Tips: Bank Fixed Deposit | கையில் இருக்கும் பணத்தை Double இதை பண்ணுங்க |Middle Class இத பண்ணுங்க🤩👌🏻
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- Опубликовано: 7 сен 2024
- A Fixed Deposit (FD) laddering method is a strategy used by individuals to manage their investments in fixed deposits. Fixed deposits are a popular investment option where you deposit a lump sum amount with a financial institution for a fixed period of time, and in return, you receive a predetermined interest rate. The interest is generally higher than what you would get in a regular savings account.
FD laddering involves splitting your investment into multiple fixed deposits with different maturity dates. The basic idea is to stagger the maturity dates so that a portion of your funds becomes available at regular intervals. This strategy offers several advantages:
Liquidity: By laddering your FDs, you ensure that a portion of your investment becomes liquid at regular intervals. This can be useful for covering expenses or taking advantage of investment opportunities without having to break all your FDs at once.
Interest Rate Management: You can take advantage of changes in interest rates. For example, if interest rates are expected to rise, you can lock in some of your funds into longer-term FDs to capture the higher rates, while keeping some funds in shorter-term FDs in case rates continue to rise.
Risk Mitigation: Laddering helps spread the risk associated with reinvestment. If you had invested all your funds in a single, long-term FD and interest rates drop significantly when it matures, you would have to reinvest at the lower rate. With laddering, only a portion of your funds is subject to this risk at any given time.
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FD la epdi amount podanum entru super aaga soneenga.. Thank You.
Super Bro Vera level information 👍👍
Stock market pathi basic knowledge small videoss aa podunga bro
Sip la epdi investment panrathu video podugga
வங்கி திவால் ஆனால் ஒர பிக்சட் டெபாசிட் ரூ 10லட்சம் ஆனாலும் கிடைப்பது ரூ 5லட்சம் மட்டுமே எதிலும் ரிஸ்க் உள்ளது
15G and 15H form pathi sollunga to avoid TDS
15 g form every mar or apr la kodukanum yearly 40000 mela intrest vantha tax pidipanga
Fd laye cumulative pathi solunga bro...minumum amt 5000 na vachu solunga
Innaiku thungi nalaiku uyiroda yenthipamane theriyala idhula 5 years 4 years ku wait pananuma
😂
Clear information..thanks
Very useful. Thank you
But ithuku bank easy ah allow panuvangala...ila any particular reasons irukanuma bro...
Very good information for youngsters to invest
Sip na yenna?etha sip la best return video poduga
எஸ் பி ஜ் சேமிப்பு கணக்கு 50லட்சம் வட்டி 3 சதவீதம் சொல்றிங்க ஆனா 1/2சதவீதம் கொடுக்காராங்க 500 &600 ரூபாய்
பேங்க்ல எது உண்மை பேங்க் மேனேஜர் இது பத்தி வீடியோ போடுங்கள்
சிறு துளி பெரு வெள்ளம்.
பைனான்ஸ் ஸ்டாக் மார்க்கெட் பற்றி பேங்க் இதெல்லாம் ஏதாவது சொல்லலாமே
¹
Super information
அண்ணன் fd Account la pathiya princhu potta ore account la podanum ma
Anna good information...super bro🎉
Bank bonds vangalama ? And adha pathi details sollunga
Boss for 3 months I get 4 percent... So interest will credited after 3 months right... And then we take all cash out or compulsory need to extend... For 1 lakh for 3 months 4℅ int getting 4000 or per annum 4000??? Pls tell me
4% is for annual. So for 3 months you will get 1.33%
FD ku Incometax unda athai pathi sollunga bro....
உண்டு, அதாவது ஆண்டு வருமானம் வரையறுக்கப்பட்ட அளவைத் தாண்டும்போது வருமான வரி நிச்சயம் வரும். Interest on FD other source of income ல் வரும். FD போடும்போதே 15G form fill up பண்ணி கொடுத்து விட்டால் 10% tax deduct செய்வதில்லை. Other wise automatically tax deducted on interest. This happened to me in a private bank.
@@nirmalajeyakumar6288ppf ok va bro
@@nirmalajeyakumar6288i am filling 15H form every year. I am not getting tax deduction at all.
Really want video bro ❤ and first comment 😊
Useful information.
Super tricks on money investing, Good !
கோடிகளில் புரளும் theneer idaivelai team
5 years ku 6L fd la amount potruken bro ipo 1L emergency amount thevapaduthu bro eduka mudiyuma?
No penalty pidipanga ipdi bulk amount ah fd la poda kudathu aduvum long years
Swiping machine la swip pannuga, balance - la pogum. Auto transfer aedum fd to savings account
Super bro all people us full video 😊❤😊
Thanks Anna
Anna antha akka kitta solli vellai posanikaai usesas solla sollunka
Anna rashayanam pathi poduga
Bro nan account vachiruka Bank la Fd poda mudiyuma
Yes you can.
Laddering method la negative scenario solavae ila
7 days fd podurathu patri sollunga
Small finance Bank details please brother
Bro ipo nan 1lak ha 30nal 30nal ha convert panni 11 moth poda mudiuma 1year la. Ila 1year la oru time matum dan apade poda mudiuma
Yena 4%nale 44000 interest varuthu 1 yearly
1 lake 4 percentage 4000 only for one year.
Dsp account pathi podunga
Super sir
Small finance Bank safe? Brother
Aadhar card pan card link pannala...pancardla father name irukku..Aadhar cardla husband name irukku...link pannalum link aaguthu soldranga..how to link Aadhar and pan for this kind of issues...
father name and husband name irunthala entha prblm illa tharalama link panalam
father name and husband name irunthala entha prblm illa tharalama link panalam
Fd intrest haram
Na ippditha podra FD laddering methodla
Bro ippo 7-29 days ku 3% interest varuthu athuvae 9months 1day mela pota 6% varuthu athuku 30days once pota every month 3% interest kedaikuma?
Atula 3% ngurathu annual interest bro. Atula part 1 month thaan ungaluku varum
@@prakashn4777 okay thank you
@@prakashn4777 For example 1 lakhs ku 3 months la 300rs dha varuma
Work from home pathi reala sollunga bro pls
5வருஷம் 5வருஷம் அதுக்குள்ளே போய் சேரவேண்டியதுதான்
டீ குடிக்கவே காசு இல்ல
நான் எப்படி பேங்க்ல பணம் போடுவேன்
How to block theenir edaivelai add without subscription to RUclips premium
I don't know how much they are spending on add, only their add is popping out every 15 minutes ..,
It is very irritating to hear on repeat mode, pls somebody help,
I liked their content and due to this irritating I even un subscribed and blocked their account and add and even reported but still their add pops out every 15 min
Also they way the constructed their iadd is also humiliating like teasing the middle class workers pls somebody help to stop this trouble.
இப்படி 5 ஆக பிரித்து போட்டால் charges அதிகமாக இருக்கும். அது நமக்கு நஷ்டம்
Ena charges sir
FD pathina video link kudu bro
Minimum amount evlo podalam?
5k
Maturity amount ku tax kattanum
1 st comment 1 st view
Ithula oru perumai😂
@@tamilrhythm1493 enuku peruma tha da punda
Super
@@devakeyankarthi181 unuku ena da venum
Hello Brother, all interest are per annum only (for 365 days).
Ora bank la 5 times 20000 FD open panna mudiyuma bro
Yes
I put my salary FD 10000 every month in SBI
@@Middle-Class-Family.Interest giving monthly or yearly
Sir ipo Amrit kalaash nu special FD of SBI Trusted ah sir?
Podalam venamanu theriyala ?
Ithellam engalukku theriyatha?
Cheating.
Explain bro......
மாதம் 2000 ரூபாய் எதில் சேமிப்பது
Correct. Plan of LIC
Hello team,
I have dodut in laddering method
Give contact details
❤
அடுத்தவன் வீடியோவை காப்பியடித்துவிட்டார்கள்
😂per annum nu solla maranthuttan loosu
Paithiyam ah ivan uruturanga adei nonnaigala