RANK! Great video and awesome ranking. I agree that Sofi is one of my top cards too. The fact that it’s 2% on everything is such an easy card to reach for without trying to remember what category to use it for. I use it more than any other! 🤩🤓🤑
Wow, you just showed up in my feed, love your lineup of no af cards. It's a great way for beginners before they decide on whether they want to be team cash-back or team travel. I have no problem with af, but it takes a lot of management to get the full value, and of course, as a member of team-travel, the exchange of the af for the annual hotel nights at the af low rates works for me. Either way, there's value in the stress-free option of no af cards. VERY WELL DONE, BUT I AM SURE THE BILT CREDIT CARD WILL EVENTUALLY TAKE THE TOP SPOT ON YOUR LIST.
Rankkk! Loved the vid, and happy to see you’re a Costco member too, just telling you, I got the Costco Visa and Citi has approved the highest CLIs for me among my other cards every 6 months, and since I got an Executive membership, I enjoy making an unlimited 4% back at Costco! Before that, I had a Gold Star membership and I used my BofA CCR card, but I got the Costco Visa to earn unlimited 2% back without having to go to Wells Fargo (I don’t trust them) and to earn purely 3% back on the BofA card (my category has been online purchases for almost two years), I’d love to DM you and chat more with you about credit cards because I think they’re one of my biggest hobbies, but again, great vid girl! ❤️
Hi Dayana great video . I wondering if you are going to do a video about discover and capital one . Because recently capital one just bought discover some people are happy about that and some people are not. I was curious to know your thoughts about it because I know you love banking with discover . Hope to see you in your next video soon :)
Please don't close credit cards, especially those that have no annual fees and a decent credit limit. Again, do not close credit card accounts! Just purchase some food or ga for the car, pay it off before your statement close and just sit on the card.
You really shouldn't be applying for more than one new card every 6 months, and I say that because Chase denies any credit card applications if you have five credit card applications within 24 months
Rank! Just got approved for the unlimited cash rewards from BoA with a targeted 300 dollar sub. Now I have to figure out a business move to make money on the 15month no interest perk. Did your credit score tank when you put your home renovations spend on the card? Wanting to get their business cards so I don't have to worry about personal credit tanking.
Hi Daya, thank you for your videos. Could you please make a video on how to manage your credit cards not being closed when you don't use them anymore? I have one credit card with $1000 and I don't use but I have for 10 years and charge me $95. Thanks.
Wow. Wow. Wow. I have ( RANK) not been so impressed by something in a very long time. GIRL you LOOK 18 & you own 3 Houses. Are smarter than anyone I know and my gosh your credit limits are awesome!! How does one get those types of limits when applying for a card? I am so envious of you. Proud is more like it 🌟 keep up the good work!!!
I have a question I just got approved for 2 amex cards but I wanted to know when would I he able to get any card from a different company or bank.. how long do I think I need to wait and can I still get approved with 4 hard inquiries
During this vid my top 3 that you have mentioned are: 1. Discover it 2. Chase Freedom 3. Citi However, I would like some feedback. I'm someone who does gas, groceries, and online dining. Which one would you recommend me in your case...🤔 😊
Yeah, they have a contract with Visa, so they only take Visa, which is kind of annoying. I didn’t know they only take Mastercard in Canada, lol. Thanks for sharing, you learn something new every day! 😎
If you can easily send a $1000 on the 1st of every month. The X1 card would be a better choice then Apple and Sofi. THE 2X go to 3x. Beating out any 2x card.
I rack up so many points with my X1. I get 3x on the 1st of every month from a couple bills I pay, which turns my cash back redemption to 2.1x cash back and 3x on most of the merchant I already send my money with including Apple 🤷
You showed up in my feed today, and I am so thankful you did. I justgot approved for Wellsfargo Active Cash 11 000 Credit Limit. I will try for Bilt in 6 months. A new subie, I'll be watching alot of your videos. ❤ Much appreciated it!
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as an older viewer of this channel I'm so impressed on your financial savvy and home owners ship at a young age.
Hehe, I try my best! Thank you so much for sticking around for so long it means a lot to me! 💜
RANK! Great video and awesome ranking. I agree that Sofi is one of my top cards too. The fact that it’s 2% on everything is such an easy card to reach for without trying to remember what category to use it for. I use it more than any other! 🤩🤓🤑
Twinsies! 💜
A love sofi one of my favorite excellent video as always keep moving forward we love you
Wow, you just showed up in my feed, love your lineup of no af cards. It's a great way for beginners before they decide on whether they want to be team cash-back or team travel. I have no problem with af, but it takes a lot of management to get the full value, and of course, as a member of team-travel, the exchange of the af for the annual hotel nights at the af low rates works for me. Either way, there's value in the stress-free option of no af cards. VERY WELL DONE, BUT I AM SURE THE BILT CREDIT CARD WILL EVENTUALLY TAKE THE TOP SPOT ON YOUR LIST.
The best presentation videos. You make it sound easy and clear information.
Rankkk! Loved the vid, and happy to see you’re a Costco member too, just telling you, I got the Costco Visa and Citi has approved the highest CLIs for me among my other cards every 6 months, and since I got an Executive membership, I enjoy making an unlimited 4% back at Costco! Before that, I had a Gold Star membership and I used my BofA CCR card, but I got the Costco Visa to earn unlimited 2% back without having to go to Wells Fargo (I don’t trust them) and to earn purely 3% back on the BofA card (my category has been online purchases for almost two years), I’d love to DM you and chat more with you about credit cards because I think they’re one of my biggest hobbies, but again, great vid girl! ❤️
I wish you could help me
Hi Dayana great video . I wondering if you are going to do a video about discover and capital one . Because recently capital one just bought discover some people are happy about that and some people are not. I was curious to know your thoughts about it because I know you love banking with discover . Hope to see you in your next video soon :)
RANK definitely. I’m teaching my daughter what you’re teaching your audience. Much appreciated ❤
Wow, that’s awesome and means a lot! Thank you so much! 🙏🏽💜
the transparency 🙌
💜
RANK!!! Always love your content.
Thank you for the information it also help me to manage all the cards I have the get the cash back and points rewards
Please don't close credit cards, especially those that have no annual fees and a decent credit limit.
Again, do not close credit card accounts!
Just purchase some food or ga for the car, pay it off before your statement close and just sit on the card.
That SoFi credit card looks interesting. Keep up these videos, they're really good. And congrats on owning 3 homes 🔥
2 questions. No more Navy fed? And the other question is how long do you usually go before applying for new cards. Relatively new to your channel
You really shouldn't be applying for more than one new card every 6 months, and I say that because Chase denies any credit card applications if you have five credit card applications within 24 months
Rank! Just got approved for the unlimited cash rewards from BoA with a targeted 300 dollar sub. Now I have to figure out a business move to make money on the 15month no interest perk. Did your credit score tank when you put your home renovations spend on the card? Wanting to get their business cards so I don't have to worry about personal credit tanking.
im here!! ready to learn! ;)
Again RANK!! I just cannot deal with BOA. My first time hearing of BILT!! Wow.
Thank you so much! 💜 Do you rent or own?
RANK! great video. Love your channel
Hi Daya, thank you for your videos. Could you please make a video on how to manage your credit cards not being closed when you don't use them anymore? I have one credit card with $1000 and I don't use but I have for 10 years and charge me $95. Thanks.
RANK!!! Great info!!! Thanks
Thank you! 💜
Rank! Such great info. Thank you
Another banger
Thank you that means a lot! 🙏🏽💜
Remodel looks amazing what’s the name of the floor tiles?
Great video! Keep up the good work! BOOM 💥
Great Video
RANK! Very informative 😊
Wow 814 credit score you a real one!
Wow. Wow. Wow. I have ( RANK) not been so impressed by something in a very long time. GIRL you LOOK 18 & you own 3 Houses. Are smarter than anyone I know and my gosh your credit limits are awesome!! How does one get those types of limits when applying for a card? I am so envious of you. Proud is more like it 🌟 keep up the good work!!!
I have a question I just got approved for 2 amex cards but I wanted to know when would I he able to get any card from a different company or bank.. how long do I think I need to wait and can I still get approved with 4 hard inquiries
During this vid my top 3 that you have mentioned are:
1. Discover it
2. Chase Freedom
3. Citi
However, I would like some feedback. I'm someone who does gas, groceries, and online dining. Which one would you recommend me in your case...🤔 😊
Rank! I got an offer for 0 apr for the sofi card and weighing my options there
Nice, let me know what you end up doing! 😊
Not mentioned is your Apple rewards can go rite into the high interest savings account that’s included w the Apple Card earning 4.6%
True! 🚀
Hi there, my total credit limit is $196,000 and I have one credit with an annual fee. My credit utilization is 3% right now trying to get it to 0%
That’s amazing keep up the great work! 🔥
How did you get to $196k in cc and you only have 3% utilized? Geesh, how much do you make a year to be able to get in the highest level of credit?
0% Utilization will significantly lower your credit score.
Rank great vid👍🏾
rank. Great video as always
When did you get an annual fee card Dayana ?! I’m both proud and surprised lol
Haha I’ve had the Amex bcp for awhile now it’s very valuable for me atm (making it the exception)! 😂
As always you are awesome 👌❤
Thank you so much 😀
*Rank* Great video!
So in the United States, Costco only accepts Visa? In Canada, they only accept MasterCard.
Yeah, they have a contract with Visa, so they only take Visa, which is kind of annoying. I didn’t know they only take Mastercard in Canada, lol. Thanks for sharing, you learn something new every day! 😎
@@DayanaPlays ya they have a Costco MasterCard that's with CIBC. Love your channel 🔥🙏🏿
Do a video on Mastercard super pay credit card
Good job
Thank you! 🙏🏽💜
X1 is definitely wack! B.I.L.T. Worth it if I own home? Always hear about this card!
Three houses. I like that!
Rank 🙌🏽👍🏽👍🏽
Appreciate you! 💜
🎉🎉 🥈 Place lol I had to edit this from First
Haha I still appreciate the love very much! 🚀 💜
Could you please tell me about the Milestone Card?
I get a new BoA business cash card each year to pay property taxes. $200 signup + 1.5% cash back + 9 months no interest.
Flex💪🏾
🚀
“Rank”. Good 411 about SoFi Card.
If you can easily send a $1000 on the 1st of every month. The X1 card would be a better choice then Apple and Sofi. THE 2X go to 3x. Beating out any 2x card.
Love my X1 Visa Signature! ✊
I rack up so many points with my X1. I get 3x on the 1st of every month from a couple bills I pay, which turns my cash back redemption to 2.1x cash back and 3x on most of the merchant I already send my money with including Apple 🤷
Third! 😊
Love that haha! Thank you so much! 😎💜
My total credit limit $50k 11 cards
Nice! 🔥 Have you considered requesting a credit limit increase or you're fine with your limits?
Who'd you mind sharing your data points upon getting these cards 😊
What is your oldest card?
What is the average age of your credit?
like some of the cards you have, Just made a video of my cards i have some is in this video
Ranked
Thanks for watching! 💜
❤❤❤
Thanks J! 😎
Rank!🎉
Also, how do you time your applications with these many cards?
Rank 😎📈😊
Bestie! 🚀💜
💯R A N K 💯
Thanks for watching! ❤️
No offense, these cards suck. I would not bank with Bank of America or Wells Fargo
Ud debe ganar mucho más de 100 mil dólares por año
Rank!!
First
I don’t know how you do it J but thank you so much for the ongoing support hehe! 🥇🤗
RANK!!!!
Thank you for watching all the way til the end! 💜
“Rank”
Rank!
Bestie! 💜
Rank❤
Bestie!! 💜
RANK RANK RANK
RANK!
Rank
Appreciate the support! 💜
RANK
Thanks for watching all the way til the end! 💜
RANK.
Rent
You showed up in my feed today, and I am so thankful you did. I justgot approved for Wellsfargo Active Cash 11 000 Credit Limit. I will try for Bilt in 6 months. A new subie, I'll be watching alot of your videos. ❤ Much appreciated it!
That's HUGE congrats! 🥳 Welcome to the channel! 💜
Rank ! 🫡
🚀😎
Great video
Thank you so much! 💜
RANK!
Rank
💜
RANK
RANK
Rank
Rank
RANK
Appreciate you! 😎