2:39 Just got two of the Big Three past 700, Nicole! The third is close to it! My new goal is to “Break 8”! My hunch is tradelines are the key. Will watch this for ideas.
I had gotten cancer, had to have a surgery that had me off work for 3 months which caused me to have to file bankruptcy. So how do I take advantage of things like this?
I’m so sorry to hear this! However I’m so happy you’re strong and fighting through it! I would need to check out your credit reports and see how everything is reporting. You can book a quick call to review everything or just start disputing the negative items on your credit report to get all negatives deleted so eventually you’ll have more positive than negative! Here is link to book a call entrepreneurshipfit.as.me/intro
It’s a hard question to answer but ultimately you want more primary accts on your profile so it speaks for itself and just add AUs to enhance the profile and score. They often use a computer system for credit cards but if you go through an underwriting dept they might overlook the AUs since they want to see enough primary accts to show your ability to repay debt on time. Hope that helps 😉
These reassigned zombie debts are far more powerful than authorized tradelines The most sought-after tradelines are those that have the most score-boosting power - auto tradelines, mortgage tradelines, and high-limit credit cards and installment loans. While this whole scheme might seem questionable, there is no law against re-assigning these tradelines to a new consumer. What makes zombie debt reassignment troubling is that consumers are using these tradelines in combination with CPN’s (credit privacy numbers) to make their credit profiles look more legitimate. Now, authorized tradelines have been used for years to artificially boost credit on CPNs and synthetic identities so this concept of artificial boosting of credit scores is nothing new. What is new, however, is that these are not authorized tradelines - these are primary tradelines that appear to belong to the person that bought it. .
Stays on report active for 3 months. The score could drop once it is removed but since every profile is different we just never know exactly how many points it will be. The goal is just continue to build positive credit and manage credit data points to optimize your credit. It’s a process and you have to stay consistent 📈
I wish there was a standard answer but every report is different. A good rule of thumb are data points 100% on time payments, credit utilization under 10%, age close to 4yrs+, credit mix 6-15 credit accounts paid as agreed. However I have added 2 tradelines to thin credit profiles and got them a 700+ credit score so it really just depends on what is reporting and getting an understanding of what is going to best fit for you! Hope that helped 🫶
Omg 😆 I know! like waiving a magic wand 🪄 and poof the credit is cleaned up 🧹 but in real life it takes time and my goal is help people understand this whole credit thing is a process and there is NO magic wand. Sometimes cleaning your credit means paying off or settling old debt and disputing the data on your credit report. That can all take time! I’m the mean time we all just need to pay credit accounts on time, keep low credit utilization and continue to build positive credit so we look good on paper! Just stay consistent and it will happen!
@@CreditCoachNicoleScott I've got like 8 credit builder accounts with the mix of installment loans and cards I hope that's not going to be too much down the line
📈 𝗧𝗥𝗔𝗗𝗘𝗟𝗜𝗡𝗘𝗦 𝗧𝗢 𝗕𝗢𝗢𝗦𝗧 𝗖𝗥𝗘𝗗𝗜𝗧 𝗦𝗖𝗢𝗥𝗘 pages.creditcoachpros.com/tradelines
Please drop link for 1 on 1 I need your assistance. At least 3 trade lines. And i plan to discuss other business with you. Thank you
I would like to get trade lines, but have a bankruptcy because of a medical emergency
I would like to start my first tradeline
2:39 Just got two of the Big Three past 700, Nicole! The third is close to it! My new goal is to “Break 8”! My hunch is tradelines are the key. Will watch this for ideas.
Awesome Educational Content, By The Way Nicole You Have A New Subscriber. 🎉🎉
Thank you for subscribing and watching 🫶
Awesome info thank you!🙌🏽
Thanks for watching
Going to book a call today for tomorrow
I had gotten cancer, had to have a surgery that had me off work for 3 months which caused me to have to file bankruptcy. So how do I take advantage of things like this?
I’m so sorry to hear this! However I’m so happy you’re strong and fighting through it! I would need to check out your credit reports and see how everything is reporting. You can book a quick call to review everything or just start disputing the negative items on your credit report to get all negatives deleted so eventually you’ll have more positive than negative!
Here is link to book a call entrepreneurshipfit.as.me/intro
Im loving this video!! Im interested! 🎉
Thank you for watching 🫶
Good job
Appreciate you watching 🫶
How many Tradelines do you recommend adding
1-3 📈
13:13 do the banks ever feel mislead once they realize it’s a AU TL and not a Primary TL? Or do they not care as much?
It’s a hard question to answer but ultimately you want more primary accts on your profile so it speaks for itself and just add AUs to enhance the profile and score. They often use a computer system for credit cards but if you go through an underwriting dept they might overlook the AUs since they want to see enough primary accts to show your ability to repay debt on time. Hope that helps 😉
Hi, how you doing? I just described to your page. And I just want to tell you. Thank you so so much. I need this so I could build my credit
Thank you for watching 🫶
Which link is to get tradelines emailed to me? Please. Thank you.
Tradelines 👉🏾 tradelines.creditcoachpros.com/opt-in
Good stuff! Subbed!
Thanks for you support 🫶
Hi, I am very interested in this is it any way that I could talk to you because I would like to purchase someone tuesday and how much are they
Absolutely. Here is my calendar to book a call with me entrepreneurshipfit.as.me/FREECALL
You are good 🎉
Appreciate you for watching 🫶
Hey, I love your channel! What are your thoughts about zombie tradelines?
These reassigned zombie debts are far more powerful than authorized tradelines
The most sought-after tradelines are those that have the most score-boosting power - auto tradelines, mortgage tradelines, and high-limit credit cards and installment loans.
While this whole scheme might seem questionable, there is no law against re-assigning these tradelines to a new consumer.
What makes zombie debt reassignment troubling is that consumers are using these tradelines in combination with CPN’s (credit privacy numbers) to make their credit profiles look more legitimate.
Now, authorized tradelines have been used for years to artificially boost credit on CPNs and synthetic identities so this concept of artificial boosting of credit scores is nothing new. What is new, however, is that these are not authorized tradelines - these are primary tradelines that appear to belong to the person that bought it.
.
My only concern is the economy and the tradeline possibly becoming negative before i need it. Do these lines typically have 100% payment history?
Our Tradelines have a 100% guaranteed payment history ✅
How soon after your statement date can you begin using your credit card again?
Immediately - once it’s closes out you can start using again 😉
Hello I need help with my credit please;
Hi Edward! Please book a call and we can go over and I can see what the best option for you would be .
📅 entrepreneurshipfit.as.me/intro
I would like to start a trade line
For sure please book a consultation call here entrepreneurshipfit.as.me/intro
I have scheduled two consultations with you and no response?
Sorry about that! I try to call and text everyone on my calendar but Please book here entrepreneurshipfit.as.me/FREECALL
@@CreditCoachNicoleScott No worries, I scheduled a new appointment time.
How long does the trade line stay on your credit ?
And does your score drop when it comes off and how big is the drop ?
Stays on report active for 3 months. The score could drop once it is removed but since every profile is different we just never know exactly how many points it will be. The goal is just continue to build positive credit and manage credit data points to optimize your credit. It’s a process and you have to stay consistent 📈
How many tradelines to get 700+ score.
I wish there was a standard answer but every report is different. A good rule of thumb are data points 100% on time payments, credit utilization under 10%, age close to 4yrs+, credit mix 6-15 credit accounts paid as agreed. However I have added 2 tradelines to thin credit profiles and got them a 700+ credit score so it really just depends on what is reporting and getting an understanding of what is going to best fit for you! Hope that helped 🫶
Please reach out to me with link for 1 on 1 call. I need trade lines for my LLC .
Here are links to book entrepreneurshipfit.as.me/
Hey thanks, we're all set for the 17th at 1pm.
Hi, how you doing? I am very interested. I would like to do a personal consultation with you. Can you get back with me thank you
For sure let’s book a call entrepreneurshipfit.as.me/FREECALL
📈 𝗧𝗥𝗔𝗗𝗘𝗟𝗜𝗡𝗘𝗦 𝗧𝗢 𝗕𝗢𝗢𝗦𝗧 𝗖𝗥𝗘𝗗𝗜𝗧 𝗦𝗖𝗢𝗥𝗘 pages.creditcoachpros.com/tradelines
I'm really loving you videos I got a question why does everyone talk about cleaning up the credit report as if it is just that easy
Omg 😆 I know! like waiving a magic wand 🪄 and poof the credit is cleaned up 🧹 but in real life it takes time and my goal is help people understand this whole credit thing is a process and there is NO magic wand.
Sometimes cleaning your credit means paying off or settling old debt and disputing the data on your credit report. That can all take time! I’m the mean time we all just need to pay credit accounts on time, keep low credit utilization and continue to build positive credit so we look good on paper!
Just stay consistent and it will happen!
@@CreditCoachNicoleScott I've got like 8 credit builder accounts with the mix of installment loans and cards I hope that's not going to be too much down the line