Credit Repair Using Consumer Law | Umar Clark

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  • Опубликовано: 16 июл 2024
  • What's up everyone! In this episode, I had the pleasure of interviewing Umar Clark who is a consumer law expert. He is also the founder of The Bureau Bullies and has been giving a lot of free game on how to utilize consumer law to repair your credit! He speaks about his background and why he got into consumer law. Hope you all enjoy and get a lot of value!
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    Show Notes:
    00:00 Intro
    2:50 What got you into entrepreneurship
    4:32 First entrepreneurial endeavour
    6:56 Pains of starting the entrepreneur journey
    8:57 What got you into consumer law
    12:41 How did you educate yourself on consumer law
    13:56 Important consumer law rights
    17:10 Dealing with Debt collectors
    20:07 Remedies when dealing with debt collectors
    21:18 Common mistakes dealing with debt collectors
    23:44 Suing debt collectors
    24:32 Leveraging the CFPB against debt collectors
    25:58 How Bureau Bullies came about
    28:18 Women of Bureau Bullies
    30:18 What is Bureau Bullies mission
    33:30 Getting more into financial literacy
    34:50 Why is content so important
    39:49 Reading books
    44:04 Favorite Books
    49:02 Speaking methods
    51:57 Being observant as a entrepreneur
    52:34 work life balance
    57:22 What's next for Bureau Bullies
    59:45 Outro
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Комментарии • 56

  • @karlthomas547
    @karlthomas547 Год назад +6

    You was asking a lot of the right questions to him Keys. Thank you. This was a gem-filled video. Kudos to y'all.

  • @briananwalker
    @briananwalker 10 месяцев назад +1

    So funny how I work at a place where I am having to learn more about consumer law and I search this video up and he was born in Montgomery Al and so was I lol. Very knowledgeable man.

  • @denisebello7461
    @denisebello7461 Год назад +8

    We have been in a recession since the second quarter of 20222.

  • @spiritakarabbit369
    @spiritakarabbit369 5 месяцев назад

    Maybe he grew past what I'm about to say, but you can't be an animal lover and be into things like breeding or in other cases, eating Animals either but definitely appreciate the knowledge and wisdom He's willing to share.

  • @Seaofstars3333
    @Seaofstars3333 Год назад

    Man this was so good. Thank you so much

  • @vernayetaggart3206
    @vernayetaggart3206 Год назад

    I love myself! This was amazing! Love y’all.

  • @knowledge2currency300
    @knowledge2currency300 Год назад +1

    Great job guys love it

  • @j.mariowilson5362
    @j.mariowilson5362 Год назад +2

    My god what is amazing story from this young man I think I’m gonna check him out and reach out to them and see if maybe they can do some help with my credit and just in general just my life I really want to figure out my niche in the world now that I’m older order incredible story this guy has and you could see the goodness I can sense it’s just from watching the video, I can imagine what it’s like to be. In his presence you can tell he’s a genuinely good human being. This guy I mean incredible God bless him.

  • @jclsystems1634
    @jclsystems1634 7 месяцев назад

    Super dope interview bro! Keep giving the ppl Value! 💯💪🏾💰

  • @unapologeticopnions1371
    @unapologeticopnions1371 Год назад

    I love myself! ❤

  • @sinarella
    @sinarella Год назад +1

    I love myself!!!

  • @versieholland9623
    @versieholland9623 Год назад

    I love myself! Kings & Queens.... let's go!

  • @kiiticater1989
    @kiiticater1989 Год назад

    I Love myself!❤

  • @JayMenifee
    @JayMenifee Год назад +1

    I Love Myself

  • @angrycollector7012
    @angrycollector7012 Год назад +1

    I hate reading books but umars books made me wanna

  • @SHARLOTTAMUSIC
    @SHARLOTTAMUSIC Год назад +1

    I love myself

  • @chacemarigny5973
    @chacemarigny5973 5 месяцев назад

    Yo! This was very inspiring gentlemen! Thank you for the game. I’m 39 and inspired big time by you young cats!

  • @Kingyah6
    @Kingyah6 6 месяцев назад

    Appreciate the knowledge 💯💫

  • @anthonywragg4430
    @anthonywragg4430 Год назад

    Awesome brothers, you'll rock, l will follow your leads to victory!

  • @seedsoftruth2915
    @seedsoftruth2915 Год назад

    I watched many of his videos and had the books he was making videos about around the same time I started learning about everything. Had the same type of situation that I had to figure out the reason. Because it didn't make sense. Now I know

  • @destrelewis7392
    @destrelewis7392 Год назад +1

    I Love Myself. Peace To The King's And Queen's

  • @shatieyatanay4012
    @shatieyatanay4012 Год назад +1

    I ❤️ myself.

  • @NiusSpeaks
    @NiusSpeaks Год назад

    I love myself!

  • @growwithpatrice22
    @growwithpatrice22 Год назад +2

    I appreciate this video and the transparency of it. I am currently fixing my credit because I was one of those people that came back around and messed it up. The good thing is I taught myself and it's something that will never leave me. I learned so much from this one video, so you guys' rock. Thank you once again.

  • @smithtracey182
    @smithtracey182 Год назад +1

    I ❤️ myself

  • @thecatcavepodcast8952
    @thecatcavepodcast8952 Год назад +2

    When he said you can sue debt collectors I lit up 😂
    I literally have a student loan on my credit from 2011 and the collectors are not even the school nor located in the same state as the school,,I think I'm going to look further into this for myself
    Thanks kings

    • @JustinCoble
      @JustinCoble  Год назад

      💪

    • @nathantrujillo2195
      @nathantrujillo2195 Год назад

      So wait do we sue the debt collectors or the credit card companies for giving out our information?

    • @TWardlawYT
      @TWardlawYT 7 месяцев назад

      @@nathantrujillo2195both, hit them with a rico charge

  • @111Freeman
    @111Freeman Год назад +2

    18:00 how to fight back

  • @Jessica-wp6if
    @Jessica-wp6if Год назад +1

    Your amazing I have so many of the same thoughts as you when I walk into an establishment and they have a name tag I call them by name. It makes me feel special. Also I'm all about love and the hurting world needs love and wants to know that somebody has been through something difficult and they makes it. A Shepard you have the characteristics of JESUS. Love, shepard. And you wanna help ppl. You can't lose. I wanna go to the streets and teach credit business credit. Nobody has to sale drugs and ruin our communities you can you your hustle for good

  • @j_quail2913
    @j_quail2913 Год назад

    Umar got to link up with yahki. And who know either inform of each other what power they can bring

  • @jacquelinemanzano9328
    @jacquelinemanzano9328 Год назад +1

    Debt collectors operate in a world of "Offer and acceptance", and if you pay them for an alleged debt it's a voluntary act. The Creditors operate in a world of Contract/agreements. Debt Collectors do not extend credit or loans. They have no business on your credit report. Why do you thing the CRA's are called CREDIT Reporting Agencies? Because credit reports are for creditors and consumers, NOT for non existent debt collectors. It's impossible for a consumer to have a transaction with a DC and it's just as impossible for a debt collector to have a reasonable expectation of a transaction with a consumer. it's de facto. Such a relationship does not exist. If you use the correct strategy, you wont have to sue them, you can resolve in the private and get paid for violations and damages. Federal court is like a ball room dance, you will never see a judge unless you hang out at a golf course.

  • @sarahlopez1959
    @sarahlopez1959 Год назад

    I love myself ! Please don’t change the name!

  • @ronaldnugent1514
    @ronaldnugent1514 Год назад

    how can i find the Info on the Validation letter to send to the Debt Collection Agency and where is the 1692C is located at

  • @angrycollector7012
    @angrycollector7012 Год назад

    I have audible

  • @111Freeman
    @111Freeman Год назад +1

    35:00 content is stories

  • @royalflush8173
    @royalflush8173 5 месяцев назад

    he reads 2 chapters and then taps out lol lol u funny dude

  • @jacquico
    @jacquico 7 месяцев назад

    I’m a woman and I am abysmal at admin and paperwork . I despise it ! I am the creator . I am the maven of sales.

  • @yasminaaddo4419
    @yasminaaddo4419 Год назад

    💕🤲🏾💕🤲🏾💕🤲🏾

  • @Tony-ku5oq
    @Tony-ku5oq Год назад

    It's your calling for animal husbandry sun!

  • @BlessedNative
    @BlessedNative Год назад

    I L💙VE MYSELF

  • @justinchamberlain3443
    @justinchamberlain3443 6 месяцев назад

    12:10 dad worked at circus

  • @seedsoftruth2915
    @seedsoftruth2915 Год назад

    Yeah uhm this young man is clearly wise and has his heart shukra connected instead of shut off. My husband doesn't respect me and his mom had him betray me and our children to get her way. I feel like this information is going to help people in my situation since they did everything they could to destroy any credibility I had, turned my kid against me. He lied on FB to everyone else who can see it. Made everyone think he was this or is this really good hardworking single dad, that believes in God, and cant wait to be divorced for peace and happiness, and how hard it is to deal with such a crazy ex wife who wouldn't let him see his kids or let them go to school. He took everything from me for his mom. Let the only car we had get repossessed, the day before I was to start my job, lost $3,000 because I had no way to get to work and no money for the bus. He controls the income. I walk to work now.. it's not far from the house however I get off late and we have a lot of homeless that are really nuts. I have no family on my side. I am just barely able to get anything for myself and my children. I'm still working on a...b... and I have plan C .. it's about focus and not rushing it. I really want out.. this is so heartbreaking to deal with every day.. with all of it. Especially when I know the truth, I know what it looks like to everyone else and how people don't understand what financial abuse is. I have a really hard time pushing myself past the heartbreak, to be nice to him to save myself and so I can focus on the plan,. To get out of this. I get so sad sometimes I don't have motivation.. it has been 6 years almost since he did what he did to me and I have been doing this for way too long and it gets to me sometimes. I am getting better at not letting the thoughts about how I seem to everyone else. If I told them the truth about this.. no one would believe me.. I have to get away from him so I can be myself.. better than I have ever been... I really want this right now and not later. I'm almost 40 . I'm very beautiful and I have wonderful children and so much inside of me screaming to get out.
    I'm extremely loving and always have been.. so much that I didn't make friends as easy as a child because I would smother anyone who showed any kind of friendship to me. I finally figured out how emotionally intelligent I was compared to other people and started keeping it to myself.
    Point is I never noticed that my husband actually has no fucking emotional intelligence what so ever and I can not understand why the fuck I didn't notice that in the first place. Actually I did notice that, and my heart did it's best to get the information to me.. I didn't understand what those feelings were at the time.. when he stopped all together being how he was while with me.. it was to late to get out.... The realization was traumatic for me and I still have a hard time with it.. strange that a person would have no shame or guilt hurting someone in any way... The way he has hurt me. Thank you.. I had to vent

  • @NiusSpeaks
    @NiusSpeaks Год назад

    what if its the irs?

  • @yasminaaddo4419
    @yasminaaddo4419 Год назад

    I LOVE YOU & I LOVE MYSELFFFF 💕 - yazzyhussle

  • @user-hz5ml5rb8z
    @user-hz5ml5rb8z Год назад

    Man this was so good. Thank you so much

  • @deedysjourney
    @deedysjourney Год назад +1

    I love myself

  • @user-ho6ej1rf7w
    @user-ho6ej1rf7w Год назад

    We have been in a recession since the second quarter of 20222.

  • @therealchillsr
    @therealchillsr Год назад

    I love myself

  • @WhitneyEnigma
    @WhitneyEnigma Год назад

    I love myself

  • @trehudd3381
    @trehudd3381 Год назад

    I love myself

  • @knowledge2currency300
    @knowledge2currency300 Год назад

    I love myself