How To Buy A House Early In The Uk / Free Money Not Public Funds
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- Опубликовано: 20 окт 2024
- Buy A House Early In The Uk | Watch This If You Intend To Buy A House Soon In Uk
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What of us that are above 40years and would like to buy a house
Saving while having children all around you is not easy at all but we are pushing it.
Its doable.
Yes it is doable 💪
Am suppose to be the first but I will manage being the second here. Insightful info you dished out once again Tochi. Thanks for this powerful update.
You are welcome 🤗
Am the first person here today 😂😂😂😂. Nice nice
Yes you are!
Hello Tochi,
You are a blessing, i put it to you that this is your ministry 🙂. Thank you for consistently sharing.
I already have an lSA account but my husband couldn’t open as he is above 40 but he has some savings in his personal account.
My question is this, can we add my ISA savings and his personal savings to make payment for our deposit or must the deposit come from only ISA accounts?? Thanks❤
Moneybox life time ISA is good, am currently doing this and the interest so far from govt is about £700 plus. Welldone Tochi 👏
Well done 👏 👏👏
Nice tips you shared sis❤❤❤❤
Thanks dear
Thank you so much Tochi for this video❤❤❤
You're welcome 😊
Hi Tochi you are a real blessing to me.God bless you abundantly dear one.Can you suggest an app that will allow me to send money from India for my daughter studying in UK
God bless you Tochi. Please which is better to choose from: Long term goals or short term goals ?
Hi Tochi...
Thanks for this info...
Please do you have a video on your channel about how to actually buy my first house plus mortgage and all...
Lets say i have money already saved for the house
Hi Touch
I celebrate you and commend you for Good work. Please could you give info on if ISA is categories as public fund in case one need to withdraw it for mortgages. As I was told is public fund especially on some visa. Plz info. Thanks
It is not classed as public funds dear
Thank you dear for the information
Thanks for this info Tochi... So what do you advise those who are above 40 years who are interested in getting this £1000 bonus from the lifetime ISA?
Thank you for the information. My question is if my husband and I decided to open the lifetime ISA separately and save for 2years and we were able to buy a house ,can we then close the account? And if we save separately at the end of 2 years can we buy a house with both savings ?
Thank you for this video, it is very informative and helpfull. How can I open a Lifetime ISA account is it the same with the money box App
Very informative video. Please what if I save about 10,000 pounds after two years, but want to relocate permanently to a different country? Will the saved 10,000 pounds be reimbursed to me without any difficulty? Thank you.
You can only save 4,000 per year and can only take it to buy a house, when you’re 60 and above or terminally ill. Anything outside that, you can’t get your money
@@Laurational , well understood
Only available for UK residents.
You can get your money back. But 25% will be deducted if you're not buying a house with it or you've not reached retirement age.
Except u save with money box which has ol option with isa savings . You can withdraw your money anytime
Which bank can we use to open this account? Because HSBC and Barclay's not allowing new customers for those account
Moneybox
I'd say you need a well paying job first
Thank you for the video, i have 2 questions...
1. I can close the account and take my money anytime I want?
2. Is the money solely for buying of house or I can use tye money to do any other thing I wish?
The money is solely for buying a house & the scheme is for first time house buyers. If you want to withdraw your money without buying a house with it, you will pay 25% withdrawal charge
It means that people above 41 years and above are not qualified for the lifetime isa. So,how can these people above 40 years be assisted financially to buy a building in uk.
Hello i am above ? What other options do i have ? Can i but house with my children name ?
Above what please?
This is eyeopener
Thank you ma'am. Any scheme or advice for over 40?
Hi Tochi, please how can I open the ISA account in UK?
There are many Lifetime ISA providers out there.. research on anyone you would like and just set up the account. It’s very easy. There is vanguard, money box, Hargreaves, nutmeg and so on
@@TochiEstherplease is the ISA account specifically for saving to buy a house. Or can one withdraw the money maybe after a year I get the bonus ??
And if I start this month sept… will I still be able to collect the extra 1k pounds at d end of the tax year in March 2024??
And is it only upto 4000 pounds or over and above is it possible to get the 25 percent
Capped at £4,000 a year.
How can we open the account Tochi. Will I work to my bank and tell the I want a lifetime ISA
Not your bank, just Google lifetime ISA providers. There are many of them, vanguard, moneybocmx, nutmeg etc
Thank you for the information, Tochi. I just entered the UK last month, so let me start the savings now
I was told that if one does not have indefinite leave to remain they cannot buy a house or do mortgage . Is that true?
No darling , you can my sister came in through through student route and this is their 2 years and they already got their house last month
Does payment into the ISA count towards one’s credit score
To the best of my knowledge, No
How do we open the lifetime ISA account?
Nice one. Please who can advise me on this ,I have a job interview coming up, I am meant to summit my drivers license which is compulsory, I just finished learning how to drive and my driving license isn't ready ,please do you think the employer will understand, so that it will be submitted later, I really confused and don't know how to go about it. Please anyone with such experience can advise me
Thanks
Nope summit the application first before getting the job
You can use an international drivers licence for one year. If you told the employer you already have a licence , then there may be a problem.
@@Laurational yes I told them I have because I was given a date to pick it up but it didn't work out, that's the problem now and I need to summit it with other documents like ielts, TB test and police clearance, is just the licence that is not ready
Hello good afternoon Tochi, am 49 years, i have a 20years daughter, and we're just 2years + in UK. Can we use her for the ISA lifetime savings to be able to buy our first house?. Thanks
I think it may be bought in her name since the savings in her name
Please how do i create this IsA of a thing ?
I will be 40 next year in August can I start now ?😊
People open the account before you turn 40, you can start now
❤
Please what was the name if the bank you used in tge UK for the lifetime ISA. Thank you
What about those on sponsorship visas I thought they said it is no access to govt funds isn't this govt funds
It is not classed as public funds
Hello Tochi, good content as always, well commended.
For us that are over 40 and about to come to the UK, what is the best option U advice??😂
I'm 39 and will be coming in this month,can i open it before I'm 40?
Yes you can
Open it immediately you enter the UK.
Also bear in mind regarding the only time u will say you have opened it is when you have deposited money into the account.
Even if its just once.
Tried that water thing...my tap water had taste so we buying bottle water from Aldi
You only live once it doesn't make sense to starve your self the necessities for the sake of buying a house. If you buy a house or you don't buy a house, the most important thing in life is being comfortable & happy cos at the end of the day you end up not living your life only because you want to buy a house because every is buying a house & you don't if they're happy
Click bait for those over 40 😅
Why are you doing this when there are British homeless on the streets it's descusting, be ashamed 😢
Please i need your email need some advise.