I've been watching your videos for a long time, right at the beginning when you started making videos but I'll be honest with you and hope you don't take me the wrong way. I personally liked your portfolio more in the beginning when you started investing than I do now. In your old portfolio you had excellent companies, great dividend aristocrats and very well diversified. Today I see your portfolio as a portfolio of etfs, very different. It's your choice and I understand. But I'm starting to get worried about seeing so many people invest in ETFs, many without knowledge and don't realize the systemic risks they can have. In addition, I feel that although in terms of dividends you are receiving much more than before, the value of your portfolio has not increased as much as it may have increased if you had kept your old portfolio. Anyway, congratulations for the inspiration and motivation you give us.
I appreciate that, and that you’ve been on my journey to see the difference. I only offer what I’m doing as a point of reference for everyone else to compare and contrast what they’re doing. The reality is that these broad diverse income ETFs have been game changers. My old portfolio was also low beta, but did not grow as much as this one will now and was actually more risky in some ways. Now I’m able to increase cash flow plus add back significant growth + options prospects and get the best of all worlds as well as a “more guaranteed” sideways return if the market doesn’t perform well. I’d invite you to keep watching as now my portfolio is more innovative, as I layer back in opportunity on all sides while it builds on its own… only thru my hands on management, no additions to it other than what it generates. 💎✨
@@thedividenddreamMy portfolio is about 90% ETFs and after a 1.5yrs I’ve already had $7000 growth + $1000 in dividends already. ASX has had some good growth. ETFs are definitely a game changer
@@thedividenddream Exactly. A lot of people have been left behind, they are not developing, they think that what used to be good, unfortunately they are wrong and they are not developing, Example of BTI, so what if it pays high dividends compared to weak shares, I can exchange these shares for a much better ETF JEPQ.
I like the portfolio based on your strategy / needs. Just a note that IWMI has been paying out dividends at a yield higher than what you listed which I believe was 5.82%, Neos (on their site) has a targeted distribution rate of 14.63%.
I’m new to the channel. First off, your portfolio is great! One question is why did you choose to have so many of the same/similar funds such as all the S&P500 versions such as ISPY, GPIX, etc. shouldn’t you find the top 1 or 2 income and find one growth? There should be minimal company risk as the products are all similar.
Welcome! They all have a little different approaches, and different management teams… which helps diversify risk. Watch some of the other derivative ETF videos and you’ll start to get the gist of the differences 💎✨
Dream, these full portfolio reviews are great. Have you/would you consider adding a % column to your spreadsheet. I'm much more interested in the % of JEPQ in your portfolio than the $.
I of course pay attention to that, but I’ve also learned not to be so hindered by taxes. Because if it truly is your income replacement, then you have no income other than this… and thus taxes are low regardless.
Have any you love that I’m missing? Here’s my thoughts on Yieldmax, if interested YieldMax UPDATE | How they're doing | YMAG vs. YMAX ruclips.net/video/lYPznqLBuN4/видео.html
@@thedividenddream I'm getting very good returns on my BDCs FSCO and BCSF and energy infrastructure like NXG NML and SRV. Those are the ones I just new money into. I've had very good luck with pimco PAXS. Just upped my allocations into VOO, QQQ, and TLT
Sho in the BDC world …. You like HTGC more than in MAIN or OWL … have you look at these 2 or any other you may like ? What was your reasoning to choose HTGC
Touché … you’re right. That’s why I stayed away from it for so long. I guess I convinced myself it’s a CEF, because a business development company (BDC) is a type of closed-end fund that makes investments in developing and financially distressed firms. I still don’t like that part of MAIN. But it’s doing ok and I’ll keep it small.
Business development companies (BDC) often invest in distressed companies. Because of that they can carry a lot more risk, and as you may know, I’m a more conservative investor. 💎✨
Very encouraging and inspiring. Glad to be part of this amazing community ❤
So glad you’re here! 😉
I've been watching your videos for a long time, right at the beginning when you started making videos but I'll be honest with you and hope you don't take me the wrong way. I personally liked your portfolio more in the beginning when you started investing than I do now. In your old portfolio you had excellent companies, great dividend aristocrats and very well diversified. Today I see your portfolio as a portfolio of etfs, very different. It's your choice and I understand. But I'm starting to get worried about seeing so many people invest in ETFs, many without knowledge and don't realize the systemic risks they can have. In addition, I feel that although in terms of dividends you are receiving much more than before, the value of your portfolio has not increased as much as it may have increased if you had kept your old portfolio. Anyway, congratulations for the inspiration and motivation you give us.
I appreciate that, and that you’ve been on my journey to see the difference. I only offer what I’m doing as a point of reference for everyone else to compare and contrast what they’re doing. The reality is that these broad diverse income ETFs have been game changers. My old portfolio was also low beta, but did not grow as much as this one will now and was actually more risky in some ways. Now I’m able to increase cash flow plus add back significant growth + options prospects and get the best of all worlds as well as a “more guaranteed” sideways return if the market doesn’t perform well.
I’d invite you to keep watching as now my portfolio is more innovative, as I layer back in opportunity on all sides while it builds on its own… only thru my hands on management, no additions to it other than what it generates. 💎✨
@@thedividenddreamMy portfolio is about 90% ETFs and after a 1.5yrs I’ve already had $7000 growth + $1000 in dividends already. ASX has had some good growth. ETFs are definitely a game changer
@@thedividenddream Exactly. A lot of people have been left behind, they are not developing, they think that what used to be good, unfortunately they are wrong and they are not developing, Example of BTI, so what if it pays high dividends compared to weak shares, I can exchange these shares for a much better ETF JEPQ.
QQQ would make much more ROIC.
Amazing video dream! This is what I always look forward in your videos. Full portfolio video :)
Thanks 🙏 😍 appreciate it!
Thanks. I always appreciate these portfolio reveals. I am paying attention to your strategies for wealth preservation 💰
Glad you like them! I’ll keep optimizing as time goes on 😉 💎✨
I like the portfolio based on your strategy / needs. Just a note that IWMI has been paying out dividends at a yield higher than what you listed which I believe was 5.82%, Neos (on their site) has a targeted distribution rate of 14.63%.
Yes, it’s a function of the raw sheet. It’s prorated coming out of fidelity since it’s a newer fund. Good comment!
Congrats, incredible portfolio 👍💰💰💰💰💰💰💰
Thank you Dream! I learn so much from you and get perspective. It helps motivate us all and build confidence. Thanks! :)
I'm so glad! 😀 💎✨
That is a number of stocks to consume. Thank you for sharing the details of your portfolio 👍.
Wonderful portfolio. I have a suggestion for you one class that I keep a lot of cash with 6 to 9%
and they are CLOs. I like JAAA ICLO and CLOZ
I’m new to the channel. First off, your portfolio is great! One question is why did you choose to have so many of the same/similar funds such as all the S&P500 versions such as ISPY, GPIX, etc. shouldn’t you find the top 1 or 2 income and find one growth? There should be minimal company risk as the products are all similar.
Welcome! They all have a little different approaches, and different management teams… which helps diversify risk. Watch some of the other derivative ETF videos and you’ll start to get the gist of the differences 💎✨
Nice work! Where is the best place to find beta data for stocks and funds?
It’s easily found in your brokerage, Seeking Alpha, or even just google!
Been waiting on this one. Nice job!
Hope you enjoyed it! 💎✨
Always an inspiration, Dream! 🔥💃🏼 🕺🏻🧢
Thanks so much! 😉🧢 🫵🫵🫵
Dream, these full portfolio reviews are great. Have you/would you consider adding a % column to your spreadsheet. I'm much more interested in the % of JEPQ in your portfolio than the $.
It’s there. Take a look at the % weighting when I go to the beta on the right. The % is in the middle of the beta and weighted beta columns
Thanks for sharing! May I ask what your total return is, and your IRR?
How do you compare O with ARR?
Also what do you think about DX?
Hi Dream! Thank you for your videos. I hope you're doing well.
Hiiiii 💎✨
Awesome video !!!
Thanks!!
Great portfolio…the only thing I would have in your style of portfolio is 5% of schd …take care
Thanks for that. I do like SCHD, but have DIVO as my substitute for it, as my “safe” option.
Do you worry about the dividends being qualified or not? Some of your top holdings give off ordinary income it looks like.
I of course pay attention to that, but I’ve also learned not to be so hindered by taxes. Because if it truly is your income replacement, then you have no income other than this… and thus taxes are low regardless.
I'm retired and do mostly income generating cefs and etfs like your Pimco holdings. I am testing the yieldmax and rounding funds though
Have any you love that I’m missing? Here’s my thoughts on Yieldmax, if interested
YieldMax UPDATE | How they're doing | YMAG vs. YMAX
ruclips.net/video/lYPznqLBuN4/видео.html
@@thedividenddream I'm getting very good returns on my BDCs FSCO and BCSF and energy infrastructure like NXG NML and SRV. Those are the ones I just new money into. I've had very good luck with pimco PAXS. Just upped my allocations into VOO, QQQ, and TLT
@@thedividenddream btw, I moved my stwd to PGZ
Solid video, keep it up 🙂
Thanks, will do! Appreciate it!
How did you buy all these stocks?
Here’s how I raised the capital
DREAMS - How I Reached Financial Freedom in my 40s
ruclips.net/p/PLYIPUW7RttHkItThcJl79SmOKlOauRK9Q
Sho in the BDC world …. You like HTGC more than in MAIN or OWL … have you look at these 2 or any other you may like ? What was your reasoning to choose HTGC
Htgc is not your only BDC. Main is a bdc. Strikes me as odd that you don’t know that. 😮
Touché … you’re right. That’s why I stayed away from it for so long. I guess I convinced myself it’s a CEF, because a business development company (BDC) is a type of closed-end fund that makes investments in developing and financially distressed firms. I still don’t like that part of MAIN. But it’s doing ok and I’ll keep it small.
thank you!
Why don’t you like BDCs again? I’m sure as I watch more of your videos you explain this but this is my first video.
You could save on living expenses visiting Bali or Mexico
Very true!
Why dont you like BDCs?
Business development companies (BDC) often invest in distressed companies. Because of that they can carry a lot more risk, and as you may know, I’m a more conservative investor. 💎✨
@@thedividenddreamI also don’t love them Dream
I thought QQQI pays around 14%
It’s about 11.7% now. Launched in Jan of this year, I believe
@@thedividenddream I have all those "I's"
Only 6%, yawn, failure
Well lol 🤣 that’s not total return, but for risk v reward it’s a super safe portfolio that’s does well in any weather 💎✨
@@thedividenddream what is your total return?
Dream's portfolio will be a big winner when (not if) we will have a repetition of 2008 in the market.
@@joannab9854 That's correct ;)