Heck yes! All kinds of stuff to do, they dont have to cost money either. Do indulge in the one hot rod I kept and look forward to every noise complaint!
That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.
Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅
That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜
If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.
Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time. Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining. Marathon runners die from this also no matter the fitness level. Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤
That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?
It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?
@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.
Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.
That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?
That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?
Thanks for the nice response. We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched RUclipsrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved. Some tips… Don’t overspend Sell for equity in sellers market and return in buyers market when and if it happens. Save in your 401ks and Roth Don’t overspend on insurance Don’t overspend on transportation Give at least 10% to charity monthly CD ladders are a good parking place for cashed out equity in the high interest rate marketplace As for travel Don’t overspend on insurance Don’t overspend on transportation Give 10% of your income To charity…you get the drift. 😆 This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle. I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!
I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week. We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.
@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to
What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?
I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.
That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.
Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!
Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍
59 YEARS OLD - I love my job and have fun 95% of the time. I work with computers and help people in a fancy office that provides Breakfast & Lunch made by staff chefs. I get 5 weeks vacation a year. Plus 15 holidays off. Why would I leave? My parents & grandparents are still alive and going strong living on their own doing whatever they want. I have a great chance of making it to over 100 with my good health and seeing how my parents and grandparents are doing so well.
It’s fantastic to hear that you love your job and have such a supportive work environment! If you’re happy and fulfilled, there’s no reason to leave. It’s wonderful that you have such a positive outlook and strong family role models for living a long and healthy life. Wishing you many more years of enjoying what you do! 😊💪✨
I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.
I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this
I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..
I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve
I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?
Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.
So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.
It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.
Very interesting Channel for retirees. I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date. I believe keeping busy after retirement make You fresh and healthy.
I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!
Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim
That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.
Hobbies, pastimes, new experiences etc do that for me. I cant believe so many are stuck on making $ being their sole source of happiness. They better hope life doesnt bring them a few emergencies that take it away
Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.
Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.
Now that I’m retired, I couldn’t agree more with what you’ve said! One of the most enriching things I’ve taken up is learning a new language-Vietnamese. I’ve always been fascinated by Vietnam, from its vibrant culture to the daily lives of its people. Mastering the language will allow me to connect with locals on a deeper level, explore hidden gems in villages, and truly experience their way of life-beyond just being a tourist. Another passion of mine is music. There’s something incredibly satisfying about picking up my electric guitar and playing my favorite songs. It’s not just a hobby; it’s an escape, a creative outlet that brings me joy. I’ve also joined Toastmasters, where I research, craft, and practice speeches while engaging with a diverse community from different backgrounds. It’s not just about improving public speaking-it’s about sharing ideas, building confidence, and expanding my network in a meaningful way. Retirement isn’t about slowing down; it’s about embracing new adventures!
Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!
Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We all need a reason to get out of bed in the morning
Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.
I started investing with growth stocks, I am retiring next yr at 57 with steady income stream from my $4 Million dividend portfolio total $650,000 a yr to live comfortably, and its all because of my Fee only Advisor who handles activities in my Portfolio. Stay Motivated! I believe every family has that one person who will break the family financial struggle, I hope you reading this become the one. 🌹✅
I work with Essmildaa too! transferred all of my IRA from managing it myself, to making her my advisor. BEST decision ever! I truly enjoy the trades. I found exactly what I was looking for.
It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)
Thank you for this. It should be tattooed somewhere. And perhaps the goal of life is not purpose but being a life and gratitude and fun and hobbies and friends.
Hello So I read comments before I watched your video and pre judged. Then I watched your video. What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally. Having a plan is a MUST. To really think thru what retirement will be like. Thank you.
The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.
I am 62. My opinion is to work as long as you can. Get a job you like, get a hobby, eat well and exercise. Keep going. You don't know what tomorrow holds.
Thank you for sharing your perspective! Staying active, healthy, and doing what you love can make such a difference in life. Your advice about taking care of yourself and living fully is so important. Wishing you all the best as you continue to enjoy your journey!
I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.
I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.
It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?
Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.
I love being retired 8 years now its awesome took it at 62. I has a freat job which I liked but the day I retired I was so happy I didnt miss it one bit at all. Dont wait till later bec as use you never know what your going to be like as you age as far as health enjoy your life do the things youve always wanted to do and learn while you still can 😅
I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!
Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!
Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.
I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.
Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.
I can certainly understand that. We hear from a lot of people that have physically demanding jobs that retiring while they still have their health makes sense. And that their body’s need some rest.
We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!
I'm so glad I fell upon your video. I retired at 61 (two years ago) as my husband had a chronic illness. He passed away in July. Having to find a new norm will be difficult but the advice you have given in this video made me re-evaluate my life. Getting out there and maybe finding a part-time job may be something to look in to. I've been very blessed with family and friends, so my active social life will continue. Subscribed.
Thank you so much for sharing your story, and we’re deeply sorry for your loss. It’s wonderful that you have such a strong support system with family and friends to help you through this transition. Finding a new norm can definitely be challenging, but it’s great to hear that the video has inspired you to re-evaluate things. A part-time job sounds like a positive step! What kind of work are you thinking of exploring? We’re here to support you as you navigate this new chapter.
It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪
Good video. I retired in my 50's and I love it! There is a big world out there with unlimited things to do if you have an imagination. You can make money in retirement doing your own thing and have fun doing it . What's the point of investing and puttng money away for retirement if you are never going to use it? Or only use a few years of it before inevitably we get old and can't function in retirement. I say If you have the means to retire do it before its to late. We don't live forever.
I am a 63 year old widow that still works full time.I have spent a lot if time recently trying to come up with a retirement plan.The financial part is obvious but the other things make me worry a little more.Thank you for the great information. I look forward to watching more of your videos.
if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face
A lot of wisdom in what you said. Work sometimes can be a place where people hide so that they don’t have to grow up - self-development, develop social skills, discover hobbies, and learn how to have fun…they are their title and what they do as opposed to being what they are…a human life.
Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.
It’s funny how life gets even busier when you’re doing 'nothing,' isn’t it? Enjoying the freedom sounds like you’re living the dream. What’s been your favorite 'nothing' activity so far?
I'm 68 years old and still work as an IT Manager at a large Canadian city. I'm struggling with the retirement decision. I subscribed to your YT channel. Great video!
I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.
Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.
Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️
Absolutely! Viewing retirement as a transition to focus on what brings you joy is a great mindset. It’s a wonderful opportunity to fill your time with activities that truly make you happy. What are some of the things you’re most excited to pursue in this new chapter?
I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.
That’s wonderful to hear! It’s great that you’re staying active and enjoying time with loved ones. Wishing you many more happy adventures in retirement!
39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.
Great upload! Thanks. I worked like an Animal since I was a mere Babe, 55-90 hours per week. Now in my early 7th decade know I can't do that anymore so I work part-time. Exercise is mandatory, I need it now more than ever, the endorphins generated keep me from getting depressed, the physical aspect of exercise is just a part of the "whole" now.
Retire 1-Get a dog 2- Walk the dog 1 mile 5x a day 3- Get a hobby 4- Do whatever you can before you are in a wheelchair 5-Travel hard 6- Help others 7-Add your passion here ♥️
74 retired for 9 years. Loving it. Not bored I have so many projects on the table I do not know when I will finish them. Go to the Gym 6 days a week. Work was killing me I am in better shape now.
I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.
Best thing!!!! Retired at 65 6 mos ago. Focusing on keeping myself physically fit!!! Walking in nature 3 hrs daily with my uplifting music!!! Its a natural high!!!! Ive experience the effects of drugs in my younger days, (just for the experience.) I focus on being present with every moment of my day!!! Wrapping your head around the whole retirement life Phase is a process. It is such an individual experience. You will know when it's time!!! It truly is FREEDOM.
That's fantastic! It sounds like you're embracing this new phase of life with positivity and energy. Walking in nature with uplifting music must feel incredibly rejuvenating. Have you found any other activities or habits that help you make the most of your retirement?
@RetirementTransformed life is supposed to get better and better! I know I'm on the right track! I want to inspire others to be the best version of themselves!😀
I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.
Was waiting for what you were going to say about your dad’s retirement but I guess you forgot it. Thanks for the tips, I sent this video to my hubby who is thinking about retiring soon.
Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.
Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!
I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.
Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet. Learn to live on the min, retire soon as you can live a little.
That sounds like a lovely way to spend your retirement, Robert! Gardening, reading, and enjoying classic movies is a perfect mix of relaxation and hobbies. Even if you’re not gardening much, it’s nice to have those options. Any favorite books or movies you’ve been enjoying lately? 😊📚🎥
Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.
I have been off since April with an injury. It's driving me nuts. I am rethinking retirement. I waste time and I am a terrible planner. I think I will keep working.
Disagree. Retirement is the greatest thing it can happen to a person. Why? Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!
@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing
I realized during Covid that I could never really stop working permanently. I just get too bored being around the house most of the day. I'll always find some sort job/work to do if I'm physically able to do it.
It’s great that you’ve found that staying active and engaged works best for you! Some people really thrive when they have something to work on. What kind of work or projects are you most passionate about? 😊
You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!
Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!
I am 63. I always told people that the word retirement never exists in my dictionary. I love working. People always asked me how I stayed this young. My number 1 answer is, don’t stop working. Keep your brain running actively, even with a part time job.
These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.
Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊
That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊
I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy
People who get bored in retirement generally tend not to be very imaginative. Find hobbies, volunteer, travel, so many things to do.
Yes. We find the same thing.
@@carlyndolphin or do nothing if you choose to
This might be possible for the oldest boomers born in 1946.
But not for anyone else due to the currency over time being devalued even more.
@@ParisianThinker Average inflation is 2.5%. Buy assets that beat inflation.
This!!! Bored people are boring, period.
I will never get bored when I retire. To many hobbies and not enough time for them , I have a plan, and seven motorcycles to look after
Sounds like fun
Amen. Motorcycles and many other hobbies.
Heck yes! All kinds of stuff to do, they dont have to cost money either.
Do indulge in the one hot rod I kept and look forward to every noise complaint!
I'm with you, I don't get bored easily there is always something I can do.
That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.
I did it at 62 love it love it loveit. Zero regrets!!!!!
Wonderful
Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅
That’s what I’m scared of, I have horses and cattle, I go to work for a rest.
That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜
Great job man.!
If you own livestock you have a job.
If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.
Sounds wonderful
You are doing the right thing ...enjoy
Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time.
Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining.
Marathon runners die from this also no matter the fitness level.
Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤
@@gordondkrbavac6861 , you are blessed that your ok now
That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?
At age 75, I've been semi-retired since 55 and hope to continue. Agreeable work is healthy.
It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?
That’s great. Enjoy!
@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.
God bless all those people who find so much meaning and self-worth in their careers that they do not want to retire...I'm just not one of them.
Everyone’s journey is unique, and it’s perfectly okay to seek different paths to happiness and meaning. Thanks for sharing your perspective! 🌟
👍👍👍👍👍
Yes!❤❤❤
Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.
Sounds great. Thanks for sharing
That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?
You meant retire from something to do something else
That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?
Thanks for the nice response.
We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched RUclipsrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved.
Some tips…
Don’t overspend
Sell for equity in sellers market and return in buyers market when and if it happens.
Save in your 401ks and Roth
Don’t overspend on insurance
Don’t overspend on transportation
Give at least 10% to charity monthly
CD ladders are a good parking place for cashed out equity in the high interest rate marketplace
As for travel
Don’t overspend on insurance
Don’t overspend on transportation
Give 10% of your income
To charity…you get the drift. 😆
This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle.
I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!
I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week.
We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.
What did you do about healthcare?
That’s wonderful
@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to
What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?
get magnetic pads for your back... magnets heal arthritis... and stop eating tomatoes very bad for arthritis
I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.
That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.
Glad your working out
The best reason to retire.
I work independently and love it. 67 soon to be 68. I work 3 to 4 days a week and love it. I'll keep moving until I cant
Thank you for sharing! It’s great to hear that you’re enjoying your work and staying active. Keep up the great work and stay engaged!
Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!
Good for you. Thank you for sharing this.
I'm 62, been self employed for nearly 30 doing what I love. I can't see myself stopping
Right on! Non-entrepreneurs will never understand this. I've been a consultant for 15+ years. Amazing work/life balance & multiple other benefits. 😊 👍
What do you do?
@@junepohl9688 I own a small auto paint shop. I work just a few hours/day
Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍
@@junepohl9688 I own a small auto refinishing business
59 YEARS OLD - I love my job and have fun 95% of the time. I work with computers and help people in a fancy office that provides Breakfast & Lunch made by staff chefs. I get 5 weeks vacation a year. Plus 15 holidays off. Why would I leave? My parents & grandparents are still alive and going strong living on their own doing whatever they want. I have a great chance of making it to over 100 with my good health and seeing how my parents and grandparents are doing so well.
It’s fantastic to hear that you love your job and have such a supportive work environment! If you’re happy and fulfilled, there’s no reason to leave. It’s wonderful that you have such a positive outlook and strong family role models for living a long and healthy life. Wishing you many more years of enjoying what you do! 😊💪✨
I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.
In general people lose interest in what they are doing. They wait for their retirement age.
If their financial condition is good, it’s ok, otherwise they should look for some extra income.
Work till your health permits.
Lastly one should remain active till the last day.
Thank you for your comment
I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this
I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..
Thank you for sharing!!!
I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve
Thank you Steve.
I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?
Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.
You have a great attitude. Thank you.
Thank you for what you do!
It’s an easy job, hence the high attrition rate… go some asphalt..
So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.
It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.
Very interesting Channel for retirees.
I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date.
I believe keeping busy after retirement make You fresh and healthy.
Thank you.
I become more active with my church. I couldn't wait to be able to dedicate more of my attention to the church. It's very fulfilling and rewarding.
That’s wonderful. Thank you
I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!
Yes doing some work to keep money coming in can serve a few purposes. Financial stability, community, and fulfillment.
Same - need the income !
They do say if you love your work you'll never work a day in your life.
Most of us😢
Interesting.! Great ideas.
Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim
That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.
You are so kind. Thank you
Hobbies, pastimes, new experiences etc do that for me.
I cant believe so many are stuck on making $ being their sole source of happiness.
They better hope life doesnt bring them a few emergencies that take it away
Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.
Well said! Thank you.
Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.
This is great. Thank you for sharing.
Stay active
Keep learning
Social
Purpose n meaning of life
Financial stability
Giving back
Embrace change
Love this. Thank you
Thanks!
I retired at 57. I have a senior group I belong to. I took my pension 2 years earlier and went part time
Sounds wonderful
Now that I’m retired, I couldn’t agree more with what you’ve said! One of the most enriching things I’ve taken up is learning a new language-Vietnamese. I’ve always been fascinated by Vietnam, from its vibrant culture to the daily lives of its people. Mastering the language will allow me to connect with locals on a deeper level, explore hidden gems in villages, and truly experience their way of life-beyond just being a tourist.
Another passion of mine is music. There’s something incredibly satisfying about picking up my electric guitar and playing my favorite songs. It’s not just a hobby; it’s an escape, a creative outlet that brings me joy.
I’ve also joined Toastmasters, where I research, craft, and practice speeches while engaging with a diverse community from different backgrounds. It’s not just about improving public speaking-it’s about sharing ideas, building confidence, and expanding my network in a meaningful way.
Retirement isn’t about slowing down; it’s about embracing new adventures!
Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!
Yes it is different for everyone. But having a plan is so helpful so the days don’t just fly by.
Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We
all need a reason to get out of bed in the morning
Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.
I started investing with growth stocks, I am retiring next yr at 57 with steady income stream from my $4 Million dividend portfolio total $650,000 a yr to live comfortably, and its all because of my Fee only Advisor who handles activities in my Portfolio. Stay Motivated! I believe every family has that one person who will break the family financial struggle, I hope you reading this become the one. 🌹✅
Amazing! thank you for sharing your experience. do you mind also sharing your how to find your Fee Only Advisor?
Essmildaa Morgan is well known, just look her up.
I did quick research on her, I found this very helpful, Thank you!
I work with Essmildaa too! transferred all of my IRA from managing it myself, to making her my advisor. BEST decision ever! I truly enjoy the trades. I found exactly what I was looking for.
Wow, I know Essmildaa too! She’s helped grow my reserve, despite inflation, from $200k to $440k as of today
It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)
You are so welcome!
Retired late 40s and wish we'd done it sooner. Work does not always = purpose.
Yes thank you
Thank you for this. It should be tattooed somewhere. And perhaps the goal of life is not purpose but being a life and gratitude and fun and hobbies and friends.
Hello
So I read comments before I watched your video and pre judged. Then I watched your video.
What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally.
Having a plan is a MUST.
To really think thru what retirement will be like.
Thank you.
I’m glad you watched our video. Thank you and glad you enjoyed it.
The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.
I’m glad you are happy now and tending to your doctor visits
I am 62. My opinion is to work as long as you can. Get a job you like, get a hobby, eat well and exercise. Keep going. You don't know what tomorrow holds.
Thank you for sharing your perspective! Staying active, healthy, and doing what you love can make such a difference in life. Your advice about taking care of yourself and living fully is so important. Wishing you all the best as you continue to enjoy your journey!
Continue learning ATT is a very fast paced work environment and your always attending classes. At 74 yrs old I study everyday on RUclips and read.
That’s great. Thanks for sharing
I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.
What a great life to look forward to. Congratulations
I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.
Sounds like a good plan. Thanks for sharing
Hiking and fishing all day just doesn't sound fulfilling to me , I will keep working I guess 🤷🏻♂️ Enjoy !!!
It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?
Don't forget to make your money work for you.
@@StressLessFinancial I’m concentrating on my big physical experiences/trips/adventures early , two pensions and a few nest eggs
Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.
Thank you for sharing this and for the encouragement
I love being retired 8 years now its awesome took it at 62. I has a freat job which I liked but the day I retired I was so happy I didnt miss it one bit at all. Dont wait till later bec as use you never know what your going to be like as you age as far as health enjoy your life do the things youve always wanted to do and learn while you still can 😅
Thank you for sharing this. What is your favorite thing to spend time learning right now?
I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!
Your welcome and thanks for leaving a comment.
True. Keep working to remain healthy.
Thanks for sharing
Staying healthy to keep working!
Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!
Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.
I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.
Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.
So far 42 years of physical labor and I just turned 60 I'm done at 62 even though I'll be struggling I've had enough
I can certainly understand that. We hear from a lot of people that have physically demanding jobs that retiring while they still have their health makes sense. And that their body’s need some rest.
We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!
That's great. Plenty of time to do some planning.
@@jiggyjean9081 don't vote democrat and you'll have enough to retire
👍👍👍👍👍👍👍👍
I'm so glad I fell upon your video. I retired at 61 (two years ago) as my husband had a chronic illness. He passed away in July. Having to find a new norm will be difficult but the advice you have given in this video made me re-evaluate my life. Getting out there and maybe finding a part-time job may be something to look in to. I've been very blessed with family and friends, so my active social life will continue. Subscribed.
Thank you so much for sharing your story, and we’re deeply sorry for your loss. It’s wonderful that you have such a strong support system with family and friends to help you through this transition. Finding a new norm can definitely be challenging, but it’s great to hear that the video has inspired you to re-evaluate things. A part-time job sounds like a positive step! What kind of work are you thinking of exploring? We’re here to support you as you navigate this new chapter.
I worked skilled trades, my body can not do it anymore.
It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪
Good video. I retired in my 50's and I love it! There is a big world out there with unlimited things to do if you have an imagination. You can make money in retirement doing your own thing and have fun doing it .
What's the point of investing and puttng money away for retirement if you are never going to use it? Or only use a few years of it before inevitably we get old and can't function in retirement. I say If you have the means to retire do it before its to late. We don't live forever.
Well said! Thank you for sharing.
I will never be bored at retirement. I can't wait for the freedom
That’s a great attitude.
I am a 63 year old widow that still works full time.I have spent a lot if time recently trying to come up with a retirement plan.The financial part is obvious but the other things make me worry a little more.Thank you for the great information. I look forward to watching more of your videos.
Thanks for sharing! We wish you much success and keep us posted on your progress.
I love retirement. Working for a company or a supervisor is amazing. I do have hobbies and a routine.
That is awesome!
if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face
That’s wonderful. We are happy you are enjoying your retirement.
A lot of wisdom in what you said. Work sometimes can be a place where people hide so that they don’t have to grow up - self-development, develop social skills, discover hobbies, and learn how to have fun…they are their title and what they do as opposed to being what they are…a human life.
Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.
Provided you have money 💰 😂
Sounds wonderful
@@nphuc1 working 40 years allowed us to accumulate money- fortunately we saved and invested.
@@BoninBrighton it has if that's what you choose to do.
You are in charge of the time God gives you.
Retired at 52.
Never enough time to do all of the nothing I want to.
No idea how I ever had time to work.
It’s funny how life gets even busier when you’re doing 'nothing,' isn’t it? Enjoying the freedom sounds like you’re living the dream. What’s been your favorite 'nothing' activity so far?
Im 63 and taking care of my 92 year old mother full-time, but will go back to work, after she passes.
Good for you for caring for your mother. You sound like a kind, caring, and loving son.
I'm 68 years old and still work as an IT Manager at a large Canadian city. I'm struggling with the retirement decision. I subscribed to your YT channel. Great video!
Thank you for subscribing
Usually those people who work beyond retirement age are those who still need active income to get by.
It could be. But also the community and feeling of fulfillment.
I'm currently 62 and in my 'retirement job'. I love what I'm doing and will continue as long as I am able.
That’s great. Thanks
I’m glad to hear you guys are doing CrossFit. I’m 63 and have been doing it for 8 years. Way to go!
Thank you
Yes I'm interested in learning how to set goals in my retirement... Thank you for your video today...
You are so welcome! Keep us posted on your progress
A bunch of horgworsh.......happily retired at 58 eight years ago, and thankful for it every day.
Horgworsh? I’m glad you are happy. That’s most important
I see the title as click bait. The content is quite useful.
Not for everyone though...
New subscriber here. I’m a 55 year old teacher. I plan to retire in 6 years. You gave some excellent advice in this video.
Welcome aboard! Thank you
I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.
Thanks for sharing!
This is very helpful.
Glad you think so!
Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.
We are glad you are here. Take from us what works and leave the rest.
Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️
I think it’s a must to look at retirement as a transition from doing things that are less to doing things that are more joyful to you personally.
Absolutely! Viewing retirement as a transition to focus on what brings you joy is a great mindset. It’s a wonderful opportunity to fill your time with activities that truly make you happy. What are some of the things you’re most excited to pursue in this new chapter?
I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.
Thank you. Keep up the great work.
Yes!
I retired at 64 and I LOVE it! I'm busy and active. I have lots of time for family and friends. And I travel. I have never looked back.
That’s wonderful to hear! It’s great that you’re staying active and enjoying time with loved ones. Wishing you many more happy adventures in retirement!
39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.
Thank you for commenting.
Great upload! Thanks. I worked like an Animal since I was a mere Babe, 55-90 hours per week. Now in my early 7th decade know I can't do that anymore so I work part-time. Exercise is mandatory, I need it now more than ever, the endorphins generated keep me from getting depressed, the physical aspect of exercise is just a part of the "whole" now.
Yes and good for you. Exercise is the key for us to start our days and keep our energy level up.
Retire
1-Get a dog
2- Walk the dog 1 mile 5x a day
3- Get a hobby
4- Do whatever you can before you are in a wheelchair
5-Travel hard
6- Help others
7-Add your passion here ♥️
Sounds great!
Dump the dog
74 retired for 9 years. Loving it. Not bored I have so many projects on the table I do not know when I will finish them. Go to the Gym 6 days a week. Work was killing me I am in better shape now.
Good for you
@@RetirementTransformed actually, now I do not know how I worked and got everything done.
one of actor Paul Newman's biggest regrets was I shouldn't have worked so hard 😔
I never heard that. Thank you
I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.
This sounds wonderful. Thank you for sharing.
Love this! My goal is to keep doing passionate work. I think it keeps us vital and strong. Wishing you continued success!
Best thing!!!! Retired at 65 6 mos ago. Focusing on keeping myself physically fit!!!
Walking in nature 3 hrs daily with my uplifting music!!!
Its a natural high!!!! Ive experience the effects of drugs in my younger days, (just for the experience.)
I focus on being present with every moment of my day!!!
Wrapping your head around the whole retirement life
Phase is a process. It is such an individual experience. You will know when it's time!!! It truly is FREEDOM.
That's fantastic! It sounds like you're embracing this new phase of life with positivity and energy. Walking in nature with uplifting music must feel incredibly rejuvenating. Have you found any other activities or habits that help you make the most of your retirement?
@RetirementTransformed life is supposed to get better and better!
I know I'm on the right track!
I want to inspire others to be the best version of themselves!😀
I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.
You are so right. It would be great to change that policy here in the US
The military gets one month paid vacation.
@@glendacastillo6504 and free travel too 👍
Was waiting for what you were going to say about your dad’s retirement but I guess you forgot it. Thanks for the tips, I sent this video to my hubby who is thinking about retiring soon.
Thank you for your feedback! We’ll keep your suggestion in mind and work to cover all aspects in future videos. We’re glad you found the tips helpful!
My favorite video so far.
We would love to know why.
Informative video…thank you…luv to hear about retirement matters…older small RUclipsr here…just subscribed
Thanks so much for subscribing! It's great to connect with fellow RUclipsrs :)
Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.
Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!
Yes am interested.
Congrats! The decision to retire or not lies solely on the person. I’m not sure how relaxing and focusing on oneself is a big lie. Just my two cents.
Im never bored been retired. 8 years lo e it Im active healthy get to do the things Ive always wanted ro do its great
Sounds wonder. Thank you
I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.
Interesting! Enjoy
Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day
Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet.
Learn to live on the min, retire soon as you can live a little.
Still working in my own lawn and landscape business at age 66 and sill love it, so no plans to retire, but it would be good to slow down a bit!
Yes slowing down a bit is a good idea. Keep thinking about how to make that happen.
My grandmother retired at 59, moved to Punta Gorda, Fl. to a 55+ community & luv'd it! Soooo many things to do there♥️
It’s great to hear that your grandmother enjoyed her retirement there. Thanks for sharing such a positive experience! ❤️
I retired a year ago and I'm very happy spending my time gardening, reading and watching old movies on TV. Actually, I don't do much gardening.
That sounds like a lovely way to spend your retirement, Robert! Gardening, reading, and enjoying classic movies is a perfect mix of relaxation and hobbies. Even if you’re not gardening much, it’s nice to have those options. Any favorite books or movies you’ve been enjoying lately? 😊📚🎥
If you're healthy I agree. However if you're battling a serious illness, I don't recommend working. Your job is getting better.
Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.
@@liveandretireusawell said.
Agreed
I have been off since April with an injury. It's driving me nuts. I am rethinking retirement. I waste time and I am a terrible planner. I think I will keep working.
Yes it’s easy to fail at retirement when no planning. Keeping busy, fulfilled, and healthy all take effort.
Disagree. Retirement is the greatest thing it can happen to a person. Why?
Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!
You have figured it out. Good for you. Having more time and filling it with some purpose is what this stage is all about.
@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing
lol you’re way better figuring out your purpose at 20 tho
I realized during Covid that I could never really stop working permanently. I just get too bored being around the house most of the day. I'll always find some sort job/work to do if I'm physically able to do it.
It’s great that you’ve found that staying active and engaged works best for you! Some people really thrive when they have something to work on. What kind of work or projects are you most passionate about? 😊
You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!
Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!
I am 63. I always told people that the word retirement never exists in my dictionary. I love working. People always asked me how I stayed this young. My number 1 answer is, don’t stop working. Keep your brain running actively, even with a part time job.
We agree. But many people do not. It’s a personal choice but like you said it keeps your brain active among other benefits.
These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.
Yes. Retirement is a reward we earn for ourselves, not some terrible thing that makes us "less relevant".
Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊
If you live in the past, you're depressed. If you live in the future, you're anxious. If you live in the present, you're at peace." Fuck, man. Spot on
It’s amazing how powerful a shift in perspective can be, right? Living in the present can truly transform how we experience life.
In your course that you are developing can you please emphasise the importance of couples reserving healthy chunks of time to do things separately 😉
Yes that’s important.
I waited until 72, sold my business at the very right time and enjoying now 5+ years in healthy active retirement!
That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊
I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy
Hopefully you can leave this job soon. I understand that being a dentist is very hard on them physically and mentally.
@@donnag7288 you work on midgets?
I'm 68, and I've been retired for 5 years with good financial planning while working on the same job for 44 years I'm enjoying every bit of it
That's wonderful to hear! Congratulations on a well-deserved retirement after such a long career. Enjoy every moment of it-you've earned it!
I retired a year ago, you couldn't pay me to go back to work. Not working is great, especially the mid day naps.
Love this. I have been know to grab a mid day nap!