
Sorry, i spent less than 100 dollars on gifts this year and didnt use credit..im good.
Yes. The pyramid have now been inverted and the fall will be Epik. It will will fall by its own weight. Welcome to the show.
The collapse....
I'm not average thank goodness. 😂
Im predicting mega global crashes etc
I spent $300
Same with me about $300 that’s enough for me 😊
All of which is credit , borrow tomorrows money today, 😂pay your bills with a heloc, 40 year mortgages, title loans , buy here pay here, 30%cc,😂that's how bidenomics works , FTC.
Not me my money going towards Investments an commodities.
Source ? $2000 gotta be skewed
Zero dollars no thanks
I was raised a JW (now ex), once you get used to not supporting sleezy marketing you will be richer in many ways. The fairytale peddlers love this time of year and of course your money.
me too raised as a JW but now got the hell out!!! It help with the mindset on Christmas the only benefit received..
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
I tried to be frugal. I only bought a new Mercedes GLS because it was big enough to hold racks for thousands of Starbucks cups, so I could stock up on coffee (in case I ever start drinking coffee). It also has big windows up front so I can toss extra cash to people with cardboard signs at intersections. So that's about it, aside from buying a couple of timeshares and some crypto.
Lol!
I dont think a Vietnamese child gets $491 value in toys throughout birth to end of middle school. Most children have less then 10 toys throughout childhood, here.
Maybe my fellow Americans back home can take that in.
Life is miserable in Vietnam. Most entitled Americans will never understand how hard life can be.
@vincentleoni6334 life is miserable in USA. From safety to communism. USA closed and locked down during covid. Vn never shut down.
@@sagepirotess6312 What the heck are you talking about? I am Vietnamese and none of your statements are true.
@tdgdbs1 being a vietnamese American, doesn't make you vietnamese... I lived through covid and traveled all around working in provinces during covid. Vs most states in USA locked down. Heck we had parades during covid in nha trang.
Sll my statements are true. Go back to your garden grove California, little Saigon.
Everything you think is real is actually not.
Come ere Just to read the comments. Never watch the videos. So Negative....Always...!!
I bought a sound suppressor for my personal defensive weapon. It is 3D printed out of inconel and I also had to buy a $200 tax stamp from the government. But I paid cash. 💵 😂
First
Jesus is the solution to spending and debt.
If you want to have discipline in your life read the Bible.
I dare you.
@@Downsdddgh I have discipline and it doesn't require reading the Bible!