My parents offered to pay for my dental school 430k in 2016. I declined because I knew it would delay their retirement. They offered to help me with my down payment on a home last year but I declined because it would affect their quality of life in retirement. Things are tight for me and my wife but we are ok with the struggle.
@@ft9kop I went to a public state school. My tuition was about average…280k direct cost. Indirect cost such as room/boarding, fees and cost of living added roughly 120k. Add 7.8 percent interest on top. There is not much left after bills and student loan payments. I buy groceries on sale and drive a 15 year old 4runner. I just googled estimated cost of attendance today and for example usc dental’s website list estimated cost first year alone is 175k. Not worth the cost anymore in my opinion. My friends that went into trades have broken 6 figures without the debt and 8 years of opportunity cost.
“Like like like” I wouldn’t want someone this indecisive helping manage my health. Forget being a nurse practitioner, you need to be a grown up. Both of you. Let your mom and dad enjoy their lives. Maybe your husband will step up if they step down.
I cannot believe some people think it is all right to live off of other people. You have to make your own life. Once you are grown up it is time for your parents to reap the benefits of a good life!
I think it's different for everyone though like I am going to be honest it's not the same for everyone. My experience I won't lie I don't know if it's my fault or not but I did make choices that led me to where I am but at the same time I did care/ know any better/ have any real giideice/ I am mentally retared and burdon to society. No I am just lazy and I just don't care and there is nothing anyone can do about other then wave thier finger at me and tell me I am a disgrace to humans and should be ashamed of myself and I am one step below as evil as Hitler. I guess
@@thewewguy8t88 Apparently even Hitler was evil 24/7. He never got a break. Even in his sleep his was evil. Never good or never willing to even think about being good! (sarcasm)
Look my point is I guess I am not willing to do what's needed to stop being a Burdon on society and there is not much anyone can other then remind me how pathetic I am for choosing to be a Burdon on society.@@wayne9287
She sounds very indecisive, and clearly has no idea what she wants to do or for how long. Wow. How embarrassing to call in with no real questions and no answers when you get called out. Yikes!
I spoke on this a year ago and there was a slight uproar by some. There is a issue these days with Piggy Backing where grown adults are still on there parents cellular plan, car insurance plan, living with parents but helping with some things. The issue with piggy backing is that they do not grasp where their financial standing is and thus do not take the actions needed to improve it.
I'm in that situation, so I may be biased, but I think as long as your parents dont enable immaturity or poor financial literacy (like in this case), depending on them can be great
I have a guy finishing the new drywall in our home remodel project right now. I can hear him sanding in the room next to me (working from home today). He will go to 7 places today to work on various drywall projects. He has enough work to keep him busy 24/7. His wife is helping him today to speed it up. Construction workers can work non stop if they wanted. Edit - I work as an Oracle Analyst for cooperate engineering, I guarantee this guy make more money than I do.
Depends on the workflow and location and if he is the owner or work for someone. But your point is fully valid this lady’s husband can double his income if he wants and with her just in school with parental support they can do this way easier than most people. I kinda sense some laziness here on both sides
My ex fiance became a contractor after years of installing floors. He was never hurting for work even in the winter! He used to work 7 days a week (his mom and finally convinced him to take one day off a week to recharge). If you pick the right location and are good at what you do, it can be done.
A LOT of the reason people don’t seem grown up even in their 30’s and beyond is because their parents brought them up under a lot of control and making them feel like “they can’t” think for themselves like others do. It was very engrained in me and it’s hard to completely let go of that feeling because it’s the only feeling you feel from the connection you had with your parent. (You don’t feel love from your parent you continually feel what can I do to be seen as a person from my parent?)
I lived with parents until 20yo, went to college for free (got a grant), parents bought me a flat. I got married, we moved to United States. I gave this flat away to my parents right away. I went through divorce, stayed all by myself in a different country but I didn’t want to down grade my level of live. Went through an IT boot camp. Got a job. It was hard, especially when you cannot really speak the language of the country. But it was a job in a field with big perspectives (IT). Now i am making 6 figures, have a house, a great husband and a child. Sometimes people need to go through Hell to realize how to be adult and rely on yourself only.
Great job. One correction you don't want the word perspective you want the word prospective. Thanks for your hard work and making this country what it is.
@@BrianW211pretty much every European family that cares about their kids well being. I am planning to have at least a down payment saved and handled to my son when he grows up and will be ready to buy something.
@@KatrinVB89 Every European family that cares about their kids? Who's going to tell my wife that her family doesn't care about her (or her sister). They're German, which the last time I checked was right in the middle of Europe.
My wife was a Nurse Practitioner when we met 14 years ago. She is now also a certified nurse midwife and delivers babies. I have been an RN on a telemetry unit for 8 years. Hourly I make more than she does. There are RNs at the facility I work at making more than I do as “market floats”. While some NPs do make more… there are plenty of RN jobs that would surprise you on salary. You also have to factor in as an NP you have WAY more liability. My wife brings work home frequently and is working more days per week (I work 3 x 12 hour shifts / wk). Furthermore, I can pick up a shift almost anytime I want and make extra income. In the past I also worked PRN at a surgical center PACU. There is no shortage of work if you feel like putting in the time. I get that floor nursing is stressful, but being a nurse practitioner isn’t a cake walk either.
During Covid one of the travel nurses on our unit showed me his pay-stubs… he was making a little over $6,000 per 2 week pay period. According to him he had made $120,000 the prior year only working 8 months. I remember seeing travel nurse jobs in some locations being quite a bit higher than that with sign on bonuses included.
I wish people would not say ummm over and over again. 28 times in 5 minutes. I’m an RN too and it would be difficult to communicate as a NP while doing this. I know this sounds mean, but I am really saying out of love for you!
Theres no reason to be broke as a nurse! GO TO WORK! She's using school as an excuse NOT to work fulltime and to use her parents financially. RIDICULOUS!
This woman does NOT want to be a full time NP - she wants the title and prestige. A lot of people like her just want the initials after their name. BTW, do you want a part timer in charge of managing your health?
I knew someone at my last job that was part-time, made 70k a year and had Friday's off. How they got that set-up is still beyond me. They also still get their pension. 🤷🏼♀ And you would think they're an all-start player but nope, just a regular engineer who also got to choose their own projects. What am I doing wrong in life. AND, her bf also works part-time in a rock store. 😑 How they are able to survive is beyond me.
I’m 22, work in HVAC. Own 2 high yield savings accounts, was raised in the church. Have had medical disasters…but that didn’t stop my family from teaching me right. I’m very blessed. I love how Dave goes straight to the point. He helps me when I have impulsive thoughts to spend.
Same. 25 living on my own and working in management for an insurance company. I listened to Dave a lot when I was 20-21 at a time when my life was not right and I was just impulsively spending and not thinking of the future. Thanks Dave and everyone else who helped me.
This reminds me of my brother and his conniving wife. Kept on spending ridiculous amounts of money on holidays, expensive clothes on my father’s money and threw all the burden on him and stressed the living hell out of him until half of his net worth was gone just like that and now can’t even retire.
Your dad was an naive. He enabled it. It didn't happen by magic. Simply say no, no means no. My way or the highway. If it was elder abuse in PA you should have called Elder Abuse Hotline. State Police and counselors will intervene and protect the senior citizen. I'm sure other states have similar programs like PA to protect senior citizens.
My younger sister would do the exact same thing. Whine that my parents gave me more money when in reality I worked the entire time I was in the same university my sister went to 10 years later and I didn’t go and party like she did. Guess who graduated on time with 3.78 GPA and had her own truck, and guess who doesn’t even have a driver’s license
@@BrianW211 What's hubby doing in the meantime? Watching ESPN NFL draft? Or watching ESPN Classic drinking beer? Or Draft Kings? I guess there's not much to do in Syracuse, NY. The weather sucks so maybe hubby would be more motivated if they moved to downstate NY or northern tier of PA where it doesn't snow all day, every day. Syracuse has nothing going for it except Syracuse University football team. I left Syracuse after 6 months. No jobs, no social life, difficult place to meet women.
I am scared to call in for some advice because I know he would yell at me. Basically my question is what would be the best way to buy a car with my budget/income and I know it boils down too unless you can buy a car with cash you can't afford a car.
That being said idk if I can afford a car even with the cash I have because even though I have the cash I don't make enough income to afford it too. And at my age 36 I should more concerned about getting a higher income then getting a car even though I can pay for it in cash. I should be using that money to figure out ways on how to increase my income instead.
Plus if I need that car to increase my income well the next question is why did it take me 18 years to figure that out since I had 18 years to do other things to increase my income and yet I did not do them I know that will be a red flag for him.
@@thewewguy8t88this show is good for fun like watching Jerry springer if you want real financial advice check out the money guy show. They say you can finance a car if you have to using 20% down less than 8% or your income 3 year loan.
This story is close to home, not me but a family member. And the sad thing is nothing changed even after finishing school because they are so used to living off the parents .
@@Carroll-dude because he is old and is trying to leave a legacy for his children. Why does it bother you so much? Must get told to hush a lot in life lol.
As thankful as I am for my parents teaching me how to fly out of the nest, I'm still a little jealous of these people working as little as possible and their parents still provide everything for them in life.
It’s so shameful. There is another way to do this, but it’s kicking it old school - and people have already convinced themselves that it’s not possible. I dropped my nursing license to stay home with my kids. My husband, after a decade in his job, now makes a high of $57k/gross. His max earnings cap out at $70k/year gross. I stay home and do all the housework, cook dinner, do the dishes, the laundry, etc. My husband only mows the lawn and snow-blows. We are done everything early, and have the weekends free of chores. We can afford to do this because we made huge sacrifices to pay off our debt, and now we continue to spend way below anyone else we know. I can assure everyone that of you have one parent home, one parent at work, and control your spending... it feels like “working as little as possible”. ❤
Please don't be. I've seen so many people like this flail when they hit middle to senior age. Their financial health is many times really bad, along with their health. Lest I sound very judgemental, I could have been these people easily, and it wouldn't have been good.
Did the caller say if she was an RN or an LPN? If she's an LPN then I could agree with improving her station with the NP. But if she is an RN, and at 50k for 3 days a week she probably is, then I don't see the point.
@@alladreamwedreamed You cannot just go from LPN or NP in a short time. She would have to go back and get a 4 year RN degree and then she would need to go back to school for two more years to get her NP, so I am guessing she already has a 4 year RN degree.
If she thinks working full time at bedside nursing she should NOT consider becoming a nurse practitioner! As Dave mentioned, just getting thru school and rotations etc is a long hard grueling journey. Then the job itself is a LOT more stressful because you're practically functioning as a doctor, but working under a doctor's supervision. You want a big salary? -You have to take on a big not so easy job!
A good friend of mine was made the "caretaker" of the Family Ranch, ($1 billion) The family put him on a $1 Million/yr allowance, so he would not look poor. His line: I just live well. for the last 50+ years
I lived and worked in a large univerity city. I was 33 and in charge of hiring and supervision of 12. The people I hired were all my age, within 5 years, they all had multiple degrees, made less than I did, had no idea what they wanted to do. Professional students. I was told at 18 to get out and get working.
School is structured: the teacher tells you what to do, you have an assignment and a due date, a class time, even a guidance counselor. Then you enter real world, and have to take initiative and make your own decisions…many run back to the comfort of school.
I’m 34 and a nurse that’s tired of getting verbally abused at the bedside. I still don’t know what area I would like to pursue for nursing. This is 11 years in already.
Nah, I've known people whose careers changed multiple times, you never know where your skillset can take you. Anyone who just has a simple A-B plan is settling.
@@quixomega yes, definitely, I just don't think it's always clear cut where you'll end up, you just have to keep moving forward, doing what makes sense.
ya so sorry ur parents are losers who couldn't save their money for their kids. when i have kids. they will be supported as long as they aren't criminals. how could you tell ur kids to go be on their own. u have no clue how much rent is now? IN SAN DIEGO IF U ARENT MAKING 200K A YEAR U WILL NOT BE ABLE TO BUY A HOME!!!!back in my dads age you could work at mcdonalds and be able to save for condo. u know how families build wealth? staying together... i remember dave saying the min wage isnt for living on... but 30 years ago you actually could live off it.
I live in upstate Western NY. I make $16.20 an hour. And am permanent full time. I am guaranteed 40 hours every week. I made $32k gross last year. No way he's making $30k a year
There a ton of nursing jobs away from the bedside that she could do with her current education (BSN? MSN?). The NP market is over saturated. I agree, she wants the title.
@@FancyRPGCanada the caller said she was going back to school for her NP. She would have to already be an RN. The minimum degree requirement for an NP program is a BSN. An LVN/LPN would first need to complete an RN program and pass the NCLEX
Sounds like nursing is too difficult for her. She only works part time to handle the challenge of direct patient care. So she wants to be an NP to go more admin and less of the grunt work. Thats fine but I agree she needs to be full time after NP license unless her husband can step it up.
I remember being a bit lost career wise and thinking I should do my Masters, wasn't until the las year of the last semester that I realised it would have little to no positive impact to my career. Quite the expensive mistake to make but oh, well part of lifes stupid tax
Money is not the most important thing. Having a parent home with the kids is most important. Dad can stay home and care for the kids. Nothing wrong with that.
Interesting that her parents would prefer to pay for her education than babysit their grandchildren. She says that her husband works less hours, bringing him at $25-30K a year because they're trying to avoid paying for childcare. If they were to borh bust a move on the overtime, someone has to watch their kids. Their other option would be one works nights and the other days.
She just has a baby few months ago and wants to work part time for a while. Husband needs to work more and provide. She can go to NP school once she can afford to pay for it and her kids are older.
I feel, I feel, I feel... Sounds like a whole child. She's cool with him blowing her back out and watching the kids (unpaid labor). They just need to get more serious about the future and start making more money.
My former employer offered a $100K/yr pension and FREE lifetime family healthcare. I retired young. Some people work cause they need money, some people don't.
Dave hit the nail on the head. It makes no sense for both of them to work part-time. I always felt like the both us combined needed to work 80hrs a week. That can be divided up in many different ways. When our kids were little we did a 70/30 split.
If her husband doesn’t want to work to make money, he could just stay home and be a homemaker and parent. That way they’d save a ton not only on daycare, but with his skills he’d be fixing everything up around the house
That sounds like what they are doing. If he works full time, they would have to pay for childcare which could be 20k… it may really not be that advantageous…
I Agree with Mr Ramsey on how to become Wealthy the only thing I would disagree with is how he tells Society and the General Public that No One show go to college or university while wrapping up debt so my question what do you tell people in the low income area on how to make money without going into debt because not everyone has those resources
I’m a bedside nurse that sees Nurse Practitioners work at the bedside just like me because of the market. Some areas are over saturated and the ones that I do see in that position are never working part time. They work longer hours because they are basically doing the bulk of the doctors work in the hospital setting. I met 2 brilliant ones that actually quit because of mom’s guilt because of the demand of working so many hours. There are some hidden gems NP jobs but if this lady is thinking she’ll make loads of cash working part time, then all I can do is wish her the best😐
Divorce is for weak individuals. You chose the individual and unless they are beating you, you need to work it out. It is a shame that Reagan had to allow no fault. Adults are acting worse than kids these days.
I'm not a nurse but I know you don't have to just do bedside as a nurse. There are jobs where you can do administrative roles utilizing the education you already have (and work remote)...she should start applying for those instead of taking her father's money for a new 'job title' and something random to do (i.e going back to school).
$25,000 construction salary in New York 🤣 I don't get why these people keep having kids if their goal is work as little as possible and have financial security??? What is it you want, kids, money or time off? Pick one maaaaaybe 2 you don't get to choose 3.
This is going to trigger some types. I’ve been a nurse since 2007 - it’s crazy that it’s almost always THESE types that go and get their MNS degrees. The trend now is to go and become a nurse practitioner so you don’t have to work. With the exception of nurse anesthetists (because they will still be flunked out if they aren’t super smart) - the absolute worst nurses... go get their master’s degree.
My parents have 3 apartments , 1 villa, 1 vacation home. I'm going to rent out and pay. They offered me to stay in 1 but I said no. I've to do it to gain my freedom.
This is why they will never fully replace Dave. No other personality would have addressed this situation on a personal responsibility level.
Jade is the closest, but yeah. He's the best at calling people out. That's why we watch.
Give George some time, wisdom takes time to accumulate.
Well when you own the show it's easy to go off on someone lol
@@quixomegahe’s been here quite a while
I agree that Jade is the closest to Dave
My parents offered to pay for my dental school 430k in 2016. I declined because I knew it would delay their retirement. They offered to help me with my down payment on a home last year but I declined because it would affect their quality of life in retirement. Things are tight for me and my wife but we are ok with the struggle.
You sound like a real man, Ben and wise. Your parents are proud of you for being wise and thoughtful. They know they had raised you well.
Good for you. 👏👏❤❤ You'll be even more glad about that later in life. Trust me. 😊
Them having those funds likely means you've already enjoyed growing up with a privileged life, so kudos to you for finally stepping up.
wow, where do you live that dental school is so expensive in 2016?
@@ft9kop I went to a public state school. My tuition was about average…280k direct cost. Indirect cost such as room/boarding, fees and cost of living added roughly 120k. Add 7.8 percent interest on top. There is not much left after bills and student loan payments. I buy groceries on sale and drive a 15 year old 4runner. I just googled estimated cost of attendance today and for example usc dental’s website list estimated cost first year alone is 175k. Not worth the cost anymore in my opinion. My friends that went into trades have broken 6 figures without the debt and 8 years of opportunity cost.
As long as she's 'studying' she can use it as an excuse to escape the real world dealing with real issues.
Bingo. These people say, "I wanna go to nursing school," as opposed to "I want to work as a nurse."
This 33 year old nurse is as articulate as a four year old.
😂😂😂😂Right
Craziest thing about this is parents think they are helping but in reality they are complete enablers.
I think they want to set her up so that once she's an NP, she'll feel confident enough financially she will see her husband as lazy and divorce him.
She's like "uh huh." You can tell she was not expecting to get called out.
Right😂😂
This woman is clueless. She has no idea what she's doing.
Lol I know she wasn't expecting to get yelled at on this call, she hung up quick.
Actually, Dave hit the end call button at 3:43. Still, this is probably not the response that she expected when she called.
Sorry but if your partner is the type who makes $25k and does “the bare minimum to get by”, why would you have a SECOND child with them.
And she does the bare minimum too.
They have a lot of time and energy for sex but not work.
@@jimmymcgill6778 well she makes $60k, takes care of two kids, and is about to go back to school so not exactly.
He is a chad why else would she
@@jimmymcgill6778her bare minimum is over 2X his bare minimum. And I guarantee she’s changing the majority of the diapers
I agree with George, going to school won’t bail you out of your life issues if you never actually work and take initiative
Abigail Shrier wrote a book "Why the kids arent growing up" and it discusses this matter in depth.
Don't think this call went like she wanted 😂
Right they called her out for picking a dud for a husband 😂
Confused woman. Who’s on first?
“Like like like” I wouldn’t want someone this indecisive helping manage my health. Forget being a nurse practitioner, you need to be a grown up. Both of you. Let your mom and dad enjoy their lives. Maybe your husband will step up if they step down.
Doubt it based on the call.
@@joseortega9519I agree. Given how her husband was raised there's more problems than she mentioned..
I cannot believe some people think it is all right to live off of other people. You have to make your own life. Once you are grown up it is time for your parents to reap the benefits of a good life!
I think it's different for everyone though like I am going to be honest it's not the same for everyone. My experience I won't lie I don't know if it's my fault or not but I did make choices that led me to where I am but at the same time I did care/ know any better/ have any real giideice/ I am mentally retared and burdon to society. No I am just lazy and I just don't care and there is nothing anyone can do about other then wave thier finger at me and tell me I am a disgrace to humans and should be ashamed of myself and I am one step below as evil as Hitler. I guess
Yeah I think it's time for your benefits to be ripped away from you and into the retirement home
@@thewewguy8t88 Apparently even Hitler was evil 24/7. He never got a break. Even in his sleep his was evil. Never good or never willing to even think about being good! (sarcasm)
Look my point is I guess I am not willing to do what's needed to stop being a Burdon on society and there is not much anyone can other then remind me how pathetic I am for choosing to be a Burdon on society.@@wayne9287
That's the very foundation of the Democratic party.
She sounds very indecisive, and clearly has no idea what she wants to do or for how long. Wow. How embarrassing to call in with no real questions and no answers when you get called out. Yikes!
She wants to go back to school so she doesn’t have to work 😂 read thru her asap
And she was hemming and hawing to avoid admitting her husband doesn't work.
People need straight talk like this. Dave is spot on. More degrees than a thermometer, does not want to actually work.
25k to 30k aint baby making salary
Anything under 100k isn't, to be honest.
I spoke on this a year ago and there was a slight uproar by some.
There is a issue these days with Piggy Backing where grown adults are still on there parents cellular plan, car insurance plan, living with parents but helping with some things. The issue with piggy backing is that they do not grasp where their financial standing is and thus do not take the actions needed to improve it.
I'm in that situation, so I may be biased, but I think as long as your parents dont enable immaturity or poor financial literacy (like in this case), depending on them can be great
I have a guy finishing the new drywall in our home remodel project right now. I can hear him sanding in the room next to me (working from home today). He will go to 7 places today to work on various drywall projects. He has enough work to keep him busy 24/7. His wife is helping him today to speed it up. Construction workers can work non stop if they wanted. Edit - I work as an Oracle Analyst for cooperate engineering, I guarantee this guy make more money than I do.
Depends on the workflow and location and if he is the owner or work for someone. But your point is fully valid this lady’s husband can double his income if he wants and with her just in school with parental support they can do this way easier than most people. I kinda sense some laziness here on both sides
My ex fiance became a contractor after years of installing floors. He was never hurting for work even in the winter! He used to work 7 days a week (his mom and finally convinced him to take one day off a week to recharge). If you pick the right location and are good at what you do, it can be done.
What does cooperate engineering mean?
A LOT of the reason people don’t seem grown up even in their 30’s and beyond is because their parents brought them up under a lot of control and making them feel like “they can’t” think for themselves like others do. It was very engrained in me and it’s hard to completely let go of that feeling because it’s the only feeling you feel from the connection you had with your parent. (You don’t feel love from your parent you continually feel what can I do to be seen as a person from my parent?)
Grown ups need to quit saying "like" over and over.
They still haven't grown up. 30s is a bit old to still be taken care of by your parents.
My bf is 33 and they take care of eachother they are both disabled
I love when Dave cuts to the chase.
I lived with parents until 20yo, went to college for free (got a grant), parents bought me a flat. I got married, we moved to United States. I gave this flat away to my parents right away. I went through divorce, stayed all by myself in a different country but I didn’t want to down grade my level of live. Went through an IT boot camp. Got a job. It was hard, especially when you cannot really speak the language of the country. But it was a job in a field with big perspectives (IT). Now i am making 6 figures, have a house, a great husband and a child. Sometimes people need to go through Hell to realize how to be adult and rely on yourself only.
Great job. One correction you don't want the word perspective you want the word prospective. Thanks for your hard work and making this country what it is.
Good for you!
What part of hell do parents buy their kid a flat?
@@BrianW211pretty much every European family that cares about their kids well being. I am planning to have at least a down payment saved and handled to my son when he grows up and will be ready to buy something.
@@KatrinVB89 Every European family that cares about their kids? Who's going to tell my wife that her family doesn't care about her (or her sister). They're German, which the last time I checked was right in the middle of Europe.
My wife was a Nurse Practitioner when we met 14 years ago. She is now also a certified nurse midwife and delivers babies. I have been an RN on a telemetry unit for 8 years. Hourly I make more than she does. There are RNs at the facility I work at making more than I do as “market floats”. While some NPs do make more… there are plenty of RN jobs that would surprise you on salary. You also have to factor in as an NP you have WAY more liability. My wife brings work home frequently and is working more days per week (I work 3 x 12 hour shifts / wk). Furthermore, I can pick up a shift almost anytime I want and make extra income. In the past I also worked PRN at a surgical center PACU. There is no shortage of work if you feel like putting in the time. I get that floor nursing is stressful, but being a nurse practitioner isn’t a cake walk either.
I was wondering about the statement that NPs make more money.
During Covid one of the travel nurses on our unit showed me his pay-stubs… he was making a little over $6,000 per 2 week pay period. According to him he had made $120,000 the prior year only working 8 months. I remember seeing travel nurse jobs in some locations being quite a bit higher than that with sign on bonuses included.
Please, God. Don't ever let me go to her hospital!
loled. They don't even mention any disabilities or disorders, they are just str8 lazy. With kids. Kinda sets me off TBH, because of the kids.
I suspect they will wake up after the chat with Dave. Have some hope.
Hope does not save lives
@@alinatamashevich3354 Very wise statement.
I wish people would not say ummm over and over again. 28 times in 5 minutes. I’m an RN too and it would be difficult to communicate as a NP while doing this. I know this sounds mean, but I am really saying out of love for you!
@starrystarrynight6281 Please, it's "I'm a RN"...The R is not a vowel, from a RN.
@@erikarommel100%
@@erikarommelthe irony of it all, eh?
Theres no reason to be broke as a nurse! GO TO WORK! She's using school as an excuse NOT to work fulltime and to use her parents financially. RIDICULOUS!
This woman does NOT want to be a full time NP - she wants the title and prestige.
A lot of people like her just want the initials after their name.
BTW, do you want a part timer in charge of managing your health?
I knew someone at my last job that was part-time, made 70k a year and had Friday's off. How they got that set-up is still beyond me. They also still get their pension. 🤷🏼♀ And you would think they're an all-start player but nope, just a regular engineer who also got to choose their own projects. What am I doing wrong in life. AND, her bf also works part-time in a rock store. 😑 How they are able to survive is beyond me.
I was thinking about that. The title.
There's nothing wrong with somebody working part-time taking care of your health. That's not her problem. The problem is the attitude here.
I’m 22, work in HVAC. Own 2 high yield savings accounts, was raised in the church. Have had medical disasters…but that didn’t stop my family from teaching me right. I’m very blessed. I love how Dave goes straight to the point. He helps me when I have impulsive thoughts to spend.
🍪 - here you go kid
Same. 25 living on my own and working in management for an insurance company. I listened to Dave a lot when I was 20-21 at a time when my life was not right and I was just impulsively spending and not thinking of the future. Thanks Dave and everyone else who helped me.
@@dayumgoon Thanks for the encouragement man!
@@0_1_2yeah, really, like wtf was even the point of his comment?
This reminds me of my brother and his conniving wife. Kept on spending ridiculous amounts of money on holidays, expensive clothes on my father’s money and threw all the burden on him and stressed the living hell out of him until half of his net worth was gone just like that and now can’t even retire.
Your dad was an naive. He enabled it. It didn't happen by magic. Simply say no, no means no. My way or the highway. If it was elder abuse in PA you should have called Elder Abuse Hotline. State Police and counselors will intervene and protect the senior citizen. I'm sure other states have similar programs like PA to protect senior citizens.
More fool him for giving them a single cent.
They didn't love your Dad. Childish!
My younger sister would do the exact same thing. Whine that my parents gave me more money when in reality I worked the entire time I was in the same university my sister went to 10 years later and I didn’t go and party like she did. Guess who graduated on time with 3.78 GPA and had her own truck, and guess who doesn’t even have a driver’s license
Lots of money leeches out there.
Don’t breed when you can’t afford it. Best financial advice of your life.
Childish! They are adults and still relying on their parents 🙄
Looks like this couple is waiting for her parents to pass so she can get their inheritance.
💀
She's 33. That's about a 50-year wait.
@@BrianW211 What's hubby doing in the meantime? Watching ESPN NFL draft? Or watching ESPN Classic drinking beer? Or Draft Kings? I guess there's not much to do in Syracuse, NY. The weather sucks so maybe hubby would be more motivated if they moved to downstate NY or northern tier of PA where it doesn't snow all day, every day. Syracuse has nothing going for it except Syracuse University football team. I left Syracuse after 6 months. No jobs, no social life, difficult place to meet women.
I wish Dave would say what he’s really thinking. 😂
I am scared to call in for some advice because I know he would yell at me. Basically my question is what would be the best way to buy a car with my budget/income and I know it boils down too unless you can buy a car with cash you can't afford a car.
That being said idk if I can afford a car even with the cash I have because even though I have the cash I don't make enough income to afford it too. And at my age 36 I should more concerned about getting a higher income then getting a car even though I can pay for it in cash. I should be using that money to figure out ways on how to increase my income instead.
Plus if I need that car to increase my income well the next question is why did it take me 18 years to figure that out since I had 18 years to do other things to increase my income and yet I did not do them I know that will be a red flag for him.
@@thewewguy8t88this show is good for fun like watching Jerry springer if you want real financial advice check out the money guy show. They say you can finance a car if you have to using 20% down less than 8% or your income 3 year loan.
@@nailatiylluf Owning a car is asinine
This story is close to home, not me but a family member. And the sad thing is nothing changed even after finishing school because they are so used to living off the parents .
Is the husband a "golddigger or a bum? Seems like he is just tagging along for a free ride and doing the minimum that he can get away with.
Sounds like she's no different. It's not rare that the roles are reversed.
Get 'em Dave!! 😂😂😂
Also sounds like she doesent want to do patient care a N.P is more administrative.
Actually a NP does a lot of patient care, it is a different level of patient care.
It’s patient care, but, usually less stressful and better flexibility/hours in general.
@@jeraldbottcher1588NPs report to the doctor. They are not doctors.
Nurse practitioners see and treat patients like MDs do. They ha e restrictions that MDs dont have, but they are not administrative.
Please don’t let her be the NP working on me. OMG
Geez, be a grown-up and make a decision. Um...like.....uh......make a adult decision. Husband needs to grow up too.
Dave. Please don’t interrupt George!! We want to hear from both of you!!!!
Dave does that to everyone. His ego at times is out of control.
@@Carroll-dudeit is his show. He is trying to teach these boys how to act instead of talk about feelings lol.
@@joesmith3590 I say why even have a co host just do it by himself.
@@Carroll-dude because he is old and is trying to leave a legacy for his children. Why does it bother you so much? Must get told to hush a lot in life lol.
Watch George's face and hands whenever he gets interrupted.
As thankful as I am for my parents teaching me how to fly out of the nest, I'm still a little jealous of these people working as little as possible and their parents still provide everything for them in life.
Why be jealous? That’s not a blessing.
It’s so shameful. There is another way to do this, but it’s kicking it old school - and people have already convinced themselves that it’s not possible. I dropped my nursing license to stay home with my kids. My husband, after a decade in his job, now makes a high of $57k/gross. His max earnings cap out at $70k/year gross. I stay home and do all the housework, cook dinner, do the dishes, the laundry, etc. My husband only mows the lawn and snow-blows. We are done everything early, and have the weekends free of chores. We can afford to do this because we made huge sacrifices to pay off our debt, and now we continue to spend way below anyone else we know. I can assure everyone that of you have one parent home, one parent at work, and control your spending... it feels like “working as little as possible”. ❤
Please don't be. I've seen so many people like this flail when they hit middle to senior age. Their financial health is many times really bad, along with their health. Lest I sound very judgemental, I could have been these people easily, and it wouldn't have been good.
I hope to be able to bless my kids like this, but I would like to hear that they're saving as well.
Dont be. Once their parents are old then they dont have any money for themselves....and once the parents are gone then theyre helpless.
This caller sees nothing wrong with being a 33 year old teenager 😂
I’m a nurse who looked into this and this is not the answer with small babies.
Did the caller say if she was an RN or an LPN? If she's an LPN then I could agree with improving her station with the NP. But if she is an RN, and at 50k for 3 days a week she probably is, then I don't see the point.
@@alladreamwedreamed I think she said she’s an RN
@@alladreamwedreamed You cannot just go from LPN or NP in a short time. She would have to go back and get a 4 year RN degree and then she would need to go back to school for two more years to get her NP, so I am guessing she already has a 4 year RN degree.
If she thinks working full time at bedside nursing she should NOT consider becoming a nurse practitioner! As Dave mentioned, just getting thru school and rotations etc is a long hard grueling journey. Then the job itself is a LOT more stressful because you're practically functioning as a doctor, but working under a doctor's supervision. You want a big salary? -You have to take on a big not so easy job!
Dave hit different with that money talk! 😂💜
Everybody would be happier working part-time! lol! But it isn't feasible financially.
She makes $60K, he should be home with the children.
Dave is the best! I hope he never retires! George is great too but Dave is an icon! We need him!
What will happen when dad and mom are gone? What a mess.
No mention of siblings but she probably expects a house and a bunch of money
"support from parents" is a fine line. It can also create very lazy people. Best thing my dad did was kick me out after HS.
A good friend of mine was made the "caretaker" of the Family Ranch, ($1 billion)
The family put him on a $1 Million/yr allowance, so he would not look poor.
His line: I just live well.
for the last 50+ years
Would be better if she said "support from my husband," but why would we think that. 🙄
I lived and worked in a large univerity city. I was 33 and in charge of hiring and supervision of 12. The people I hired were all my age, within 5 years, they all had multiple degrees, made less than I did, had no idea what they wanted to do. Professional students. I was told at 18 to get out and get working.
Yeah I notice a lot of people wanna go back to school just to feel like they are doing something
💀
And school loans piled up over the years...
They are unhappy and instead of changing themself and their life they go to school. At the end they have debt and are the same.
School is structured: the teacher tells you what to do, you have an assignment and a due date, a class time, even a guidance counselor. Then you enter real world, and have to take initiative and make your own decisions…many run back to the comfort of school.
I agree. Many don't even get anything out of going to school. They are just wasting time and money.
33 years old and doing basically nothing at all. I don’t get it
Ik someone 33 and doing nothing but they are disabled so i don’t think it counts
But she lays on her back and makes babies with her defective husband 😅
At 33 she’s still “trying to figure out” what she wants to do (aka Be when she grows up)??? Oh my . . she talks like a teenager!!!
Yep you have to grow up and know what you want to do by then.
I’m 34 and a nurse that’s tired of getting verbally abused at the bedside. I still don’t know what area I would like to pursue for nursing. This is 11 years in already.
Nah, I've known people whose careers changed multiple times, you never know where your skillset can take you. Anyone who just has a simple A-B plan is settling.
@@Excalibur2As one of those people, you need to make those decisions and go for it. Not sit around talking and taking other people's money at 33.
@@quixomega yes, definitely, I just don't think it's always clear cut where you'll end up, you just have to keep moving forward, doing what makes sense.
Everything handed to this couple by her parents. Does not understand the two of them are burdens to their very supportive family. Just sad.
Everything was not handed to them.
ya so sorry ur parents are losers who couldn't save their money for their kids. when i have kids. they will be supported as long as they aren't criminals. how could you tell ur kids to go be on their own. u have no clue how much rent is now? IN SAN DIEGO IF U ARENT MAKING 200K A YEAR U WILL NOT BE ABLE TO BUY A HOME!!!!back in my dads age you could work at mcdonalds and be able to save for condo. u know how families build wealth? staying together... i remember dave saying the min wage isnt for living on... but 30 years ago you actually could live off it.
Why can't they be more like Dave's kids right? You don't see Rachel still working for her dad. Oh wait...
@@jimmymcgill6778 she couldn't answer the question "do you need money?"
@@phosphate66 Does Dave need more money? Does millionaires need more money?
Do you need more money is a stupid question to begin with.
I live in western NY and I know that the minimum wage in our state is $15/hr for all jobs. I don't think her husband is working 40 hours a week.
I live in upstate Western NY. I make $16.20 an hour. And am permanent full time. I am guaranteed 40 hours every week. I made $32k gross last year. No way he's making $30k a year
Ooh, that call didn't go like she thought it would.
I’d argue she’s not doing much either 😂
She just had a baby.
@@shola7987 who wants to go back to work instead of raising her baby. huge red flag for the father of the kid.
@@shola7987 That's why HE needs to get his butt in gear and work more. He should be working 60+ hours a week to support his wife and new baby.
@@ugabuga1361huge red flag for the father who works part time at $25K a year? Lol
Yes Dave! Cut through the noise!
There a ton of nursing jobs away from the bedside that she could do with her current education (BSN? MSN?). The NP market is over saturated. I agree, she wants the title.
That’s because the nurse practitioner is becoming the new family doctor.
When they don’t say what it is LPN 90% plus.
@@FancyRPGCanadaI have the same thought that NP are replacing MDs.
@@FancyRPGCanada the caller said she was going back to school for her NP. She would have to already be an RN. The minimum degree requirement for an NP program is a BSN.
An LVN/LPN would first need to complete an RN program and pass the NCLEX
Sounds like nursing is too difficult for her. She only works part time to handle the challenge of direct patient care. So she wants to be an NP to go more admin and less of the grunt work. Thats fine but I agree she needs to be full time after NP license unless her husband can step it up.
She wants a desk job with an NP salary.
I remember being a bit lost career wise and thinking I should do my Masters, wasn't until the las year of the last semester that I realised it would have little to no positive impact to my career. Quite the expensive mistake to make but oh, well part of lifes stupid tax
Bless her heart.
People really expect their parents to live forever huh?
Money is not the most important thing. Having a parent home with the kids is most important. Dad can stay home and care for the kids. Nothing wrong with that.
She’s says “um” after every fucking sentence 🤣
Grow up!! Stop being mommy's babies.
What happens when her parents are gone?
Inheritance
Interesting that her parents would prefer to pay for her education than babysit their grandchildren. She says that her husband works less hours, bringing him at $25-30K a year because they're trying to avoid paying for childcare. If they were to borh bust a move on the overtime, someone has to watch their kids. Their other option would be one works nights and the other days.
She just has a baby few months ago and wants to work part time for a while. Husband needs to work more and provide.
She can go to NP school once she can afford to pay for it and her kids are older.
3 minutes in and I knew what Dave was going to say.
I don't pick on people for how much money they make, but a grown ass man making 25K a year is just embarrassing
Where have "men" gone? do they exist anymore?
I feel, I feel, I feel...
Sounds like a whole child.
She's cool with him blowing her back out and watching the kids (unpaid labor). They just need to get more serious about the future and start making more money.
Dave’s hand over his mouth while she was talking about the husband making $25k not working much😆 He was so uncomfortable
That's a body language gesture, trying not to say anything.
as he should be! anyone who isn't needs to get their eyes checked.
Dave doesn't respect a man who doesn't work 168 hours a week and earn at least 250k. Even if they are amazing people in every other area.
That's 12 bucks an hour full time. I remember when I really wanted to make that like 25 years ago.... Now it's a pretty low wage.
Dave..did not baby this caller😅
My guess is hubby likes the status quo.
This call is infuriating. This couple, especially the husband, are pathetic.
I'm going back to school because my job pays for it! I love my current job and don't plan on leaving but I'm all about using all the benefits I get!
My former employer offered a $100K/yr pension and FREE lifetime family healthcare.
I retired young.
Some people work cause they need money, some people don't.
I just got a job where I'm supposed to be getting that perk. I don't love it, though.
@@analyticalchick3064 HCA?
Her husband is sucking up her parents' pockets dry.. He's living the life
Yeah right.
You're 100% correct.
She doesn't know if she's coming or going. Smh
Dave hit the nail on the head. It makes no sense for both of them to work part-time. I always felt like the both us combined needed to work 80hrs a week. That can be divided up in many different ways. When our kids were little we did a 70/30 split.
If her husband doesn’t want to work to make money, he could just stay home and be a homemaker and parent. That way they’d save a ton not only on daycare, but with his skills he’d be fixing everything up around the house
That sounds like what they are doing. If he works full time, they would have to pay for childcare which could be 20k… it may really not be that advantageous…
I Agree with Mr Ramsey on how to become Wealthy the only thing I would disagree with is how he tells Society and the General Public that No One show go to college or university while wrapping up debt so my question what do you tell people in the low income area on how to make money without going into debt because not everyone has those resources
Grown and lazy is a terrible combination
She is a baby and her parents enable her. When will she try out independence? On the DOLE, oh yea.
I’m a bedside nurse that sees Nurse Practitioners work at the bedside just like me because of the market.
Some areas are over saturated and the ones that I do see in that position are never working part time.
They work longer hours because they are basically doing the bulk of the doctors work in the hospital setting.
I met 2 brilliant ones that actually quit because of mom’s guilt because of the demand of working so many hours.
There are some hidden gems NP jobs but if this lady is thinking she’ll make loads of cash working part time, then all I can do is wish her the best😐
What is he doing with all his other time? Smoking? Gaming? Lazing? Something doesn’t make sense.
lol. Who wouldn’t be happier working part time?
How many times did she say “I feel” ?
When's the divorce? Or are the parents going to do it?
Divorce is for weak individuals. You chose the individual and unless they are beating you, you need to work it out.
It is a shame that Reagan had to allow no fault. Adults are acting worse than kids these days.
I'm not a nurse but I know you don't have to just do bedside as a nurse. There are jobs where you can do administrative roles utilizing the education you already have (and work remote)...she should start applying for those instead of taking her father's money for a new 'job title' and something random to do (i.e going back to school).
$25,000 construction salary in New York 🤣
I don't get why these people keep having kids if their goal is work as little as possible and have financial security??? What is it you want, kids, money or time off? Pick one maaaaaybe 2 you don't get to choose 3.
I needed this
Daddy's money isn't an investment, it grows on trees!
This is going to trigger some types. I’ve been a nurse since 2007 - it’s crazy that it’s almost always THESE types that go and get their MNS degrees. The trend now is to go and become a nurse practitioner so you don’t have to work. With the exception of nurse anesthetists (because they will still be flunked out if they aren’t super smart) - the absolute worst nurses... go get their master’s degree.
My parents have 3 apartments , 1 villa, 1 vacation home. I'm going to rent out and pay. They offered me to stay in 1 but I said no. I've to do it to gain my freedom.
I wonder if the husband's name is Bob. Bob the Builder.