@@nickjmaher My Dad retired at 59 too and I said, you still had lots of working years and he said, that if he continued working, he would likely have died early. Dad turned 86 in August.
Do you mind if I ask how you spend your time? I'm slated to retire in about a year, so I'm now wrestling with plans for life after work and I'm not quite sure my head is wrapped around it
My grandfather retired at 45 with a full military pension (he was a co-pilot in the Belgian Air Force and retired in 1981). He never looked back and enjoyed life to the fullest !
I retired 5 months ago at 63 and have spent some time questioning that decision. Your videos have helped me feel better about the change in my life. Thank you!
I am 40, single, and the person you described in the first part of the video is me. Have sacrificed life, friends and family, and health over work. I have come to the realization that I need to retire as soon as possible. I also lost my father aged 75 a few months ago and it was a huge wakeup call for me. Unfortunately I cannot yet retire as I am nowhere near being financially free. Thanks for your video and perspective on life.
@@orrindavies when you're able to retire, stay productive. At the end of each day, reflect on what you accomplished that day. This will keep you focused and it will give you peace. Until then, come up with a retirement plan and work the plan.
Toiling away for years takes away the 2 most important commodities you have - health and time. Was designed this way to ensure people didn’t have time and energy to focus on what their leaders were up to, while making them richer. It’s a slave system pure and system, disguised as creating a ‘career’. We are seen as cockroaches. Up to each one of us to prioritise our lives and make plans to quit as soon as we can. Some young people have already given up as they can see any benefits from working for life are no longer there…
My sister had her own business,she was the same as you.Her work was her life.I kept telling her she had enough money to stop,which was millions,but she never listened.She eventually cut down a couple of years ago aged 55.She just died of cancer without being able to enjoy the fruits of her labour.
Your Dad gave you a beautiful gift, didnt he? I'm so glad his words landed on open ears and your son, and wife, are better off for it as well. What a beautiful story. Thank you.
There are two types of people at retirement. The “I-wish-i-had’s” and the “I’m-glad-I-did’s” I tell people if they knew of all the times that I 1. Left work early to attend my kids sporting events, band concerts and cub scouts/Boy Scouts, 2. Skipped dinner meetings after work 3. Skipped going to the bar with co-workers 4. Skipped going golfing with clients and bosses/ co-workers - I got passes over for many promotions in my career and I now realize that my career ( when you hit 60 ) doesn’t mean a hill of beans….. other that my experience in products and processes. Now I work 4 days a week - and spend my 3 days off visiting my mother and doing this that 8 want to do. And I spend time with my grandchildren ( after I spent time with my own kids ) screw the work life and the “career” it’s mostly a myth. Spend time with your wife and kids. At the end of your like you end up as one of the “I’m-glad-I-did’s”. 👍👌😉
one of the only things i really remember my dad telling me was "never work a day longer than you have to". At the moment at 40 i'm hoping to retire at 55 but i'm thinking about trying to make it even sooner because the way he said it i could tell he meant it with every fibre of his soul.
I'm an advocate of your decision. Life is too short to work it away. I also decided to reprioritize my life, I've dissolved both of my business and rented out my house and set out to explore the world at the young age of 48. I haven't looked back since. I've lost my dad and a few close friends in the past few years which I think has had an impact on me and my current decision to Live. I hope everyone else can escape the matrix.
Retired at 64 best thing i ever did, no more stress. do what i want when i want, the summers are brilliant, visiting Grandchild more often, even in the Winter not having to venture out to work in all weathers, plan ahead sort your finances out and get out of the rat race.
I was fortunate to be made redundant at 43. As a workaholic, I climbed the corporate ladder from the bottom to the top, experiencing office politics and daily stress. Now, I spend most of my time with my two kids and working from home as a management consultant. I couldn’t be happier😊
I’m 55 and realistically have 10 more years. Luckily I have a job and employer that suits me and it should be bearable. Really couldn’t afford to quit prior than anyway. I have a wife five years younger and we have a fair amount of debt to deal with. Glad you learned something from your father were able to sell the business to realize the lesson and message he was sending you.
Hello from the U.S.! Found your channel a few months back and really appreciate the content and candor you share. Just retired at the age of 62 and am looking forward to a healthful and happy retirement. Thx for sharing your experiences and advice for future (or currently retired) individuals. Please keep the videos coming! 😊
My condolences for your loss. Even after so many years I also lost my father it is such an revolving experience. Great that you have done some good out of it.
Lovely video, very heartwarming. My father passed away at 67 not long after retiring. I wonder if he should have retired early , only to find out that he didn't have a great deal to pass on financially...because he supported my so heavily when I was young. He gave me the opportunity to try anything I wanted and paid for every expense I had during university, and I'll be forever grateful. Basically every piece of discretionary income he had, he used to cover my education. Even if you cant retire early, be kind to your body. UNDERSTAND that many foods we now consume are literally poisoning us. Eat healthily, stay fit and even if you retire in your sixties then you'll be rewarded for those choices with longevity to spend with family and friends.
I will be retiring on Oct 31 2024 and will be 65 on Nov 11 2024. I do worry about having enough money and being single and I have my son and daughter living with me and my two grandson's. I am like the one spending my money to look after them. It was not I envisioned . But family is family. You make great points. When you walk out the door of any job you are forgotten and they get another person to replace you. No one is going to be missed at work.
They need to spend their own money on themselves - not yours! I made that mistake, it’s called being used to being the parent looking after everyone - you’re conditioned into that pattern and so are they. Your income making years may be over, theirs aren’t. They need to step up now, pay their own way AND help you out if necessary.
Your Children Need To Step Up Or You Need To Tell That Enough Is Enough If You Want To Live Long. I Am Helping My Only Child Now To Get Her Registered Nursing Degree. I Have Already Told Her That After Her Nursing Degree She Will Take Over The Bills Of Our House If She Want To Continue To Be Living With Me After She Is A REGISTERED NURSE. There Is No Other Way.
My father got dementia just when he retired and died 10 years later. I learned about investing, retired when i was 45 years old, left my toxic manager job, moved abroad and living my best life.
Brilliant, thought provoking and moving video. I need to spend more time with my children and your video has prompted me to do something about that. 😊 All the very best, Steve
My father’s last words were ‘I’m sorry son’. He was apologising for dying. He was 80, died of heart failure. Blessedly, my sister was a nurse and my brother and I helped her nurse him till the end. Love you dad. Will meet you again on that last great day.
Firstly thank you for sharing your story. Your dad ( sorry he passed at 74) gave you a reality check. Covid did the same reality check for a lot of us. Many are still stuck on the hamster wheel. Working part time or on something that gives us purpose is key in my opinion.
All my family died over the years and its just me left. I am 42, retired... I had no friends for the longest time.. the few that I made don't really believe in self-growth and trying to improve. Some retired people are like this.. Just because you are retired you still need to keep in shape and work on yourself. I do feel lost a lot though, I perpetually travel right now.. Its hard to meet women and have a relationship.
Nick, thank you for this video and advice. I see you are making the most of this current economy where you can share you knowledge and be compensated. Much needed wisdom.
Good to hear what you said. I retired at 48, got more time for sleep, gym, family and travel. Used to sleep 5 hours only b4 retiring, gym once only a week which was bad for health. Need to work till 1am. Busy work life had stolen my sports days, sleep and prayers. Now things are better.
Your father executed his right to final jeopardy! You fulfilled his wish. You had more success in your first 43 yrs than most seems. In the following years you likely gave your Son more capacity to cope and thrive personally and financially worth much more in his lifetime. ❤ ......My father passed away when I was 14. He was 55, a CEO in 150 person semi-conductor company. I swore I'd never over work, but I did anyways, and made the same mistakes. I had for all my needs, but scarcity in my blood, and am a work in progress with my kids. I think one has to accept, you can't burn the candle at both ends, and expect to be alright with meaningful relationships. However, it seems even when we grow up with 'fire in the belly", we must destroy it or be destroyed. ❤ Loved this, thanks. Keep it up. Keep on.
I will never retire, as this would drive me crazy, but semi-retirement is great. I am self employed and have been working an average of 8 hours a week since 2008. This leaves time for everything else.
I’m really enjoying and appreciating your videos, Nick - thank you. I made a conscious choice when my first child arrived 23 years ago, that I would invest time in my kids every day. So, I took them to and from school (I still do this every day for my 13-yo son), to their dance classes, and their friends’ houses. I attended their school events, and I was always available to talk when they needed me. They came before my work. Sure, I missed corporate and businesses opportunities to do this, but my life was MUCH richer because of it. Next stop: retirement from work to go on adventures with my son!
Semi Retired at 40. Got into a lot of trouble. Semi- working at 56 and work in my own digital marketing agency. I won't stop as it does not feel like when you chart your own couse.
Thank you Nick, thank you. I was born the 9th of ten and my father was 50 when I was born, I lost him just before I was married in my early twenties and my mom passed when I was 40. I am 60 and have this overwhelming desire to retire and live. I think I need to take a vacation and sit by myself in the woods, near a stream and listen to God for a week or so. thanks for sharing.
Retired at 56, had a fabulous 9 weeks. Never felt more rested. Saw my dream job online. Then saw another. Applied for both. Very relaxed in the interviews. Bidding war. Picked the one that offered a bit less and the best boss. Have had a fabulous two years on a worthwhile project that is a game changer. Feel like I have done legacy work. My kids are at university and we’ve had quality time but they need to study and I can’t hang around them all day. So in a couple of years I’ll try retirement again. I recognise that I like being involved in something useful, so Ive gone on a couple of boards. I won’t be bored and will be able to keep up intellectual pursuits through that.
3:45 - I didn’t realize I would need to use my smartphone’s conversion calculator before I began watching. 🇬🇧 - 🇺🇸 17 Stone = 238 pounds. 13.9 Stone = 194.6 pounds. Quality weight loss.👍👍
Retired 4 years ago at 50, with a 4 yr old, 2 yr old and pregnant wife..all left handed boys like me! 2 of them are special needs, so the time with them has been invaluable. Hard time with their health among other things, but everything is working out well now. Educating yourself on retirement finances is hard while working but well worth it or you won’t know when you can male things work in your favor. Thanks for this video, the more people realize they can escape the rat race the more can do the real important thing of living life and helping family .
I had an international, fast track, career, where I was amongst the slowest of the fast track. I stopped that corporate race at age 37. I joined the education/NFP, university sector as an administrator. I used the commerce skills to build commercially effective teams in the university. Until the Dean became exceptionally unhappy with the admin team's commercial success. At 54 I left the university sector. (Full FIRE). The joy now is being 61, in a new country, with family and a 13 YO whom we can take to school each day. That is where the joy is. (as in the OP video). Thank you for sharing. I look at my 85 YO dad and mum. I can see the future of 15 excellent years and then maybe 10-15 mor fragile years. Now is the time to Carpe Diem! Build purpose and thus activity into these years.
Sold our business this year at 56. Ongoing transition is still more stressful than owning the business though, not everything has worked its way into a stable income flow though the net worth is more than substantial. Our business was lucrative and we only worked 4 days a week, 9 to 5 (dental clinic) so it was not impacting our life balance, however it did impact our ability to travel and do adventures. Opportunities to sell for the right price are few and far between, and the offer came in so we took it. No kids but I am very overweight still despite doing 10 hours of hiking per week. Looking forward to being able to do more ambitious backpacking adventures as my weight comes down, beating out the elderly health conditions cliff, I hope. I've already had a heart valve replaced which was causing long term damage and who knows what that will mean in my 60s and 70s.
Not sure where you are walking but it is absolutely beautiful. I'm also working on early retirement. Life is just way too short and nothing is guaranteed.
Amazing video. I am 49 and i could pull the plug if i want to now. In 6 years my youngest daughter will go to university, so my wife and i decided to kind of cruise for the next few years at work and i mean cruise. Not long hours or stress about work, but treat it like a hobby.
Retired 2 months ago at 42. My health has improved tremendously, with a better diet and exercise, of course. Wife retired at 36 and is healing as well. Best decision we’ve made to get our time back.
My advice for those of you who have long drifted apart from old friends: Locate then and give them a call! I have succesfully called two old and precious friends from high school. Calling them I introdued myself and started relating to old fun stuff we had together. When calling old friends just pretend you talked to them yesterday - you are more recognizeable than you think and vice versa. The two old friends I have mentioned I still see today 5 years after the calls 🙂
my regrets are working so hard for a man who employed me,essentially running a important part of his business by myself for an average wage while helping him to focus all his time to expand his buisness,making him millions while i neglected my family and in the end kept me in same position and promoted others who were outsiders keeping me in same position as he had expressed that why would he promote someone from a position that does such a good job,wish i had left his business when i could have started my own and beat him at the game,in the end his common law wife of a few years tried to take his prized house on the river,he cut her throat and he committed suicide and i lost 20 plus years working their and by law was told you have 8 weeks to find a job but had to work those 8 weeks while looking for another
The thing is with work, a man feels wanted and as his family grows up and becomes adults themselves, having their own lives to lead and friends slowly drift away, work is the only thing that keeps us in demand. Sadly.
Great video well delivered! I am also stepping into the "honeymoon" period of an early retirement at 56+ , after more the 26yrs in the last organisation I worked in. (and they would forget me the moment I left, as you have pointed out) Left due to the concern on health impact of rotational midnight shift work and workplace relocation requiring close to 6hrs travel to and fro. Hope I will be able to establish a routine after the "honeymoon" period is over, or I may attempt to do some part time work if I land myself one. Get to slow down, get to remain socially engaged and get to spend more time with family.
great video, thank you. btw I will be having my gallbladder removed in a week and I cannot wait. I never thought a person could experience such pain. People should care more about what stress can do to their body.
I'm glad and happy for you guys who had the opportunity to do it early, i just retired at 64 still in good shape blessed with a younger wonderful wife who made sure I was present when I needed to be with the kids she wants to work 3 more years while I'm building our dream beach home in the Philippines retiring at this age thou I feel like time is very short age 50 would have been the best time if you can afford it.
Congrats - great story! I am 52 and thinking about calling it quits too. I have plenty of money to retire in most countries but in the US, the issue is healthcare. We have one of the best standards of healthcare in the world but the worst healthcare system. It would cost me $3k USD a month alone just for health insurance!
I am currently 55 and planning (hoping) to retire at 60. Here in the USA, all we have in the way of garunteed income in retirement is a modest social security benefit, which is nowhere near enough to live on, so most of us have to save up a nest-egg to be able to retire at all, let alone if we want to retire early. I have saved as much as I could but 60 will be the soonest I can consider quitting, but it may be delayed until 62 depending on how my investments perform. I have always prioritized work in its rightful place and never tied my identity or self-worth to it. Truth is, I would retie today if it was financially feasible, but the cost of living here is so high that I need much more in savings to be comfortable in retirement. I am even considering retiring abroad to make it more affordable.
My mom was diagnosed with ovarian cancer at 48 and was dead by 52. I just turned 48 this year and I feel the burden of being on borrowed time very heavily. Had to take a personal sabbatical this last summer before a total breakdown happened. I am plotting my early retirement on the daily, about ready to take the leap.
Just heard you mention your gall bladder, if you have it removed and if you suffer the runs afterwards, especially after fatty meals, there are bile acid sequesters to bind bile acids for some reason the surgeons sometimes don’t mention it and you should talk to them about it for their expert information!
My dad died at 80. While on his death bed, his final words to me were son the doctors tell me I have a matter of days to live. Life goes by in the blink of an eye. Enjoy life to the fullest, and don't sweat the small stuff. Retire as soon as you can. I have tried my best to live by those words since my retirement. Life is short. Enjoy it while you can.
Retired at 51. Stressed out, and unhappy. 9 years later - stress free and happier. I don't miss going to a job to get paid. A lot less BS in my life. I workout, walk my dog, do yard work, travel, and dabble in the stock market. Life is good.
As an American I am grandfathered in to retire at 62. I will file my paperwork in 1.5 years. I just pray that I stay healthy to see this wonderful day. I will thank Jesus ten times over
We certainly seem to have a lot in common and have been through many similar experiences. I didn't retire until 67 though and wish I had done so earlier. My finances were not where I wanted them to be so I kept working. My wife and I split and I had my son 50% of the time. So I was either working or had time with him. Same as you, I let lots of friends disappear from my life. Work or son took over me. Now being retired, it seems like many of the people I knew from my working life forget that I exist. I've accepted that and I am trying to be more social, make new friends, join a men's golf league, etc. But, one of the main things that gets me through the day is I just don't care what other people think any more. No more putting up with assholes and no more expectations of others (that might end up disappointing me in the end). Now in the best shape I've been in since I was a teenager probably. Great video.
I just moved overseas for work and have a 1 year old. The career has been very interesting and rewarding, but as she grows I'm finding less and less time to be with her. I'm only 36, but I look at my investment portfolio and start to do the math. At some point, I'm wasting my life in corporate when I could really be there for her.
Always balance life and work，put your health/family/friends at first，life is pretty short，I feel that I was just graduating from high school yesterday，but I turn to 49 this month🎉😂. Enjoy the time with people you love as much as you can💞
thanks for sharing. Agree with you that once you have the ability to ease off the pedal and retire, you really need to ask yourself why are you still grinding. If there is no good reason, then it's time to stop. We only have 1 life, and it's not just about using that time to work and over-accumulate. I am starting my retirement journey as well, and I think I'll likely experience what you described, which is I'll enjoy the first 3-6 months of honeymoon period, where I get to sort out most matters that I couldn't while I was busy working, get to try things I didn't, and then settle hopefully into a routine that benefits me and family for the long term. That could mean going back to work as well but on my terms.
Thanks for taking the time to comment. Make sure you have something sustainable to retire to for after the honeymoon period is over. Best of luck with your plans.
My Father would have liked to die in his office, at his desk, working. He suffered a heart attack that robbed him of that because of how ill it made him, he had a miserable death, so did my Mother. It’s a bit weird when you get envious of an uncles death riding his Harley and having a cardiac arrest and dying instantly.
Staying busy keeps you alive, if you start your own business or have a big project like actually building your own home with your "HANDS" then retirement early is the way to go. If you dream retirement is traveling or playing golf all the time or just sitting down and watching TV, you will not be around too long. Think about it.
A friends father was on his death bed and was surrounded by the family for several days. Just before he passed he called to my friend, and as he could barely hear him, he had to put his ear close to his mouth as he whispered. "get a shave son, you look like Desperate Dan", With that he passed. It took my friend a few years before he could recount that to others.
Average house price in my neighbourhood is maybe 1.4M. I have neighbours that bought long ago when 2 parents could work in a factory or 1 parent could work as nurse and the other could be a stay at home mom.... What im saying is retiring young is much harder for the younger folks to pull off due to the high costs of everything.
Stop Trying to be keeping up with the Jones. Move To a place that will not cost you over a million Dollars House. You will never Retired. I Am A Single Mother not a nurse in USA and my house and car is paid Off in a middle class community. My Only Child is in Nursing School and will be done in 2 years time. She is living with me full time. I Am A Dialysis technician. Next Town to my house have million Dollars Properties. I didn't moved there. One income
I remember my dad gave me advice to retire as early as possible, he retired at 58, I retired in 2020 at 58, my dad passed away this year, he was 96
Sorry for your loss. That was a good innings from a wise man. Thanks for sharing.
@@nickjmaher My Dad retired at 59 too and I said, you still had lots of working years and he said, that if he continued working, he would likely have died early. Dad turned 86 in August.
@@riboid My point proved! Thanks for sharing.
@@nickjmaher And there was me trying to persuade him to continue working too...
Retired at 49, eleven years ago, and love every minute of it. Best choice ever.
Thanks for sharing your story.
Do you mind if I ask how you spend your time? I'm slated to retire in about a year, so I'm now wrestling with plans for life after work and I'm not quite sure my head is wrapped around it
My grandfather retired at 45 with a full military pension (he was a co-pilot in the Belgian Air Force and retired in 1981).
He never looked back and enjoyed life to the fullest !
@@gerardusch What did he do with his time?
I retired 5 months ago at 63 and have spent some time questioning that decision. Your videos have helped me feel better about the change in my life. Thank you!
Thanks for your endorsement. I’m pleased they have helped.
I am 40, single, and the person you described in the first part of the video is me. Have sacrificed life, friends and family, and health over work. I have come to the realization that I need to retire as soon as possible. I also lost my father aged 75 a few months ago and it was a huge wakeup call for me. Unfortunately I cannot yet retire as I am nowhere near being financially free. Thanks for your video and perspective on life.
Sorry for your loss. I appreciate your endorsement and wish you all the best with your plan to retire as soon as possible.
@@nickjmaher Thank you. God willing I will be healthy first and everything else after🙏
@@orrindavies 👍
@@orrindavies when you're able to retire, stay productive. At the end of each day, reflect on what you accomplished that day. This will keep you focused and it will give you peace. Until then, come up with a retirement plan and work the plan.
Toiling away for years takes away the 2 most important commodities you have - health and time. Was designed this way to ensure people didn’t have time and energy to focus on what their leaders were up to, while making them richer. It’s a slave system pure and system, disguised as creating a ‘career’. We are seen as cockroaches. Up to each one of us to prioritise our lives and make plans to quit as soon as we can. Some young people have already given up as they can see any benefits from working for life are no longer there…
Retired at 64; loving it. I go to the gym 5 times per week.
You nailed it!
The gym swimming walking in the countryside out in nature😅
Retired at 57. Never been happier.
Good for you
@@nickjmaher Didn't want to be the richest man in the graveyard.
Time is more important.
Time with family.
Time to think.
@@stephfoxwell4620 spot on!
Retired at 57 with worries that I would struggle both financially and mentally.
Now I work part-time with zero stress and have not looked back.
I did at 53. Moved to Spain! Could not be happier!
My husband worked himself to death at 45 owning his own business, Now I appreciate every day with my family!!! Wished we had retirment together :(
Sorry for your loss. I appreciate you taking the time to comment.
I hope that all has turned out okay, losing a loved one like that must be very difficult.
My sister had her own business,she was the same as you.Her work was her life.I kept telling her she had enough money to stop,which was millions,but she never listened.She eventually cut down a couple of years ago aged 55.She just died of cancer without being able to enjoy the fruits of her labour.
Sorry for your loss. I appreciate you sharing your sister’s story.
Sorry.
That's so sad. So sorry for your loss.
@@simoncook1325 that’s really awful. What a life lesson for us all
Maybe her joy was her business something not many understand
I retired at.44. You hit the nail on a lot of points!
I’m glad they resonated with you. I appreciate your endorsement.
Your Dad gave you a beautiful gift, didnt he? I'm so glad his words landed on open ears and your son, and wife, are better off for it as well. What a beautiful story. Thank you.
I appreciate your endorsement. He changed my life’s direction for the better.
There are two types of people at retirement. The “I-wish-i-had’s” and the “I’m-glad-I-did’s” I tell people if they knew of all the times that I 1. Left work early to attend my kids sporting events, band concerts and cub scouts/Boy Scouts, 2. Skipped dinner meetings after work 3. Skipped going to the bar with co-workers 4. Skipped going golfing with clients and bosses/ co-workers - I got passes over for many promotions in my career and I now realize that my career ( when you hit 60 ) doesn’t mean a hill of beans….. other that my experience in products and processes. Now I work 4 days a week - and spend my 3 days off visiting my mother and doing this that 8 want to do. And I spend time with my grandchildren ( after I spent time with my own kids ) screw the work life and the “career” it’s mostly a myth. Spend time with your wife and kids. At the end of your like you end up as one of the “I’m-glad-I-did’s”. 👍👌😉
Thanks for sharing your experience and viewpoint. Valuable insights.
one of the only things i really remember my dad telling me was "never work a day longer than you have to". At the moment at 40 i'm hoping to retire at 55 but i'm thinking about trying to make it even sooner because the way he said it i could tell he meant it with every fibre of his soul.
Your Dad’s words are spot on! I hope you get there.
I’m 42 father of 4 and your video has me questioning my life choices
I hope you make good choices.
I'm an advocate of your decision. Life is too short to work it away. I also decided to reprioritize my life, I've dissolved both of my business and rented out my house and set out to explore the world at the young age of 48. I haven't looked back since.
I've lost my dad and a few close friends in the past few years which I think has had an impact on me and my current decision to Live.
I hope everyone else can escape the matrix.
Sorry for your loss. I appreciate your endorsement.
Retired at 64 best thing i ever did, no more stress. do what i want when i want, the summers are brilliant, visiting Grandchild more often, even in the Winter not having to venture out to work in all weathers, plan ahead sort your finances out and get out of the rat race.
Thanks for sharing your story and advice.
Retired at 52 the best thing I ever did and now live in Brazil 🇧🇷. Congratulations on your early retirement ❤❤
Thanks, I appreciate your support and you sharing your story.
I was fortunate to be made redundant at 43. As a workaholic, I climbed the corporate ladder from the bottom to the top, experiencing office politics and daily stress. Now, I spend most of my time with my two kids and working from home as a management consultant. I couldn’t be happier😊
I appreciate you sharing your story.
How hard or easy did you find getting management consultant jobs?
Thank you for sharing your experience. I think your father would be proud of you.
I hope so! Thanks for your endorsement.
Wise words, I retired 18 months ago at 56. Best job I have ever had. 🥃🎱🥃
Thanks for the endorsement. Glad it’s going well.
Retired at 40s. Never been so stress-free. Loving it. ❤
Wonderful! Thanks for sharing.
Single? Kids?
Most of the time people don't regret retiring 😊
Spot on! Although it can have it’s challenges.
I regret it, believe me.
so glad you had so much money that you could do so
Early retired at 55. Life is for living 😊
Spot on!
I’m 55 and realistically have 10 more years. Luckily I have a job and employer that suits me and it should be bearable. Really couldn’t afford to quit prior than anyway. I have a wife five years younger and we have a fair amount of debt to deal with. Glad you learned something from your father were able to sell the business to realize the lesson and message he was sending you.
Thanks for sharing your story and best of luck.
Hang in there with your job, mate. You’ll be happy you did.
Hello from the U.S.! Found your channel a few months back and really appreciate the content and candor you share. Just retired at the age of 62 and am looking forward to a healthful and happy retirement. Thx for sharing your experiences and advice for future (or currently retired) individuals. Please keep the videos coming! 😊
Welcome aboard! thanks for your support and encouragement. I’ll do my best!
Retired at 50 - saw life so differently - family mostly.
York - nice!
Thanks for your comment. Yes, York is lovely.
My condolences for your loss. Even after so many years I also lost my father it is such an revolving experience. Great that you have done some good out of it.
Sorry for your loss too. I appreciate you taking the time to comment.
Retired last year now living in Philippines and loving every bit of it
I appreciate you sharing your situation.
Lovely video, very heartwarming. My father passed away at 67 not long after retiring. I wonder if he should have retired early , only to find out that he didn't have a great deal to pass on financially...because he supported my so heavily when I was young. He gave me the opportunity to try anything I wanted and paid for every expense I had during university, and I'll be forever grateful. Basically every piece of discretionary income he had, he used to cover my education. Even if you cant retire early, be kind to your body. UNDERSTAND that many foods we now consume are literally poisoning us. Eat healthily, stay fit and even if you retire in your sixties then you'll be rewarded for those choices with longevity to spend with family and friends.
Thanks for your endorsement and sorry for your loss. I appreciate you taking the time to share your story.
I will be retiring on Oct 31 2024 and will be 65 on Nov 11 2024. I do worry about having enough money and being single and I have my son and daughter living with me and my two grandson's. I am like the one spending my money to look after them. It was not I envisioned . But family is family. You make great points. When you walk out the door of any job you are forgotten and they get another person to replace you. No one is going to be missed at work.
Thank you for your support and best of luck with your retirement next month.
They need to spend their own money on themselves - not yours! I made that mistake, it’s called being used to being the parent looking after everyone - you’re conditioned into that pattern and so are they. Your income making years may be over, theirs aren’t. They need to step up now, pay their own way AND help you out if necessary.
Your Children Need To Step Up Or You Need To Tell That Enough Is Enough If You Want To Live Long. I Am Helping My Only Child Now To Get Her Registered Nursing Degree. I Have Already Told Her That After Her Nursing Degree She Will Take Over The Bills Of Our House If She Want To Continue To Be Living With Me After She Is A REGISTERED NURSE. There Is No Other Way.
Thanks for sharing your story, it can be a common story these days
You’re welcome. Thanks for your comment.
Your dad was obviously a wise man at the end of his life. Good his words resonated with you.
Thank you, Nick. Words with deep meaning
Thanks. I appreciate your endorsement.
Thank you for your video and sharing your story. I’m 42 and I will be finishing at 55 max
You’re welcome. Best of luck with your plans.
A very thought-provoking video, thankyou. I'm also very impressed with how you delivered it in such a composed manner.
Thanks for the endorsement. It’s much appreciated.
Retired at 52...loving it
Good for you.
My father got dementia just when he retired and died 10 years later. I learned about investing, retired when i was 45 years old, left my toxic manager job, moved abroad and living my best life.
Sorry for your loss. I appreciate you sharing.
Brilliant, thought provoking and moving video. I need to spend more time with my children and your video has prompted me to do something about that. 😊
All the very best,
Steve
Thanks for the endorsement. I’m glad it helped. Best of luck 🤞
This has really hit home. Forcibly unemployed at 60, not sure I can retire now, it will be a fairly mean existence going forward.
I appreciate you taking the time to comment.
Great content with wise words Nick.... Thank you 😊
Thanks for your endorsement.
Thanks for sharing your personal story.
Thanks for watching!
My father’s last words were ‘I’m sorry son’. He was apologising for dying. He was 80, died of heart failure. Blessedly, my sister was a nurse and my brother and I helped her nurse him till the end. Love you dad. Will meet you again on that last great day.
Sorry for your loss. I appreciate you sharing.
Firstly thank you for sharing your story.
Your dad ( sorry he passed at 74) gave you a reality check.
Covid did the same reality check for a lot of us.
Many are still stuck on the hamster wheel.
Working part time or on something that gives us purpose is key in my opinion.
Thank you for your support. I appreciate your comment.
Is working some silly job really “purposeful?” Someone else will replace you in short order.
All my family died over the years and its just me left. I am 42, retired... I had no friends for the longest time.. the few that I made don't really believe in self-growth and trying to improve. Some retired people are like this.. Just because you are retired you still need to keep in shape and work on yourself. I do feel lost a lot though, I perpetually travel right now.. Its hard to meet women and have a relationship.
Sorry for your loss. I appreciate you sharing your views.
Nick, thank you for this video and advice. I see you are making the most of this current economy where you can share you knowledge and be compensated. Much needed wisdom.
My pleasure! I appreciate your support.
Good to hear what you said. I retired at 48, got more time for sleep, gym, family and travel. Used to sleep 5 hours only b4 retiring, gym once only a week which was bad for health. Need to work till 1am. Busy work life had stolen my sports days, sleep and prayers. Now things are better.
Thanks for your endorsement. I appreciate you sharing your journey.
Your father executed his right to final jeopardy! You fulfilled his wish. You had more success in your first 43 yrs than most seems. In the following years you likely gave your Son more capacity to cope and thrive personally and financially worth much more in his lifetime. ❤ ......My father passed away when I was 14. He was 55, a CEO in 150 person semi-conductor company. I swore I'd never over work, but I did anyways, and made the same mistakes. I had for all my needs, but scarcity in my blood, and am a work in progress with my kids. I think one has to accept, you can't burn the candle at both ends, and expect to be alright with meaningful relationships. However, it seems even when we grow up with 'fire in the belly", we must destroy it or be destroyed. ❤ Loved this, thanks. Keep it up. Keep on.
Thanks for your endorsement and encouragement. I appreciate you taking the time to share your journey and advice.
Retired at 57 - 6 years ago. If you can retire early, do it unless you really love your job.
Good point. Thanks for sharing.
I will never retire, as this would drive me crazy, but semi-retirement is great. I am self employed and have been working an average of 8 hours a week since 2008. This leaves time for everything else.
I appreciate you sharing your stance. I work 1 or 2 days a weeks and I consider myself “retired”.
Im 61. Struggling with the concept. Semi retired and have to skip over the line . Your video helps
I’m pleased to help.
We are blessed with our kids and their children. And we are blessed for our feelings for them. And nobody can take it away.
Thanks for your comment.
I’m really enjoying and appreciating your videos, Nick - thank you. I made a conscious choice when my first child arrived 23 years ago, that I would invest time in my kids every day. So, I took them to and from school (I still do this every day for my 13-yo son), to their dance classes, and their friends’ houses. I attended their school events, and I was always available to talk when they needed me. They came before my work. Sure, I missed corporate and businesses opportunities to do this, but my life was MUCH richer because of it. Next stop: retirement from work to go on adventures with my son!
Thanks for your endorsement. You made a great choice! I appreciate you sharing your story.
@@nickjmaher You’re a good bloke, Nick. 👍
@@peterfritzphoto I try to be!
Semi Retired at 40. Got into a lot of trouble. Semi- working at 56 and work in my own digital marketing agency. I won't stop as it does not feel like when you chart your own couse.
Thanks for sharing your story.
You are a wise man and so was your dad.
Thanks for your endorsement.
Thank you Nick, thank you. I was born the 9th of ten and my father was 50 when I was born, I lost him just before I was married in my early twenties and my mom passed when I was 40. I am 60 and have this overwhelming desire to retire and live. I think I need to take a vacation and sit by myself in the woods, near a stream and listen to God for a week or so. thanks for sharing.
Thanks to you too for sharing your journey. I wish you well.
Retired at 56, had a fabulous 9 weeks. Never felt more rested. Saw my dream job online. Then saw another. Applied for both. Very relaxed in the interviews. Bidding war. Picked the one that offered a bit less and the best boss. Have had a fabulous two years on a worthwhile project that is a game changer. Feel like I have done legacy work. My kids are at university and we’ve had quality time but they need to study and I can’t hang around them all day. So in a couple of years I’ll try retirement again. I recognise that I like being involved in something useful, so Ive gone on a couple of boards. I won’t be bored and will be able to keep up intellectual pursuits through that.
I appreciate you taking the time to share your journey.
3:45 - I didn’t realize I would need to use my smartphone’s conversion calculator before I began watching. 🇬🇧 - 🇺🇸
17 Stone = 238 pounds.
13.9 Stone = 194.6 pounds.
Quality weight loss.👍👍
Thanks for sharing your experience
My pleasure.
Thanks for sharing. I was thinking about this a lot lately
Glad it was helpful!
Well done for listening to the wisdom of your Dad. I'm 61, my late father told me to retire at 60, I will be retiring in a few months.
Retired 4 years ago at 50, with a 4 yr old, 2 yr old and pregnant wife..all left handed boys like me! 2 of them are special needs, so the time with them has been invaluable. Hard time with their health among other things, but everything is working out well now. Educating yourself on retirement finances is hard while working but well worth it or you won’t know when you can male things work in your favor. Thanks for this video, the more people realize they can escape the rat race the more can do the real important thing of living life and helping family .
Thanks for sharing your story. I appreciate your endorsement.
Thank you for sharing.
My pleasure!
I had an international, fast track, career, where I was amongst the slowest of the fast track. I stopped that corporate race at age 37. I joined the education/NFP, university sector as an administrator. I used the commerce skills to build commercially effective teams in the university. Until the Dean became exceptionally unhappy with the admin team's commercial success. At 54 I left the university sector. (Full FIRE). The joy now is being 61, in a new country, with family and a 13 YO whom we can take to school each day. That is where the joy is. (as in the OP video). Thank you for sharing. I look at my 85 YO dad and mum. I can see the future of 15 excellent years and then maybe 10-15 mor fragile years. Now is the time to Carpe Diem! Build purpose and thus activity into these years.
Thank you for sharing your experience and situation. You are spot on!
Sold our business this year at 56. Ongoing transition is still more stressful than owning the business though, not everything has worked its way into a stable income flow though the net worth is more than substantial. Our business was lucrative and we only worked 4 days a week, 9 to 5 (dental clinic) so it was not impacting our life balance, however it did impact our ability to travel and do adventures. Opportunities to sell for the right price are few and far between, and the offer came in so we took it. No kids but I am very overweight still despite doing 10 hours of hiking per week. Looking forward to being able to do more ambitious backpacking adventures as my weight comes down, beating out the elderly health conditions cliff, I hope. I've already had a heart valve replaced which was causing long term damage and who knows what that will mean in my 60s and 70s.
Congratulations on your success. Thanks for sharing your story and enjoy the backpacking.
Not sure where you are walking but it is absolutely beautiful. I'm also working on early retirement. Life is just way too short and nothing is guaranteed.
I’m walking in the area around York Minster near my house. I appreciate your comment.
Thanks for these reminders! 👍
You are so welcome!
Amazing video. I am 49 and i could pull the plug if i want to now. In 6 years my youngest daughter will go to university, so my wife and i decided to kind of cruise for the next few years at work and i mean cruise. Not long hours or stress about work, but treat it like a hobby.
Thanks for the endorsement. Best of luck with your plan.
Retired 2 months ago at 42. My health has improved tremendously, with a better diet and exercise, of course.
Wife retired at 36 and is healing as well.
Best decision we’ve made to get our time back.
Well done. I’m pleased for you.
My advice for those of you who have long drifted apart from old friends: Locate then and give them a call! I have succesfully called two old and precious friends from high school. Calling them I introdued myself and started relating to old fun stuff we had together. When calling old friends just pretend you talked to them yesterday - you are more recognizeable than you think and vice versa. The two old friends I have mentioned I still see today 5 years after the calls 🙂
Thanks for sharing your advice.
my regrets are working so hard for a man who employed me,essentially running a important part of his business by myself for an average wage while helping him to focus all his time to expand his buisness,making him millions while i neglected my family and in the end kept me in same position and promoted others who were outsiders keeping me in same position as he had expressed that why would he promote someone from a position that does such a good job,wish i had left his business when i could have started my own and beat him at the game,in the end his common law wife of a few years tried to take his prized house on the river,he cut her throat and he committed suicide and i lost 20 plus years working their and by law was told you have 8 weeks to find a job but had to work those 8 weeks while looking for another
I appreciate you sharing your difficult story.
The thing is with work, a man feels wanted and as his family grows up and becomes adults themselves, having their own lives to lead and friends slowly drift away, work is the only thing that keeps us in demand. Sadly.
I respect your viewpoint.
Great video well delivered!
I am also stepping into the "honeymoon" period of an early retirement at 56+ , after more the 26yrs in the last organisation I worked in. (and they would forget me the moment I left, as you have pointed out)
Left due to the concern on health impact of rotational midnight shift work and workplace relocation requiring close to 6hrs travel to and fro.
Hope I will be able to establish a routine after the "honeymoon" period is over, or I may attempt to do some part time work if I land myself one. Get to slow down, get to remain socially engaged and get to spend more time with family.
Thank you for your endorsement and sharing your situation. I wish you the best of luck in your retirement.
great video, thank you. btw I will be having my gallbladder removed in a week and I cannot wait. I never thought a person could experience such pain. People should care more about what stress can do to their body.
Thanks for your endorsement. Please share how you get on with your gallbladder op (mine’s in 2 months). Best of luck!
I'm glad and happy for you guys who had the opportunity to do it early, i just retired at 64 still in good shape blessed with a younger wonderful wife who made sure I was present when I needed to be with the kids she wants to work 3 more years while I'm building our dream beach home in the Philippines retiring at this age thou I feel like time is very short age 50 would have been the best time if you can afford it.
I appreciate you sharing your journey.
That’s big of you to admit your past mistakes and even bigger of you to make the big decisions to change them.
Thanks. I appreciate your endorsement.
Congratulations and thank you for sharing this! So many are workaholics.
Yes they are! Thanks for your support.
Or forced to work long hours ..not by choice
Congrats - great story! I am 52 and thinking about calling it quits too. I have plenty of money to retire in most countries but in the US, the issue is healthcare. We have one of the best standards of healthcare in the world but the worst healthcare system. It would cost me $3k USD a month alone just for health insurance!
Thanks for sharing your story and thoughts.
I'm 43 and looking to retire in 2 years. Your perspective is very helpful as Im looking towards the transition. Thanks
You'll be bored.
There nothing easy.
Glad it was helpful! Best of luck.
I am currently 55 and planning (hoping) to retire at 60. Here in the USA, all we have in the way of garunteed income in retirement is a modest social security benefit, which is nowhere near enough to live on, so most of us have to save up a nest-egg to be able to retire at all, let alone if we want to retire early. I have saved as much as I could but 60 will be the soonest I can consider quitting, but it may be delayed until 62 depending on how my investments perform. I have always prioritized work in its rightful place and never tied my identity or self-worth to it. Truth is, I would retie today if it was financially feasible, but the cost of living here is so high that I need much more in savings to be comfortable in retirement. I am even considering retiring abroad to make it more affordable.
Thanks for sharing your story. I appreciate you taking the time to write this comment.
My dad died at 48 yers old and I retired this year at 48. Wish me luck!
Sorry for your loss. Good luck 🤞
My mom was diagnosed with ovarian cancer at 48 and was dead by 52. I just turned 48 this year and I feel the burden of being on borrowed time very heavily. Had to take a personal sabbatical this last summer before a total breakdown happened. I am plotting my early retirement on the daily, about ready to take the leap.
Im turning 40 yrs in Novermber ,planning to retire @ 50
Good luck 🤞
Wow, this is a great video. Thank you.
Glad you liked it! I appreciate your endorsement.
Just heard you mention your gall bladder, if you have it removed and if you suffer the runs afterwards, especially after fatty meals, there are bile acid sequesters to bind bile acids for some reason the surgeons sometimes don’t mention it and you should talk to them about it for their expert information!
I appreciate your advice.
My dad died at 80. While on his death bed, his final words to me were son the doctors tell me I have a matter of days to live. Life goes by in the blink of an eye. Enjoy life to the fullest, and don't sweat the small stuff. Retire as soon as you can. I have tried my best to live by those words since my retirement. Life is short. Enjoy it while you can.
sorry for your loss. Thanks for taking the time to comment.
@@nickjmaher you're welcome! I enjoy your content.
Retired at 51. Stressed out, and unhappy. 9 years later - stress free and happier. I don't miss going to a job to get paid. A lot less BS in my life. I workout, walk my dog, do yard work, travel, and dabble in the stock market. Life is good.
Thanks for sharing your story.
I still love my job.
Your point about time with your sons is so valid though ! I admire you. Your father was a good influence!
He was a legend. Sadly missed. Thanks for your comment.
As an American I am grandfathered in to retire at 62. I will file my paperwork in 1.5 years. I just pray that I stay healthy to see this wonderful day. I will thank Jesus ten times over
I appreciate your comment.
We certainly seem to have a lot in common and have been through many similar experiences. I didn't retire until 67 though and wish I had done so earlier. My finances were not where I wanted them to be so I kept working. My wife and I split and I had my son 50% of the time. So I was either working or had time with him. Same as you, I let lots of friends disappear from my life. Work or son took over me. Now being retired, it seems like many of the people I knew from my working life forget that I exist. I've accepted that and I am trying to be more social, make new friends, join a men's golf league, etc. But, one of the main things that gets me through the day is I just don't care what other people think any more. No more putting up with assholes and no more expectations of others (that might end up disappointing me in the end). Now in the best shape I've been in since I was a teenager probably. Great video.
Thanks for your endorsement. I appreciate you taking the time to write this comment and share your experience.
I just moved overseas for work and have a 1 year old. The career has been very interesting and rewarding, but as she grows I'm finding less and less time to be with her. I'm only 36, but I look at my investment portfolio and start to do the math. At some point, I'm wasting my life in corporate when I could really be there for her.
It’s a matter of priorities. I appreciate you sharing.
Always balance life and work，put your health/family/friends at first，life is pretty short，I feel that I was just graduating from high school yesterday，but I turn to 49 this month🎉😂. Enjoy the time with people you love as much as you can💞
Spot on! Thanks for sharing.
Good points you are making
Thanks for your endorsement.
Just retired at 65. Wouldn’t have done it any other way.
Glad to hear.
Sounds like you made a good choice. Your dad seemed like a great guy! I bet you really miss playing golf with him. Sounds like he was a real playa!!!
I think about him every day with fond memories. He was a legend!
thanks for sharing. Agree with you that once you have the ability to ease off the pedal and retire, you really need to ask yourself why are you still grinding. If there is no good reason, then it's time to stop. We only have 1 life, and it's not just about using that time to work and over-accumulate. I am starting my retirement journey as well, and I think I'll likely experience what you described, which is I'll enjoy the first 3-6 months of honeymoon period, where I get to sort out most matters that I couldn't while I was busy working, get to try things I didn't, and then settle hopefully into a routine that benefits me and family for the long term. That could mean going back to work as well but on my terms.
Thanks for taking the time to comment. Make sure you have something sustainable to retire to for after the honeymoon period is over. Best of luck with your plans.
My Father would have liked to die in his office, at his desk, working. He suffered a heart attack that robbed him of that because of how ill it made him, he had a miserable death, so did my Mother. It’s a bit weird when you get envious of an uncles death riding his Harley and having a cardiac arrest and dying instantly.
Sorry for your loss. I appreciate you sharing.
Staying busy keeps you alive, if you start your own business or have a big project like actually building your own home with your "HANDS" then retirement early is the way to go. If you dream retirement is traveling or playing golf all the time or just sitting down and watching TV, you will not be around too long. Think about it.
I respect your viewpoint.
A friends father was on his death bed and was surrounded by the family for several days. Just before he passed he called to my friend, and as he could barely hear him, he had to put his ear close to his mouth as he whispered. "get a shave son, you look like Desperate Dan", With that he passed. It took my friend a few years before he could recount that to others.
Average house price in my neighbourhood is maybe 1.4M. I have neighbours that bought long ago when 2 parents could work in a factory or 1 parent could work as nurse and the other could be a stay at home mom.... What im saying is retiring young is much harder for the younger folks to pull off due to the high costs of everything.
I appreciate you sharing your viewpoint.
Stop Trying to be keeping up with the Jones. Move To a place that will not cost you over a million Dollars House. You will never Retired. I Am A Single Mother not a nurse in USA and my house and car is paid Off in a middle class community. My Only Child is in Nursing School and will be done in 2 years time. She is living with me full time. I Am A Dialysis technician. Next Town to my house have million Dollars Properties. I didn't moved there. One income
Retired at 54. Never looked back. My father just turned 88 and still chewing nails.
Thanks for sharing.
he will be proud of you
I hope so,
I retired at 62 after 44 years in 2014, wish I could have done it earlier.
Thanks for sharing.