Slice Credit Card Detailed Review || Slice Card Review- After 6 Months
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- Опубликовано: 8 сен 2024
- Slice Credit Card Detailed Review || Slice Card Review- After 6 Months
Slice Card, as we all know is the pioneer of Student Credit Cards- It was one of the first companies which introduced the concept of issuing Credit Cards without any CIBIL Score. Because of this they got really good traction, but soon after that people started realising that this Card is not what it seems.
In the video we highlight all the pros and cons of this card. Watch this video to decide if you should apply for this card or not?
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Very true nd very honest review
On point, but few difference in observations : 1) My app only has access to Network and Sensors of the phone, nothing else 2) I did not get any prompt whatsoever to link any of my social accounts, even I recently changed e-mail id from the app which was super easy 3) I had defaulted flipkart pay later as well as Slice in same month, where I had usual recovery calls to my number from Slice but FK called my friends who were added in saved address in FK acc 4) The issuer partners are 2 NBFCs and somehow the lent money shows more in cibil report than actual
Anyways, it's upto us how good we use these cards as these are double edged swords. I am using Slice since 3 years now and credit limit increased from 25k to 65k now. So, overall good. Just the late payment fees, intertest and processing fees looks bad to me also because I prefer non-cost emi and didn't have to pay much of such charges in any of the cards I have.
Your reels are super informative, keep up the good work!
Bro is it impact on cibil score if we are not use the amount in that?
Same brother I also didn't allow any permission to this app people don't even go through the permissions always just clicking yes yes 😂 one should be more careful while doing these processes .
Have been using it for more than 6 months. Paying bill on the 1st of every month all the time. Till now, no issues at all. Actually saved alot of money with it.
But they’ve access to your personal data which if they sell will get millions of dollars and it’s not only individual rhreat but national security issue too as we know hoe cyber warfare is developing nowadays…
@@NikhilMattoo google and face already have your data for free.
@@NikhilMattoo which company doesn't
Thank you for bringing us most honest review,
Being *Financially Responsible* is important!
Don't fall into Credit Trap by blindly chasing cashback and offers 🌟
No financial instrument is bad until you use it wisely.
This card is really useful If you use it wisely. I haven’t faced any issues until now.
I prefer it over any other bank card
yea bro , payment nhi kroge toh bank wale bhi recovery krte hai toh yeh bhi krenge na🤣🤣🤣🤣🤣
hey bro I just ordered the slice card and I dont want to use it, how can I close the credit account?
@@ritwikthakur06 No idea, since i never thought of closing it
Bhai..agr kisi ne account banaya ho aur woh 2-3 mnth use na kare..pehle jo use kiya uska repayment ho gya ho..but usse ab kuch mnth zarurat nhi hai... isliye use nhi krnege ..toh iske liye bhi harrass karenge kya?
@@ritwikthakur06 Call CX care and tell them to close the account!
Seeing your honest review, my mind gets more convinced not to have credit cards. Saving tiny bits of cashbacks here and there are no use, instead using our focus on more important things which will let us earn more income.
Lol what. Then you don't know how to use credit cards.
@@Viper60589 thank you
Go for credit cards offered by banks. They doesn't behave like goons.
@@robindabank12 Actually bhai, I do not feel the need for credit card. I am already able to save enough using offers from debit card and other payment applications. Credit cards are a burden in case I missed payment with interest rate as high as 40% per annum.
@@bharatkumar-be9ki If your debit card gets missing or stolen...Then whole responsibility is yours..But when u use credit...Bank takes some of the responsibility if it gets stolen or lost....Use credit card wisely...And spend only that much ...U already have in your savings..That u can pay back before time...You can also profit by investing in short term liquid funds using credit cards...If debit card gets lost and misused by someone else...It pose direct threat to your savings account...While blocking credit card is very easy and faster....Banks do take care of that...
Thank God, I was just about to apply for this card but thought let's see some reviews on internet and I found your Video. Thank a lot, you saved my day 🙏
its good card use wisely
Good card 👍
The facts are true. But as i am using the slice card for a while now, i would say, if you are doing payments on time, then it is one of the best card to go for. You get cashback on transactions and also on doing payment before time. I even lost my card and requested new one. They didn't charged me even a single penny for it. I felt the service is also good, as they responded quickly when i reported my lost card
Really??
Slice gives good user experience. Use it properly and pay on time
Your channel's USP is your Cuteness + Intelligence 😍😍
I used to spend 15k every month on the card but the cashback i receive is just 3rs and whatever u said was true i have even transfer money to my bank account the charges are extremely high
That's the scratch card. But 1% you would have recieved in form of monies.
I don't have any bad experience with slice card yet. But, yeah the permissions they ask are a direct invasion of privacy.
Does costomers have to pay delivery fees or delivery charge is free
@@movieshub2346no charges
Gpay paytm sabhi ye permissions lete hein uska kiya 😂
With in how many installments we have to pay back
@@Dopamineistoxic nope they don't ask for your camera, FB or linkdin permission or most of them are optional like message reading
Honest review. I like 3 EMI option without any processing charge and GST in Slice unlike other bank credit cards. I will try this. It will be very helpful. Thanks
That option will be removed from June 1 you have to pay interest for 2&3 emi
I am using slice card and making timely payment since 4 months. Slice not ask me to link Facebook and LinkedIn. Slightly disagree with the video. Slice not charge any amount for 3 month emi which is very helpful during contingency. If u don't pay even in three months, better to not use slice or any credit card.
how it's going bro?
Appreciate the honest review of the Slice card.
You are getting free card free credit limit why are you angry when they’re harassing you to return their money?
I dont find anything bad here seeing the circumstances in which they’re providing the card
If you can’t afford to pay your bills don’t get into it simple
Bro what is 3 month no interest can you explain this if i trasfer money to my account till 3 months no interest will be taken or something else?
well said bro..dusro ka paisa bhi loge,fir nehi doge to aarti thori utarenge🤣🤣🤣
@@mohammedsaif6473 or kya😂
No need to give permission. It will work even when you deny the permissions.
Thank you mam
Achha hua apply karne se pehle aapki video dekh li 😌😌
I completely disagree with this video information. I am currently using slice card from 6 months and I do not find that they even ask for linking fb and linkedin. I also find their reward system useful because for every payment, they provide you monies which can be redeemed to money.
Regarding customer service, I can't say anything as they never call me Or I called them for any issue.
Moreover, I found uni card support disgraceful, after applying, they put me on hold list that was completely fine to me and then I decided to cancel my application, one agent assured me that your application got canceled with your request but later 2 months I found there is no cancelation happen and their agent told me that they cannot cancel application once apply.
yes.
Yes right they didnt ask me any fb or linked in profile
Bro can you give me details on how the repayment works? Can we pay it back by installments or should we pay the whole amount?
@@mshabeeb5277 Repayment works in 3 month cycle, it means you can pay in 3 months without paying any extra amount. However; ideally I suggest to pay entire amount because if you forget you may need to pay extra amount unnecessary. They will also send you the notification of bill generation at your whatsup Or email, now when you go to app for paying, you have two options. Either pay full amount or divide your amount in 3 installments which are interest free. I hope this helps.
The point is very true where you mentioned that your issues doesn't get resolved easily and it's close to impossible.
You are absolutely Right, its customer care is worst than worst. (1) Upon cancellation any traction if a heavy amount returned to this credit card, it does not show up in the Balance of Slice Mobile App nor Customer Care center tell you about this does not matter how many calls or Email you have written. Actually this amount get adjusted in your Credit limited. (2) Instead of transaction cash directly from this Card, transfer the amount to Paytm wallet (with very nominal Charges) and from there to Saving Account.
Thanks alot. I was about to enroll for Slice card seeing many offers but this was such an eye opening video. Will not try Slice card now. ☺️
Maine bhi apply kiya tha but reject kar diya socha tha reapply karunga but ab nhi
Yeah getting issues resolved with slice is almost impossible, I got approved for slice card for more than 2 months and even my virtual card hasn't been generated 😏
App will work only with location permissions thats compulsory , all other permissions like contact sms etc you can deny it from settings app will still work fine,. No idea about Facebook LinkedIn privacy, may be they can access it from there
I was thinking of getting this card but now not required 😊
Same here.
See,im using this slice card for 6months only after watching bekifaayati's video, since i had a low credit score due to student loan and no one offers me a credit card, even though i have a decent salary.
I always pay the bills on time and slice also gives a lot of cashback in form of spark and reward, u even get cashback for paying your bills ,just on time.
Since, i have no other credit card, i would say slice is a really decent credit card, i havent found any issues with it.
If you think u can pay your bills on time, just take this card
@Santosh, there is no issue with Slice card. I too using it for more than 6 months. If you are paying your payment on time, no body gonna call you or disturb you. Also, you get decent rewards atleast which you don't get using normal credit card.
However, it's your choice but I thought, I should share my experience.
I'm using from last 4 months everything is fine except showing consumer loan in Cibil. Never ask Facebook and LinkedIn account, money transfer rate is high but using mind directly go to Paytm than add money only 2.3% nominal fee for credit card charged. I done all my payment on time I never got single call from Slice till yet. All offers are great. 1% cashback also awesome rather than reward points gives by other credit card.
1.3% fee from phonepe if the amount is more than 5k
Fully satisfied
I am also using it for more than 6 months without any issue
Mene abi tazaa tazzaa order kiya hy.
Rent vala trick achha hy
Currently UNI is best. Their support is extremely good
Very useful information, please also do long term reviews of other cards too. Thanks
True, I too heard the same complaints.
Even they spread your WhatsApp pic to all contacts and with such a bad comments.
Trust me I was using Uni card, if you are availing 3 months emi option, your new loan account will be open from random firm... Your cibil score will be dropped...
Madam please don't give wrong information without using slice card, I am using slice card from last 10 months and I have no problem and I am getting lot of advantages
Nice map of India in background at 0:19 , where did you got it from ? Pakistan or china ?
0:17
processing fees and gst applicable on 3 month no cost emi i paid 1200 rs for 40000rs emi for 3 months
really bro 1200 diye aapne 40000 hazar ke sahi hai
No cost emi ka lafda kuch aur hai. Jo interest hai uska tax to dena hoga na? Intrest maaf hua hai tax nahin.
Baki NCEMI mein Bajaj Finserv pure NCEMI hai.
apke liye ek suggestion hai plz hindi ka zyda use kijiye tabhi apki video sabki samjh mai aa sakti hai is trha to bas un logo ki samj mai aygi jingi english bohot hi achhi hai
Thank you so much for the information. Keep it up🔥
Using credit card is good if you use them as your debit card and pay them b4 or on due date.
I am using this since last 6 months I never did late payment but it reduced my credit limit without any notification
Dont need to miss Payment if you login 2 3 times with another device they call that person who's phone you login your account and you also and ask to that person who are you what is the relation with card user even they call your favorite contact and ask what is the relation with him and why you login just because of device change they call whole family i think what happened if i missed any payment....
Slice is actually very Good card only Drawback is we cannot withdraw money from ATM, split EMI w/o interest for 3 months nice to have i m using it from past 3 yr. and it a gem for me
its credit only bro..its not a debit card on any other banks credit card..just have sme sense
Video favourite part is security Slice card details.
Good job 👍
This video is helpful
So what's wrong in this recovery process... If you are not able to return the money in the due time then you should not have borrowed it in the first place...
😀
Does delay in due payment justify harrassment?
@@bekifaayati When any company is providing you credit without cibil score then they much needs some security, although harassments doesn't justified here but they need to take some step to recover. They call user and asked them to repay the amount else they will take such step but when user stops picking up their calls or will not pay even after multiple reminders then obviously company will take some step to recover.
@@vaibhavagrawal3591 In case of delayed payments, are you fine with your colleagues and relatives getting phone call from Slice's Recovery Agents?
@@bekifaayati They don't take such step for 1st delayed payment itself and they send multiple reminders also and If we take any type of loan from any bank also and if you will not pay on time they will also come to your home and ask for money.
@@bekifaayati As per you how they should recover money? When they have not collected any physical document or any collateral as well.
Could you please make video on how Slice card affects CIBIL score. I heard that usage of Slice card negatively affects credit score because it has something to do with credit line. Could you please confirm its true?
Usme confirm kya krna, sach he h
Negatively? Y?
If you don't do timely payment then obviously no sound person will not tolerate it. Slice is right in calling the relatives in such a case.
Been using Slice card since a year now and found zero issues in 1 year
I'm Using slice card since 3 months, I don't face any issues, and they don't ask any permission except location, but after watching video i check permission and i get to know that this app can steal our information so remove all the permission still now I don't face any problem offer on this app is amazing
nice info from the team. keep up the good work.
Maine iske liye apply Kiya tha like 1 mnth pehle par reject ho gya ...sach mein kaafi permission li thi..socha tha reapply karunga 3mnth baad..par ab yeh dekh ke na baba na ..nahi karna
Thank you so much for the unbiased & honest review. I have just registered for the slice card but now I'm fully aware about the flaws of the Slice card. 👍👍
Are you using it?
@@rahulsrivastav1016Yes, I got the card but as of now I'm not using it. My big brother is using it from two- three months & yeah everything is going good.
@@shivamchansoriya4460 apply karne ke baad cibil score down hua tha kya?..ya normal card jaisi hai usage ke upar depend?
It definitely checks your CIBIL though..be mindful people.
I was watching some of your videos & i thought your opinion is not honest & also biased.
If you want to grow more in future ... Do honest videos not biased videos.
slice is also not supported in Cred app
As of July 1st,2022, we no more have an option of zero interest 3 months EMI, effectively no USP for Slice any more.
Nice information DiDi., slice walo ki taraf se Offers & perks aane lgg gye honge aapko🤣🤣🤣🤣
honest review.👍
I have also open this card and faced lots of problem.
after several complain and requst to customer care,able to close / delete my account after 5 months.
Slice cannot give option to delete your account due to cashback.this is big trap by slice.
not recomended to anybody
Perfect explanation...... good.... hope to see some more info videos
@bekifaayati of course its done....... telegram will check
I have been using Slice for the past 7 months muje Abhi pata chala ye log Sub acces hain
kya hum case kar sakte hain ki Why they are Asking For Personal Gallery
I'm using this card and when i pay the dues in time i get scratch cards and it contains little amount of money as a cashback
As long as you keep paying your dues on time, it's a decent card 🙏
4-5 rs or even 100(if you're so lucky) isn't really worth it. Their spark offers are good for most of their user base. That's where it gets attractive.
@@bekifaayati so which is best card ? can u suggest pls
Does costomers have to pay delivery fees on reciving the delivery of the card
@@movieshub2346 No. It's free.
Good information provided. Keep up the good work. God Bless You
After completing everything , kyc done. uploaded Documents. then Last Response You are not eligible. Wow that's awesome. 🤐🤐
I love this card 🔥🔥 Dhang se use kro sab sahi rhega
It is said that interest will not be charged for 3 months but I have charged Rs.500 interest on the bill of Rs.7751. Don't believe this App.
Slice is the best in their category...i prefer slice over any credit card... because it literally has 0 charges if you use it smartly...! You dont need to use direct bank transfer option.. if you know some tricks...you can avoid transfer fees... I've been using slice for 4 years now..! I don't have any complaint...!
Hi..how to transfer money to bank accounts in slice card
So here is my question on my mind.
What people want... They borrowed and no need to pay or pay anytime in their life period ?
That is businesss ! Not only slice all the card’s loan recovery agent did the same ..
Pay at right time never skip repayment , be decent they will so as well,
customer support is very poor in Slice in contrast UNI had WhatsApp support which was very fast and helpful.
right
Your hair bands look so beautiful ☺️☺️☺️☺️
When u get something for free then ur freedom is the price.
I have recently taken this card... Can you please tell if there is any scary thing if i will not use this card and just put it one side without any usage...
Plz tell🙏🙏🙏
Maam ye sb toh theek h u should have gave us options then to select which card should we opt. Students ke liye btana jinka CIBIL score 0 hai. Pls dig into this topic too
3L monies hone ke baad 30k spend Kiya to 30k monies hi mila lekin 45k monies milna chahiye tha
I didn't allow any permissions yet it's working fine to me. Never got asked to link FB and LinkedIn.
Thanks mam 🙏🏻 honest review
thanx lene wala tha ab never ....thank u a like for u
Hi all, Please try other products similar like Slice. I have taken slice & want to surrender. While we repay bill in full/ partial, money get deducted from netbanking. But bill shows pending & slice send reminders to repay bill again. There is almost zero customer service executives, No reply in mail/call. All my friends are also facing same issue.
Those who have been suffering from such types of NBFC Card's e.g. SLICE, UNI, DHANI etc. Just lodge a complain on the RBI WEBSITE under the Grievance category..Very soon, they will start suffering.
Where are the options for linking LinkedIn and Facebook accounts? I have also faced issues and I have not got any reply from their executive. But I do not think that there is a privacy issue. Today if you put you pan number and give Digi locker access for adhaar anyone can find you and your address also your social media account. I do believe that if anyone does not pay on time any bank employee come to your house if the amount is huge. After all, it is a loan. Slice is far better than the other pay later services.
Madam, i have 5-6 credit card including of HDFC with 55k limit. And cibil score of 763. Still Slice, UNI, Paytm says that apply after 3 months. I tried last time 1 month ago.
In slice mobile app it is written that any one can easily get this card but i dont understand that why i am rejected and ask to wait for next 3 months. I am paying all credit card dues on time still rejcted.
Thanks for this video as well
My sbi debit card is enough for me...No slice, fi, jupiter till now ✌️
Very much useful video 😊 Thanks
Using Rent payment : 300 per 10000 Transfers . Please show currect information .
After taking slice card. I can see 3 loans on my name which are not taken by me. 😔😔😔
Thanks for sharing this inform. I took this card thinking it is the best in market but after know that our data is accessed by these people, I think I will close this account soon.
One of the best video and explanation.
Please madam tell me any mock investing app to start investing free. Please tell me madam.
आपके वीडियो मेरे दिन को बेहतर बनाते हैं, मैं आपका समर्थन करना जारी रखूंगा, इस्तांबुल, तुर्की से ढेर सारा प्यार🇹🇷
Revoke the access to contacts, location and camera from setting keep location access while using app.
Dont link Facebook and linkedin account it’s not compulsory.
This video was more of a rant than review, pay bill on time otherwise charges are mandatory they didn’t reached out to you to take this card you should do research and apply accordingly.
I have been using slice card for 4 months haven’t had any problem whatsoever.
Dyor.
the app doesn't work if I revoke the permission for sms and contacts.
Just disable those permissions after the setup is done. They need those permissions to get users to register. It's not mandatory to have them active at all times. That's basic common sense.
When u click allow then just copy all your data..
@@zoomit4033 It doesn't work like that.
@@zoomit4033 whenever they want to access your data,they have to ask for permissions..first try to know how app works
Slice! Card ko band karwane se accha payment time pe karo..Agar payment time pe nhi karoge toh recovery team call toh karenge madam it's normal
Thanku for the information very helpful
This Card Is good If You are capable enough To repay on time otherwise As it happened In many Other credit Loan you have to Pay late charges which is Not a fraud thing 👍
I love this card 💗💗💗
Agr aap time pe payment kronge toh slice card wale koi charges nhi lgaenge....or charges lgana hi chahiye n unhone jo log time pe payment nhi krte h unse toh log payment leke gayab ho jate or loss company ko hota h unke vjh se
Suddenly a 5k of consumer loan showing in my cibil report when i got to know about this I immediately mailed them to close my card now today I received the mail and it will be closed by 5-7 working days ...
Never gonna use BNPL cards in future
Thankyou for your honest review mam
Thank you for the information.
Make a detail video on niyo sbm card in which we exchange rupee into any currency. Good for travelers
Thanks for sharing useful information.
I lost my sim card and was unable to login and pay my bill and got late, i emailed to help centre and they helped to change my number. And there last bill paying date is 5th, but late charges apply from 9th per day 35rs approx
Thanks alot! Really helpful 👍
It is Credit score, better term to be used