@@cookingwithtabitha true that! Just lost $7k in value per Zillow since last month. County supervisors are courting money people to cone here. The supervisors will be bounced by the Carpetbaggers they seek to rule.
Getting home insurance could be problematic. Even current home owners with existing home insurance, the insurance companies could find a way to _not renew_ existing coverage years later. On top of all that, live in fear of wild fires which are becoming ever more possible with the effects of climate change. Much of this community burned a few years ago.
It's beautiful 🌺 up there. We use to build houses up there in my late teens working for a Gen Contractor. It's peacefulness and quite is good for the Soul.
@@billyb4790 Fire insurance is a problem all over rural and mountainous California. You wont be able to get fire insurance, if you have a mortgage, through conventional means. It's all Cal Fair Plan and that's basically it unfortunately.
@@Trumps_Idiocracy_2024 hey thanks for your response. Does Cal Fair ACTUALLY cover you in the event your house gets burned down? It looks like they have horrific online reviews! :(
@@billyb4790 Yes. Cal Fair is everything fire insurance is supposed to be but call it "worse case scenario" insurance. Unfortunately, here's the issue. CA Fair Plan is "for profit" so it's not like it's a government program with caps or controls. It was created to compensate for those insurance companies who have either moved out of California or refuse to cover the "fire" portion of homeowners ins. Unfortunately, they did not anticipate the number of residents (at least double what they thought) that would need this coverage so they are having serious growing pains. Maybe they'll work out in the end but for now, there are challenges for those that are required to use it. I personally have this "required" coverage for a home in the Sierras and my personal experience is neither good or bad.
They'll expect us to subsidize their insurance through higher rates for all Californians to offset their risk. I think it's great they live there but high risk areas need to foot the bill for high risk area insurance.
Own 5 properties there for 40 years. Genius insight. Take a trip to about 20 other towns and cities in California. You sound like your feelings got hurt. Where do you live? I'm on 25 acres with lake views. Talk soon.
Here we go again. Another good place about to be made unaffordable.
Yea my dad made the same comment. Happened around 15-20 years ago and stopped when the housing market crashed.
@@cookingwithtabitha true that! Just lost $7k in value per Zillow since last month. County supervisors are courting money people to cone here. The supervisors will be bounced by the Carpetbaggers they seek to rule.
Getting home insurance could be problematic. Even current home owners with existing home insurance, the insurance companies could find a way to _not renew_ existing coverage years later.
On top of all that, live in fear of wild fires which are becoming ever more possible with the effects of climate change. Much of this community burned a few years ago.
what if the climate changes to cooler weather?
@@billyb4790 All the science and statistics suggest otherwise
@@beyondfossil then why are you calling it climate change and not global warming?
It's beautiful 🌺 up there. We use to build houses up there in my late teens working for a Gen Contractor. It's peacefulness and quite is good for the Soul.
Beautiful area!
It's super hot up there and there are fires and lots of drug addicts
Super Hot? If you say so.
Drug addicts? Ohhhhhhhhh...Deep thoughts. Have you been to San Francisco lately?
I'm proud and excited to be a new member of this beautiful community!
if I may ask: there is a lot of talk about insurance problems because of the fires. Has this been an issue for you or are these just rumors?
@@billyb4790 I have two policies. One is a homeowners insurance and one is a CA Fair Plan. They were very easy to acquire for my location.
@@billyb4790 Fire insurance is a problem all over rural and mountainous California. You wont be able to get fire insurance, if you have a mortgage, through conventional means. It's all Cal Fair Plan and that's basically it unfortunately.
@@Trumps_Idiocracy_2024 hey thanks for your response. Does Cal Fair ACTUALLY cover you in the event your house gets burned down? It looks like they have horrific online reviews! :(
@@billyb4790 Yes. Cal Fair is everything fire insurance is supposed to be but call it "worse case scenario" insurance. Unfortunately, here's the issue. CA Fair Plan is "for profit" so it's not like it's a government program with caps or controls. It was created to compensate for those insurance companies who have either moved out of California or refuse to cover the "fire" portion of homeowners ins. Unfortunately, they did not anticipate the number of residents (at least double what they thought) that would need this coverage so they are having serious growing pains. Maybe they'll work out in the end but for now, there are challenges for those that are required to use it. I personally have this "required" coverage for a home in the Sierras and my personal experience is neither good or bad.
It's got a nice view but he needs to spend like $100,000 on fixing it up.
4,500 people is the entire population of Lakeport.
In a county with only 65,000 residence, that's 7% growth in once year.
Congrats!
They'll expect us to subsidize their insurance through higher rates for all Californians to offset their risk. I think it's great they live there but high risk areas need to foot the bill for high risk area insurance.
Avoid vinyl flooring, vinyl anything. Toxic & carcinogenic. You don't want it. Congrats!
Ruining it
Idk if you been up there, but things are pretty bad. Ain’t too much to ruin
@@Cj94587yea in lower lake and stuff lol but there’s quite a few that are nicer
Don't drink the water
Oh yeah? Such a deep thought. You sound so smart.
you mean from the tap or from the lake?
@@billyb4790 I wouldn't on purpose
Just be careful with the fires. It all burned to the ground a few yrs ago 😅
Burned to the ground? You should stay in school. If you haven't noticed, almost every inch of California burns.
Her and Sara donchey have the best outfits ever
Not “her.” She.
Lots if Meth Addicts out there tho
@@mrfreewayboy You watch WAY Too much Fox News
lake county=flake county
Yeah unlike the crime infested bay area?😅
Grew up there...meth capital of Cali...used to be able to smell the meth cooking in the air...oh the memories
Own 5 properties there for 40 years. Genius insight. Take a trip to about 20 other towns and cities in California. You sound like your feelings got hurt. Where do you live? I'm on 25 acres with lake views. Talk soon.
Its a tweeker town. Drug infested like San Francisco and oakland but with dirtroads. And that lake is where all the poops goes
No...That's your mom's house.
'From the bay'? Is the guy a fish?
Going by these comments, even Californian's don't like Californian's. 😆
Any place is much better than San Francisco