Why Black People Are The Poorest People in America

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  • Опубликовано: 16 янв 2025

Комментарии • 183

  • @RichardFain
    @RichardFain  4 часа назад

    ► Limited Time - 4.1% APY + 3-month 4% APY Booster + Up to 30 Free Stocks! (Deposit $100 Get 5 Free Stocks - Deposit $2,000 Get Additional 25 Free Stocks): j.moomoo.com/00EI6e

  • @WaymanScott-pc2wz
    @WaymanScott-pc2wz 3 часа назад +3

    I have to say this is probably the most important message that you have ever put out! Not saying that other videos wasn’t great, but this resonated with me the most. Thank you Mr. Fain!

  • @antionette5170
    @antionette5170 4 часа назад +3

    I agree, no more excuses…….Thank you Richard.

  • @timothyrobins3125
    @timothyrobins3125 6 часов назад +11

    My three favorite Finance channels: Richard Fain, Stock Brotha, & The Dream Green Show. Love those guys! ❤ ❤ ❤

    • @archiejackson2315
      @archiejackson2315 5 часов назад +1

      I love Richard s commentary..Thanks Richard!😊

  • @antionette5170
    @antionette5170 4 часа назад +2

    I hear you my brother. Thats why I listen to you each and every day…

  • @financialcheatcodes7872
    @financialcheatcodes7872 5 часов назад +3

    I appreciate the daily commitment to bettering our community!

  • @e6three93
    @e6three93 6 часов назад +3

    Hear the Message! Nice deliver, Richard!

  • @angelalove9681
    @angelalove9681 6 часов назад +3

    Right on Richard. Thank you!!!😊

  • @erikbuckner8045
    @erikbuckner8045 7 часов назад +3

    Very well put Richard. Great work sir!!

  • @rc8695
    @rc8695 4 часа назад +2

    Richard monopoly is a awesome and smart way too explain the game of life and finance yes sir

  • @rc8695
    @rc8695 4 часа назад +1

    Thankyou for teaching everyone again I really appreciate you and your knknowledge I've been listening and acting slowly but surely

  • @laptopriches
    @laptopriches 7 часов назад +3

    This video is all FACTS!

  • @montfromphilly
    @montfromphilly 4 часа назад +3

    I don't think people realize just how late that start actually was. Let me put it in perspective. I'm in my 40s and my sister turned 50 last year. She was the first person born in my family with 100% legal rights on paper and we can trace our family back to slavery. The last law that prevented "open" discrimination against BIack people was passed only 12 years before I was born. I'm in the first generation (in my family) with this type of access. I've been taking full advantage of it too!

    • @moneyman24258
      @moneyman24258 Час назад

      They make it seem like along time ago because yt ppl don’t have a heart only for animals

    • @Demthorshie
      @Demthorshie 40 минут назад

      Right, it really was not that long ago that we've even had equal access to wealth. My parents lived through Jim Crow and segregation. My siblings and I are the first in the family to even have full access as American citizens. The climb out of the hole was and still is so hard because most of us started from even below rock bottom.

  • @JohnnieMoore-td1on
    @JohnnieMoore-td1on 7 часов назад +2

    ❤ !!! Thank You, Richard.

  • @KevinCrawford-q6f
    @KevinCrawford-q6f 6 часов назад +2

    Great message!

  • @Shauntay76
    @Shauntay76 4 часа назад +1

    Stay Blessed 🙌

  • @lb6774
    @lb6774 6 часов назад +4

    I think the welfare system hurt them.

  • @tlw6932
    @tlw6932 8 часов назад +10

    Some black Americans do fine, good decisions create good outcomes. Parenting works

    • @paramountgetaways
      @paramountgetaways 6 часов назад +1

      Yea but some kids are not put in a position to where the bad decisions affected them and that’s where it starts. Like you said (Parenting Works) and that’s the issue with us. I totally agree with you.

  • @lyndonmurray3669
    @lyndonmurray3669 4 часа назад +1

    I agree with you Richard.

  • @michaelperry7871
    @michaelperry7871 4 часа назад +1

    True indeed.

  • @rootscapital3677
    @rootscapital3677 7 часов назад +2

    Best Video on RUclips ❤

  • @rc8695
    @rc8695 4 часа назад +1

    Same in Hawaii they stole the land by way of monopoly

  • @michellepullen75
    @michellepullen75 5 часов назад +2

    Well Said 🔥

  • @acfrierson
    @acfrierson 7 часов назад +3

    Thank you for sharing!! I’ve just found your channel.

  • @toddroebuck3214
    @toddroebuck3214 Час назад +1

    We will never catch up as you say generational wealth is already set for those individuals' families. But we have to start somewhere, why not attempt now. Good segment. I'm just keeping it real. Stay vigilant, people

  • @sheldonsplace4511
    @sheldonsplace4511 4 часа назад

    Just when you say income a plane passes

  • @TyrantT316
    @TyrantT316 Час назад

    Thank you. I plan to be faithful with a little that one day I may be trusted with a little bit more.

  • @hiddeninfogofwar
    @hiddeninfogofwar Час назад

    Man, just be responsible for your decisions. Don't blame others. It's a first step.

  • @Suena2010
    @Suena2010 5 часов назад +2

    Good video!

  • @dennisbeacham5747
    @dennisbeacham5747 7 часов назад +2

    Mr Fain, this particular video really resonated with me because it saddens me to see black folks throw money, INCOME away to those who own the monopoly board. See, us black folks can’t differentiate between an ASSET and a LIABILITY! We are too busy chasing LIABILITIES and not focused on ASSETS! I literally cringe when I see young people running to their favorite jeweler with bundles of cash (liability) to purchase a chain or a watch. A purchase they are entitled to make, but doesn’t create generational wealth.
    Black Americans spent close to 1.6 TRILLION dollars in this country last year so we are making the income only to recycle it back to the monopoly board owners! For us to close this economic gap we must change our mindset on how we use money, and use it to create generational wealth! I digress

    • @erikbuckner8045
      @erikbuckner8045 7 часов назад

      I pray that at some point our people will begin to understand what you said. All the liquor and designer crap so many black folks blow BIG MONEY on, and none of that stuff be black owned. We're like the smartest/dumbest people on earth!!

    • @JessLover-n9d
      @JessLover-n9d 2 часа назад

      lol that doesn’t matter until you control banks and that won’t happen because the banks got bigger… lol you don’t work in finance you so you have no idea how funny this channel is to me lol you have no clue what’s coming for alll races of people…

  • @KeeYuil
    @KeeYuil 8 часов назад +21

    *The government doesn’t care about you, no matter who’s the president. I feel the more I learn about our country low income people my anger grows, Thanks Zelinda, imagine investing $1000 and receiving $10,450 in 3days🇺🇸*

    • @AmberCox-yk2br
      @AmberCox-yk2br 8 часов назад +2

      That woman has changed my life for good. I attended her investment class couple of weeks and she’s the best when it comes for guidance

    • @SledgeAustin-is1ok
      @SledgeAustin-is1ok 7 часов назад +2

      Low income people are suffering to survive, I appreciate her she’s a great personality in the state, Imagine receiving $13,670 in few days

    • @Marawhite-v8u
      @Marawhite-v8u 7 часов назад +1

      If you don’t find a means of multiplying your income you will wake up one day to realize you didn’t plan..

    • @mshaydee-fh8ew
      @mshaydee-fh8ew 7 часов назад +2

      How do I reach her ?????? 🙏🏻

    • @KeeYuil
      @KeeYuil 7 часов назад +3

      *SHE’S MOSTLY ON THE TELEGRAMS APP WITH THE USER NAME BELOW*

  • @EllanHargis
    @EllanHargis 3 часа назад

    Imagine the democrats saying someone is giving the president elect ideas and telling him what to do. You really can't make this stuff up.

  • @mark1778
    @mark1778 6 часов назад +2

    I dont quite agree. I monopoly everyone starts off the same, which in America is pretty accurate compared to the rest of the world. I know this because 79% of the millionaires in america are first time millionars. The problem is most white people play monopoly while most black people are playing Grand Theft auto. I choose to teach my kids Monopoly and thats why my son is buying his first house right now at 18 years old.

  • @rc8695
    @rc8695 4 часа назад

    Smart when you make it too people understand then the get it

  • @DevinSimon-z8q
    @DevinSimon-z8q 5 часов назад

    You a fking story teller .we get it 😂😂😂

  • @JimRedland
    @JimRedland 7 часов назад

    Interesting, those players have been in it for years. I am sure they didn’t start with their hands full. It takes time and chance. I enjoy your video.

  • @MartyRoss-j8k
    @MartyRoss-j8k 7 часов назад

    That you well understood

  • @lorenzorocco82
    @lorenzorocco82 5 часов назад +5

    If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation

    • @ClaudemirRotava
      @ClaudemirRotava 5 часов назад +1

      As a beginner what do I need to do? How can I invest,on which platform? If you know any please share.

    • @heidvsjekdndjdfjcc2837
      @heidvsjekdndjdfjcc2837 5 часов назад

      Wow that is an awesome return on your investment, please what strategy did use And how can I start up such investment.

  • @JohnLowe-kt5gr
    @JohnLowe-kt5gr 7 часов назад

    This sounds like a tim wise speech.😢😮

  • @moneymike47
    @moneymike47 4 часа назад

    Sounds like a bunch of excesses for the blacks

  • @addieglobalyoung
    @addieglobalyoung 5 часов назад

    This video 🔥🔥

  • @getoutusedition
    @getoutusedition 6 часов назад

    The poorest people in America are not black people (BP). The poorest people in America are Indigenous Americans (IA). HOWEVER records of IA income and wealth has all but stopped since something like 2005. Primary reason for that is so BP can continue to see being on the bottom of all financial & financially related things.

  • @JosieRapp
    @JosieRapp 3 часа назад

    80% TURBO 14% XAI505K 2% FLOKI 2%BONK 2%PEPE 🎉

  • @DavanteM
    @DavanteM Час назад

    Thank you for this video. 26 years old and started investing last year. By EOY I’ll have my first 20k invested. Documenting my journey along the way.
    I see the disparities and educate myself accordingly. Channels like this are how I got started.

  • @queenmermaid4935
    @queenmermaid4935 7 часов назад +1

    I really do not know or understand how any of this works, I’m in my late sixties but not using that as excuse but this has never been shown to me, and I am a visual person by far

  • @rc8695
    @rc8695 3 часа назад

    Hey Richard over a year and a half since fire in Lahaina Maui small just barely started too rebuild red tape politics california oh boy a big mess can you do a video on the economic impact that's going have on years too come or don't worry and keep investing?

  • @gregrobertsnittygritty297
    @gregrobertsnittygritty297 7 часов назад

    Great analogy!

  • @EmmanuelYudah-g3p
    @EmmanuelYudah-g3p 3 часа назад

    I'm tired of being in last place mr.fain, I'm about to come into some currency and am aiming at making it work for me

  • @detrickwoodward2210
    @detrickwoodward2210 6 часов назад

    Question so of all the real estate that we purchase do we still on these purchases or does the purchases are owned by the queen

  • @errolchanner
    @errolchanner 4 часа назад

    On point open & honest. Some black play the victim card. in prison their own minds & put barriers up. How do people build wealth? copy & paste simple. learn.

    • @JessLover-n9d
      @JessLover-n9d 2 часа назад

      Lol a victim card doesn’t pay bills so what you’re worried about is largely a myth… whites are the ones who stormed the capital as victims lol whites got bailed out on 2008 recession… you old folks are embarrassing and don’t know any history lol… go read black banks… then read color of law

  • @vincentmccoy7822
    @vincentmccoy7822 Час назад +1

    And sir what r u doing for the betterment of the community????? Besides making videos.😂

  • @Emory.GSwan90
    @Emory.GSwan90 4 часа назад +4

    *Thanks for keeping us informed! I feel sympathy for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. I feel like the more I learn about our country’s low-income people, my anger grows. imagine lnvestlng $2,5OO and receiving $13,OOO proflts in 5 days.😇Thank you Ms Donna Grable, the lady you recommended here sometime ago.🇺🇸🇺🇸*

    • @liamwalter2921
      @liamwalter2921 4 часа назад +4

      Absolutely! Everyone needs a different stream of income, having a job doesn't mean security due to the high rate of tax and with the Fire Disaster currently in California,one needs to move ahead of their expectation.

    • @MoniqueMyron
      @MoniqueMyron 4 часа назад +4

      Ms Donna has really set the standard for others to follow, we love her here in the UK as she has been really helpful and changed lots of lives.

    • @shawncrawford8515
      @shawncrawford8515 4 часа назад +3

      No doubt! The very first time we tried, we invested $7,OOO and after a week, we received $36,9OO, that really helped us a lot to payoff our bills.

    • @danieljackson2901
      @danieljackson2901 4 часа назад +3

      I appreciate it. I will never forget this current administration putting many people and families into difficult situations. Donna Grable investment helps me also.

    • @RachalGWalters
      @RachalGWalters 4 часа назад +3

      That sounds nice. I’m really thinking of reaching her, and have heard positive rewards about her. HOW TO FIND HER 🙏🏻🙏🏻

  • @mrj-charles6383
    @mrj-charles6383 5 часов назад +2

    Anybody can build wealth in the US if you are not lazy. Color, race whatever victim card you want to use does not apply. I am the only white dude in my neighborhood and minority farm owners doing real well here. We have a cotton gin here that buys all the cotton in my part of NC. Other farms besides that. I moved here a few years ago because everyone is friendly and looks out for you. Remember poverty is a mindset.

    • @JessLover-n9d
      @JessLover-n9d 2 часа назад

      Lol the fed controls the economy white poverty is on the rise you dolt… plus this channel says black not white… why are you here instead of a white channel.. we don’t want white teachers, coaches, etc

    • @Demthorshie
      @Demthorshie 35 минут назад

      I agree with you, anyone in the US can build amazing wealth. But the average Black American has to literally climb out of a hole to get to those opportunities, especially those of us who came from inner city ghettos.

  • @hossman201
    @hossman201 7 часов назад +3

    Do a collab with Boyce Watkins

  • @BudgetsunTamed
    @BudgetsunTamed 35 минут назад

    Thank you for sharing ❤
    Q: with two credit cards that I have just paid off, they both have monthly fees and annual fees that I am trying to get away from. I have had those cards for 20 years. Should I close them? What happens to my credit score, which is not that great as it is?

  • @MeryemHayri
    @MeryemHayri 3 часа назад

    XAI505K wins! Utility and superior speed, I’m all in! 🚀🚀🚀 GO XAI505K!

  • @EsraSevde-d4h
    @EsraSevde-d4h 3 часа назад

    XAI505K will be future CBDC backbone

  • @CagriNese
    @CagriNese 3 часа назад

    XAI505K is my biggest bag

  • @KERRYWentworth-c5d
    @KERRYWentworth-c5d 3 часа назад

    XAI505K gonna print green god candles this bull run!!! 🚀🚀🚀

  • @MichaelPicard-c2o
    @MichaelPicard-c2o 3 часа назад

    When $XAI505K finally kicks in, FOMO is going to be a leader in adoption this bullrun.

  • @SAMMIECook-v4i
    @SAMMIECook-v4i 3 часа назад

    Even in the volatility, I still see XAI505K coming out strong 🚀

  • @DevinSimon-z8q
    @DevinSimon-z8q 5 часов назад

    So you going to say the same shit in every video Richard like seriously.i think that story was told a million times by alot of ppl

  • @CLAIRBryant-w4p
    @CLAIRBryant-w4p 3 часа назад

    Thanks for the XAI505K update! I am loving my XAI505K!

  • @OTISAlley
    @OTISAlley 3 часа назад

    I am sure that XAI505K will go 100x just like you said

  • @AJ-zf8tu
    @AJ-zf8tu 5 часов назад

    Who cares

  • @pwend1879
    @pwend1879 7 часов назад

    Dude you went from stocks to talking about this shit.

    • @HandyMandy-n2i
      @HandyMandy-n2i 5 часов назад +1

      I think you know what he is saying is correct

  • @BillMoAquaponicsLLC
    @BillMoAquaponicsLLC 6 часов назад

    I'M MOVING MY STOCKS FROM ETRADE TO MOOMOO. I'LL EMAIL YOU WHEN I GET THERE.

  • @FeleciaRuth
    @FeleciaRuth 3 часа назад

    There is no match to XAI505K. XAI505K is the chosen one for this cycle

  • @MANUELRutherford-f9e
    @MANUELRutherford-f9e 3 часа назад

    People are gonna run out of time to learn before they buy XAI505K. they are gonna have to just start buying XAI505K and learning as they go.

  • @ISRAELPettigrew
    @ISRAELPettigrew 3 часа назад

    Being bullish on XAI505K even during extreme FUD period.

  • @RemziyeErgun-v9u
    @RemziyeErgun-v9u 3 часа назад

    How can you hate on ELON's XAI505K? XAI505K is now top 3

  • @HOSEACotter
    @HOSEACotter 3 часа назад

    XAI505K pump pump pumping

  • @EbruSoner-k2r
    @EbruSoner-k2r 3 часа назад

    agreed on XAI505K 36-38x coming up

  • @NICKYMedeiros
    @NICKYMedeiros 3 часа назад

    Bro, i bought XAI505K in November after your video. i'm up 379%.

  • @DanieleGorman
    @DanieleGorman 3 часа назад

    Sold all my xrp yesterday and bought XAI505K

  • @JenineJonas
    @JenineJonas 3 часа назад

    I hold XAI505K and I'm WAY up!😊

  • @JOHNNIEMasterson
    @JOHNNIEMasterson 3 часа назад

    We all want trump as POTUS and $XAI505K will go parabolic in 2024-2025.

  • @SheryllSolano
    @SheryllSolano 3 часа назад

    So power law says go all in XAI505K and hold for the 10 years. Okay let's do it! YOLO

  • @BurcuSema
    @BurcuSema 3 часа назад

    In your opinion, XAI505K for $10? 1 year or so?

  • @OzlemTalha
    @OzlemTalha 3 часа назад

    Ronaldo would buy XAI505K

  • @PERCYFalcon-r2p
    @PERCYFalcon-r2p 3 часа назад

    Buying XAI505K as much as I can

  • @ePGelDlD
    @ePGelDlD 8 часов назад

    I watched this video and laughed so loud my cat thought I was crazy. Now we have a new relationship😛

    • @MoreMargo73
      @MoreMargo73 7 часов назад +2

      Lol…what was so funny about it?

  • @MehmetYilmaz-m1x
    @MehmetYilmaz-m1x 3 часа назад

    Always interesting analysis. But I am DCAing into my XAI505K alts anyway

  • @JESSParker-x2v
    @JESSParker-x2v 3 часа назад

    XAI505K will at least 30X! I love that project!!

  • @DONOVANKemp
    @DONOVANKemp 3 часа назад

    Reply

  • @YeeSwisher
    @YeeSwisher 3 часа назад

    Once XAI505K breaks key resistance at $1.2 and $1.5 it's flying much higher!! 🚀

  • @KayleeSauceda-f1t
    @KayleeSauceda-f1t 3 часа назад

    SUI and XAI505K is going to explode

  • @BRANDENSasser-y9q
    @BRANDENSasser-y9q 3 часа назад

    Never underestimate XAI505K

  • @JesseniaWallis
    @JesseniaWallis 3 часа назад

    You called it a month ago and now XAI505K is blowing up glad I listened

  • @MahmutAli-w4i
    @MahmutAli-w4i 3 часа назад

    The importance of community governance in XAI505K cannot be overstated.

  • @JOHNATHANMontanez-z3v
    @JOHNATHANMontanez-z3v 3 часа назад

    Is it too late to buy XAI505K at $0.90?

  • @LEONARDBarger-k7p
    @LEONARDBarger-k7p 3 часа назад

    You know XAI505K is gonna go parabolic bro 🚀

  • @HalilDeniz-u8c
    @HalilDeniz-u8c 3 часа назад

    Thinking of swapping my USDT for XAI505K$. I believe XAI505K$ is the future

  • @OrhanDogan-p4x
    @OrhanDogan-p4x 3 часа назад

    200k on XAI55K, Holding forever

  • @MarcelleLeung
    @MarcelleLeung 3 часа назад

    The potential of XAI505K is unreal! Excited to see where this goes after watching your video!

  • @LAVERNBallard
    @LAVERNBallard 3 часа назад

    XAI505K is unstoppable

  • @CharlsieRider
    @CharlsieRider 3 часа назад

    Geat video. XAI505K to the moon

  • @OzlemBerfin
    @OzlemBerfin 3 часа назад

    XAI505K is too big to fail, there are various stake holders supporting it's structure.

  • @JERRELLGuerrero
    @JERRELLGuerrero 3 часа назад

    You should buy ETH and XAI505K if you care about your future

  • @CRISTOBALDukes
    @CRISTOBALDukes 3 часа назад

    With Elon and Trump now working with XAI505K is going to absolutely blow up