Structured Notes - 13 Things You Need To Know Before Investing in Structured Notes

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  • Опубликовано: 21 ноя 2024

Комментарии • 22

  • @TimothyDowney-v5g
    @TimothyDowney-v5g 6 месяцев назад

    Thank you for creating this video, it was very helpful. Our new financial advisor has presented the idea of using Structured notes for income. I've heard of them, but did not know the details. This was very helpful. Thank you.

  • @geoffreyfinch9199
    @geoffreyfinch9199 Год назад

    Good presentation. Thanks. I am looking for a simple excel model that would allow me to test the sensitivity of a structured note to different conditions of the underlying securities. Any suggestions?

  • @skoopqueen.
    @skoopqueen. Год назад +13

    For anyone looking to make their money work smarter, fixed income investments are a key piece of the puzzle. Don't underestimate the power of stability and reliable returns in your financial journey! 🌟⚡I wasn't financially free until my 40s, and I'm still in my 40s. I've bought my second house, earn on a monthly basis through passive income, and achieved 4 out of 5 goals. Investing was the wise decision I made..

    • @skoopqueen
      @skoopqueen Год назад

      okay, so generally speaking, investing calls for more knowledge. For this reason, it's crucial to have a strong support system (financial counselor) to lead you through, particularly while choosing assets. I work with (REGINA LOUISE COLLARO) a registered wealth manager and investment advisor. For the record, it has been the best experience for my finances. You may have heard of her because of how well-known her services are.
      She helped me become financially solid through investment, and now I profit from her passive income strategies on a monthly basis.Therefore, I'll suggest that you choose a reliable investment advisor for yourself

    • @skoopqueen
      @skoopqueen Год назад

      Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information in reaching her, you can conduct a search online.

    • @ugojazzy7812
      @ugojazzy7812 Год назад

      personally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does..

  • @joliving
    @joliving 10 месяцев назад +1

    What is your commission on these products? Do you have any proof that these products beat the costs included in the commission, costs of options, etc. versus just owning the underlying investment?

    • @lutherfoust5483
      @lutherfoust5483 6 месяцев назад +2

      I noticed that you didn't get an answer to your question. I find it odd that financial pros want to know all of our finances (type, amount), my pension, social security, etc; however, when this question is asked one gets the "sound of silence"

    • @ThePurpleSnork
      @ThePurpleSnork 6 месяцев назад

      ⁠@@lutherfoust5483I can tell you it varies. Some are commission products and the gross commission is about 1.5% of the amount invested. Depending on where they work they may get 40%-90% of that 1.5% Others are structured for fee based accounts and have no commissions, because the advisor is being compensated through the account fee.
      An advisor can show you how one single structured note would have performed in the past. The issue with giving a blanket answer is that there are tons of these things and all of them are different. You really need to talk about them one at a time.
      The real people making money on these is the bank issuing them.
      They are complex investments, and it takes time to understand them, but I would not say they are any kind of rip off. If anything you know your potential outcomes better than just investing normally.

  • @jiangsongqing
    @jiangsongqing 5 лет назад +2

    Very thorough introduction! Thanks a lot!

    • @RetireWire
      @RetireWire  2 года назад

      Glad you enjoyed the intro to structured notes! They're not for everyone, but if you have a specific investment goal in mind, structured notes may be a great fit!

    • @jameslee5656
      @jameslee5656 2 года назад +1

      How is the insurance coverage? Risk

    • @RetireWire
      @RetireWire  2 года назад +1

      @@jameslee5656 There's no insurance coverage unless you get a principal protected note, in which case you're looking at FDIC insurance. Structured notes can definitely be a risky investment.

  • @giammarcocelani4183
    @giammarcocelani4183 Год назад

    Great video! How would an investment firm cap the profit the investor could make from a principle protected note? For example if the principle protected note based on Tbill + S&P 500, how could an investment firm cap profit so that profits would be capped at 30% increase in the S&P 500 index. Would it be via adding in a short call, essentially creating a bull spread?

  • @TheRealJamilFrazier
    @TheRealJamilFrazier 2 года назад +1

    Best explanation I’ve heard. Thanks brother!

  • @BrianTancock
    @BrianTancock 10 месяцев назад

    I absolutely want to understand how the engine works that drives the car... Bernie Madoff confused people who didn't want to ask too many questions and this feels the same way

  • @silviatornar4990
    @silviatornar4990 2 года назад

    Very useful video! thank you very much! I was wondering what are the main risks for the bank if it issues a principal-protected note?

    • @joliving
      @joliving 10 месяцев назад

      There is no risk to the issuer as they are just issuing a bond and selling you derivatives. All the risk is on the owner of the structured note.

  • @sethgriffiths6539
    @sethgriffiths6539 Год назад

    Nice set of explanations thanks. I wanted to remove that spinning helmet from your mantlepiece as an utter distraction the entire way through though ....and had to rewind and replay many times as I was trying to concentrate.

  • @yang-y8t
    @yang-y8t 2 года назад

    👍👍👍👍👍👍

  • @yang-y8t
    @yang-y8t 2 года назад

    👍👍👍👍👍👍