How he Broke the Middle Class Trap and Retired Early with 13Cr?
HTML-код
- Опубликовано: 27 июл 2024
- 0:00 :- Intro
00:39 :- Who is Shubham
6:26 :- Journey to financial Freedom
9:57 :- Journey
21:51 :- Kanjusi
33:08 :- Companies that can do better in future
45:30 :- AI tools for investing
54:44 :- Advice for Youngsters
56:45 :- Introverts
1:10:15 :- 13Cr. Portfolio
1:13:00 :- Role of Life Partner
1:22:53 :- Full Time investors
1:25:32 :- Financial freedom is Control
1:28:46 :- Learnings from Podcast
ChatGPT, RUclips course, Digital Marketing copywriting course for Premium Members:-
/ @giglindia
_________________________________________________________
Zerodha Account :- zerodha.com/open-account?c=NV...
Download GIGL app for 180+ FREE Summaries (Android)
play.google.com/store/apps/de...
Download GIGL app for 180+ FREE Summaries (IoS)
apps.apple.com/us/app/gigl-hi...
200+ FREE Books in HINDI/ ENGLISH:- gigl.page.link/5668JkwcihHwfX6AA
GiGL Main Channel (6.7 M Subs):- / @giglindia
My Instagram Account:- hemant.pant28?i...
My LinkedIN Id:- / hemant-pant-486a38226
Shubham twitter handle
twitter.com/Shubham_TLI
Shubham RUclips channel
www.youtube.com/@TheLogicalInvestor
Shubham Investment Course:-
www.greatideasgreatlife.com/watch/full-investment-course-beginner-to-advance/
ChatGPT, RUclips course, Digital Marketing copywriting course for Premium Members:-
ruclips.net/channel/UCurYxozQbvKn-oNUxNJh45Qjoin
___________________________________________________________
Zerodha Account :- zerodha.com/open-account?c=NVS345
Download GIGL app for 180+ FREE Summaries (Android)
play.google.com/store/apps/details?id=com.gigl.app&hl=en_IN&gl=US
Download GIGL app for 180+ FREE Summaries (IoS)
apps.apple.com/us/app/gigl-hindi-audiobook-summaries/id1548413910
Going to start a channel like yours in nepali
What a podcast it's like heaven❤
Good Information 👍
Brilliant Interview.. It's a big deal to hv that amount at 30🎯👏
Do you have any views or video on investment in land or should we buy a house or any commercial property for a salaried person ?
Someone please focus:
1. He got into Adobe.
2. He got into Amazon.
3. He is extremely talented to get to US.
4. He was furtunate and couragious enough to leave a job when everyone is fearful to loose.
5. He was extremely inteligent to find his passion and acted upon it from starting.
Don't underestimate this indian genius.
Thanks for letting me skip this video
Thank you
1 hour and 30 minutes of pure knowledge
Let’s take a moment to appreciate his honesty while explaining his journey
Really
Real freedom now a days is skipping lot's of people's crowd and living alone with peace 😌
Long video but...really wonderful... Appreciate the honesty by both of you... Thanks a lot
Know that he joined adobe and amazon which are the best paying companies which proves he has above average intellegence. Even his wife is in the same company so their income was well above average for Indian commom class. also RSUs/stocks given by these companies as part of the salary helped them make their first 5cr easily. Even if he was working in the same company without selling any RSUs, he would still be in ~10 crore.
I'm not trying to troll him.But be practical with your life and take decisions based on your ability to take risks
Finally found someone sensible and practical because everyone behaving in comment section like they are earning lakhs of monthly salary, instead of focusing on their lives, their earning which I can bet most of the average Indian earns around 15-20K to max 40-50K and in this range even 10-20K savings/investment is not easy, I am thinking to reach the 3.50cr mark in next 20 years after adjusting the inflation it comes down to 1cr.
Life is not easy for you actual middle class fellows, don't blindly get influenced by anyone and make and plan your life according to your needs and goals.
This both comments totally relate to every middle class folks who watching this video ground reality guys🙏🏻
Exactly my thoughts. I was going through comments and everyone was going gaga over the story. Finally found a sensible comment. No doubt, this guy showed dedication and discipline to achieve his goal. But, let's be honest, I don't think he ever had to take responsibility for his family after he started earning. It seemed his parents were doing well for themselves. Usually, in middle-class society, most kids have to start supporting the family after they start earning. And it's not just about supporting parents financially but sometimes supporting siblings too in their studies. For a normal Middle-class person, it's very difficult to achieve financial freedom even in his 40s, forget about his late 20s. There is pressure to support family, support siblings, get married, raise kids, buy a house etc. You cannot save 3-4 cr in just 8-10 years of your job unless you work in Product companies like Amazon/Google and get a chance to work onsite and save loads of money. If I sensibly invest till the age of 60, that is 20 years from now, I would probably be able to save 6-7cr, and that too if I am consistent. This will be a decent amount even after 20 years. But, the reality is you cannot save this much in your 40s unless your family background is good and you have been earning well without any liabilities.
This is the reason we need Critical Thinking Skill as one of the subjects at School / College.
Well appreciated and hats off for your work.
Thank u for this podcast, he is too honest. Real n geniune content
We need this type of more videos, sir.
Thank you Hemant
Wonderful learnings
Always love your content❤
Really need more of this type of podcast. Thanks for sharing knowledge 😊
Wonderful conversation...very encouraging..❤
The single practical podcast on life and investing... Learned a lot really!
Doesn't matter
how long is the video.!!
Matters for me highly focused quality information 💭💯 and here I got the exact things🙏
And I'm thankful for that😎
मैंने पहले भी कहा था आज भी कहता हूँ कि अगर भारत में शेयर मार्केट में जो भागीदारी आम आदमी की बढ़ी है तो बो भाई की बजह से बस आप ऐसे ही सिखाते रहे 🙏🙏
Awesome conversation, feeling satisfied by knowing my journey is on the right path. Thank you Shubham.
Very 2 informative.learnt lot about investment .thanks a lot guys.keep guiding young generation and people like us who doesnt know any thing about investment. ❤
Finally pura video dekh liye ❤
Knowledge full hai 😅😍🤩🤩🤩
WHAT AN HONEST EFFORT FROM BOTH SIDE THE HOST AND THE GUEST.
Loved the podcast and the way Shubham explained everything in layman way giving examples and sharing stories from his own experiences. Surely will take some points as learnings from this and try to implement them.
Even Steve jobs was also not a software engineer..but his marketing and communication skills made him what he became
Amazing podcast ❤❤
By far most awesome video of this year. ❤. While Shubham was explaining his entire journey, I could relate myself in many moments. Thanks a lot.
Excellent podcast Hemant. Kudos to you for asking brilliant questions and Shubam did an amazing job is giving honest and in-depth answers!
By far one of the best content I had seen this year... kudos to your sincere efforts and honesty of guest for telling his success story like a friend to friend talk. Simply inspiring & I loved it 🎉❤
highly valuable podcast! 💯
Thanks for this Hemant sir ✅
Great video burst of information 👏
This video is very knowledgeable thankyou very much both of you ❤❤❤
Love this initiative 👏 ❤
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.
@@TomD226 I urgently require guidance to rescue my portfolio from the significant dips and develop improved strategies. What is the best way for me to get in touch with this advisor?"
@@TomD226 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
Firms can be unscrupulous as they prioritise their own commission over your profitability. On the other hand, I prefer working with individual investors like Vivian Carol Gioia, who only take a share from your profits, not your initial capital. I must say, my experience with her has been exceptional thus far.
@@TomD226 Thank you for sharing; I will need all the help I can get because I recently sold some of my assets in order to invest in the stock market.
the podcast we needed and we wanted also
Wow! Information packed podcast. Thanks for sharing. Really actionable thoughts & ideas
very nice effort buddy, thanks Subham to share views, in all you need to identify yourself, make your own road with learning.
I had most fun watching this content. Most valuable content I have seen till date. Thanks so much Subham for being so humble and sharing your experience.
Hemant, this is my first video of your channel, and trust me.. This has topped the ist of my favorite videos. Thanks and hug to you and Shubham for so much of learnings.
Hemant sir Video itni interesting thi ki kb khatm ho gyi pta hi nhi chla. M to asi podcast ghanto tk sun skta hu. Thank you sir for sharing knowledge.🙏
Wow it's an super video and story. Thank you so much for sharing your experience so boldly with such detailed explanation. You are very humble person ❤❤❤
Useful info thanks😊
What an exquisite display of lucid reasoning coupled with profound maturity. Undoubtedly, this ranks among the most exceptional videos we've ever had the privilege to witness. 👌👍
Great unique success story to know ,thanks for the content Hemant!
Great podcast. and Thanks to Shubham for being open about everything. Coming from U.P. i can relate to his story a bit.
One suggestion is to please hide the personal info like account no. etc. As it is not safe to put publicly like this.
Great knowledge hemant sir😇
We want more like this valuable content from you sir👍🏿👍🏿👍🏿
You are my inspiration brother,
Sir bohot informative podcast tha aise hi aur podcast layie plz
Thanks 👍
What a wonderful podcast ❤ learnt a lot thanks to this channel and shubham sir for bringing such exceptional content and experience 🙏
One of the most important podcasts i came across. This is very important and very useful to understand shares and investment. Please do more short episodes like this
Hemant brother... We all love you. Thanks alot for such beautiful podcast with lots of knowledge
After 5 minutes, addicted for 1 hr 30 min. Knowledgeable 💯
U both r amazing.. good question with genuine answers with a smile on his face. I loved this podcast.
Great knowledge sir❤❤
Great podcast, such a down to earth guy and honest.
Very inspiring journey! This was a very informative video. Thank you
Good young man. Lots of qualities- straight forward, non -fake, honestly gave examples from personal life. Good head on stable shoulders. Rare in this world right now. People become fake as soon as they land in US. Lots of love and blessings.👍
Very nice content. Well done by both. Thanks for making this type of videos with good information. Very motivating.
Highly educative & informative aswell. 🌹🌹
This is such a great session and an eye opener for me personally making me realise fundamentals is not just about reading through the company's balance sheet and p&l statement it's alot more beyond that to catch those multi x stocks.
24 percent CAGR is very difficult..
I think he was lucky for covid..
I will follow him definitely if he makes same percentage in next 5 years..
Difficult but doable.
Exactly it's mostly due to covid
Not at all difficult if you are focused.
@@naveenparuuthi1868How many years have you consistently made 24%?
@@GetYourselfALife 1st year i made 25% and this year so far i have made 60%. Which is exactly double money in 2 years. So you can say that i made 41.42% CAGR for 2 years.
P.S:- I only invest in midcaps/smallcaps. Rarely do i invest in Large-cap (Only if there is high growth opportunity. Ex:- Like right now i am invested in HDFC Bank, BAJFINANCE,ZOMATO)
Amazing insights. Shubham has explained everything so well. Very inspiring for the young generation. Great Podcast.
Thanks sir aap aise he hame finance se related guide karte rahe....
Quality content of 1 and half hour 👍👍
Awesome interview ..Subham career trajectory tells one thing that he has been successful where ever he has gone ..surely he will reach 100cr in next few yrs ..reminds me of ace investor blog ..i follows him since 2014 ..he used to find stocks which no one talk that time and now they are 10-20 times ..unlucky that I didn’t bought those stocks ..lol
Nice podcast.. ❤️👍🏻
I'm your new subscriber. This was truly amazing content. You asked the right questions and the guest too answered honestly with the right spirit.
another learning, you need a boost like inheritance, parents help or like him both partner working in US and earning a lot and lot more in ESOPS, otherwise forget about financial freedom, you won't even be able to break middle class trap. For middle class people if we don't get salary for 1 year, we will have to think of how to get next meal. For us, financial freedom is that we have a year worth of salary saved in account, no loans and good investment or retirement fund saved for comfortable life post retirement.
Even this is very tough to get
Very sensible and practical comment my friend. I believe this was more of a clickbait video, so people will watch to know how this guy earned so much at such a young age. But while watching when I reached that section where he said he went to the US and earned ESOPs etc.. I stopped watching. This is not meant for the common middle class. This video is more for people looking to start a career in IT and how to go about achieving financial freedom. And most importantly for those who do not have any dependents or liabilities.
Amazing interview and also credit to the interviewer for asking Good questions. Shubham is now the inspiration for many other inspiring persons 👏👏👏👏
Aise podcast or hote rhne chiye thnku Hemant sir Jai hind
Thank u so much hemant bhaiya
nice intiative keep this kind is podcast we need it
Really valuable info...Thanks :)
He achieved what he wanted. Kudos to his determination!
Great both of you, Learned a lot really!
We want more videos like this
Shubham Sethi ne East India Company ka badla le liye...Brought Capital back to India... Luv it...
Thank you for live learning. It will help all.
Thank you Hemant for excellent content. Thanks to Shubham for nicely covered the difficult topic and shared his journey. Every minute in the vdo is interesting. Wishing you more success in life.
Great video
Most valuable 🎉
Thank you so much for such valuable conversation.
Such a great conversation loved it completely and learned a lot of things
pure gold talk, thanks a lot sir, Allah bless u
Great, we need more such podcast with more such people.
Learn so much from this...he is so intelligent and he has the patience to live his life in his own way .
Thank u Hemant for giving us this man !!!
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. Aiming to double about $150k in IRA by the first quarter of 2024 by taking advantage of short-term opportunities.
Such decisions are better guided by professionals who have good market experience.
For near retirees, having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
@@merlinfitz Although I have about 5years before retirement. I’m yet to recover from losses I incurred in 2022, who is this investment adviser you work with, I could use some quality guidance.
There are a lot of independent advisors you might look into. But i work with *Christine Ann Podgorny* and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
oh! i never take this advises online seriously, but i checked Christine up of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.
Great man❤
One of the best podcast I have ever heard.
Thank you so much for valuable learning
Sir you have very good quality of asking a good question hope you will do more podcast in future 😊
One of the best interaction I have seen. Really nice one for practical motivation.
It was wonderful to hear both of You. I to am following the same path. It would be good if you all can have more, such group discussions on the investment stories.
I would also like to have more information on such groups (link) where we do fundamental investment analysis. (Pros and cons of investing in a company)
❤ thanks both of you.
Sir aap isi type ke podcast late rhiye ye kafi aacha hai experience knowledge lene ke liye😊😊😊 thank you
Wonderful podcast. Thank you for sharing. I think subham is my role model.
What a fascinating podcast. Thanks for this.
Finally I found someone with same mindset and luckily his name is Shubham as well.
Such a nice podcast.... Just awesome.😊
Very good podcast 😍 a lot of insights, thanks!
This is what we call a quality content.