I’m an NRI. we can’t claim the deduction u/s 80C for capital gain income in India. 80c deduction can claim only with other income like interest from savings account(NRO) and dividends. Is there anything else apart from these 2 ?
I am investing in Axis Long Term Equity Fund - Direct Growth ELSS for the last 5 years, currently this fund seems lower return than many other ELSS funds. Should I continue or shift to any other Funds ? Please share your thoughts.
6:01 : Nammal enganeyanu ee units differenciate cheyyunnath? Oro unitsum evideyeum mark cheythu vachittundo athu vangicha date okke vach? Ithoke anu manasilavathe. Aarum ithonnum explain cheyyunnum illah. Ithokke onnu detaled ayit parayu pleach! good video
Bro namal oru equty fundil invest chyumbol aa ഒരു month namal medikunna units epol annn fund manager sold chayunath അതായത് 4 years ulla plan selct chytal first 12 months medicha units 12months (one year) കഴിഞ്ഞ് മാത്ര sold chayathollo eee buy and solding mechanisum engana ⁉️
Bro ..nammal 3 year lock in period mutual fundil invest cheythal.3 years kazhiyumbol nammala total return 1 lakhinu mele aanenkilaano tax adakkendathu atho atho oru financial yearil 1 lakhinu mele vannalano tax adakkendath??
Can you please tell me contribution upto 1.5 lakhs in ELSS are taxed? In PPF its not taxed. I think ELSS contributions are taxed upfront and you can claim tax deduction upto 1.5 lakhs right?
You can claim tax deduction up to 1.5 lakhs every financial year if you have made contribution in PPF, ELSS & other tax saving investments during that financial year. Please watch this for more clarity: ruclips.net/video/UaFz0Qse3iM/видео.html
@@njanarun Thanks. In PPF , monthly or yearly contribution not taxed(GST), that's why its in category EEE. but in ELSS there will be GST on SIP or lumpsum amount invested right?
LTCG SIP engane anu calculate cheyunath . 3 year kazhinju mature avunna investment nte gain 1lak nu mele aya matram kodutha mathyo or a full year total investment sell cheythente gains ano 1 lak over avand nokendath?
Let's say I have deposited in NPS, PPF, ELSS, Tax saver FD, etc at the same time for a financial yr. Will they take tax for the interest amount and the final amt for all the funding except the one which I show in 80C ie 1.5L? How is that tax calculation for my invested amt? I understand that 1.5L will get reduced from taxable income as I have invested in 80C funds. What abt my investments?
2023 feb il sip start cheythal..2026 febil ayirikkum last sip but ath sell cheyyan.. 2029 feb akano? appol ath vare invest cheytha full amount withdraw cheyyan 3 extra years wait cheyyano? total 6 years? 3 years kazhinju withdraw cheyyan pattille?
Tax save ചെയ്യാൻ ELSS തന്നെ ചെയ്യണോ? ഏതെങ്കിലും mutualfund ഇൽ sip ചെയ്താൽ പോരെ ( locking period ) ഇല്ലാത്തതും. ഇത് submit ചെയ്തും tax save ചെയ്യാൻ കഴിയില്ലേ ?
@@christopher2079 Baki tax savings investment schemes ayitu compare cheyumbol ath kuravanu. videos il parayunundu ee karyam. emergency situationu vendi Mutual Fund Investments advisable alla.
ഞാൻ ഒരു elss il invest ചെയ്തിരുന്നു SIP ആയിട്ട് 1000 വെച്ചിട്ട് ഇപ്പൊ lock period കഴിഞ്ഞു 3 years ഇതിൻ്റെ withdrawal ഓരോ sip ന് 3 year individual lock ഉള്ള കാര്യം ഇപ്പോള അറയുന്നെ ഇനി ഇതിൽ invest cheyyan thalparayam illa entha cheyyande nalla അഭിപ്രായം എന്താ pls reply
*One correction, post office FD lock in period is not five.. It can be closed after six months.. U can clarify from your nearest Post office.
Superb, extremly helpful, informative video. Thankyou very much Arun.
Through explanation, easy to undestand, very good video
Thank You so much 🥰
I’m an NRI. we can’t claim the deduction u/s 80C for capital gain income in India. 80c deduction can claim only with other income like interest from savings account(NRO) and dividends. Is there anything else apart from these 2 ?
Hi Arun,
If i invested 1lakh in an elss , how much of an average amount will i gain after 3 years with the 1.5 lakh of tax benefit.
Njan work cheyyunnilla. Ente husband nu ente savings account il maximum ethra paisa vare transfer cheyyam income tax file cheyyathe
Hi sir, which one to choose - aditya birla sun life tax plan vs quant tax plan ? for tax saving.
Hi sir good evening. So as you mentioned SIP lock in period can't completely withdraw amount after 3 years?
I am investing in Axis Long Term Equity Fund - Direct Growth ELSS for the last 5 years, currently this fund seems lower return than many other ELSS funds. Should I continue or shift to any other Funds ? Please share your thoughts.
Cellnolottery
Sir, Please make a video on other Investments which can be claimed for the other Income tax deductions (like 80c)
Sure
Thank you so much 👏
What if we withdraw less than 1 lack from 3 rth year??.. no tax ryt?? Coz unrelaized profitsinu tax kodukendaloo..
Hi Arun,
ELSS is under EEE category investment right? Then how there will be tax deduction on maturity amount after 3 years?Can you please clarify?
ELSS is not an EEE investment.
PPF & SSY are EEE category
6:01 : Nammal enganeyanu ee units differenciate cheyyunnath? Oro unitsum evideyeum mark cheythu vachittundo athu vangicha date okke vach? Ithoke anu manasilavathe. Aarum ithonnum explain cheyyunnum illah. Ithokke onnu detaled ayit parayu pleach!
good video
എല്ലാം date വച്ചു diary എഴുതി കൈവശം വക്കണം. കൂടാതെ FYear wise, details print ചെയ്തു file ചെയ്യണം.
Athan enikum pidikittatha
@@Hari-es4xf exactly. I coudnt find a single video on this..
@@rajjtech5692 Ee units engane anu differenciate chyyunnath?
Which is good elss fund?
Very good presentation.
Thank you!
Bro namal oru equty fundil invest chyumbol aa ഒരു month namal medikunna units epol annn fund manager sold chayunath അതായത് 4 years ulla plan selct chytal first 12 months medicha units 12months (one year) കഴിഞ്ഞ് മാത്ര sold chayathollo eee buy and solding mechanisum engana ⁉️
Why u avoid Life insurance while ur talk as a tax saving plan
Arun, does ELSS tax saver invest in nifty 50 stocks only?
No
Bro ..nammal 3 year lock in period mutual fundil invest cheythal.3 years kazhiyumbol nammala total return 1 lakhinu mele aanenkilaano tax adakkendathu atho atho oru financial yearil 1 lakhinu mele vannalano tax adakkendath??
Nammal invest cheyumbol athile retuns nu tax illa.
Units vittu cash akkumbl, oru financial yearil 1 lakhs nu mukalil labham undenkil tax kodukanam.
Very good information thanks
So nice of you
Can you please tell me contribution upto 1.5 lakhs in ELSS are taxed? In PPF its not taxed.
I think ELSS contributions are taxed upfront and you can claim tax deduction upto 1.5 lakhs right?
You can claim tax deduction up to 1.5 lakhs every financial year if you have made contribution in PPF, ELSS & other tax saving investments during that financial year.
Please watch this for more clarity: ruclips.net/video/UaFz0Qse3iM/видео.html
@@njanarun Thanks. In PPF , monthly or yearly contribution not taxed(GST), that's why its in category EEE. but in ELSS there will be GST on SIP or lumpsum amount invested right?
kindly update as per new Capital Gains rule
Pls watch: ruclips.net/user/shortsBqPfrMUJccw?feature=share
2022-23 varshathe tax declare cheyyumbol ee financial yearil invest cheyda elss fund maathramano declarationil add cheyyan pattuka?
yes
Oru 30yrs sip start cheythal ,after 30yrs ath withdraw cheyyumbol 27 yrs nte return kittille ,last 3yrs nte alle pending varoo ???
Informative 👍
Thanks 🙂
last financial yearil elssil invest cheytha amount vach ee financial yearile tax deduction kodkan pattumo?
Illa
Appo 3 year kahinaalum nammude fund kittoola? 🙄🙄
Mutual fund purchase mathrame ee yr il ollu athinu ELSS deduction applicable ano?
80 cyil etra dedution. 1.5 ithil pf. sli. Gpis includes. ithu koodathe ano sukanyayil 1.5 deduction athoo sukanya matram 1.5 ano
SSY മാത്രം വേറെ deduction കിട്ടില്ല. 80c പ്രകാരം ആകെ 1.5 ലക്ഷം/വർഷം deduction കിട്ടും.
LTCG SIP engane anu calculate cheyunath . 3 year kazhinju mature avunna investment nte gain 1lak nu mele aya matram kodutha mathyo or a full year total investment sell cheythente gains ano 1 lak over avand nokendath?
a financial year total investment sell cheythente gains
Let's say I have deposited in NPS, PPF, ELSS, Tax saver FD, etc at the same time for a financial yr. Will they take tax for the interest amount and the final amt for all the funding except the one which I show in 80C ie 1.5L? How is that tax calculation for my invested amt? I understand that 1.5L will get reduced from taxable income as I have invested in 80C funds. What abt my investments?
NPS =Rs.50000 maximum Tax saving. 80CCB
All other =Rs. 1.5L max. Tax saving.80C.
Both together=Rs. 2Lakhs maximum Tax saving in this group.
@@rajjtech5692 ppf 1.5 lac, and elss 1.5 lac together 3 lac get tax deduction?
Enikk 5 mutual fund undel ellathinteyum kude profit ano LTCG il 1 lakh kudithal ullathinu tax adakande atho oro mutual fundnum seperate ano 1 lakh profit kazhing tax adakande pls reply
one financial year il total profit 1 lakhil koodiyaal tax adaykkanam.
Central govt employeesinum ethoke available ano
Yes
2023 feb il sip start cheythal..2026 febil ayirikkum last sip but ath sell cheyyan.. 2029 feb akano? appol ath vare invest cheytha full amount withdraw cheyyan 3 extra years wait cheyyano? total 6 years? 3 years kazhinju withdraw cheyyan pattille?
ഓരോ ഇൻവെസ്റ്റ്മെൻ്റും 3 വർഷം കഴിഞ്ഞാൽ പിൻവലിക്കാം.
ഈ കമൻ്റിൽ പറയുന്നത് വെച്ച് 3 വർഷം ഇൻവെസ്റ്റ് ചെയ്യുന്നുണ്ട്. + 3 വർഷം lock -in period. ആകെ 6 വർഷം
Tax save ചെയ്യാൻ ELSS തന്നെ ചെയ്യണോ?
ഏതെങ്കിലും mutualfund ഇൽ sip ചെയ്താൽ പോരെ ( locking period ) ഇല്ലാത്തതും.
ഇത് submit ചെയ്തും tax save ചെയ്യാൻ കഴിയില്ലേ ?
ഇല്ല. ELSS തന്നെ വേണം.
@@njanarunhelllo
Ee year njan 1 lakh elss mutual fund invest cheythal enik 1 lakh returns kittom or 3 year aayathu kondu 1 lakh divided by 3 returns aano kittine please reply???
Informative😍👍
😊
Elss sip ഒന്നിച്ചു വിഡ്രൗ ചെയ്യാൻ പറ്റില്ല എന്ന് പറഞ്ഞല്ലോ,മറ്റു sip ഇതു പോലെ ആണോ,lumsum പോലെ ഒന്നിച്ചു വിഡ്രൗ ചെയ്യാൻ pattumo
മറ്റു SIP യില് ഇങ്ങനെ പ്രശ്നം ഇല്ല.
Elss mutual fundil invest cheithal 3 years aakumbol automatic aayi close aakumo atho nammuk continue cheyyan thalparyamundengil sadhikumo?
Investment start cheyumbol duration namuku select cheyam.
അപ്പോ SIP ആയി ELSS mutual funds deposit ചെയ്യുന്നത് കൊണ്ട് വല്ല്യ ലാഭം പ്രതീക്ഷിക്കേണ്ട അല്ലേ
ഏയ്. നല്ല returns തരുന്ന ഫണ്ടുകൾ ഉണ്ട്. ഞാൻ ഇൻവെസ്റ്റ് ചെയ്യുന്ന ഫണ്ട് ഇതുവരെ 14 % returns ഉണ്ട്. 2 വർഷം മുൻപ് തുടങ്ങിയത് ആണ്.
Fund close cheyyan pattumo
Sir njan mirrge aset tax sever fund 1 year ayi sip chayyunne appol eee thuka muzhuvan widrow chayyanel 6 years edukkumo
1 year alle ayulloo. ini 3 years koodi kazhinjal eee thuka muzhuvan withdraw cheyyam.
I am planning to invest .
Enganundu performance ?
@@hemanthm.suresh7340
Return korava baviyil eggana performance ennu ariyilla
Sip engneya invest cheyyunnth
അമ്പട.... ദിത് നോക്കിയിരിക്കർന്നു 🙊
അപ്പോഴേക്കും വന്നല്ലോ അല്ലെ. 😊
😍👏👏👏👏
🙂
Hi Arun, First 3y mathrame lockin period ullo? Means 3yr kazhinju idunna amount epo venelum withdraw akkan pattuo?
Illa.
oro investmentum 3 year lock in period badhakam anu.
@@njanarun appol athoru disadvantage alle?? Enthelum emergency situation varuke anekhil
@@christopher2079 Baki tax savings investment schemes ayitu compare cheyumbol ath kuravanu.
videos il parayunundu ee karyam.
emergency situationu vendi Mutual Fund Investments advisable alla.
@@njanarun yeah.. thanks..
ഞാൻ ഒരു elss il invest ചെയ്തിരുന്നു SIP ആയിട്ട് 1000 വെച്ചിട്ട് ഇപ്പൊ lock period കഴിഞ്ഞു 3 years
ഇതിൻ്റെ withdrawal ഓരോ sip ന് 3 year individual lock ഉള്ള കാര്യം ഇപ്പോള അറയുന്നെ
ഇനി ഇതിൽ invest cheyyan thalparayam illa entha cheyyande nalla അഭിപ്രായം എന്താ pls reply
Tax saving ആണ് ELSS കൊണ്ടുള്ള ഗുണം. ഇനി അതിൻ്റെ ആവശ്യം ഇല്ലെങ്കിൽ അത് തുടരണമെന്ന് ഇല്ല
@@njanarun appo Njan engane anu withdraw cheyyuka full amout kittumo atho montly ayitt ano kittuka
Aetha bro fund?
@@riyadthinfo8261 Birla tax 96
@@akhil4518 3 yr profit undo?
👆Elss ആയാലും, PPF ഓ, Insurance ഓ, NSC യോ ആയാലും എല്ലാം കൂടി maximum 1.5ലക്ഷം രൂപ അല്ലേ tax save ചെയ്യാൻ പറ്റൂ?.
അതേ 80c പ്രകാരം 1.5 ലക്ഷം ആണ് maximum.
Suggest me some best MF now 2023 June