Floating interest rate in Home Loan
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- Опубликовано: 18 окт 2024
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What is floating rate of interest for home loan?
👉A floating interest rate implies that the rate of interest is subject to revision every quarter.
👉The interest charged on your loan will be pegged to the base rate determined by the RBI based on various economic factors.
👉With changes in the base rate, the interest charged on your loan will also vary.
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Is floating rate home loan good?
👉Floating rates are slightly lower than fixed rates. If you are comfortable with the prevailing interest rates, are reasonably sure that interest rates will rise in future, opt for a fixed rate home loan.
👉If you are unsure about where interest rates are heading, opt for a floating rate home loan.
Source: Bajaj Finserv, HDFC
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ஆனா குறைந்தா மட்டும் bank குறைக்க மாட்டான் நம்ம போய் bank la எழுதி கொடுத்து வட்டியை குறைக்கணும்.
Unmaithan.... Public need more awareness
Housing loan lam Repo rate linked bro .... Repo rate increase aanalum decrease aanalum automatic ah change aagidum...neenga poi yelidhi kudukka vendam
@@Arunmozhimaran boomer uncle 😅 youtube la appidi solluvanga reality eluthi tha koddukanum 🤣 kadan kettathu
@@vigneshm3885 dei Eli kunji unakku onnum theriyadhu na mooditu poda
@@vigneshm3885 true.. bank la namma kaasa edukanum na easy avanae paniduvan.. ithelam namma poitu request letter vacha than change panuvan
Try to use example in lakhs.. 95% ppl belongs to this category..
4 Kodi ku veeda .. adhum kadan la .
😱😱😱
வீட்டுல பிள்ளைகளுக்கு சோறு போட வசதி இல்லை .. ஆனா 4 கோடில வீடு. ஒரு வேல!.. தம்பி 2050-ல இருப்பாரோ ?.
@@malathicars1203yes 😂😂
@@malathicars1203😂😂😂
You are doing good appreciate you
Content good, if you can act wise like you speak it'll be good
Thank you, Manoj. Will work on it accordingly🙌
Idhellam panradhukku masam 25000 ku nalla periya veeda eduthu rent la thangitu poirlam. Rent 25 years ke 75 lakhs dhaan varum. Micham 2,75,000 monthly MF la potinga na 30 crores vandhrum 25 years la. Aana house oda cost 7 to 8 crores dhaan irukkum maximum 25 years ku apram
👌👌🔥
Rent 25 years ku 25k irukaathu bro. Veedu rate eruna rent um than erum.
@@prithviraj5601 ila rate romba yeruna yaralayum afford pana mudiyathu so burst aagum
Your calculation simply waste
Rent changes every year, as per Landlord mindset,
Average Increase 5% in Current Rent nu potta kuda,
After completion of 25Years, you would have spent 1.25Crores, simply waste of money.
If you spent that money on property, your worth will minimum 5 times the purchase amount.
Great
Bro stock market ku oru series podunga bro...
Potudre, bro🙌
this is your plus easy to connect the people don't change
Hey thanks a lot for admiring my authenticity, Thangamuthu😍🙌
What is his salary 4-5, lakhs per month ???💀
Finance with sharan tamil versionah pa?
😂😂
Everyone talking about the interest rate and type. Me how come a guy who struggles to feed his kids comes to bank and asking a 4 cr loan ? 🤔
Reducing interest rate na enna bro... Eppadi calculate pandrathu...
Floating Intrest is good when you planning to pay about your emi or If you have pre closure plan for your loan. Pre closure without any penalty or charges
Yes, Mukesh🙌✌️
Boss talk about home loan early closure
Thambi athuku fixed point of interest loan vangita pochu
சார் நாங்க டர்ன் லோன் எல்லாம் எடுத்துட்டு இருக்கோம் அத பத்தி ஏதாவது உங்களால போட முடியுமா
Rate of interest high aachuna EMI increase aagadhu tenure dha increase aagum Fyi...
Fed interest rate pathi oru video podungw
Keep going ❤❤❤
@Aravind suriya... So till what time you are expecting the bankers to work?????? And please tell which institution is open to all till midnight????????? 4 o clock oda close nu easya video podalam..... What are you doing from morning 10 o clock when the bank is open????????????will you wake up only by 4?????
Yov maasam 3lakh Katra alavuku enada panriga?
ji onga voice peculiar ah eruku nice to hear....keep it up
Thank you, Hari 🤩
Which is best floating or fixed interest?
Home loan pathi thani video podunga bro
Potudren, Magzhil✌🏼
@@aravindkaasu thanks bro .thanks
Great copy from FINANCE WITH SHARAN...
Bro subtitle tunglishla podama englishla podunga bro other language peoplsoda viewsum varalamla
Tamil FINANCE WITH SHARAN 🔥
Bro chinna doubt personal loan saving ideas eruntha sollunga
Ur rite bro, Hdfc ergo tat capital, just looting our money😂😂
Hey thanks a lot for your work...keep going... ❤️
Welcome, Pooja🤩
Thanks for info ❤️
Welcome, Towfeek😉
Change the background bro.. looks too similar to Sharan
How do u assure it wont increase more than 8.4% ??
Already it is 8.80 percent
Night 10:30 Vara work panitu erukom bank la 4 maniku close ah???
Neenga work pandringa customer ku
Why can't we go for a fixed interest rate? So interest rate always stays the same even if the home loan rate interest rate increases .
Yes, you can. However if the RBI decreases the REPO rate, the floating interest will be reduced (less than fixed interest). Moreover there's no prepenalty charges on floating interest. 🙌
@@aravindkaasu One must go for a fixed interest rate when it is low and go for floating when it is high.
Fixed interest pottukalam aana bank kitta ippo antha scheme illanu solluvaan
Irundhalum 2-3 years ku dan, adha chinadha * potu solamatanga, bro
Yapa athuku fixed la erukatum aa
Sir home loan close pannaitta insurance refund Panna mudiyuma, epdi panrathu
என்னடா கணக்கு 3 L loan monthly கட்டறவன் எதுக்குடா loan வாங்க போரன்
Fixed or Floating which is best
4 kodiku home loan.pota avan urupada mudiyuma sangu tan
Personal vanga best bank sollunga bro
Mano bala sir voice madhiri iruku.
😂🙌
Bruh make a video on education loan bruh!
Already 3 videos Playlistla potruke bro, inum videos podren🙌
அதற்கு எதுக்குபா floating interest ல எடுக்குற வருடத்திற்கு ஒருமுறை வட்டி மாறுவதுபோல் எடுத்துக
No prepayment penalty, bro
@@aravindkaasu அதைதான் மொத்தமாக வட்டியில் எடுக்குறாங்களே அப்புறம் என்ன லாபம். தனியாக வேறு முதலீடு செய்தால் ஒழிய பயனில்லை.
Floating interest market conditions depend pani reduceum agum, bro
Correct bro
Vehicle intrest sollunga
Bro good videos, But content copy pannama nengle nalla podunga. All the best🙌🏻
Thank you for your information bro
Welcome, bro🤩
Mano bala mari aaditu irukadha bro..
Thambi content ok, but example konjam reasonable ah sollu pa, thidirnu 4Kodi ku loan nu sonna patharutha illaya
😂 anda interest difference nala vara impact ah highlight pana apdi eduten bro
Pillaingaluku soru poda vazhi illa... 4 kodi ku home loan edhukuda edukanum.....
தகவல் எல்லாம் நல்லாதான் இருக்கு ஆன body langugae சகிக்கல...
Yarum Panjab national bank la vangadinga
Finance with sharan tamil version???
Kai eh kuncham kammi eh aatu bro.. content nalla irrundhalum, video paakavey irritate aavudhu bro
Upcoming videos la korachikuren, bro🙌
Tell about loan insurance
indian bank la 12 % ipovey poduranga
Boss neenga Content Nalla pandringa, But Video Concept Change pannunga Boss!?.
Thank you for your suggestion, Ramachandran. Will work on it🤩✌️
Anna educational loan elam crt aah iruthum thara matikaraga athuku ena panrathu nu konjam soluga na cibil score kuda neraiya dhan iruku na ana thara mata nu solitaga anna
Which bank?? Security ketangala ?
I watch sharan business hacks this one is in Tamil
Yaaralaam purilainaalum full la paathu oru edathula kooda nammaku purinjuraatha ndra nambikai oda paakurathu????😂
Super anna
Inada finance with sharana?
Loan vanga encourage pannatheenga... Savings than mukiyam...
Na encourage panala, Krishna🙌. Investing is more important.
@@aravindkaasu 4Cr loan is insane...rendu perukum combined salary 6L per month irunthalum due mudikrathu kashtam.... Inum konja varsham pona veedu vaangrathuku aal iruka matanga...apo automatically rate kammi agum apo vangikalam
Hi bro we able to claim 80c for personal loan?
No u can’t claim for personal loan
Avalo loan vaagi ena da kaluta poraa
Nice video.
Thirudanum mudivu panitanga entha option ah iruntha tha enna 😅
😂😂😂
For car loan, how this works
finance with sharan ah copy Pani othuitta
Clear ha solunga video podunga
Ok, Mani
Interest will come down in long term. Acting ellam nalladhan irukku.. but content innum better a pannanum.
இதுக்கு பதில் fixed intrest வட்டி லோன் போட்டுக்கலாம்
Fixed rate of interest 16% 😂
fixed rate won't give you the option of part payment or pre closure.
don't give fake information home intrest not more then 12 in banks
@@karthikr6623don't give fake information home intrest not more then 12 in banks
15 l home loan vaangirukka
Finance with sharan bro 😂
புள்ளைக்கு சோறு போடவே முடியலையாம் இதுல 4 கோடி home லோன் வாங்க வந்துட்டானாம் போடா லூசு
Ellam Oru Content thaan bro!
Ithu nenga katra amount brp
kai kal aatara aatu la kila vilunthruum pola
13000th like 👍
Thank you, Sanjay😍
Education loan Kum podunga bro
Canara la yum floating rate education loan vaangirukaen how to simplify the interst rate
Canara la education loan floating rate la loan vaangirukaen interest kammiya Vara enna pannanum loan period la
@@angelgadot7511 😅onnum panna mudiyathu 😅
Kodi kannakula peruringa onnum purila
👌👌👌
Master copy of finance with saran😂😂
Copy அடிக்கலாம் 😂 ஆநா amount கூடவா 😂 finance with saran
Finance with Sharan
Thanks brother. Do more awareness videos.
4 kodikku veetu loan ana pulaiku soru poda kastama irukku 😂
Home loan 50L potta pothum , so intha amount ku video podunga
I'm working in axis.. which district bro?
😱😱😱
Bro dance aadithhenga
THALAYA MATUM IPADI AATATHA YA MUDIYALA
😂ok bro
4 kodi loan Vangaravan pillaingalukku soru poda mudiyaadhaam!
Finance with sharan
Naanga ethukuya naalu kodiku home loan poda porom... Paduthuraaingale..😟
Bro nanga home loan close pani one month aitu inum documents engaluku varala date thali podranga bro any ideas iruntha solunga
Give a written complaint to banking ombudsman online.. they'll run behind you
Finance with Sharan dhan best ❤
"புள்ளைங்களுக்கு சோத்த கொட்டவே படாதப்பாடு பட வேண்டிருக்கு "
ஆனா ஹோம் லோன் 4 கோடி 😂😂😂
Same thought😂😂😂
Dei ur finance with sharan tamil version
manobala sir neengala
😂naane
Arivu