I'm a teen and I'm watching and taking notes from all your videos. I'm basically on a investing marathon via your channel. And so far I find everything extremely easy to understand . I'm hoping to get a job to build an income then use part of that money to invest. Thanks a lot for your videos they've been helping me a ton so far.
Very good job explaining bonds. I really appreciate your video. I searched and searched, and im grateful to have clicked on your video. I was lost, and now I'm found lol. Smile.
good stuff! I've recently managed to start saving money and realized I need to get into investing in order to secure my future financially. I've started to watching all your videos from beginning to takes notes and educate myself and you have been helping me a lot, your videos are great, appreciate it. I live in Vancouver myself also I may have questions as I go through my journey of investing hope you stay active on here.
You are amazing. I am pursuing my IFIC and I use your videos to understand the basics of investing. Keep up the great work. P.S.-you are so entertaining.
Agree with every comments, thanks for explaining it well. Just a quick question, if you own one, would you mind sharing what bond you have? Thanks Brandon 😊👍🏼
Hi-can you do a video on actual bond choices to add to a portfolio - I only see QTIP that Was bought for the dividend portfolio -I’m looking to add more
The way I see it, If you invest 100% in stocks (as they offer a better long term return than bonds) , then by the time there is a bear market your effective “downside protection” are the extra gains you already enjoyed as opposed to bonds prior to each recession. If you have a longer horizon and you plan on using the investment for retirement, I don’t understand why use any allocation at all to bonds.
okay so my question is when calculating inflation is it over how many years the bond was for right? for example if inflation rises 6% in 30 years the bond with a bond at a 5% coupon rate it would have lost money right?
Yes, It would lose value/ purchasing power compared to the value at the time you invested in the bond. Also the reverse applies when there is deflation. When “inflation” decreases the value of that 5% would increase
Good production quality brother, more power to you. Quick question , do you need a permission to use other videos and pictures in your video? Or as long as it's short RUclips won't bother you. Thanks in advance !
Cheers bro :) As long as you use it within their "fair use" guidelines you are allowed! Give this a read - ruclips.net/user/intlen-GB/yt/about/copyright/fair-use/
Quick question, couldn't you just buy bonds when the market is down since they're inversely proportional and get a long term like 10 to 30 years? I'm new to buying stocks, I just started like a month ago.
Is it favourable to buy bonds in this pandemic when the economy is vulnerable to negative interest rates? Or should we consider it the other way around, that because the interest rates are so low, anything after this will go higher and our bond value could decrease?
I would buy both. Bond rates are high now and stock prices are low. However, if you plan on selling those bonds, do it before the market rises again but who knows when that could be.
Bonds are great but also having cash flow at the end of each year is terrific for dollar cost averaging on equities that are solid blue chip dividend aristocrats. In many ways having a steady stream of cash is the better way to go. Of course if you are retired and on a fixed income then bonds could be better.
$1000 a month in rent for an apartment in downtown Vancouver.. sign me up! Where can I apply for this place??? More like $3000+ for a family apartment dt Vancouver.
thanks Brandon!🙌🙌🙌 EXCELLENT NUTS&BOLTS OF BONDS EXPLANATION ...im 61 and have nowhere near even half a million$ stacked back...AND almost every "advisor" ive talked with advises bonds, annuities, and whole life with dividends -BUT if i'm "guaranteed" 2.5% return AND cost of living/inflation is 4%, isn't that a guaranteed 1.5% loss?
That is a very good question, Teej... It's such a difficult time with interest rates being this low, but I think the advisors are right. The POTENTIAL of equities dropping 30-40% is just too much of a risk. And if that were to happen, taking the 2.5% return doesn't sound so bad 😉Keep the bonds.. Better safe then sorry.
brandonbeavisinvesting Thanx4gettin back wit me ...uhm...i don't have ANY bonds...lol...im 61, just started investing a couple years ago...i make a little over minimum wage, have a 401K with about 19k and a RothIRA with about 21k ...everythin else i have is in 75%stocks & 25%mutalfunds...i dont know bruh, i live simple, in two rooms, just tryin to leave my kids and g-kids a little sumthin sumthin
brandonbeavisinvesting lol nah, nah, nah bruh! Wasnt Sayin It Like That!!! 4real i apologize for comin' across that way, what would you suggest bond wise? doesn't that require a significant investment? ...1.You ARE more knowledgeable about investing&finance than me ...2.You ARE doing better than i am! and i respect that...and i respect you too ...3.im watching YOUR channel! AND LEARNING! im not in a cardboard box on the sidewalk, but im not that far from it...i work 40+ hrs a week...and live check to check...but i do manage to put 17%-21% a side by doin without some things
Appreciate that, man. I just think that 40k in savings isn't chump change and I'd hate to see you lose a large chunk of that by investing too heavily in equities. (you're kids/grandkids probably wouldn't either 😉) In all honesty, given that we are in the 9th year of a bull run, I would start to get a little cautious. I'd consider taking a portion of your investments and putting them into bonds. You can still stay primarily in stocks, but having that downside protection wouldn't be so bad. Giving up a little bit of upside for the protection that bonds offer isn't too bad of a strategy. In my opinion. Glad to see that you're truckin' along well with your lifestyle but maintaining as much of your portfolio should take some priority :)
I invest in 30 yrs US gov bond..should i be worried with higher interest rate? I have no intention of selling and i've planned to hold it till maturity.
If you intend to hold the bond to maturity, no need to worry about rising interest rates! It will be a volatile ride over the years but the interest will remain steady and you will receive your principal back at the end!
I'm too much OCD for that tho I would have to make the S&P500 become ''Total Market etf'' and add some Small Cap Value etf to get a tilt and a Global Value Factor etf with all esoteric pourcentages 😅
I'm a teen and I'm watching and taking notes from all your videos. I'm basically on a investing marathon via your channel. And so far I find everything extremely easy to understand . I'm hoping to get a job to build an income then use part of that money to invest. Thanks a lot for your videos they've been helping me a ton so far.
Thank you for the explanation! 😭 It's understandable and never boring.
bravo! No business analysts in the banks have explained as clear!
Very good job explaining bonds. I really appreciate your video. I searched and searched, and im grateful to have clicked on your video. I was lost, and now I'm found lol. Smile.
good stuff! I've recently managed to start saving money and realized I need to get into investing in order to secure my future financially.
I've started to watching all your videos from beginning to takes notes and educate myself and you have been helping me a lot, your videos are great, appreciate it.
I live in Vancouver myself also I may have questions as I go through my journey of investing hope you stay active on here.
:)
love this video Very well put together and explained in a way that that every day Joe can understand. Well done.
Thank you, Michael :) Appreciate that!
This one is well worth recycling back in the public forum.
Brandon if someone is 50yo what do you think the percentage of bond should be held in his portfolio?
You are amazing. I am pursuing my IFIC and I use your videos to understand the basics of investing. Keep up the great work. P.S.-you are so entertaining.
Agree with every comments, thanks for explaining it well. Just a quick question, if you own one, would you mind sharing what bond you have? Thanks Brandon 😊👍🏼
I knew I would be sharing this video again.
Very informative video!!
Could you please give some suggestions of good bonds to buy?
best suitable bonds for an international student. Or should I buy bonds as an international student?
Hi-can you do a video on actual bond choices to add to a portfolio - I only see QTIP that Was bought for the dividend portfolio -I’m looking to add more
Is it possible to buy a bond that is less than a year to maturity? What fees are there when purchasing bonds?
Hey bro, can you pls let me know how to buy bonds?
What is the name of the song that plays at the beginning and end of the video? Thanks
The way I see it, If you invest 100% in stocks (as they offer a better long term return than bonds) , then by the time there is a bear market your effective “downside protection” are the extra gains you already enjoyed as opposed to bonds prior to each recession.
If you have a longer horizon and you plan on using the investment for retirement, I don’t understand why use any allocation at all to bonds.
Can you show how to make a bond trade on the Think or Swim Platform? When should one add more to the bond side of their portfolio?
great video. thank you!!!
This was such a great explanation of bonds!
okay so my question is when calculating inflation is it over how many years the bond was for right? for example if inflation rises 6% in 30 years the bond with a bond at a 5% coupon rate it would have lost money right?
Yes, It would lose value/ purchasing power compared to the value at the time you invested in the bond.
Also the reverse applies when there is deflation. When “inflation” decreases the value of that 5% would increase
Good production quality brother, more power to you. Quick question , do you need a permission to use other videos and pictures in your video? Or as long as it's short RUclips won't bother you. Thanks in advance !
Cheers bro :) As long as you use it within their "fair use" guidelines you are allowed! Give this a read - ruclips.net/user/intlen-GB/yt/about/copyright/fair-use/
Quick question, couldn't you just buy bonds when the market is down since they're inversely proportional and get a long term like 10 to 30 years? I'm new to buying stocks, I just started like a month ago.
Great video,thanks, keep em coming
If you have a mortgage, wouldn’t it make more sense to prepay your mortgage instead of buying bonds?
Is it favourable to buy bonds in this pandemic when the economy is vulnerable to negative interest rates? Or should we consider it the other way around, that because the interest rates are so low, anything after this will go higher and our bond value could decrease?
I would buy both. Bond rates are high now and stock prices are low. However, if you plan on selling those bonds, do it before the market rises again but who knows when that could be.
Very exciting
Great content
Thank you :)
the music made the topic lighter and easier to understand
what bonds do you invest in?
Thanks for this!
You're welcome Isabel :)
Bonds are great but also having cash flow at the end of each year is terrific for dollar cost averaging on equities that are solid blue chip dividend aristocrats. In many ways having a steady stream of cash is the better way to go. Of course if you are retired and on a fixed income then bonds could be better.
$1000 a month in rent for an apartment in downtown Vancouver.. sign me up! Where can I apply for this place??? More like $3000+ for a family apartment dt Vancouver.
Came here to say exactly this.
thanks Brandon!🙌🙌🙌 EXCELLENT NUTS&BOLTS OF BONDS EXPLANATION
...im 61 and have nowhere near even half a million$ stacked back...AND almost every "advisor" ive talked with advises bonds, annuities, and whole life with dividends -BUT if i'm "guaranteed" 2.5% return AND cost of living/inflation is 4%, isn't that a guaranteed 1.5% loss?
That is a very good question, Teej... It's such a difficult time with interest rates being this low, but I think the advisors are right. The POTENTIAL of equities dropping 30-40% is just too much of a risk. And if that were to happen, taking the 2.5% return doesn't sound so bad 😉Keep the bonds.. Better safe then sorry.
brandonbeavisinvesting Thanx4gettin back wit me
...uhm...i don't have ANY bonds...lol...im 61, just started investing a couple years ago...i make a little over minimum wage, have a 401K with about 19k and a RothIRA with about 21k
...everythin else i have is in 75%stocks & 25%mutalfunds...i dont know bruh, i live simple, in two rooms, just tryin to leave my kids and g-kids a little sumthin sumthin
Fair enough Grampa... You do you! 😂😁Personally, I'd consider the bonds but it seems like you're on the right track! All the best man.
brandonbeavisinvesting lol nah, nah, nah bruh! Wasnt Sayin It Like That!!! 4real
i apologize for comin' across that way, what would you suggest bond wise? doesn't that require a significant investment?
...1.You ARE more knowledgeable about investing&finance than me
...2.You ARE doing better than i am! and i respect that...and i respect you too
...3.im watching YOUR channel! AND LEARNING! im not in a cardboard box on the sidewalk, but im not that far from it...i work 40+ hrs a week...and live check to check...but i do manage to put 17%-21% a side by doin without some things
Appreciate that, man. I just think that 40k in savings isn't chump change and I'd hate to see you lose a large chunk of that by investing too heavily in equities. (you're kids/grandkids probably wouldn't either 😉)
In all honesty, given that we are in the 9th year of a bull run, I would start to get a little cautious. I'd consider taking a portion of your investments and putting them into bonds. You can still stay primarily in stocks, but having that downside protection wouldn't be so bad. Giving up a little bit of upside for the protection that bonds offer isn't too bad of a strategy. In my opinion.
Glad to see that you're truckin' along well with your lifestyle but maintaining as much of your portfolio should take some priority :)
I invest in 30 yrs US gov bond..should i be worried with higher interest rate? I have no intention of selling and i've planned to hold it till maturity.
If you intend to hold the bond to maturity, no need to worry about rising interest rates! It will be a volatile ride over the years but the interest will remain steady and you will receive your principal back at the end!
Love you, love your content, but that opening was cringe! haha, keep up the good info!
Bonds, investment bonds. lol
Do the warren thing 20 bonds 80 s&p500 done lazy investing
Easy as pie
I'm too much OCD for that tho I would have to make the S&P500 become ''Total Market etf'' and add some Small Cap Value etf to get a tilt and a Global Value Factor etf with all esoteric pourcentages 😅
Gold and silver.
that intro xD
anomalyxd
informative video but the music is so annoying
Point taken! Appreciate the comment, will definitely factor that in.
@@beaviswealth factor that in @ -33% music volume.
I like the music myself.