Foreigners Can Pay Like Indians Now! India's Amazing "UPI"
HTML-код
- Опубликовано: 11 май 2023
- Did you know you don't have to use cash or credit cards when you travel to India? Now foreign tourists can load foreign currency into a digital wallet when they arrive at the airport. This technology is called UPI (Unified Payment Interface) and is India's impressive instant real-time payment system.
Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates inter-bank transactions. It allows users to transfer money from one bank account to another instantly and securely, without the need for the recipient's bank details like account number or IFSC code.
With UPI, users can make payments using their mobile phones, without the need for cash, credit/debit cards or net banking. UPI transactions can be initiated and completed using mobile apps provided by banks or third-party payment service providers.
UPI has become a popular mode of payment in India since its launch in 2016 and is now widely used for a variety of transactions, including peer-to-peer payments, bill payments, mobile recharges, and online shopping. The success of UPI has helped promote digital payments and financial inclusion in the country.
👇👇👇👇👇👇👇👇👇👇
1) SUBSCRIBE! ✔ Click
ruclips.net/user/KarlRock?s...
Then smash the BELL ICON so you don't miss a 🔴live stream or video.
2) SUPPORT THE CONTENT I CREATE & GET SPECIAL BENEFITS 🙏🏻❤️
Press the blue JOIN button or / @karlrock .
3) WANT TO TRAVEL TO INDIA?
Read my quick-start safety guide at blog.karlrock.com/india-survi....
4) WANT TO LEARN HINDI हिन्दी?
Learn Hindi Faster Than I Did! is free at blog.karlrock.com/how-to-lear....
5) LET'S CONNECT 👋🏻
/ iamkarlrock
/ iamkarlrock
/ iamkarlrock
#upi #india #travel #indian #payments #creditcards #credit #digitalwallets #wallets #traveltips
This service is currently available for foreign tourists at Delhi, Mumbai, and Bengaluru airports. Right now it’s only available for citizens of G20 countries too. It looks like they're testing it before they make it more widely available. Once UPI is fully rolled out to foreigners, I'd say put a good chunk of your spending money on UPI so you can carry less cash around and avoid debit and credit card foreign transaction fees.
Good to know about this ..in going to Bangalore this month 👌🏼
@@hnanetoo Awesome. Stay in Indira Nagar and visit Umesh Refreshments for the best dosa in India (according to me). Enjoy!
@@KarlRockhave you went to Bangladesh?
@@refathrahman3944 once. But before RUclips. I’ll return.
@@KarlRock that's so cool, how'd you find it?
The problem with UPI is that I spend money like my account is linked to Elon Musk's account lmao😂
Completely agreed😂
😂😂 That's your problem... not UPI's! 😂😂😂😂
😅😅
😂
Kuchh bhi 🤷 😂😂😂😂
India has made most Iconic thing - UPI☺️
Reason of poverty 🤣
@@yashrajsehgal एकदम सच बात है😞😭
Yeah...'cause there's no other countries trying to force their citizens to go cashless.🙄
Wake up! It's happening everywhere. Not just in India & no...they are not the first to try this. It's going to be a sad day when the ppl in charge decide you've done or said something wrong & freeze your money.
@@jennifercowley8970go cry about it
@@jennifercowley8970 yeah bro keep crying 😊
Let's thanks this man for promoting UPI 🙏
*No bro u r wrong, UPI doesn't want any promotion. UPI is just like one of the part of living*
No need for promotion. The Indian market is the biggest in the world. So , it is already popular and widely used 😊
Head of the Table?🗿
He is piggy backing on top of UPI to promote his channel 😂
Tu king king ka prchhar jony liver se karayega😂
Actually UPI is way ahead of the world... Literally the easiest method of payment
You have never used contactless pay then, Is just tap card or phone and done, Contactless is easier than scanning a QR code, entering amount, waiting to see if it has gone through.
@@PMiller-kt7jc have you ever paid 1 bucks for a candy with this system. Can small street stalls afford this system to accept payments?😂
@@PMiller-kt7jcwho tf will buy a phone that has a nfc feature and who tf will carry those charging ah machines whereas this qr code is just paper vendor just needs to print and paste and i trust the qr code more than the tap and pay feature
We can even take our money back in 4 hours if we thinks it’s a scam or anything 🗣️
@@PMiller-kt7jcEven a Road Side stall having UPI QR code in India. Everybody can't have a POS machine for contactless payment, that is why UPI is so popular.
@@PMiller-kt7jcBut with a contactless way don't we have to pay third party like Visa and MasterCard a percentage of the transaction? Genuinely curious..
UPI makes life easy we love it🎉
And it cleans our account balance easily too.
(It's a Joke)
@@genius8417 😂 that is not the technology s problem that ur prob u use it too much
@@genius8417 Train yourself to spend responsibly
Thanks to everyone for 419 likes
And karl rock to ❤
@@suhanisinha8550 Yes , previous month i almost spend around 1.5lakh just in shopping 😂😂
Man India is FAR FAR ahead of west in cashless payment system, it’s amazing!!
A cashless society is not amazing. It just means the government has more control over the populous.
@@tjmartin8516 cashless Indian society is different from communist society that you are talking about. Here, all transactions are made digitally through QR code and the people own their money (or say, private ownership is present) in contrast to a communist society
@@EducatedMoron_ I don’t have enough trust in the U.S. government to want this implemented where I live.
@@tjmartin8516 that's upto you if you want to it to be implemented or not. Here in India, people can still use cash for payments, its just that Indians don't need to carry wallets anymore- they can pay just by scanning QR code.
@@tjmartin8516 hmm that understandable
India is on top of the world, when it comes to implementation of technology, for the masses 😊
Lol
Thanks to Modi ji
@@eponymouseyreur mom
because we have the "masses"💀👍
💀 yeah technology
I have cash Rs.400 in my wallet since last 10 days ago and i still have it without spending it.....everybody uses UPI including vegetable vendors, auto & cab, general store, my business transaction too.... Its a boon for us to have this UPI as transaction within seconds....👍
I don’t remember the last time I carry cash. I just go out with my phone confidently and buy and eat like I have unlimited funds 😂
Everything is perfect...until bank server is down...and you have eaten your stuff....
@@darkagent6062free food exploit
@@darkagent6062 new fear unlocked 😂
@@erboom826 bhai fear nhi h...mere saath ho chuka h😂😂
This is the beginning of the digital gulag where the government can turn off your money if you do or say anything the marxists don't like.
This guy loves India more than atleast 50% of Indians. But the best part is his love is not blind
99% if every indian thinks and acts like karl...india would be phenomenally better place in terms of all aspects not just limited to political nirvana.
His love is blind. There is absolutely nothing even remotely good about India.
Absolutely true ✅💖💪🏼🇮🇳
As long as political leaders keep india poor no matter how much Indians love India it won’t matter. Change will never come.
@@Standardgrinching freebies will make us poor because we will never want to earn more and dependent on govt
Indians to VISA MASTER :Whats that bro grow up😂
the fuck do u mean?
Welcome to India/Bharat 😌❤️🇮🇳
Karl is now officially an Indian uncle 😂 That shirt & the way he wears it 😅
HOW COME ITS NOT
THE COLOUR BROWN?
Theres no red dot
Not only indian dress like this. Mexican , iran, Russian etc
@@liloistheendiahater go poop 😹
Absolutely ❤ UPI is truly a revolution ..been 5 years of using now. Just carry your mobile and even if you don't have UPI you can send a pic of QR to anyone,they will pay for you. No worries .
Thank you UPI😊❤
Why should I trust my money to a company I don’t know and never heard of.
Will they go bankrupt tomorrow?
Will they swallow my money?
What recourse do I have if they make a mistake?
What happens if I lose my phone?
What happens if there’s no internet coverage?
So I also need to get a wireless plan (pay more money) just for the joy of spending money in India?
People stop and think...
China had digital payment like 2 decades ago. 😂
@@shiishinchiu6636 Yes China likes to monitor and control its citizens and their every move. So of course they will develop digital currency and mass surveillance as soon as possible.
मुझे गर्व ही मेरे भारतीय होने का
Thanks for promoting UPI. Its really means a lot
Nice to meet you! I didnt know you created it.
@@raknoknak lmao yeah people really act like these and are so frustrating XD
@@raknoknakLol😂
Why aren’t y’all just accepting Visa? Not judging, just interested. Like, a regular credit card terminal …
@@officialflorintbecause it costs a lot of money for every single shop to have a credit card reader rather than a simple QR code. Also their app is a lot more secure
India is unstoppable now . And I'm proud of my country
In your dream
@@hawkamster3057 you wake up😊
@@hawkamster3057parks in your dream you are going to pay for imf random money 😂😂😂😂😂
@@hawkamster3057ola hu uber?
@@hawkamster3057Ola hu Uber 🤣🤣🤣🤣🤣🤣
"Even Chai wala on the side of the road accepts this payment"
Him - *continues to show coconut wala thela*
Don't know what phone or network you use. It works for the rest of the world, all of them. Consider upgrading to a better network if it doesn't work then your phone itself.
Now I only carry cash for emergency, literally everyone here takes UPI, even if they don't he'll ask the baaju waale shop ke bhaiya to take the online payment. It felt risky to carry cash on hand. So proud of this system
UPI is actually much more than just a digital wallet. The wallet is just the part the consumer sees. UPI (Unified Payment Interface) is actually is a real-time payment system developed by the National Payments Corporation of India that facilitates inter-bank transactions. It allows users to transfer money from one bank account to another instantly and securely, without the need for the recipient's bank details like account number or IFSC code.
Yes I know it
As an indian
But only the last line I didn't know ❤
no karl, it's available in every region in india since a few years.
maybe a few small villages dont have it. but most cities use it regularly
@@deltonthe means it's only available in certain places where foreigners can switch to it in airport
@@surf_master_pro79 Surprised people don't know this by now. It's been around for a long while now. I discovered it back in 2017-18.
Aint vipps the exact same 💀
UPI is the best thing that has ever happened. I haven't carried cash in over 2 years.
Me too
@@mnukr8960 what cash !?😂
Carry some cash as back up. I once got stuck in a petrol pump because the UPI app that I was using was facing some server issues and it wasn't working so I had to call my father to bring some cash with him.
Everything is ok
But many people tend to spend more than what they would pay from their pocket
what is cash bro 😂😂😂
UPI is not a Wallet Transaction...it is one Bank to any bank payment transfer interface
Modi ji has revolutionized our cashless payment system !!! What an idea...what a vision..
P. Chidambaram should hang his head in shame right now for mocking the Digital India campaign in 2015 !!!
Remember one thing, when Modi does something, then that particular work surely has some fullproof and concrete vision behind it..
Modi hai to mumkin hai
Gobar bhakt har Achu chij ka credit modi ko denge or har buri chij m congress , public,ya other officers ko blaim krege hena gobar bhakt 😂
❤❤❤❤
@@BLACK-hl4icmere hisab se upi ko famous karne me sabse bada yogdan modi ke badle upi apps jaise gpay,paytm,phonepe yeah hain😂.agar yeah log cash back our referral income na dete to shayad humein our wakht lagta ya phir yeah initiative fail bhi ho sakta tha😂😂😂
@@lolforall109 agar govt un apps ko ban kar de to
In Bangalore everyone has UPI. Even things you buy at footpaths can be bought via UPI it is crazy.
Duh! Its in all metros dude every goddamn seller accepts UPI, except those banjaras in traffic signal selling you balloons and tissues.
Same for Delhi
It’s mostly everywhere even in tier 2 cities XD
Dude that's a common thing in most metros 🗿
In all cities..... Come in UP. Even shoe cobbler do have these services
UPI is so good that we actually forget to bring cash when we’re out
We actually don't walk outside with cash when we have upi
like how the rest of the world has been doing with credit and debit cards for almost 100 years?
@@EIPepe305 You can have as many cards you want...but the seamless payment experience with UPI is unmatched...especially in a developing country like India..where majority of the population doesnt have credit cards.
@@rehanphalswal Google pay, apple pay and many other like it has made first world countries contactless without the need for cards for atleast a decade now, very few people in the western world has needed to use cash for a long time, however been living in India for a while now and it's about 50% of rickshaws and cabs that say "cash only" and "I don't have Paytm or gpay" many shops also, unless mumbais just far behind the rest of India, India's still a bit behind the west when it comes to paying by phone.
@@EIPepe305UPI is money transfer mechanism.. you can transfer money directly from yr bank account to other person's bank account in less than 10 seconds and you only need other person's mobile no. Or QR code. And every local to national level shop in india have QR code. And you don't need to pay and tax in translations, yes zero tax..
You can even do it offline in less than a minute without again any tax.
And UPI inicustes and direct bank account money transfer and you don't don't any digital wallet. You can literally use UPI for any kind of payment you can imagine, literally from Amazon shopping to in local market to electricity Bill's etc.
And it happens in an instant.
Also UPI have already killed cash and card system in india. We don't carry cash or card, we only need a mobile phone. That's why india is country with largest digital money transactions.
I never carry cash in my pocket,
Because UPI available every were
The chai wala actually sells coconut water 😂😂🥥
Don't give them ideas.. Americans will start selling "golden coconut juice chai tea latte" at coffee shops.
@@0m13aauuuggghhh that's FOUL who would drink that but a blue haired leftist from California
"Carry less cash snd more coconuts"
You must patent/copyright that line. 😂
well said.....
cowwell cowsaid
@@liloistheendiahater
allah 🐷☪️
carry less cash means you compromise privacy in the name of convinience people like u are destroying the cash
😂😅😅😂 true
UPI is a tight slap on the face of those who say 'INDIA is backward'
Technologically speaking, India is well ahead of most of the developed economies.
Well that doesnt change the fact India is still a 3 rd world country
@@suvrojotibhunia5627 it's only cuz of overpopulation, china can easily declare itself as 1st world by sweeping all poverty and underdeveloped places under the rug even if it has a vast land mass area since it has a communist government and not a single person will protest, but the case not the same in India
@@manishalu7415better than Canada here.. Fked life with inflation and shit products..🙄
@@manishalu7415 lol how is india ahead of developed countries? We even have to import wheels for our trains lol. Every technology comes from China to us
Welcome to India Mr.Karl. Love from INDIA 🇮🇳
*UPI IS THE BEST* 🙏😎🇮🇳
India is more digitalized than London I would say.Just been to London, and some shops are just hell bent on using credit card or debit or some kind of forex card.Many didn't have swipe machine and were doing business in primitive style of 'cash trasactions only'.UPI payment is so much easier.India is truly great and advanced like never before.❤
Its because of monopoly by visa and mastercard. They won’t let this happen
@@LKevin44yup
Thanks to Modi ji
Wonderful people of India just think, when a developed countries are not using it n we r using it..... How n why?😂😂
@@sumithrababu1312 read from google.India has shared its UPI technology with many countries including France, Australia, Singapore, UAE, Saudi Arabia, Oman, Nepal, Bhutan, Sri Lanka and others. UK is in Q,😀
UPI has credit card companies shaking in their boots😂
Bruhh, anyone will prefer credit card over upi
Bro foreign countries mein UPI nahi chalta...
@@nikunjpatel93 bahut jaldi chalega. Foreign mein card companies nhi chahte ki UPI aaye because UPI has no processing charges/service charges that's why they're lobbying against it. But G20 countries are quite interested in the technology after visiting India and seeing how easy the payments are
@@JenniferPinto upi se seller centric but credit card is consumer centric. UPI cant replace credit cards
@@audiobeginner are u under case UPI is now connected with credit card 😂
Thankyou for visiting India again and again and promoting tourism in india
Thanks PM Modiji for BRINGING this UPI TECHNOLOGY THROUGH INDIAN SOFTWARE ENGINEERS MAKE IN INDIA SYSTEM.
You should be made brand ambassador of Indian tourism ❤
after he was blacklisted for a year? hindutva fascists would riot over his friendliness with muslims and pakistanis
he already pretty much is
He shouldnt when we know the fact that he sides with anti nationals.
@@bullseye6969 tell me you're a bjp supporter, without telling me that you're a bjp supporter
He is just trying to make a living in India at the expense of Indians..
That’s so cool. India is such a vibrant place and it makes me happy to know someday I’ll be able to visit and I’ll be welcomed knowing I can easily go shopping and participate, just seeing everything there is to offer
Welcome to India. ♥️
There are some amazing places you should definitely visit in india (if you come) like Tag Mahal or red fort or rose temple etc!
Before visiting India Just google each and every state and its wow factors. Then make a list to visit. I think you will be here for ever but list will not end ! WELCOME
Welcome to India ❤
lets exchagne our culture...come to indian.. live with us.. I will go to your country.. and live with u gys
In starting of digital payment network some fools were saying सब्जी वाले को कैसे दोगे पैसे ,ठेले वाले को कैसे दोगे पैसे now every vendor has UPI access thanks to government for such convenient payment method
The moment your bank server is down and Hotel waiters are happy 😂they got someone to do dishes 😂
We're number 1 in digital transactions in the world 👑🇮🇳❤️
In Mumbai homeless people/beggars have QR with them on streets, you can't ignore them saying you don't have cash!😅
Yeah
Your way of selecting words is insulting.
@@pallavigupta5740What sounds insulting in that sentence?
😂
@@jawaadjariwala497 probably nothing, the truth hurts I guess.
Oh finally! I went last year and it was such a struggle as a non Indian as it was only available for Indian bank account user
Location : ಬೆಂಗಳೂರು ❤
side benefit is, if someone sells you faulty stuff or scams you, you have their number. He wont say he doesnt know you, you have the digital receipt.
Not the number dear friend
You can't have number😮, have you done any UPI payment or not
@@balajik.n abe yede.... koi choti dukan wale ke business UPI account nahi hota, koi thele wale ke paas, bandi wale ke paas business UPI hota hai kya... ? bahut log ke paas business UPI nahi hota, for small shops, hawkers, they dont have business upi.... we transfer to their phone number.... tu kabhi kara hai kya UPI Transfer zindagi mein kabhi.... ? stfu if you dont know sh*t....
@@deokarayush9214 looks like you are another poorly educated man with low IQ, phone number or business upi account you still got the receipt ok.... use your brain... my point is you got the proof of the transaction... you can investigate with UPI details in case of a fraud....
@@balajik.n what he is saying is that you can report
As someone who's planning a trip to Rajasthan later this year, I really appreciate the info!❤
Hello Indian here!! Please, go to Kerala and Goa first, before going to Rajasthan.
If you wanna experience true Indian heat and pollution come to Kolkata lol
Enjoy the trip Emily! Rajasthan is majestic.
@@IndraD 😂..
@@matgranger5061 why bro
The problem with upi is that I spend money like my account is linked to Mukesh Ambani account 😅
UPI is very important in India
Karl always make videos on awareness. This is much helpful for those foreigners who visits India for the 1st time. ❤
Many travellers said they regret
@@liloistheendiahaterhow , explain it
@@liloistheendiahater Poor Abdul in every comment in every video trash talking😂 What did u achieve?
@@asingha94 somebody created a post that says he cried all night
🤣😂😂😂😂😂😈
I'm Indian and I do the transaction with UPI as if government is paying for my stuff 😂😂
In a way, they are.
@@tribalgroupinc Wow ! Govt. is paying ? You forgot it's our own money.....By taxes
@@Random_Guy_995 Gov is paying the service charges for making the UPI service available at free of cost to Public.
@@Random_Guy_995 This tribe nigha is the type of person to thank the government for letting him be alive.
@@Akash_Kumayu lol
I haven't carried cash for 7 years now…! It's always upi 💯
Now world need upi❤❤
Wow! Sounds incredible & most convenient for us!
Thanks for sharing!
Respect from Australia 🇦🇺 for bringing such informative videos about India 🇮🇳
Respect to Australia 🇦🇺 from India 🇮🇳
Glad 🤙
🙏🙏
UPI is money transfer mechanism.. you can transfer money directly from yr bank account to other person's bank account in less than 10 seconds and you only need other person's mobile no. Or QR code. And every local to national level shop in india have QR code. And you don't need to pay and tax in translations, yes zero tax..
You can even do it offline in less than a minute without again any tax.
And UPI inicustes and direct bank account money transfer and you don't don't any digital wallet. You can literally use UPI for any kind of payment you can imagine, literally from Amazon shopping to in local market to electricity Bill's etc.
And it happens in an instant.
Also UPI have already killed cash and card system in india. We don't carry cash or card, we only need a mobile phone. That's why india is country with largest digital money transactions.
total control of people money is coming use cash instead upi for daily needs ... people now a days are comprimising their privacy in the name of convience
You r damad of India karl😅😂.... And also brand ambassador of UPI❤
Welcome to our Karnataka.❤
Can't imagine a life without UPI
One caveat: you currently can only get this set up at the airport right after you arrive. We spent April and part of may in Delhi for a family wedding and I wasn’t aware of the new UPI for foreigners before going. I tried to get set up after the fact and they wouldn’t let me.
Yup, This service is currently only available at Delhi, Mumbai, and Bengaluru airports, and for citizens of G20 countries. It looks like they're testing it before they make it more widely available. I'll update my pinned comment with more info once it's available to all.
@@KarlRock i don't know about foreigners but for citizens of my country it is very easy to use UPI
I wonder what type of conversion rate Thomas Cook is offering.
Personally they are the last company I would use at any airport after they wanted a $3 commission to change a $5 bill.
Tried setting up the app from outside of India but it will only accept an Indian number.
Tourists can get indian sim cards at the airport but they expire after 3 months, wonder what happens to your balance then if you cannot get an OTP.
Word of warning for anyone visiting Ladakh with a sim card bought in Delhi .Your sim is blocked and I am guessing your access to your money is as well.
Great idea but I will still feel safer using cash for the time being.
@@KarlRock how does one add more money if needed post airport exit?
@@KarlRockIs it possible to do payment with UPI and without indian phone number ?
This is the only unpretentious foreign youtuber I've come across who doesn't pass underhanded compliments about "how poor yet amazing India is", but shows the True India in its full glory. Thank you Karl, for loving India. And I can promise you, you give India an ounce of love, and we will shower all our love on you, as you must have witnessed several times already, I'm sure. Atithi Devo Bhava. (Guest is God). Jai hind 💗
He was banned by Indian govt for visiting Pak. Even after all the things he did, including busting scam centres, tourist traps and touts who cheat foreginers and earn millions of rupees. This is how he was treated. Respect to Karl for still working and producing content ❤
PORKSITANI chuslam jli kya
Indians can't take any criticism. Grow some balls. There is a lot to improve in India, just like in every other country
Why fake it...admit it..india is rich...but indians are poor...! cuz a bunch of ppl hold on to most of the wealth...On the surface of averages...it all looks even.
Islam is not 1400+ years old,
Islam is the Oldest and First Religion,
Islam means "Submitting our Will to God"
Islam was there since First human (Prophet Adam) And Prophet Muhammad ﷺ is Not the Founder of Islam, Prophet Muhammad ﷺ was just a Last Prophet Of Islam !
---------------------
“God is One and Only without second.”
[Chandogya Upanishad 6:2:1]
“He is Allah the One and Only.”
[Quran 112:1]
---------------------
“There is only One God, not the second”
[Brahma Sutra]
“There is only One Allah”
[Quran 16:51]
---------------------
“There is no image of Him.”
[Yajurveda 32:3]
“There is nothing like Him.”
[Quran 42:11]
---------------------
“There Is No Likeness Of Him”
[Svetasvatara Upanishad 4:19]
“And there is none Like unto Him.”
[Quran 112:4]
---------------------
“of Him there are no Parents"
[Svetasvatara Upanishad 6:9]
“He does not Beget nor is He Begotten.”
[Quran 112:3]
---------------------
“His form is not visible, the eyes cannot see Him.” [Svetasvatara Upanishad 4:20]
“No vision can see Him, but He see’s all vision.” [Quran 6:103]
---------------------
*[Reminder]*
*Dear Hindus,*
*You must worship only One God (Allah) and you must Stop doing Idol worshipping !*
UPI is not Wallet, it is just direct Bank to Bank Payment Transfer Interface that interconnects all banks in India.
Alipay and wechat pay rings any bells? It also links the bank account directly. 😉
That's the power of India . Brilliance of India's in giving new technology to world. India has produced some of the world best minds. You don't even stand a chance against us😊
Thanks for this. I'm heading back to India next month, it's been 10 years since I was last there and this app will be very handy.
Upi is the best bro.I have forgotten when I last withdrew cash from ATM😂
You're gonna love UPI. Spending money was never easier than it is today 😂
Damn but you can't
You should have Adhar card
@@candy7808Nope you don't need adhar.
@@candy7808no need for NRI and foreign visitors.
Compulsory for indians only
It's been 3 years we haven't used cash anywhere at all . UPI is future of cashless payment
It has its own issues - network availability, servers down, transaction failure. I was in Goa and on my last day I bought few stuff for 4000 rupees and made a payment from PhonePe. The money got debited but wasn't received by the shop owner. He said I'd get it back and I had to pay again by card. I left Goa and the next day the app showed the transaction as processed. I had to call the shop owner to send me back my money. Thankfully he remembered and agreed, or else I'd have had severe headaches trying to get that money back.
Another issue was I was alone in a restaurant in Bangalore and I didn't carry anything except my phone. After my breakfast, the UPI apps showed that my bank server was down and I couldn't make any payment. I had to wait there for an hour to finally get the payment made after the servers were up.
There was also this one time in Dmart, where my phone ran out of power and I had to pay using card.
@@iamchachachoudhary first one is ok but second one is your problem😅
@@rashmimishra3658 my point was that one cannot simply rely on the UPI alone. Running out of power on the phone is a genuine issue for many daily commuters or people who do field work. Don't tell me to carry a power bank and tell me to keep everything charged all the time. It's like telling the electric vehicle owners to carry their own source of power when doing long distances. We can carry all the extra power but there will be a scenario when these things fail. Does cash fail? No. Does card fail? Yes, but there are less issues than UPI. Does UPI fail? Yes, fails more than the card does.
Now that’s what makes me proud of our nation❤️ more power to india
Mostly we don't carry cash, we carry phone, it's enough in India... ❤❤❤😊😊
I wish we had this in the US
naa naaa...UPI is indian..its only in 7counties + france rgt now..us has card systems like mastercard...thats why india is far ahead and beating mastercard;s and visa's bussiness!@@aweeb634
I think google pay is also UPI it’s same as upi
US is card based economy and master card and visa cards are big fishes they would not let UPI to dent their monopoly..
@@ry8156 damn we do use to have cards but our government did something
@@aweeb634 what your government did ?
UPI is highly underrated and not appreciated by the Global economy but it has made our lives infinitely easier
total control of people money is coming use cash instead upi for daily needs ... people now a days are comprimising their privacy in the name of convience
Of course UPI is one best payment gateway, i hope that this type of payment gateway could be provided in other foreign countries..
Love from BHAARAT (INDIA).
JAY HIND, JAY BHAARAT..
India (Bharat) had bypassed several developed nations in digitalising economy which can’t be seen in USA, UK or EU nations. Jai Hind! Jai Bharat!
Only problem of UPI is , we overspend it without knowing how much is in bank 😃
u get message of deduction and balance though
@@blobofconsciousness there's a feel of loss of money when you take the cash out of your wallet 🤣 I really can't get that feel while using UPI 😊
@Tathagata Ojha lmao..I get it...I feel sad when the numbers come down in balance..
Lol, it feels like the bank is paying for me
@@blobofconsciousnessOnly deduction not balance. If you will keep cash then your impulsive spending will reduce
In my city, everyone literally EVERYONE from a e-rickshaw driver and footpath shop owner to big shopping malls, they accept UPI.... That's crazy how payment system has changed drastically in India...
Within only 8-9 years oor Log khte hai Modi sarkar ne kya kiya...
Is it possible to pay with UPI when we don't have indian number phone ?
Only drawback of upi is u start spending alot more thn u should 😂
UPI is the future of transaction system through out the world soon !!
It's easy, fast and authentic transaction without carrying cash !! 👍
Jai Hind ! Jai Bharat ! 🇮🇳
UPI is something on which every Indian proud of
I think cashless payment in India is one step ahead of some developed countries
Bhai devloped countries me bhi itna online payment ni hota
UPI is money transfer mechanism.. you can transfer money directly from yr bank account to other person's bank account in less than 10 seconds and you only need other person's mobile no. Or QR code. And every local to national level shop in india have QR code. And you don't need to pay and tax in translations, yes zero tax..
You can even do it offline in less than a minute without again any tax.
And UPI inicustes and direct bank account money transfer and you don't don't any digital wallet. You can literally use UPI for any kind of payment you can imagine, literally from Amazon shopping to in local market to electricity Bill's etc.
And it happens in an instant.
Also UPI have already killed cash and card system in india. We don't carry cash or card, we only need a mobile phone. That's why india is country with largest digital money transactions.
Clearly you never been outside india
Nope it's in those countries to just under a different name. 😂 The amount of people confusing this as thinking India invented paying quickly by mobile, nope it was around and in use in other countries before UPI.
@@NirthGaming UPI isnt paying quickly by mobile lol. Mobile payments in India too predate UPI. UPI is an open standard that allows anybody to create a payment app on top of it. Its different. Most developed countries dont have an equivalent. The US is rolling out FedNow which is an equivalent. Dont comment with half baked knowledge
I don't know about the rest but I'm clumsy with cash and drop it or loose it so this has made my life so easier . Don't remember the last time I carried the cash
Interoperability and open-source makes it incredible
I noticed this when I was there last year. Absolutely fantastic
You are welcome again 😊
@shivaji Vishnoi I've been 7 times and always welcomed! This year I'm coming for ganesh chaturthi and really looking forward to it
@@delhidebb1749 woww, you are awesome. I hope you will have great time here.
@@delhidebb1749 do you blog or vlog your travels. If you do, then let us know about it
@@delhidebb1749 please be beware of the chapri guys around here, they are trying to ruin our image in front of the foreigners
I normally don't say this but
This was best thing this government has given to india to this day
NPCI which is the backbone of UPI was set up by UPA govt.
@@rushabhpatel4291 desperation reeking from your comment
@@dep3031 counter with facts. Wasn't NPCI set up by UPA govt? They made upi possible. Modi hogging credit as usual.
@@rushabhpatel4291 again desperation as usual.
So when corrupt communal congress was in charge , why didn't digital payments take off ?
@@dep3031 why are you so desperate to give all credit to Modi? Why can't you say both g govts combined did it?
India and PM Narendra Modi are always the Great and always the Great World Leader 🙏🙏🚩🇮🇳🚩🇮🇳🇮🇳
PM Modiji is the new Architect of modern India,
Everything is possible when Modiji is here.
May God Bless India & Modiji .
I love how u love n embrace india n Indian things in general❤
He has an Indian wife. So half Indian already!!
Now Bharatiya
UPI is spreading all over the world now.
Although it is a very helpful & easy for all normal public.🎉
foreigner being surprised by paying through UPI while indian using UPI for buying Gutka😂😂
Thank you sir 🙏❤ welcome to India 🇮🇳❤️🙏
Karl is the unofficial brand ambassador of India 😂😂😂
Not India .. Delhi and Haryana, he has no idea about other places .. He is very biased
@@vr1058He has pretty much been all over even to Pakistan😂. You probably haven't seen all of his videos.
Now we dont have to ask anyone for "WHERE IS ATM"......
Right.. Before UPI, we would ask people for the nearest ATM.. But, not anymore.. UPI has revolutionised the way we do transactions. No need to carry cash. Just a fully functional mobile and balance in account is enough to hit the road..
Pocket feels really full when there's no upi
In india UPI make it easy to pay anywhere
I hope it becomes available in Portugal and rest of the europe 🥰
Already making its way in countries like France and Singapore, it's only a matter of time.
Online transaction already available in the world. Usa china japan fathers of online things.
@@kiteknight23 it's different Chinese USA online transaction don't give you Liberty in sending money to individual only to businesses with UPI there are no restriction can send ot to anyone
@@kiteknight23 lol the same Japan that keeps their ATMs offline in non banking hours? The same US where people still get paid by cheques?
@@nou4605 bro in Japan u can scan ur phone to QR code. That's how advanced they are.
UPI is the scene... Until a few years ago, i never left house without my wallet... It's been almost a year now and I don't even remember where my wallet is now...
Enjoy India❤
20:35 Bhaiya wo episode pyaasa movie ka parody tha one of my favourite movie ft. Guru Dutt❤
I literally haven’t seen any cash on my wallet for almost a year now.
You still carry a wallet? I haven't seen a wallet yet.
The guy is more Indian than most of us 😀😀
Kuch be low.du
@@HumertOZ Haan kuch bhi smart ass. Control Uday control ..
@@beingvikas4973 tumko logo ko angrajo ka chatne ka adat gaya nhi🤣🤣
@@HumertOZ har gora dikhne wala admi angrej nhi hota aur aise comment krne k baat bhi tu smart nhi dikh rha .
@@HumertOZ🗣️📢 JALDI WAHA SE HATO TORA MAI KE CHODO 😤
When I here this ..I feels proud for my country India ❤
That is Karnataka😊❤.
We don't treat you a foreigner Karl. You are our our beloved brother in law, and more patriot than many Indians. Waiting for you to get full Indian citizenship dear. 😊
Brother? Why no bro WN
What about the laws he broke ?
@@shraojitbardhan744indians konsa law nahi todte lawde
@@liloistheendiahater porkikyanhuyanjli kya
Indeed I have stopped carrying my wallet because every single guy has UPI. Even if somebody doesnt keep it are forced by the customers to keep it for easy payment
Yup body even I don't carry wallet ❤
The definition of Savings gets proofed wrong when you start using UPI
Thanks Karl for showing India Digital innovation, it is also Used in many other countries.. 👍👍