i am 72 and working full time still. Been in the medical field for now 54 yrs. I live alone and I need to keep working for my social skills as well as taken care of my patients. I need to wake up in the morning for a purpose. I do have hobbies that I always had and that is fine but I still need to care of my patients. I have never been selfish but always selfless. That works for me. I take care of many patients younger than me. I have total gratitude that I can still perform. I pray daily being thankful for what I have.
Your dedication and commitment are truly inspiring! 🌟 It’s incredible that after so many years in the medical field, you’re still actively making a difference in your patients’ lives. Your sense of purpose and selflessness are admirable qualities, and it’s wonderful to hear how much you value your work and the impact it has. Wishing you continued strength and fulfillment in both your professional and personal life. 🙏💪
We thank you for your many years of selfless service in the medical service. I retired at age 70 from the Department of Defense. I could have kept working, but I think 70 was about right - I got the Maximum Social Security possible, and retired to the Philippines in 2022 where I now have a new wife and family.
Heck yes! All kinds of stuff to do, they dont have to cost money either. Do indulge in the one hot rod I kept and look forward to every noise complaint!
That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.
Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.
That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?
That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?
Thanks for the nice response. We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched RUclipsrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved. Some tips… Don’t overspend Sell for equity in sellers market and return in buyers market when and if it happens. Save in your 401ks and Roth Don’t overspend on insurance Don’t overspend on transportation Give at least 10% to charity monthly CD ladders are a good parking place for cashed out equity in the high interest rate marketplace As for travel Don’t overspend on insurance Don’t overspend on transportation Give 10% of your income To charity…you get the drift. 😆 This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle. I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!
I retired at age 65 after working for 37 years. I am not bored, I have time to pray more and appreciate GOD's blessings and provision, gives me time and prepare for our next phase of existence. I like listening to music, which I can do now. I don't like foreign travel. Getting packed like a sardine in a plane fir hours, getting jet lagged, rushing through crowds at airport and through TSA is not fun for me. Retiring and not working is GOD sent for me. Thank GOD.🙏
I do not know if it is this American mentality, but there is more to life than success and failure. What a weird and quirky way to talk about retirement. Please keep the great topics but STOP linking it to success or failure. What about quality of life, joy, slow living, savouring the moment, finally having the time to dig deeper and get to know yourself better? Please!
@@RetirementTransformed for me, it is all about tasting life to its fullest, and this can be quiet and meditative too. Reading, watching Netflix, doing crafts, visiting friends, taking a full week to plan and cook a 5 star gourmet meal, buying better knives, taking the time to journal and getting to know myself and husband better (38 years married). I find working and “giving back “ are great if they float your boat, but I find that, for ourselves, we gave it all during our careers. It is now slow, grateful quality time. Taking the time to look back, reflect, and live with intention, deeply, with no judgement of how near or far we are of a false sense of what “success” means in retirement. You want to read Harlequin romance novels most of your days? Be my guest. Life is a mosaic of people and choices. You are exactly where, how, and what you need to be. Too many people live in illusion of being/doing something to be of value and to continue to be of value in retirement. You are a person of value because you are alive. Needing a sense of usefulness in others’ eyes is full illusion. Get to know yourself better without pressure and you’ ll discover for yourself if you need to work/ help others/ do charity. Maybe, and maybe not.
Well not sure if you are aware but most Americans are not financially well off enough to retire comfortably and travel the world. Social security is not enough to live a nice life. Some of us might have SS, and 401k but that is taxed like a wage.
@@mhaas281 I know. In Canada too. Hence the ones flaunting their “giving back and be productive” or “no need to work and stop the competitive retirement race” (like me) are the privileged ones. Some say “I earned it, I worked hard after all”, and do not realize many have done that already and either have not planned or were not as lucky enough to be able to retire comfortably, or at all.
@@mhaas281 I will have a good inheritance, but i am afraid of spending it too quickly. Not because I need "top shelf", but that money is going to burn after taxes. With up and down markets, I have difficulty trying to figure out where I should put the money for living, fun, and investing.
If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.
Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time. Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining. Marathon runners die from this also no matter the fitness level. Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤
That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?
Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅
That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜
Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.
It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?
@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.
I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week. We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.
@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to
What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?
Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!
I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.
I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this
I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.
That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.
Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍
Hello So I read comments before I watched your video and pre judged. Then I watched your video. What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally. Having a plan is a MUST. To really think thru what retirement will be like. Thank you.
I cant either, most are much older than myself. I never kept friends while I was working either Plenty of things to keep you busy. If you want a good friend get a pet, people are a waste of time.
I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!
Retire 1-Get a dog 2- Walk the dog 1 mile 5x a day 3- Get a hobby 4- Do whatever you can before you are in a wheelchair 5-Travel hard 6- Help others 7-Add your passion here ♥️
I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..
I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve
I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?
So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.
It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.
I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.
Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.
The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.
Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.
I retired 2019 @ 64 6months before Covid hit. So happy I did. Many of my friends didnt make it. Now I can enjoy the $$ & pensions I worked so hard for. Im sooo grateful.
Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim
That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.
Hobbies, pastimes, new experiences etc do that for me. I cant believe so many are stuck on making $ being their sole source of happiness. They better hope life doesnt bring them a few emergencies that take it away
Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!
Very interesting Channel for retirees. I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date. I believe keeping busy after retirement make You fresh and healthy.
It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪
I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.
It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?
I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.
Some people just don’t know what to do after slavery. Imagine this …your schedule no longer your problem to do what you want and go where you want without having a schedule. Living vs working . Freedom. 🎉
For some, it can be challenging to adjust to life beyond the daily grind, but the idea of living life on your own terms is powerful. It’s about embracing that freedom and enjoying the journey. Thanks for sharing your perspective!
Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.
Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!
Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.
I cannot agree with your advice!! Retired at 55 after 8yrs in military and 30yrs in major corporate world. Worked my ass off my whole life and achieved many goals. I'm 70 now and very happy, and I don't work at all.. I focus every day on peace, tranquility and joy. I have a stress free life and it's great. I prepared for early retirement mentally and financially, it's all about mental state of mind and all I live for now is my kids and grandkids and playing social golf and bowls ❤❤❤❤❤
lol this video title freaked Me .. there is so much to life than work and money .. being at home and not working is the best feeling .. feeling contented is even better .. enjoy life by picking new hobbies
I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.
Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.
I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.
Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We all need a reason to get out of bed in the morning
Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.
You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!
Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!
39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.
We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!
Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.
Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️
I retired at 65 after working like a dog for 48 years. I am pushing 69 and If there is something better than retirement , I have not seen it yet. I love it.
It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)
Disagree. Retirement is the greatest thing it can happen to a person. Why? Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!
@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing
if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face
That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊
I retired at 55. I do what I like, definitely not doing things for money. Being religious , I spend time in praying, spending time with kids. My wife and I have a routine of walking. Also plan to spend time in different places , small town to experience change. India is blessed with such diverse topography and cultures. Also it's affordable.
That sounds like a wonderful way to spend your retirement! 😊 It's great that you’re able to follow your passions and enjoy quality time with your family. Walking with your wife and exploring different places must be really enriching. India’s diversity is indeed remarkable, and it’s fantastic that you’re taking advantage of it. Enjoy every moment! 🌟
Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.
I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy
I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.
I retired in 2021 at 64 following a 44 year R.N. career which included working the frontline e during the pandemic. Six months after I retired my already retired x 2 years husband and I sold our home of 32 years in R.I. and relocated to The Villages the largest and most active 55+ community in the world. We have absolutely no regrets with decisions and are active and very happily retired with zero desire to ever return to the workforce.
It’s great to hear that you and your husband are enjoying your retirement in such an active and vibrant community. We understand that this may not be the path for everyone, but we hope our advice can be helpful for those who share a similar mindset. Wishing you continued happiness and fulfillment in this exciting chapter! 🌟😊
I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.
I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!
Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!
Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.
These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.
Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊
I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.
Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet. Learn to live on the min, retire soon as you can live a little.
Take mini retirements when needed while working! 6 months or a year between jobs would make working so much more palatable. Goal is to prevent burnout and also alow yourself to do things while healthy and able.
Thank you for sharing your experience! It’s inspiring to hear about your dedication and the happiness you’ve found in retirement. Wishing you all the best in this new chapter of your life!
Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.
I retired at 40 and I'm 58 now and enjoy going out and enjoying life everyday and having a boat to enjoy on the water keeps you bissy , also go on a vacation every month even if it's just checking into a hotel and hanging out at the nice pool for a few days AND DON'T DESTROY your life with drinking and or drugs 😊
That sounds like a wonderful way to enjoy retirement! Having a boat and taking regular vacations must be a fantastic way to stay active and engaged. It's great to hear you’re making the most of each day and focusing on positive activities. Your advice about avoiding harmful habits is also very important. Enjoy every moment of your retirement!
That’s wonderful to hear! It’s great that you’re staying active and enjoying time with loved ones. Wishing you many more happy adventures in retirement!
I will be retiring in 5 months, at 65. My wife and I have been Foster Parents since 2019 and currently have 3 Teenage guys. I have a 33 year old stepson with Cerebral Palsy who happens to be my hero, and we have 12 hours a day nursing for him. I have 2 grandbabies in Florida that I can never seem to get enough time with. With a passion for riding a motorcycle, I've ridden over 1,000 miles in less than 24 hours (to see said grand babies in Florida). When you are serving others, you have zero time for loneliness and boredom. I am healthy by choice and live a blessed life beyond measure. I don't need a million dollars saved (are you kidding me)? After 35 years in the construction trades and the last 10 in transportation, I am, more than ever, ready to retire.
Your dedication to your family and the service you provide is truly inspiring. It sounds like you have a rich and fulfilling life ahead of you in retirement, with plenty of passion and purpose. Wishing you all the best in this exciting new chapter!
Who wants to retire, and lay around and do nothing. Unless your broke. I wish I could have won the lottery in my 40’s. I would have traveled the world, got involved in finance and investing. And never really worked another day in my life. I’ve watched trust fund babies do it…..that’s the way to go…😂
I retired 2 month before 55, my wife continues to work to avail the health insurance for both of us and eventually retired before reaching her 65. Luckily, I was qualified for Medicare but she has 6 years before her Medicare kicks in. We were able to take care our parents too up to their last days on earth. It was exhausting but fulfilling and rewarding. Now, we’re both retired traveling most of the time and volunteering at different parishes rendering music for Sunday Mass. We’re more relax, stress free, enjoying and spending our hard earned money. With our 401K, pensions and annuities and no mortgage, we can live comfortably and enjoy to the fullest. We’re grateful and thankful for the blessings bestowed upon. Thank you Lord🙏🙏🙏
Thank you for sharing your experience! It’s wonderful to hear how you’ve managed to balance family care, travel, and volunteering in retirement. Your story is inspiring and highlights the joy that comes from a fulfilling and well-planned retirement. 🙏
i am 72 and working full time still. Been in the medical field for now 54 yrs. I live alone and I need to keep working for my social skills as well as taken care of my patients. I need to wake up in the morning for a purpose. I do have hobbies that I always had and that is fine but I still need to care of my patients. I have never been selfish but always selfless. That works for me. I take care of many patients younger than me. I have total gratitude that I can still perform. I pray daily being thankful for what I have.
Your dedication and commitment are truly inspiring! 🌟 It’s incredible that after so many years in the medical field, you’re still actively making a difference in your patients’ lives. Your sense of purpose and selflessness are admirable qualities, and it’s wonderful to hear how much you value your work and the impact it has. Wishing you continued strength and fulfillment in both your professional and personal life. 🙏💪
@@RetirementTransformed thank you so much for your reply.
@@pboivin212 Love your post! Very inspiring!!
We thank you for your many years of selfless service in the medical service. I retired at age 70 from the Department of Defense. I could have kept working, but I think 70 was about right - I got the Maximum Social Security possible, and retired to the Philippines in 2022 where I now have a new wife and family.
God bless you.
I will never get bored when I retire. To many hobbies and not enough time for them , I have a plan, and seven motorcycles to look after
Sounds like fun
Amen. Motorcycles and many other hobbies.
Heck yes! All kinds of stuff to do, they dont have to cost money either.
Do indulge in the one hot rod I kept and look forward to every noise complaint!
I'm with you, I don't get bored easily there is always something I can do.
That is why my co-workers and myself who are close to retirement have many hobbies and social involvement, we are preparing for retirement with a purpose.
People who get bored in retirement generally tend not to be very imaginative. Find hobbies, volunteer, travel, so many things to do.
Yes. We find the same thing.
@@carlyndolphin or do nothing if you choose to
This might be possible for the oldest boomers born in 1946.
But not for anyone else due to the currency over time being devalued even more.
@@ParisianThinker Average inflation is 2.5%. Buy assets that beat inflation.
This!!! Bored people are boring, period.
Retire too something not from something. My work was killing me with stress. Now I’m enjoying my early “retirement” years and enjoying world wide travel and not owning a house for a while.
Sounds great. Thanks for sharing
That’s fantastic to hear! It sounds like you’ve found a great balance and are making the most of your retirement. How has traveling the world impacted your perspective on retirement and financial planning?
You meant retire from something to do something else
That sounds like an amazing transition! Your journey is truly inspiring. How did you manage your finances to support such an adventurous lifestyle, and what tips would you give to others looking to retire early and travel the world?
Thanks for the nice response.
We are a couple who sold our home for the equity which in our case was below the capital gains cap, also no reinvestment is required anymore. This gives us tax free income as we spend down the equity to a point. That equity we invested in ladder cds as interest rates were at decade highs. Additional we were debt free except for our tiny 2.3% mortgage. Our biggest two monthly expenses were insurance and our tithe for about a decade. We got tired of US insurance rates and the fast paced lifestyle. We watched RUclipsrs who are doing what we wanted to do. The plan was always at work but in the last two years it became real as I gave a one year notice at work. What a blessing that was, not only did I give my job a nice out, but was able to leave in really good terms for all involved.
Some tips…
Don’t overspend
Sell for equity in sellers market and return in buyers market when and if it happens.
Save in your 401ks and Roth
Don’t overspend on insurance
Don’t overspend on transportation
Give at least 10% to charity monthly
CD ladders are a good parking place for cashed out equity in the high interest rate marketplace
As for travel
Don’t overspend on insurance
Don’t overspend on transportation
Give 10% of your income
To charity…you get the drift. 😆
This is not for everyone, we aren’t luxury travelers, but we aren’t backpacking either and are still living our dream and seeing the world on about 1/2 or what we spent living the American lifestyle.
I’m new to your channel but it looks like good advice. Hope to learn as I listen. Thanks for doing it!
I retired at age 65 after working for 37 years. I am not bored, I have time to pray more and appreciate GOD's blessings and provision, gives me time and prepare for our next phase of existence. I like listening to music, which I can do now. I don't like foreign travel. Getting packed like a sardine in a plane fir hours, getting jet lagged, rushing through crowds at airport and through TSA is not fun for me.
Retiring and not working is GOD sent for me. Thank GOD.🙏
Such a great outlook on your life. Thank you for sharing.
I don't believe in retirement. As my Father is working until now, I will work until the End of Age.
Same here..Am 59.
@@MrCheongkl33 Not Ting Wong, with it.
@@norliahintol1659 is it??
I did it at 62 love it love it loveit. Zero regrets!!!!!
Wonderful
I do not know if it is this American mentality, but there is more to life than success and failure. What a weird and quirky way to talk about retirement. Please keep the great topics but STOP linking it to success or failure. What about quality of life, joy, slow living, savouring the moment, finally having the time to dig deeper and get to know yourself better? Please!
You are so right. And hopefully you are hearing us talk about all of this in many of our videos.
@@RetirementTransformed for me, it is all about tasting life to its fullest, and this can be quiet and meditative too. Reading, watching Netflix, doing crafts, visiting friends, taking a full week to plan and cook a 5 star gourmet meal, buying better knives, taking the time to journal and getting to know myself and husband better (38 years married). I find working and “giving back “ are great if they float your boat, but I find that, for ourselves, we gave it all during our careers. It is now slow, grateful quality time. Taking the time to look back, reflect, and live with intention, deeply, with no judgement of how near or far we are of a false sense of what “success” means in retirement. You want to read Harlequin romance novels most of your days? Be my guest. Life is a mosaic of people and choices. You are exactly where, how, and what you need to be. Too many people live in illusion of being/doing something to be of value and to continue to be of value in retirement. You are a person of value because you are alive. Needing a sense of usefulness in others’ eyes is full illusion. Get to know yourself better without pressure and you’ ll discover for yourself if you need to work/ help others/ do charity. Maybe, and maybe not.
Well not sure if you are aware but most Americans are not financially well off enough to retire comfortably and travel the world. Social security is not enough to live a nice life. Some of us might have SS, and 401k but that is taxed like a wage.
@@mhaas281 I know. In Canada too. Hence the ones flaunting their “giving back and be productive” or “no need to work and stop the competitive retirement race” (like me) are the privileged ones. Some say “I earned it, I worked hard after all”, and do not realize many have done that already and either have not planned or were not as lucky enough to be able to retire comfortably, or at all.
@@mhaas281 I will have a good inheritance, but i am afraid of spending it too quickly. Not because I need "top shelf", but that money is going to burn after taxes. With up and down markets, I have difficulty trying to figure out where I should put the money for living, fun, and investing.
If you can retire early, retire. I retired at 62 years old. I keep busy by walking 20k steps a day, ride my bike for 15 miles a day. Visit friends who are also retired.
Sounds wonderful
You are doing the right thing ...enjoy
Be careful I also did this retired at 56 and had heart attack symptoms for the only and very first time.
Turns out that I hadn’t had a heart attack only in your muscles including the heartat all, my troponin levels shot up ( a special blood protein) found only in your muscles including your heart, that spilled into my bloodstream because of overtraining.
Marathon runners die from this also no matter the fitness level.
Back then my Cardiologist said to me make a choice/ live as fit as you possibly can at this age or live longer. ❤
@@gordondkrbavac6861 , you are blessed that your ok now
That's fantastic advice! It sounds like you're making the most of your retirement. How did you plan financially to ensure you could retire early and enjoy such an active lifestyle?
Retired from construction at 60. Now I can spend full time with my horses, cattle, and hay fields,yard work, house maintenance, painting,snow plowing,etc. It's goes on and on. I have little projects every day. Helping the neighbors some during harvest. Living the dream. 😅
That’s what I’m scared of, I have horses and cattle, I go to work for a rest.
That sounds amazing! It’s great to hear you’re enjoying your time with horses, cattle, and all your projects. It seems like retirement is truly fulfilling for you, with plenty of satisfying work and opportunities to help out. Living the dream indeed! 😅🌾🚜
Great job man.!
Teacher here. I love my job and can't imagine retiring unless my health or mental capacities decline. I know what I do matters and that I was put here on earth to help others.
You have a great attitude. Thank you.
God bless all those people who find so much meaning and self-worth in their careers that they do not want to retire...I'm just not one of them.
Everyone’s journey is unique, and it’s perfectly okay to seek different paths to happiness and meaning. Thanks for sharing your perspective! 🌟
Retired late 40s and wish we'd done it sooner. Work does not always = purpose.
Yes thank you
At age 75, I've been semi-retired since 55 and hope to continue. Agreeable work is healthy.
It’s great to hear you’re enjoying semi-retirement and finding fulfillment in agreeable work! How have your priorities or approaches to work and retirement evolved over the years?
That’s great. Enjoy!
@@StressLessFinancial I'm pleased with the balance of work and free time. Sometimes at work I feel I could go back to working full-time. And sometimes at my retirement beach house I feel I don't ever want to go back to my job. So what I've achieved is a good balance. I'll stay with that until another dynamic dominates my life.
I retired at age 54, nearly 20 years ago. I haven’t worked a day since retiring except for yard work. My wife and I traveled a lot early in retirement and until the arthritis in my back got worse, I played golf 5 to 6 days a week.
We are financially secure and my wife, who worked as a CPA until she retired at age 47, miss working at all. I wake up everyday happy with the fact we could retire as young as we did. Now at age 74 for me and age 69 for my wife, we might be traveling a little less but we are still loving retirement.
What did you do about healthcare?
That’s wonderful
@Jimwood-tt2je ⁹congrats. THATS my idea of life's path.retired at 53 financially secure with NO regrets. I had this plan in my 20s and exceeded my financial goals.nodebt, allassets owned outright. I can find plenty to do should I choose to
What an inspiring journey! It’s wonderful to see how you’ve embraced retirement and found joy in new experiences. How has your approach to financial planning evolved over the years to support such a fulfilling retirement?
get magnetic pads for your back... magnets heal arthritis... and stop eating tomatoes very bad for arthritis
Retirement is different for everyone. I’m retiring next year at 62 from the corporate world I’ve been working in since I was 20! In retirement I plan on working, doing side hustles for extra income, and to do something I love!
Yes it is different for everyone. But having a plan is so helpful so the days don’t just fly by.
I retired at the age of 58 at the end of June 2022. I worked in healthcare for 35 years. Working through the pandemic nearly destroyed me. Thankfully we had planned well and I was able to take early retirement. But I would just say that before you tell people that they should keep working. You have to know whether or not they enjoy that or if it's a toxic environment. Thankfully I was able to get out of it and I am working through shedding all of that. I still have some issues that you had mentioned but it's far better to not work than to be at work, at least the work I was doing. Thank you for your contribution.
In general people lose interest in what they are doing. They wait for their retirement age.
If their financial condition is good, it’s ok, otherwise they should look for some extra income.
Work till your health permits.
Lastly one should remain active till the last day.
Thank you for your comment
I so very much agree..we in the medical profession was thrown in too the fire when the pandemic hit..I never whant to go thru that again..55 now and will be retiring in 2years..we also planned for many years to be in the best possible position for this
I am 57, retired for two years. I spend 2 hours in the gym each day, eating healthier and spending more time with my hobbies and travel. I cannot see one negative to retiring early, if you can afford it. It is so much easier to focus on your health.
That sounds wonderful! Retirement can indeed be a fantastic opportunity to focus on health, hobbies, and travel. It’s great to hear you’re enjoying this time and making the most of it.
I'm 62, been self employed for nearly 30 doing what I love. I can't see myself stopping
Right on! Non-entrepreneurs will never understand this. I've been a consultant for 15+ years. Amazing work/life balance & multiple other benefits. 😊 👍
What do you do?
@@junepohl9688 I own a small auto paint shop. I work just a few hours/day
Absolutely, the freedom and flexibility that come with consulting can be truly rewarding! 🌟 It’s great to hear that you’re enjoying a solid work/life balance and reaping the benefits of your hard work. Here’s to many more years of success and satisfaction in your career! 😊👍
@@junepohl9688 I own a small auto refinishing business
Hello
So I read comments before I watched your video and pre judged. Then I watched your video.
What I got out of it was very encouraging not negative at all. Great video to start thinking, planning my retirement. I’m 61 and It’s not just about being financially ready but mentally, physically, emotionally.
Having a plan is a MUST.
To really think thru what retirement will be like.
Thank you.
I’m glad you watched our video. Thank you and glad you enjoyed it.
I do plenty of things, very active. But it's always alone. I just can't find friends in retirement. Many other people are having the same experience.
Hopefully you can find community. Volunteering is a great way to meet people and make a difference
I cant either, most are much older than myself. I never kept friends while I was working either
Plenty of things to keep you busy. If you want a good friend get a pet, people are a waste of time.
My grandmother retired at 59, moved to Punta Gorda, Fl. to a 55+ community & luv'd it! Soooo many things to do there♥️
It’s great to hear that your grandmother enjoyed her retirement there. Thanks for sharing such a positive experience! ❤️
I'm probably never going to retire. I enjoy working and studying. I'm a teacher. But another reason why I'm not going to retire is - I'm not rich at all. I need to keep bringing in money!
Yes doing some work to keep money coming in can serve a few purposes. Financial stability, community, and fulfillment.
Same - need the income !
They do say if you love your work you'll never work a day in your life.
Most of us😢
Interesting.! Great ideas.
Retire
1-Get a dog
2- Walk the dog 1 mile 5x a day
3- Get a hobby
4- Do whatever you can before you are in a wheelchair
5-Travel hard
6- Help others
7-Add your passion here ♥️
Sounds great!
I just retired at 67, I traveled globally throughout my career working for a global automotive company so travel is the last thing I want to do at this point. I have several friends from work who went out of our way to keep in contact since I worked in NC and now live in Florida and we keep in contact... I am divorced and have a son who lives in Brazil so I will plan to visit him for a month or so a year...Working since I was 13 years old yesterday was my last day of work and I actually slept a whole 8 hours.. I will continue to watch your channel for future advice..
Thank you for sharing!!!
one of actor Paul Newman's biggest regrets was I shouldn't have worked so hard 😔
I never heard that. Thank you
I’ve now realised I had a problem with the word retire or retired. For me it’s a negative word used when you retire animals etc. I’m now focused on discovering my third age! This is a positive and celebrates growth and building a new future. Steve
Thank you Steve.
I love your perspective on redefining retirement! Embracing the “third age” sounds like a fantastic way to celebrate new opportunities. What new goals or passions are you exploring as you build this exciting chapter?
So totally agree with you. 68 retired 2 years now decided to become active as I was getting so bored. Increased my fitness. Became more social took up hobbies and now I know that I will never sit still for long.
It’s wonderful to hear how you’ve embraced an active lifestyle in retirement. Increasing fitness, becoming more social, and exploring new hobbies are great ways to stay engaged and fulfilled. It sounds like you’ve found a perfect balance and will stay busy and content for years to come.
I retired at 57. I have a senior group I belong to. I took my pension 2 years earlier and went part time
Sounds wonderful
I'm an American who retired from the Department of Defense in 2021 at age 70, and moved to the Philippines to retire. I served 43-years in the U.S. Army, Air Force, and Department of Defense. I moved to the Philippines February 2022, married in 2023, and have a new family there. I must be lucky, I am never bored. In fact, I would go back to work at the DoD tomorrow, and as demanding as that work was, it would be a vacation to me today.
Thank you for sharing your remarkable journey! It’s inspiring to hear how you’ve embraced retirement and found new fulfillment in the Philippines. Your story highlights how diverse and fulfilling retirement experiences can be.
The company I worked for wouldn't give me fmla for doctors visits, so I had to retire to see my doctor and have surgeries. I'm so glad I left that place.
I’m glad you are happy now and tending to your doctor visits
Keep working only if you enjoy your work and/or you need the money. Remember, nothing is more valuable than time, and it goes fast. Important to have a plan in retirement.
Well said! Thank you.
I retired 2019 @ 64 6months before Covid hit. So happy I did. Many of my friends didnt make it. Now I can enjoy the $$ & pensions I worked so hard for. Im sooo grateful.
It’s wonderful to hear you’re enjoying your retirement and feeling grateful. You worked hard for it, and it’s great to see you making the most of it.
Yes, keep going with your mini course. My takeaway today was when Jody said, "What increases motivation and energy in you?" I think that is a great question for any stage in life. As Jody suggested, I will be journaling that question. Thank you for not retiring. Kim
That's wonderful to hear! Reflecting on what fuels your motivation and energy can be a powerful exercise. It sounds like this question from Jody really resonated with you.
You are so kind. Thank you
Hobbies, pastimes, new experiences etc do that for me.
I cant believe so many are stuck on making $ being their sole source of happiness.
They better hope life doesnt bring them a few emergencies that take it away
Retirement is fantastic compared to working in a career. I had planned to retire at 62, but decided to retire at 60 and never regretted that decision. I'm happy; I stay active working out; doing house projects and maintenance; I read and study to exercise my brain. My days fly by, never bored. I'm extremely active. When I get physically tired working around the house, I'll take a day off from projects and go for a walk down at the park. Get out as soon as possible and enjoy retirement. I love retirement!
Good for you. Thank you for sharing this.
Curiosity killed the cat but satisfaction brought him back.
Very interesting Channel for retirees.
I retired in 2016, in the age of 60 but kept myself busy till 2024 and active till date.
I believe keeping busy after retirement make You fresh and healthy.
Thank you.
I worked skilled trades, my body can not do it anymore.
It’s completely understandable-physical work can take a toll over time. 🌟 It’s great that you’re recognizing your limits and considering new paths. Finding activities that are easier on the body but still fulfilling can make a big difference. Wishing you a smooth transition and lots of new, enjoyable experiences ahead! 😊💪
I can retire in 6 months at 55, but can dramatically increase my next egg, beyond my pension, if I stay until 57. When asked what I'd do retiring so "young", I just say "More of what I already do on my days off!" Hunt, fish, bike, hike, jiu-jitsu, boating, play two musical instruments, travel, quality time with friends and family. If you're bored in this life it's your own fault.
Sounds like a good plan. Thanks for sharing
Hiking and fishing all day just doesn't sound fulfilling to me , I will keep working I guess 🤷🏻♂️ Enjoy !!!
It sounds like you’ve got a fantastic plan for enjoying your retirement! The activities you’re passionate about are inspiring. How do you balance maximizing your savings with making sure you’re ready to fully embrace your retirement hobbies when the time comes?
Don't forget to make your money work for you.
@@StressLessFinancial I’m concentrating on my big physical experiences/trips/adventures early , two pensions and a few nest eggs
I retired at 66 years old after working 45 years. I am never bored because I keep myself busy and have quality of life. I spend time with friends and family. I get time to do things that I need to do. My finances is great after retirement. Property paid off many years ago. Paid brand new car in cash. Zero debt. I don't need to file income tax anymore. The only tax I need to pay yearly is my property tax.
Thanks for sharing!
Some people just don’t know what to do after slavery. Imagine this …your schedule no longer your problem to do what you want and go where you want without having a schedule. Living vs working . Freedom. 🎉
For some, it can be challenging to adjust to life beyond the daily grind, but the idea of living life on your own terms is powerful. It’s about embracing that freedom and enjoying the journey. Thanks for sharing your perspective!
Slavery? Truly a class 1 ignorant comment
Agree completely! I am 62-years old and own my own business. I built this business and it now employs 10 wonderful people. I could have retired years ago but I LOVE building tis business and, honestly and terrified to retire. I believe God built us for a purpose. Mine is to do this, not relax and focus on self. This world tells us to relax, kick-back and focus on ourselves. THAT is the big lie.
Everyone's journey is unique, and finding what truly drives and satisfies you is what matters most. Keep following your passion, and thank you for sharing your perspective!
Retirement has nothing to do with ‘doing nothing’ ….. I’ve learnt to play Saxophone and joined a band, we travel a lot like 2 mth driving trips around Australia and then New England also a Motorhome trip in New Zealand. Retirement equals freedom from having a boss- we’re in charge of our time.
Provided you have money 💰 😂
Sounds wonderful
@@nphuc1 working 40 years allowed us to accumulate money- fortunately we saved and invested.
@@BoninBrighton it has if that's what you choose to do.
You are in charge of the time God gives you.
I work independently and love it. 67 soon to be 68. I work 3 to 4 days a week and love it. I'll keep moving until I cant
Thank you for sharing! It’s great to hear that you’re enjoying your work and staying active. Keep up the great work and stay engaged!
Stay active
Keep learning
Social
Purpose n meaning of life
Financial stability
Giving back
Embrace change
Love this. Thank you
Thanks!
A bunch of horgworsh.......happily retired at 58 eight years ago, and thankful for it every day.
Horgworsh? I’m glad you are happy. That’s most important
I see the title as click bait. The content is quite useful.
Not for everyone though...
Usually those people who work beyond retirement age are those who still need active income to get by.
It could be. But also the community and feeling of fulfillment.
I cannot agree with your advice!! Retired at 55 after 8yrs in military and 30yrs in major corporate world. Worked my ass off my whole life and achieved many goals. I'm 70 now and very happy, and I don't work at all.. I focus every day on peace, tranquility and joy. I have a stress free life and it's great. I prepared for early retirement mentally and financially, it's all about mental state of mind and all I live for now is my kids and grandkids and playing social golf and bowls ❤❤❤❤❤
This is wonderful that you have found such happiness and peace doing retirement your way.
lol this video title freaked
Me ..
there is so much to life than work and money ..
being at home and not working is the best feeling .. feeling contented is even better ..
enjoy life by picking new hobbies
Thank you.
Continue learning ATT is a very fast paced work environment and your always attending classes. At 74 yrs old I study everyday on RUclips and read.
That’s great. Thanks for sharing
True. Keep working to remain healthy.
Thanks for sharing
Staying healthy to keep working!
I’m 70 and no thought of retiring. I love my work and the people I work with. I have a personal trainer who keeps me fit. I agree completely with what you are saying.
Thank you. Keep up the great work.
Yes!
Retired and i love my free time. I wake up whenever i want and go to sleep whenever I want. My job at the banking industry was wearing me off mentally and physically. I stay active, nothing beats a beautiful walk in nature or by the beach. I call that freedom at last. I can do without people and never felt lonely, i am a happy soul and spiritual who digs deeper to find myself. It gets to the point where you don't want to hear the word WORK.
This is great. Thank you for sharing.
I loved this video! I subscribed and now I am commenting. LOL. I am 1 1/2 weeks from retiring from Nursing after 40 yrs. I took a job as a teaching assistant in my local Junior High. I am excited to start this new adventure working with kids. It is full time benefits for only working 6.5hrs/day for 174 days a year. I am looking forward to a lot of free time and travel on breaks while still having a purpose and challenges. I will supplement with Social Security and let my 401K grow until I completely stop working.
What a great life to look forward to. Congratulations
I’m glad to hear you guys are doing CrossFit. I’m 63 and have been doing it for 8 years. Way to go!
Thank you
Great video guys. I retired and went down hill then I decided to work again on my terms and still working at 72 . I am now happy healthy and well again. We
all need a reason to get out of bed in the morning
Thank you for sharing your story! It’s inspiring to hear how returning to work on your own terms has brought you happiness and improved your well-being. Having a purpose and reason to start each day can make a big difference.
Im never bored been retired. 8 years lo e it Im active healthy get to do the things Ive always wanted ro do its great
Sounds wonder. Thank you
You guys don’t know what your talking about! I retired in 1997 at age 36! I am now 63 and a Widow. After retiring I got Married for 20 years raised a Son and Daughter and Cared for my Parents for 15 years until they passed in 90’s. I loved working but did not want to pay taxes anymore to a horrible Government! I made over 10 million and never paid any taxes. I am on no medications and weigh 155 at 5-10. Work sucks and finally the younger generations are getting smart and saying we’re not doing this anymore!
Thanks for sharing your experience and highlighting how diverse and personal retirement journeys can be. Your perspective on work and finances is thought-provoking and adds a unique angle to the conversation!
I love retirement. Working for a company or a supervisor is amazing. I do have hobbies and a routine.
That is awesome!
39.5 yrs working in one place. Retired @ 59 1/2. Maintaining all that I acquired is a full time job. One that's pays me for what I'm worth. If I cant maintain it, I dont deserve it.
Thank you for commenting.
I become more active with my church. I couldn't wait to be able to dedicate more of my attention to the church. It's very fulfilling and rewarding.
That’s wonderful. Thank you
We're set to retire in 10/2026. My husband will be 63 and I'll be 59. We have enough in retirement accounts and my pension to never work for a paycheck again! I am so excited for this next chapter in our lives! Just 27 more months to go!
That's great. Plenty of time to do some planning.
@@jiggyjean9081 don't vote democrat and you'll have enough to retire
Not sure how your advice works for someone who’s anti social. I love the isolation when I run in the morning, just not that needy otherwise. Anyway, thanks for sharing.
We are glad you are here. Take from us what works and leave the rest.
Would you say maybe you’re an introvert? I’m an introvert and get burned out working with people and putting up that professional front. That being said, I enjoy talking with people and being around people of my choice. That’s what friends are for! ❤️
I retired at 65 after working like a dog for 48 years. I am pushing 69 and If there is something better than retirement , I have not seen it yet. I love it.
I will never be bored at retirement. I can't wait for the freedom
That’s a great attitude.
It's inspiring to see how staying active and engaged can bring fulfillment and purpose. Thank you for shedding light on the benefits of continuous growth and contribution throughout life! -Macy (Team Evan)
You are so welcome!
Disagree. Retirement is the greatest thing it can happen to a person. Why?
Because it gives you the opportunity to finally find out your purpose in life , and guess what ? You have plenty of time to dedicate to it. If you always wanted to grow your own vegetables, or start a non profit, or contribute in some way in your community, etc., now is your chance to do it. Yes, all you need is to have a purpose. Now if your idea of retirement is to sit and watch TV, this podcast is totally right!!
You have figured it out. Good for you. Having more time and filling it with some purpose is what this stage is all about.
@Jorgejimenez-xc8sp I think you should find purpose before retirement. If no need to wait til after you haven't been thinking much about it.retorement gives you freedom. To choose what you want to do, even if it's nothing
if your job is what gives you purpose in life and keeps you from being bored and its where you get your "friends" , you really need to get a life ... ive been retired for 8 months and every single day flys by and the smile never leaves my face
That’s wonderful. We are happy you are enjoying your retirement.
I waited until 72, sold my business at the very right time and enjoying now 5+ years in healthy active retirement!
That’s wonderful to hear! 🌟 It sounds like you made a great decision and are now reaping the rewards of a healthy, active retirement. Enjoy every moment of this new chapter and all the freedom and joy it brings! 🎉😊
Never retire? Yeah, ok. YOU do that.
I think you missed the meaning of the video. Our main point is to blend in some work or volunteering to keep you engaged and fulfilled.
Right
I retired a year ago, you couldn't pay me to go back to work. Not working is great, especially the mid day naps.
Love this. I have been know to grab a mid day nap!
I retired at 55. I do what I like, definitely not doing things for money. Being religious , I spend time in praying, spending time with kids. My wife and I have a routine of walking. Also plan to spend time in different places , small town to experience change. India is blessed with such diverse topography and cultures. Also it's affordable.
That sounds like a wonderful way to spend your retirement! 😊 It's great that you’re able to follow your passions and enjoy quality time with your family. Walking with your wife and exploring different places must be really enriching. India’s diversity is indeed remarkable, and it’s fantastic that you’re taking advantage of it. Enjoy every moment! 🌟
Great advice. I subscribed to your channel. I am 64 and still working 80%; I will probably start reducing my time at work at 65, but will still work until about 70 when I should be at 25% or less. I may continue after 70 at some level or consult. While I am still working my wife and I are taking the time to travel while we have job related income, and we are still saving towards retirement and holding off on Social Security until at least 67. I have many old hobbies, e.g., Golf, that I continue with new friends I made in the community that we moved to in 2018. So, I totally agree about making and maintaining new friends as well as rekindling old friendships. I also have started new hobbies. I started SCUBA this past year and have several trips planned in Florida and the Caribbean. Looking forward to enjoying more of your content.
Thank you for sharing this and for the encouragement
I can’t work anymore. My job is physical dentist , all the bending is killing my body. I deserve to retired. I have other stuff to keep me very very busy
Hopefully you can leave this job soon. I understand that being a dentist is very hard on them physically and mentally.
@@donnag7288 you work on midgets?
I was able to retire at 50 - which was great as I had a young family and a new property that had lots of work to do on it. I learned woodworking, metalworking, hedging, fencing, designing and building barns and outbuildings. This was all wonderful, but after 10 years an old colleague asked for my help in a new business venture . I did this and then had the idea to start a second company doing similar stuff to my old job. It has been going 10 years now ( I am 70), and it has been amazing. I just love it. It was tough in the first few years but now we are successful and I am doing my best work ever. I am not going to stop this. I am currently working mornings, to check on the team and do emails with clients, and doing home projects in the afternoons. So I get the best of both worlds.
This sounds wonderful. Thank you for sharing.
Love this! My goal is to keep doing passionate work. I think it keeps us vital and strong. Wishing you continued success!
I retired in 2021 at 64 following a 44 year R.N. career which included working the frontline e during the pandemic. Six months after I retired my already retired x 2 years husband and I sold our home of 32 years in R.I. and relocated to The Villages the largest and most active 55+ community in the world. We have absolutely no regrets with decisions and are active and very happily retired with zero desire to ever return to the workforce.
It’s great to hear that you and your husband are enjoying your retirement in such an active and vibrant community. We understand that this may not be the path for everyone, but we hope our advice can be helpful for those who share a similar mindset. Wishing you continued happiness and fulfillment in this exciting chapter! 🌟😊
I’ve noticed that Americans are only used to having very short holidays whilst they’re working- for us Brits and for Europeans we’re used to travelling for a month or more during our careers as we get lots of annual leave.
You are so right. It would be great to change that policy here in the US
The military gets one month paid vacation.
@@glendacastillo6504 and free travel too 👍
False . Work until you can retire then do all the things that you never had time to . Life is short.
That is a good philosophy. Thank you. Staying active and engaged is important.
I’m 47 ,, I will definitely slow down because the company that I worked with for 26 years is closing down. So my plan is, to slow down a bit. Thanks for the video. Great content!
Your welcome and thanks for leaving a comment.
Watching and reading comments from Zambia. Everything you say is spot on. Turning 59 this week and find that I am doing more things that energize me. You guys are not really talking about work but finding purpose even outside of our careers. Great advice!
Thank you for your kind words! It’s great to hear that you’re finding new sources of energy and purpose as you approach 59. Discovering what energizes and fulfills you outside of work is a valuable part of life. We’re glad the advice resonates with you.
These people have no idea what their talking about. I'm 66 retired at 55 after thirty seven years and best move I've ever made. It's something we've worked for and deserve. I'm retired live abroad and on the beach.
Yes. Retirement is a reward we earn for ourselves, not some terrible thing that makes us "less relevant".
Everyone’s path is different, and it’s important to find what works best for you. We understand that this approach may not work for everyone, but we hope it can be helpful for some. Wishing you continued enjoyment in your retirement! 🌟😊
I want to retire at 62. But I plan to go to Europe, live there, drink beer, and chase women. This will force me to learn a new language and stay in shape.
Interesting! Enjoy
Heck yes! Gym, people watch, hobbies, party whatever you want. Ornothing and just watch the tube til you fall asleep all day
Retirement rocks! Was never home my entire working career worked 7 days a week. Took me a yr or to learning to slow down and just enjoy peace and quiet.
Learn to live on the min, retire soon as you can live a little.
Take mini retirements when needed while working! 6 months or a year between jobs would make working so much more palatable. Goal is to prevent burnout and also alow yourself to do things while healthy and able.
Such a great idea.
If you worked the job I did you would have either quit or retired at 62 but I made it to 65 and retired and I'm so happy I did!
Thank you for sharing your experience! It’s inspiring to hear about your dedication and the happiness you’ve found in retirement. Wishing you all the best in this new chapter of your life!
If you're healthy I agree. However if you're battling a serious illness, I don't recommend working. Your job is getting better.
Absolutely, your health should always be the top priority. If you're dealing with a serious illness, focusing on recovery and well-being is crucial. Work can wait, but your health can't. Taking the time to heal and receive proper care is the most important job during such times.
@@liveandretireusawell said.
Agreed
My favorite video so far.
We would love to know why.
Mark & Jody, great content and counsel! Keep up the great work. I find your recommendations very valuable.
Glad you like them!
I retired at 40 and I'm 58 now and enjoy going out and enjoying life everyday and having a boat to enjoy on the water keeps you bissy , also go on a vacation every month even if it's just checking into a hotel and hanging out at the nice pool for a few days AND DON'T DESTROY your life with drinking and or drugs 😊
That sounds like a wonderful way to enjoy retirement! Having a boat and taking regular vacations must be a fantastic way to stay active and engaged. It's great to hear you’re making the most of each day and focusing on positive activities. Your advice about avoiding harmful habits is also very important. Enjoy every moment of your retirement!
The only way a person can comfortably retire is if they have money put aside and are in the position financially to do so
Having financial stability and resources is important
@@KathleenCernetich or marry a rich spouse who'll support you
In your course that you are developing can you please emphasise the importance of couples reserving healthy chunks of time to do things separately 😉
Yes that’s important.
I retired at 64 and I LOVE it! I'm busy and active. I have lots of time for family and friends. And I travel. I have never looked back.
That’s wonderful to hear! It’s great that you’re staying active and enjoying time with loved ones. Wishing you many more happy adventures in retirement!
I will be retiring in 5 months, at 65. My wife and I have been Foster Parents since 2019 and currently have 3 Teenage guys. I have a 33 year old stepson with Cerebral Palsy who happens to be my hero, and we have 12 hours a day nursing for him. I have 2 grandbabies in Florida that I can never seem to get enough time with. With a passion for riding a motorcycle, I've ridden over 1,000 miles in less than 24 hours (to see said grand babies in Florida). When you are serving others, you have zero time for loneliness and boredom. I am healthy by choice and live a blessed life beyond measure. I don't need a million dollars saved (are you kidding me)? After 35 years in the construction trades and the last 10 in transportation, I am, more than ever, ready to retire.
Your dedication to your family and the service you provide is truly inspiring. It sounds like you have a rich and fulfilling life ahead of you in retirement, with plenty of passion and purpose. Wishing you all the best in this exciting new chapter!
Who wants to retire, and lay around and do nothing. Unless your broke. I wish I could have won the lottery in my 40’s. I would have traveled the world, got involved in finance and investing. And never really worked another day in my life. I’ve watched trust fund babies do it…..that’s the way to go…😂
What are you doing now? Are you still working? Do you have any retirement plans?
@@RetirementTransformed nope, no plans....just work till I fall down...
To each his own
Yes
I retired 2 month before 55, my wife continues to work to avail the health insurance for both of us and eventually retired before reaching her 65. Luckily, I was qualified for Medicare but she has 6 years before her Medicare kicks in. We were able to take care our parents too up to their last days on earth. It was exhausting but fulfilling and rewarding. Now, we’re both retired traveling most of the time and volunteering at different parishes rendering music for Sunday Mass. We’re more relax, stress free, enjoying and spending our hard earned money. With our 401K, pensions and annuities and no mortgage, we can live comfortably and enjoy to the fullest. We’re grateful and thankful for the blessings bestowed upon. Thank you Lord🙏🙏🙏
Thank you for sharing your experience! It’s wonderful to hear how you’ve managed to balance family care, travel, and volunteering in retirement. Your story is inspiring and highlights the joy that comes from a fulfilling and well-planned retirement. 🙏
I'm currently 62 and in my 'retirement job'. I love what I'm doing and will continue as long as I am able.
That’s great. Thanks
7 reasons not to listen to these quacks
Sorry you feel that way.
smoking takes 10 years off your life, not to worry the last 10 years are not the best! Not worth living.
Excellent point!
Even worse if you’re are still clocking in for the terrible employer.
You’re being funny of course.
Aferter 62, RETIRE , RETIRE, Stop bothering your coworkers ,
Thank you!
life is what you make it... retirement is what you make it too""" BUT the most important thing in life and in retirement is your HEALTH""
We agree wholeheartedly
Answer: cuz we can't afford to retire! 😢
Hopefully you will find a way to retire