How to Buy a house with Section 8 |
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- Опубликовано: 10 фев 2025
- How to buy a house with Section 8.
Buying a house while on Section 8 assistance can be a complex process, and it's essential to understand the rules and regulations of the Section 8 program. Section 8, also known as the Housing Choice Voucher Program, is a government program that provides rental assistance to low-income individuals and families. While it primarily subsidizes rental costs, there are some aspects to consider when thinking about homeownership:
👉 Eligibility: To use your Section 8 voucher for homeownership, you must meet specific eligibility criteria set by the local Public Housing Authority (PHA) that administers the program. These criteria can vary by location, so check with your local PHA for detailed information.
👉Family Self-Sufficiency (FSS) Program: Some PHAs offer the Family Self-Sufficiency Program, which can help Section 8 participants save money for homeownership by placing a portion of their rental subsidy in an escrow account.
👉 Income and Employment: It's important to have a stable income and employment because homeownership comes with ongoing expenses, such as mortgage payments, property taxes, and maintenance.
👉 Financial Education: Many PHAs require Section 8 participants interested in homeownership to complete financial education and homeownership counseling to ensure they are well-prepared for the responsibilities of owning a home.
⚠️ It's essential to contact your local PHA to get detailed information on the homeownership options available to Section 8 participants in your area. The rules and opportunities can vary significantly from one location to another, so they can provide you with the most accurate and up-to-date guidance regarding your specific circumstances.
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Great information Joset. I am sharing this.
thank you for sharing
Thank you for taking the time to education us!
Our pleasure!
Thank you I move in in June 1 2023 in my house for rent section 8 .for one year 😍 hopefully I can buy one house next year it is my dream 🙏🏼
Good LUCK
It depends because, not every section 8 Housing is a voucher program! I can tell you that! I can tell you a majority of Section 8 can vary by State! Most Section 8 Housing is a Apartment Complex and, you don’t use Vouchers! In the Majority of The States All You Do Is Fill Out A Application and, Your Monthly Rent Is Mostly Based Upon Your Income and, Therefore, They Are Not Voucher Based! So, that has nothing to do with that program if your on just a waiting list for just Section 8 Apartment Complex! Again she’s talking about a Section 8 Voucher and, for that you have to Apply at The Human Resources Services Office/ Community Services! Wherever you have applied for the I-HEAP Program, and, the ones who deliver free Government Commodities and, it may not be in your county, it maybe in a neighboring community! I am guessing if you are on a waiting list for a Section 8 Apartment Complex, Chances Are The May Not Do This Program in your state or that part of your state do to the fact that they have Section 8 Apartment Complexes! And, with Section 8 and HUD and, The Section 8 Vouchers, you can only be tied to one or the other, you can not be tied to multiple housing programs and, I know what, I ‘m talking about, I been through it!
@@cynceresin9791 She’s talking about a Section 8 Apartment Complex and, that’s not the same thing, she’s listening but, again she’s not exactly paying attention to all the information! She will not be moving in a year because, she’s not going to use the Section 8 Voucher System!
You have to be on the FSS program for five years before section 8 will help you buy a home. Check with your case worker about the home buying program.
So I have to be on the program for five years??? @@cynceresin9791
Thank you for this video 👍🏼
My pleasure!
Dear sista, Thank you !❤ 🙏🏾
I have section 8 for yrs , I have a steady job , work in a school for more than 2 1/2 yrs , I’m a first buyer and I’m willing to enroll my self in anything I need to make my dream !! come through .. pls help me
And thank yo so much for the information
Can you do a video on how much income you have to have in order to purchase a new construction home.
Thanks this was very helpful
Pls im really interested on this program ! I’m 55 yes old , do I’m to old for this purchase?
I’m with Plymouth Housing in Plymouth MI, And My Agent said they don’t do that program
I live in Tampa & this Is Interesting. How to contact you for a step by step guide?
Send me an email : realtors@gamblesaudi.com
Im renting with section 8 my lease end in May when I can ask got get application for buy a house ?
Talk to your housing counselor tell her your plans ask her what you need to do to get started. Are you enrolled in the FSS program?
My email : realtors@gamblesaudi.com
Great video! Does this work for every state and transferring?
It is portable just make sure you check with the state you are transferring to
@@JosettGamble Ok thank you. Also if I am currently working and have to find work once I get there, how does that work? I am looking to relocate from Delaware to Florida
@@Maelani_mymelode be sure to talk to your housing counselor send me an email if you want more details
@@JosettGamble Thank you
Hi, can you please send me information to buy a house in New York with my section 8 program. Thank you!
I have a question, how do I find out where to buy?
And what states do participate on this program; because I call the office where I live and they told me that they don’t have such a program.
So how do I find out ?
Do you know the contact for Atlanta to buy a house in Gerogia
@@TheNinaSamone I can connect you to an agent that can help you in Georgia. Send me an Email realtors@gamblesaudi.com
Got it thanks
This is not available in all places.
Hello, please! Do you know if it is too late to apply? Section 8 is closed in Tampa and many other places for about 2-3 yrs.
Is it too late? Are there other options?
Have you tried looking in the City of Tampa DARE Program or East Tampa CRA Program? Unfortunately if sec 8 is closed you may just have to wait until they are accepting applications again.
@@JosettGamble I will try those. Thank you so much for your reply
@@TruthPrevails30 or get on the wait list of others they moving quickly they call me less then for months but where I live at it says wait list is 6months - 2 years
Right now I am homeless with 2 dogs and get disability. I'm in Florida and can't get any help.
How are your now I hope all is better ♥️🙏🏾♥️
I live in New Jersey...Can I purchase a home with New Jersey State Rental Assistance Voucher? Ty in advance
Yes, you **can** use a **New Jersey State Rental Assistance Voucher** (also known as a **Housing Choice Voucher** or **Section 8 Voucher**) to purchase a home through the **Section 8 Homeownership Program**, as long as you meet the program’s eligibility requirements. 🏡✨
Eligibility Requirements:
To qualify, you must:
- Be a first-time homebuyer
- Be in **good standing** with the Section 8 Housing Choice Voucher Program 🟢
- Have been employed full-time for at least 1 year 🧑💼
- Have an annual earned income of at least **$20,800** 💵
- Be willing to attend homeownership counseling to prepare for buying a home 📚
Ready to make the move to homeownership? 💡
Contact your local Public Housing Authority (PHA) to see if you're eligible and get started on the path to your new home!
#Homeownership #NewJerseyRealEstate #Section8Homeownership #HousingChoiceVoucher #FirstTimeHomebuyer #AffordableHousing #VoucherProgram #RealEstateGoals #OwnYourHome #HomebuyerTips 🏡💬
Well if your renting from someone and they don’t want to sell how you gonna buy ? And section 8 is super picky so you gotta keep that property in perfect condition and also it sounds really to good to be true
How I can participate in this program. Ian Dessability and my husband got low income from the job because he is self employed
I've had S8 for about 23 yrs in the same apartment I'm 57yrs and I'm been working ,how can I get more information in this program I'm in NewYork .
Reach out to your counselor
Watching this video it interested me I want to purchase a house before I become disabled I am 61 years old where I go to register for the I want to register can someone send me the information where to start thank you
What is income you need to buy home❤😢
Check with your housing counselor , in your city/state
@@JosettGamble thanks for information
If you have children on disability SSI and you are a caretaker at the same time of 2 with autism, how will that work for someone like me? Or how would you help me even after I took the class ?
I believe its 30 percent of household income.
They say you have to have a 640 credit score, which i dnt have
I had a friend who got on section 8 and they said THEN THE SHE COULD BUY THE CONDOMINIUM after she paid rent so long and on time.
A few years later they said they changed the policy and she wasnt able to purchase the property. Does she have any rights?
Probably consult a atty or HUD--fair housing issue maybe.
Would I qualify if I have the housing authority voucher? To own a home
send me an email.REALTORS@GAMBLESAUDI.COM I will answer you there
You have to check with your housing Authority or housing counselor
Why are we talking about section 8 when they are saying that trump is going to cut section 8 and medicaid
Well what about these young people who are on Section 8
Ok ill be trying to get sec 8 in 2025 may
It's hard to find a lender that will use your voucher.
Guaranteed rate works with vouchers
@@BigHoneyBee will look into it. are you on the program?
But you cannot do this in cities.
Hello.
People on section 8 can't afford the upkeep, taxes and insurance involved in homeownership.
@@RebeccaWalker-e2i husband and wife might Can afford buy home
Section 8 housing iwas not fair unkind with our low income.we we're ill in the hospital.
How do we find renters that accept “Georgia Housing Choice Voucher”? The people we have spoken to so far don’t consider it the same as Section 8. We explained that it was the same. They didn’t agree.
I nèd more information in español.
So if you’re not employed you don’t meet requirements? I’m disabled
You need to have some source of income coming in. Send me an email
Realtors@gamblesaudi.com
What about if we're not there I don't get no love from section 8 I don't get no food no food the day talk about section I've been living here for 7 to 8 years and I still ain't hear nothing from section 8 they full of junk
Trump is proposing to cut section 8.
Trump is going to cut a lot of programs designed to help people in poverty. If you aren't a veteran the Republicans don't believe you deserve benefits.
Lol
I don’t think he’s going to do it I hope not my grandma is on low income housing
I wish to that I m in wAitting list nyc but how when I get it call you can you send your phone number
If you have children on disability SSI and you are a caretaker at the same time of 2 with autism, how will that work for someone like me? Or how would you help me even after I took the class ?