How to Submit a Mortgage Application: The Ultimate Guide

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  • Опубликовано: 6 фев 2025

Комментарии • 13

  • @alexkerrmortgage
    @alexkerrmortgage  2 года назад

    5 Free Videos! My 5 go-to Mortgage Lenders who Lend MORE - Opt-In for FREE Content here: www.firsttimebuyerexpert.co.uk/ftbe-opt-in-pre-pre-launch-v2

  • @shakool2kool
    @shakool2kool 2 года назад

    These vids are great, thanks

  • @fedemazzare
    @fedemazzare 2 года назад

    Excellent video. Does checking the credit files affect the credit score?

    • @alexkerrmortgage
      @alexkerrmortgage  2 года назад +1

      Checking credit files does not have any impact on your credit score at all. Thank you for watching!

  • @fathiasfour87
    @fathiasfour87 2 года назад

    Thank you for your great videos

    • @alexkerrmortgage
      @alexkerrmortgage  2 года назад +1

      No worries at all, thank you very much for watching, much appreciated!

  • @xiamaem3526
    @xiamaem3526 2 года назад

    Hi Alex, what happens if you got made redundant before the exchange but found a job a week later with more pay? What would be the possibility of still getting a mortgage?

    • @alexkerrmortgage
      @alexkerrmortgage  2 года назад

      That should be fine as long as you don’t have probation period ? If you do some lenders are still ok with that.

    • @xiamaem3526
      @xiamaem3526 2 года назад

      @@alexkerrmortgage I do have one but NatWest was fine with that. Just worried what will be the outcome now, I’ve already sent them the new contract and just waiting for their go ahead. Gutted as I’m due to exchange this week. Do you think the seller would be okay waiting until we have the decision from the underwriter? (How long does it usually take)? Maybe another video suggestion would be, what to do if you have been made redundant after your mortgage offer has been approved/when you’re about to exchange as there’s not a lot of info online.

  • @tonoslfc
    @tonoslfc 2 года назад

    Great video. I have a 15% deposit and a good job but since I can't register to vote (non-British)? Will this affect my application?

    • @alexkerrmortgage
      @alexkerrmortgage  2 года назад

      Do you have Indefinite leave to remain or permanent right to reside?

    • @tonoslfc
      @tonoslfc 2 года назад

      @@alexkerrmortgage i have ILR

    • @areromsye
      @areromsye 2 года назад

      You should still be eligible for registration, they'll not allow you to vote in all elections but you should be able to vote for local elections.