What frugal habits do YOU practice? Let me know in the comments! Also, if you want some frugal living tips to save money, watch this video ruclips.net/video/A8_gL9NY2a4/видео.html
@@DeeLee-p8cDon't be a troll. Frugal Living: When the time comes to splurge, no problem. Also very little clutter, no hoard, because spending on experiences, not things.
Initially was frugal because I was poor and was trying to build wealth. Now I can say I've achieved that wealth, but older now I realize my life is about minimalist and using our resources wisely. No reason to buy to impress. Life is easier with less.
I stopped buying water and it’s a game changer financially! I fill up an every 8 days on a 7gallon water container. I put some of it in my filter inside my fridge. Problem solved.
I got rid of my car 20 years ago, and it's been the best financial/environmental/health decision I've ever made. I move to a neighbourhood where I can walk or bike everywhere 90% of the time, the rest of the time I use public transit, and if I really need one I rent a car. If you want to take your frugality to the next level, car-free is the way to go!
January 1 I started a 30 day no buy challenge and I stretched it to 90 days!! I have never done this before and I am 59! I did buy some clothes, kitchen gadgets and lawn/garden items last month but they were things I knew I needed or wanted. I highly recommend a no buy challenge to help you determine what you really want or need.
I’m doing a ‘no buy clothes’ year- doing well so far, now we are into May. I’m more resourceful with the clothes I have, putting different combinations together!
I stopped buying buying buying when I realized that my extra possessions was just causing me stress. You need very little to be happy in life - focus on those few, important things.
I’ve been unwell for 3 months and stuck at home recovering and what I’ve noticed is how much money I’ve saved! I’m quite shocked tbh just how little I’ve spent.
I experienced the same during Covid, it helped accelerate my saving and I’ve realized from that experience that I don’t need those casual buys, well most of them anyway. Hope you’re feeling better.
@@bradpaul8576 thanks for asking- turns out I’ve got anaemia plus hiatus hernia! Who knew…. well the nhs investigations turned up a few things to get fixed :-)
I couldn’t believe it when I realised it was costing me a lot of money to work full time. Now I’m retired I go days, if not weeks, not spending money because I have less stress and more time to cook etc
I rarely eat out anymore and I make simple, healthy meals for myself at home. I try to avoid frequent grocery shopping.and make do with what i have in between trips out. And i always have a detailed list of foods and supplies with me when i do shop.
I think lists are so important to help stick to a budget and ensure we use what we have. I love making simple meals - "simple" doesn't have to mean "bland" ☺️
I've always been frugal. I have always been hyper aware of waste and try to reduce as much as I can, or just don't by or use it. I don't pay for any apps or streaming. Books are my friends! It never bothered me that I wasn't keeping up with trends. I live a pretty decent life. I call my life curated and I love all the things I have, but I am not a weekly or even monthly shopper.
I’ve come to believe intentional spending is a better definition. If payday you have $100 in your pocket and by Sunday night you have no idea where it went, you may have a problem.
I stopped all my subscriptions as I realised I did not need SKY, Netflix etc. I have saved a lot of money and to be honest I am happy watching interesting stuff on YT. I read more now as well.
Same! I only get Netflix for one month of the year (usually mid-December) and binge watch everything I want to watch. Doing that over the xmas period works for me as I have a down time over the xmas period and no family anymore to spend time with. I've never really bothered with the other subscription things, nor Spotify etc. YT is also my new tv!
Absolutely agree with this! Without that constant need to “keep up with the Jones’s” I’ve been able to Retire at 39 and am in the process of moving out of the UK and over to SE ASIA. Of course I wouldn’t be able to do this in the UK at this stage, with the ridiculous cost of living but I’m more than happy to benefit from the growth Asia offers compared to our stagnant economy in the UK. I’m going to be documenting the move here on RUclips and showing what’s available overseas :) the value is incredible :) Frugality is a major step towards being able to do this! love the vid, keep up the fantastic work
Im very frugal too, since 2 years ago. This gives me too much tranquility and helps me to save a lot of money, its also a more sustainable way of life. Greetings from South America
You’re right about the food brands. I used to work in a factory that made salad dressing. Same exact recipe for both name brand & the no name kind. Just changed the label.
Very good advice - only one not for me is I hate second hand clothes. I don’t get tired of my clothes and buy very few but they are new and mine and have never been someone else’s and that’s a big deal for me.
Because of rising food costs I’ve actually stopped buying quite a few things completely. I admit I had become used to buying what I liked or buying a variety of same items. Did I really need it all? No. Was I over-buying? Yes. So less turned out to be okay, do-able. It’s true some things I gave up I just can’t afford anymore but re-evaluating what I actually needed saved me money and helped me adjust to changes. Thanks for the thoughtful ideas.
Thanks for your comment! I agree that taking time to assess whether we really need things can help us get clearer of where we're spending unnecessarily.
In my early twenties age I was very frugal. Fast forward I’m at retirement age so all those years got all my clothing and furniture and garden supplies secondhand. Saved tons of money and now don’t have to work I retired early local thrift store had 99 cent items shopped for 2 year from furniture to antiques to appliances to kitchen ware etc etc I was blessed to acquire each item for 99 cents Furnished entire house with thrift items I’m good 🙂 My same aged friends still working because they spend and have nothing saved. Now thrift shop no longer has 99. Cents sales but Thankfully I’m Good. Praise Jesus.
Bought my first thrift item - a genuine leather jacket. I paid for it at least 3 times less and it looks almost flawless. I'll maybe go for second hand for a coat but usually I'm not too interested in having all second hand clothes but shop smartly
I was never taught how to budget and my family had major shopping addiction, I actually love being frugal/careful.. I don't like buying clothes etc unless I absolutely need to..frugal is good
What you are describing is what people did years ago before we were turned into robotic consumers. I’m a single mum, so one salary household, therefore the key to living comfortably is planning and being mindful. It’s also teaching my son how to live within your means. We have a good life and are very happy. It took a while to wean ourselves off Deliveroo! But now we don’t even think of getting delivered food - why is this even a thing! My tip is; don’t think you’re depriving yourself actually you’re staying debt free and possibly saving for important things.
Totally agree about planning and being mindful. So many aspects of our lives have been made "easier" so the level of effort required is minimal (e.g., eating out/takeout) but if we put in the effort we can save money and also look after our health much better 😊
That sounds perfect! I don't feel that frugality should be about depriving ourselves and I find those 'treats' are so much nicer when we don't have them all the time ☺️
Another great video, thank you. Preparing your own meals both for home and work is a huge cost savings . Cut down on driving that uses gas /petrol. Plan your trips in advance so that you bundle tasks during the same time at remote location. One trip to a part of town vs three trips during the same week to the same part of town reduces amount of gas/petrol you use. You will be blown away by how much money this saves you plus the wear and tear on your vehicle which equates in a higher probability of lower vehicle repairs. Keep up the great content. Huge fan from over the pond.😊
I'm so glad you're enjoying the videos, and thanks for sharing your tips! I love the idea of taking one trip to cover a few things, rather than taking three separate trips. It's so satisfying to get multiple things done at once, which help save time and money 😊
I like to cook meals for 2-4 days and freeze some. I always have 2 kinds of soups in my fridge. For the last few years we travel together with another couple, we share comfortable Airbnb, we cook together and always look for great deals.
Excellent video again, great advice, thank you. I think being frugal can be seen by some as a negative thing, like you're being tight or miserly. But to me it's about living thoughtfully, making sensible decisions, avoiding wastefulness and unnecessary purchases, making a little effort to take care of what you have, and enjoying the satisfaction of appreciating the value of the things you need and own.
I've just seen your site this morning from New Hampshire USA. Great ideas that I've used for most of my life and I'm OLD. Could well be your Granny! It struck me that you have awareness about some of the reasons you had spent $, and that is vitally important. Batch cooking is a magic trick and I still do it for myself alone. Ninety % of my clothing is from consignment shops or even better, Goodwill. That's a nonprofit with locations throughout the US and that supports people with disabilities. One thought regarding car expenses. My yearly car insurance had been costing me over $1200. I learned that a reduction was possible because I had been claim free for years, I'm the only driver of the car, my miles driven is greatly reduced now that I'm retired. These changes made me eligible for the same coverage for $600 per year! An additional benefit of wise frugality is the Huge Boost it gives in feeling control of your money, and anxiety reduction about it. You get this feeling with just a small amount of savings. Such a pleasure not to have money worry being a grey cloud always over your head.
Thanks so much for sharing! I think awareness was the key that got me started with taking control of my money. That's great about the reduction you were able to claim! And you're so right about not having money worries hanging over your head - before I took control it was always a big issue.
@@KimSmith-b9v yes, my Mum and I used to go to the charity shops when I was a child. I never really told anyone my clothes were second hand because it was something you'd be made fun of.
So true about the "brand name" foods. I nearly always buy the store brand, and there are a few that I find actually taste better than the brand name one. ❤
However, stores like Wal-Mart here in the U.S. have gotten sneaky and have upped the costs on their store brands. Just be sure to check costs! They are not always the best value. Keeps you on your toes! 😲
Why would anyone want to pay for the advertising budget of the major brands over buying own brand. Snobbery is a a major play point of the big brands ie Hienz,
Weirdly, this popped up on my you tube feed. I'm the exact opposite! I like to make and fix stuff, ride bikes, garden, kayak, read, play music, cook, all sorts of activities that involve owning a bunch of stuff. It's funny how people arrive at different solutions. Best of luck to you and thanks for the vid!
I love that she recommends regular maintenance on her car. Change all your fluids regularly. Change the antifreeze yourself and save more money. The dealer just cleans and de acidizes your antifreeze and puts it back in charging you 4 times as much. Change your brake fluid, too. This removes water from the brake system and guarantees you have a good brake pedal and no rust in your system. Your calipers will thank you. You can change all the fluids yourself or with a neighbor saving yourself hundreds and prolonging the life of your vehicle.
Great video. Thank you for all the tips. My tip is rather than buy used to just dig out something suitable from my wardrobe that works. Also, I dont care about wearing the same time over and over again as long as it's still wearable. I previously would buy things to avoid wearing the same time more than once or twice, but now I just dont follow that. 😊
At my debt free age of 96 I have for YEARS asked myself , do I need or want it. It served me well raising 4 children w/o their dad and NO money, Just say NO
Great video! Its not just a friction free shopping experience that puts branded items at eye level. Those brands pay huge amounts of money to insure that their products are in those premium areas.
A big eye opener for me was deciding to go on a diet because I was becoming overweight. Keto was fantastic. I then tried carnivore. I feel and look better than ever. I save so much on food shopping now. I also eat much less as I’m not getting hunger cravings from eating processed rubbish.
@@barbsdee3831carnivore works for me hope it does for you too! Dont forget Electrolytes at the begining (salt, magnesium and potassium) they really help I felt very tired without them………
I don’t use heating or cooling in the house. I walk to the shops. I rarely eat out. I buy a packet of chips (as a treat) and divide it in half so it lasts twice as long 😂
It helped me to keep a spending diary. For everything I spend, I note the amount but also if I’m happy with the expense. Quite a few purchases were too small, not to my taste, not refundable. Or I could have bought it second hand (window vac) or cheaper in a different shop. Very helpful.
I love this. My 14 year old saved up money and wanted to go on a shopping spree-I think she was dreaming of walking around with large bags full of nice things like in the movies….well, inflation. She was in the first store and had major sticker shock…and then declared second hand shops were the new cool. 😂. I’m so glad we now see eye-to-eye. I try to reuse everything. My grand mother was born in a log cabin-9 people in two rooms. They had to forage, grow, and hunt most of their food. While I don’t do that, I think of how she lived. Simple. She lived simply and paid cash for everything…including her home.
I ask myself , 'do I need it or do I want it?' If the answer is the latter I don't buy it. I have had the same sofa for thirty years and it still serves its purpose. I wasted too much money in my younger years thinking I'd have all the time in the world to earn it back. The years have flown by like lightning and I have come to realise the true value of money. I live in Italy and there are many second hand street markets with good quality clothing for a couple of euros. I buy from them, come home, wash the item and then iron it with a hot steam iron to sterilise it. You are right about the supermarkets' ow n brands. I know someone who works in the local supermarket and he told me that the top of the range brands and the supermarket's own brands are delivered by the same guy from the same factory. I have stopped buying biscuits and cakes and make my own. I take great delight in my money saving skills.
I have two three piece suits one is 25 years old the other is 21 years old,and there's still plenty of life in them,I do spend a lot on some furnishings but they last me for ever if they are quality.
Thank you for sharing your journey with us. Your introduction reminded me of my life. Luckily, I've also decided to be more frugal with money. It helps to learn from people like yourself.
On energy costs and environmental impacts; one easy transition I made was to dry clothes on a rack/rope outdoors or indoors. On a sunny day, it’s quick. On cloudy/rainy cooler days it takes some extra time. I do that almost 90% of the time.
When I bought the house we have been living in since 1992 I made sure my mortgage was set at 20 years instead of the more common period of 30 years. I live in The Netherlands. Our house was free of debt in 2012, when I was 48 years old. Right from the start I had a new central heating system installed, double glazing and all of the pipes insulated. In 2010 I had solar panels. With less monthly energy bills we saved a lot of money. When I buy groceries I tend to buy food that is 'on the date', one day before or on the expiring date. Mostly, it's 35% discount off the price. Because we live in The Netherlands we don't need to use our car every day. I prefer to cover most distances by bike or even walking. It's more healthy too! Now the children are out of the house we can support them financially every now and then and we go on holidays at least three times a year. A good and full life is not all the stuff you buy but the nice memories you have.
We drive an old vehicle...but we eat very well (including dining out). Average car payment around here is 700 monthly moneys. Can afford the good chocolate ice-cream with that kind of extra flow in the cubbard. (Of course, got to put in the push-ups to stay strong and lean.)
I mostly buy used clothing and am getting in the habit of maintaining a general idea of my cost per wear. This mindset informs my purchase choices. For example, I am unlikely to pay $150 for a dress I will only wear at one special occasion. Instead, I will thrift or borrow a dress, or add accessories to a regular dress to glam it up. Also, if you find a used item in good or great condition, you can get to a low cost per wear quickly and the item may last for years. Finally, I have been buying quality natural fabrics and brands that have a fairly small but devoted following, making it possible to resell my own garments while retaining much of the original value.
I really like that concept of 'cost per wear'. I've bought items (used and new) that I've had for 10+ years that have plenty of wear. It's a great idea to thrift or borrow something that may not get much use :)
When i stop eating outside, I saved a lot. Before I used to go to resturant for lunch and dinner and now I am trying to apply an healthy diet so i have to cook in home even it is more difficult for me but obviously more cheaper so i see now i can save much more
FRUGAL WITH BOTH TIME AND MONEY. As per Smartphones I am using my family member's used phones ever since. I own a a couple of Trekk pants and T shirts combination of which I can use anywhere from college to home to any party/function and off course for hiking/trekking for which these are originally made and I call it OMNI [ Multipurpose ]. My friends are impressed by this concept and they appreciate it. It not only saves money but also saves a lot of time because we do not have to be confused and think about what to wear for different events or ocassions or environments. "I am frugal with not only money but with time also " And I love this video off course 🥰🥰
Thanks for your comment! I love the fact you use your clothing for multiple situations. I'm trying to reduce my wardrobe even more because I still think I have too much choice!!
My frugal habits are pretty much the same other than owning a car or having had the habit of buying newest phones. I've actually been crossing my fingers that my current one would serve me another year or two. I've had it about three years now and four is my record so far with smart phones 😄
That's good going! I'm a bit suspicious that companies deliberately make phones so they slow down around the time of upgrading, as a way to get people to buy another one!!
I’ve just found your channel and I could literally have made this video myself! Like you in my early years I had quite a lot of CC debt and have learnt my lesson! I too am frugal in the same ways and it’s been amazing for our family
I have a local charity shop where I buy most of my clothes. It is a win-win-win I think. 1. Saves me money, 2. helps reduce landfill from "fast fashion", 3. Supports a charity.
I am ultra frugal (I didn’t used to be) yes, 90% of my groceries are the shops own brand, they are significantly cheaper and I cannot tell any difference. 👍
Student meals: Bags of Rice and Beans with sauce. Pasta with a sauce. Simples. I live my life like I was 10. I was happy then with pocket money. As long as you have many friends, most things you can do are free.
I enjoyed your ideas and wholeheartedly agree with everything you say We had a financial advisor come and sort out our savings. Everytime he came he would ask how much do you spend a year, and every time we would say that we had no idea. So in the end out of embarrassment I started a spread sheet. We were not overspending, but I realised that for two people things like food costs were of the scale. My husband started to food shop with me and straight away our food bill halved. We were able to tell the next time our financial advisor came what we spent. We were not in financial difficulty but everybody regardless of income should care for money In fact we get a buzz out of buying our needs cheaply. Money regardless of how rich or poor we are should be cared for and with this new government and uncertain times ahead more so than ever
Tips. All chemicals have a dilution rate, ask the manufacturer for it. Measure how much water goes into your mop bucket. Then work out how much cleaning chemical you need in the bucket, write this figure on a piece of paper, stick it to the side of the mop bucket and cover it with sellotape to keep it dry. Do a spreadsheet that calculates how much your expenses are per month, six months and yearly. Add ten per cent to the monthly (if you get paid monthly) total as an emergency fund Ask coffee roasters and other store for big plastic bags, the coffee roasters get the beans in big bags, they are good for bin bags.
My old phone was still getting security updates but a certain app I used almost every day stopped working because the system was old so I had to upgrade. I've had my current phone for 6 years - still working and no problem with apps 🎉
@@mariah3654 I am having problems with the 'youtube' app on my Iphone 5s. It tells me every few days to update but when I try to, it tells me the latest version is incompatible with my phone. The phone is my pride and joy and I pride myself on how long it has lasted and how it is still in mint condition. I'm going to have to replace it and it breaks my heart ... I see it as such a waste of money.
I'm perfectly happy not upgrading my phone any more than I have to. I can't stand having to go into all of the palaver of setting it up and learning all the new features.
My T shirt today is 33 years young and going great . My shoes are 10 years and vibrant... never worn in the home . My Toyota is 12 years , clean it and it is as new. Etcccc.... debt free , retired 54 years , nice bungalow , no terraces in town , no restos , as experience forgotten in an hour... buttt seen the World....
I envy you! I am still working at an investment banking firm. We are frugal but need to save $ for our adult children and their future. Paid their college tuitions; chipped in with their house down payment. All big ticket items ! Still enjoy working and getting paid well.
You are fully right! Me too, i buy and prefer to buy used clothes! We can find real tresours!! Very expensive itens. Now, i am more cons ient of my finances.
I wasn't frugal in my 20s either. I partied, experimented, gambled and spent my money like a drunken sailor. Once I got my 30s, I literrally stopped spending. Once the covid pandemic started, my frugal ways went up 10 folds. Now all I do is save, and hardly ever spend my unless I have to. I'm constantly worried about the rise in the cost of everything. I'm always worried about money, even though I'm financially stable.
Perhaps we can risk going too far the other way and being frugal to the point of not enjoying life but certainly, the cost of living probably hasn't helped with people's financial worries 😔
I live in Argentina, and have never had a credit card, never wanted one, I buy anything according to my budget in that moment, if I can afford it then I just go without until the next month. I'm retired and own my own house, I live up in the hills of a lovely English town, I'm happy as can be and I eat everyday and now I'm saving to buy myself a new mobile phone. All of this was achieved thanks to my dear God, and lord. Jesus Christ, I don't now what I would do without him.
I wish I'd been like this all my life. Wow. All the money I could have now. Instead I have a bunch of useless junk in drawers and closets and stuff I've donated to the Goodwill. I am frugal now because of the inflation problem and just growing up and realizing that I don't need hardly anything in my life. People waste so much money especially in the United States
Yes, I imagine I would have been in a much better position years ago if I'd never got into debt. However, I don't dwell on that - I made my decisions based on what I knew at the time. Now I'm older (and a bit wiser!) and I feel I'm in more control ☺
@@ThisEditedLife You are so correct. I didn't see it was wrong back then. But now that I know better I look back and realize how dumb it really was. I'm embarrassed actually
Get books, clothing, shoes and housewares at yard sales and estate sales.. Only pay retail for food and gasoline. Keep water, snacks and drinks in your vehicle. Avoid over- priced coffee shops and sit down restaurants. 64 years old, No debt. No car payments.
This is such a good tip! I learned it from a friend in Texas to pack lunch, beverages, snacks in a small cooler if I'm out all day. It has saved me so much money! I used to never pack anything to drink, eat or snack on and would spend too much money buying all those at the last minute while on a road trip or out and about doing errands 🚗
Hello your tips are so helpful. I am very interested in how your spreadsheets work. Do you update it daily? What exactly is on it how is it set up? Maybe you already have a video on it 😊. I just found you. Thank u for your tips
Hi! No I don't have a specific video but my spreadsheet is set up as follows: in the first column I list the names of all my regular outgoings (e.g., mortgage, internet), in the second column I put the monetary costs of each. I add up all the costs using the 'Sum' function so I have a total of my monthly outgoings at the bottom. Somewhere on the spreadsheet I make a note of my monthly income and subtract my projected outgoings so I can see the amount I have remaining. Seeing all the outgoings listed helps me to see whether there are any areas I can cut back on. Sometimes these costs might be slightly different each month (e.g. phone bill if I've used it more) so I will alter the outgoings as I become aware of them to keep a track of what I'll have left at the end of the month. I hope that helps - if you search for a budget spreadsheet on Google there will be templates there 😊
Being born in ex ussr country all of this was very common. When I lived in UK I was surprised how frivolous people could be with their money. Take outs, taxis, expensive holidays. I always was like we earn same. How do they afford it. And later I realized they all were borrowing money in one or another form.... ❤
The only thing i still havent been able to do is thrifting clothes......Just that thought someone has already worn it doesnt sit right in my brain......But minimalism makes life simple.......More u want, more u have to work to meet those needs.😉😉😉
I guess it's whatever feels comfortable for each individual. My mum and I used to go thrifting from my early teens, so I guess it's never bothered me about someone else wearing an item of clothing. We're all different, so I don't think we should force ourselves to do things if we really don't feel comfortable ☺️
These tips seem obvious to me, might be because I've always lived in a low income family😅. This made me wonder if people really don't already do all these things, like switching off lights when you aren't using a room, making batches of food and storing it... I think I have order takeout home for myself less than 5 times in my entire life(I'm 35). these points seem like common sense to me, and this made me think that I definitely live in a different world than most people. I hope everyone will start doing these things, because it will save a lot of money and resources.
I don't think they are obvious to everyone, no ☺️ When I worked in London, I used to buy most of my lunches from local shops. It was only when I looked at my budget that I realised how much money I was wasting. I don't think I wanted to face up to it! I agree, we could save more money and resources if we're more careful ☺️
I went from paying £52 to £7 per month for my mobile after my contract ended. I’m not planning to upgrade to a nurse mobile any time soon unless my phone breaks and no longer working.
I recently retired and my spending has changed drastically I basically don't buy anything anymore cuz I have everything that I need I need and I have too much stuff anyway but retirements absolutely wonderful I love it love it love it I have very low overhead so my Social Security covers 80% of my monthly spending and I have 15 years of supplemental income to add to my Social Security life is good love it love it love it
spreadsheets are eye 👁️ 👁️ opening, you quickly stop wasting money ❤❤❤love batch cooking and baking. Agreed quality furniture is worth it, but you can find reduced items, if you research online, you remain patient, and know what you want❤❤❤ 🇨🇦
I try to mend my clothes if it's doable for my skillset and tools. I freeze food items that are on sale because they are going bad soon. I plan meals with ingredient cost in mind and try to avoid making meals that cost more than 1,5€ per serving(before I would go lower but everything is so much more expensive these days), although due to chronic illness I have had to buy a lot more microwave meals which expensive. I always buy food and home items based on their price per kilo/liter, or price per toilet paper roll etc. so I switch brands based on what is cheapest on a given day, and of course I use store brands a lot. If something is on sale, I buy a lot of it. I always compare prices meticulously when I am making a bigger purchase, like a new phone (only after old one dies) or eyeglasses or even books/games. I always make use of discount codes, free deliveries and loyalty membership sales when I shop online. It is exhausting actually, but has kept me afloat during hard times. To some of us it's not a choice, but a necessity to be frugal. I'm glad I have these skills and tips from my childhood, as it is easier to survive when you already know how to save every cent possible.
Yes, for some people frugality isn't a choice but a necessity. I think we can learn a lot from this - we can be very wasteful as a society and we don't need as much as we think.
Well, you're smart. Being frugal should be a way of life for everyone including the rich. Nobody needs to live a lavish lifestyle. It's unnecessary and it only draws attention that you don't need. Makes people jealous and could bring the wrong type of people into your life. Fake friends. Keep it simple. Simple is best.
It's interesting because being frugal does sound "logical" but it seems as though many people struggle, so I might do a video on my thoughts as to why people can find it difficult to be frugal.
@@ThisEditedLife It's really the only way to go. I used to spend money because I thought it would make me happy. Now saving makes me happier and if people don't like I don't care. LOL - it works for me and I have less stress in my life because I don't have the clutter and bills to pay on items I wasted money on. A win, win situation. Less stress, more money !
Make your own sandwiches and drinks for work. It saves a fortune over a year. I buy 80% of my clothes second hand. Much of my furniture, which is in great condition, has been bought second hand too. Buy bags of frozen mixed veg and mixed berries, they are so cheap and there is no waste. Value bags of porridge are ver cheap and filling. Put money away each month for Christmas and other major buys.
I do this by buying classic good quality pieces that last for years - they don’t go out of fashion and last well, I do also use Vinted to pick up jeans, beauty products and other items, quite often new - the skin care is always new and at least half price
I stopped buying clothes off eBay because they all had a very very strong scent… not sure if it was febreeze or heavily scented laundry soap. I tried everything to get that scent out, washing, soaking in various concoctions, hanging outside for months on end. Sadly nothing worked.
I let my Amazon Prime subscription lapse, and saved £95 straight off. And now I don’t get the “free” delivery I hardly buy any of the stuff I used to, on a whim.
I only buy my meat from offers. For about 60.- I bought enough good quality steak to make 6 meals for my husband and I. Knowing me, I will slice a little piece from each steak and then make a stirfry. It’s really about being inventive with what you have.
The difference between frugal and cheap: frugal is an ethic, it means one does not like to waste things or resources; cheap is a fault, it means one does not like to share.
What frugal habits do YOU practice? Let me know in the comments! Also, if you want some frugal living tips to save money, watch this video ruclips.net/video/A8_gL9NY2a4/видео.html
Live a little why dont ya
@@DeeLee-p8c Oh I am, don't worry 😊
You can buy new clothes on clearance cheaper than you can at. Thrift store or at goodwill.
@@lindadillman8179 💜💜💜
@@DeeLee-p8cDon't be a troll. Frugal Living: When the time comes to splurge, no problem. Also very little clutter, no hoard, because spending on experiences, not things.
Initially was frugal because I was poor and was trying to build wealth. Now I can say I've achieved that wealth, but older now I realize my life is about minimalist and using our resources wisely. No reason to buy to impress. Life is easier with less.
"Using resources wisely" is a great way to describe it ☺
Yep .... less is more! Simple is peace!
@@chrisgordon2307more peace
LIVING VERY SIMPLE IS PEACEFUL. LESS TO CLEAN. LESS TO MOVE. LESS TO BUY
I stopped paying for Starbucks, and it changed my life!
I stopped buying water and it’s a game changer financially!
I fill up an every 8 days on a 7gallon water container. I put some of it in my filter inside my fridge. Problem solved.
So expensive! I absolutely agree!
Whatever
I got rid of my car 20 years ago, and it's been the best financial/environmental/health decision I've ever made. I move to a neighbourhood where I can walk or bike everywhere 90% of the time, the rest of the time I use public transit, and if I really need one I rent a car. If you want to take your frugality to the next level, car-free is the way to go!
Thrift shopping save me so much. I also cook daily and budget wisely. I save more than i spend.
Retiring comfortably and regret NOTHING.
Well done on retiring comfortably. That's a great achievement ☺️
January 1 I started a 30 day no buy challenge and I stretched it to 90 days!! I have never done this before and I am 59! I did buy some clothes, kitchen gadgets and lawn/garden items last month but they were things I knew I needed or wanted. I highly recommend a no buy challenge to help you determine what you really want or need.
Yes I think those challenges would be really helpful for that! ☺
I’m doing a ‘no buy clothes’ year- doing well so far, now we are into May. I’m more resourceful with the clothes I have, putting different combinations together!
I like to challenge myself as well.
I stopped buying buying buying when I realized that my extra possessions was just causing me stress. You need very little to be happy in life - focus on those few, important things.
I agree - we need less than we think ☺️
That's the truth... More of us recognized that during the pandemic...I did, now getting rid of so much stuff!
I’ve been unwell for 3 months and stuck at home recovering and what I’ve noticed is how much money I’ve saved! I’m quite shocked tbh just how little I’ve spent.
I hope your recovery is going well!
I experienced the same during Covid, it helped accelerate my saving and I’ve realized from that experience that I don’t need those casual buys, well most of them anyway. Hope you’re feeling better.
@@bradpaul8576 thanks for asking- turns out I’ve got anaemia plus hiatus hernia! Who knew…. well the nhs investigations turned up a few things to get fixed :-)
I couldn’t believe it when I realised it was costing me a lot of money to work full time. Now I’m retired I go days, if not weeks, not spending money because I have less stress and more time to cook etc
I rarely eat out anymore and I make simple, healthy meals for myself at home. I try to avoid frequent grocery shopping.and make do with what i have in between trips out. And i always have a detailed list of foods and supplies with me when i do shop.
I think lists are so important to help stick to a budget and ensure we use what we have. I love making simple meals - "simple" doesn't have to mean "bland" ☺️
I've always been frugal. I have always been hyper aware of waste and try to reduce as much as I can, or just don't by or use it. I don't pay for any apps or streaming. Books are my friends! It never bothered me that I wasn't keeping up with trends. I live a pretty decent life. I call my life curated and I love all the things I have, but I am not a weekly or even monthly shopper.
Thanks for sharing! I love the word 'curated' - it captures intentionality really well 😊
We refuse to pay for grogramming for tv
Frugal is not being miserable.
Yes, it's definitely not about depriving yourself ☺️
I’ve come to believe intentional spending is a better definition. If payday you have $100 in your pocket and by Sunday night you have no idea where it went, you may have a problem.
I do the reverse of meal planning, we do have a rotation of meals, but now I plan my meals with what is on sale instead.
That's a great idea :D
I'm the same I will eat what I can find in the reduced section.
I stopped all my subscriptions as I realised I did not need SKY, Netflix etc. I have saved a lot of money and to be honest I am happy watching interesting stuff on YT. I read more now as well.
Yes, I also find more interesting stuff on YT than I do on television ☺️
Same! I only get Netflix for one month of the year (usually mid-December) and binge watch everything I want to watch. Doing that over the xmas period works for me as I have a down time over the xmas period and no family anymore to spend time with. I've never really bothered with the other subscription things, nor Spotify etc. YT is also my new tv!
I have everything I need. Because I've always been CHEAP AND PROUD of it. I've retired debt free at 49 years old.
That's amazing, well done! 😊
Congratulations!
Absolutely agree with this! Without that constant need to “keep up with the Jones’s” I’ve been able to Retire at 39 and am in the process of moving out of the UK and over to SE ASIA. Of course I wouldn’t be able to do this in the UK at this stage, with the ridiculous cost of living but I’m more than happy to benefit from the growth Asia offers compared to our stagnant economy in the UK. I’m going to be documenting the move here on RUclips and showing what’s available overseas :) the value is incredible :) Frugality is a major step towards being able to do this! love the vid, keep up the fantastic work
You're time has come! 😊
Can I come join you in Asia? Lol@@kohtime
Im very frugal too, since 2 years ago. This gives me too much tranquility and helps me to save a lot of money, its also a more sustainable way of life. Greetings from South America
I'm glad frugality is working well for you! Greetings to South America from the UK 😁
Beans and cornbread
Park and library
Free places means saving $
You’re right about the food brands. I used to work in a factory that made salad dressing. Same exact recipe for both name brand & the no name kind. Just changed the label.
What you say is so true
Buy second hand and save. Good advice. Second is amazing.
Thank you for watching!
Great advice I'm mortgage and debt free live an amazing life and so grateful for the lessons I've learned one of them was buy second ✋
Very good advice - only one not for me is I hate second hand clothes. I don’t get tired of my clothes and buy very few but they are new and mine and have never been someone else’s and that’s a big deal for me.
We've all got to do what works best for us ☺️
Because of rising food costs I’ve actually stopped buying quite a few things completely. I admit I had become used to buying what I liked or buying a variety of same items. Did I really need it all? No. Was I over-buying? Yes. So less turned out to be okay, do-able. It’s true some things I gave up I just can’t afford anymore but re-evaluating what I actually needed saved me money and helped me adjust to changes. Thanks for the thoughtful ideas.
Thanks for your comment! I agree that taking time to assess whether we really need things can help us get clearer of where we're spending unnecessarily.
In my early twenties age I was very frugal. Fast forward I’m at retirement age so all those years got all my clothing and furniture and garden supplies secondhand. Saved tons of money and now don’t have to work I retired early local thrift store had 99 cent items shopped for 2 year from furniture to antiques to appliances to kitchen ware etc etc I was blessed to acquire each item for 99 cents Furnished entire house with thrift items I’m good 🙂 My same aged friends still working because they spend and have nothing saved. Now thrift shop no longer has 99. Cents sales but Thankfully I’m Good. Praise Jesus.
I love thrift store shopping! I have actually turned a few of my friends into thrifters, too!
That's great! My mum and I used to go a lot when I was younger - we loved all the bargains!
An garage sales!😃
There is a thriftesque type of store in Johannesburg and the clothes are dirt cheap. I always go take a look.
Bought my first thrift item - a genuine leather jacket. I paid for it at least 3 times less and it looks almost flawless. I'll maybe go for second hand for a coat but usually I'm not too interested in having all second hand clothes but shop smartly
I was never taught how to budget and my family had major shopping addiction, I actually love being frugal/careful.. I don't like buying clothes etc unless I absolutely need to..frugal is good
What you are describing is what people did years ago before we were turned into robotic consumers. I’m a single mum, so one salary household, therefore the key to living comfortably is planning and being mindful. It’s also teaching my son how to live within your means. We have a good life and are very happy. It took a while to wean ourselves off Deliveroo! But now we don’t even think of getting delivered food - why is this even a thing! My tip is; don’t think you’re depriving yourself actually you’re staying debt free and possibly saving for important things.
Totally agree about planning and being mindful. So many aspects of our lives have been made "easier" so the level of effort required is minimal (e.g., eating out/takeout) but if we put in the effort we can save money and also look after our health much better 😊
How did you get a baby?
@@pamsmith1665Neither funny, big, clever, nor pertinent.
@@pamsmith1665 was that a question for me?
My husband and I haven't spent a penny yet this month. But tomorrow we will spoil ourselves with a take away.
That sounds perfect! I don't feel that frugality should be about depriving ourselves and I find those 'treats' are so much nicer when we don't have them all the time ☺️
What is a “takeaway?”
@@rjcahill4979 Take out or Fast Food
Another great video, thank you. Preparing your own meals both for home and work is a huge cost savings . Cut down on driving that uses gas /petrol. Plan your trips in advance so that you bundle tasks during the same time at remote location. One trip to a part of town vs three trips during the same week to the same part of town reduces amount of gas/petrol you use. You will be blown away by how much money this saves you plus the wear and tear on your vehicle which equates in a higher probability of lower vehicle repairs. Keep up the great content. Huge fan from over the pond.😊
I'm so glad you're enjoying the videos, and thanks for sharing your tips! I love the idea of taking one trip to cover a few things, rather than taking three separate trips. It's so satisfying to get multiple things done at once, which help save time and money 😊
I like to cook meals for 2-4 days and freeze some. I always have 2 kinds of soups in my fridge. For the last few years we travel together with another couple, we share comfortable Airbnb, we cook together and always look for great deals.
Batching cooking saves so much time in the week, and it's great you can find bargains when you go on vacation 😊
Excellent video again, great advice, thank you.
I think being frugal can be seen by some as a negative thing, like you're being tight or miserly. But to me it's about living thoughtfully, making sensible decisions, avoiding wastefulness and unnecessary purchases, making a little effort to take care of what you have, and enjoying the satisfaction of appreciating the value of the things you need and own.
Hi Deborah, thank you! I love your description of being frugal; it's so much more than being 'cheap' 😊
When I eat out I try to select dishes to save half for the next day. I also split meals when possible.
Thanks for sharing those great tips! ☺️
I've just seen your site this morning from New Hampshire USA. Great ideas that I've used for most of my life and I'm OLD. Could well be your Granny! It struck me that you have awareness about some of the reasons you had spent $, and that is vitally important. Batch cooking is a magic trick and I still do it for myself alone. Ninety % of my clothing is from consignment shops or even better, Goodwill. That's a nonprofit with locations throughout the US and that supports people with disabilities.
One thought regarding car expenses. My yearly car insurance had been costing me over $1200. I learned that a reduction was possible because I had been claim free for years, I'm the only driver of the car, my miles driven is greatly reduced now that I'm retired. These changes made me eligible for the same coverage for $600 per year!
An additional benefit of wise frugality is the Huge Boost it gives in feeling control of your money, and anxiety reduction about it. You get this feeling with just a small amount of savings. Such a pleasure not to have money worry being a grey cloud always over your head.
Thanks so much for sharing! I think awareness was the key that got me started with taking control of my money. That's great about the reduction you were able to claim! And you're so right about not having money worries hanging over your head - before I took control it was always a big issue.
I like how the word cheap has changed to frugal. I’ve been frugal my whole life but was always called cheap
Perhaps it's a shift in attitudes, especially with how things are at the moment.
Being generous and giving is a way better way to live. You will not be here forever.
@@ThisEditedLife The same with buying second hand. It's totally OK nowadays but not long ago it was frowned upon.
@@KimSmith-b9v yes, my Mum and I used to go to the charity shops when I was a child. I never really told anyone my clothes were second hand because it was something you'd be made fun of.
@@ThisEditedLife💜
Great chat. thank you. 😊
So true about the "brand name" foods. I nearly always buy the store brand, and there are a few that I find actually taste better than the brand name one. ❤
Yes, I'd agree with that! ☺️
However, stores like Wal-Mart here in the U.S. have gotten sneaky and have upped the costs on their store brands. Just be sure to check costs! They are not always the best value. Keeps you on your toes! 😲
So true
Why would anyone want to pay for the advertising budget of the major brands over buying own brand.
Snobbery is a a major play point of the big brands ie Hienz,
Weirdly, this popped up on my you tube feed. I'm the exact opposite! I like to make and fix stuff, ride bikes, garden, kayak, read, play music, cook, all sorts of activities that involve owning a bunch of stuff. It's funny how people arrive at different solutions. Best of luck to you and thanks for the vid!
Thanks for watching! ☺️
I love that she recommends regular maintenance on her car. Change all your fluids regularly. Change the antifreeze yourself and save more money. The dealer just cleans and de acidizes
your antifreeze and puts it back in charging you 4 times as much. Change your brake fluid, too. This removes water from the brake system and guarantees you have a good brake pedal and
no rust in your system. Your calipers will thank you. You can change all the fluids yourself or with a neighbor saving yourself hundreds and prolonging the life of your vehicle.
Basic common sense but sometimes it needs explaining in a simple, no nonsense format. Thank you for sharing your knowledge.
Thank you for watching ☺️
Great video. Thank you for all the tips. My tip is rather than buy used to just dig out something suitable from my wardrobe that works. Also, I dont care about wearing the same time over and over again as long as it's still wearable. I previously would buy things to avoid wearing the same time more than once or twice, but now I just dont follow that. 😊
That's a great tip, thank you for sharing ☺️
At my debt free age of 96 I have for YEARS asked myself , do I need or want it. It served me well raising 4 children w/o their dad and NO money, Just say NO
Great video! Its not just a friction free shopping experience that puts branded items at eye level. Those brands pay huge amounts of money to insure that their products are in those premium areas.
I don't doubt it! There's big money to be made!
A big eye opener for me was deciding to go on a diet because I was becoming overweight. Keto was fantastic. I then tried carnivore. I feel and look better than ever. I save so much on food shopping now. I also eat much less as I’m not getting hunger cravings from eating processed rubbish.
Well done on your weight loss, and for the financial savings you're making too! 😊
@@ThisEditedLife Thank you!
Carnivore here, as well! Now I don’t need as many kitchen gadgets, as many pots and pans, as many dishes, and not even as many cabinets. 😁
Starting carnivore this week and hoping it’ll stop my sugar addiction and put my type 2 diabetes into remission 👍🏼
@@barbsdee3831carnivore works for me hope it does for you too! Dont forget Electrolytes at the begining (salt, magnesium and potassium) they really help I felt very tired without them………
I don’t use heating or cooling in the house.
I walk to the shops.
I rarely eat out.
I buy a packet of chips (as a treat) and divide it in half so it lasts twice as long 😂
Love this! I try to walk when possible - you save on transport and it's great exercise at the same time ☺️
@@softsophisticate I’ll take that onboard. Thanks ☺️
Your single
I stop eating when full & have the rest later😊
It helped me to keep a spending diary. For everything I spend, I note the amount but also if I’m happy with the expense. Quite a few purchases were too small, not to my taste, not refundable. Or I could have bought it second hand (window vac) or cheaper in a different shop. Very helpful.
Thanks for sharing, that's a great tip!
I love this. My 14 year old saved up money and wanted to go on a shopping spree-I think she was dreaming of walking around with large bags full of nice things like in the movies….well, inflation. She was in the first store and had major sticker shock…and then declared second hand shops were the new cool. 😂. I’m so glad we now see eye-to-eye.
I try to reuse everything. My grand mother was born in a log cabin-9 people in two rooms. They had to forage, grow, and hunt most of their food. While I don’t do that, I think of how she lived. Simple. She lived simply and paid cash for everything…including her home.
It's amazing to think of how any relatives lived isn't it. We have so much to choose from now - and perhaps that's part of the problem!
I ask myself , 'do I need it or do I want it?' If the answer is the latter I don't buy it. I have had the same sofa for thirty years and it still serves its purpose. I wasted too much money in my younger years thinking I'd have all the time in the world to earn it back. The years have flown by like lightning and I have come to realise the true value of money. I live in Italy and there are many second hand street markets with good quality clothing for a couple of euros. I buy from them, come home, wash the item and then iron it with a hot steam iron to sterilise it. You are right about the supermarkets' ow n brands. I know someone who works in the local supermarket and he told me that the top of the range brands and the supermarket's own brands are delivered by the same guy from the same factory. I have stopped buying biscuits and cakes and make my own. I take great delight in my money saving skills.
The years really do fly by. Hopefully now we're older, we are wiser for all the tough lessons ☺️
I have two three piece suits one is 25 years old the other is 21 years old,and there's still plenty of life in them,I do spend a lot on some furnishings but they last me for ever if they are quality.
@@annbow4064
Love your philosophy and videos. Wish I met someone with your practices !
Thanks so much for watching! 😊
Thank you for sharing your journey with us. Your introduction reminded me of my life. Luckily, I've also decided to be more frugal with money. It helps to learn from people like yourself.
Thank you so much! I learn a lot from the comments I receive too - it's great that we can learn from one another ☺️
@@ThisEditedLife perfect✌
Love to see at least 5 of your staple meals. Thanks for sharing!
Thanks for watching! 😊
On energy costs and environmental impacts; one easy transition I made was to dry clothes on a rack/rope outdoors or indoors. On a sunny day, it’s quick. On cloudy/rainy cooler days it takes some extra time. I do that almost 90% of the time.
Yes, we dry outside when it's warm. In autumn and winter it gets trickier but I want to try to avoid drying indoors as it causes condensation!
When I bought the house we have been living in since 1992 I made sure my mortgage was set at 20 years instead of the more common period of 30 years. I live in The Netherlands. Our house was free of debt in 2012, when I was 48 years old. Right from the start I had a new central heating system installed, double glazing and all of the pipes insulated. In 2010 I had solar panels. With less monthly energy bills we saved a lot of money. When I buy groceries I tend to buy food that is 'on the date', one day before or on the expiring date. Mostly, it's 35% discount off the price. Because we live in The Netherlands we don't need to use our car every day. I prefer to cover most distances by bike or even walking. It's more healthy too!
Now the children are out of the house we can support them financially every now and then and we go on holidays at least three times a year. A good and full life is not all the stuff you buy but the nice memories you have.
Yes! Memories are so important! 😊
We drive an old vehicle...but we eat very well (including dining out).
Average car payment around here is 700 monthly moneys. Can afford the good chocolate ice-cream with that kind of extra flow in the cubbard. (Of course, got to put in the push-ups to stay strong and lean.)
I mostly buy used clothing and am getting in the habit of maintaining a general idea of my cost per wear. This mindset informs my purchase choices. For example, I am unlikely to pay $150 for a dress I will only wear at one special occasion. Instead, I will thrift or borrow a dress, or add accessories to a regular dress to glam it up. Also, if you find a used item in good or great condition, you can get to a low cost per wear quickly and the item may last for years. Finally, I have been buying quality natural fabrics and brands that have a fairly small but devoted following, making it possible to resell my own garments while retaining much of the original value.
I really like that concept of 'cost per wear'. I've bought items (used and new) that I've had for 10+ years that have plenty of wear. It's a great idea to thrift or borrow something that may not get much use :)
We meal prep (batch cook) weekends & pack otr lunches at dinner time, eliminating morning stress ❤
I do the same with my lunches - I don't want to be stressed in the morning!
My Daughter gifted me a Ninja Speedy and I live alone and use this every day-cook most of my beals in this.🌹
Yes, I love my Speedy!
When i stop eating outside, I saved a lot. Before I used to go to resturant for lunch and dinner and now I am trying to apply an healthy diet so i have to cook in home even it is more difficult for me but obviously more cheaper so i see now i can save much more
I'm sure you will save a lot by not eating out as much ☺
We only buy food and pay for utilities. We have some savings in precious metals.
FRUGAL WITH BOTH TIME AND MONEY. As per Smartphones I am using my family member's used phones ever since. I own a a couple of Trekk pants and T shirts combination of which I can use anywhere from college to home to any party/function and off course for hiking/trekking for which these are originally made and I call it OMNI [ Multipurpose ]. My friends are impressed by this concept and they appreciate it. It not only saves money but also saves a lot of time because we do not have to be confused and think about what to wear for different events or ocassions or environments. "I am frugal with not only money but with time also " And I love this video off course 🥰🥰
Thanks for your comment! I love the fact you use your clothing for multiple situations. I'm trying to reduce my wardrobe even more because I still think I have too much choice!!
@@ThisEditedLife yeah. Seriously you would feel very light and ease in your mind when you keep your wardrobe simple
My frugal habits are pretty much the same other than owning a car or having had the habit of buying newest phones. I've actually been crossing my fingers that my current one would serve me another year or two. I've had it about three years now and four is my record so far with smart phones 😄
That's good going! I'm a bit suspicious that companies deliberately make phones so they slow down around the time of upgrading, as a way to get people to buy another one!!
My iPhone 7plus was purchased in 2016 and it’s still working fine. FYI see RUclips videos on optimizing your smartphone.
@@sct4040 Thank you for the advice!
I’ve just found your channel and I could literally have made this video myself! Like you in my early years I had quite a lot of CC debt and have learnt my lesson! I too am frugal in the same ways and it’s been amazing for our family
I'm glad you've come through it and that it's had such a positive impact 😊
I have a local charity shop where I buy most of my clothes. It is a win-win-win I think. 1. Saves me money, 2. helps reduce landfill from "fast fashion", 3. Supports a charity.
Exactly - positives on a number of levels ☺
Thank you for the video. Blessings to you.
Thank you for watching 😊
I am ultra frugal (I didn’t used to be) yes, 90% of my groceries are the shops own brand, they are significantly cheaper and I cannot tell any difference. 👍
I remember first hearing about buying store brands from the moneysavingexpert forums. I picked up so many frugal tips from people there :)
Student meals: Bags of Rice and Beans with sauce. Pasta with a sauce. Simples. I live my life like I was 10. I was happy then with pocket money. As long as you have many friends, most things you can do are free.
I enjoyed your ideas and wholeheartedly agree with everything you say
We had a financial advisor come and sort out our savings. Everytime he came he would ask how much do you spend a year, and every time we would say that we had no idea. So in the end out of embarrassment I started a spread sheet. We were not overspending, but I realised that for two people things like food costs were of the scale. My husband started to food shop with me and straight away our food bill halved. We were able to tell the next time our financial advisor came what we spent. We were not in financial difficulty but everybody regardless of income should care for money
In fact we get a buzz out of buying our needs cheaply. Money regardless of how rich or poor we are should be cared for and with this new government and uncertain times ahead more so than ever
I’m frugal too ❤
Tips. All chemicals have a dilution rate, ask the manufacturer for it. Measure how much water goes into your mop bucket. Then work out how much cleaning chemical you need in the bucket, write this figure on a piece of paper, stick it to the side of the mop bucket and cover it with sellotape to keep it dry.
Do a spreadsheet that calculates how much your expenses are per month, six months and yearly. Add ten per cent to the monthly (if you get paid monthly) total as an emergency fund
Ask coffee roasters and other store for big plastic bags, the coffee roasters get the beans in big bags, they are good for bin bags.
Thanks so much for your tips! ☺
You have to upgrade your phone when it stops getting security updates
My old phone was still getting security updates but a certain app I used almost every day stopped working because the system was old so I had to upgrade. I've had my current phone for 6 years - still working and no problem with apps 🎉
@@mariah3654 I am having problems with the 'youtube' app on my Iphone 5s. It tells me every few days to update but when I try to, it tells me the latest version is incompatible with my phone. The phone is my pride and joy and I pride myself on how long it has lasted and how it is still in mint condition. I'm going to have to replace it and it breaks my heart ... I see it as such a waste of money.
I grew up with the philosophy of take care of the pennies and the dollars will take care of themselves. Made cents to me 😉
🤣 very good!
I remember what was written on the door of the bank in the eighties. 'Tall oaks from little acorns grow'
Nearly my entire wardrobe (which is extensive because I enjoy clothes) is from Poshmark or Thredup. I rarely buy new.
I much prefer buying used if I can ☺️
I'm perfectly happy not upgrading my phone any more than I have to. I can't stand having to go into all of the palaver of setting it up and learning all the new features.
Yes, that's such a pain!!
Great tips 💡 … thank you! 👍 👍
Thanks for watching!
@@ThisEditedLife 😊
Great video, and best of luck with your house move!
Thank you so much! 😊
My T shirt today is 33 years young and going great . My shoes are 10 years and vibrant... never worn in the home . My Toyota is 12 years , clean it and it is as new. Etcccc.... debt free , retired 54 years , nice bungalow , no terraces in town , no restos , as experience forgotten in an hour... buttt seen the World....
Love this, thanks for sharing ☺️
I envy you! I am still working at an investment banking firm. We are frugal but need to save $ for our adult children and their future. Paid their college tuitions; chipped in with their house down payment. All big ticket items ! Still enjoy working and getting paid well.
That is amazing! I also heard people had their cars for years. Do you recommend Toyota being durable one of the brands?
You are fully right! Me too, i buy and prefer to buy used clothes! We can find real tresours!! Very expensive itens. Now, i am more cons ient of my finances.
I love getting a good bargain when it comes to used clothes!
I wasn't frugal in my 20s either. I partied, experimented, gambled and spent my money like a drunken sailor. Once I got my 30s, I literrally stopped spending. Once the covid pandemic started, my frugal ways went up 10 folds. Now all I do is save, and hardly ever spend my unless I have to. I'm constantly worried about the rise in the cost of everything. I'm always worried about money, even though I'm financially stable.
Perhaps we can risk going too far the other way and being frugal to the point of not enjoying life but certainly, the cost of living probably hasn't helped with people's financial worries 😔
I live in Argentina, and have never had a credit card, never wanted one, I buy anything according to my budget in that moment, if I can afford it then I just go without until the next month. I'm retired and own my own house, I live up in the hills of a lovely English town, I'm happy as can be and I eat everyday and now I'm saving to buy myself a new mobile phone. All of this was achieved thanks to my dear God, and lord. Jesus Christ, I don't now what I would do without him.
Such a lovely comment :)
I wish I'd been like this all my life. Wow. All the money I could have now. Instead I have a bunch of useless junk in drawers and closets and stuff I've donated to the Goodwill. I am frugal now because of the inflation problem and just growing up and realizing that I don't need hardly anything in my life. People waste so much money especially in the United States
Yes, I imagine I would have been in a much better position years ago if I'd never got into debt. However, I don't dwell on that - I made my decisions based on what I knew at the time. Now I'm older (and a bit wiser!) and I feel I'm in more control ☺
@@ThisEditedLife You are so correct. I didn't see it was wrong back then. But now that I know better I look back and realize how dumb it really was. I'm embarrassed actually
En önemli şey gerçek ihtiyacınızı belirlemektir gerisi kolay
Evet bu doğru ☺
You can save a lot of money servicing your car yourself, not for everyone I know but its actually very simple
I agree - if I had faith in my abilities I might do it myself but I'm convinced my car would end up worse off 🤣
Get books, clothing, shoes and housewares at yard sales and estate sales.. Only pay retail for food and gasoline. Keep water, snacks and drinks in your vehicle. Avoid over- priced coffee shops and sit down restaurants. 64 years old, No debt. No car payments.
Thanks for sharing your tips! ☺️
This is such a good tip! I learned it from a friend in Texas to pack lunch, beverages, snacks in a small cooler if I'm out all day. It has saved me so much money! I used to never pack anything to drink, eat or snack on and would spend too much money buying all those at the last minute while on a road trip or out and about doing errands 🚗
Great tips Richard 👍
Hello your tips are so helpful. I am very interested in how your spreadsheets work.
Do you update it daily? What exactly is on it how is it set up? Maybe you already have a video on it 😊. I just found you. Thank u for your tips
Hi! No I don't have a specific video but my spreadsheet is set up as follows: in the first column I list the names of all my regular outgoings (e.g., mortgage, internet), in the second column I put the monetary costs of each. I add up all the costs using the 'Sum' function so I have a total of my monthly outgoings at the bottom. Somewhere on the spreadsheet I make a note of my monthly income and subtract my projected outgoings so I can see the amount I have remaining.
Seeing all the outgoings listed helps me to see whether there are any areas I can cut back on. Sometimes these costs might be slightly different each month (e.g. phone bill if I've used it more) so I will alter the outgoings as I become aware of them to keep a track of what I'll have left at the end of the month.
I hope that helps - if you search for a budget spreadsheet on Google there will be templates there 😊
Being born in ex ussr country all of this was very common. When I lived in UK I was surprised how frivolous people could be with their money. Take outs, taxis, expensive holidays. I always was like we earn same. How do they afford it. And later I realized they all were borrowing money in one or another form.... ❤
Yes, it's certainly not sustainable over the long term.
Love your content. Can you share the color you dye ur hair? Love the brown❤️
Thanks so much for watching 😊 I don't dye my hair, I'm allowing it to age "gracefully" 🤣
The only thing i still havent been able to do is thrifting clothes......Just that thought someone has already worn it doesnt sit right in my brain......But minimalism makes life simple.......More u want, more u have to work to meet those needs.😉😉😉
I guess it's whatever feels comfortable for each individual. My mum and I used to go thrifting from my early teens, so I guess it's never bothered me about someone else wearing an item of clothing. We're all different, so I don't think we should force ourselves to do things if we really don't feel comfortable ☺️
When you buy in a store other people have tried it on before you so what’s the difference? Many thrift store items have never been worn!
These tips seem obvious to me, might be because I've always lived in a low income family😅. This made me wonder if people really don't already do all these things, like switching off lights when you aren't using a room, making batches of food and storing it... I think I have order takeout home for myself less than 5 times in my entire life(I'm 35). these points seem like common sense to me, and this made me think that I definitely live in a different world than most people. I hope everyone will start doing these things, because it will save a lot of money and resources.
I don't think they are obvious to everyone, no ☺️ When I worked in London, I used to buy most of my lunches from local shops. It was only when I looked at my budget that I realised how much money I was wasting. I don't think I wanted to face up to it! I agree, we could save more money and resources if we're more careful ☺️
I went from paying £52 to £7 per month for my mobile after my contract ended. I’m not planning to upgrade to a nurse mobile any time soon unless my phone breaks and no longer working.
Wow, that's a huge saving! Well done!
I recently retired and my spending has changed drastically I basically don't buy anything anymore cuz I have everything that I need I need and I have too much stuff anyway but retirements absolutely wonderful I love it love it love it I have very low overhead so my Social Security covers 80% of my monthly spending and I have 15 years of supplemental income to add to my Social Security life is good love it love it love it
That's wonderful, I'm so glad you're enjoying your retirement! ☺
Frugal is good.i have only 30 cloth.
Thank you gor sharing
Thank you for watching ☺️
Same I prefer spend extra on groceries then buying take away
spreadsheets are eye 👁️ 👁️ opening, you quickly stop wasting money ❤❤❤love batch cooking and baking. Agreed quality furniture is worth it, but you can find reduced items, if you research online, you remain patient, and know what you want❤❤❤ 🇨🇦
I agree, doing your research can really pay off 😊
I try to mend my clothes if it's doable for my skillset and tools. I freeze food items that are on sale because they are going bad soon. I plan meals with ingredient cost in mind and try to avoid making meals that cost more than 1,5€ per serving(before I would go lower but everything is so much more expensive these days), although due to chronic illness I have had to buy a lot more microwave meals which expensive. I always buy food and home items based on their price per kilo/liter, or price per toilet paper roll etc. so I switch brands based on what is cheapest on a given day, and of course I use store brands a lot. If something is on sale, I buy a lot of it. I always compare prices meticulously when I am making a bigger purchase, like a new phone (only after old one dies) or eyeglasses or even books/games. I always make use of discount codes, free deliveries and loyalty membership sales when I shop online. It is exhausting actually, but has kept me afloat during hard times. To some of us it's not a choice, but a necessity to be frugal. I'm glad I have these skills and tips from my childhood, as it is easier to survive when you already know how to save every cent possible.
Yes, for some people frugality isn't a choice but a necessity. I think we can learn a lot from this - we can be very wasteful as a society and we don't need as much as we think.
Invest in stock market early years of compound interest
Well, you're smart. Being frugal should be a way of life for everyone including the rich. Nobody needs to live a lavish lifestyle. It's unnecessary and it only draws attention that you don't need. Makes people jealous and could bring the wrong type of people into your life. Fake friends. Keep it simple. Simple is best.
It's interesting because being frugal does sound "logical" but it seems as though many people struggle, so I might do a video on my thoughts as to why people can find it difficult to be frugal.
@@ThisEditedLife It's really the only way to go. I used to spend money because I thought it would make me happy. Now saving makes me happier and if people don't like I don't care. LOL - it works for me and I have less stress in my life because I don't have the clutter and bills to pay on items I wasted money on. A win, win situation. Less stress, more money !
I only replaced my cell phone after AT&T bricked it. Also, some of the apps my employer requred on MY phone wouldn't run.
Make your own sandwiches and drinks for work. It saves a fortune over a year. I buy 80% of my clothes second hand. Much of my furniture, which is in great condition, has been bought second hand too. Buy bags of frozen mixed veg and mixed berries, they are so cheap and there is no waste. Value bags of porridge are ver cheap and filling. Put money away each month for Christmas and other major buys.
I hate used clothes. But I make clothes last for decades.
That's great. I also have clothes that have lasted me many years ☺
I do this by buying classic good quality pieces that last for years - they don’t go out of fashion and last well, I do also use Vinted to pick up jeans, beauty products and other items, quite often new - the skin care is always new and at least half price
I have no issues with second hand exwpt for underwear that's a no no, normal clothes unless severely stained can be cleaned and disinfected.
I stopped buying clothes off eBay because they all had a very very strong scent… not sure if it was febreeze or heavily scented laundry soap. I tried everything to get that scent out, washing, soaking in various concoctions, hanging outside for months on end. Sadly nothing worked.
Me too. I tried but going to those used stores make me want to throw up 🤢. The smell !
I let my Amazon Prime subscription lapse, and saved £95 straight off. And now I don’t get the “free” delivery I hardly buy any of the stuff I used to, on a whim.
Yes, I think we've become so used to wanting things "now" and getting them super quick.
I only buy my meat from offers. For about 60.- I bought enough good quality steak to make 6 meals for my husband and I. Knowing me, I will slice a little piece from each steak and then make a stirfry. It’s really about being inventive with what you have.
The difference between frugal and cheap: frugal is an ethic, it means one does not like to waste things or resources; cheap is a fault, it means one does not like to share.
I think people each have their own definitions for each ☺