HOW I WOULD INVEST 100K IN 2022 || MY INVESTMENT STRATEGY

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  • Опубликовано: 12 июн 2024
  • In today’s episode, I am taking you through my decision making process, if I had 100k that I wanted to invest and I am giving you ideas of some of the investment options I would go for.
    Enjoy,
    Coach Susan.
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    Music: Flow
    Musician: LiQWYD

Комментарии • 238

  • @susan.wanjiku_
    @susan.wanjiku_  Год назад +72

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @lisamteti8649
    @lisamteti8649 Год назад +3

    This is a masterclass on it's own. Thank you n hey you got yourself a new subbie!

  • @sharonirungu2092
    @sharonirungu2092 Год назад +7

    This is amazing Susan! I already have a MMF, I can wait to get into shares!

  • @kadeanjackson5948
    @kadeanjackson5948 Год назад +1

    I love how rational your process is

  • @perpetuakanyutu2610
    @perpetuakanyutu2610 Год назад +4

    Coach Wanjikū, that's super awesome financial advice, please keep up the good work 😊

  • @maureenakoth2547
    @maureenakoth2547 Год назад +2

    Wonderful Advice Susan. Rule of thumb for any business , start with research.

  • @flonzoera1583
    @flonzoera1583 Год назад +1

    Very helpful! Thank you Susan

  • @theresanse-hy6cf
    @theresanse-hy6cf Год назад +3

    Thank you coach Susan,very educative and understanding

  • @habielmisocha9096
    @habielmisocha9096 Год назад +1

    Why did I not know about this channel earlier. !!! Thanks SUE, following from diaspora.

  • @ninamalia2514
    @ninamalia2514 Год назад

    Brilliant as always!!

  • @graceneema733
    @graceneema733 Год назад +2

    Thanks Susan u are like eye opener to me....ua video was so informative.

  • @mwangikanice
    @mwangikanice Год назад +4

    This was quite helpful; love the breakdown. Thank you, Susan.

  • @catekaheti7103
    @catekaheti7103 Месяц назад

    Is the best content. Thanks for being an eye opener to many of us.

  • @kellylerry2068
    @kellylerry2068 Год назад

    I am going back listening to all your previous video .Awesome

  • @janenjoki7142
    @janenjoki7142 Год назад +2

    This is quite amazing,well done ,I need more of this information on unit trust and the last one.

  • @thecompetentva
    @thecompetentva Год назад +2

    So insightful. Thanks for sharing

  • @victornyakundi294
    @victornyakundi294 Год назад +88

    I don't think money in a money market fund qualifies be considered as an investment.Owing to their liquidity I save my emergency fund in a money market fund.Government bonds especially IFB are good deal but they require more Capital to rip benefits.100k will generate ksh13900 per year going by the last coupon rate that was 13.98%.Unless you have huge sum I can't advise investing in IFB with 100k.With 100k there are small business ventures that one can begin with more returns instead of waiting for a whole year to get ksh13,900 which could have been "eaten" by inflation.The stock market is a good venture but you must do your homework well before choosing the companies to buy shares from . Otherwise this is good content.

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад +22

      Totally hear you on MMF’s. That’s one of the reasons I recommend it for goal based savings or as a parking spot for money. It is way better than leaving your money in a current bank account. MMF’s can actually be a solid low risk investment overtime because of compound interest. In the short term it may not make a lot of sense, but in the long-term, due to compounding, it starts making sense. :)

    • @gladyssyombua3590
      @gladyssyombua3590 Год назад +10

      She said MMF is a parking as you decide where to invest

    • @michaelnjio
      @michaelnjio Год назад

      Bro I think people nowadays are obsessed about getting rich quickly. Some of us are here to learn how to save money without making losses. The internet is full of miracle workers (scams for multiplying money).

    • @kellymckenzie8331
      @kellymckenzie8331 Год назад +2

      Kindly share these business ventures

    • @stellarombe9614
      @stellarombe9614 Месяц назад

      They divide into two the coupon....for me i know i have one around October and March

  • @charlesgitonga1486
    @charlesgitonga1486 Год назад +1

    Great! Keep up the good job.

  • @itskipmyk
    @itskipmyk Год назад +5

    Always timely was thinking where to invest some cash. Thank you Coach Susan.

  • @MC_Kanjambi
    @MC_Kanjambi Год назад +4

    My current coach. Thanks for always sharing.

  • @user-gw8yp5ei9z
    @user-gw8yp5ei9z Год назад

    Very educative Susan. Thank for the video

  • @esthermuyamuya2411
    @esthermuyamuya2411 Месяц назад

    Thank Susan. God bless you Big!

  • @TataShiku
    @TataShiku Год назад +1

    He llo Coach Susan. Glad to watch and get very informed. Kindly share the Link for the Excel sheet and the other you mentioned

  • @gacheriword2259
    @gacheriword2259 Год назад +10

    This was so informative.. would have liked to hear you speak of real estate.. please educate us more on real estate

  • @muthoninancy6850
    @muthoninancy6850 Год назад +2

    Hi Susan. I am glad i discovered your channel. Please cover on REITs as an investment option.

  • @Paa4749
    @Paa4749 Год назад +1

    Very informative, really appreciate

  • @fredrickprisca1499
    @fredrickprisca1499 Год назад

    Nice breakdown Susan.

  • @beatricemusyoka2168
    @beatricemusyoka2168 Год назад +6

    Susan , excellent and valuable information . Keep it up .

  • @franxisoyier425
    @franxisoyier425 Год назад +22

    If I were to choose one business friend now, in my current economic life, I would choose you, Susan. You are very educative. I don't get tired listening to your posting.

    • @colorrunug6750
      @colorrunug6750 Год назад

      Your presentation is good. But you are mixing up things. I have 100k I want to invest, meaning other things have been at least taken care of,, or are not my focis

  • @timomat522
    @timomat522 Месяц назад

    God bless you Susan for ur generous information am well equiped.

  • @iprintkenya9839
    @iprintkenya9839 Год назад +1

    You are very educative sue. n i like your ring

  • @paukabs9636
    @paukabs9636 Месяц назад

    Very informative, I have a feeling I will be seeing you very very soon

  • @TheKariuki89
    @TheKariuki89 Год назад +29

    Such a good speaker! I'll make you my coach next year ☺️

  • @traceynambisia4460
    @traceynambisia4460 Год назад

    very insightful!

  • @MissAidah
    @MissAidah Год назад +1

    First time here and am happy have learnt something

  • @angelikamarenga4540
    @angelikamarenga4540 Год назад +1

    Hi Susan thanks for this

  • @val_14k
    @val_14k Год назад +3

    Thank you Susan. Such an eye opener. ♥️💯

  • @janesassy4497
    @janesassy4497 Год назад +3

    Thank you Susan for this,it's quite insightful

  • @stellarombe9614
    @stellarombe9614 Месяц назад

    Thank you coach was just thinking of topping up on my bond with some investment cash i got wasnt so sure though but u clarified.Thank you

  • @dorahmulinge3800
    @dorahmulinge3800 Год назад +3

    Amazing content as always coach Susan. I am learning

  • @selpheranne8904
    @selpheranne8904 Год назад +2

    You are amazing.keep up

  • @parsalaachpelente4406
    @parsalaachpelente4406 Год назад

    Hello Susan wonderful insight ... Kindly I need a spending plan. ... And training

  • @ElinaTVKenya
    @ElinaTVKenya Год назад +1

    Thank you Susan for the amazing content. Can i open a money marker account in my preferred bank or i have to get those brokers you're talking about? kindly enlighten me.

  • @1MArYahm83
    @1MArYahm83 Год назад +8

    I wish I had listened to this three months ago. Thanks Suzzane

  • @teachhub23185
    @teachhub23185 Год назад +2

    Many thanks Coach Susan...Great content here

  • @opeque1231
    @opeque1231 19 дней назад

    Waooo waooo,,from lyn ngugi after watching ..you are an inspiration Susan..Il l go for MMF

  • @AnastaciaTrizah
    @AnastaciaTrizah Год назад +2

    Thank you.. Helpful

  • @joykathure4086
    @joykathure4086 7 месяцев назад

    thenkw darling ❤, noted n vry helpful 🙏more grace

  • @TheKenyanEntrepreneur
    @TheKenyanEntrepreneur Год назад

    love it ❤

  • @kwandindawa
    @kwandindawa Месяц назад

    🎉this is good Susan . I have opened my mmf balanced fund dollar and equity

  • @wambomatilda
    @wambomatilda Год назад +1

    Good information thank you

  • @bettykalekye6068
    @bettykalekye6068 Год назад +11

    This is a great video and very informative. I have my budget and savings set, so i would invest in infrastructure Bond.

    • @ben2252
      @ben2252 Год назад +1

      Kindly tell me how to go about it? Very interested.

  • @anastasiaoiro3239
    @anastasiaoiro3239 Год назад +6

    As usual, this is very informative. quick question: which account should I open for my emergency fund?

  • @davidmaase1744
    @davidmaase1744 Год назад +4

    Thanks for insightful information.

  • @thebossysfix...360.8
    @thebossysfix...360.8 Год назад +1

    Would love to join the masterclass, what's the procedure

  • @anthonychamale9855
    @anthonychamale9855 Год назад +1

    Thanks susa

  • @IanOnyango
    @IanOnyango Год назад +16

    Hey Susan, great video once again. Quick suggestion: Could you please consider including timestamps in your videos? It would make it easier for us to quickly get value and stay engaged.

    • @margaretorina9385
      @margaretorina9385 Год назад +9

      To make such a useful and beneficial video for 20 mins is great. Slow down and invest in 20 min

  • @lauraslittleworld9529
    @lauraslittleworld9529 Год назад +4

    Thank you coach

  • @kristianian
    @kristianian Год назад +2

    Hi I want to start investing. Can you tell me what stock broker do you use for investing, especially here in our country Kenya . please help

  • @raphaelkioko3949
    @raphaelkioko3949 Год назад +1

    Awesome

  • @mentalwellnessdialogues
    @mentalwellnessdialogues Год назад +1

    Very informative. You are full of wisdom

  • @calebmbugua745
    @calebmbugua745 Год назад

    woow...Thanks!

  • @ben2252
    @ben2252 Год назад +7

    My best financial coach ever bcz you simply simplify things into real.Out of the 5 investment you have mentioned,which one ha s a highest return on investment?Consider someone at home and abroad Susan.

  • @deemintchoc7147
    @deemintchoc7147 Год назад +5

    Hi Susan, great video. Quick question. In the budgeting master class you've mentioned, there is a bonus budgeting template one gets via email. Is it the same as the excel budget template you mention or will one have to get the excel budget template separately?

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад +1

      Hello Dee,
      Its the same one, so once you get the Masterclass, it comes as a complementary.

    • @deemintchoc7147
      @deemintchoc7147 Год назад +2

      @@susan.wanjiku_ thank you! Can't wait to start the journey! 😁

  • @user-sn7im3qg5w
    @user-sn7im3qg5w 2 месяца назад

    Very helpful

  • @ashleyirungu1545
    @ashleyirungu1545 Год назад +1

    Always with my notebook and pen

  • @dennismwendwa867
    @dennismwendwa867 Год назад

    very helpful

  • @wesleychebochok7231
    @wesleychebochok7231 Месяц назад

    Glory to God if we all follow this wisdom we all shall be billionaires n no more living from check to check infact some people even are taking money advance before end month n when end month come they footing going home coz no money.Our sister may God continue blessing you for giving out this info for free. May you live long to see yourself generates great wealth n big money I almost said billions but it’s possible with God

  • @carolinemwaura6215
    @carolinemwaura6215 Год назад

    Thank you

  • @roykimani3482
    @roykimani3482 Год назад

    Hi
    Kindly share the link to purchase the excel sheet

  • @eliudmathu8781
    @eliudmathu8781 Год назад +1

    What is the best way to invest 1.5m?

  • @StacyKinyanjui
    @StacyKinyanjui Год назад +4

    Very insightful

  • @ruthobonyo7241
    @ruthobonyo7241 Год назад +4

    Wow. This is good 💯

  • @onlinejobsconnect2601
    @onlinejobsconnect2601 Год назад +1

    Nice content Susan.

  • @benjaseth9564
    @benjaseth9564 Год назад

    Bond market looks better, according to vyenye menichanua. Very helpful

  • @mariannerochelle.w4199
    @mariannerochelle.w4199 Год назад +15

    Good insight! YT referred this video. I dumped 100k in trading stocks mid 2022 & this made me my first million with the help of an F.M who trades for me.

    • @lennadimaioh.4922
      @lennadimaioh.4922 Год назад

      I am new to wall street & sitting on a decent chunk of money I need to invest. Who trades for you? how can I reach out?

    • @mariannerochelle.w4199
      @mariannerochelle.w4199 Год назад

      @@lennadimaioh.4922 She's known as Erlinia Jedraa Barrett. Research her online & reach her from her webpage.

    • @kaoyang435
      @kaoyang435 Год назад

      Same here, I live in San Diego, CA & Erlinia Jedraa Barrett trades for my friend & I. we put 80,000 each into trading & we are over 200% up in less than a year.

  • @zipporahnjeri3640
    @zipporahnjeri3640 Год назад +4

    Hi,where do you buy these infrastructure bonds?? Is it banks or any recommended broker??

  • @judy-et1vm
    @judy-et1vm Год назад +13

    I have tried stocks and have never really made reasonable profits.i am now thinking of saving 100 k and start chicken farming from my backyard.

    • @judy-et1vm
      @judy-et1vm Год назад

      @@user-kpkxgtj thanks I will approach them that way

  • @Being_Mike
    @Being_Mike Год назад +4

    Very educative as always. Thanks Susan. How often does the infrastructure bond surfaces?

    • @Being_Mike
      @Being_Mike Год назад +2

      @@user-kpkxgtj Thank you for the info 🙏🏾

    • @susan.wanjiku_
      @susan.wanjiku_  Год назад

      Hi Michael, it’s random. We stay checking the CBK Website to find out. But Bonds are advertised on a monthly basis.

    • @Being_Mike
      @Being_Mike Год назад

      @@susan.wanjiku_ Thank you for the info 🙏🏾

  • @georgekimani5887
    @georgekimani5887 17 дней назад +1

    Very good advice and make me open up on investment, kindly advice on cryptocurrency trading as part of money market investment.

  • @selyne5115
    @selyne5115 3 месяца назад

    In my financial literacy

  • @jkaduda
    @jkaduda Год назад +4

    Hi Susan do you know how you can access indexed funds directly without going through investment brokers who charge very high fees and demand huge investments?

    • @dianewambuigithinji8807
      @dianewambuigithinji8807 Год назад

      Kindly did you get,if you did let me know

    • @michaelnjio
      @michaelnjio Год назад

      I don't think so juu it's a collection of various investment options. The investment broker is the one who creates the package. Even if you buy a unit trust you still have a company broker.

  • @victormwambeneofficial
    @victormwambeneofficial Год назад

    I like it

  • @zdy373
    @zdy373 Месяц назад

    What is the difference...sinking and emergency fund.

  • @gigatrendztechnology6406
    @gigatrendztechnology6406 Год назад

    Bond market any time😉

  • @gracekamau8336
    @gracekamau8336 Год назад +4

    Hi Sue, you are the best coach. Very wise, #GodGirl

  • @njeri3544
    @njeri3544 Год назад +4

    Thank you so much. Straight to the infrastructure bond I go!

  • @annnjoki6570
    @annnjoki6570 Год назад

    Hapo Kwa stocks ni ukweli wee Forex na stocks u need to learn first.

  • @MyKenyanLink
    @MyKenyanLink Год назад +2

    Infrastructural bond. How can one reach out to you to buy these bonds?

  • @akatansikan6529
    @akatansikan6529 Год назад +4

    Nice content, i'm looking into partnering with anyone interested in Mini football pitch rentals. very low maintence in needed ROI is anything from 18-20 Percent anually

  • @namunyereraj602
    @namunyereraj602 Год назад

    Wisdom

  • @onejiruskitchen6747
    @onejiruskitchen6747 Год назад +1

    How can i reach you?

  • @isaacgitahi8753
    @isaacgitahi8753 Год назад

    Well done but didn't hear you talk of Treasury bills where do they fall

    • @michaelnjio
      @michaelnjio Год назад

      Hizo sini bonds? Ama which category do you mean? Juu kuna za short term na long term..

  • @kosgeimercy365
    @kosgeimercy365 Год назад

    Mutual funds is also a good option for risk averse people like mysel

  • @rexmfalme9781
    @rexmfalme9781 17 дней назад

    No ETFs??

  • @evyqarwi7563
    @evyqarwi7563 Год назад +2

    Kindly tell us where to go if you want to buy shares from NSE, where to go for GVT Infrastructural bond, where can one go step by step either physically, virtually, documents, brokers to use. Thank you

    • @michaelnjio
      @michaelnjio Год назад

      There are banks that offer those services like stanchart. Also there are insurance companies that do the same like old mutual, icea lion etc.

    • @pinklas2398
      @pinklas2398 Год назад +1

      Some banks offer that (being a broker)..you just need to open a CDSC account (Central Depository and settlement corporation).
      Stanbic bank offers that.

    • @pinklas2398
      @pinklas2398 Год назад +1

      For government bonds..it's offered by the Central Bank of Kenya (CBK)

  • @jmm7614
    @jmm7614 Год назад +7

    Thanks Susan. Very educative. I will invest mine in infrastrature bond

  • @tinawakaranja2245
    @tinawakaranja2245 Год назад +1

    I invested in Cytonn in the high yield fund and got nothing back. They have a court case and I am not sure if I will ever get my cash back.

  • @selpheranne8904
    @selpheranne8904 Год назад +1

    Sue,we need to have a conversation

  • @reginathuku9805
    @reginathuku9805 Год назад +3

    Thanks Susan for sharing this 😊