The Ins and Outs of Commercial Lending with Martin Stone

In this episode of The Broker’s Lounge, Eddie sits down with Martin Stone, a seasoned broker with 25 years in business banking across the UK and Australia. With expertise in everything from startups to listed companies, Martin has worked with a range of industries. He talks about why he’s transitioned to broking and how shifting customer needs have driven this change.
They dive into the nuts and bolts of commercial lending, what it is (and isn’t), who it's for and when it’s the right fit. Martin explains the different types of commercial loans, including property development, asset finance, cash flow support and trade finance, breaking each one down into easy-to-grasp terms. He also compares residential vs. commercial lending, covering why the structures, pricing and security requirements differ.
Finally, the team explores when smaller or alternative lenders might be a smart choice, especially for deals outside big banks usual appetite. If you’re curious about the world of commercial finance and want to understand how brokers can find tailored solutions for businesses, this episode is packed with insights.
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