🚀 Access Tickerdata and my Spreadsheets: tickerdata.com/ 💰 Get $30 off and a 7 day free trial to Seeking Alpha: www.sahg6dtr.com/9D5QH2/R74QP/ 🔥 Free BDC list PDF: dividendology.ck.page/5bd8d29dc7 📊 Preferred Broker (Interactive Brokers): www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php
UTG is great, i dont mind the expense ratio being so high for what they provide, its a good valuation that allows me to accumulate a lot of shares monthly that snowball back into DRIP making my snoball grow quicker. I couldnt do that with the vanguard fund as it is so pricey. In 20 years if i donated evenly to both funds with DRIP ON, UTG would outperform on total return basis.
I completely agree with you, as always, @Dividendology. However, dripping the yield of high-yield ETFs to growth ETF's gives a great flexibility. We often talk about the risk of a dividend trap, but less attention is given to the potential dangers of growth traps. In any case, I believe that, despite being relatively young, having a portion of your portfolio in yield-focused ETFs can be a smart move. Thanks for that video 💎 !
I don’t agree with your chart shown at the begining as it’s not showing the effect of reinvesting of these high dividends ;) Snowball efect will make a huge difference here.
I live off dividends on ETFs, for sure it can improve your wealth if you reinvest them to buy more shares, creating a snowball effect that allows your investments to compound over time. It's one of the most passive and effective ways to build an income stream. well managed steady growth for me.
Joe have you considered the possibility of cashing out some of those dividends for paying off your monthly expenses, instead of re-investing them? Bcos I need a lot as rent, inflation alone eat up almost all of what I make.
tbh I keep compounding, adhering to well established patterns from a professional, even as a rookie, can bring tremendous value! I’ve trimmed, added also and now my average growth has increased 88% in the past year while participating behind a top performer. effectively remits over 100k annually and increasing.
Well joe you're sooo crushing it, I'm really looking forward to growth over time now. I will be reinvesting dividends like you, so my position size will grow. Okay if I ask how you maintained such growth from dividends, also your top performer.
As I’m in my mid fifties I really appreciated this video. I think there’s probably a middle ground as there are a lot of quality reits, mlps, and stocks that currently yield in the 4-6 percent range with dividend growth in the 4-7 range as well. Would love to see the metrics of your portfolio combined with a mix of reits, mlps, bdcs etc.
The key to high dividend ETFs like JEPI/JEPQ and others is not to use them to replace stocks in your portfolio, but to replace bonds in your portfolio. Let Social Security or pensions to be your bond component.
@@minniemouse4515 -- I'm pretty sure it will be. Politicians won't let it fail and risk losing power. Social Security isn't actually going broke; they will still be able to pay about 75% of benefits even without taking any actions to reinforce it.
@@enonknives5449 the way current political climate is going, yeah we can totally continue paying Social Security with 35 trillion worth of debt. What happens when I dont pay my debt?
If you want "even" dividends skip JEPI and JEPQ for SPYI and QQQI (they "manage" the payouts for more "smoothiness"). PAYOUT OF CC ETFs IS CORRELATED TO VOLATILITY (VIX) 😉! Thinking about that fact why not go for ETFs on the VIX? SVOL altough lowering the dividend at the moment (part of the payout is generated from treasuries that offer lower and lower coupons) might be a good choice (it still yields 15%) especially since Augus where it didn't falter when "volmageddon" hit ...
My strategy is mix high yield etfs with growth stocks. High yield stocks carry to much risk. Ex. 50% of portfolio is a Blend QQQI SPYI SPYT with growth names like NVDA and TSM. Also add in QQQM for good measure. GLTA
@@devinstucky6948 that's what everyone says but if you look at how the funds perform during a downturn they do quite well. They take about 3x longer to recover but your collecting fat dividends in the meantime.
@@devinstucky6948 Everyone says that, but won't everyone get murdered? Sure QQQI will decline, but so will QQQ. Will it be worse for one over the other? If so, why? Genuine question.
@phd_angel4192 that's true there are plenty of high yield stocks i wouldn't consider risky, was more of just a general rule. Plenty of solid high yielding REITs and MLPs too.
question the etf / stocks that pay dividends once 1 year , how it works.., for example i am looking for Bn Paribas and is says that the ex-dividend will be around may , and it will pay a few days later , so if i buy stocks lets say February i will be paid the dividend in may for a whole year ? and then i can sell and buy new dividend stock ???
I've found something interesting. I'm using High yield stocks to boost my growth div stocks. I previously used KLIP to pay out 20$ divs then use that to buy SCHD and MAIN. after they lower their divs I sell them
I'm doing g a personal portfolio, not in an IRA. I'm tossing around the idea of getting rid of my JEPI to reinvest in other qualified options to avoid the taxes. What are your thoughts?
I have 16K Jepi, 10K JEPQ, 3K SPYI. Making around $4200 annually. Loading up on SPYI while holding the drip on JEPQ/JEPI. I look at is as quick cash that compounds. Yes you pay taxes but it keeps paying you. Once I get to 12k a year I will turn off drip and use it to max out my IRA every year or just let it keep compounding. I sell randomly and put into VTSAX/SCHD/SCHG for long term growth.
@@monsterenergyaxe that's a massive account compared to mine🤣 I've got 20 JEPI. I guess I'll just keep what I've got and add to it as I go. My portfolio is only $13k but growing.
Hey video idea, would you be able to talk about the effects of dividends reinvested and how it affects a companies decision to have dividends? For example at one point I read that 85+% of Fords dividends were just reinvested into the company because everyone had it set to automatically reinvest where as other companies that number is probably much lower. Just a thought
How much for a 1on1 call to help me start my growth dividend investing journey. Just really need to know how to start and have a couple questions. Also can you recreate a video just like this for growth portfolio.
Can you do a comparison of selling shares of the U.S market with a 60/40 stock bond port vs dividend funds and see the overall return while in retirement
I just started my dividend snowball a few months ago and i have been setting share goals for stocks then using there dividend to aquire high payout dividend payout stocks to maximize my snowball effect while using my contributions in the "safer" way... i feel this plan is currently amplifying my timeline for my goals. I just reached about 90$ per month :)
I dont think your comparison of high yeild vs growth at the start of the video was fair because it dient show any reinvestment. Im 50/50 income/groth but when you have a fund like PTY yeild 10% even with 0 dividend increases in 10 years uts tracked the snp500
It was definitely not fair and every high yield investor can ultimately create their own growth through reinvestment. I've been practicing it for years and am very happy with my ever-increasing income in the 10% range, paid out monthly. Steven Bavaria, the inventor of the Income Fctory strategy is my hero.
@Meisterinsekt that's what I reason, a 10% yeild means 10% reinvested each year so even if the yeild never changes you income goes up plus I have a lot of monthly payers which compounds more offten
The chart would overall still remain true, it would just take dividend growth a little longer to pass high yield. What’s ’best’ depends on your situation.
@Dividendology how much is a little longer? I would be intrested to see a chart with some of your favorite stock parameters vs stocks favored by income investors. How how long one takes to over come the other
@balinlievense9796 Would definitely be hard to compare, since it varies based on the stocks/ETFs chosen. Some dividend growth choices may out perform some high yield choices and vice versa. In the end, I'm sure the average is probably very similar returns from both styles, but may act very differently during bear vs bull markets.
Been investigating these stocks and ETFs. One key aspect im trying looking for is: The stocks must not fuck the planet and its inhabitants. That is a really broad criteria, but at the end of the day I like to say at least i didnt make things worse. And must say its really hard to get dividend yields from that: SCHD has coca cola and Pepsi (diabetes anyone?) BlackRock (hope everyone knows by now they buy mass real estate which fucks over the lower and middle class) My portfolio for example is now pure growth stocks in things like lithium mining (which use new techniques that should be more sustainable). But these stocks are not paying our dividend. Anyone has any suggestions in dividend paying stocks that fit above criteria?
Jepi and Jepq are NOT a growth ETF. They are meant to supplement your growth stocks so why are you comparing the two. You use both growth etf as your staple and supplement them with some Dividend safe etfs like JEPI, JEPQ etc. Also you sound like your young. Not everything can be growth. the plan changes the older you get as you need more income. Just my 2 cents.
🚀 Access Tickerdata and my Spreadsheets: tickerdata.com/
💰 Get $30 off and a 7 day free trial to Seeking Alpha: www.sahg6dtr.com/9D5QH2/R74QP/
🔥 Free BDC list PDF: dividendology.ck.page/5bd8d29dc7
📊 Preferred Broker (Interactive Brokers): www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php
UTG is great, i dont mind the expense ratio being so high for what they provide, its a good valuation that allows me to accumulate a lot of shares monthly that snowball back into DRIP making my snoball grow quicker. I couldnt do that with the vanguard fund as it is so pricey. In 20 years if i donated evenly to both funds with DRIP ON, UTG would outperform on total return basis.
I completely agree with you, as always, @Dividendology. However, dripping the yield of high-yield ETFs to growth ETF's gives a great flexibility. We often talk about the risk of a dividend trap, but less attention is given to the potential dangers of growth traps. In any case, I believe that, despite being relatively young, having a portion of your portfolio in yield-focused ETFs can be a smart move. Thanks for that video 💎 !
I don’t agree with your chart shown at the begining as it’s not showing the effect of reinvesting of these high dividends ;) Snowball efect will make a huge difference here.
I live off dividends on ETFs, for sure it can improve your wealth if you reinvest them to buy more shares, creating a snowball effect that allows your investments to compound over time. It's one of the most passive and effective ways to build an income stream. well managed steady growth for me.
Joe have you considered the possibility of cashing out some of those dividends for paying off your monthly expenses, instead of re-investing them? Bcos I need a lot as rent, inflation alone eat up almost all of what I make.
tbh I keep compounding, adhering to well established patterns from a professional, even as a rookie, can bring tremendous value! I’ve trimmed, added also and now my average growth has increased 88% in the past year while participating behind a top performer. effectively remits over 100k annually and increasing.
Melii a lot of people let their dividends ride for the long-term given its solid returns effects overtime
Well joe you're sooo crushing it, I'm really looking forward to growth over time now. I will be reinvesting dividends like you, so my position size will grow. Okay if I ask how you maintained such growth from dividends, also your top performer.
As I’m in my mid fifties I really appreciated this video. I think there’s probably a middle ground as there are a lot of quality reits, mlps, and stocks that currently yield in the 4-6 percent range with dividend growth in the 4-7 range as well. Would love to see the metrics of your portfolio combined with a mix of reits, mlps, bdcs etc.
100%. I’m not a fan of the covered call funds
JEPQ and SCHD is all you need
but are covered calls worth it for jepq?
SCHD and DGRO imo.
Would this be a long term hold?? For taxable accounts only?
Another great video and newsletter. This free information is priceless. Thank you for sharing your knowledge!!!
I'm so glad you enjoyed both of them!!
The key to high dividend ETFs like JEPI/JEPQ and others is not to use them to replace stocks in your portfolio, but to replace bonds in your portfolio. Let Social Security or pensions to be your bond component.
:') not sure if social security would exist by the time i get up there
I think of my pension as my bond percentage.
@@grantzwingelberg8752 -- Exactly.
@@minniemouse4515 -- I'm pretty sure it will be. Politicians won't let it fail and risk losing power. Social Security isn't actually going broke; they will still be able to pay about 75% of benefits even without taking any actions to reinforce it.
@@enonknives5449 the way current political climate is going, yeah we can totally continue paying Social Security with 35 trillion worth of debt. What happens when I dont pay my debt?
If you want "even" dividends skip JEPI and JEPQ for SPYI and QQQI (they "manage" the payouts for more "smoothiness"). PAYOUT OF CC ETFs IS CORRELATED TO VOLATILITY (VIX) 😉! Thinking about that fact why not go for ETFs on the VIX? SVOL altough lowering the dividend at the moment (part of the payout is generated from treasuries that offer lower and lower coupons) might be a good choice (it still yields 15%) especially since Augus where it didn't falter when "volmageddon" hit ...
My strategy is mix high yield etfs with growth stocks. High yield stocks carry to much risk.
Ex. 50% of portfolio is a Blend QQQI SPYI SPYT with growth names like NVDA and TSM. Also add in QQQM for good measure.
GLTA
Growing well right now but I think you'll get murdered when the market tanks. Be careful man!
@@devinstucky6948 that's what everyone says but if you look at how the funds perform during a downturn they do quite well. They take about 3x longer to recover but your collecting fat dividends in the meantime.
@@devinstucky6948 Everyone says that, but won't everyone get murdered? Sure QQQI will decline, but so will QQQ. Will it be worse for one over the other? If so, why?
Genuine question.
"High yield stocks carry to much risk" - Not really. Some stocks in telecom and utilities are very stable.
@phd_angel4192 that's true there are plenty of high yield stocks i wouldn't consider risky, was more of just a general rule. Plenty of solid high yielding REITs and MLPs too.
BDCs are complicated, so I let the experts pick for me and just hold PBDC.
What about using the dividends from ETFs like JEPI, JEPQ, and XDTE to buy dividend growth stocks?
its a good tool to use.
Thank you for doing EPR
Well done. Thank you!
Great video, alot better understandig🙏🏻 Could be great to see a part 2 with dividend growth portfolio😁
Thanks for the quick list of ETFs. Gives me more items to review as I build out a retirement portfolio
question the etf / stocks that pay dividends once 1 year , how it works.., for example i am looking for Bn Paribas and is says that the ex-dividend will be around may , and it will pay a few days later , so if i buy stocks lets say February i will be paid the dividend in may for a whole year ? and then i can sell and buy new dividend stock ???
Great video
Thanks!
I've found something interesting. I'm using High yield stocks to boost my growth div stocks. I previously used KLIP to pay out 20$ divs then use that to buy SCHD and MAIN. after they lower their divs I sell them
great vid once again. I'm curious to know how well this chart works with Canadian tickers? thanks..
It completely works with Canadian tickers thanks to Tickerdata! Tickerdata works with stocks all across the world!
I'm doing g a personal portfolio, not in an IRA. I'm tossing around the idea of getting rid of my JEPI to reinvest in other qualified options to avoid the taxes. What are your thoughts?
I am slowly growing my jepi an jepq positions, but use the distributions to buy qualified dividend growth stock, which I am more aggressive buying.
@TheOriginalTucriah I've just started my dividend investment journey so it's all pretty new to me.
I have 16K Jepi, 10K JEPQ, 3K SPYI. Making around $4200 annually. Loading up on SPYI while holding the drip on JEPQ/JEPI. I look at is as quick cash that compounds. Yes you pay taxes but it keeps paying you. Once I get to 12k a year I will turn off drip and use it to max out my IRA every year or just let it keep compounding. I sell randomly and put into VTSAX/SCHD/SCHG for long term growth.
@@monsterenergyaxe that's a massive account compared to mine🤣 I've got 20 JEPI. I guess I'll just keep what I've got and add to it as I go. My portfolio is only $13k but growing.
Nice video! Quick question, what is the website or software shown at 6:07? Is this Tickerdata UI?
Seeking alpha! Link in description.
Hey video idea, would you be able to talk about the effects of dividends reinvested and how it affects a companies decision to have dividends? For example at one point I read that 85+% of Fords dividends were just reinvested into the company because everyone had it set to automatically reinvest where as other companies that number is probably much lower. Just a thought
is there any european similar to obdc ? some thing with high dividend around 7% and as much safe as it can be ?
where is INSW ?
Thanks
How much for a 1on1 call to help me start my growth dividend investing journey. Just really need to know how to start and have a couple questions. Also can you recreate a video just like this for growth portfolio.
In your graphs comparing high dividend vs dividend growth it clearly says NO DRIP. Can you show this with DRIP.
Can you do a comparison of selling shares of the U.S market with a 60/40 stock bond port vs dividend funds and see the overall return while in retirement
Can you cover IDVO plesse
Do you think these ETFs are good to buy for young kids?
Most likely no
Buy the best companies and you’ll be just fine
can u look at XLU??
I don't own XLU but I know it's a great utilities ETF at a very low fee.
Is this a safe high yield portfolio for the long term. Or should I review the company’s every month?
I just started my dividend snowball a few months ago and i have been setting share goals for stocks then using there dividend to aquire high payout dividend payout stocks to maximize my snowball effect while using my contributions in the "safer" way... i feel this plan is currently amplifying my timeline for my goals. I just reached about 90$ per month :)
THe high Yield Dividend Portfolio is not in Ticker Data Premium downloads
I’ll add it soon just for you :)
I dont think your comparison of high yeild vs growth at the start of the video was fair because it dient show any reinvestment. Im 50/50 income/groth but when you have a fund like PTY yeild 10% even with 0 dividend increases in 10 years uts tracked the snp500
It was definitely not fair and every high yield investor can ultimately create their own growth through reinvestment. I've been practicing it for years and am very happy with my ever-increasing income in the 10% range, paid out monthly. Steven Bavaria, the inventor of the Income Fctory strategy is my hero.
@Meisterinsekt that's what I reason, a 10% yeild means 10% reinvested each year so even if the yeild never changes you income goes up plus I have a lot of monthly payers which compounds more offten
The chart would overall still remain true, it would just take dividend growth a little longer to pass high yield. What’s ’best’ depends on your situation.
@Dividendology how much is a little longer? I would be intrested to see a chart with some of your favorite stock parameters vs stocks favored by income investors. How how long one takes to over come the other
@balinlievense9796 Would definitely be hard to compare, since it varies based on the stocks/ETFs chosen.
Some dividend growth choices may out perform some high yield choices and vice versa. In the end, I'm sure the average is probably very similar returns from both styles, but may act very differently during bear vs bull markets.
Caveat Emptor
hi
Hi!
Been investigating these stocks and ETFs. One key aspect im trying looking for is: The stocks must not fuck the planet and its inhabitants. That is a really broad criteria, but at the end of the day I like to say at least i didnt make things worse.
And must say its really hard to get dividend yields from that:
SCHD has coca cola and Pepsi (diabetes anyone?)
BlackRock (hope everyone knows by now they buy mass real estate which fucks over the lower and middle class)
My portfolio for example is now pure growth stocks in things like lithium mining (which use new techniques that should be more sustainable). But these stocks are not paying our dividend.
Anyone has any suggestions in dividend paying stocks that fit above criteria?
actually first
🎉
Bro if we talking high yields why you never analyse ARR, you serious income investors stay away from it like kryptonite
Their dividend payments have been reduced at a high rate multiple times over the past decade.
@@Dividendology I know, they are a rollercoaster of a ride and way fun for a small hand
Jepi and Jepq are NOT a growth ETF. They are meant to supplement your growth stocks so why are you comparing the two. You use both growth etf as your staple and supplement them with some Dividend safe etfs like JEPI, JEPQ etc. Also you sound like your young. Not everything can be growth. the plan changes the older you get as you need more income. Just my 2 cents.