Are you doing or would you do a No Buy? What's your biggest spending temptation? Would minimalism change your financial future or do you need to make more money? Also, what percent is your phone 🔋on? I am on 19% 😭
I'm trying!! My biggest temptation is probably food and coffee but I have plenty at home! I definitely need to make more money but this is a good start!
I work from home, so I cook all my meals at home, so I save lots of money. Also, I don’t drive my car since I’m at home unless it’s the weekend running errands, so I save money on gas
I’m giving up people pleasing. Every time I’ve loaned out money especially to family I never got my money back. By me saying “No” will help me to save money
This would be difficult! I have unhealthy spending habits which is why I am here 😆I’m concidering doing something similar to this though. It is the ”small” things that add up to me. And ”selfcare” treats that I don’t need to feel fullfilled. My phone has 93% 🔋.
I’m doing a low buy. When I need a dopamine hit, I go to the library and check out a new book. I may not read it and may return it quickly but it hits that need to “get something new” and reminds me that I care about learning and not accumulating.
Yes, a lot of these people shop for entertainment. I plan my purchases and go to stores when I need things. I don't do "No Buys" I just don't shop for fun or impulse buy. I have a budget for treats and takeout. If these people don't work on the psychological reasons for over consumption, in 2026 they swing the pendulum the other way.
I literally only buy food and gas. Like I’m not a consumer and I find it weird (but good) that I’m not. Like I wear things out until they’re dead lmao and I don’t get intrigued by new things. I’m a habitual person so anything I use is what I can use for years and I eat almost the same thing all the time. The only thing I have trouble with is eating out but that’s only cause I’m learning how to cook and was raised on fast food so it’s a habit I’m breaking. I’m sad that Tesla isn’t shit cause if I had one, I’d literally not spend my money on literally anything besides a quarterly weekend trip or concert.
Once I started learning about compulsive shopping and the dopamine associated with impulse buys it helped me a lot to be like nahhh… I don’t need that, just sounds fun to buy it for some reason
@@Jalapeno101it’s not unhealthy unless you’re going to fast food places or a few others that serve nothing but cheap unhealthy food but going out to eat isn’t inherently unhealthy.
Yes. Knowing when to be cheap is important. Preventive care (household, vehicle, people and pets) are necessities, consumer goods, convenience items are not, unless they make money for you.
It’s honestly so smart. There’s no shame in not having flashy or luxurious things. And by keeping that mentality, you can get there. I love cars and I wanted a camaro or a mustang. Ended up getting a 2023 hyundai elantra and I’m plenty happy and comfortable. It was expensive enough to where it’s not falling apart and will last me at least 10 years, but cheap enough to not put me in debt. And it’s perfect because if i ever wanted to modify it to make it flashy, it’s a great car for that. Finding a compromise isn’t always as difficult as it seems.
@@thesunshinegirl555I bought a 2006 Elantra in 08 and kept it until 2023. It was a great car. The only reason I got rid of it, was someone hit me hard enough to total it, but I was completely okay.
@@1777sammy You don't need to smell like a different person everyday Darling lol. Just get you 2-3 perfumes to swap between whenever you become noseblind
That is a good point you bring up, you can get a dopamine hit from seeing your debt being paid off or seeing the amount you saved go up! It is very encouraging and sometimes makes you want to do more! ❤️
I did find paying it off fun like that. I don’t find saving as fun at all. It was at first. But then when you have to use it for things like dental work replenishing it gets tedious
This is what I am trying to do. My debt is my mortgage and I am track to pay it off in three years (hopefully before) and my dopamine hit us watching that balance each month.
@jadecom6 right, I mean honestly your still spending the money and a lot of it at once in our case. I'd much rather be out of debt than have a bunch of stuff that I will tire of eventually.
The first young lady is correct!! It’s supply and demand. Prices will go down if spending goes down. People are using credit cards/debt and continue to purchase=increased costs
@@honestfriend767 yet if ppl stop spending on frivolous things, it'll send one hell of a statement to the CEOs of those companies. They realized they could raise prices & ppl would still spend so they continued to test limits of how high they could take it. The only thing they'll listen to is a loss of profit.
I might be wrong but the way I see it they will just fire people, reduce the quality and price of production which will in the end have you buying more because of the poor quality. I hope I'm wrong but in the age of exponential growth companies aren't gonna choose to reduce their income. Shareholders don't like that. Also, even if we look at it at the smallest scale, if prices of basic necessities are going up, means of production are getting more expensive, if you don't sell to make a profit that can cover your expenses you have to stop and do different work leading to monopolised markets. You can't really talk about just reduced prices of goods if the basic life necessities and basic means of production keep going up (like housing, electricity, gas, food)
Yep this is the strongest point in the entire video when it comes to what's happening with the economy. Of course not the ONLY factor, but absolutely a significant one.
Same! But now I need a new car after having mine paid off for 6 years! It was a cheap 5k car off some random guy so… she had a good run! Still going but it’s not really reliable to take out of town so .. might need a new one soon 😭
The library is my best friend and as for clothing & shoes? I have a quota if I’m not wearing those clothes or lost weight? Donations, Donations. Donations
My rule is if I'm buying a new book and it's a series, I have to read that many books on my shelf before getting a new series. So if a series is 7 books then I must read 7 books before buying the book 1.
2 kinds of kids who grew up frugally - the ones who continue the trend, and the ones who rebel against it. If you didn't grow up frugally, how do you learn how to do it?
@@arh1234For me, it came naturally. I do have people around me who spend money freely, and sometimes I wish I could have that kind of "comfort," but I can't fake it just to fit in with others. The important things to spend money on always matter more to me. About five years ago, I finally upgraded my old Samsung S5 to an S20, which I still use today, along with my well-worn shoes. I believe in using things until they're ready to be replaced. Even though I'm making more money now than I did back then, I still struggle to break away from how I was raised.
@@arh1234easy... asking yourself "do I need this or is it a useless want?" & "will buying this improve my life in any way or can the money go to something more important?"
@@arh1234 i think delayed gratification plays a part too. as a kid i was really good at putting off enjoying something like a cookie and would actually test myself to see how long i could last. as an adult, it brings me more satisfaction to work hard at something or work towards a goal and then reward myself, instead of rewarding myself for no reason at all or just to satisfy a need immediately.
I moved into a travel trailer and kept only the best of what I own. It makes me appreciate what I have, take care of it, and no need for anything extra. My space is clean, organized, and everything has a "home".
Exactly! Sometimes not buying that new thing is like "buying" the free space in the home, it feels good and not like my mind is being pulled in five different directions.
i can’t believe it took me this long to realize a lot of people change their seasonal decor Every Year. i grew up using the same decor, same ornaments, and same faux tree every christmas. (and still do this in my own home) i’m very glad other people are catching on!
There is always an abundance of seasonal decor in thrift stores, especially at elderly charity shops. They are all downsizing and need the business to keep their community centers going.
In 2024 I paid my debt, in 2025 I want to stay out of debt and save more money. When I told my friends about being debt-free they kind of brushed it off but just last month alll of them started saying they wanted to be debt free 😂
I love this! I did this about 7 years ago when my son was a baby. I stopped impulse purchasing and really asked myself do I “need” this. I went through my bathroom and found a ton of chapsticks, partially used shampoo/conditioner, unused beauty products etc. I spent half a year using up the things I already had.
I try to do a big "stock up" on stuff like soap and deodorant and then keep an inventory list of how much is there until I've used it up. Keeps me from impulse buying stuff like Native because a new scent came out or it looks nice. Because I already have so much to get through at home.
In our family office room, we keep a mason jar of new and lightly used chapsticks like free ones we get at swag tables at conferences. We have at least 20 so my sons know where to get their next chapsticks!!
I got rid of Amazon prime a year ago and it saved me so much! You can still get free shipping if you spend $35 and it makes me much more intentional about what I buy. Now, if I need something small asap, I just go get it in person. I have the time to do it 99% of the time lol
Instead of committing to a no buy for the entire year, I’m more committed to “no impulse shopping for nonessential goods”. My birthday is in March - if there’s an item of clothing or a video game or something I really want now - if I still really want it in March then I’ll treat myself when the time to buy comes. The goal is to foster an environment where I’m grateful for the things I already have and the things I purchase in the future, rather than mindlessly consuming all the time.
Yes! I bought a brand new dji drone.. I looked at it and its been put aside for weeks.. weve got to stop impulse buying things we wont actually use or really even need.
I am on low buy too this year and this is my mindset. I could only purchase something if it's my birthday. And the item should be in my wishlist more than 6 months so it has a time to be fully marinated rather than impulsively. For the rest, I could wait as a gift from family or friends, especially during Christmas.
@ I totally agree! I’m starting a shopping fund for my wishlist, that way I know it’s something I definitely want and will use before just spending hundreds of dollars at a time!!
I’m doing a low buy year, and shopping my home before I shop outside.. clothes, skincare, home decor.. I have so much stashed away. New mantra is “having money is better than spending money “ 💰
Was gonna buy a new dress for Valentine’s Day which was gonna tempt me to buy even more stuff that’s been in my cart. Then I remembered the dress I wore on New Years was brand new and perfect. That’s what I’m wearing.
I'm here for that and want to shout it to everyone in UK. My daughter is finishing year 6 and some parents thought appropriate to order two limousine for them for one hour before their party. I said no I didn't want to do that. I find it tacky, and frivolous spending. And most of those folks are on social housing or privately renting. I manage to buy our house still paying mortgage and I explained to my daughter that I can spend that amount but on something that either increases you in health like sport or an activity that increases your wellbeing or increase you in knowledge etc. but taking pics for social media and going around in the neighborhood in a pink tacky hummer is insane at such a young age too.
I'm doing a low buy year. I did a massive spending audit at the end of 2024 and I was SHOCKED at how much I spent on skincare, books/Kindle books and body care/fragrance. In 2025 I am focusing on being grateful for and using what I already have. My word for this year is "Enough"....and I keep finding new ways that that word is applicable.
I have subscribed to Bookbub, which sends me a daily list of what kindle books are on sale. If you're patient, you can wind up getting something you want for $0.99/$1.99/$2.99. Although I am also constantly findnig books on Libby (library app) and at my local library :D Books can be tough, I have a serious TBR shelf that I need to get through this year!
I think the main reasons I save are to be able to afford the things I want and to not be forced to do anything I don’t want to do. My mom would always tell me I could “move out” if I didn’t want to do what she wanted me to do and I hated that feeling of being trapped. That’s why I sacrificed and saved up a 3 year emergency fund. Now if I get fired, I never have to go back to her. If I don’t like my job, I can quit without worrying about paying my bills. I’m completely in control of my own life and I can make my own decisions without anybody forcing me to do anything I don’t want to do.
@ I’m going to sound hypocritical, but I wouldn’t suggest doing that. 1 year is the max you should aim for just because it’s best to invest, unless you’re planning on buying a house, which is really what the money I have is for. By leaving money sitting in savings, you miss a lot of potential gains in the market. I’d probably have a lot more money if I put it in the S&P over the years, but since I’m planning on buying a home in the next year I need the money to be stable.
my life is a ‘no buy year’ i grew up poor and i don’t make a lot as an adult. while tough at times, having these mindsets already ingrained within me has helped so much w this overconsumption trend going on right now. i’m SO happy to see no buy things being a trend, it’s something positive and necessary rn imo :)
For people that do not already have solid investments, I do not recommend buying individual stocks. They are much more volatile, and just because you like it, doesn’t mean it’s a great company to buy stock in. Just stick with ETFs or indexes.
Coffee was a huge one for me. My mom was getting rid of her keurig that had the over ice option because she thought it had broken. I asked if i could have it to try and fix it. I brought it home and descaled for about 2 hrs. Worked like new. Asked her if she wanted it back, she said no because she had already bought a new one. Let me tell you, I have saved so much money. I would spend about $20-$30 a month, if not more, on coffee. Now I buy the ingredients to make my coffee all fancy. It tastes just the same if not better because it's cheaper!
so glad to see adults take control of their lives, i mean a lot of people think that there is a timeline but there is never a bad time to start being conscious of your spending!!!
I went to order chipotle yesterday, up until I realized my bowl and some chips and guacamole would cost me $24 😭. Went to HEB instead and for some soup and grapes 🤣
Just make the bowl at home? My hubby loves the double chicken tostada from pollo loco and its literally just pinto beans, mexican rice, lettuce, tomato/salsa, sour cream, chicken and avocados, tostada bowl. For $12 He doesnt even eat the tostada bowl. So i ended up going to HEB and buying all of that, minus the rice and tostadas since he’s trying to diet. He loves it and it came out cheaper than spending $12 every day for a chicken tostada bowl . Cheap and healthy for a diet. He also likes the acai bowl from tropical cafe. We just ended up buying the frozen acai and we already have the frozen mixed fruit, peanut butter, oats, etc. all we needed was the acai which was $7 and we’d rather do it at home than spend $11 each time.🤦🏽♀️ You’re just paying for the convenience of having it ready AND for one time only. Not worth it.
@@ughmuggles1815 facts , I’m definitely planning on just cooking more at home ! It’s definitely cheaper and you can meal prep for the whole week for the same price you for a few days eating out . Agreed
You aren’t “unkempt” for not filing down your natural, healthy nails to layer on toxic chemicals and colors. That is a functional ORGAN of your body that is doing a job and unmasked can indicate physical health problems. You’re not “stinky” for owning one or even no perfumes. Being washed and preened makes you smell good-a fragrance is an optional cherry on top.
I stopped painting my nails cause I hated how they chipped so quickly from my work and my nails looked dull. I started to take care of my natural nails, moisturizing the cuticles and cutting and shaping them into an almond shape about every week. They’ve gotten much healthier and I’ve gotten more compliments on my natural nails than I ever got on painted nails!
@@carindahill6604I have the same problem. I cook everyday, and quite clumsy, so I chip my nails almost every day (especially while chopping and cutting the ingredients). So I prefer to keep my nail short. With the amount of money that the people charge in the nail salon, combined with my lifestyle I don't think that having "pretty nails" is sustainable.
This reminded me of the time my manager asked me to go in the back and put on a little makeup so I looked more fresh. I typically wore makeup but as a personal preference and hadn’t realized until management insisted that it was an expectation .until the day I didn’t feel like putting it on. Furthermore when i pushed back citing unfairness in expectations between men and women employees due to time and product costs I was laughed at (I was a waitress at a local tex mex chain)
I wanted to do a low buy year, but a year is just such a long time so I’m going to try and take it monthly. I got 25 days through this month before I spent on a non-essential item. 24 days is better than no days and I have saved the amount I wanted to for January, I just gotta pick myself up and keep going 😊
@@ElinWinblad my purchase was a crochet bag that I didn’t need as I have plenty of bags 🤦🏼♀️. Also got pulled in to the limited quantity hype, gets me all the time.
What I do: I have an extra bankaccount/debit card with my „spending money“ on it. For me it‘s 700$. It‘s for all the random „card swipe“ spending I do in a month; that includes groceries, transport, eating out, coffee, toiletries, little bits and bobs. So it’s a mixture of essentials and „fun money“. This way I restrict myself to a certain amount, yet allow myself little treats guilt-free. For „larger“ purchases like new sneakers, a new blender, new phone, whatever - I make a list (and use a different card). I divide the list into „kinda need this“ „this would be nice to have“ and „this is just fanciful wishing“. This way you avoid impulsive spending, yet acknowlege your wants, and really only purchase what‘s been your mind for a while. Plus by purchasing it on a different card, it‘s easier to keep track of your expenses, as you‘ll have a lump sum of 700$ for all the little „guilt free“ swipe stuff, and then a hopefully a very small amount of „larger purchases“ and bills. Basically, don‘t beat yourself up over small stuff, but stick to that frame you gave yourself.
Been on a no-buy journey since January 1. Saved $800 that went to debt just from not buying non-essentials. Re-financed my car and slashed the interest rate by more than half, paid off a card and got a lower interest rate loan from a credit union to pay off the rest with a solid plan on paying back the rest. It feels so good and I feel more in control of my life.
As someone who lived in Germany for 3 years, the food was top tier. You could get freshwater salmon for about $5 a lb. I can't eat salmon in the states, gives me hives. We ate so much fresh fish in Germany. Our groceries were so fresh and cheap.
Oh definitely. Wandering around the aisle is what gets you in trouble. There is a supermarket chain by me that loves to change up the aisles every so often to make people walk all over the store to find their usual purchases. 😖
As an ex-shopaholic and beauty influencer, I started a low buy in 2019 but it's still going now. Reason being is that it has significantly improved my life. I recommend it to everyone, not just people in debt. I get my dopamine from decluttering and saving money.
I recently started a "low buy" it was easier than I thought. I found my weakness is eating out. I saved so much money by just getting rid of all these shopping apps and just asking myself do I NEED this. I'm in a beef with these big companies. I'm tired of giving them my hard earned money when they don't even care about the people making them rich. That def helps me not spend
The consumerism that is encouraged for every little holiday is wild! Not just in decor, but for utensil and cooking? I saw a heart shaped spatula at Target that I doubt is even functional!
The perfume is so real. Why do I feel like I have to have every scent? I just love things that smell good! Same with candles, it’s a huge problem! I can definitely take those out of my 2025 budget at minimum
Perfumes are generally not good for health (especially with the rise of cancers in women) ..... Keeping that in mind might help with not buying more or sticking to simple natural fragrances that don’t cost as much? 🤷♀️ Health is so important. 🕊
I have been doing no buy for a few months now. Working to pay off debt, save money, and invest. I cook all my meals at home, make coffee at home, and have no shopping apps on my phone. I will be done paying my car note this Summer. It will free me up so much money monthly!!😊
I'm trying my best to be empathetic, but the fact that the concept of "only buy a new thing when you actually run out of the thing" is being posted as part of a challenge is just mind-boggling to me. That's just how this works. On Earth. The financial crisis and cost of living increase is absolutely a problem, but young people with spending habits like this are really hurting their cause. It's taken me a long time, but I'm 31 and about to buy my first home. It's small, but it's a place to call my own and I won't be paying for someone else's mortgage. Couldn't be more excited.
This was my situation 2 years ago and lost both my dogs, they were 18 and 15. It took me 8 months to pay off the vet and related debt. I decided to pay off all my other debt that I also accumulated in that time before thinking about getting another dog. Pets are expensive!
Same. Began the year debt free then a very painful dental emergency. Insurance pays almost nothing and I didn’t have adequate savings to cover everything so back into debt (temporarily) I go! Expense is ongoing. Have to see an endodontist next. Started off last year debt free also but my elderly van said, “Hold my beer 😂”. $4,300 gone, just like that. Van is going strong this year but needs tires. It doesn’t end. Best of wishes and skritches for your dog! (I work at an animal hospital)
This whole topic is interesting to me. Hubby and I are, naturally, bad capitalists, as we've always enjoyed walking around in places but not buying anything. We just like to see the stuff. But, then we started intermittent fasting in '23. So, not only do we not buy much anyway, but now we cut our food bill in half, just when food costs started rising. And then we lost a bunch of weight because of it, so WE HAD TO BUY NEW CLOTHES. We got them all at the thrift store behind our house. That thrift store had excellent clothes, many never worn with the tags still on, and most everything was under $10 (most items priced between $4-6). Good luck to everyone aiming at a no buy 2025. I hope you also have a positive experience on your journey.
My no/low buy will start in February. I am purchasing all necessary household goods. Toilet paper, detergents, cleaning supplies. I am stock piling these items in case they raise the prices because of tarrifs.
Your household essentials are made in America, so you won’t have to worry about tariffs. If the items you purchased are being imported into the country, then it could possibly have a tariff tax depending on which country it’s coming from. Safe to say you are going to be just fine since you are buying essentials that are American made (i.e. Proctor Gamble, Kroger, Johnson & Johnson, etc).
Yes! This goes for DIy too. I reaaaally wanted a long low table to put in my front window. Found table legs at a flee market for $5, got spare wood from my father in law, and screws and stain I already had. I have beautiful table for $5 and an amazing bonding experience with my husband. Making the table priceless.
This video made me realize I can't low-buy, because I've already cut all my excess spending. I need things for my disabilities, and family, but I can't afford it. Forget having hobbies or streaming services. I didn't even know people decluttered perfectly good things, just to buy new thing... I've sewn broken clothes, or used duct tape this whole time; And saved up to buy food in bulk or buy seasonal produce. I haven't bought clothes or seen a restaurant in 4 years. Where do you guys get all this money? I can't afford hobbies! I wish I could low-buy further just to have enough to replace things. I'm almost jealous of these people who have the privilege of low/no-buys; But, I also hope it helps them.
I was in the same situation as you for decades but managed to climb out with the help of a few different lawyers, actually. Please consider telling your circumstances to some professionals to see what options might be available to you, that no one has told you about. I don’t know if you’ll find this comforting - but it seems like at least half of the people in this video are in debt. Likely major debt, on top of mortgage and car payments, and that is what is prompting their no buy.
I actually did a no/low buy year last year and it definitely fixed my brain. I got out of debt and am now saving for an emergency vet fund for my cat and my dog. I remember the first few months were hard and I had a "relapse" in April after I failed an exam. Really showed me that I used shopping as a coping mechanism for when I was feeling bad.
I love to see people adapt personal no buy rules that makes 100% sense to them, it probably increases the chances of success. Personally, I saw this weird cycle between getting into debt and as soon as I paid them off I magically spent more. I was able to be frugal if i had debt weighing me down. So I got myself a credit card capped to my monthly allowance ($500), and it has never been better. I apparently need the weight of some debt?? I pay it off completely every month so zero interest. It also keeps me away from lifestyle inflation.
I've never done a no buy because I already do the habits they are trying to form. I'm so incredibly grateful my parents taught me that credit cards aren't free money and to never buy something until you have the money to buy it. Now I just need to learn how to invest.
We carried this into Christmas this year. Most of us can buy just about anything we need and we didn’t see the point of spending hundreds just because it’s Christmas. We did a “Gifts of the Wise Men.” Three gifts- one practical, one fun and one wished for. My gifts were flannel pajamas, a snake skin purse (not designer or real skin) and a perfume. I also made a big breakfast for the family. It was awesome. We liked what we got and felt great we didn’t overspend and have bills due in January. It took stress away and allowed everyone to enjoy the season more.
I am challenging myself this year to severely cut back on my unnecessary spending. To fill the gratification void, my goal is to come up with a hobby that produces a useful outcome. Like canning or sewing clothes. Long term rewards vs small moments of satisfaction!
Honestly, just being able to mend your things is such a great skill. The amount of times I'm like "I'm going to do some sewing this morning" and it's just me fixing seams and replacing buttons for a few hours. I feel good and I get a bunch of easy wins without needing to stay focused for an entire project
I’m doing a no buy 2025. January hasn’t been super great but I’ve managed to save some money. My goals this year are to pay off my car, have a $2500 emergency fund and get needed dental work done.
I keep all my christmas decorations for years and put them out. Most were bought 50% to 75% off, right after chrismas. Look for after season buys on big items. Grills, outdoor furniture , fire pits. Things like that can be 50% off late in the season for the next year.
This video is on point. If someone brags to me about what they bought, it just tells me they’re a consumer, not a producer. And if I know their income and they’re bragging about how much they’ve spent, it’s like they think they won some kind of competition. No, they’re just giving their money to corporations and billionaires. A lot of people try to look like they have money because they’re compensating for something.
Last year I started making sure I have some canned goods and noodle cups at work, so even if I forget a lunch. I always have something and I won’t go to the restaurant next door to eat, which I was doing a couple times a month. I’ve saved about five hundreds doing this. I’m also in my thirties, which means I need to look around my place before buying a lot of things, because I probably already have it. And also buying stuff in bulk is great way to save, because it’s actually just gambling on just being alive for the next hundred days.
This is great idea. I now work from home, but I would have a couple frozen entrees in the freezer for thise days. I now keep a few at home for the same reason.
I did a low buy last year and actually did better than I thought (bought less than my limit). Not decluttering was KEY. As well as focusing on health (physical, mental, financial), interpersonal relationships, and hobbies. And limiting social media!! I feel like overconsumption is just a symptom of something lacking in your life. Now I don't crave shopping the way I used to. There is no such thing as retail therapy, you're missing something in your life and you're unhealthily coping!
It is so motivating to watch these! I have pretty good budgeting but will admit I have a very well paying job that afford me a fair amount of disposal income. But, this year I am planning two big trips. Going to have a mindset of focusing on those trips as my main "fun money" for the year, and not get into a regular habit of shopping and filling my life with more stuff. Trying to plan ahead and pay for activities/tickets and stuff in advance to spread the expense out through the whole year. Meanwhile, got in a habit of putting extra in my mortgage each month. It is so satisfying to see that balance actually go down!
This is more aligned with my goals. I love to travel internationally so my fun is saving up for that big trip. Also working on paying off my mortgage in a few years, so seeing that progress also helps me because those two big items mean more to me than eating out and buying things.
For me I’ve been doing No Buy/Low Buy for most of my life and actually not treating myself at times I should’ve because I got so focused on saving every dollar and priorities. Of course I’m making sure it doesn’t lead to overconsumption but then again I’m pretty happy with what I have anyway. I do like to build on things in my home and want to start going out more often but never will I lead things to a point where I’m constantly struggling. I live by myself in a one bedroom mobile home so it’s not like I’d have much extra room for things anyway and being single as well.
My No Buy days have been in motion for awhile lol but I think that we are going back to how our parents or extended family maneuver life with not having much and still being able to provide for themselves...and be content. AND I LOVE IT! My biggest temptation is eating out but we have worked on cutting back alot and eating at home. Plus, it feels good to have the same 'restaurant' food that tastes WAY better for half the cost. Other than that, we keep our lives pretty simple and spend extra on what's needed, while making more money in the process. And my battery is on 95%...charging it before we leave for church lol
I’ve been doing a variation of no buy year… it’s a combination of a few goals I have. Helps me save money, run more, and use less plastics. Essentially, if I buy anything that’s not environmentally friendly (sustainable, biodegradable, plastic free, etc.) I have to write it into a waste tracker and run 1 mile for the purchase. It’s a hard challenge, but I’ve ran a lot so far this year and it has been preventing me from buying a bunch of waste I don’t need. I’m doing “project pan” to use up the processed “foods”, toiletries, etc… but when I run out I’m switching to organic hygiene products, laundry detergents, dish soap, etcetera. I’ve been loving the challenge and feel so much better already about what I’ve been using on and in my body, as well as the savings :)
I feel you on the car! Mine is paid for. Also due to fault of the service shop, I got a brand new engine for free! I haven’t had a car payment in years and it’ll be that way for as long as possible.
Meal planning helps a lot as well when budgeting. I decided to go to nursing school and can only work p/t. I had to figure out how to close the gap in lost income. I started to meal plan for my family of 4. I went from spent $400 a week to $250 and we have a set dinner every night. We also stopped buying pizza on pizza night. I was spending $200 a month on pizza alone! I also cut some streaming services, car wash subscriptions, no buying lunch at work and no fast food at all. Not even if it’s a late night. I had to cut a few more things as well. Luckily I have never been a hair/clothes/makeup/nails person. My car will soon be paid off as well which will help when I get towards the end when my clinical days increase. My husband and I will change the plan as it goes, but it’s working out so far.
Definitely started strong with that first video. People are so used to spending & overspending money they don't have. Even if you do have those funds, if you don't need it or use it more than a few times...nope. Cutting out non-essential & the amount of advertising that you see is so important. Recreational shopping shouldn't be a thing. Emotional shopping. Boredom shopping. Nope. Nope.
Never was big on clothes shopping..but ive held off on my adhd hobbies..I always try a new hobby buying everything I need off amazon. I tell myself to wait two weeks andif I still want it get it..I never end up still being interested 😂. No more hasty decisions..sit on it a while before spending on it.
I have 5 kids so after consideration i decided a no buy wasnt really realistic. But a low buy is very possible. So we are all on board I had my grocery budget down to 125 but now Im challenging myself to get it lower. As of right now Im listing to RUclips videos while i bake snacks for everyone for the week so that i dont buy them. 14 year old twin boys eat A LOT of food and if i buy snacks it adds up
Only spending besides necessities is home upgrades and my daughter. My husband and I put the kabash on any additional spending for us. We looked around at Christmas and were just totally overwhelmed by the amount of stuff we had and didn't want/use.
In 2020, things weren’t there when we needed them so we got used to buying just in case. You didn’t want to get to the last of something because you might not be able to get it when you needed it and people got used to just shopping online more.
I’ve been doing this since I became an adult, interesting people finally catching up not spending on unnecessary things due to religious reason. I spend money on massive passion projects that improve my skills that can be used to improve my income. No debt, don’t need to drive as much, and don’t have societal pressures to look a certain way.
I'm basically debt free except for my mortgage ($805 per month @ 2.75%) for my 3br 2bth ranch on .5 acres.. I make over 100k and anything i purchase, its wuth a travel credit card.. I normally pay the full balance prior to the 30 days while building up points. Welp, i recently booked a main cabin flight to the Caribbean and staying in an all inclusive resort on points. My biggest purchase this yr will be a dryer as I've done without one for 10yrs. 😊
Great video ❤ I’m doing a no buy this year too. I did a low buy last year and enjoyed it. I’m excited to get more strict this year and invest the money I would have spent. I want to have some money in retirement and I know that no one is coming to save me
No makeup or skincare except to replenish. I hate buying clothes so that’s not a problem. Eating out I can manage. My phone is at 86%. Love your work 👏🏽
I started in January with a low buy month. I am cleaning my house, decluttering and I need to buy a couple of things to substitute broken stuff. From February I will be in my no buy era. It will end in February 2026. ❤
6:21 Same, girl. Grew up in a poor household and didn't have a big allowance. My mum told me so many stories of how toxic and damaging nail polish and hair dyes are. While I knew that she was just trying to scare me away from using those products, it did end up making me not even consider them as a necessity. To me, they're luxuries and should be one of the first things to cut out when we need to cut back on our spending.
I don’t need the new new every year or every other year. I keep my phone until it’s on its last legs lmao. 🤣 Even switched my carrier so I only pay $35/mo unlimited everything. I cycle my subscriptions as well. I’ll have ONE, keep it for a month or two, watch everything I want & cancel. I’m cutting out going to the movies. I’ll wait til it comes to VOD for CHEAP rental ($5 or less). I cook all my meals at home & have been learning to cook things I’ve ordered out. In the age of RUclips, we can all learn how to make those same dishes we’re guilty of ordering for takeout/delivery.
I started a low buy in December. Got a bonus from work in January, and sliiiighty fell off the wagon. I bought some items I've been eying, nothing crazy (pair of jeans, a shirt and some skincare). I just deleted the AMAZON and Sephora apps, pray for me y'all 😂. I hope I have the strength to not redownload 🙏
My list would be -buy less take out food -don’t look at your email so to avoid wanting to check out sales -no more funko pops, be happy with what you have. -no more clothes shopping unless you worn out the clothes/shoes -less book shopping , read all the books you didn’t read yet -art supplies, use what you already have -meal prep for work I already paused my Amazon membership, got rid of Hulu. I only pay for crunchyroll streaming. I don’t pay rent anymore so that’s also a plus. Hopefully this will make me spend less money this year.
I will not lie to you. I won’t be participating in this BUT I make sure I do my best to not put myself in a situation to just be spending just because.
I bought my first house last year and I have budgeted a specific amount of money for home items every month. It can be paint, tools, furniture, etc... but I cannot go over that amount. I will furnish my house room by room and not go into debt to do so.
I've been on a no-buy since 1st Jan and I'm loving it! I thought it would be hard but not only is it very easy but it's brought me a huge amount of peace. I paid off my car in December and that made me so happy. I adore my Suzuki and I'll drive it until it will drive no more. Paying off my car is saving me £4,700 a year. The finance on my hubby's car is up in November this year. We're handing it back because it's awful and buying a second-hand car in cash, saving us another £7200 a year. Car finance doesn't seem much a month but added up over the year you realise what a huge amount of money it's costing you. We aim to be debt free in a couple of years apart from the mortgage and I can't wait xx
I love that this is a trend! I have been very mindful of my spending for many years and it’s nice to see people really taking some accountability and stepping away from consumerism. I say this as someone who does love to shop, but I have been successful on no-buys and low buys before and I am currently doing a low buy/no buy again now for the next six months 😄.
I decided I was going to do my first ever NO BUY. I was originally going to just do it for January so I didn’t feel so restricted but I believed I could do it for February as well. This month is ending and I did so well! I only spent $15 on a few random things but I had budgeted for it. I’ve been heavily budgeting and I’m slowly paying off all my debts. I cut up my credit cards. I never thought I would ever go on a no buy. I was so scared but I just kept reminding myself why I started in the first place. After a few weeks into January I started to see on RUclips how so many people decided to do NO BUY as well. I was glad I wasn’t alone.
![BLACK BAG - Official Trailer [HD] - Only in Theaters March 14](http://i.ytimg.com/vi/Du0Xp8WX_7I/mqdefault.jpg)
Are you doing or would you do a No Buy? What's your biggest spending temptation? Would minimalism change your financial future or do you need to make more money? Also, what percent is your phone 🔋on? I am on 19% 😭
I'm trying!! My biggest temptation is probably food and coffee but I have plenty at home! I definitely need to make more money but this is a good start!
I work from home, so I cook all my meals at home, so I save lots of money. Also, I don’t drive my car since I’m at home unless it’s the weekend running errands, so I save money on gas
I made serious reductions late last year and will continue to cut back.
I’m giving up people pleasing. Every time I’ve loaned out money especially to family I never got my money back. By me saying “No” will help me to save money
This would be difficult! I have unhealthy spending habits which is why I am here 😆I’m concidering doing something similar to this though. It is the ”small” things that add up to me. And ”selfcare” treats that I don’t need to feel fullfilled.
My phone has 93% 🔋.
Whenever I feel the urge to spend, I will clean 😅 I always find something new at home when I clean.
Excellent advice. I’m in the middle of a massive decluttering. I don’t want any new trash coming into my clean spaces.
Oh this is so clever!
I never have the urge to spend anymore
so true I just go through my closets like clean out all of my closets and I find clothes that I haven't even taken the tags off yet! 😂😂
Clean. Workout. Read.
Now look. We’re calmer, fitter, smarter lol win win
I’m doing a low buy. When I need a dopamine hit, I go to the library and check out a new book. I may not read it and may return it quickly but it hits that need to “get something new” and reminds me that I care about learning and not accumulating.
Amazing idea!
I love this!
i know people that spend $60 on games they never beat, i fill the void with that playable demoscene, maxx dopanine for less than free
Ok this is amazing. Thank you!
library hype!!!
My hot tip: stop recreationally shopping.
Yes, a lot of these people shop for entertainment. I plan my purchases and go to stores when I need things. I don't do "No Buys" I just don't shop for fun or impulse buy. I have a budget for treats and takeout.
If these people don't work on the psychological reasons for over consumption, in 2026 they swing the pendulum the other way.
I literally only buy food and gas. Like I’m not a consumer and I find it weird (but good) that I’m not. Like I wear things out until they’re dead lmao and I don’t get intrigued by new things. I’m a habitual person so anything I use is what I can use for years and I eat almost the same thing all the time. The only thing I have trouble with is eating out but that’s only cause I’m learning how to cook and was raised on fast food so it’s a habit I’m breaking. I’m sad that Tesla isn’t shit cause if I had one, I’d literally not spend my money on literally anything besides a quarterly weekend trip or concert.
💯
Once I started learning about compulsive shopping and the dopamine associated with impulse buys it helped me a lot to be like nahhh… I don’t need that, just sounds fun to buy it for some reason
That dopamine hit though! There must be something constantly coming in the mail or what is life for?
I tried it for January and saved $2k this month by deleting Amazon and not eating out
Eating at restaurants is one of the biggest wastes of money possible. It’s also unhealthy.
Wife and I did a no spend this month on nonessentials and saved nearly that much!
Wow that’s an amazing saving
I also deleted amazon app 😊😅
@@Jalapeno101it’s not unhealthy unless you’re going to fast food places or a few others that serve nothing but cheap unhealthy food but going out to eat isn’t inherently unhealthy.
Reminder guys, buy new tires, alignment, and battery b4 you spend it on junk.
Yes. Knowing when to be cheap is important. Preventive care (household, vehicle, people and pets) are necessities, consumer goods, convenience items are not, unless they make money for you.
Learn how to do proper car maintenance like oil changes too.
@@mackenzieneal1660 yes !!!
And oil and filter change....MUCH cheaper than a new engine!!!
@@mackenzieneal1660yep, partner and i save so much money on maintenance, and he gets to practice as much as he wants on the car. it’s a win-win
"Stop trying to look better than your situation" and "I already bought everything i needed in 2024" resonated so well with me. Such wisdom.
It’s honestly so smart. There’s no shame in not having flashy or luxurious things. And by keeping that mentality, you can get there. I love cars and I wanted a camaro or a mustang. Ended up getting a 2023 hyundai elantra and I’m plenty happy and comfortable. It was expensive enough to where it’s not falling apart and will last me at least 10 years, but cheap enough to not put me in debt. And it’s perfect because if i ever wanted to modify it to make it flashy, it’s a great car for that. Finding a compromise isn’t always as difficult as it seems.
@@thesunshinegirl555I bought a 2006 Elantra in 08 and kept it until 2023. It was a great car. The only reason I got rid of it, was someone hit me hard enough to total it, but I was completely okay.
The constant shopping for the latest Arabian perfume "drop"😢😢😢
@@1777sammy You don't need to smell like a different person everyday Darling lol. Just get you 2-3 perfumes to swap between whenever you become noseblind
Wow this part
Our plan is to pay off our debt and get our dopamine hit from that. And to be content with what we have
That is a good point you bring up, you can get a dopamine hit from seeing your debt being paid off or seeing the amount you saved go up! It is very encouraging and sometimes makes you want to do more! ❤️
I did find paying it off fun like that. I don’t find saving as fun at all. It was at first. But then when you have to use it for things like dental work replenishing it gets tedious
Same
This is what I am trying to do. My debt is my mortgage and I am track to pay it off in three years (hopefully before) and my dopamine hit us watching that balance each month.
@jadecom6 right, I mean honestly your still spending the money and a lot of it at once in our case. I'd much rather be out of debt than have a bunch of stuff that I will tire of eventually.
The first young lady is correct!! It’s supply and demand. Prices will go down if spending goes down. People are using credit cards/debt and continue to purchase=increased costs
There is more to the increased cost for example monopolies.
@@honestfriend767 yet if ppl stop spending on frivolous things, it'll send one hell of a statement to the CEOs of those companies. They realized they could raise prices & ppl would still spend so they continued to test limits of how high they could take it. The only thing they'll listen to is a loss of profit.
I might be wrong but the way I see it they will just fire people, reduce the quality and price of production which will in the end have you buying more because of the poor quality. I hope I'm wrong but in the age of exponential growth companies aren't gonna choose to reduce their income. Shareholders don't like that.
Also, even if we look at it at the smallest scale, if prices of basic necessities are going up, means of production are getting more expensive, if you don't sell to make a profit that can cover your expenses you have to stop and do different work leading to monopolised markets.
You can't really talk about just reduced prices of goods if the basic life necessities and basic means of production keep going up (like housing, electricity, gas, food)
Groceries and housing are necessities and those are high. The cost of living is the result of corporate greed
Yep this is the strongest point in the entire video when it comes to what's happening with the economy. Of course not the ONLY factor, but absolutely a significant one.
The fact that both my husband and I have cars that are paid off is a flex, in my opinion! I don't need a new car!
It absolutely is a flex! The only people that don’t think so are the people who are slaves to the looking good while broke or the car salesman!!
Loving my paid off minivan even though it's deciding to suddenly give me issues. The maintenance is still cheaper than hopping into another car note.
@pri_shay_dior 100%. Any car will have maintenance costs.
Agree, that's definitely a flex
Same! But now I need a new car after having mine paid off for 6 years! It was a cheap 5k car off some random guy so… she had a good run! Still going but it’s not really reliable to take out of town so .. might need a new one soon 😭
No buying any more new books until I've read all the books that I've been purchasing over the years! No new clothes or shoes either.
lol-the clothes and shoes I can do. The books, that is one step too far for me.
The library is my best friend and as for clothing & shoes? I have a quota if I’m not wearing those clothes or lost weight?
Donations,
Donations.
Donations
Plus the library books / ebooks/ audiobooks
My rule is if I'm buying a new book and it's a series, I have to read that many books on my shelf before getting a new series. So if a series is 7 books then I must read 7 books before buying the book 1.
No new books is one of the hard one😢
This year I’m working on owning less, getting close to God, growing A LOT of fruit and veggies and trying to knit a jumper.
💯!
Love these goals
This the vibe fr
❤❤❤
Love it!!! I see my own clothes. So therapeutic when I am stressed!!!!
"The only kinda kept I care about is having money kept in my bank account" - best quote 😂❤
As a person who grew up frugally..these type of videos are interesting, but it's good people are understanding the problem and having solutions
2 kinds of kids who grew up frugally - the ones who continue the trend, and the ones who rebel against it. If you didn't grow up frugally, how do you learn how to do it?
@@arh1234it’s nothing really to learn. Only buy what you need. Food, gas, toilet paper etc…it requires discipline which we’re all capable of doing.
@@arh1234For me, it came naturally. I do have people around me who spend money freely, and sometimes I wish I could have that kind of "comfort," but I can't fake it just to fit in with others. The important things to spend money on always matter more to me. About five years ago, I finally upgraded my old Samsung S5 to an S20, which I still use today, along with my well-worn shoes. I believe in using things until they're ready to be replaced.
Even though I'm making more money now than I did back then, I still struggle to break away from how I was raised.
@@arh1234easy... asking yourself "do I need this or is it a useless want?" & "will buying this improve my life in any way or can the money go to something more important?"
@@arh1234 i think delayed gratification plays a part too. as a kid i was really good at putting off enjoying something like a cookie and would actually test myself to see how long i could last. as an adult, it brings me more satisfaction to work hard at something or work towards a goal and then reward myself, instead of rewarding myself for no reason at all or just to satisfy a need immediately.
Not gonna lie, having more free space and everything just looking more spaced out and organized does make my brain all happy and go ✨️
Same
It's less stress when you move
I moved into a travel trailer and kept only the best of what I own. It makes me appreciate what I have, take care of it, and no need for anything extra. My space is clean, organized, and everything has a "home".
That's me after decluttering a bunch of clothes in January. I am happy with my current collection and want to keep it that way.
Exactly! Sometimes not buying that new thing is like "buying" the free space in the home, it feels good and not like my mind is being pulled in five different directions.
i can’t believe it took me this long to realize a lot of people change their seasonal decor Every Year. i grew up using the same decor, same ornaments, and same faux tree every christmas. (and still do this in my own home) i’m very glad other people are catching on!
Same!
Same here!! I can’t believe they would get new stuff every year
Yeah that's always wild to me 😂😂
There is always an abundance of seasonal decor in thrift stores, especially at elderly charity shops. They are all downsizing and need the business to keep their community centers going.
Wait… people change their decor every year?! 😭
In 2024 I paid my debt, in 2025 I want to stay out of debt and save more money. When I told my friends about being debt-free they kind of brushed it off but just last month alll of them started saying they wanted to be debt free 😂
You trendsetter you!! 🎉👏🏾
I love this! I did this about 7 years ago when my son was a baby. I stopped impulse purchasing and really asked myself do I “need” this. I went through my bathroom and found a ton of chapsticks, partially used shampoo/conditioner, unused beauty products etc. I spent half a year using up the things I already had.
I try to do a big "stock up" on stuff like soap and deodorant and then keep an inventory list of how much is there until I've used it up.
Keeps me from impulse buying stuff like Native because a new scent came out or it looks nice. Because I already have so much to get through at home.
In our family office room, we keep a mason jar of new and lightly used chapsticks like free ones we get at swag tables at conferences. We have at least 20 so my sons know where to get their next chapsticks!!
Well done!
I got rid of Amazon prime a year ago and it saved me so much! You can still get free shipping if you spend $35 and it makes me much more intentional about what I buy. Now, if I need something small asap, I just go get it in person. I have the time to do it 99% of the time lol
Plus its great to help the money keep circulating in your local economy if possible!
@ yes!!🙌🏼 which i definitely prefer
Instead of committing to a no buy for the entire year, I’m more committed to “no impulse shopping for nonessential goods”. My birthday is in March - if there’s an item of clothing or a video game or something I really want now - if I still really want it in March then I’ll treat myself when the time to buy comes.
The goal is to foster an environment where I’m grateful for the things I already have and the things I purchase in the future, rather than mindlessly consuming all the time.
Yes! I bought a brand new dji drone.. I looked at it and its been put aside for weeks.. weve got to stop impulse buying things we wont actually use or really even need.
🌸 Happy Birthday In Advance 🎈
This 100%!!!!
I am on low buy too this year and this is my mindset. I could only purchase something if it's my birthday. And the item should be in my wishlist more than 6 months so it has a time to be fully marinated rather than impulsively. For the rest, I could wait as a gift from family or friends, especially during Christmas.
@ I totally agree! I’m starting a shopping fund for my wishlist, that way I know it’s something I definitely want and will use before just spending hundreds of dollars at a time!!
I’m doing a low buy year, and shopping my home before I shop outside.. clothes, skincare, home decor.. I have so much stashed away. New mantra is “having money is better than spending money “ 💰
Was gonna buy a new dress for Valentine’s Day which was gonna tempt me to buy even more stuff that’s been in my cart. Then I remembered the dress I wore on New Years was brand new and perfect. That’s what I’m wearing.
I did this on my birthday and found new ways to style something I already had!
I haven’t bought a single item of clothing, makeup, etc. and it already feels so good. I’ve been able to actually invest and save more!
I'm here for that and want to shout it to everyone in UK. My daughter is finishing year 6 and some parents thought appropriate to order two limousine for them for one hour before their party. I said no I didn't want to do that. I find it tacky, and frivolous spending. And most of those folks are on social housing or privately renting. I manage to buy our house still paying mortgage and I explained to my daughter that I can spend that amount but on something that either increases you in health like sport or an activity that increases your wellbeing or increase you in knowledge etc. but taking pics for social media and going around in the neighborhood in a pink tacky hummer is insane at such a young age too.
I'm doing a low buy year. I did a massive spending audit at the end of 2024 and I was SHOCKED at how much I spent on skincare, books/Kindle books and body care/fragrance. In 2025 I am focusing on being grateful for and using what I already have. My word for this year is "Enough"....and I keep finding new ways that that word is applicable.
we don't talk about the books 😭
I have subscribed to Bookbub, which sends me a daily list of what kindle books are on sale. If you're patient, you can wind up getting something you want for $0.99/$1.99/$2.99. Although I am also constantly findnig books on Libby (library app) and at my local library :D Books can be tough, I have a serious TBR shelf that I need to get through this year!
I think the main reasons I save are to be able to afford the things I want and to not be forced to do anything I don’t want to do. My mom would always tell me I could “move out” if I didn’t want to do what she wanted me to do and I hated that feeling of being trapped. That’s why I sacrificed and saved up a 3 year emergency fund. Now if I get fired, I never have to go back to her. If I don’t like my job, I can quit without worrying about paying my bills. I’m completely in control of my own life and I can make my own decisions without anybody forcing me to do anything I don’t want to do.
Good job 👏 it’s great having “fuck you money” .. you can sleep like a baby at night
You are a very intelligent person 👏🏽
I better increase my EF from 6 months to 2 years. Thanks for the reality check I never knew I needed.
@ I’m going to sound hypocritical, but I wouldn’t suggest doing that. 1 year is the max you should aim for just because it’s best to invest, unless you’re planning on buying a house, which is really what the money I have is for. By leaving money sitting in savings, you miss a lot of potential gains in the market. I’d probably have a lot more money if I put it in the S&P over the years, but since I’m planning on buying a home in the next year I need the money to be stable.
Ahh,adulting 😌
my life is a ‘no buy year’ i grew up poor and i don’t make a lot as an adult. while tough at times, having these mindsets already ingrained within me has helped so much w this overconsumption trend going on right now. i’m SO happy to see no buy things being a trend, it’s something positive and necessary rn imo :)
Can't overconsume if you're too broke to averagely consume 😂😭
@@sprigganpanda truest words I've heard in a while.
For people that do not already have solid investments, I do not recommend buying individual stocks. They are much more volatile, and just because you like it, doesn’t mean it’s a great company to buy stock in. Just stick with ETFs or indexes.
Coffee was a huge one for me. My mom was getting rid of her keurig that had the over ice option because she thought it had broken. I asked if i could have it to try and fix it. I brought it home and descaled for about 2 hrs. Worked like new. Asked her if she wanted it back, she said no because she had already bought a new one. Let me tell you, I have saved so much money. I would spend about $20-$30 a month, if not more, on coffee. Now I buy the ingredients to make my coffee all fancy. It tastes just the same if not better because it's cheaper!
So many people replace things that just need basic maintenance. I heard another story just like this about a vacuum cleaner.
so glad to see adults take control of their lives, i mean a lot of people think that there is a timeline but there is never a bad time to start being conscious of your spending!!!
I went to order chipotle yesterday, up until I realized my bowl and some chips and guacamole would cost me $24 😭. Went to HEB instead and for some soup and grapes 🤣
Awe man, I used to live in TX. I miss HEB!!
True! chiptole even for vegetarian is over $10!
Heb got their own tex mex bowls! Less than 10$
Just make the bowl at home? My hubby loves the double chicken tostada from pollo loco and its literally just pinto beans, mexican rice, lettuce, tomato/salsa, sour cream, chicken and avocados, tostada bowl. For $12
He doesnt even eat the tostada bowl. So i ended up going to HEB and buying all of that, minus the rice and tostadas since he’s trying to diet. He loves it and it came out cheaper than spending $12 every day for a chicken tostada bowl . Cheap and healthy for a diet.
He also likes the acai bowl from tropical cafe. We just ended up buying the frozen acai and we already have the frozen mixed fruit, peanut butter, oats, etc. all we needed was the acai which was $7 and we’d rather do it at home than spend $11 each time.🤦🏽♀️ You’re just paying for the convenience of having it ready AND for one time only. Not worth it.
@@ughmuggles1815 facts , I’m definitely planning on just cooking more at home ! It’s definitely cheaper and you can meal prep for the whole week for the same price you for a few days eating out . Agreed
You aren’t “unkempt” for not filing down your natural, healthy nails to layer on toxic chemicals and colors. That is a functional ORGAN of your body that is doing a job and unmasked can indicate physical health problems. You’re not “stinky” for owning one or even no perfumes. Being washed and preened makes you smell good-a fragrance is an optional cherry on top.
I stopped painting my nails cause I hated how they chipped so quickly from my work and my nails looked dull.
I started to take care of my natural nails, moisturizing the cuticles and cutting and shaping them into an almond shape about every week. They’ve gotten much healthier and I’ve gotten more compliments on my natural nails than I ever got on painted nails!
@@carindahill6604I have the same problem. I cook everyday, and quite clumsy, so I chip my nails almost every day (especially while chopping and cutting the ingredients). So I prefer to keep my nail short. With the amount of money that the people charge in the nail salon, combined with my lifestyle I don't think that having "pretty nails" is sustainable.
This reminded me of the time my manager asked me to go in the back and put on a little makeup so I looked more fresh. I typically wore makeup but as a personal preference and hadn’t realized until management insisted that it was an expectation .until the day I didn’t feel like putting it on. Furthermore when i pushed back citing unfairness in expectations between men and women employees due to time and product costs I was laughed at (I was a waitress at a local tex mex chain)
I wanted to do a low buy year, but a year is just such a long time so I’m going to try and take it monthly. I got 25 days through this month before I spent on a non-essential item. 24 days is better than no days and I have saved the amount I wanted to for January, I just gotta pick myself up and keep going 😊
Great job! I did most of January then I bought some art supplies 😅 but now I’m good for February
@@ElinWinblad my purchase was a crochet bag that I didn’t need as I have plenty of bags 🤦🏼♀️. Also got pulled in to the limited quantity hype, gets me all the time.
Some progress is better than none! I definitely spent too much this month. But next month we will do better🫶🏼
Take it bit by bit. Do what is best for you.
What I do: I have an extra bankaccount/debit card with my „spending money“ on it. For me it‘s 700$. It‘s for all the random „card swipe“ spending I do in a month; that includes groceries, transport, eating out, coffee, toiletries, little bits and bobs. So it’s a mixture of essentials and „fun money“. This way I restrict myself to a certain amount, yet allow myself little treats guilt-free. For „larger“ purchases like new sneakers, a new blender, new phone, whatever - I make a list (and use a different card). I divide the list into „kinda need this“ „this would be nice to have“ and „this is just fanciful wishing“.
This way you avoid impulsive spending, yet acknowlege your wants, and really only purchase what‘s been your mind for a while. Plus by purchasing it on a different card, it‘s easier to keep track of your expenses, as you‘ll have a lump sum of 700$ for all the little „guilt free“ swipe stuff, and then a hopefully a very small amount of „larger purchases“ and bills.
Basically, don‘t beat yourself up over small stuff, but stick to that frame you gave yourself.
Been on a no-buy journey since January 1. Saved $800 that went to debt just from not buying non-essentials. Re-financed my car and slashed the interest rate by more than half, paid off a card and got a lower interest rate loan from a credit union to pay off the rest with a solid plan on paying back the rest. It feels so good and I feel more in control of my life.
I have a small picture of Terry Crews (the dad from everybody hates Chris) in my wallet to deter me from spending unnecessary money it works lmao
Love Terry Crews ❤😂
As someone who lived in Germany for 3 years, the food was top tier. You could get freshwater salmon for about $5 a lb. I can't eat salmon in the states, gives me hives. We ate so much fresh fish in Germany. Our groceries were so fresh and cheap.
Meal planning and then doing grocery pickups has really made a difference for us. Especially doing pickups from Target. Cuts back on impulse buying.
Oh definitely. Wandering around the aisle is what gets you in trouble. There is a supermarket chain by me that loves to change up the aisles every so often to make people walk all over the store to find their usual purchases. 😖
I love Target drive up. Only order what I need and check out quick to not be tempted by the "deals" (buy $50 of home supplies and get a $5 coupon!)
Don’t just say what you are going to do, do it!
As an ex-shopaholic and beauty influencer, I started a low buy in 2019 but it's still going now. Reason being is that it has significantly improved my life. I recommend it to everyone, not just people in debt. I get my dopamine from decluttering and saving money.
I recently started a "low buy" it was easier than I thought. I found my weakness is eating out. I saved so much money by just getting rid of all these shopping apps and just asking myself do I NEED this. I'm in a beef with these big companies. I'm tired of giving them my hard earned money when they don't even care about the people making them rich. That def helps me not spend
100% just about 1 month in no buy 2025, except for groceries, household necessities and gas, and already im starting to add to the savings!!
sameee and it feels so rewarding 🎉
I love when people are able to see the results of discipline. I am so happy for you. ❤️ keep it going, you got this!! It's only up from here.
I don't even know you and I'm proud of you. Keep it up!
Same here ! 500 a paycheck and it feels so amazing ! Finally seeing commas in my savings
Yup!
The consumerism that is encouraged for every little holiday is wild! Not just in decor, but for utensil and cooking? I saw a heart shaped spatula at Target that I doubt is even functional!
I have a Halloween one with a skull, but i use it ALL YEAR! (It's the only one i have, i don't have one for every holiday)
The perfume is so real. Why do I feel like I have to have every scent? I just love things that smell good! Same with candles, it’s a huge problem! I can definitely take those out of my 2025 budget at minimum
Perfumes are generally not good for health (especially with the rise of cancers in women) ..... Keeping that in mind might help with not buying more or sticking to simple natural fragrances that don’t cost as much? 🤷♀️ Health is so important. 🕊
I have been doing no buy for a few months now. Working to pay off debt, save money, and invest. I cook all my meals at home, make coffee at home, and have no shopping apps on my phone. I will be done paying my car note this Summer. It will free me up so much money monthly!!😊
I did a no clothing buy last year. It really reset my perspective of what I needed.
Dude at 3:59 touched my soul. That what I keep reminding myself, just because I have the money doesn’t mean I need to spend it. 😩
I'm trying my best to be empathetic, but the fact that the concept of "only buy a new thing when you actually run out of the thing" is being posted as part of a challenge is just mind-boggling to me. That's just how this works. On Earth. The financial crisis and cost of living increase is absolutely a problem, but young people with spending habits like this are really hurting their cause. It's taken me a long time, but I'm 31 and about to buy my first home. It's small, but it's a place to call my own and I won't be paying for someone else's mortgage. Couldn't be more excited.
I agree and I'm so proud of you!!!
I started this year debt free, per my goal, then my dog got sick. I now have vet bills, and it's a lot. My dog is 14 and that's where my $$$ is going.
This was my situation 2 years ago and lost both my dogs, they were 18 and 15. It took me 8 months to pay off the vet and related debt. I decided to pay off all my other debt that I also accumulated in that time before thinking about getting another dog. Pets are expensive!
True but at least you don't have additional debt to add to it.
Same. Began the year debt free then a very painful dental emergency. Insurance pays almost nothing and I didn’t have adequate savings to cover everything so back into debt (temporarily) I go! Expense is ongoing. Have to see an endodontist next.
Started off last year debt free also but my elderly van said, “Hold my beer 😂”. $4,300 gone, just like that. Van is going strong this year but needs tires.
It doesn’t end.
Best of wishes and skritches for your dog! (I work at an animal hospital)
Not having an emergency fund is a financial crisis
Elderly dogs and new tires should be thought of before the expense arises. Car maintenance and elderly health care are NOT surprises!
This whole topic is interesting to me. Hubby and I are, naturally, bad capitalists, as we've always enjoyed walking around in places but not buying anything. We just like to see the stuff. But, then we started intermittent fasting in '23. So, not only do we not buy much anyway, but now we cut our food bill in half, just when food costs started rising. And then we lost a bunch of weight because of it, so WE HAD TO BUY NEW CLOTHES. We got them all at the thrift store behind our house. That thrift store had excellent clothes, many never worn with the tags still on, and most everything was under $10 (most items priced between $4-6).
Good luck to everyone aiming at a no buy 2025. I hope you also have a positive experience on your journey.
My no/low buy will start in February. I am purchasing all necessary household goods. Toilet paper, detergents, cleaning supplies. I am stock piling these items in case they raise the prices because of tarrifs.
My low buy starts in February too 😊
This is actually smart.
Your household essentials are made in America, so you won’t have to worry about tariffs. If the items you purchased are being imported into the country, then it could possibly have a tariff tax depending on which country it’s coming from. Safe to say you are going to be just fine since you are buying essentials that are American made (i.e. Proctor Gamble, Kroger, Johnson & Johnson, etc).
I started my low buy this month, and I did okay. 😏 I will try it again next month. 😉
Same here!!
Yes! This goes for DIy too. I reaaaally wanted a long low table to put in my front window. Found table legs at a flee market for $5, got spare wood from my father in law, and screws and stain I already had. I have beautiful table for $5 and an amazing bonding experience with my husband. Making the table priceless.
This video made me realize I can't low-buy, because I've already cut all my excess spending. I need things for my disabilities, and family, but I can't afford it. Forget having hobbies or streaming services. I didn't even know people decluttered perfectly good things, just to buy new thing... I've sewn broken clothes, or used duct tape this whole time; And saved up to buy food in bulk or buy seasonal produce. I haven't bought clothes or seen a restaurant in 4 years. Where do you guys get all this money? I can't afford hobbies! I wish I could low-buy further just to have enough to replace things. I'm almost jealous of these people who have the privilege of low/no-buys; But, I also hope it helps them.
I was in the same situation as you for decades but managed to climb out with the help of a few different lawyers, actually. Please consider telling your circumstances to some professionals to see what options might be available to you, that no one has told you about.
I don’t know if you’ll find this comforting - but it seems like at least half of the people in this video are in debt. Likely major debt, on top of mortgage and car payments, and that is what is prompting their no buy.
Some libraries offer streaming services. They’re actually pretty good.
Started a no buy and cash envelopes again until I pay off my debt! So excited to get back on track!!
When we see others doing it, for some reason we get encouragement to do it too. This videos are important. Thank you!
We need to start getting back to restyling outfits in our closet to look new or to make us feel good 👌🏽
Thats what i do. I mix and match
I actually did a no/low buy year last year and it definitely fixed my brain. I got out of debt and am now saving for an emergency vet fund for my cat and my dog. I remember the first few months were hard and I had a "relapse" in April after I failed an exam. Really showed me that I used shopping as a coping mechanism for when I was feeling bad.
I love to see people adapt personal no buy rules that makes 100% sense to them, it probably increases the chances of success. Personally, I saw this weird cycle between getting into debt and as soon as I paid them off I magically spent more. I was able to be frugal if i had debt weighing me down.
So I got myself a credit card capped to my monthly allowance ($500), and it has never been better. I apparently need the weight of some debt?? I pay it off completely every month so zero interest. It also keeps me away from lifestyle inflation.
I've never done a no buy because I already do the habits they are trying to form. I'm so incredibly grateful my parents taught me that credit cards aren't free money and to never buy something until you have the money to buy it. Now I just need to learn how to invest.
We carried this into Christmas this year. Most of us can buy just about anything we need and we didn’t see the point of spending hundreds just because it’s Christmas. We did a “Gifts of the Wise Men.” Three gifts- one practical, one fun and one wished for. My gifts were flannel pajamas, a snake skin purse (not designer or real skin) and a perfume. I also made a big breakfast for the family. It was awesome. We liked what we got and felt great we didn’t overspend and have bills due in January. It took stress away and allowed everyone to enjoy the season more.
I am challenging myself this year to severely cut back on my unnecessary spending. To fill the gratification void, my goal is to come up with a hobby that produces a useful outcome. Like canning or sewing clothes. Long term rewards vs small moments of satisfaction!
Honestly, just being able to mend your things is such a great skill. The amount of times I'm like "I'm going to do some sewing this morning" and it's just me fixing seams and replacing buttons for a few hours. I feel good and I get a bunch of easy wins without needing to stay focused for an entire project
Look into sashiko! It’s a Japanese method of repairing clothes beautifully and I use it to extend the life of my clothes!
I’m doing a no buy 2025. January hasn’t been super great but I’ve managed to save some money. My goals this year are to pay off my car, have a $2500 emergency fund and get needed dental work done.
I keep all my christmas decorations for years and put them out. Most were bought 50% to 75% off, right after chrismas. Look for after season buys on big items. Grills, outdoor furniture , fire pits. Things like that can be 50% off late in the season for the next year.
This video is on point. If someone brags to me about what they bought, it just tells me they’re a consumer, not a producer. And if I know their income and they’re bragging about how much they’ve spent, it’s like they think they won some kind of competition. No, they’re just giving their money to corporations and billionaires. A lot of people try to look like they have money because they’re compensating for something.
Last year I started making sure I have some canned goods and noodle cups at work, so even if I forget a lunch. I always have something and I won’t go to the restaurant next door to eat, which I was doing a couple times a month. I’ve saved about five hundreds doing this.
I’m also in my thirties, which means I need to look around my place before buying a lot of things, because I probably already have it.
And also buying stuff in bulk is great way to save, because it’s actually just gambling on just being alive for the next hundred days.
This is great idea. I now work from home, but I would have a couple frozen entrees in the freezer for thise days. I now keep a few at home for the same reason.
So smart! One time I forgot my lunchbox at home and was so sad when I had to buy lunch at work. I’m doing this tomorrow!
I did a low buy last year and actually did better than I thought (bought less than my limit). Not decluttering was KEY. As well as focusing on health (physical, mental, financial), interpersonal relationships, and hobbies. And limiting social media!! I feel like overconsumption is just a symptom of something lacking in your life. Now I don't crave shopping the way I used to. There is no such thing as retail therapy, you're missing something in your life and you're unhealthily coping!
It is so motivating to watch these! I have pretty good budgeting but will admit I have a very well paying job that afford me a fair amount of disposal income. But, this year I am planning two big trips. Going to have a mindset of focusing on those trips as my main "fun money" for the year, and not get into a regular habit of shopping and filling my life with more stuff. Trying to plan ahead and pay for activities/tickets and stuff in advance to spread the expense out through the whole year. Meanwhile, got in a habit of putting extra in my mortgage each month. It is so satisfying to see that balance actually go down!
This is more aligned with my goals. I love to travel internationally so my fun is saving up for that big trip. Also working on paying off my mortgage in a few years, so seeing that progress also helps me because those two big items mean more to me than eating out and buying things.
For me I’ve been doing No Buy/Low Buy for most of my life and actually not treating myself at times I should’ve because I got so focused on saving every dollar and priorities. Of course I’m making sure it doesn’t lead to overconsumption but then again I’m pretty happy with what I have anyway. I do like to build on things in my home and want to start going out more often but never will I lead things to a point where I’m constantly struggling.
I live by myself in a one bedroom mobile home so it’s not like I’d have much extra room for things anyway and being single as well.
Not your husband calling you Mr.Krabs 😂😂😂😂 I'm dead.
😂😂😂
My No Buy days have been in motion for awhile lol but I think that we are going back to how our parents or extended family maneuver life with not having much and still being able to provide for themselves...and be content. AND I LOVE IT! My biggest temptation is eating out but we have worked on cutting back alot and eating at home. Plus, it feels good to have the same 'restaurant' food that tastes WAY better for half the cost. Other than that, we keep our lives pretty simple and spend extra on what's needed, while making more money in the process.
And my battery is on 95%...charging it before we leave for church lol
I’ve been doing a variation of no buy year… it’s a combination of a few goals I have. Helps me save money, run more, and use less plastics. Essentially, if I buy anything that’s not environmentally friendly (sustainable, biodegradable, plastic free, etc.) I have to write it into a waste tracker and run 1 mile for the purchase. It’s a hard challenge, but I’ve ran a lot so far this year and it has been preventing me from buying a bunch of waste I don’t need. I’m doing “project pan” to use up the processed “foods”, toiletries, etc… but when I run out I’m switching to organic hygiene products, laundry detergents, dish soap, etcetera. I’ve been loving the challenge and feel so much better already about what I’ve been using on and in my body, as well as the savings :)
I deleted shopping apps and I made it now that I can’t scroll on social media after I shower and that helps with spending so much
I feel you on the car! Mine is paid for. Also due to fault of the service shop, I got a brand new engine for free! I haven’t had a car payment in years and it’ll be that way for as long as possible.
Meal planning helps a lot as well when budgeting. I decided to go to nursing school and can only work p/t. I had to figure out how to close the gap in lost income. I started to meal plan for my family of 4. I went from spent $400 a week to $250 and we have a set dinner every night. We also stopped buying pizza on pizza night. I was spending $200 a month on pizza alone! I also cut some streaming services, car wash subscriptions, no buying lunch at work and no fast food at all. Not even if it’s a late night. I had to cut a few more things as well. Luckily I have never been a hair/clothes/makeup/nails person. My car will soon be paid off as well which will help when I get towards the end when my clinical days increase. My husband and I will change the plan as it goes, but it’s working out so far.
yes, I started mine January 1st of this year and it's been great! I"m sick of the choke hold consumerism has on Americans.
I cut off some things. My goal this year is, if I want it, I will put money aside, little by little, in my cash stuffing binder until I have enough
Definitely started strong with that first video. People are so used to spending & overspending money they don't have.
Even if you do have those funds,
if you don't need it or use it more than a few times...nope.
Cutting out non-essential & the amount of advertising that you see is so important.
Recreational shopping shouldn't be a thing. Emotional shopping. Boredom shopping. Nope. Nope.
Never was big on clothes shopping..but ive held off on my adhd hobbies..I always try a new hobby buying everything I need off amazon. I tell myself to wait two weeks andif I still want it get it..I never end up still being interested 😂. No more hasty decisions..sit on it a while before spending on it.
I have 5 kids so after consideration i decided a no buy wasnt really realistic. But a low buy is very possible. So we are all on board
I had my grocery budget down to 125 but now Im challenging myself to get it lower. As of right now Im listing to RUclips videos while i bake snacks for everyone for the week so that i dont buy them. 14 year old twin boys eat A LOT of food and if i buy snacks it adds up
Only spending besides necessities is home upgrades and my daughter. My husband and I put the kabash on any additional spending for us. We looked around at Christmas and were just totally overwhelmed by the amount of stuff we had and didn't want/use.
In 2020, things weren’t there when we needed them so we got used to buying just in case. You didn’t want to get to the last of something because you might not be able to get it when you needed it and people got used to just shopping online more.
I’ve been doing this for years and it’s freeing, indeed. It gives you space to think whether you actually want ti buy certain things long term or not
I mean this is a good thing. Taking financial responsibility is a great step. The self reflection is respectable and should be encouraged
I’ve been doing this since I became an adult, interesting people finally catching up not spending on unnecessary things due to religious reason. I spend money on massive passion projects that improve my skills that can be used to improve my income. No debt, don’t need to drive as much, and don’t have societal pressures to look a certain way.
I'm basically debt free except for my mortgage ($805 per month @ 2.75%) for my 3br 2bth ranch on .5 acres.. I make over 100k and anything i purchase, its wuth a travel credit card.. I normally pay the full balance prior to the 30 days while building up points. Welp, i recently booked a main cabin flight to the Caribbean and staying in an all inclusive resort on points. My biggest purchase this yr will be a dryer as I've done without one for 10yrs. 😊
Great video ❤
I’m doing a no buy this year too.
I did a low buy last year and enjoyed it.
I’m excited to get more strict this year and invest the money I would have spent. I want to have some money in retirement and I know that no one is coming to save me
No makeup or skincare except to replenish. I hate buying clothes so that’s not a problem. Eating out I can manage. My phone is at 86%. Love your work 👏🏽
I started in January with a low buy month. I am cleaning my house, decluttering and I need to buy a couple of things to substitute broken stuff. From February I will be in my no buy era. It will end in February 2026. ❤
6:21 Same, girl. Grew up in a poor household and didn't have a big allowance. My mum told me so many stories of how toxic and damaging nail polish and hair dyes are. While I knew that she was just trying to scare me away from using those products, it did end up making me not even consider them as a necessity. To me, they're luxuries and should be one of the first things to cut out when we need to cut back on our spending.
I don’t need the new new every year or every other year. I keep my phone until it’s on its last legs lmao. 🤣 Even switched my carrier so I only pay $35/mo unlimited everything. I cycle my subscriptions as well. I’ll have ONE, keep it for a month or two, watch everything I want & cancel. I’m cutting out going to the movies. I’ll wait til it comes to VOD for CHEAP rental ($5 or less). I cook all my meals at home & have been learning to cook things I’ve ordered out. In the age of RUclips, we can all learn how to make those same dishes we’re guilty of ordering for takeout/delivery.
Yaaaas!!! This is me. Which phone plan do you have bec I changed car and home ins and now looking at phone carrier.
That social media section is the truth. A lot of content creators are using business money to buy stuff bc their channel is a business!
They also get sent a ton of stuff for FREE
I started a low buy in December. Got a bonus from work in January, and sliiiighty fell off the wagon. I bought some items I've been eying, nothing crazy (pair of jeans, a shirt and some skincare). I just deleted the AMAZON and Sephora apps, pray for me y'all 😂. I hope I have the strength to not redownload 🙏
My list would be
-buy less take out food
-don’t look at your email so to avoid wanting to check out sales
-no more funko pops, be happy with what you have.
-no more clothes shopping unless you worn out the clothes/shoes
-less book shopping , read all the books you didn’t read yet
-art supplies, use what you already have
-meal prep for work
I already paused my Amazon membership, got rid of Hulu. I only pay for crunchyroll streaming.
I don’t pay rent anymore so that’s also a plus.
Hopefully this will make me spend less money this year.
Consistency & discipline is the key
I will not lie to you. I won’t be participating in this BUT I make sure I do my best to not put myself in a situation to just be spending just because.
Yes! I’ve had my car for 10 years and don’t plan on getting another one until I have to. Cheap car insurance no car payment im good.
I bought my first house last year and I have budgeted a specific amount of money for home items every month. It can be paint, tools, furniture, etc... but I cannot go over that amount. I will furnish my house room by room and not go into debt to do so.
I've been on a no-buy since 1st Jan and I'm loving it! I thought it would be hard but not only is it very easy but it's brought me a huge amount of peace. I paid off my car in December and that made me so happy. I adore my Suzuki and I'll drive it until it will drive no more. Paying off my car is saving me £4,700 a year. The finance on my hubby's car is up in November this year. We're handing it back because it's awful and buying a second-hand car in cash, saving us another £7200 a year. Car finance doesn't seem much a month but added up over the year you realise what a huge amount of money it's costing you. We aim to be debt free in a couple of years apart from the mortgage and I can't wait xx
I love that this is a trend! I have been very mindful of my spending for many years and it’s nice to see people really taking some accountability and stepping away from consumerism. I say this as someone who does love to shop, but I have been successful on no-buys and low buys before and I am currently doing a low buy/no buy again now for the next six months 😄.
Used Covid for that. 3 years barely spending money was the best thing I ever did bar buying a house in 2012.
I decided I was going to do my first ever NO BUY. I was originally going to just do it for January so I didn’t feel so restricted but I believed I could do it for February as well. This month is ending and I did so well! I only spent $15 on a few random things but I had budgeted for it. I’ve been heavily budgeting and I’m slowly paying off all my debts. I cut up my credit cards. I never thought I would ever go on a no buy. I was so scared but I just kept reminding myself why I started in the first place. After a few weeks into January I started to see on RUclips how so many people decided to do NO BUY as well. I was glad I wasn’t alone.