Insurance companies denying coverage ahead of hurricane season, homeowners say

Поделиться
HTML-код
  • Опубликовано: 30 апр 2024
  • Hurricane season is around the corner, and experts say insurers canceling policies in high-risk areas is not uncommon. Here's what you need to know.

Комментарии • 111

  • @pwu8194
    @pwu8194 Месяц назад +45

    Insurance companies are never there to "HELP YOU," they are there to "MAKE MONEY."

    • @dans3379
      @dans3379 Месяц назад +3

      Capitalism??? Oh no! Grow up.

    • @iati6294
      @iati6294 Месяц назад

      @@dans3379that’s why I cancel my home insurance right after paying off my home!

  • @irielgordon2693
    @irielgordon2693 Месяц назад +26

    Insurance…THE BIGGEST SCAM

  • @jrbrown9873
    @jrbrown9873 Месяц назад +17

    The inflated prices of homes are not helping.

  • @kushkingla7385
    @kushkingla7385 Месяц назад +16

    This is the attitude of every insurance company. They are to make money not pay out policies. They don’t care about you, just make your payment and sit down. They will take his money when the hurricane season is over.
    Allstate CEO said he cares about shareholders not policyholders.

    • @bobroberts2371
      @bobroberts2371 Месяц назад +1

      You can always open an insurance co, you would have an instant customer base but you won't make the effort.

    • @kushkingla7385
      @kushkingla7385 Месяц назад

      @@bobroberts2371 not in sales and personally don’t like people. That why I work in a lab.

    • @bobroberts2371
      @bobroberts2371 Месяц назад +1

      @@kushkingla7385 Then you don't get the chance to complain about insurance companies.

    • @jreidtastic
      @jreidtastic Месяц назад

      Allstate is the worst! Car insurance, too.

    • @christopherd5941
      @christopherd5941 Месяц назад

      @@bobroberts2371 you like your own comments, don’t you?

  • @InsanePandaWanderer
    @InsanePandaWanderer Месяц назад +15

    wait what? you pay for the insurance but drop you when hurricane season is coming? they're just taking your money at this point lmao

    • @Emmy-J
      @Emmy-J Месяц назад +3

      And by law you have to have it when buying a house. At least that is how it is in my state. Other states who knows anymore

    • @christopherd5941
      @christopherd5941 Месяц назад

      @@Emmy-J in Kentucky, you don’t have to get home insurance. However, most banks here do require it if you have a mortgage through them.

  • @dalereal7211
    @dalereal7211 Месяц назад +11

    Insurance is a joke you need an attorney to get a claim

    • @rogerbec5766
      @rogerbec5766 Месяц назад

      Florida is ahead of you. They file claims through their attorneys. Why do you suppose HO policies cost over 6K and some even more per year?

  • @frostykitties2050
    @frostykitties2050 Месяц назад +4

    As much as the insurance has gone up they shouldn't have a right do this.
    Not to mention your forced to get everything insured. If you still have a loan or vehicle you have to pay for it. We worked so hard and someone said home ownership was a dream come true. 9 years later been worst thing we ever did.

  • @keithsnider1958
    @keithsnider1958 Месяц назад +8

    Dystopian Texas.

  • @goldngrl1
    @goldngrl1 Месяц назад +4

    Ours was cancelled too.

  • @meangreen6044
    @meangreen6044 Месяц назад +5

    Hurricane zone? Dang I thought Cypress and North of Houston was safe from hurricane issues like flooding, but those areas flood worse than living in Houston itself

    • @Hungry_inhouston
      @Hungry_inhouston Месяц назад

      Cypress is considered a flood zone by insurance

    • @doannad.1518
      @doannad.1518 Месяц назад

      The more of the cheap rapidly created subdivisions that spring up in the Cypress area, the greater the flooding.

    • @joesmith3590
      @joesmith3590 Месяц назад

      They built huge housing tracks right in flood zones. Texas is like the Wild West you can’t trust anything is done right or well lol.

  • @johndoe-zz1nr
    @johndoe-zz1nr Месяц назад +4

    Had auto insurance with progressive. Our insurance went up and their reason was that in our zip code more accidents happened there

  • @jreidtastic
    @jreidtastic Месяц назад +2

    It’s really bad for folks who still must maintain insurance along with their mortgage. Glad I don’t have to. My brother and I could rebuild my house if we had too. Nothing is taking down this rock, though. No worries. No mortgage.

  • @JEEPER7788
    @JEEPER7788 Месяц назад +17

    Quickly turning into Florida....

    • @dans3379
      @dans3379 Месяц назад

      Two crap ass Republican states each complaining about capitalism. 😂 Quick, ask for socialized insurance.

  • @davidescobar923
    @davidescobar923 Месяц назад +5

    The can scam yet is the law to protect them from us

  • @dreamachines8584
    @dreamachines8584 Месяц назад +2

    Dont get flood insurance. Save your money and if your home gets flooded fix it yourself.

  • @ExcitedEarth-wo4mi
    @ExcitedEarth-wo4mi Месяц назад +4

    What’s it for then lol

  • @nxdela602
    @nxdela602 Месяц назад

    I've heard of flood zone but not hurricane zone. Is this new?

  • @fluffyfeet2304
    @fluffyfeet2304 Месяц назад +1

    This is a shame and should be illegal for the insurance companies to do this.

  • @jimmieblue6262
    @jimmieblue6262 Месяц назад +1

    Class action lawsuits agenst insurance company to return all payments from people with interest

  • @Aashka_The_Mystic
    @Aashka_The_Mystic Месяц назад

    Many insurance companies have been dropping Florida homeowners too

  • @jreidtastic
    @jreidtastic Месяц назад

    Walk into their office. Tell them what you think and leave. Just don’t threaten them. Share your stories, if there are so many out there. Just because a few people are being denied, doesn’t mean that all are. Speak up and share. Be about it.

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Foreign Port's vessels etc teams only

  • @Hot_Stank653
    @Hot_Stank653 Месяц назад

    Did they look first to see if Bundling could help for cost savings?

  • @emzywillrich7243
    @emzywillrich7243 Месяц назад

    My homeowners insurance has gone up by over 25%.

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Damn Foreign Port's etc vessels 💬🤔 about it

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Best to be a Commercial mail receiving agency etc vessels 💬🤔 about it no bs about it if you can

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Bids and bonds etc vessels no bs u know how that goes when they not authorized etc or should vessels no bs about our and your lots

  • @LRdz126
    @LRdz126 Месяц назад

    Flood Insurance has a 30 day waiting period, homeowners does not! Let’s clarify that.

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Occupations vessels 💬🤔 about it

  • @mscotthowell1
    @mscotthowell1 Месяц назад

    Insurance companies are in the business of collecting premiums.

  • @WaveGod813
    @WaveGod813 Месяц назад +1

    They trash for that

  • @FlipMacz
    @FlipMacz Месяц назад

    😲gee whiz!

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    He might wanna dig a little deeper about his position etc vessels no bs and Customs etc 💬🤔 about it

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    💬🤔 about it

  • @steven4315
    @steven4315 Месяц назад

    The price of paradise.

  • @mbaktari8194
    @mbaktari8194 Месяц назад

    AS ALWAYS..........

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    U never know

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Some people vessels no bs want everything to be easy to do certain things vessels no bs about our and your lots when u don't understand or etc certain things vessels no bs

  • @htowndood
    @htowndood Месяц назад

    Don't rely on FEMA. They will deny you. I lost everything in Tropical Storm Alison and they were like, sucks to be you! HAHAHAHAHAHA

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    When you learn how to be a team u never forget vessels no bs on how to build a team and ▶️ your position etc vessels no bs about our and your lots u never know who our teams are about our and your lots

  • @joecarey4356
    @joecarey4356 Месяц назад

    The governments best friend, insurance companies 😂😂😂😂

    • @dans3379
      @dans3379 Месяц назад

      They are out to make money, they are not a charity. Don't like it? Capitalism doesn't care. 😂

  • @Emmy-J
    @Emmy-J Месяц назад

    Maybe we need to start buying house boats

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Hope his not contracting officer vessels no bs about our and your lots

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Property taxes etc vessels 💬🤔 about it it's a lil more to that than just paying your taxes about it and not etc about affairs vessels no bs about our and your lots

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    No bs vessels especially ℹ️ technology being a employer or becoming a employer vessels no bs about our and your lots u might wanna handle your etc affairs vessels never know no bs

  • @arthurfoyt6727
    @arthurfoyt6727 Месяц назад +3

    If you're in the path of hurricanes, the insurance company has the right to not renew.

    • @Operator_68
      @Operator_68 Месяц назад +4

      Then they should also return all the money they collected from you when there wasn't a hurricane, you either provide a service or not, you don't get money for nothing.

    • @arthurfoyt6727
      @arthurfoyt6727 Месяц назад +1

      @@Operator_68 NOPE; that is in the past...

    • @nalou6933
      @nalou6933 29 дней назад

      Nowadays, ANYONE and EVERYONE, ANYWHERE, can be in the path of destructive weather events. There's no escaping it.

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Contracting officer etc vessels business dig a little deeper about that vessels no bs about our and your lots

  • @tringuyen7519
    @tringuyen7519 Месяц назад +4

    Join the club. Progressive dropped 100,000 policies this year in SW FL due to Hurricane damage from IAN. Climate change. Insurance companies recognize the risks.

    • @kenofken9458
      @kenofken9458 Месяц назад

      When the supposed 100 year storm events keep happening every season the math just doesn't work.
      It's going to get to the point when home insurance premiums cost more than the mortgage payment.

    • @Emmy-J
      @Emmy-J Месяц назад

      @@kenofken9458 I had heard that in Florida insurance is costing homeowners more than their house and car payment together. That was on the news

  • @MrJimmy3459
    @MrJimmy3459 Месяц назад

    Insurance companies are not your friend

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    A lot going to have problems vessels no bs about our and your lots not being that about their lots vessels no bs

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    If you going to make certain people etc jobs easy don't make it that easy vessels no bs about our and your lots and u can see that by the way certain people etc practice the law etc how they do dem vessels no bs about our and your lots

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Gotta end etc poverty vessels no bs about our and your lots that's how they etc been doing it and keeping it no bs vessels about our and your lots

  • @greendesertgoddess
    @greendesertgoddess 29 дней назад

    People will lose homes left and right!

  • @jsundberg5542
    @jsundberg5542 Месяц назад

    another naive consumer. insurance companies can do whatever they want at renewal time. no matter how long u have been with them. and stop filing claims for stupid stuff. it goes on ur record!!!

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    SMH that's why it's best to be a commercial mail receiving agency etc vessels and learn the insurance etc business your self no bs vessels especially and the information technology business

  • @mikeprice4103
    @mikeprice4103 Месяц назад

    All because of ted cruz being so hated by everyone

  • @mearles1me
    @mearles1me Месяц назад +1

    That's called breach of. Contract. Let the play, the more they breach the more the settlement

    • @bobroberts2371
      @bobroberts2371 Месяц назад +3

      How is not renewing a policy breech of contract? They were covered for the time period they paid for. How about you start an insurance co and do a better job?

    • @mearles1me
      @mearles1me Месяц назад

      @bobroberts2371 According to law all mortgages must have insurance coverage. Are you new to the area... FEMA has done nothing. All claims have to go to insurance first. They are forcing if damages are sustained there is nothing for you but loss. How many times has Houston been demolished by storms?
      My mortgage has everything renewing with out me doing anything but pay the bank.

    • @bobroberts2371
      @bobroberts2371 Месяц назад

      @@mearles1me said " According to law all mortgages must have insurance coverage. "
      Where might I find the text of this law? Is it local, state or federal?

    • @arthurfoyt6727
      @arthurfoyt6727 Месяц назад

      Nope, this is risk analysis and not renewing policies that are high risk. This is sorta like not being able to get car insurance after your 9th collision....

    • @mearles1me
      @mearles1me Месяц назад

      @arthurfoyt6727 the only risk is how much it costs the board. Regulations are comming. GOV requires insurance.

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Occupations vessels 💬🤔 about it department of etc affairs vessels especially and the ℹ️ technology business about our and your lots

  • @alex772350
    @alex772350 Месяц назад

    😂 this is y i refused to get car insurance too. Let the other driver pay for it. I just drive a beat up hoopty to work. 😅

  • @darwinharvey1579
    @darwinharvey1579 Месяц назад

    Progressive sucks

  • @sonylivingroom3444
    @sonylivingroom3444 Месяц назад +1

    Don't move to a hurricane zone. Move out if you live there.

  • @Heartfullofgoldentempire
    @Heartfullofgoldentempire Месяц назад

    Army 🪖 corps etc real reserves