WATCH BEFORE YOU MAKE THIS MISTAKE BUYING A HELLCAT!
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- Опубликовано: 21 окт 2023
- In this video I share a very personal story and experience that will help you make the right decision when considering buying a new Dodge Charger or Challenger Hellcat Jailbreak Redeye.
Follow me on Instagram, Tiktok, and Facebook at OCMotivator
Merch at OCMotivator.com 
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I’ve completely removed myself from buying anything that depreciates unless it’s for day to day living expenses. No vehicles no vacations. Just cold hard work and finish paying off debt by early spring. This next year will be horrifically brutal. I’ll go through it without debt.
You got this man ❤
No homo 👀
Idid what ur doing back in 2012 ,Keep doing what ur doing,I have been debt free since 2013 ,I have a new 2024 2SS 1LE coming home in a few months and I will still be debt free because that will be paid in full the day I pick it up.Its a great feeling to live life not buried in debt.I am 51 btw ,Whatever I put on a credit card is paid in full at the end of the month ,if I can't afford to buy it I dont,and trust me I don't do without,Getting all my debt paid off especially after being crushed in 2007-2008 was the best thing I ever did
@@frankie072 nice. I cancelled my 2024 2SS 1LE manual in Riverside Blue Metallic last month because my salesperson said that I can expect the price to go over the $57k that I ordered it for. He said that I could expect it to arrive with an msrp of just over $60k so I cancelled it. No more depreciating assets until this storm blows over. Time for me to hunker down hardcore. I paid off my house last month with the money I was going to use for the Camaro and now I’m paying off my 2021 Peterbilt 389 by December.
@@frankie072 you sir
Are a survivor 🫡🍻
@willjeff566 I had a 2023 2SS 1LE Ordered ,I waited 5 months and NOTHING,unless a dealership gets an allocation it's not being built anyway,I actually ordered 5 2024 1LEs and only 1 was accepted by GM on sept 7 finally ,Mine is sharkskin m6 red seatbelts and I ended up adding pdr ,a few days after the order was accepted,My msrp was $56,130 without pdr $57,430 with pdr,I dont see how it could jump to over $60k unless he's adding a markup ,and if he didn't have an allocation, he most likely wouldn't be able to get it anyway,I learned the hardware in 2023,My 2023 same car was $53,430 without pdr and would've been $54,730 with ,prices jumped 2023 to 2024 ,But if u ordered a 2024 ,there was no additional price jump from June 15 when ordering opened
“The rich ruleth over the poor, and the borrower is servant to the lender.” Proverbs 22:7 (KJV)
So true man I have a 2022 raptor my payment is 1650 and I can’t get out of it. I worked at BMW making about 150k then lost my job due to getting wrongly convicted of a dwi and even though it got dismissed it’s still not off my record so I can’t get a job to make the same amount of money. I am a hell of a salesman but you are correct my truck payment, gas, insurance is well over 2500 a month. Hopefully gonna find a better job soon and get out of the hole similar to how you did brother. Thank you for this video.
Sorry if this is a stupid question but I gotta ask just for my own knowledge, how are you not able to get out of the car payment? You could just sell the car if you had to right?
You've reached bafoonery level in life....congrats!
@@BrotherKellerman the car can’t be sold until the lien comes off because the bank or credit union won’t issue the new buyer the title. So he has to sell it for what he owes on it, but he won’t be able to due to the fact the vehicle has already depreciated.
DUIs have become a scam! They're no longer about protecting the public. They are all about counties putting quotas on police and money being made by lawyers and municipalities. They will wreck your life to make a few thousand $$$ in fines and the court system. And nobody will care if you were actually innocent or not. But, I imagine I don't have to tell you this.
Definitely just gained a lifelong subscriber with this video. This is the real game that the guys my age need to hear. We’re young we have time. I’m 27 making good money and even I refuse to spend over 35k for a car. Them cats and scats are still gonna be around in a few years . No rush; take it easy man
I have a similar story, but I was younger when I got upside down with a bad deal on a Bronco during the 80's. I was a slave to that stupid thing. I learned a valuable lesson that carried me through. Thanks!!
I don't buy a car in 2023 if I can't pay cash for it.
Good for you
Good video, I'm 40 and have learned from others mistakes and I'm fortunate enough to not have to experience what you went through. I custom ordered a 2022 challenger SP widebody and put enough down to have a $661 car payment because I knew if the crap hit the fan, I didn't want a $1,500\month car payment that I couldn't afford. This is my 1st brand new car and I made it a present to myself for paying off my house and truck. I love my challenger and it's more fun than what I thought it would be. Although a hellcat would be amazing to own and drive, the SP is enough for me at the time. I'll see how the market is when I get it paid off.
I shat my pants when you revealed the payment on the Mercedes! It made me feel better about my purchasing of a brand new Scat At 618 a month, 4 percent interest. However I've since sold it for a more practical for me vehicle and bought a motorcycle to learn how to ride. Which has been a whole adventure itself
Great story and great lesson. I've been through similar (kinda going through it now with my Viper), but I'm not worried. Though it was a stressful time in your life, I see it as a 100k education that made you stronger, smarter, and hundreds of thousands wealthier in your lifetime. And as a bonus, you have great memories and a means to save many people from the same fate.
Hey, OCM….for content like this, is the reason I watch your channel. What you are doing….is a very honest, candid, human, ……even christian thing to do for your fellow men (or women)….
…you are exposing scarred tissue and maybe still open wounds, just to make sure no one else gets hurt. I’m almost 60, and I made my share of mistakes from which I learned and recovered , and now I’m enjoying the results with my Family. But….if I had seen this video when I was 33, and had listened to it….I would have gotten here a lot sooner and it would have been easier…. Thanks for giving Young and not so young people A CHANCE…. This is a worthwhile effort. I’ve known people’s lives and marriages that have failed because of bad decisions like this. Keep up the Great Content. 🙏🏾😎⚓️
Thank you! And you’re very right. So many marriages are destroyed over bad financial decisions. 🙏
@ocmotivator your a great dude ! Thank you for coming on to RUclips with important stuff like this not everyone has good people around with good sound advice. Alot of our financial mistakes are made on emotions. Luckily I had good advised people over many years. Sometimes I didn't listen. Here I am again wanting to pull the trigger on a 850 dollar payment (not even the 1800 you were talking about) and im very hesitant. That amount with all the other associated costs is a big pill to swallow every 4 weeks. AND I've waited many, many years to reach this day. I'm 47. Once again I think this has to take a 'back seat'. I'm wondering if not by now, will it ever come.
Thank you for your stance on COVID, I’m totally with you on this…sick is sick.
Too many RUclips people on here telling people get a hellcat now “it will hold value” like Alex the Rican. This is pure delusion and you said right no one wants a beat on used hellcat. Finally someone tells the truth about a depreciating liability.
And the fact that they have produced 57,000 hellcat powered vehicles.. Around 10k of those are above the standard hp, ie.. redeye, demon ect... So they only ones that will hold value are those redeye and demons that have very minimal miles and wear.. IE: you wont get to enjoy the car ever, and who wants that..
@@Clutch_Kick187 lol and who wants a car they can’t drive🤣🤣
😂 alex live rent free on y’all heads
@@Clutch_Kick187 Starting a 2023 Production Thread, I found the first cars come down the line on December 13th and they have built 6720 cars since that date as of the end of December, 500 of those were Hellcats.Jan 2, 2023
@@Clutch_Kick187 they did not build that many hellcats stop the lying do your research
One of the realest statements I've ever heard, "On the phone arguing with credit card companies while sitting in an AMG with the engine light on." Damn that shit was the embodiment of my 20's❤. What did I learn? Got me a 1320 which equaled to 2k over sticker warranty and taxes included) instead of the Demon 170 "Sticker price" NFCU approved me for. Never again will I ever max myself out on a car. And if you drive stupid like I did living in a Commonwealth state, may whatever the phuck you believe in have mercy on your bank account. One hiccup turns a snowball into a full fledged avalanche.
That is some spot on advice.
It’s easy to get caught up in the moment when you’re shopping for a car and end up like you did.
I always bring someone with me when I’m car shopping. Somebody who is not emotionally connected to the deal. Then I run everything by them to ask if this makes sense.
I thought my door was defective as well. What I found that helps me is holding my fingers in there for about a second or so and then it will unlock
Great story, thanks for sharing. My T/A is my first modern muscle car. I’ve for many years financed motorcycles and never once got tired of making the payment cause it’s a pleasure vehicle. Same with this Challenger. For a daily driver I’ll pay cash from now on. My F150 I loved until the maintenance and repair bills came while still making that monthly payment
Hope you feel better. Just rest.
This one is a bit scary. Things are looking very 2009ish, maybe worse. Not sure Ill come out of this one, but all we can do is prepare and keep on fighting.
And never vote for another Democrat, of course. Have we all learned our lessons now?
So true with ur life story 👍 this was a down to heart story!! I’m 57 and I done those stupid car buy as well. Nevertheless now I’m in a new house bought 3 years ago with a 3% interest $1,100 pymt. Have a 21 c8 convertible with a $570 pymt and a 24 Toyota Tundra with a $300 pymt!!! If I don’t have a shit load of money as down payment I just don’t buy IT!!!! In Phoenix. Awesome video!!
i have a new corvette on order right now been waiting over a year, im a GM of a harley dealer and business is tough after watching this video you convinced me NOT TO BUY IT RIGHT NOW!! i have been in your shoes before, but car guys are always hard to do the right thing.....thanks for this video its like you were speaking to me
Great advice as always. Never sell the Swinger!!
I watched the whole video. Great advice. Thank you for taking the time to make it and try to help people.
You are right about what you said in 2010 i Lost my job i lost my house in 2013 so i know be careful on what you buy because you never know
Ah that famous "German Engineering". They don't last without pouring a mint into them. Not the newer ones anyway. I don't know how many people I have seen go down this road and wind up with an expensive car that is worth less than the repair it needs within ten years. Same thing with my folks' Audi A6. Basically scrap metal in ten years. Meanwhile my 2003 Acura RSX S-Type, that I bought for $22k new, I sold for $9600 in 2013. Never had any non-consumable part fail on it but one oxygen sensor.
This is what makes your channel great! Upfront and honest, im so sharing this to my young cousins and friends
Glad you are feeling better. Love your Swinger. Thank you for the great video.
Thank You Sir. This needed to be said. Appreciate Your content.
Brad glad to have you back mist your content
OC this is the best video you have done. Huge shout out to you for openly going over that experience. Much appreciated!
As always you rock man! Take care.
I hope you feel better thank you so much for the advice
This was a great story. Thank you for sharing.
Thank you sir for this information and for sharing your story.
Oh my God, I'm a total hypochondriac my self............I love your honesty......
Realest shit ever 💯. Definitely taking heed to these words brutha
Great video!!! Your 100% correct. Always make sure you take care of your needs. Put them a safe distance from all the things that you want. It’s your wants is what gets you into trouble. It’s the balance of life…
I’ve been watching and listening to your videos for a couple of years now, Brad. I am truly grateful for your sound advice when it comes to these cars we all know and love.
You’ve convinced me to keep my 2021 Scatpack Widebody, while I was on the fence of trading up to an overpriced Hellcat.
I have so much usable power for the streets in my 392 and the best part of it all, it’s paid off! I’d rather drive a “slower car” fast, than a “faster car” slow.
Welcome back homie!
Smartest thing I have heard so far
You have easily become be of my favorite car RUclipsr guys .
I'm 34 years old and
I currently have a paid off loaded 2020 mustang gt and I'm about to move into a new build home next month with my wife. We have no kids as of now but you've made me reconsider purchasing a hellcat.
My fear is buying a Hellcat 85,000 to go into debt when I could of just Whipple supercharged my current Mustang and be done with it
Honestly, I think it is human nature that we are never happy with what we have.
I went to go look at a hellcat and the salesman was drooling over my mustang taking photos and videos (not sure if he was just trying to get on my good side lol) but I often get compliments of my strang….
What I'm trying to get at is that old saying.. We usually have what someone else has on their plate… not knowing that what we have is just as good if not better!
Thanks if you've read my rant lol
This is so freaking inspirational to read. I drive an 04 sequoia that's in pretty good shape, the other day walking into a convenience store a random woman walking by said "that's a really nice car I grew up in one of those" then kept going on her way. mean while I've saved just about 20k to put down on a cat. Great video but this comment will stick with me for awhile
Thank you for this message
The most important comment you you said to me is "Stop Being Stupid, You Are Smarter Than That"!!! dealing with depreciation values on cars👍🏾👍🏾👍🏾
That why I keep saving my money when the good price go down that when I’m ready
Learned a lot from this video. God bless you for being very honest and sharing this info with us🙏🏽
Brad, I enjoyed your video!!! That is sound, outstanding advice. I can totally relate and agree with you 100%...
Hope you feel better soon!!!
John from SoCal
Thank you for sharing.
Excellent video!
There’s car giveaway’s like freedom street garage that are going around saying that all chargers and challenger hellcats will be priceless in the future. For them to dupe people into buys by merch for each giveaway that gives the company that gives this stuff away more money than the car their giving away is worth. It’s crazy. It’d be interesting for you to speak on this topic.
Great video, seriously important financial lesson.
Great Vid💯
This video is top tier!! You hit the nail on the head!!!
Honestly would enjoy having you guys as neighbors. Definitely a way to liven a mundane day.
Very good of you to make this video. I’m sure you saved a lot of grief for somebody.
I'm 81, and enjoy your comments.
Good advice !!
Brad I am 76 I always watch all your videos , Very informative I bought a 1320 a year and a half ago had 1268 miles , could have paid cash but gave them 30k in a check financed 22k at 4.5 percent, made 3 or 4 payments and paid it off , 2k miles now, really enjoy it mainly car shows and cruise in's
Your reaction as you guys pulled up had me crying! I haven't laughed that hard in a long time.
Good Advice!
Bout pissed myself when ya said ,”Bounce your last check before ya die”
Great Video - Great Advice
Picked up my special ordered 23 Scat Pack Challenger back in March. Planned and prepared for it for a long time, put a good chunk down and the payment is reasonable. Really glad I didn’t go for a Hellcat even though I was tempted. Even some friends and family tried to convince me to go for the Cat but they aren’t the ones putting up the money so I ignored them. My Scat is a blast and plenty fast!
The Halloween display was absolutely priceless 😂😂
Thank you OC
You and your wife both are the bomb!! That front yard setup is priceless.
This is something everyone that’s thinking about buying a car should look at. I can’t imagine a payment that high.
i watched the whole video already. Great video
You Rock! smart man!
Hi Brad I just wanted to say thanks for the heads up I’ve Been really thinking about getting one. I’ve been looking around for one. But they are so expensive I’m going to hold back for right now and keep saving money. I really love your channel
Best most honest video you have done
Still have my 08 SL55; but wrench it myself ... that suspension is $ and work to fix. Cash is king, in business...... self-employed for 25 years. Don't ever buy new unless its capital equipment that is making you money. Toys are purely cash only expenditures, and are consumables. I'm always blown away people getting buried in payments and interest. Good message you relayed.
Those SL55 are amazing cars, especially the AMG
Awesome message!! I made the same mistake
Pretty cool
Thank you
Haha i wish i seen this a few years ago. Thanks OC!!!!
Everything you said is right but most will not listen. Some people need to go the the struggle to learn. Thanks for the video.
preach it bro those car are just not worth it and man those payment get old fast glad youre feeling better
I don't know, when I see someone in a nice car who is young, all I think is that they either have rich parents or live in a trailer and spend evety dime on their car. I've never looked at a younger person, in any car and thought they were rich and successful. Drive a cheap older car, until you really have a lot of money (over 50).
One thing I had to learn Validation is a constant drug, and it feels good When people stop you ask questions say nice car and such but at the end of the day when you lay down at night you have to live with that payment so choose, choose wisely 🙏🏿🙏🏿 because them 30 days come back around so fast
Another great video OCM. Love the Halloween set up your wife did .💀🎃😂👌
Oc I’m 33 and I just bought a 23wb scat for 63 out the door. And over the last month I have been drooling over a hellcat. This video most likely saved my neck. Thanks man I appreciate the wisdom
that buyers high wears off quick once you open experian and see that loan pops up
Great story that's why I always watch your vids you keep it real....I have no shame in my lil ole SXT+ Chally lol its paid off and she's been through hell and hot water with me so i call her "The Black Pearl" ....my dream car is a 6 speed scat chalky with a shaker but I can honestly say with how things are I am terrified of ever paying another car note
Good video 🔥🔥🔥🔥
This was a very raw, honest video OC.
I have always tried to be financially responsible, but I have a strong desire to buy a “silly” dream car. I want an 81 Pontiac Firebird. I have more than enough money for it [technically] but it’s all tied up in investments to use to buy a house 5-7 years down the line. And I got to take care of my wife! More so, I was born in 96’ so it’s not even my era of car. On top of all the logistics of replacing parts-it seems like such a bad idea.
But man something about the authenticity of a below 200 HP 2nd gen Pontiac blowing down the road just brings a smile to my face. Just giving life to a spirit before me would be something I’d want to buy one day.
Listen to this man he knows what’s he’s talking about .a few weeks ago went to see trade in value for my 2016 m6 cat with 26k miles.paid 53k used with a 7k down payment .they offered me 35k .
Give it three years, there will be amazing deals on Hellcats and Scats, just watch
Not at all relatable with a hellcat but I’m in the same boat with the SS sedan
Great advice. They are always different 2-3 months after you get them. That’s when you know if you did the right thing. Lol
This is one of your most important videos. We'll done sir.
Glad you shared your experience and your correct. Wait because in a year you can pick up a great deal. One year is not that long and save up or maybe pay off some debt. I’m doing the same for a house.
I have the cls 55 amg my baby only made on 06
The skeleton stripper is hilarious😂
Brad u are so spot on with this video,Heres what ive found over years of experience. I am now 51 years old and when i was younger and financed pretty much everything, i found that by the 3rd or 4th month is when reality would set in,It would take 3 to 4 months before my head cleared up enough where that glorious toy i had wasnt so glorious anymore and its not that i didnt like it or got tired of it,that wasnt it at all,It was that payment that didnt go away,that payment that was making it hard to do whatever the next thing was i wanted to do.People have to realize wen u sign on that dotted line that only takes a few seconds holds a burden on u for years to come.I do things very different nowadays ,you wouldnt agree with how i handle my finances but it works for me and i Never have the worries or the stress of making that payment because its paid for,that goes for my credit card bills ,my cars ,my House ,I own everything ,but it took sacrifice to be able to do this.Anyway great video /great advice
Why wouldn't he agree?
@GAsh0012 Most people don't agree with paying cash on a big item purchase ,and in some cases I agree with that also, Brad's situation is different then mine so it wouldn't make sense for him to do what I do /did ,I dont have a buisness/youtube channel that I can use as a writeoff,for Brad it would be beneficial to carry a payment ,were for me with the high interest rates it dont make sense ,I cannot put the money it would cost me anywhere that I will make back what the interest charges would be so in reality I look at it that I am making that money I'm not paying in interest,My friends payment on his car is $868 a month and under $300 (I can't remember the exact #) goes to interest,Thats Alot of money each month ,Yes it will change as the loan is paid down but for now it's terrible...I refuse to pay these new interest rates,
@@frankie072 buying cash is not bad man... These people live monthly payment to payment and are up to their eyeballs in debt. Yah if you can borrow money and put it to work at a higher rate it's theoretically better but, realistically, it's not that easy. Cash is king. In his story, those people that had cash when the market crashed, made out like bandits.
Wished I had neighbors like you guys good sense of humor💯.... and I work at a dealership and I tell the salesman I don't believe any of you ur salesman lol I pay 580 a month for my daytona 392 and I thought that was bad couldn't imagine almost 2,000 a month
This video was a true blessing I was just planning on buying a hellcat… I’ve changed my mind
I have made 4 impulse buys in last 2 years. Yeah I know too well. Getting a cheap truck next and waiting to see what Dodge has for us next
Yep, similar story. I gave up on staying up with the Jonses and focused more on family and retirement. Was able to have a stable of 6 paid off cars, including those I gave to my kids. Priorities. I love my jeeps and will be keeping them for a long time. Hopefully with hemi swaps in the future (paid in cash of course).
Absolutely true, when I was young I was going to buy a new Corvette. My insurance agent said the insurance payment would be higher than the car payment when I was that age so I didn’t. Now I’m close to 70 I can pay cash, I was going to buy a brand new Fully loaded Corvette, but I would have to order it dealership treated me like I was a hobo because I didn’t want the only one they had on the showroom floor. I said really OK. I walked out the door. I’m gonna drive my 2012 ram into the ground. I live in Las Vegas Nevada where they would add $25,000 Adjusted market value to the Corvette Plus $9000 worth of bullshit add-ons
Great video I hope they are listening. Maybe you can save one but you’re right I have a 2013 RT header orange and I have a 2014 RT plum crazy both of them manual I like their payments they were 400 a month don’t need a hell cat😊😊🇺🇸🇺🇸
Right on
OC the day that flu and cold are Contagious is this day, the day that you feel better and want to go out . That is exactly when we are Contagious.
Take Care 😁
Been watching your videos for a while. I currently have a 2016 SRT that I love. But I've fallen more in love with Camarosa and have been looking for a decent ZL1. My wife gave me the go ahead but I'm very reluctant because of how bad the market is and insurance is. And I'm 30.
Your 100% right I bought a scat last July new after everything it came to 65k out the door (no markup) fast forward to this year I wanted to buy a hellcat so here I am thinking I have a 2022 with 3k miles on it I'll probably get close to what I payrd for it, boy was I wrong I did what you said checked car buyer USA, give me the vin all the car buying places and was shocked to get offered 50k even the dealers trade In offer was 50k so now I'm thinking damn I lost 15k that fast, so I went to car buyer USA and all the other places again but this time just for research purposes put in that I wanted to sell a new hellcat with 2k miles and the highest offer was 75k meanwhile I was just going to buy that car for 99k so just goes to show the people that think they are gonna a hold there valve they loose money or the ability to liquidate for close to what you paid as soon as you drive it off the lot.
Nice yard art
Love it