One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
*Izella Annette Anderson* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Stability is a result of our economy's struggles with uncertainty, housing issues, foreclosures, global volatility, and the pandemic's consequences. To restore stability and promote growth, all sectors must respond quickly to concerns about growing inflation, slow growth, and trade disruptions.
Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.
Having an investment advisor is currently the best way to approach the stock market. I was going alone, but it wasn't working. I've been working with an advisor for a while now, and last year, I achieved over 85% capital growth minus dividends
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
I think the stock market will do well in towards the end of 2024, so I'm thinking of putting $220,000 into stocks for my retirement. Any advice on doing this safely? Also, any important tips for the current financial situation?
Yes, truly, investing in the market, even if it's just the S&P 500, can keep up with inflation, because the growth rate of stocks will always exceed the inflation rate. But if you don't have the courage, you could just invest with a financial advisor, which even has greater return on investments, while securing your investment against losses.
I deal with an investment advisor for this reason. I currently have over $430k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons under guidance. Our current project for this year is a more concrete ballpark target this year.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Melissa Terri Swayne is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for sharing, I must say Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.
In the last 3 days, when stock prices plunged Retail investors sold $1 Billion. Institutional investors bought +$14 Billion. This is Market manipulation at its finest.
Short term price movement is largely manipulated by market makers and algos (and later justified by ANAL-lyst using bullshit reasons) ... e.g. driving prices down to scare and force weak holders to sell....its like a game of poker... bluff the weak hands to fold their cards so the pros can grab their money and their shares more cheaply.
As smart investors who understand the true value of the underlying business, we never let the current market price guide us into the quality and success of our investments... i take advise from my fin Advisor that has developed a trusted strategy that allows the market serve us.....we take advantage of the emotions and stupidity of others to add great companies on the cheap.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
I plan to retire or reduce my work hours in five years, and I'm interested in how others allocate their income between savings, spending, and investments. I currently earn about $175K annually but haven't built up much in savings so far.
There are numerous strategies to achieve high yields during a financial crisis, but it is crucial to undertake such trades with the guidance and supervision of a professional financial advisor to ensure informed decision-making and risk management.
That's true. I've been assisted by a financial advisor for almost a year now. I started with less than $200K, and I'm just $19,000 short of half a million in profit.
Jessica Lee Horst is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Finding financial advisors like Kenna Muriel Hesseling, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Markets look like 2015-16. Probably going back to all time highs, but will probably go sideways until fed signals rate cut, Recently sold 25% of my $285k portfolio comprising of plummeting stocks that were recommended by certain financial RUclipsrs, quite devastating!
not their fault, the stock market seems to be more of a casino for gamblers now than a place for investors. even if you were averaging down on ailing companies, its your duty to properly research, buying the dip does not guarantee a rebound
My job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.
Annette Marie Holt is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look her up.
Sounds like a skeptical outlook on things then. With the rate cuts do you think it's best for us who are not conservative investors to focus on bonds or dividend stocks? I want to reallocate my 7-figure portfolio and I preferably want the assets with the best ROI.
dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA for a streamlined strategy and help profit a lot.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my Financial advisor are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
“Viviana Marisa Coelho” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Market correction is the opportunity to get into positions Every week, I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I work with the popular Amy Desiree Irish, Who happens to be a is a hot topic among financial elitist in NY. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.,
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Tracy Annette Webb" I've worked with her for some years and highly recommend her. Check if she meets your criteria.
Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Market highs can lead to corrections, but predicting them is difficult. Some analysts suggest a 'massive' correction, making me consider adjusting my $2M portfolio or exploring defensive investments.
A consistent 5% return from the bank and US securities sounds better to me than worrying about losing your money if the stock market falls. Also consider financial advisory with the size of your budget.
You should obviously consult a professional. However you have multiple options. 5% CD/Bond rates very low risk. Or buy equities and purchase puts for insurance. Either way you win.
The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.
@@Angelavaldess I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850,000 with the help of my advisor from an initial $150,000 investment.
@@hullbruce I work with the popular Sharon Crump Cline. Who happens to be a is a hot topic among financial elitist in The US. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
I've stuck with ‘’Marissa Lynn Babula” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Do you think it's a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my $2M portfolios, So I'm curious about the best strategies to invest this year.
I guess it's important to reassess your investment strategies based on current market conditions. You should also consider a market expert to guide you.
@@Jamesrobert627 Having the correct plan in place is crucial; my portfolio is well-suited to each season of the market and recently experienced a 100% increase from early last year. My CFP and I are working on a 7-figure target, albeit this could take until Q4 2024.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
"Rachel Sarah Parrish" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
Lucinda Margaret Crist is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
This will end ugly you say. But every crash brings with it an equivalent market chance if you are early informed and equipped. I've seen folks amass up to $1m amid crash, and even pull it off easily in favorable conditions. Unequivocally, the bubble/collapse is getting somebody somewhere rich.
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Lauren Marie Ehlers is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
It’s very important to note that when starting out any investment, make sure to collaborate with top professionals. This will bring about the best possible outcome.
This is true but some people downplay the importance of professional guidance and opt for trial and error, wasting resources and scrambling to recover when things go wrong.
Professional guidance is often what most people lack. It's one of the key factors that distinguishes those who achieve their investment goals from those who fall short, to be honest.
I am holding a cash position right now, of about 300k. I know a dip is supposed to be the buying opportunity, so whats the best stocks to dive into, in this recession?
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Sure, *Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I don't care, To be blunt, I am giving up on investing in stocks... I put between 2000 to 3000 a month and it's nothing but down down.... Sooooo frustrating and I only invest in boring big companies. How can I capitalize in such a market?
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
i'm blown away! mind sharing more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
True. having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Personally, I've stuck with ‘“Jessica Lee Horst” for 4 years now, and her performance has been consistently impressive. She’s quite known in her field, you can confirm her on the internet.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in direct need of proper portfolio allocation
Finding financial advisors like Melissa Jean Talingdan, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Melissa.
I’m mostly in cash and waiting for market to re-level on the reality of our situation. Or are there any ways I can avoid a crunch and maximize my savings of $550k? I know election years are positive for the stock market about 90% of the time. Meanwhile, I'm just focused on making better investments and earning more as recession fear increases.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
The US economy's influence on the global economy means that its instability has far-reaching consequences. In such times, safe-haven assets like those with strong FA and cryptocurrencies offer protection. Investors must prioritize asset protection, diversification, and balanced portfolios to weather market fluctuations.
Amidst recession, investors need to understand where and how to allocate funds to hedge against downturns and still make profits. if you can't navigate the market you should consult with an expert advisor
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
I’m no expert but I’ve watched mine over past 18 years of listening to Dave. What I’ve noticed is mine has dropped at times and I might could have sold to lock in a gain but then when it comes back, it roars back quickly and I would have missed the up elevator and lost out of significant gains. For me, the hard part would be figuring out when to buy back in. Mine is all dollar cost averaged. If I had a big chunk to invest right now, I might think dribble it into market but Dave just said he would put it all in. All I can say is that I’ve listened to Dave a long time and his advice has secured my retirement and helped me weather several depressing downturns only to see upswings vastly improve my situation. I get mad listening to the internet bashing the US and our economy when the good ole USA has been nothing but good to me and if I had had Dave’s advice 30 years ago I’d be sitting on a beach while owning a house 50 yards away. When immigrants are lined up wanting to get into China, I’ll start worrying.
The continuously changing economic conditions in our society have made it necessary for people to find additional sources of income, thus I am looking at the stock market to fuel my retirement goal of $3m, my only concern is the recent market crash.
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass wealth amid economy crisis, and even pull it off easily in favorable conditions. That should be the least of your concern. Also explore the option of working with a CFA to reduce greatly your chances of loss.
You're right, I and a few Neighbors in Bel Air Area work with an Inveestment Adviser who prefers we DCA across other prospective sectors instead of a lump sum purchase. As a result, my portfolio has recorded significant improvement even during the most unfavorable market season.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation??
I've stuck with ‘’Kathleen Cheryl Constantz” for some years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for putting this out, it has rekindled the fire in my goal. Was able to find Kathleen on the web and sent an email hoping it gets attended to.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Lee Davis
This is quite needful but for beginners you shouldn't settle for videos alone or you see yourself loosing all your money just like me when I started trading with this videos on here, we should be prepared to contribute
I have always wanted to trade crypto for a long time but price volatility has been very confused to me although I have seen a lot of RUclips videos about it but I still find it difficult to understand
After I raised up to 654k trading with him I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..
Just a note, last week Warren Buffett(Berkshire Hathaway) sold $75 billion worth of Apple stock. They are now sitting on over $290 billion in cash. Maybe we ponder what Buffett is thinking? Ramsay is a budgeting guy, not the source for investment advice.
But we're not Warren Buffet. He's the best to ever do it and if we follow what he's doing, we're honestly too late (because the market reacts to him within seconds). Best plan is to just keep investing.
@@Takar100 Maybe... but I've been expecting a correction for a while. I've missed out on some gains, but given Buffet's actions, this doesn't appear to be the right time to jump back in. According to Buffet, the market is way over valued right now. That's why he's sitting on so much cash.
Buffet has said he is holding higher cash because he thinks a buying opportunity is coming. Ie stocks are going to go down, at least the ones he is considering buying. & yes Buffet, with his late partner, is the best investor ever, much better than Dave Ramsey. But, you want to get out of debt & stablize you life, no one better than Dave Ramsey
True Story: First quarter of 2020 I lost $57k. I let it ride and did not panic. Second quarter I made $90k so for the 6 months I made $33k. Let it Ride my man!
Since I've started following things so much closer since 2020 it is helpful to see the big picture. Sure I've went down 10k in recent weeks in my old 401k from previous job but I'm still up 18k since the beginning of the year and that's without me putting in a dime. Ride the waves and just make a wise decision when it is actually closer to retirement. Don't want a big dip in high risk investment too close to that.
You haven't made anything yet until you ask for a full Redemption. All is you have is a piece of paper that says you have money. Human beings are flawed and there's a chance your investment went right up your broker's nose or was spent on Draft Kings which is now a button press away for people
@@jamesjazzy8040 I agree I definitely am with taking some well appreciated assets off the table. I have some long term mega growth ai stuff but a lot of others that ran up high I sold and it was a fantastic decision as now I can sit at 4-5% wait and go shopping
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
Unless you are retiring in the next 5 years dont worry about what the market does today. Ive lost 5% in the last week but im still up 45% over the last 4 years. People who panic sell and wait for the market to go green again miss out on all the gains when buying into a red market.
Not saying it can't happen. But if you look at the graph for the great depression it's insane. I mean the market 4x in like a couple of years. That would be like the s&p going from the 3750ish it was in 2020 over 15 THOUSAND today. When it's really above 5k right now. Then dropping to below 3500 in like 2 years. The main issue was that growth in such a short time. A 20% or 30% swing either way isn't as big of a problem and can recover easily. The 75% drop... that collapses entire industries. That's why it was such a problem. We aren't in these situations today.
That’s not what this caller was concerned about. He was wondering if it’s worth investing his income in cash instead of market securities at the moment. He wasn’t going to just pull out his brokerage/401k.
@@awill3454 No it isn't, because no one has any clue what the market is going to do tomorrow, next week, next month, or next year. Historically if you are investing for the long term, you would always be better off putting money into the stock market rather than into cash.
So I definitely agree with Dave. Set and forget it. A couple times a year I look at the individual funds to make sure they are keep up with the market. It probably will correct but that’s definitely a buying time. You’re in a store and everything is on sale.
Check every quarter or however they report. I had about $400,000 stolen and I DIDN'T NOTICE IT for years. Major depression cut me off from everything. Bank never told me.
The problem here is they have a radio show to run. You aren't doing to get the same detailed answers that you would get with an actual financial advisor. That's why they constantly recommend it on the show. They have to keep things moving on the radio.
Fantastic video! I have incurred so much losses trading on my own.... I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.
So what are really the best strategies to make our portfolio recession proof. my wife is already panicking, so many questions! will the rate cut next month lead to inflation? I'm very worried about my $1million stock portfolio losing value. It lost 20 % today alone
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Amber Michelle Smith" for 6 years and highly recommend her. Look her up to see if she meets your criteria.
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
Telling people not to invest during a market correction says a lot about you, Dave! There's no better time! You're only as good as the decisions you make today with the money you have. This time last year I considered investing without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year and a couple of months in, and I'm almost debt free. I truly cannot stress enough how helpful experts in this field are!
What's the secret behind your success and what did you invest in? I can tell you that not everyone is as lucky as you are especially with the market tumbling.
It’s far from luck I tell ya. Jonas Herman, a certified fiduciary is the brain behind my success. I've gotten into a plethora of assets with $13k spread across stocks (options and futures) for the short term and, index funds, and ETFs, for the long term. Now with over 87k, I sit back and just reinvest at intervals while I focus on my career and family.
Sounds like I need help so bad. To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward in my finance. I guess I'm just scared since I'm green to it.
The most significant lesson I gained from the stock market in 2023 is that uncertainty prevails, emphasizing the importance of humility. Adhering to a long-term strategy with a competitive edge is key
Certainty eludes everyone; thus, it's vital to establish your own methodology, handle risk, and adhere to your strategy unwaveringly. This commitment should endure challenges and successes, all while maintaining a commitment to ongoing learning and improvement.
I realized after five years that attempting to predict market outcomes through chart analysis was futile due to the unpredictable nature. My lack of a mentor led to six years of struggle. I transitioned to following the market's direction and adopting a straightforward, disciplined approach
Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
I don't comfortably throw recommendations around on the internet, but I've been working with Nancy Magaret Delony. God ! she's brilliant! I'm sure there are others who are good.
Unbelievable, there is no better feeling than coming across a name who has helped change ones family life financially, Yes i know her and honestly i can testify her strategy is amazing and truly worth giving the shot.
Considering the shaky economy, I'm keen to know best, how people split their pay, how much of it goes into savings, spendings or investments. I’d be retiring/working much less in 5 years, and sometimes earn up to $160K per year, but nothing to show for it yet.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q4 2024.
'Sharon Ann Meny' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I am SO glad that I resisted the urge to pull it when the pandemic started...I was very tempted. Instead, I listened to the people I know who went through the craziness in 2008 and even maxed everything in my Roth 401k and bought as much on the side as I possibly could. I cannot believe how much it has paid off in just a few short years. So much so that I'm just keeping everything maxed, even thought the market is up. It may dip again, but that's ok...I have time to sit back and let it rebuild while buying at a discount again.
I wonder how many suckers his bought into the market last Monday-Thursday on the advice of those "SmartVestorPros". Kind of like listening to a RE agent who says "it's always a great time to buy real estate! Now let's talk about my commission..."
Yep, if you try to time the market, you will lose most of the time. Just leave your money in, it will come back up. The timing might not be ideal, but life doesn't always work out exactly like you want.
Well, something like 82% of Americans do not have significant equity positions so it really doesn't affect them directly. The pain will come in about a month when their companies start slashing staff in a desperate bid to reduce costs and prop up the old P/L statement.
Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.
Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realise it, it feels like a life hack.
The caller is right to be worried, but agree that he shouldn’t try timing the market. Dave is incorrect when he says there’s no data that suggests a correction though.
6800 Dow to 40000 Dow is not real when we have accumulated $25+ trillion in more debt, the Fed has increased its balance sheet to $7 trilion and how much money has been printed into circulation? Nominal value is not what matters. Everyone that buys groceries today compared to 2019 knows it.
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash
You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter.
I'm blown away! mind sharing more info please? I am a young adult living in Miami where I've encountered several millionaires, and my goal is to become one as well
I've stuck with ‘‘Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
*If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation*
Interesting, This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro Investor?
I feel Investors should exercise caution with their exposure and.exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or a licensed expert in order to navigate this recession and achieve potential high yields
Prioritizing effective personal finance management holds greater significance than the sheer amount saved, irrespective of income source. Consulting a certified financial advisor can offer tailored strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.
Brian Humphery Services was my hope during the 'bear summer' last year. I made so many mistakes but also learned so much from it, and of course from Brian.
Dave is right about 5 years ago. So many people have been watching crash bros and the people who followed their advice have lost and missed out on so much money and more importantly, Their Time.
Those people have only missed out if the crash doesn't happen. If it does, even the average bear market wipes out all those gains you talk about. If it is more severe, anybody that has stayed in the market is going to lose a lot. Oh just another food for thought thing, the dow jones was flat for the decade of 2000 to 2010. It took 6 years to recover from the GFC.
The market is really panicking at this moment and I'm worried what effect this frenzy could have on my portfolio of about 80k. Could you make any recommendations on how I could preserve my portfolio during this period and also make profit from the market situation?
Well, this could be a very good time to make profit from the market. But because it's a frantic period, it's often best you employ the service of a financial advisor. I was up almost 90% during the COVID crash because I was working with one.
I am forever grateful to Mr. David , he has completely changed my life and I will continue to preach in his name until everyone hears that you saved me from a huge financial debt with a small investment, thank you Mr. David
Yes! I'm celebrating *£32K* stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family an...
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
When the market dips = everything is on sale, keep buying. I have my TSP set to keep it in the C fund and S fund and let DCA work for me over the long term.
Caller is correct Market is over inflated. I have cash on the side making 5% and just today we are seeing the start of correction. Omg dave says there no data there will be a correction. Is happening right now lololol
Same. I keep a good chunk in money markets too. So days like this i can buy at the bottom and sell for a quick profit for the bounce. BUt mid to longer term trend is def down in my opinion
Your looking at days. Dave is talking about decades. Dave isn't saying that the market isn't volatile. Dave is saying long term... the graph goes up and to the right. This channel is not for day traders. This site is for people who are retiring in probably decades. We don't care what the market is doing today. I don't need my money for 20 years or more. You cannot out perform the market. Attempting to time the market ultimately ends up with you loosing. Unless you are incredibly lucky.
@@pdxmusl1510 dave explicitly said there's no data saying there will be a recession. When there is a lot of data saying that. He just has to say what he said so the normies don't do anything stupid. But everyone who's awake knows what's going on.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Michelle Stewart.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families in United States, she's a licensed broker and a FINRA AGENT in United states
I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.
I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?
I agree, my profit has been consistent no matter the market situation, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a subreddit, long story short, its been 2years now and I’ve gained over $850k following guidance from my investment adviser.
I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@@maryHenokNftbravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
2:25 I think this is exactly the problem he's worried about Dave. 'Traditional' stocks like Walmart DO have assets and cashflows that are priced in, but the market and specifically the tech sector and specifically AI-adjacent investment is currently completely speculatory and would require ridiculous things like 40% annual growth for the next decade from what are already the world's largest companies.
In short, the caller is worried about upside potential and downside risk. Dave said there’s no data that we are due for a correction. That is simply not true.
It's 50/50. Some people replying take out. Some do not. Guess what. Some will be right. And some will be wrong. But one thing is always right: as soon as you sell you lock in your wins or losses.
I’m not an investment guy either but I work for a large company whose financial recording is questionable, I’m thinking. Everywhere I look, people are wasting time, fooling around, providing updates…..everything but being productive, in other words. Feels like a giant ponzi scheme frankly. Why? Because people continue to “invest” even while it appears that there’s substantial crumbling from an inside perspective. I’m betting that loads of large companies are just like mine. Dave can say it’s all emotion but at the end of the day, that’s all this fiat money system is based on.
This is correct, Clifford Flora strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started.
Sometime on your show when this topic comes up again, you might explain the concept / benefit of auto rebalancing in 401(k) plans. That can help calm fears in volatile markets.
Stay in the water to catch waves. When you’re on the beach and it looks like fun, by the time you make it in the water that wave has passed. Some waves are small others are large, but to catch them at their full potential you have to stay in.
Dude the stock market is in a bubble…. Look at how everyone is living , cost of living , housing crisis , people living on the streets and with full time work we can only afford to rent a room , job market dropping … there are only a few companies holding the stock market
Posted 5 hours ago - since market opened this morning there is a global correction ongoing - $7 trillion wiped, NIkkei down 30%, nasdaq down 12%. Really appreciate posting a strong L like this one, shows integrity.
@@TonyCox1351 that's why you buy on a constant schedule most of the time. But sure, buying oin a dip and holding it wont hurt you if its money you can afford to wait on to come back.
Nailed almost everything here. My parents invested with 3 different smart-vesters from 2010 to 2023 and LOST money. Completely unacceptable. I really hope once Dave peaces out that the team starts endorsing Fidelity or Vanguard total market index funds/S&P 500.
Ramsey didn’t even answer this guys question. He was asking if it would be better to direct his income away from contributing towards the market towards cash, but leaving his brokerage accounts untouched otherwise. That’s what I’ve done. I went from contributing 10% to 6% towards my 401k and using the excess cash towards prepaying my mortgage. My mortgage is 7%. The market isn’t giving me 7% these days and probably won’t until P/E ratios fall much lower. My money is much better off paying down my mortgage
The caller was trying to speak regarding the stock market, and Dave would not allow him to speak on the call. Instead the caller was muted and spoken over.. what's the purpose of that?
Be in to win... Be passive, Dollar cost average, SP500 , compound, emotion free...you wont be top of the podium but youll be in the leading pack thats for sure.
@@gnssprlt. If you can be patient enough then the sp500 on the above terms is all thats needed. That said if you have an itch for more action then Its ok to have an ice cream thrown in there. something that keeps it fun, just a small portion. But again follow the same rules. Remember buffet says 'people dont want to get rich slowly'.
@@xandercruz900 I have a decent amount invested into the SP500. I actually appreciate him propping up the market, it's good for my portfolio, but it's even better for his.
@@xandercruz900 I have 1/4 of my net worth in the SP500. I'm not complaining that Dave is helping to keep confidence up. The smartvestor pro thing is a scam though.
Buffett sold his holdings, but not all of them. He just did it to acquire some cash so he can repurchase those same stocks as everyone panics over the next few days and weeks. I wouldn't recommend that as you aren't likely able to calculate the risk like Buffett (plus the capital gains tax hit you take), but I will say when everything is flashing red on your brokerage account dashboard, that's the time to buy. Think of it as a big red "FOR SALE" sign.
Yes ! The sale is on now !! Get a good discount when it drops back to pre AI hype days. You dont want to be in money markets when cuts start, you need duration.
And how long will your "drop" last? A year? Two? Three? Fine with me....that's 3 years of buying stocks on the cheap. I have 25 years to go...there's absolutely 0 chance that my shares will be worth less in 25 years than they are today.
I wonder what the best opportunities to invest now are, there are opinions but a little later I find out these opinions don't matter as a totally different turn of events play out with the stocks they discussed therein...
If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of 550k, which is about 10 times more than I average on.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
![FNAF vs TF2 - Episode 2 [SFM]](http://i.ytimg.com/vi/z5b3V2-VLb0/mqdefault.jpg)
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
@@mikegarvey17Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.
*Izella Annette Anderson* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Stability is a result of our economy's struggles with uncertainty, housing issues, foreclosures, global volatility, and the pandemic's consequences. To restore stability and promote growth, all sectors must respond quickly to concerns about growing inflation, slow growth, and trade disruptions.
Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.
Having an investment advisor is currently the best way to approach the stock market. I was going alone, but it wasn't working. I've been working with an advisor for a while now, and last year, I achieved over 85% capital growth minus dividends
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Credits goes to “Rebecca Nassar Dunne” one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon.
I think the stock market will do well in towards the end of 2024, so I'm thinking of putting $220,000 into stocks for my retirement. Any advice on doing this safely? Also, any important tips for the current financial situation?
Yes, truly, investing in the market, even if it's just the S&P 500, can keep up with inflation, because the growth rate of stocks will always exceed the inflation rate. But if you don't have the courage, you could just invest with a financial advisor, which even has greater return on investments, while securing your investment against losses.
I deal with an investment advisor for this reason. I currently have over $430k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons under guidance. Our current project for this year is a more concrete ballpark target this year.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Melissa Terri Swayne is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for sharing, I must say Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.
In the last 3 days, when stock prices plunged Retail investors sold $1 Billion. Institutional investors bought +$14 Billion. This is Market manipulation at its finest.
Short term price movement is largely manipulated by market makers and algos (and later justified by ANAL-lyst using bullshit reasons) ... e.g. driving prices down to scare and force weak holders to sell....its like a game of poker... bluff the weak hands to fold their cards so the pros can grab their money and their shares more cheaply.
As smart investors who understand the true value of the underlying business, we never let the current market price guide us into the quality and success of our investments... i take advise from my fin Advisor that has developed a trusted strategy that allows the market serve us.....we take advantage of the emotions and stupidity of others to add great companies on the cheap.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
Annette Christine Conte is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
I plan to retire or reduce my work hours in five years, and I'm interested in how others allocate their income between savings, spending, and investments. I currently earn about $175K annually but haven't built up much in savings so far.
There are numerous strategies to achieve high yields during a financial crisis, but it is crucial to undertake such trades with the guidance and supervision of a professional financial advisor to ensure informed decision-making and risk management.
That's true. I've been assisted by a financial advisor for almost a year now. I started with less than $200K, and I'm just $19,000 short of half a million in profit.
That's quite impressive! Can you share more information about your financial advisor?
Jessica Lee Horst is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up.
Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon. I plan to start the year on a strong financial note.
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Finding financial advisors like Kenna Muriel Hesseling, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
Markets look like 2015-16. Probably going back to all time highs, but will probably go sideways until fed signals rate cut, Recently sold 25% of my $285k portfolio comprising of plummeting stocks that were recommended by certain financial RUclipsrs, quite devastating!
not their fault, the stock market seems to be more of a casino for gamblers now than a place for investors. even if you were averaging down on ailing companies, its your duty to properly research, buying the dip does not guarantee a rebound
My job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Annette Marie Holt is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look her up.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Sounds like a skeptical outlook on things then. With the rate cuts do you think it's best for us who are not conservative investors to focus on bonds or dividend stocks? I want to reallocate my 7-figure portfolio and I preferably want the assets with the best ROI.
dividend stocks could make you a fortune if you know how to go about it. But it's always a good idea to work with a CFA for a streamlined strategy and help profit a lot.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my Financial advisor are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
“Viviana Marisa Coelho” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Market correction is the opportunity to get into positions Every week, I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
I work with the popular Amy Desiree Irish, Who happens to be a is a hot topic among financial elitist in NY. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.,
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.
For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.
If you do decide to make new purchases, have an exit strategy ready. Consider taking partial profits quickly to lock in some gains. I've been in regular contact with a financial analyst since covid. Investing in popular stocks is now quite straightforward; the issue is determining when to buy and sell. My advisor makes investment and exit decisions for my account, which has risen to more than $500K in less than a year.
Who is this person guiding you and how can i reach he/she?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Tracy Annette Webb" I've worked with her for some years and highly recommend her. Check if she meets your criteria.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
how can i invest in stocks? or how i can help to grow a portfolio? I want to invest around 140K cash savings. What are the best strategies?
Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
Hey friend, can I work with your Fiduciary?
Yeah, she is Jennifer Leigh Hickman, look her up. Anyone is free to contact her.
Searched the web and saw her profile and accreditations, someone with great experience I must say, thanks!
Market highs can lead to corrections, but predicting them is difficult. Some analysts suggest a 'massive' correction, making me consider adjusting my $2M portfolio or exploring defensive investments.
A consistent 5% return from the bank and US securities sounds better to me than worrying about losing your money if the stock market falls. Also consider financial advisory with the size of your budget.
You should obviously consult a professional. However you have multiple options. 5% CD/Bond rates very low risk. Or buy equities and purchase puts for insurance. Either way you win.
The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
80% equities 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond portfolio for substantial gains at minimum risk.
It’s important to do your own research and consult with a financial advisor before making any investment decisions.
@@Angelavaldess I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850,000 with the help of my advisor from an initial $150,000 investment.
@@Jaymilnere I've been getting suggestions to use one, but where and how to find one has been challenging, Can i reach out to the one you use?
@@hullbruce I work with the popular Sharon Crump Cline. Who happens to be a is a hot topic among financial elitist in The US. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
I've stuck with ‘’Marissa Lynn Babula” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Do you think it's a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my $2M portfolios, So I'm curious about the best strategies to invest this year.
I guess it's important to reassess your investment strategies based on current market conditions. You should also consider a market expert to guide you.
@@Jamesrobert627 Having the correct plan in place is crucial; my portfolio is well-suited to each season of the market and recently experienced a 100% increase from early last year. My CFP and I are working on a 7-figure target, albeit this could take until Q4 2024.
@MaryLawson874 just research the name Jessica Dawn Walters . You’d find necessary details to work with a correspondence to set up an appointment.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
Her name is. MARY TERESE SINGH . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
"Rachel Sarah Parrish" is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
Lucinda Margaret Crist is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
This will end ugly you say. But every crash brings with it an equivalent market chance if you are early informed and equipped. I've seen folks amass up to $1m amid crash, and even pull it off easily in favorable conditions. Unequivocally, the bubble/collapse is getting somebody somewhere rich.
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Lauren Marie Ehlers is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
It’s very important to note that when starting out any investment, make sure to collaborate with top professionals. This will bring about the best possible outcome.
This is true but some people downplay the importance of professional guidance and opt for trial and error, wasting resources and scrambling to recover when things go wrong.
Professional guidance is often what most people lack. It's one of the key factors that distinguishes those who achieve their investment goals from those who fall short, to be honest.
Can you suggest a trustworthy portfolio manager or financial advisor? I'm looking into Bitcoin investments.
You may not be familiar with Astrid Iwertz, but she's one professional whom I trust implicitly to provide you with proper guidance.
Please how can I connect to her, if I may ask?
Turning off the news and just focusing on what's going on at home was a massive improvement to my mental health.
Facts
Yeah bro go get a 6 pack. You shouldn’t be watching the news if u don’t have 6 figure income, 6 pack, and 6ft tall.
Go workout
Agreed!
1000% 🎉🎉🎉
Well look at your stocks and see thousands lost within the past couple days. It’s concerning
I am holding a cash position right now, of about 300k. I know a dip is supposed to be the buying opportunity, so whats the best stocks to dive into, in this recession?
Chose quality stocks and follow them up. If you're not one for such complexities, hire a wealth manager to grow your money.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
pls how can I reach this expert, I need some investment guidance
Sure, *Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.
I curiously searched her names and I found some pretty interesting information. Thanks for this
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
she's mostly on Instagrams, using the user name
I don't care, To be blunt, I am giving up on investing in stocks... I put between 2000 to 3000 a month and it's nothing but down down.... Sooooo frustrating and I only invest in boring big companies. How can I capitalize in such a market?
Great Buying opportunities today. Embracing pullbacks and correction is key. This is where the money is made!
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
i'm blown away! mind sharing more info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well
Her name is. 'GRISELDA ELENA JEMMOTT’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
True. having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Please can you leave the info of your lnvestment advisor here? I’m in dire need for one.
Personally, I've stuck with ‘“Jessica Lee Horst” for 4 years now, and her performance has been consistently impressive. She’s quite known in her field, you can confirm her on the internet.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in direct need of proper portfolio allocation
Finding financial advisors like Melissa Jean Talingdan, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Melissa.
I’m mostly in cash and waiting for market to re-level on the reality of our situation. Or are there any ways I can avoid a crunch and maximize my savings of $550k? I know election years are positive for the stock market about 90% of the time. Meanwhile, I'm just focused on making better investments and earning more as recession fear increases.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@BrandonIvan-c6e Oh please I’d love that. Thanks!.
@@lennoxmutterick6434 Clementina Abate Russo is her name.
Lookup with her name on the webpage
The US economy's influence on the global economy means that its instability has far-reaching consequences. In such times, safe-haven assets like those with strong FA and cryptocurrencies offer protection. Investors must prioritize asset protection, diversification, and balanced portfolios to weather market fluctuations.
Amidst recession, investors need to understand where and how to allocate funds to hedge against downturns and still make profits. if you can't navigate the market you should consult with an expert advisor
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Screaming 😱 alert ‼️ 🚨
More money are lost making some mistakes in market crash like: rushing to buy stocks, having a get rich quick mindset, micromanaging your portfolio.
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Her name is. 'Rachel Sarah Parrish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
So true! Wealth has no shortcuts, here are ways to acquire it..🔥
I had decisions that grew my finances (gathered over 1M in 2yrs) with heIp of my financiaI pIanner. Living the dream, hoping to retire next year.g
Elizabeth Greenhunts
get to her with the name
Good to here. Thanks
I’m no expert but I’ve watched mine over past 18 years of listening to Dave. What I’ve noticed is mine has dropped at times and I might could have sold to lock in a gain but then when it comes back, it roars back quickly and I would have missed the up elevator and lost out of significant gains. For me, the hard part would be figuring out when to buy back in. Mine is all dollar cost averaged. If I had a big chunk to invest right now, I might think dribble it into market but Dave just said he would put it all in. All I can say is that I’ve listened to Dave a long time and his advice has secured my retirement and helped me weather several depressing downturns only to see upswings vastly improve my situation. I get mad listening to the internet bashing the US and our economy when the good ole USA has been nothing but good to me and if I had had Dave’s advice 30 years ago I’d be sitting on a beach while owning a house 50 yards away. When immigrants are lined up wanting to get into China, I’ll start worrying.
The continuously changing economic conditions in our society have made it necessary for people to find additional sources of income, thus I am looking at the stock market to fuel my retirement goal of $3m, my only concern is the recent market crash.
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass wealth amid economy crisis, and even pull it off easily in favorable conditions. That should be the least of your concern. Also explore the option of working with a CFA to reduce greatly your chances of loss.
You're right, I and a few Neighbors in Bel Air Area work with an Inveestment Adviser who prefers we DCA across other prospective sectors instead of a lump sum purchase. As a result, my portfolio has recorded significant improvement even during the most unfavorable market season.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation??
I've stuck with ‘’Kathleen Cheryl Constantz” for some years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for putting this out, it has rekindled the fire in my goal. Was able to find Kathleen on the web and sent an email hoping it gets attended to.
They picked the best day possible for this video
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Lee Davis
This is quite needful but for beginners you shouldn't settle for videos alone or you see yourself loosing all your money just like me when I started trading with this videos on here, we should be prepared to contribute
I have always wanted to trade crypto for a long time but price volatility has been very confused to me although I have seen a lot of RUclips videos about it but I still find it difficult to understand
After I raised up to 654k trading with him I bought a new House and a car here in the states 🇺🇸🇺🇸also paid for my son's surgery (Oscar). Glory to God.shalom..
Sure! He interacts on what’s Apk using the digit below
英꧁ᨖᨖᨖᨖᨖ࿅╋𝟏𝟕𝟑𝟕𝟗𝟗𝟎𝟓𝟎𝟕𝟑👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻❤️❤️
大家都這樣“複製”，“RUclips”令人沮喪
Just a note, last week Warren Buffett(Berkshire Hathaway) sold $75 billion worth of Apple stock. They are now sitting on over $290 billion in cash. Maybe we ponder what Buffett is thinking? Ramsay is a budgeting guy, not the source for investment advice.
But we're not Warren Buffet. He's the best to ever do it and if we follow what he's doing, we're honestly too late (because the market reacts to him within seconds). Best plan is to just keep investing.
@@Takar100 Maybe... but I've been expecting a correction for a while. I've missed out on some gains, but given Buffet's actions, this doesn't appear to be the right time to jump back in. According to Buffet, the market is way over valued right now. That's why he's sitting on so much cash.
80% of investing IS budgeting. If you don't budget for investing, your return will be 0.00%
@@gearhead366bros hella old who cares. Keep putting 15% or more into ur retirement and brokerage.
Buffet has said he is holding higher cash because he thinks a buying opportunity is coming. Ie stocks are going to go down, at least the ones he is considering buying. & yes Buffet, with his late partner, is the best investor ever, much better than Dave Ramsey. But, you want to get out of debt & stablize you life, no one better than Dave Ramsey
True Story: First quarter of 2020 I lost $57k. I let it ride and did not panic. Second quarter I made $90k so for the 6 months I made $33k. Let it Ride my man!
Since I've started following things so much closer since 2020 it is helpful to see the big picture. Sure I've went down 10k in recent weeks in my old 401k from previous job but I'm still up 18k since the beginning of the year and that's without me putting in a dime. Ride the waves and just make a wise decision when it is actually closer to retirement. Don't want a big dip in high risk investment too close to that.
That was nice bounce, but remember in 2008 it took like 3 years to get back to prior levels.
You haven't made anything yet until you ask for a full Redemption. All is you have is a piece of paper that says you have money. Human beings are flawed and there's a chance your investment went right up your broker's nose or was spent on Draft Kings which is now a button press away for people
@@jamesjazzy8040 I agree I definitely am with taking some well appreciated assets off the table. I have some long term mega growth ai stuff but a lot of others that ran up high I sold and it was a fantastic decision as now I can sit at 4-5% wait and go shopping
The truth is that long term investing means 15+ years.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm new at this, please how can I reach her?
Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading
Unless you are retiring in the next 5 years dont worry about what the market does today. Ive lost 5% in the last week but im still up 45% over the last 4 years. People who panic sell and wait for the market to go green again miss out on all the gains when buying into a red market.
It took 30 years for the DJIA to recover from the Crash of 1929
@@aolvaar8792 and it took far less for it to recover from the crash of 2008.
Not saying it can't happen. But if you look at the graph for the great depression it's insane. I mean the market 4x in like a couple of years. That would be like the s&p going from the 3750ish it was in 2020 over 15 THOUSAND today. When it's really above 5k right now. Then dropping to below 3500 in like 2 years.
The main issue was that growth in such a short time. A 20% or 30% swing either way isn't as big of a problem and can recover easily. The 75% drop... that collapses entire industries. That's why it was such a problem. We aren't in these situations today.
@@TopShot501st I have 25 years till I retire. Long play here
@@pdxmusl1510 were still up 12% this year and you'd think it's 2008 all over again.
The market goes up and down, just don't panic and leave it in.
That’s not what this caller was concerned about. He was wondering if it’s worth investing his income in cash instead of market securities at the moment. He wasn’t going to just pull out his brokerage/401k.
@@awill3454I made a lot of money buying stocks during the last 6 month correction
@@awill3454 No it isn't, because no one has any clue what the market is going to do tomorrow, next week, next month, or next year. Historically if you are investing for the long term, you would always be better off putting money into the stock market rather than into cash.
"it goes up and down, just don't panic and leave it in."
thats what i tell the wife on friday nights
@awill3454 I realize that, I was making reference to the market drop of the last few days that has some people on edge.
So I definitely agree with Dave. Set and forget it. A couple times a year I look at the individual funds to make sure they are keep up with the market. It probably will correct but that’s definitely a buying time. You’re in a store and everything is on sale.
Check every quarter or however they report. I had about $400,000 stolen and I DIDN'T NOTICE IT for years. Major depression cut me off from everything. Bank never told me.
I wish Dave would sometimes let the callers talk..... The callee tried to interrupt a couple different times and Dave just kept talking over him
@@nathanjohnson7237 it wouldn’t have changed Dave’s answer. He is never going to tell people to bail on their 401k or investments because of a dip
Well, it's his show.
This one seemed worse than a lot of times. But to be fair, he still gets phenomenal ratings.
Well, other than Dave's anecdotes and parables, the call is just lead in for Dave's sage wisdom.
The problem here is they have a radio show to run. You aren't doing to get the same detailed answers that you would get with an actual financial advisor. That's why they constantly recommend it on the show. They have to keep things moving on the radio.
Fantastic video! I have incurred so much losses trading on my own.... I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Same here, my portfolio has been going down the drain while I try trading,I just don't know what I do wrong..
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.
I think l'm blessed if not I wouldn't have met someone who is as spectacular as expert mrs Fenella..
Highly recommended 🙌
Wow, I'm surprised to see Fenella mentioned here as well. I didn't know she had been kind to so many people
I'm also a huge beneficiary of her..
I thought myself and my family were
the only ones enjoying Fenella
trade benefits
So what are really the best strategies to make our portfolio recession proof. my wife is already panicking, so many questions! will the rate cut next month lead to inflation? I'm very worried about my $1million stock portfolio losing value. It lost 20 % today alone
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
I could really use the expertise of this advsors
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Amber Michelle Smith" for 6 years and highly recommend her. Look her up to see if she meets your criteria.
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
Telling people not to invest during a market correction says a lot about you, Dave! There's no better time! You're only as good as the decisions you make today with the money you have. This time last year I considered investing without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year and a couple of months in, and I'm almost debt free. I truly cannot stress enough how helpful experts in this field are!
What's the secret behind your success and what did you invest in? I can tell you that not everyone is as lucky as you are especially with the market tumbling.
It’s far from luck I tell ya. Jonas Herman, a certified fiduciary is the brain behind my success. I've gotten into a plethora of assets with $13k spread across stocks (options and futures) for the short term and, index funds, and ETFs, for the long term. Now with over 87k, I sit back and just reinvest at intervals while I focus on my career and family.
Sounds like I need help so bad. To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward in my finance. I guess I'm just scared since I'm green to it.
I hope it's not too late to get in. How can I connect with him?
Hermanw jonas that’s his gmail okay
The most significant lesson I gained from the stock market in 2023 is that uncertainty prevails, emphasizing the importance of humility. Adhering to a long-term strategy with a competitive edge is key
Certainty eludes everyone; thus, it's vital to establish your own methodology, handle risk, and adhere to your strategy unwaveringly. This commitment should endure challenges and successes, all while maintaining a commitment to ongoing learning and improvement.
I realized after five years that attempting to predict market outcomes through chart analysis was futile due to the unpredictable nature. My lack of a mentor led to six years of struggle. I transitioned to following the market's direction and adopting a straightforward, disciplined approach
Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
I don't comfortably throw recommendations around on the internet, but I've been working with Nancy Magaret Delony. God ! she's brilliant! I'm sure there are others who are good.
Unbelievable, there is no better feeling than coming across a name who has helped change ones family life financially, Yes i know her and honestly i can testify her strategy is amazing and truly worth giving the shot.
Considering the shaky economy, I'm keen to know best, how people split their pay, how much of it goes into savings, spendings or investments. I’d be retiring/working much less in 5 years, and sometimes earn up to $160K per year, but nothing to show for it yet.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q4 2024.
That's impressive! I could really use the expertise of this advsors.
'Sharon Ann Meny' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.
I am SO glad that I resisted the urge to pull it when the pandemic started...I was very tempted. Instead, I listened to the people I know who went through the craziness in 2008 and even maxed everything in my Roth 401k and bought as much on the side as I possibly could. I cannot believe how much it has paid off in just a few short years. So much so that I'm just keeping everything maxed, even thought the market is up. It may dip again, but that's ok...I have time to sit back and let it rebuild while buying at a discount again.
He asked about putting it in a 5 percent money market fund . I think he was spot on. I'd be holding in a 5 percent money market for sure.
This is why I love Dave. He’s levelheaded, not fear mongering like the rest of the media
For real!
More like not telling the truth.
I wonder how many suckers his bought into the market last Monday-Thursday on the advice of those "SmartVestorPros". Kind of like listening to a RE agent who says "it's always a great time to buy real estate! Now let's talk about my commission..."
@@carlfaitware8099not really the same, if you plan to hold a while.
@@miketheyunggod2534 he didn't panic during the pandemic and look at the s&p now
I love the dip. I keep buying on a discount LOL. Keep dipping baby....ill keep buying lower! love it.
It's best not to obsess with the news like 99% of Americans do. It's all about fear.
Yep, if you try to time the market, you will lose most of the time. Just leave your money in, it will come back up. The timing might not be ideal, but life doesn't always work out exactly like you want.
Well, something like 82% of Americans do not have significant equity positions so it really doesn't affect them directly. The pain will come in about a month when their companies start slashing staff in a desperate bid to reduce costs and prop up the old P/L statement.
100% I'm going to take advantage of this panic and BUY BUY BUY
@@Outofphocus937 I agree, if Warren Buffett is cashing in shares forget it, it’s just news.
Yep
I knew we were getting this video 😂
Hi! I live in New York. I'm looking to start investing in the stock market with $40k. Should I focus on index funds or individual stocks? Thanks!
Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.
Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realise it, it feels like a life hack.
Wow, that's interesting . I've recently been exploring the option of working with an FA too. Any chance you could recommend who you work with?
Marissa Lynn Babula is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll check her out and I hope I'm able to connect with her.
The caller is right to be worried, but agree that he shouldn’t try timing the market. Dave is incorrect when he says there’s no data that suggests a correction though.
6800 Dow to 40000 Dow is not real when we have accumulated $25+ trillion in more debt, the Fed has increased its balance sheet to $7 trilion and how much money has been printed into circulation? Nominal value is not what matters. Everyone that buys groceries today compared to 2019 knows it.
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash
You're right, I and a few Neighbors in Bel Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 40% in the last quarter.
I'm blown away! mind sharing more info please? I am a young adult living in Miami where I've encountered several millionaires, and my goal is to become one as well
I've stuck with ‘‘Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.
*If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation*
Interesting, This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro Investor?
I feel Investors should exercise caution with their exposure and.exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or a licensed expert in order to navigate this recession and achieve potential high yields
Prioritizing effective personal finance management holds greater significance than the sheer amount saved, irrespective of income source. Consulting a certified financial advisor can offer tailored strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.
Brian Humphery Services was my hope during the 'bear summer' last year. I made so many mistakes but also learned so much from it, and of course from Brian.
He is really a good investment advisor. Was privileged to attend some of his seminars.that's how I started my own crypto investment
One of your smartvestors pro's I used was sorta a schiester 😢
They are negligently optimistic.
The market will correct unpredictably and irregularly. Don't have your rent money in stocks. Have your long tem money in stocks.
Dave is right about 5 years ago. So many people have been watching crash bros and the people who followed their advice have lost and missed out on so much money and more importantly, Their Time.
Those people have only missed out if the crash doesn't happen. If it does, even the average bear market wipes out all those gains you talk about. If it is more severe, anybody that has stayed in the market is going to lose a lot. Oh just another food for thought thing, the dow jones was flat for the decade of 2000 to 2010. It took 6 years to recover from the GFC.
Everyone needs to chill out and relax !! A 10% move is really not that big of deal if you have a well diversified portfolio. 😎
That’s what people said in 2001 that didn’t recover for 8 years.
This one is different and if you don’t know why you don’t know what you are doing.
The market is really panicking at this moment and I'm worried what effect this frenzy could have on my portfolio of about 80k. Could you make any recommendations on how I could preserve my portfolio during this period and also make profit from the market situation?
Well, this could be a very good time to make profit from the market. But because it's a frantic period, it's often best you employ the service of a financial advisor. I was up almost 90% during the COVID crash because I was working with one.
Wow, that's incredible. Could you recommend who you work with? I really could use some help at this moment please.
Well, if you are looking for a good one I would recommend *Marissa Lynn Babula*. I'm sure there are also a lot others who know what they are doing.
Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.
LOOK EVERYONE. ANOTHER OBVIOUS SCAM!
KMart Blue Special was awesome. When I was a kid, following the blue line was a blast, good times! Cheers
I am forever grateful to Mr. David , he has completely changed my life and I will continue to preach in his name until everyone hears that you saved me from a huge financial debt with a small investment, thank you Mr. David
Investing a in crypto/forex is a good idea, a good trading system would put you through many days of success.
Yes! I'm celebrating *£32K* stock portfolio today...
Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family an...
*Send David a short note letting him know your intentions and interest in crypto or stock market trading*
iMe/Telegrams, depending on your choice.
*@Coashwilson THAT IS HIS USER NAME*
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
When the market dips = everything is on sale, keep buying.
I have my TSP set to keep it in the C fund and S fund and let DCA work for me over the long term.
Everything just went on sale. I'm buying.
Caller is correct Market is over inflated. I have cash on the side making 5% and just today we are seeing the start of correction. Omg dave says there no data there will be a correction. Is happening right now lololol
Same. I keep a good chunk in money markets too. So days like this i can buy at the bottom and sell for a quick profit for the bounce. BUt mid to longer term trend is def down in my opinion
Your looking at days. Dave is talking about decades. Dave isn't saying that the market isn't volatile. Dave is saying long term... the graph goes up and to the right. This channel is not for day traders. This site is for people who are retiring in probably decades. We don't care what the market is doing today. I don't need my money for 20 years or more.
You cannot out perform the market. Attempting to time the market ultimately ends up with you loosing. Unless you are incredibly lucky.
@@pdxmusl1510 dave explicitly said there's no data saying there will be a recession. When there is a lot of data saying that. He just has to say what he said so the normies don't do anything stupid. But everyone who's awake knows what's going on.
Maybe
Can't believe this video came out (almost to the second) when the market opened 3-5% down. LOL
and it will recover
even more reason to buy
I feel that this video might need to be taken down. The crash is here and likely will never come back up.
@@costco_pizza It's come back every other time, why would this be any different?
Way more than that over the weekend
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Michelle Stewart.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families in United States, she's a licensed broker and a FINRA AGENT in United states
You trade with Michelle Stewart too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
Love the timing on this upload 😂
I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.
I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?
I agree, my profit has been consistent no matter the market situation, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a subreddit, long story short, its been 2years now and I’ve gained over $850k following guidance from my investment adviser.
I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@@maryHenokNftbravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Wright promptly do a web check where you can connect with her *Gertrude Margaret Quinto* and do your research with her full names mentioned..
2:25 I think this is exactly the problem he's worried about Dave. 'Traditional' stocks like Walmart DO have assets and cashflows that are priced in, but the market and specifically the tech sector and specifically AI-adjacent investment is currently completely speculatory and would require ridiculous things like 40% annual growth for the next decade from what are already the world's largest companies.
In short, the caller is worried about upside potential and downside risk. Dave said there’s no data that we are due for a correction. That is simply not true.
This is so true! Beginners over-trade and chop themselves out. Just pick a good longterm stock or fund and keep stradily adding.
Stopping investing during a market correction is one of the stupidest things you could do
I sold 20% of my stocks last week, there were just too many red flags. No regrets.
@@javaskull88 that’s not relevant to what I said
@@javaskull88nice same here. I’ll look to sell about 10-20% more but I’ll never totally exit.
It's 50/50. Some people replying take out. Some do not. Guess what. Some will be right. And some will be wrong. But one thing is always right: as soon as you sell you lock in your wins or losses.
As Warren Buffet says....Be Greedy When Others are Fearful....... I always am. I kind of get tired buying shares on a rising market.
I’m not an investment guy either but I work for a large company whose financial recording is questionable, I’m thinking. Everywhere I look, people are wasting time, fooling around, providing updates…..everything but being productive, in other words. Feels like a giant ponzi scheme frankly. Why? Because people continue to “invest” even while it appears that there’s substantial crumbling from an inside perspective. I’m betting that loads of large companies are just like mine. Dave can say it’s all emotion but at the end of the day, that’s all this fiat money system is based on.
*I KNOW NOTHING ABOUT TRADING/ INVESTING AND I'M KEEN ON GETTING STARTED . WHAT ARE SOME STRATEGIES TO GET STARTED WITH ?*
As a beginner, it's essential for you to have a mentor to keep you accountable.
I'm guided by a widely known crypto consultant
Mrs Clifford Flora
This is correct, Clifford Flora strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started.
Clifford is considered a key Crypto Strategist with one of the best copy Trading portfolio and also very active in the cryptocurrency space.
Isn't that the same Clifford Flora that my neighbours are talking about, she has to be a perfect expert for people to talk about her so well
Sometime on your show when this topic comes up again, you might explain the concept / benefit of auto rebalancing in 401(k) plans. That can help calm fears in volatile markets.
S&P has dropped 6% in 3 trading days. That's pretty good indication that it's heading for a correction.
If it corrects in long term it will recover
There may be a correction, but the top 500 US companies aren’t going anywhere.
Corrections are good we need one .
Stay in the water to catch waves. When you’re on the beach and it looks like fun, by the time you make it in the water that wave has passed. Some waves are small others are large, but to catch them at their full potential you have to stay in.
Dude the stock market is in a bubble…. Look at how everyone is living , cost of living , housing crisis , people living on the streets and with full time work we can only afford to rent a room , job market dropping … there are only a few companies holding the stock market
bidenomics at work;-)
Posted 5 hours ago - since market opened this morning there is a global correction ongoing - $7 trillion wiped, NIkkei down 30%, nasdaq down 12%. Really appreciate posting a strong L like this one, shows integrity.
Well he doesn’t have to wait for the correction any more. It’s here! Buy the dip bro.
Yup
If you “buy the dip” today there’s a very real chance your buy is dipping further tomorrow
The market is still up 9% year to date. That could change, but so far is the dip really that... dippy?
@@TonyCox1351 that's why you buy on a constant schedule most of the time. But sure, buying oin a dip and holding it wont hurt you if its money you can afford to wait on to come back.
@@TonyCox1351nvda will not be down 14% tomorrow. It's already mostly recovered
The stock market is the only place where people hate sales.
Exactly. I bought a bunch of mutual funds on sale this morning.
Thankfully, not everyone hates those sales. Otherwise, there'd be no buyers.
only the sheep sell in down turns
Hahaa that is a wonderful way to put it!
Indeed, the stock market is the only place where investors run out of the store during a sale. Warren Buffett
Warren just sold half his Apple. That was 25% of all his holdings.
Nailed almost everything here. My parents invested with 3 different smart-vesters from 2010 to 2023 and LOST money. Completely unacceptable.
I really hope once Dave peaces out that the team starts endorsing Fidelity or Vanguard total market index funds/S&P 500.
Turn off your news, phone. Keep up the dollar cost averaging. Would you stop buying if there were massive discounts at favorite store? No.
Ramsey didn’t even answer this guys question. He was asking if it would be better to direct his income away from contributing towards the market towards cash, but leaving his brokerage accounts untouched otherwise. That’s what I’ve done. I went from contributing 10% to 6% towards my 401k and using the excess cash towards prepaying my mortgage. My mortgage is 7%. The market isn’t giving me 7% these days and probably won’t until P/E ratios fall much lower. My money is much better off paying down my mortgage
3:13
Asker: "I guess..."
Dave: **Savage Mute**
Hahaha yeah
@@rafaelgzzaI’m sure it’s just a mute because that person is on the phone and wouldn’t be able to hear the rest of the advice otherwise.
😆 I was just about to say this.
OMG! It's always like this! Dave should let the callers spe- *_*mute*_*
The caller was trying to speak regarding the stock market, and Dave would not allow him to speak on the call. Instead the caller was muted and spoken over.. what's the purpose of that?
I just decided to raise my Deferred Compensation contributions to the maximum rate. I'm gonna catch all these stocks on sale.
Be in to win... Be passive, Dollar cost average, SP500 , compound, emotion free...you wont be top of the podium but youll be in the leading pack thats for sure.
@@gnssprlt. If you can be patient enough then the sp500 on the above terms is all thats needed. That said if you have an itch for more action then Its ok to have an ice cream thrown in there. something that keeps it fun, just a small portion. But again follow the same rules. Remember buffet says 'people dont want to get rich slowly'.
Dave has to keep confidence in the market high to help ensure that 12% yearly average return he preaches and to keep his Smartvestor pros in business.
Seems like he isnt wrong.
Sucks to be someone so salty, who likely has 0 in any markets.
@@xandercruz900 I have a decent amount invested into the SP500. I actually appreciate him propping up the market, it's good for my portfolio, but it's even better for his.
@@xandercruz900 I have 1/4 of my net worth in the SP500. I'm not complaining that Dave is helping to keep confidence up. The smartvestor pro thing is a scam though.
Buffett sold his holdings, but not all of them. He just did it to acquire some cash so he can repurchase those same stocks as everyone panics over the next few days and weeks. I wouldn't recommend that as you aren't likely able to calculate the risk like Buffett (plus the capital gains tax hit you take), but I will say when everything is flashing red on your brokerage account dashboard, that's the time to buy. Think of it as a big red "FOR SALE" sign.
Yes ! The sale is on now !! Get a good discount when it drops back to pre AI hype days. You dont want to be in money markets when cuts start, you need duration.
Will get worse
Bring on the dips
@@truckingmoney485 bring on total collapse
And how long will your "drop" last? A year? Two? Three? Fine with me....that's 3 years of buying stocks on the cheap. I have 25 years to go...there's absolutely 0 chance that my shares will be worth less in 25 years than they are today.
@penguin12902 probably true of index. Not of individual stocks.
Thanks Dave for keeping folks calm during a crash 👍🏻
I wonder what the best opportunities to invest now are, there are opinions but a little later I find out these opinions don't matter as a totally different turn of events play out with the stocks they discussed therein...
If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of 550k, which is about 10 times more than I average on.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.