What data is stored in the tool and who can access it? What are the retention practices? Is data encrypted in transit and at rest? Where can I find your data privacy practices?
Hi Naam, I’ve been watching your videos for about a couple of weeks now and just subscribed to your channel and credit rehab pro. I just sent out my letters earlier today and will update the results once I hear back from the credit bureaus. I know this is a marathon, I was hesitant on subscribing but decided to pull the trigger because it was time for change. Thank you Naam for the informative videos, and making this process smooth and easy.
@@Bridgetownnosa Yep, after the 68 point increase I decided to pay off my remaining debt which helped my score a lot I went from 541 to 685 from the letters and paying the rest off. Hope that helped.
Hello I'm, about to enroll in thia new tool but I have couple of questions: 1- Do I still need to freeze bureaus first? 2- After freezing out bureaus do I need to wait 30 days before beginning disputes? Thank you
Hey brother, I just signed up, and the process was super easy, and I will be mailing them tomorrow. My only question is, can you dispute the hard inquiries as I don't see that section, but I did see the accounts, and the generated responses were well put together
do i challenge the creditor/debt collector directly or challenge the credit reporting agency? I have a ton of write offs etc. how do i attack this? thx.
I sent out the letters on the 5th of September so I'm still waiting for the updated outcome in 40 days. It did provide good response and showed the information like he started. The one thing I would say is make sure you look at the responses to make sure it's right for you but the fact it lay everything out in the one letter is amazing so you send one letter to each bureau and be done
It didn't work for me. The inquiries on my credit report were my doing and were legit. There were no frauds or anything shady. While my credit score is 810+, the inquiries are the downfalls that prevent me from applying from additional credit cards. Only thing I can do is wait until it falls off my credit, which will be in 04/2024 and others in 11/2024. @@Email-naamwynn72_Gmail.
lexington law has been a legit waste of time for me and my family. I've had tried different repair companies all to no avail untill i was referred to SolutionX and i'm grateful. I was a little below 600 but now I’m up 830 within a week,thanks to the agency expertise, my student loans,bankruptcy, business loan were also taken care of,thier Google chat info are 🎉SolutionXcatalyst
Hi, I just subscribed so you may not want to help. I have a 634 FICO score and have one item in collections. I called the collections agency and offered to settel for 30 cents on the dollar and they said the lowest they can go is 50%. The amount owed is $1443.00. I'm trying to improve my score so I can co-sign on my daughter's education loan. Sallie Mae says a 643 is too low. My DTI is 93K to 50K. 87K of my debt is my co-signing for my daughter's student loans 43.5 to College Ave and 43.5 to Sallie Mae. Do you have any advice. Thank you, Chris
I was searching and came across with this video....Not sure if you'll see this comment but I was able to submit 3 complaints to ID Theft, however I can't get any more verification codes and I've Tried several different numbers but lucky me my cousin recommended *GLAVISTECHZ* he’s a professional tech guru. He was able to delete it. I suggest you send him a request if he can be of help.
Very nice software but you should incorporate a mailing service into the software this way people won't even have to leave their home. I'm sure it wouldn't be that difficult to add to the software and you could even make a nominal fee for using their services. Just something to think about.
If it’s off, there’s really no point since it won’t benefit yours credit score. Depending on when it was first delinquent, collectors can still sue and collect
Most people will say never pay debt collectors. Which most of them have varying reasons and points, I would agree with this - but do your due diligence. As far as fixing your credit, if it’s already deleted, don’t worry about it in the extent of your credit - your fine. One other thing to consider tho, is in some cases, even if it’s deleted from your credit (forget about the debt collectors in this example), if you owe a company say for example a mobile company or financial institution… it may no longer be on your credit, but there’s an extremely good chance that it’s in there own records… and before being able to do business with those brands ever again, you may have to clear up that balance first. Also another thing to before carful of… is by law - making a payment on any outstanding account acknowledges the existence of that account and can restart or “reset” the statute of limitation on collections…
Are you using scores pertaining to Vantage or Fico? Some negative accounts will appear on either or, I have one that does not show under the Vantage score model but still appears under the FICO score model.
My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *top phase resolution* are such a blessing, keep going frl!
Hey man. So you can only link one 3B credit report at a time, so you and your wife would need a separate account. Hope that helps. If you have any other questions let me know.
You can still sign up without linking a credit report to watch all the tutorial videos to see how it works. If you like how it works, I would love to see you on the team
Just signed up and this is a complete waste of money. the dispute suggestions aren’t anything out of the ordinary and direct laws are not stated to help you with your dispute as mentioned.
Laws are not needed on the letter when it comes to disputing. You can write a dispute on a napkin and the credit bureaus will still investigate. Disputing does not need to be complicated.
Hi Naam, I tried the software and 2nd attempt to dispute now. I saw other youtube videos of next is to complaint to cfbp. I am going to see the outcomes of 2nd attempt. Any advise?
I would go through the whole process since it could take up to 5 months. I would consider a CFPB complaint if there is no response after the second letter.
I was searching and came across with this video....Not sure if you'll see this comment but I was able to submit 3 complaints to ID Theft, however I can't get any more verification codes and I've Tried several different numbers but lucky me my cousin recommended *GLAVISTECHZ* he’s a professional tech guru. He was able to delete it. I suggest you send him a request if he can be of help. He can bypass the cfbp closed server incase you’ve tried once before.
This may be a stupid thing but im young and new to building credit. Recently my credit score just dropped from 750 to 619 but i am able to use *85O credit rest0ration* websites to get to an 800 I was stuck at 750 for a while and I’ve been trying to get to 800. I know in this video you think these methods work for ppl with below 400 but i wanted to make sure someone with over 200 could use these websites.
This may be a stupid thing but im young and new to building credit. Recently my credit score just dropped from 750 to 619 but i am able to use *85O credit rest0ration* websites to get to an 800 I was stuck at 750 for a while and I’ve been trying to get to 800. I know in this video you think these methods work for ppl with below 400 but i wanted to make sure someone with over 200 could use these websites.
*85O Credit Restorati0n* is the best credit repair expert I’ve ever seeing on YT.The dedication, passion and humor he has in these credit industry is what makes it so amazing. ‘m happy it’s easy to use on backend but excited to see you give that penny to creditors!
It is legit yes, but that’s an extreme over simplification. If you wanna do some research and due diligence… just look up “consumer law” - if you check RUclips, there’s a lot of information on it. Just keep in mind, there’s a lot. What people say online can leave out information/content, so definitely do your own to verify everything at the same time.
You can pay &40 to have someone else fix it, not worth the hustle or the money so you practically want the money with out having to do the work for us🎉 ok I get it
@@Mr.SRT45 by the time you fix your credit with this tool, you will be spending the same or more 🤦🏻♀️🤣but go ahead, good luck I'm not burning his hustle, I will give you an advice with your money take a course on how credit works🤗
💳 - FIX Bad Credit Today 👉🏾 bit.ly/3s83hUz
What is the price?
@@gwendowning9050 39.95
How much
How do I contact you do you have a phone number
Why the website not working
Where are the ppl with successful try with your service to show it actually work in a timely manner
Sound like this may be a good alternative to credit repair cloud
What data is stored in the tool and who can access it? What are the retention practices? Is data encrypted in transit and at rest? Where can I find your data privacy practices?
If you asked all these in the beginning of your credit history you wouldn't be here
Hi Naam, I’ve been watching your videos for about a couple of weeks now and just subscribed to your channel and credit rehab pro. I just sent out my letters earlier today and will update the results once I hear back from the credit bureaus. I know this is a marathon, I was hesitant on subscribing but decided to pull the trigger because it was time for change. Thank you Naam for the informative videos, and making this process smooth and easy.
Awesome! Great to hear! Reach out if you need any help
Any luck?
@@srosebradley281 Equifax went up 68 points still waiting for Transunion and Experian
Got an update after 2 months?
@@Bridgetownnosa Yep, after the 68 point increase I decided to pay off my remaining debt which helped my score a lot I went from 541 to 685 from the letters and paying the rest off. Hope that helped.
Finally!!!!! A step by step guide that helps me repair my credit on my own. Added bonus AI partner to help along the way.
can you fix variations of names and addresses? Should I do a freeze with secondary companies like Lexis Nexis?
Haven't tried either one but just curious does anybody know what is the difference between this and dispute panda which is also 100% AI.
After so many companies, gonna give this one a shot.
Let’s go! 🫡
Did it work
@forigngangeuro3058 it's a work on progress, haven't got responses from bureaus yet.
Did it work?
Im with skyblue 9 months already still nothing eventually gonna try this
Hello I'm, about to enroll in thia new tool but I have couple of questions:
1- Do I still need to freeze bureaus first?
2- After freezing out bureaus do I need to wait 30 days before beginning disputes?
Thank you
Charge offs are the hardest to remove will it work for them I have tried with letters before and they won’t come off.
Will they put it back on after it's removed?
There’s always that risk with credit repair, in that case you would dispute again.
Hey brother, I just signed up, and the process was super easy, and I will be mailing them tomorrow. My only question is, can you dispute the hard inquiries as I don't see that section, but I did see the accounts, and the generated responses were well put together
Yes you can. Shoot me an email and I’ll walk you through it
keep me updated. I want to try it for late payments and credit reports not matching up
Did it work for you
do i challenge the creditor/debt collector directly or challenge the credit reporting agency? I have a ton of write offs etc. how do i attack this? thx.
I sent out the letters on the 5th of September so I'm still waiting for the updated outcome in 40 days. It did provide good response and showed the information like he started. The one thing I would say is make sure you look at the responses to make sure it's right for you but the fact it lay everything out in the one letter is amazing so you send one letter to each bureau and be done
Are the dispuutes from your software based off the consumer laws i.e. FCRA , FDCPA, etc.???
Yes
I just joined today I will be back after my first round with my results
How do you dispute hard inquiries when they are legit?
It didn't work for me. The inquiries on my credit report were my doing and were legit. There were no frauds or anything shady. While my credit score is 810+, the inquiries are the downfalls that prevent me from applying from additional credit cards. Only thing I can do is wait until it falls off my credit, which will be in 04/2024 and others in 11/2024. @@Email-naamwynn72_Gmail.
I’m gonna give this a shot
Fwd any complaint you may have to me as an
emaiI, to;
Naamwynn65
GmaiI
I ASSURE YOU ITS A LEGITIMATE PLATFORM,IT WAS ORGANIZED TO HELP HUMANITY.BESIDE PARTICIPATION IS OPTIONAL
I wish I knew this six months ago. It took me a year to fix my credit!! Can i share jour viedo
Definitely!
i was with credit manager but I believe I will be ocmin to you
Oh thanks for letting it out family!
We do have an info to send messages to
Gmall
naamwynn72.
Can this work for credit beauru's in canada?
- emaiI to:
Naamwynn65
GmaiI
Can I use the software to repair other people’s credit
Does your program offers military discounts?
Can your software fix things like multiple variations of your name and address?
lexington law has been a legit waste of time for me and my family. I've had tried different repair companies all to no avail untill i was referred to SolutionX and i'm grateful. I was a little below 600 but now I’m up 830 within a week,thanks to the agency expertise, my student loans,bankruptcy, business loan were also taken care of,thier Google chat info are 🎉SolutionXcatalyst
Hi, I just subscribed so you may not want to help. I have a 634 FICO score and have one item in collections. I called the collections agency and offered to settel for 30 cents on the dollar and they said the lowest they can go is 50%. The amount owed is $1443.00. I'm trying to improve my score so I can co-sign on my daughter's education loan. Sallie Mae says a 643 is too low. My DTI is 93K to 50K. 87K of my debt is my co-signing for my daughter's student loans 43.5 to College Ave and 43.5 to Sallie Mae. Do you have any advice. Thank you, Chris
is there a money back if it doesn't work?
What’s do you need? please let me know I can help you.
I was searching and came across with this video....Not sure if you'll see this comment but I was able to submit 3 complaints to ID Theft, however I can't get any more verification codes and I've Tried several different numbers but lucky me my cousin recommended *GLAVISTECHZ* he’s a professional tech guru. He was able to delete it. I suggest you send him a request if he can be of help.
He’s on lnstagram
Very nice software but you should incorporate a mailing service into the software this way people won't even have to leave their home. I'm sure it wouldn't be that difficult to add to the software and you could even make a nominal fee for using their services. Just something to think about.
Great Idea!
Right, because as of now there’s a software like his PLUS MAILING SERVICE
@@FavDogBisquitWhich one?
No one ever answers this question but, what if we delete items. Should we still pay collection accounts?
If it’s off, there’s really no point since it won’t benefit yours credit score. Depending on when it was first delinquent, collectors can still sue and collect
Most people will say never pay debt collectors. Which most of them have varying reasons and points, I would agree with this - but do your due diligence. As far as fixing your credit, if it’s already deleted, don’t worry about it in the extent of your credit - your fine.
One other thing to consider tho, is in some cases, even if it’s deleted from your credit (forget about the debt collectors in this example), if you owe a company say for example a mobile company or financial institution… it may no longer be on your credit, but there’s an extremely good chance that it’s in there own records… and before being able to do business with those brands ever again, you may have to clear up that balance first. Also another thing to before carful of… is by law - making a payment on any outstanding account acknowledges the existence of that account and can restart or “reset” the statute of limitation on collections…
@@natehalsell5460 thank you for that.
Are you using scores pertaining to Vantage or Fico? Some negative accounts will appear on either or, I have one that does not show under the Vantage score model but still appears under the FICO score model.
We will be pulling your credit reports from all three bureaus but the scores are from Vantage. We only need the reports to get the job done
I had a stroke I wish I had someone to do this for me
First of brother thank you for your service!
SEMPER FI ✊🏽💯
I’ve appreciated all your videos & congratulations on your launch of your software! 🦾💎
Hello bro, can i use this tool in canada for credit dispute
Can it used in the uk
If it can do all of that in one try… why must anyone pay a monthly fee to keep it?
That’s awesome! Only need to subscribe if you still need it
Can I address student loans with this?
Yes!
Yep
What is the success rate?
70-80%
Are you able to dispute this even if there are no errors on a particular account?
You only can dispute if there are negatives the account
have a pesky $150 in collections does this software generate pay to delete
No unfortunately. But I do have a template you can use.
You can also need to look their name up to see their website
Do you do credit repair yourself
Hi do you need assistance?
My brother, you needed this! I already had ideas of raising my score. But I just found more ways because of this. *top phase resolution* are such a blessing, keep going frl!
You can also need to look their name up to see their website
Is there an individual charge for printing out dispute letters...like its listed under "store" tab
No there’s not. It’s included with the subscription.
would this credit pro ai detect say a Charge off that still report as Open an dispute it
It’s would detect derogatory’s and come up with a dispute strategy
Thanks.
Welcome!
I’m a credit repair business can I do multiple ppl on 1 account?
does the ai add consumer law codes to the letters
Codes don’t matter. As long as here is a reason for a dispute, the bureaus will investigate
I'm confused as to how it works. Do I sign up for smart credit? I already have an account with them.
Yes. You need an account with smart credit for the software to work correctly.
Damn!!! Gotta get this
@@Email-naamwynn72_Gmail.i bought it the other day.
Do you have to sign up and pay extra for credit monitoring system?
The only cost is the credit monitoring since it’s needed for the software to work.
Need this in canada
do i challenge the creditor/debt collector or the credit reporting agencys themself?
The CRA"s
If it can be done in one shot why pay a subscription?
Do it in one shot and cancel
Hey Naam, just wondering if with that $40 a month, can I do mine and my wife’s, or will we need to pay separately?
Hey man. So you can only link one 3B credit report at a time, so you and your wife would need a separate account. Hope that helps. If you have any other questions let me know.
@@NaamWynnsay bro where can I sing up ? where do I go can you help me out ?
Was this app helpful
What is the difference between your software and smarcredit?
SmartCredit is for credit monitoring and the software creates dispute letters.
There should be a trial period before jumping to buy this
You can still sign up without linking a credit report to watch all the tutorial videos to see how it works. If you like how it works, I would love to see you on the team
Do you have to pay monthly for SmartCredit 3 bureaus reports???
Yes, for the software to continue to scan for updates and plan for the next round of disputes.
Can I use the software to do other people’s credit
Hi, would your ai work with other credit report sites like identityIQ?
At this time it only works with SmartCredit
Just signed up and this is a complete waste of money. the dispute suggestions aren’t anything out of the ordinary and direct laws are not stated to help you with your dispute as mentioned.
Laws are not needed on the letter when it comes to disputing. You can write a dispute on a napkin and the credit bureaus will still investigate. Disputing does not need to be complicated.
Does it function for Canadians ?
Unfortunately it does not.
Are you affliated with Smart credit or just rehab
CreditRehab Pro is my software, but a smart credit account it needed for the software to work correctly
Can I still sign up for it if I'm in the UK?
Sorry it’s only for US residents
Hi Naam, I tried the software and 2nd attempt to dispute now. I saw other youtube videos of next is to complaint to cfbp. I am going to see the outcomes of 2nd attempt. Any advise?
I would go through the whole process since it could take up to 5 months. I would consider a CFPB complaint if there is no response after the second letter.
I was searching and came across with this video....Not sure if you'll see this comment but I was able to submit 3 complaints to ID Theft, however I can't get any more verification codes and I've Tried several different numbers but lucky me my cousin recommended *GLAVISTECHZ* he’s a professional tech guru. He was able to delete it. I suggest you send him a request if he can be of help. He can bypass the cfbp closed server incase you’ve tried once before.
via lnstagram.
What website site your software
In the description
Interesting 🤔
do you have the letters for updating personal information
Yes
Hello there. Do you still need help with this ?
If I have 1 verified account to dispute (I was able to delete the others ones) is it good to try this?
If it’s only one account I may be worth a shot
Does the app work in Canada?
Unfortunately it’s made for US residents
Is that an actual credit report or just a example
The credit report is a demo report to show how the software works. But once you connect your credit report it works exactly the same way.
I need to pay somone to do this for me
This may be a stupid thing but im young and new to building credit. Recently my credit score just dropped from 750 to 619 but i am able to use *85O credit rest0ration* websites to get to an 800 I was stuck at 750 for a while and I’ve been trying to get to 800. I know in this video you think these methods work for ppl with below 400 but i wanted to make sure someone with over 200 could use these websites.
You can also need to look their name up to see their website
Is this software new becuase the credit reports used are from 2021??
It's a demo account. All the reports used are current.
I spent thousands of dollars when i could of just paid them
😂Thats what im thinking😊
But it may have been worth it if it was removed as opposed to showing paid collection or settlement or settled in full which are all inferior
i been locked out my account and its not lettin me reset my password
shoot us an email, and we will take care of it for you.
I need this😅
👏
Make it accessible for canadians too pls🥺
Totally different Laws and approach in Canada
Can i use this to handle all of my client's credit?
No, its meant for personal use.
This may be a stupid thing but im young and new to building credit. Recently my credit score just dropped from 750 to 619 but i am able to use *85O credit rest0ration* websites to get to an 800 I was stuck at 750 for a while and I’ve been trying to get to 800. I know in this video you think these methods work for ppl with below 400 but i wanted to make sure someone with over 200 could use these websites.
You can also need to look their name up to see their website
40 bucks a month? Yeah I’m fina try this out 😅
is this a white label if so id rather go with you
Can i change my address with this software?
Theres a letter in the program, that you alter to change your address
how can i get the link to start this ccredit repair for me and my wife
member.naamwynn.com/
@@NaamWynn12:18
has anyone real used this website and got success?
*85O Credit Restorati0n* is the best credit repair expert I’ve ever seeing on YT.The dedication, passion and humor he has in these credit industry is what makes it so amazing. ‘m happy it’s easy to use on backend but excited to see you give that penny to creditors!
Does your hard enquiry work?
Panda?
🐼
Fucking genius
🙌
Let’s go
Crazy thing is…it’s illegal to have late payments on your credit report. Compaines can get sued for that
legit?
@@noahezacharyabsolutely not
It is legit yes, but that’s an extreme over simplification. If you wanna do some research and due diligence… just look up “consumer law” - if you check RUclips, there’s a lot of information on it. Just keep in mind, there’s a lot. What people say online can leave out information/content, so definitely do your own to verify everything at the same time.
🥂
You can pay &40 to have someone else fix it, not worth the hustle or the money so you practically want the money with out having to do the work for us🎉 ok I get it
Hire someone for $40. Thats a great deal!
I had to pay 1000 to get someone to do it for me let me find out someone does it for 40$
@@Mr.SRT45 ok his friend, or you are just out of your mind 😜
@@Mr.SRT45 by the time you fix your credit with this tool, you will be spending the same or more 🤦🏻♀️🤣but go ahead, good luck I'm not burning his hustle, I will give you an advice with your money take a course on how credit works🤗
Bul.why would he want it that easy he will go out of business, it doesn't look easy at all anyway
It's definitely easy.
Dispute them all
He probally is a dam Janitor when not making videos.😂
True
Credit rehab pro
I ASSURE YOU ITS A LEGITIMATE PLATFORM,IT WAS ORGANIZED TO HELP HUMANITY.BESIDE PARTICIPATION IS OPTIONAL