i am 72 and working full time still. Been in the medical field for now 54 yrs. I live alone and I need to keep working for my social skills as well as taken care of my patients. I need to wake up in the morning for a purpose. I do have hobbies that I always had and that is fine but I still need to care of my patients. I have never been selfish but always selfless. That works for me. I take care of many patients younger than me. I have total gratitude that I can still perform. I pray daily being thankful for what I have.
Your dedication and commitment are truly inspiring! 🌟 It’s incredible that after so many years in the medical field, you’re still actively making a difference in your patients’ lives. Your sense of purpose and selflessness are admirable qualities, and it’s wonderful to hear how much you value your work and the impact it has. Wishing you continued strength and fulfillment in both your professional and personal life. 🙏💪
We thank you for your many years of selfless service in the medical service. I retired at age 70 from the Department of Defense. I could have kept working, but I think 70 was about right - I got the Maximum Social Security possible, and retired to the Philippines in 2022 where I now have a new wife and family.
I decided to be retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $120,000per/yr rent. I have steady income stream from my dividend portfolio total $250,000 a yr to live comfortably, thanks to my Fiduciary who manages my portfolio.Stay Motivated. I believe every family has that one person who will break the family financial struggle, I hope you reading this become the one. 🌹✅
I did quick research on her, She has pretty decent credentials, left a well organised mail after going through her webpages & reviews. I found this very helpful, Thank you!
Amen!!!Essmildaa Morgan has been the key factor in the buildup of my dividend growth portfolio. I am learning more and pushing more to buy assets, with one goal of steady dividend income.
Thank you for your kind words and uplifting message! Your belief in breaking financial struggles is truly inspiring, and we hope this resonates with everyone watching. Here’s to being that person who makes a positive difference-Amen to that! 🙌💪
Heck yes! All kinds of stuff to do, they dont have to cost money either. Do indulge in the one hot rod I kept and look forward to every noise complaint!
That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.
Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅
That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜
If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.
Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time. Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining. Marathon runners die from this also no matter the fitness level. Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤
That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?
I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week. We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.
@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to
What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?
Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.
That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?
That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?
Thanks for the nice response. We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched RUclipsrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved. Some tips… Don’t overspend Sell for equity in sellers market and return in buyers market when and if it happens. Save in your 401ks and Roth Don’t overspend on insurance Don’t overspend on transportation Give at least 10% to charity monthly CD ladders are a good parking place for cashed out equity in the high interest rate marketplace As for travel Don’t overspend on insurance Don’t overspend on transportation Give 10% of your income To charity…you get the drift. 😆 This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle. I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!
I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.
That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.
It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?
@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.
59 YEARS OLD - I love my job and have fun 95% of the time. I work with computers and help people in a fancy office that provides Breakfast & Lunch made by staff chefs. I get 5 weeks vacation a year. Plus 15 holidays off. Why would I leave? My parents & grandparents are still alive and going strong living on their own doing whatever they want. I have a great chance of making it to over 100 with my good health and seeing how my parents and grandparents are doing so well.
It’s fantastic to hear that you love your job and have such a supportive work environment! If you’re happy and fulfilled, there’s no reason to leave. It’s wonderful that you have such a positive outlook and strong family role models for living a long and healthy life. Wishing you many more years of enjoying what you do! 😊💪✨
I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.
I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this
Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.
I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve
I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?
Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.
I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!
I can certainly understand that. We hear from a lot of people that have physically demanding jobs that retiring while they still have their health makes sense. And that their body’s need some rest.
Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!
So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.
It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.
I love being retired 8 years now its awesome took it at 62. I has a freat job which I liked but the day I retired I was so happy I didnt miss it one bit at all. Dont wait till later bec as use you never know what your going to be like as you age as far as health enjoy your life do the things youve always wanted to do and learn while you still can 😅
I cant either, most are much older than myself. I never kept friends while I was working either Plenty of things to keep you busy. If you want a good friend get a pet, people are a waste of time.
It’s funny how life gets even busier when you’re doing 'nothing,' isn’t it? Enjoying the freedom sounds like you’re living the dream. What’s been your favorite 'nothing' activity so far?
I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..
I am 62. My opinion is to work as long as you can. Get a job you like, get a hobby, eat well and exercise. Keep going. You don't know what tomorrow holds.
Thank you for sharing your perspective! Staying active, healthy, and doing what you love can make such a difference in life. Your advice about taking care of yourself and living fully is so important. Wishing you all the best as you continue to enjoy your journey!
Very interesting Channel for retirees. I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date. I believe keeping busy after retirement make You fresh and healthy.
Thank you for this. It should be tattooed somewhere. And perhaps the goal of life is not purpose but being a life and gratitude and fun and hobbies and friends.
Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍
Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.
Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!
I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.
It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?
It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪
I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.
Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.
Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim
That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.
Hobbies, pastimes, new experiences etc do that for me. I cant believe so many are stuck on making $ being their sole source of happiness. They better hope life doesnt bring them a few emergencies that take it away
The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.
Hello So I read comments before I watched your video and pre judged. Then I watched your video. What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally. Having a plan is a MUST. To really think thru what retirement will be like. Thank you.
Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We all need a reason to get out of bed in the morning
Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.
I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.
I cannot agree with your advice!! Retired at 55 after 8yrs in military and 30yrs in major corporate world. Worked my ass off my whole life and achieved many goals. I'm 70 now and very happy, and I don't work at all.. I focus every day on peace, tranquility and joy. I have a stress free life and it's great. I prepared for early retirement mentally and financially, it's all about mental state of mind and all I live for now is my kids and grandkids and playing social golf and bowls ❤❤❤❤❤
39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.
Absolutely! Many people find peace and fulfillment in solitude-it can be a wonderful way to recharge and connect with oneself. Happiness looks different for everyone, and it's great to embrace what works best for each person. 😊🌿
We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!
Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.
Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.
I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.
I'm 75 and still working. I enjoy my job. I enjoy the challenge of working with some really smart people. I get plenty of leave, sick leave, holidays. In the last three years we spent 30 days in Hawaii, two weeks in Italy and two weeks in Germany, all rotating with kids/grandkids. We paid for everything, air, hotels, car rental. What a great gift to them and a great experience for my wife and I too. I would leave a lot of $$ on the table if I were retired. We are able to help our (financially responsible) kids w/ paying down their homes, vehicles, tuition , music lessons etc. We have zero debt for the last 20 or so years. I have focused for years on eating healthy and keeping by body in shape, staying mobile, so I don't plan on falling into the 'law of averages'. Retiring early would have been a huge mistake. The project that I am on will be finished in 2032. Good year to retire...at 83. I will just have to figure out what to do with all that time.
That’s an incredible story, John! It’s amazing how you’ve created such a fulfilling and balanced life, staying active and enjoying memorable experiences with your family. It’s inspiring to see your dedication to health and your work, and it’s clear that you’re making a positive impact in so many ways. Wishing you continued success and joy in everything you do-retirement will come at just the right time for you! 😊💪✨
I'm so glad I fell upon your video. I retired at 61 (two years ago) as my husband had a chronic illness. He passed away in July. Having to find a new norm will be difficult but the advice you have given in this video made me re-evaluate my life. Getting out there and maybe finding a part-time job may be something to look in to. I've been very blessed with family and friends, so my active social life will continue. Subscribed.
Thank you so much for sharing your story, and we’re deeply sorry for your loss. It’s wonderful that you have such a strong support system with family and friends to help you through this transition. Finding a new norm can definitely be challenging, but it’s great to hear that the video has inspired you to re-evaluate things. A part-time job sounds like a positive step! What kind of work are you thinking of exploring? We’re here to support you as you navigate this new chapter.
Take mini retirements when needed while working! 6 months or a year between jobs would make working so much more palatable. Goal is to prevent burnout and also alow yourself to do things while healthy and able.
Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.
Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!
I retired at 55. I do what I like, definitely not doing things for money. Being religious , I spend time in praying, spending time with kids. My wife and I have a routine of walking. Also plan to spend time in different places , small town to experience change. India is blessed with such diverse topography and cultures. Also it's affordable.
That sounds like a wonderful way to spend your retirement! 😊 It's great that you’re able to follow your passions and enjoy quality time with your family. Walking with your wife and exploring different places must be really enriching. India’s diversity is indeed remarkable, and it’s fantastic that you’re taking advantage of it. Enjoy every moment! 🌟
Retire 1-Get a dog 2- Walk the dog 1 mile 5x a day 3- Get a hobby 4- Do whatever you can before you are in a wheelchair 5-Travel hard 6- Help others 7-Add your passion here ♥️
Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.
Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️
if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face
A lot of wisdom in what you said. Work sometimes can be a place where people hide so that they don’t have to grow up - self-development, develop social skills, discover hobbies, and learn how to have fun…they are their title and what they do as opposed to being what they are…a human life.
Disagree. Retirement is the greatest thing it can happen to a person. Why? Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!
@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing
I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.
Absolutely! Viewing retirement as a transition to focus on what brings you joy is a great mindset. It’s a wonderful opportunity to fill your time with activities that truly make you happy. What are some of the things you’re most excited to pursue in this new chapter?
You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!
Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!
I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.
That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊
It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)
That’s wonderful to hear! It’s great that you’re staying active and enjoying time with loved ones. Wishing you many more happy adventures in retirement!
I retired 2 month before 55, my wife continues to work to avail the health insurance for both of us and eventually retired before reaching her 65. Luckily, I was qualified for Medicare but she has 6 years before her Medicare kicks in. We were able to take care our parents too up to their last days on earth. It was exhausting but fulfilling and rewarding. Now, we’re both retired traveling most of the time and volunteering at different parishes rendering music for Sunday Mass. We’re more relax, stress free, enjoying and spending our hard earned money. With our 401K, pensions and annuities and no mortgage, we can live comfortably and enjoy to the fullest. We’re grateful and thankful for the blessings bestowed upon. Thank you Lord🙏🙏🙏
Thank you for sharing your experience! It’s wonderful to hear how you’ve managed to balance family care, travel, and volunteering in retirement. Your story is inspiring and highlights the joy that comes from a fulfilling and well-planned retirement. 🙏
I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.
I took early retirement last year at 55. A year later I have improved my overall health, reduced stress/anxiety almost completely but am starting to get bored. I am now looking for a job to increase my income and to continue contributing to society as a social worker. Never, ever, ever had I been able to take an entire year off. I never had any sort or time off of work, no unemployment period, maternity leave or anything like that. I am grateful to have always been employed but I never had a break. I finally took a year off but now I am looking forward to starting a new career. Wish me luck. 😊
It’s incredible that you took the time to focus on your health and well-being after such a long, uninterrupted career. It sounds like you’re ready for this next chapter and that your experience will be a great asset in social work. Wishing you the best of luck as you embark on this new journey! 😊 What aspect of social work are you most excited about?
I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.
Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet. Learn to live on the min, retire soon as you can live a little.
I am a 63 year old widow that still works full time.I have spent a lot if time recently trying to come up with a retirement plan.The financial part is obvious but the other things make me worry a little more.Thank you for the great information. I look forward to watching more of your videos.
Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!
Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.
I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!
Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.
I retired in 2021 at 64 following a 44 year R.N. career which included working the frontline e during the pandemic. Six months after I retired my already retired x 2 years husband and I sold our home of 32 years in R.I. and relocated to The Villages the largest and most active 55+ community in the world. We have absolutely no regrets with decisions and are active and very happily retired with zero desire to ever return to the workforce.
It’s great to hear that you and your husband are enjoying your retirement in such an active and vibrant community. We understand that this may not be the path for everyone, but we hope our advice can be helpful for those who share a similar mindset. Wishing you continued happiness and fulfillment in this exciting chapter! 🌟😊
These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.
Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊
I totally agree. I m self employed used to work 7 days and now I'm semi retired .work only 3 days. Much happier and i will continue for a long time I'm 65 year's old.😊
I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy
74 retired for 9 years. Loving it. Not bored I have so many projects on the table I do not know when I will finish them. Go to the Gym 6 days a week. Work was killing me I am in better shape now.
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People who get bored in retirement generally tend not to be very imaginative. Find hobbies, volunteer, travel, so many things to do.
Yes. We find the same thing.
@@carlyndolphin or do nothing if you choose to
This might be possible for the oldest boomers born in 1946.
But not for anyone else due to the currency over time being devalued even more.
@@ParisianThinker Average inflation is 2.5%. Buy assets that beat inflation.
This!!! Bored people are boring, period.
i am 72 and working full time still. Been in the medical field for now 54 yrs. I live alone and I need to keep working for my social skills as well as taken care of my patients. I need to wake up in the morning for a purpose. I do have hobbies that I always had and that is fine but I still need to care of my patients. I have never been selfish but always selfless. That works for me. I take care of many patients younger than me. I have total gratitude that I can still perform. I pray daily being thankful for what I have.
Your dedication and commitment are truly inspiring! 🌟 It’s incredible that after so many years in the medical field, you’re still actively making a difference in your patients’ lives. Your sense of purpose and selflessness are admirable qualities, and it’s wonderful to hear how much you value your work and the impact it has. Wishing you continued strength and fulfillment in both your professional and personal life. 🙏💪
@@RetirementTransformed thank you so much for your reply.
@@pboivin212 Love your post! Very inspiring!!
We thank you for your many years of selfless service in the medical service. I retired at age 70 from the Department of Defense. I could have kept working, but I think 70 was about right - I got the Maximum Social Security possible, and retired to the Philippines in 2022 where I now have a new wife and family.
God bless you.
I did it at 62 love it love it loveit. Zero regrets!!!!!
Wonderful
I decided to be retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $120,000per/yr rent. I have steady income stream from my dividend portfolio total $250,000 a yr to live comfortably, thanks to my Fiduciary who manages my portfolio.Stay Motivated. I believe every family has that one person who will break the family financial struggle, I hope you reading this become the one. 🌹✅
Essmildaa Morgan is well known, just look her up.
I did quick research on her, She has pretty decent credentials, left a well organised mail after going through her webpages & reviews. I found this very helpful, Thank you!
Congratulations on your breakthrough. Essmildaa Morgan is finally getting the popularity she deserves and this doesn't come as a surprise.
Amen!!!Essmildaa Morgan has been the key factor in the buildup of my dividend growth portfolio. I am learning more and pushing more to buy assets, with one goal of steady dividend income.
Thank you for your kind words and uplifting message! Your belief in breaking financial struggles is truly inspiring, and we hope this resonates with everyone watching. Here’s to being that person who makes a positive difference-Amen to that! 🙌💪
I will never get bored when I retire. To many hobbies and not enough time for them , I have a plan, and seven motorcycles to look after
Sounds like fun
Amen. Motorcycles and many other hobbies.
Heck yes! All kinds of stuff to do, they dont have to cost money either.
Do indulge in the one hot rod I kept and look forward to every noise complaint!
I'm with you, I don't get bored easily there is always something I can do.
That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.
Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅
That’s what I’m scared of, I have horses and cattle, I go to work for a rest.
That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜
Great job man.!
If you own livestock you have a job.
If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.
Sounds wonderful
You are doing the right thing ...enjoy
Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time.
Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining.
Marathon runners die from this also no matter the fitness level.
Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤
@@gordondkrbavac6861 , you are blessed that your ok now
That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?
I am 80 and still working doing drywall finishing and painting, I enjoy work.
That is awesome! Keep it going as long as it’s feeding you joy and happiness. Mix in some fun stuff too. You have worked a long time.
I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week.
We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.
What did you do about healthcare?
That’s wonderful
@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to
What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?
get magnetic pads for your back... magnets heal arthritis... and stop eating tomatoes very bad for arthritis
Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.
Sounds great. Thanks for sharing
That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?
You meant retire from something to do something else
That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?
Thanks for the nice response.
We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched RUclipsrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved.
Some tips…
Don’t overspend
Sell for equity in sellers market and return in buyers market when and if it happens.
Save in your 401ks and Roth
Don’t overspend on insurance
Don’t overspend on transportation
Give at least 10% to charity monthly
CD ladders are a good parking place for cashed out equity in the high interest rate marketplace
As for travel
Don’t overspend on insurance
Don’t overspend on transportation
Give 10% of your income
To charity…you get the drift. 😆
This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle.
I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!
God bless all those people who find so much meaning and self-worth in their careers that they do not want to retire...I'm just not one of them.
Everyone’s journey is unique, and it’s perfectly okay to seek different paths to happiness and meaning. Thanks for sharing your perspective! 🌟
👍👍👍👍👍
I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.
That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.
Glad your working out
The best reason to retire.
At age 75, I've been semi-retired since 55 and hope to continue. Agreeable work is healthy.
It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?
That’s great. Enjoy!
@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.
59 YEARS OLD - I love my job and have fun 95% of the time. I work with computers and help people in a fancy office that provides Breakfast & Lunch made by staff chefs. I get 5 weeks vacation a year. Plus 15 holidays off. Why would I leave? My parents & grandparents are still alive and going strong living on their own doing whatever they want. I have a great chance of making it to over 100 with my good health and seeing how my parents and grandparents are doing so well.
It’s fantastic to hear that you love your job and have such a supportive work environment! If you’re happy and fulfilled, there’s no reason to leave. It’s wonderful that you have such a positive outlook and strong family role models for living a long and healthy life. Wishing you many more years of enjoying what you do! 😊💪✨
I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.
In general people lose interest in what they are doing. They wait for their retirement age.
If their financial condition is good, it’s ok, otherwise they should look for some extra income.
Work till your health permits.
Lastly one should remain active till the last day.
Thank you for your comment
I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this
I work independently and love it. 67 soon to be 68. I work 3 to 4 days a week and love it. I'll keep moving until I cant
Thank you for sharing! It’s great to hear that you’re enjoying your work and staying active. Keep up the great work and stay engaged!
Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.
You have a great attitude. Thank you.
Thank you for what you do!
It’s an easy job, hence the high attrition rate… go some asphalt..
I become more active with my church. I couldn't wait to be able to dedicate more of my attention to the church. It's very fulfilling and rewarding.
That’s wonderful. Thank you
I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve
Thank you Steve.
I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?
Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.
This is great. Thank you for sharing.
I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!
Yes doing some work to keep money coming in can serve a few purposes. Financial stability, community, and fulfillment.
Same - need the income !
They do say if you love your work you'll never work a day in your life.
Most of us😢
Interesting.! Great ideas.
So far 42 years of physical labor and I just turned 60 I'm done at 62 even though I'll be struggling I've had enough
I can certainly understand that. We hear from a lot of people that have physically demanding jobs that retiring while they still have their health makes sense. And that their body’s need some rest.
Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!
Good for you. Thank you for sharing this.
Stay active
Keep learning
Social
Purpose n meaning of life
Financial stability
Giving back
Embrace change
Love this. Thank you
Thanks!
So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.
It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.
I love being retired 8 years now its awesome took it at 62. I has a freat job which I liked but the day I retired I was so happy I didnt miss it one bit at all. Dont wait till later bec as use you never know what your going to be like as you age as far as health enjoy your life do the things youve always wanted to do and learn while you still can 😅
Thank you for sharing this. What is your favorite thing to spend time learning right now?
I do plenty of things, very active. But it's always alone. I just can't find friends in retirement. Many other people are having the same experience.
Hopefully you can find community. Volunteering is a great way to meet people and make a difference
I cant either, most are much older than myself. I never kept friends while I was working either
Plenty of things to keep you busy. If you want a good friend get a pet, people are a waste of time.
Retired at 52.
Never enough time to do all of the nothing I want to.
No idea how I ever had time to work.
It’s funny how life gets even busier when you’re doing 'nothing,' isn’t it? Enjoying the freedom sounds like you’re living the dream. What’s been your favorite 'nothing' activity so far?
I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..
Thank you for sharing!!!
I am 62. My opinion is to work as long as you can. Get a job you like, get a hobby, eat well and exercise. Keep going. You don't know what tomorrow holds.
Thank you for sharing your perspective! Staying active, healthy, and doing what you love can make such a difference in life. Your advice about taking care of yourself and living fully is so important. Wishing you all the best as you continue to enjoy your journey!
Very interesting Channel for retirees.
I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date.
I believe keeping busy after retirement make You fresh and healthy.
Thank you.
Retired late 40s and wish we'd done it sooner. Work does not always = purpose.
Yes thank you
Thank you for this. It should be tattooed somewhere. And perhaps the goal of life is not purpose but being a life and gratitude and fun and hobbies and friends.
I'm 62, been self employed for nearly 30 doing what I love. I can't see myself stopping
Right on! Non-entrepreneurs will never understand this. I've been a consultant for 15+ years. Amazing work/life balance & multiple other benefits. 😊 👍
What do you do?
@@junepohl9688 I own a small auto paint shop. I work just a few hours/day
Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍
@@junepohl9688 I own a small auto refinishing business
Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.
Well said! Thank you.
Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!
Yes it is different for everyone. But having a plan is so helpful so the days don’t just fly by.
I retired at 57. I have a senior group I belong to. I took my pension 2 years earlier and went part time
Sounds wonderful
I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.
Sounds like a good plan. Thanks for sharing
Hiking and fishing all day just doesn't sound fulfilling to me , I will keep working I guess 🤷🏻♂️ Enjoy !!!
It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?
Don't forget to make your money work for you.
@@StressLessFinancial I’m concentrating on my big physical experiences/trips/adventures early , two pensions and a few nest eggs
I worked skilled trades, my body can not do it anymore.
It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪
I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.
Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.
Im 63 and taking care of my 92 year old mother full-time, but will go back to work, after she passes.
Good for you for caring for your mother. You sound like a kind, caring, and loving son.
Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim
That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.
You are so kind. Thank you
Hobbies, pastimes, new experiences etc do that for me.
I cant believe so many are stuck on making $ being their sole source of happiness.
They better hope life doesnt bring them a few emergencies that take it away
The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.
I’m glad you are happy now and tending to your doctor visits
Hello
So I read comments before I watched your video and pre judged. Then I watched your video.
What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally.
Having a plan is a MUST.
To really think thru what retirement will be like.
Thank you.
I’m glad you watched our video. Thank you and glad you enjoyed it.
Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We
all need a reason to get out of bed in the morning
Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.
I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.
Thanks for sharing!
A bunch of horgworsh.......happily retired at 58 eight years ago, and thankful for it every day.
Horgworsh? I’m glad you are happy. That’s most important
I see the title as click bait. The content is quite useful.
Not for everyone though...
Continue learning ATT is a very fast paced work environment and your always attending classes. At 74 yrs old I study everyday on RUclips and read.
That’s great. Thanks for sharing
I cannot agree with your advice!! Retired at 55 after 8yrs in military and 30yrs in major corporate world. Worked my ass off my whole life and achieved many goals. I'm 70 now and very happy, and I don't work at all.. I focus every day on peace, tranquility and joy. I have a stress free life and it's great. I prepared for early retirement mentally and financially, it's all about mental state of mind and all I live for now is my kids and grandkids and playing social golf and bowls ❤❤❤❤❤
This is wonderful that you have found such happiness and peace doing retirement your way.
I will never be bored at retirement. I can't wait for the freedom
That’s a great attitude.
39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.
Thank you for commenting.
Lots of people love to be alone and they are happy!
Absolutely! Many people find peace and fulfillment in solitude-it can be a wonderful way to recharge and connect with oneself. Happiness looks different for everyone, and it's great to embrace what works best for each person. 😊🌿
We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!
That's great. Plenty of time to do some planning.
@@jiggyjean9081 don't vote democrat and you'll have enough to retire
👍👍👍👍👍👍👍👍
I retired at 62 love it now been 8 years still . Love it. 😊
That’s great!
Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.
Provided you have money 💰 😂
Sounds wonderful
@@nphuc1 working 40 years allowed us to accumulate money- fortunately we saved and invested.
@@BoninBrighton it has if that's what you choose to do.
You are in charge of the time God gives you.
Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.
Thank you for sharing this and for the encouragement
True. Keep working to remain healthy.
Thanks for sharing
Staying healthy to keep working!
Curiousity Killed the Cat but Satisfication brought them back.
Thank you
I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.
What a great life to look forward to. Congratulations
Im never bored been retired. 8 years lo e it Im active healthy get to do the things Ive always wanted ro do its great
Sounds wonder. Thank you
I love retirement. Working for a company or a supervisor is amazing. I do have hobbies and a routine.
That is awesome!
I'm 75 and still working. I enjoy my job. I enjoy the challenge of working with some really smart people. I get plenty of leave, sick leave, holidays. In the last three years we spent 30 days in Hawaii, two weeks in Italy and two weeks in Germany, all rotating with kids/grandkids. We paid for everything, air, hotels, car rental. What a great gift to them and a great experience for my wife and I too. I would leave a lot of $$ on the table if I were retired. We are able to help our (financially responsible) kids w/ paying down their homes, vehicles, tuition , music lessons etc. We have zero debt for the last 20 or so years. I have focused for years on eating healthy and keeping by body in shape, staying mobile, so I don't plan on falling into the 'law of averages'. Retiring early would have been a huge mistake. The project that I am on will be finished in 2032. Good year to retire...at 83. I will just have to figure out what to do with all that time.
That’s an incredible story, John! It’s amazing how you’ve created such a fulfilling and balanced life, staying active and enjoying memorable experiences with your family. It’s inspiring to see your dedication to health and your work, and it’s clear that you’re making a positive impact in so many ways. Wishing you continued success and joy in everything you do-retirement will come at just the right time for you! 😊💪✨
Usually those people who work beyond retirement age are those who still need active income to get by.
It could be. But also the community and feeling of fulfillment.
I'm so glad I fell upon your video. I retired at 61 (two years ago) as my husband had a chronic illness. He passed away in July. Having to find a new norm will be difficult but the advice you have given in this video made me re-evaluate my life. Getting out there and maybe finding a part-time job may be something to look in to. I've been very blessed with family and friends, so my active social life will continue. Subscribed.
Thank you so much for sharing your story, and we’re deeply sorry for your loss. It’s wonderful that you have such a strong support system with family and friends to help you through this transition. Finding a new norm can definitely be challenging, but it’s great to hear that the video has inspired you to re-evaluate things. A part-time job sounds like a positive step! What kind of work are you thinking of exploring? We’re here to support you as you navigate this new chapter.
My grandmother retired at 59, moved to Punta Gorda, Fl. to a 55+ community & luv'd it! Soooo many things to do there♥️
It’s great to hear that your grandmother enjoyed her retirement there. Thanks for sharing such a positive experience! ❤️
Take mini retirements when needed while working! 6 months or a year between jobs would make working so much more palatable. Goal is to prevent burnout and also alow yourself to do things while healthy and able.
Such a great idea.
I’m glad to hear you guys are doing CrossFit. I’m 63 and have been doing it for 8 years. Way to go!
Thank you
Retiring at 58 was the best decision I ever made. I’m busier now than ever…. by choice. Working on stuff that I want to do.
That’s great. What is your favorite thing about retirement?
Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.
Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!
Yes am interested.
Congrats! The decision to retire or not lies solely on the person. I’m not sure how relaxing and focusing on oneself is a big lie. Just my two cents.
I retired at 55. I do what I like, definitely not doing things for money. Being religious , I spend time in praying, spending time with kids. My wife and I have a routine of walking. Also plan to spend time in different places , small town to experience change. India is blessed with such diverse topography and cultures. Also it's affordable.
That sounds like a wonderful way to spend your retirement! 😊 It's great that you’re able to follow your passions and enjoy quality time with your family. Walking with your wife and exploring different places must be really enriching. India’s diversity is indeed remarkable, and it’s fantastic that you’re taking advantage of it. Enjoy every moment! 🌟
Retire
1-Get a dog
2- Walk the dog 1 mile 5x a day
3- Get a hobby
4- Do whatever you can before you are in a wheelchair
5-Travel hard
6- Help others
7-Add your passion here ♥️
Sounds great!
Dump the dog
This is very helpful.
Glad you think so!
Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.
We are glad you are here. Take from us what works and leave the rest.
Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️
if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face
That’s wonderful. We are happy you are enjoying your retirement.
A lot of wisdom in what you said. Work sometimes can be a place where people hide so that they don’t have to grow up - self-development, develop social skills, discover hobbies, and learn how to have fun…they are their title and what they do as opposed to being what they are…a human life.
Disagree. Retirement is the greatest thing it can happen to a person. Why?
Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!
You have figured it out. Good for you. Having more time and filling it with some purpose is what this stage is all about.
@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing
I retired at 63 but it was only because of health problems
My career was still very fulfilling but I just had to step back
I’m sorry to hear of your health problems. I wish you a speedy recovery and the ability to find joy in this phase of life.
I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.
Thank you. Keep up the great work.
Yes!
I think it’s a must to look at retirement as a transition from doing things that are less to doing things that are more joyful to you personally.
Absolutely! Viewing retirement as a transition to focus on what brings you joy is a great mindset. It’s a wonderful opportunity to fill your time with activities that truly make you happy. What are some of the things you’re most excited to pursue in this new chapter?
You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!
Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!
I'm currently 62 and in my 'retirement job'. I love what I'm doing and will continue as long as I am able.
That’s great. Thanks
I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.
You are so right. It would be great to change that policy here in the US
The military gets one month paid vacation.
@@glendacastillo6504 and free travel too 👍
I waited until 72, sold my business at the very right time and enjoying now 5+ years in healthy active retirement!
That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊
It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)
You are so welcome!
I retired at 64 and I LOVE it! I'm busy and active. I have lots of time for family and friends. And I travel. I have never looked back.
That’s wonderful to hear! It’s great that you’re staying active and enjoying time with loved ones. Wishing you many more happy adventures in retirement!
one of actor Paul Newman's biggest regrets was I shouldn't have worked so hard 😔
I never heard that. Thank you
I retired 2 month before 55, my wife continues to work to avail the health insurance for both of us and eventually retired before reaching her 65. Luckily, I was qualified for Medicare but she has 6 years before her Medicare kicks in. We were able to take care our parents too up to their last days on earth. It was exhausting but fulfilling and rewarding. Now, we’re both retired traveling most of the time and volunteering at different parishes rendering music for Sunday Mass. We’re more relax, stress free, enjoying and spending our hard earned money. With our 401K, pensions and annuities and no mortgage, we can live comfortably and enjoy to the fullest. We’re grateful and thankful for the blessings bestowed upon. Thank you Lord🙏🙏🙏
Thank you for sharing your experience! It’s wonderful to hear how you’ve managed to balance family care, travel, and volunteering in retirement. Your story is inspiring and highlights the joy that comes from a fulfilling and well-planned retirement. 🙏
I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.
This sounds wonderful. Thank you for sharing.
Love this! My goal is to keep doing passionate work. I think it keeps us vital and strong. Wishing you continued success!
I took early retirement last year at 55. A year later I have improved my overall health, reduced stress/anxiety almost completely but am starting to get bored. I am now looking for a job to increase my income and to continue contributing to society as a social worker. Never, ever, ever had I been able to take an entire year off. I never had any sort or time off of work, no unemployment period, maternity leave or anything like that. I am grateful to have always been employed but I never had a break. I finally took a year off but now I am looking forward to starting a new career. Wish me luck. 😊
It’s incredible that you took the time to focus on your health and well-being after such a long, uninterrupted career. It sounds like you’re ready for this next chapter and that your experience will be a great asset in social work. Wishing you the best of luck as you embark on this new journey! 😊 What aspect of social work are you most excited about?
I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.
Interesting! Enjoy
Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day
Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet.
Learn to live on the min, retire soon as you can live a little.
I am a 63 year old widow that still works full time.I have spent a lot if time recently trying to come up with a retirement plan.The financial part is obvious but the other things make me worry a little more.Thank you for the great information. I look forward to watching more of your videos.
Thanks for sharing! We wish you much success and keep us posted on your progress.
My favorite video so far.
We would love to know why.
Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!
Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.
I retired a year ago, you couldn't pay me to go back to work. Not working is great, especially the mid day naps.
Love this. I have been know to grab a mid day nap!
I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!
Your welcome and thanks for leaving a comment.
If you're healthy I agree. However if you're battling a serious illness, I don't recommend working. Your job is getting better.
Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.
@@liveandretireusawell said.
Agreed
I retired in 2021 at 64 following a 44 year R.N. career which included working the frontline e during the pandemic. Six months after I retired my already retired x 2 years husband and I sold our home of 32 years in R.I. and relocated to The Villages the largest and most active 55+ community in the world. We have absolutely no regrets with decisions and are active and very happily retired with zero desire to ever return to the workforce.
It’s great to hear that you and your husband are enjoying your retirement in such an active and vibrant community. We understand that this may not be the path for everyone, but we hope our advice can be helpful for those who share a similar mindset. Wishing you continued happiness and fulfillment in this exciting chapter! 🌟😊
These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.
Yes. Retirement is a reward we earn for ourselves, not some terrible thing that makes us "less relevant".
Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊
I totally agree. I m self employed used to work 7 days and now I'm semi retired .work only 3 days. Much happier and i will continue for a long time I'm 65 year's old.😊
That’s fantastic to hear! Finding a balance that works for you is key to happiness. Wishing you continued joy and fulfillment in your semi-retirement!
I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy
Hopefully you can leave this job soon. I understand that being a dentist is very hard on them physically and mentally.
@@donnag7288 you work on midgets?
74 retired for 9 years. Loving it. Not bored I have so many projects on the table I do not know when I will finish them. Go to the Gym 6 days a week. Work was killing me I am in better shape now.
Good for you
@@RetirementTransformed actually, now I do not know how I worked and got everything done.
To each his own
Yes