FOX 13 Investigates: Utah woman says General RV altered contract, misled her on RV payment terms

Поделиться
HTML-код
  • Опубликовано: 31 янв 2025

Комментарии • 2,6 тыс.

  • @ronnieking3848
    @ronnieking3848 3 года назад +675

    General RV needs to make it right. Sounds like a scam. She needs to take them to court.

    • @dodgeplow
      @dodgeplow 3 года назад +12

      The DA needs to file criminal charges. That's what needs to happen.

    • @montemaguire4596
      @montemaguire4596 3 года назад +2

      And if shes not the only one it should be a civil lawsuit

    • @djjeckel65
      @djjeckel65 3 года назад

      She is the the scam

    • @djjeckel65
      @djjeckel65 3 года назад

      @@dodgeplow why its clear as day she has a big payment to make of 63000. Look at the yellow paper

    • @ronnieking3848
      @ronnieking3848 3 года назад +7

      @@djjeckel65 Do you work for General RV? Have you seen the original paperwork?

  • @charleshowell8128
    @charleshowell8128 3 года назад +1258

    Hope she sues and gets the rv for free plus damages

    • @ericb6784
      @ericb6784 3 года назад +29

      I wouldn't want that constant reminder of almost being fkd over by a very large corporation.

    • @adamwest2130
      @adamwest2130 3 года назад +34

      @@ericb6784 I call bullshit. If you got it for free I doubt you would care very much you want Scott fucked over by a company, cuz in the end you fuck them over

    • @charleshowell8128
      @charleshowell8128 3 года назад +30

      @@ericb6784 I would ,then you would also be reminded that you stood up to a giant and won. Hell yeah .

    • @crabbyoldman1022
      @crabbyoldman1022 3 года назад +32

      That’s not how courts work. The most a court would do would be to make the dealership honor the 240 payment plan.

    • @charleshowell8128
      @charleshowell8128 3 года назад +15

      @@crabbyoldman1022 you never know now a days. People are tired of being taken advantage of by corporate America. You might be surprised,the spoils go the winner.

  • @davidturk6301
    @davidturk6301 3 года назад +202

    I’m not a lawyer, don’t play one on TV, and didn’t sleep at a Holiday Inn Express, but changing a valid contract and trying to collect on the changes would appear to be fraud.

    • @siriustraveler7083
      @siriustraveler7083 3 года назад +4

      It is she should sue although it took 5 years and she purchased a what for how much 🤣🤣🤣

    • @eriks8382
      @eriks8382 3 года назад +1

      I slept at a holiday express inn but even I can tell you this rv company is full of shit

    • @Arakasi22
      @Arakasi22 3 года назад +1

      And breach of contract. A good judge is needed to void the contract, award the RV to Mrs. Pueblo as paid in full, award her court costs and damages from General RV and then to start an in-depth, full-scale investigation into the company and all of its current and previous contracts. They should make them suspend operations until the investigation is concluded too. Really drive a wedge up their asses and then give them jail time to boot.

    • @angelo_giachetti
      @angelo_giachetti 2 года назад

      Its stealing by subterfuge, fraud or otherwise deceptive practices and that is a crime in all states.
      And, I did sleep in a Holiday Inn.

  • @ronnieam33
    @ronnieam33 3 года назад +462

    I would park the RV out front of that business EVERY WEEKEND and have a sign made telling potential customers about their shady practice and blast it all over social media !!

    • @ronnieam33
      @ronnieam33 3 года назад +11

      @buhao pengyou Great finding a lot a fraud every day I think the Demcraps are going to start crying again like they did in 2016 very soon!

    • @jamesowens2781
      @jamesowens2781 3 года назад +6

      @buhao pengyou troll POS probably China

    • @WASTHATABULLET
      @WASTHATABULLET 3 года назад +7

      @buhao pengyouwe talking about biden the president of the United States who was grilled for wearing a mask during a political virtual meeting by the politicians and leaders of other countries and recently "BANNED" by his own administration from answering questions after some inconvenient facts were uncovered from his most recent drs visit and hunter emails with china?

    • @djjeckel65
      @djjeckel65 3 года назад

      I can see real that she has 119 payments and one big ass balloon payment the big balloon ass payment is not covered up it's not smudged that would tell me that you have to pay it off before your time is up are you get stuck with this big balloon payment

    • @Meekerextreme
      @Meekerextreme 3 года назад +10

      @@djjeckel65 the rest of the contract says 240 payments, the contract should be voided. Sounds like General RV is a scam of a business to me.

  • @turdferguson2839
    @turdferguson2839 3 года назад +472

    I don't know which is worse, the RV stealership ripping her off or signing a 20 year payment plan on a vehicle.

    • @Adroit1911
      @Adroit1911 3 года назад +33

      It's not really a standard "vehicle" though, right? More of a house that drives around a bit like an average vehicle. A 20 year loan on a house isn't bad. Say the house is lean free, getting prepared to become rental property. She's retiring, has income generating property and her home that she can drive anywhere in north America and freely park her home on more available usable public land than any other continent. I'm more than sure that the asshat who modified that contract is definitely worse. I wouldn't be side to find out that he has lost everything he's ever had in life and is now living on the streets with a shoe with a giant hole at the ball of it. Wish we could Thanos the universe sometimes.

    • @kesalexander4800
      @kesalexander4800 3 года назад +1

      Obsolutely

    • @jonboy9734
      @jonboy9734 3 года назад +12

      A vehicle that cost the same as a house....

    • @Adroit1911
      @Adroit1911 3 года назад +3

      @@jonboy9734 if not more! Go check out some double push out motorhome.

    • @rm5282
      @rm5282 3 года назад +7

      @@Adroit1911 unless it is the Tower of Pisa I would hope that a house would be lean-free. Lol...just jokes ...you have a good point.

  • @bc5891
    @bc5891 3 года назад +416

    Sounds like fraud to me. Lawsuit and Fox 13 should seek out other General RV customers to see how many people they have done this to

    • @interestedparty00
      @interestedparty00 3 года назад +14

      Even if not fraud, they prepared an ambiguous contract so they are they ones that must suffer for that.

    • @QALibrary
      @QALibrary 3 года назад +7

      this type of switcharoo is common and RV and car salespeople can and do a lot of work under the table to get people signed up to hit targets or have money flow etc or short out the paperwork after the customer have left

    • @pthesmith
      @pthesmith 3 года назад +19

      It was the finance department. They sold her on the term of 240 months. The finance COMPANY did not agree to lend under those conditions. So, instead of telling the customer the deal fell through, they doctored the paperwork. The edits reflect what the finance company offered.

    • @pthesmith
      @pthesmith 3 года назад +17

      I imagine a lawyer would tell her to keep making the payments outlined by the original contract. The doctored contact is null and void.

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад +3

      @@pthesmith 💯

  • @jenniferross8793
    @jenniferross8793 3 года назад +352

    He was laughing because he got you. The dealership is a Fraud and should be shut down. It's clear that they are scammers. The owner(s) and staff members should get prison time.

    • @quantumtechcrypto7080
      @quantumtechcrypto7080 3 года назад

      HE PHONE # IS 8*0*1* - - 3*0*7 - - 1*0*7*0* SHE IS VERY RUDE TOO SO ITS ALOT OF FUN TO BUST ON SOME CRIMINALS CORPORATE JERKS

    • @quantumtechcrypto7080
      @quantumtechcrypto7080 3 года назад +2

      @Desiree Wyatt yes local here in utah where this happened. They keep calling me and hanging up on me know?it was supposed to be me doing it??? Losers.

    • @floridareedsreviews
      @floridareedsreviews 3 года назад +2

      Remember, after the salesperson is done with the contract, it goes to a finance person/team. With the salesperson, the contract may have been left as she agreed to it, but the finance person/team changed it. You can't condemn the entire company, or even the one sales office, without knowing all the facts, and the news rarely presents all the facts. Their job, after all, is to sell a story that elicits an emotional response, not tell the truth.
      And before you come down on me as supporting the company, I have no affiliation with them. I just hate to see people making blanket statements about a group of individuals for what may be the actions of one.

    • @jenniferross8793
      @jenniferross8793 3 года назад

      @@floridareedsreviews
      Maybe the co-workers or some of the co-workers aren't aware of what's going on and the innocent should not be found guilty of others actions, I get that, the innocent should not be imprisoned. Those who knew and did nothing about it and the mastermind of this deceit should be imprisoned.The owner/owners of the business should do the right thing and rectify any wrongdoing that occurred with the financial amount of every contract with this issue no matter how long it has been since the purchase was made. Not to make necessary adjustments on the owners part means that they have no problems with taking 💰 from customers that they are not entitled to which makes them no better than a thief who break into a home and steal or take the money or credit cards that's in a wallet. It tells others that they don't care about customers who helped their business sales and put food on their tables and it speaks volumes about their character. This place should be shutdown and as much as I wouldn't want to see anyone without a job and have to find a new position, to knowingly and to continue to work at any business place where owners don't acknowledge and correct wrongdoing makes the employee no better than the ones they work for. I would have to question such a persons character as well. Working with and hanging with thieves or those who steal or take from others will eventually rub off on you, next thing you know, you go from being an upstanding person to becoming a criminal and a liar. The good news is that if the place is shutdown, as it should be, employees can file for unemployment.

    • @STScott-qo4pw
      @STScott-qo4pw 3 года назад +2

      those involved with this fraud. c'mon, the grunts in the shops, groundskeepers, receptionists, custodians. I really don't think you meant them at all.
      that said, everyone in the dealership responsible for drawing up these documents, reviewing them, signing them - oh yeah: jail. jail. jail.

  • @JustMe-bg3gn
    @JustMe-bg3gn 3 года назад +622

    Salesman wanted commission so he messed with the contract. If I was on the jury, she'd win.

    • @shirleyrussell7089
      @shirleyrussell7089 3 года назад +9

      Sue them. "BOYCOTT "

    • @upstatekennels4677
      @upstatekennels4677 3 года назад +11

      I would think there is a criminal charge there as well. Either way if I had the reputation this company claims to have, then I would pay off the credit union and set a contract with this customer for the remainder of the 240 months at the same terms. Win for the customer and I.

    • @johnlyn1
      @johnlyn1 3 года назад +17

      It is the finance person that did this. Salesman do not handle the finance end. This is major bank fraud and wire fraud since the financing is handled through electronic communication. Each that carries a 30 year prison term.

    • @quantumtechcrypto7080
      @quantumtechcrypto7080 3 года назад +2

      HE PHONE # IS 8*0*1* - - 3*0*7 - - 1*0*7*0* SHE IS VERY RUDE TOO SO ITS ALOT OF FUN TO BUST ON SOME CRIMINALS CORPORATE JERKS

    • @reddalchemy5970
      @reddalchemy5970 3 года назад

      Me too!

  • @lelandfranklin3487
    @lelandfranklin3487 3 года назад +73

    When a salesman says, "let me see what I can do..." it's always bad.

  • @h8sjws735
    @h8sjws735 3 года назад +47

    I worked in auto sales for 4 years and normally people are usually just dealing with buyers remorse, or whatever, but this is next level shady and exactly why im reevaluating my career in sales..too many places try to cheat people in one way or another. Wish her all the best in getting this resolved

    • @Forevervinyl1
      @Forevervinyl1 3 года назад

      YOU don’t have to cheat anyone. Twenty years in the business and I never cheated anyone. Be the example.

  • @cerealaugher
    @cerealaugher 3 года назад +220

    thank you for this story, my wife and I were ready to purchase from General RV... NOT NOW!

    • @robj2704
      @robj2704 3 года назад +8

      Maybe the news will get around and they'll have to fold.

    • @thecaboose6591
      @thecaboose6591 3 года назад +6

      That's scary! I'm surprised they're still in business

    • @danmcclellan2451
      @danmcclellan2451 3 года назад +6

      This is exactly why general RV should make her contract right! They are going to lose a lot more business than $63,000!

    • @Darth-.-Vaper
      @Darth-.-Vaper 3 года назад +4

      Same here. Purchasing elsewhere.

    • @StickerVR
      @StickerVR 3 года назад +2

      Taking my hundred thousand to GA RV WORLD NOW

  • @vuelee5313
    @vuelee5313 3 года назад +450

    They should investigate the bank employees too.. seems like a major scam.

    • @tallthinkev
      @tallthinkev 3 года назад +11

      Highly unlikely a employee could be on the take, or even the branch, unless payment is taken in cash. Very easy to see money coming in and out of someone's account

    • @komerwest3748
      @komerwest3748 3 года назад +8

      It was someone in their financial department did that

    • @rachelmarylani
      @rachelmarylani 3 года назад +4

      Almost every autoloan I've heard of, the lender does an interview with the buyer to confirm the payment and length of the loan. Especially with a huge amount financed. I would think that its automatic.
      Yup, I would investigate the lender too.

    • @PedroMartinez-nl1gr
      @PedroMartinez-nl1gr 3 года назад

      You're absolutely correct, it's very strange.

    • @theresabootie6541
      @theresabootie6541 3 года назад

      @@rachelmarylani ive never done an interview with the lender for an auto loan.

  • @pmtips4482
    @pmtips4482 3 года назад +309

    20 years on the most rapidly depreciating vehicle made should be a crime in itself.
    I wish you the best of luck.

    • @niq872
      @niq872 3 года назад +6

      yea paying for 20 years on a vehicle is crazy

    • @lisajean228
      @lisajean228 3 года назад +3

      Yup....my Dad got a similar “deal”, took him years to get out from under the loan and sell it. Pretty sure it went upside down.

    • @crystalyj30
      @crystalyj30 3 года назад +4

      I seriously thought I misheard. 20 years? This is criminal.

    • @mattsmith9270
      @mattsmith9270 3 года назад +8

      I agree a 20 year loan should not be allowed. But I feel like common sense and personal responsibility should come into play here.

    • @supercooled
      @supercooled 3 года назад +1

      @@crystalyj30 it’s a home though albeit on wheels. People do 25 year mortgages.

  • @kaylamartinez8804
    @kaylamartinez8804 3 года назад +124

    In 20 years that thing is gonna be worth $1200 in an auction!

    • @lelandfranklin3487
      @lelandfranklin3487 3 года назад +12

      20 year VEHICLE loan is crazy. And she just noticed after 5 years there is a paperwork issue?

    • @seratonin7004
      @seratonin7004 3 года назад +6

      @@lelandfranklin3487 she didn't have that paperwork - it was sent to the bank

    • @elgoog7830
      @elgoog7830 3 года назад +8

      @@lelandfranklin3487
      I can kind of understand a 20 year loan for this sort of RV. Some people buy these as a home and travel permanently. But it seems this lady bought it as luxury. Which a 20 year loan, is silly stupid, considering her position. And her lack of standing up to them, is why they decided to take advantage of her in the first place. Salesmen easily sense a gullible sucker, like this lady. Most salesmen hate people like me because I will not let them push me around and I ask very detailed questions, make them repeat it a couple times and verify it's documentation.
      They really are scum bags. They're the same kind of scum a lawyer is. Which is why the one in the video, sounded so utterly useless.

    • @plecoguy
      @plecoguy 3 года назад +3

      Looking at all these comments I can tell most people don't own an rv. Camping has become the most popular thing to do, thanks to covid. Rv prices are through the roof and campgrounds are booked solid years in advance. Our friends just sold their 8 year old gas rv for 80,000. Last year a site at our campground sold for 160,000 in 3 days. Memberships have gone from around 1500 to 6000+ on the secondary market.

    • @wertiaaudit5746
      @wertiaaudit5746 3 года назад

      well yes but its probably going to be all damaged or have parts that aren't in production anymore. Not saying you can't use universal parts or find them but I think theres probably gonna be a stupid law lobbied by RV companies to prevent you from living in an RV that's older than 20 years because of safety and liability hazards even if you maintain it.

  • @Bombskwad92
    @Bombskwad92 3 года назад +27

    "We can't talk out of customer privacy"
    But.. we are calling for her

  • @heatherbeane3234
    @heatherbeane3234 3 года назад +206

    She is being scammed it shows it in the paper work. 240 months then in one spot 119 with 240 behind it. It is clear as night and day.

    • @justice4896
      @justice4896 3 года назад +4

      @Billy Mack, Texas Detective 😂🤣🥲😂🤣🥲

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад

      👍🏽

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад +11

      @Billy Mack, Texas Detective Not all people watch the videos, they go straight to the comments...so you can’t speak for ALL.

    • @isaac198428
      @isaac198428 3 года назад +1

      @@greenearthblueskies8556 Yes one Should always watch video or read an article first before commenting otherwise it's dumb to just comment from reading the title alone since they don't know what the heck they're talking about. Lol

    • @senorpepper3405
      @senorpepper3405 3 года назад +1

      @Billy Mack, Texas Detective yeah BUTT, wiping your backside is essential while reading youtube comments are not.

  • @crosisofborg5524
    @crosisofborg5524 3 года назад +174

    If I was a judge I would be recommending the DA look at criminal charges fir forgery

    • @420frankp
      @420frankp 3 года назад +1

      That is why you're not a judge.

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад +11

      @@420frankp But you’re an idiot though

    • @JohnWickkkk
      @JohnWickkkk 3 года назад +1

      @@420frankp 😂😭

    • @420frankp
      @420frankp 3 года назад

      @@greenearthblueskies8556 flew way over your head. And 8 others. John got it tho.

    • @billybeemus3929
      @billybeemus3929 3 года назад

      Nowhere in the video do they say that the contract does not match the original signed document. It seems she did. not read it before signing. That does not make it invalid.

  • @bltvd
    @bltvd 3 года назад +768

    If it takes you 20 years to buy an RV you cannot afford it!

  • @ManChildMaineiac
    @ManChildMaineiac 3 года назад +45

    Everyone who had this happen to them should have their entire loan cleared courtesy of General RV! That would be the perfect restitution and General RV should have to pick up the final bill at whatever financing company financed that person's RV

  • @NYRM1974
    @NYRM1974 3 года назад +117

    That consumers should contact the State Attorney General as well as the United States Attorney General this is basically a clear case of deceptive fraud

    • @djjeckel65
      @djjeckel65 3 года назад

      The only one committing fraud is the girl clear as day that you have a big balloon payment and she brings us up after 6 years she found out that every year you have to do maintenance on it whether you drive it or not can't just sit and let it rot

    • @djjeckel65
      @djjeckel65 3 года назад

      @Jimi Jam line 2, 1 payment of 630000. It's in the thumbnail as well

    • @trentR3437
      @trentR3437 3 года назад +5

      @@djjeckel65 added after she signed as well as the 119 payments instead of 240

    • @alexpineiro7960
      @alexpineiro7960 3 года назад +6

      It’s criminal racketeering. There’s no way she is alone. This is classic sleazy salesmen tactics. Always sit and go over each inch of final documents before signing even if it takes 2 hours. Tell the salesmen to go find something else to do for a while. Any effort to rush you or statements like they’re getting off soon or have other customers waiting are VERY big red flags. Tell them if that’s the case run me off a copy to take home and read and then you also have that if they alter after the fact. I usually do this based on “I” have to be somewhere. If they alter and don’t leave obvious disparities as in this case, you have the original to bring with you for comparison. Just have them sign the copy with the remark, “final agreement” and signature. It’s a copy. They should have Zero problem writing on it.

    • @glorioskiola
      @glorioskiola 3 года назад +2

      @@djjeckel65 you must work for general RV. Troll.

  • @gigia2030
    @gigia2030 3 года назад +55

    The dealership broke the contract, it should be null and void.

    • @Adroit1911
      @Adroit1911 3 года назад +2

      And she should keep possession of the vehicle. Legally. So fucked

  • @mrsmith1339
    @mrsmith1339 3 года назад +152

    Lesson: Don't sign a 20 year contract for anything, w/o legal review. This will be resolved in the buyer's favor, but it is a mess

    • @rebekahann626
      @rebekahann626 3 года назад +7

      That and will the rv last 20 years? With out any type of major repairs?

    • @tracewallace23
      @tracewallace23 3 года назад +6

      @@rebekahann626 like ANY modern vehicle will last for 20 years (even just sitting all of the plastic will fall off and/or crumble).😔

    • @Hathorr1067
      @Hathorr1067 3 года назад +8

      The contract was edited after the fact.

    • @nutmagnet22
      @nutmagnet22 3 года назад +3

      You should have put a period after "anything",if it has a motor in it. In 5 years the rv will be worth maybe a third of the purchase price?

    • @Orangesunshine2
      @Orangesunshine2 3 года назад +1

      @@robertruge2916 I remember that company.
      They were lying thieves.

  • @stacycartwright7741
    @stacycartwright7741 3 года назад +90

    General RV needs to make this right! The Bank needs to make this right and I am sure this is probably not the first! They both need to be investigated! Prayers this women gets justice!

    • @ez1913
      @ez1913 3 года назад +1

      Or... a slingshot and a pocket full of rocks, might make her feel a whole lot better.
      Who wants to buy a hail damaged RV? No One, that's who. LOL

  • @JoePatABC
    @JoePatABC 3 года назад +41

    She needs to sue for damages. Plenty of attorneys out there will take this on a small retainer and for 30% of the awarded damages.

    • @therealvirgoqueen6553
      @therealvirgoqueen6553 3 года назад

      Less than that because there's a few cases here 💯

    • @DNSMLT
      @DNSMLT 3 года назад

      Lawyers don't charge to sue someone.

  • @Sothrnbluz
    @Sothrnbluz 3 года назад +99

    General RV voided the contract the moment they altered the contract.. So she should hire an attorney, return the RV to dealership & refuse to make anymore payments. An attorney would cost her about 3k or 4 RV payments to settled this in Court.

    • @nancysawyer9307
      @nancysawyer9307 3 года назад +8

      Sounds like General RV is just planning on legal billing her to death. She pays for an attorney then they just keep requesting new court dates and delays on the new court dates to run up her fees. Contact the State’s University’s LAW DEPARTMENT and see if they are willing to take on her case as a Contract Law & Fraud Review Case just paying court fees. Some Big Universities do help people in a situation such as this. Worst case keep paying JUST the monthly payments and if they try coming after HER in 2025 THEY will need to PROVE that their contract wasn’t altered.

    • @Frankie2012channel
      @Frankie2012channel 3 года назад +3

      3K? Wow, the lawyers must be CHEAP where you live. It cost me 1 thousand just for ONE lawyer to look at a letter of demand that I wrote that was one page long and that took 15 minutes.

    • @Sothrnbluz
      @Sothrnbluz 3 года назад +11

      @@Frankie2012channel sorry u were ripped-off by your lawyer

    • @x92811
      @x92811 3 года назад +5

      @@Sothrnbluz tale as old as time itself

    • @Patrick.Weightman
      @Patrick.Weightman 3 года назад +1

      If she was smart, she wouldn't have taken a 20 year loan and realized all this 5 years ago. She would've lawyered up immediately instead of running to the media for a childish smear campaign. But hey, look where we are.

  • @happymack6605
    @happymack6605 3 года назад +92

    WHAT? General RV already knows that the Utah Department of Commerce is already recommending the case be closed??? Who do they have in their pocket?

    • @Connjur
      @Connjur 3 года назад +17

      Exactly what I was thinking!

    • @southerntommygun1353
      @southerntommygun1353 3 года назад +20

      I was wondering the same thing. This thing smacks of corruption, scam and greed.

    • @davidmorley1606
      @davidmorley1606 3 года назад +16

      They recommended the dealership be closed not the claim.

    • @southerntommygun1353
      @southerntommygun1353 3 года назад +7

      @@davidmorley1606 Ah, thank you for the clarification. That makes a lot more sense.

    • @SpookyUnitProduction
      @SpookyUnitProduction 3 года назад +4

      I couldn't make out if the reporter said 'case' or 'place'. 'Place' seemed like an odd choice of word.

  • @michaelbaka4777
    @michaelbaka4777 3 года назад +85

    I would find it hard to believe that there isn't a lawyer out there who wouldn't take this on on a contingency basis. I really hope this lady gets help, and soon. She can't afford to hold out as long as they can!!!

    • @cheryljohnson4292
      @cheryljohnson4292 3 года назад +1

      She could ask General to pay her lawyer cost

    • @michaelbaka4777
      @michaelbaka4777 3 года назад +3

      @Georgetown Vintage You DO know what "contingency" means, right??

    • @csmith8503
      @csmith8503 3 года назад +2

      There's no shortage of armchair legal experts, maybe one of them will take the case.

    • @ronaldpigeon4713
      @ronaldpigeon4713 3 года назад +1

      @Georgetown Vintage I understand your point but because lawyers cost so much it is not an affordable option for most people. If they believe in the case so much... Lawyers are one of the few professions that are paid before they work. Charge for every phone call they make and talking to you and emails...

    • @ronaldpigeon4713
      @ronaldpigeon4713 3 года назад

      @Georgetown Vintage Like receiving pandemic checks and paying folks not to work...

  • @johnlyn1
    @johnlyn1 3 года назад +66

    If they changed the numbers then this goes way beyond a civil matter. This is a major criminal matter. If they changed the numbers they engaged in and committed major finance fraud with a bank. That is a major felony under federal law that carries a 30 year prison term. She needs to file a criminal complaint with the U.S. Department of Justice.

    • @sublimesense7761
      @sublimesense7761 3 года назад

      Is “major finance fraud“ the actual name of the crime found in statute or is this just speculation?

    • @johnlyn1
      @johnlyn1 3 года назад +4

      @@sublimesense7761 The actual statute is titled "Bank Fraud" 18 USC 1344 and 18 USC 1343 is title Fraud by Wire, Radio or television. Each carries up to 30 years in prison and up to a $1,000,000 fine for each offense. I'd say that meets the definition of major finance fraud. That is 60 years in prison and $2 million in fines for each customer they did this to.

  • @popwarhomie
    @popwarhomie 3 года назад +84

    "Can't afford a lawyer" as they show her big house, $100k RV and she drives off in a $40k jeep.. lol

    • @derrickddub
      @derrickddub 3 года назад +27

      Probably maxed out debt wise, every paycheck going to her toys.

    • @lisaspringer8692
      @lisaspringer8692 3 года назад +19

      You don't know what her lifes circumstances are or how they have changed over the last year. Bottom feeding attorneys are not cheap especially in civil cases. She wasn't asking for sympathy she was warning people who maybe getting scammed.

    • @lifeuncommon1116
      @lifeuncommon1116 3 года назад +13

      Regardless whether you think she deserves it or not... this is a contract issue. If they are falsifying the contract they need to be looked into. Fortunately these cases are not determined by your “pitch fork, burning torches and lynch mob” rule of law....

    • @danisyx5804
      @danisyx5804 3 года назад +1

      Right?! I'd be working f****** minimum wage in the court tells me I can afford a lawyer when I can't even afford f****** rent. Her motorhome cost twice what the house I just bought did.

    • @Nationalminer84
      @Nationalminer84 3 года назад

      Exactly.

  • @mockingjayemd4459
    @mockingjayemd4459 3 года назад +11

    In March I went to General RV in Michigan because they sold the brand I wanted. After looking we sat down to crunch some numbers. I was given a final price on the camper but when I told them I was paying in cash the price went up $200! That was a red flag for me and I walked out.

  • @TexasScout
    @TexasScout 3 года назад +85

    Her first mistake was taking out a 20 year loan. That’s insane on something that will never last 20 years.

    • @crabbyoldman1022
      @crabbyoldman1022 3 года назад +4

      First of all, motor homes last way beyond 20 years. Secondly, the price was over $100,000. She could have had a ten yr loan but the payments would be huge or she would have a balloon payment at the end. That’s what the problem is.

    • @Bl0OdYShAdOw
      @Bl0OdYShAdOw 3 года назад +1

      Guy has never stepped for outside so it makes sense he would assume such an asinine statement.

    • @TexasScout
      @TexasScout 3 года назад +2

      @@Bl0OdYShAdOw Never stepped out side? I was a Scoutmaster for 24 years. My wife and I just got done living full time in an RF for the last 2.5 years until our replacement house was finished. No, never stepped out side my ass.

    • @robertott8467
      @robertott8467 3 года назад +1

      @@TexasScout what’s a RF.,????

    • @TexasScout
      @TexasScout 3 года назад

      @@robertott8467 RV

  • @tomcooper920
    @tomcooper920 3 года назад +69

    We just bought an RV from General RV and picked it up a week and a half ago. We did our own financing and brought them a cashier's check when we pick it up. Boy I'm glad we did now. I sure feel bad she and her family are in this situation. Best of luck to them!

    • @daverhee5034
      @daverhee5034 3 года назад +6

      so your saying your basically better and smarter then anyone else 😉

    • @debrahart4654
      @debrahart4654 3 года назад +6

      @DaveRhee, I believe Tom Cooper is just thanking his lucky stars that he brought his own financing to his sale. Hopefully others will follow his example, to avoid the consequences she experienced!

  • @LectronCircuits
    @LectronCircuits 3 года назад +202

    Never finance a "bucket of bolts" for two decades, even if it's on your bucket list. Cheers!

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад +6

      🥳👍🏽

    • @marysaade4343
      @marysaade4343 3 года назад +8

      It’s not the point

    • @lucky1206
      @lucky1206 3 года назад +7

      I would probably lose my mind having to make a payment for 20 years. I plan on getting an RV within the next 3 years and I plan to only get one under six figures

    • @cliftt
      @cliftt 3 года назад +5

      @@lucky1206 That's scary. U say "plan" on only getting one less than 6 figures.

    • @steelisthemeal
      @steelisthemeal 3 года назад +7

      These things aren’t even made of steel mostly
      It’s fiberglass wood & plastic
      Shit cheep materials that just don’t hold up over time
      20 years plus go a by then way way outta date rv sure it’s still an rv but by then it’s kinda old and worn & smelly inside

  • @TopOnePercentCribs
    @TopOnePercentCribs 3 года назад +46

    If this is how they act when called out than I'm sure this isnt the first time they pulled this. The problem with companies is they always get away with just a fine for commiting crimes that would lock a normal person up for decades

    • @testboga5991
      @testboga5991 3 года назад +1

      You can hardly luck up a company

    • @readhistory2023
      @readhistory2023 3 года назад +2

      @@testboga5991 The company isn't run by ghosts and the owners are not exempt from prosecution for their wrong doing. Hiding behind a company logo isn't going to do anything.

    • @maximo6037
      @maximo6037 3 года назад +1

      @@readhistory2023 oh but generally it does shield them

    • @InuranusBrokoff
      @InuranusBrokoff 3 года назад +1

      @@readhistory2023 Happens all the time.

  • @shadowforge
    @shadowforge 3 года назад +33

    Another case of "Everyone cares that it happened but nobody cares to try and fix it"

  • @Riker-eq2yv
    @Riker-eq2yv 3 года назад +59

    General RV ripped me off too!!!
    All of us who have been ripped off should file a CLASS ACTION LAWSUIT AGAINST GENERAL RV
    Is there an Attorney in the house?

    • @dbcuuc
      @dbcuuc 3 года назад +2

      I'm with you. I had my horrible ordeal with them.

    • @dbcuuc
      @dbcuuc 3 года назад +1

      I don't know why my church popped up. I am sharon.herr.7 on Facebook

    • @Riker-eq2yv
      @Riker-eq2yv 3 года назад

      @@dbcuuc I’m pretty sure Loren Baidas learned how to operate his business from Vito Corleone!
      One thing is for sure once the RV sales level out or the economy sinks General RV won’t survive by the way they operate. I advise everyone who feels they got ripped off to file a complaint with their States Attorney General’s Office,,with enough complaints they’ll take action.

    • @brianm6117
      @brianm6117 3 года назад +4

      Avoid class action. The only people that win in class action is the attorneys. You could win 800 million for 10,000 people, but each person will only end up with about $500.

    • @Riker-eq2yv
      @Riker-eq2yv 3 года назад +1

      @@brianm6117 😂 Then I would work through the States Attorney Generals Office. Either way something needs to be done

  • @APOTwixx
    @APOTwixx 3 года назад +259

    I really hope to see a follow up video showing she wins her case.

    • @flashthompson1085
      @flashthompson1085 3 года назад +5

      More folks have come forward with the same complaint. Some body getting sued.

    • @joeyb60
      @joeyb60 3 года назад +3

      An update was posted 2 weeks ago

    • @WertzOne
      @WertzOne 3 года назад +5

      @@joeyb60
      And you didn't provide the link.

    • @seratonin7004
      @seratonin7004 3 года назад +1

      @@joeyb60 link please?

    • @_Romans10.9_
      @_Romans10.9_ 3 года назад

      Unfortunately, this woman has died and her rv was repossessed for failure to pay.

  • @bobd8553
    @bobd8553 3 года назад +110

    If you are taking a 20 year loan on a toy...you can’t afford it. Just don’t do it

    • @racerx6
      @racerx6 3 года назад

      Good observation Bob! It is a toy that probably was "played" with a few times then put on the side of the house under a cover. now she has to pay for it...for twenty years!!!

  • @carybensilhe4869
    @carybensilhe4869 3 года назад +26

    I'd take a closer look at the financial institutions they were running loans through. Reminds of the real estate crash where people claimed banks pushed them into adjustable loans instead of fixed, since the banks could sell adjustable loans for more than fixed rate loans.

    • @isaacjimenez4258
      @isaacjimenez4258 3 года назад

      And the insurance, UDOT, legal, etc...

    • @GT-mn3bx
      @GT-mn3bx 3 года назад

      It wasn't ARMs which are still around, it was neg am loans.
      How else are people going to agford these houses? Since then, look how the homeless population has increased.

  • @firebirdude2
    @firebirdude2 3 года назад +19

    119 payments of $631 plus a balloon payment of $63,139 = $138,343. The top clearly states a Grand Total of $151,670 after finance charges. Sue the piss out of them and specifically ask for punitive damages. They knew what they were doing and deserve punitive damages.

    • @Mike-Irons
      @Mike-Irons 3 года назад

      They probably put an initial down payment

    • @smokeyangelav
      @smokeyangelav 3 года назад +1

      They didn’t expect her to still have the paperwork.

  • @waterbaby7834
    @waterbaby7834 3 года назад +67

    In this case, her RV is a literal blood sucker.
    She donates plasma to feed the dragon, as she chases her tail, trying to keep up with the payments.
    Before investing in the "fleeced" lifestyle, think about what it will take away from your life.
    Once a person captures the dragon, they often must pay a very dear price, sleepless nights and peace of mind, to keep it fed.

    • @ec9833
      @ec9833 3 года назад +4

      Except... the real problem here is, US citizens have no rights, are not protected under any law, conditioned to think they do & are... unless they have the money to PURCHASE a CHANCE at them. She’s also been paying for 6 out of 20 years...5 yrs of payments before she understood that she was a criminal victim by an entity with simply, more money to get away with it, stealing from her, twice over; taking the payments & later, attempting to either collect a balloon payment or repossessing the RV, to sell it, again. There’s a cherry on top of that which is, it would soon affect her credit score which...is a manipulative, debunked controlling entity, as well but also a ruler over many, in many ways. My point... their plan worked and which way. She’s not trying to chase something non-threatening, at the end of the day. She’s trying to save major upsets that could devastate her, financially. Whether or not we agree with this institution, most are conditioned to stay enslaved by it, at really, no fault of their own. So what is she supposed to do?

    • @ks6122
      @ks6122 3 года назад

      Very well put!!

    • @THRASHMETALFUNRIFFS
      @THRASHMETALFUNRIFFS 3 года назад +2

      And the damn thing won't be worth dirt after 20yrs

  • @galenrog
    @galenrog 3 года назад +33

    In cases like this, Google can be your friend. A very short search found several dozen similar complaints against General RV spread across all states where they have locations. I can not speak to the validity of those complaints, but it puts up enough warning flags to make me think twice about dealing with them without extensive investigation.
    Time for more coffee.

  • @susanp6057
    @susanp6057 3 года назад +68

    2 words Federal Trade Commission. Call them and make a complaint. They save complaints against companies and when they get enough, the company is closed down.

    • @fatasswierdo
      @fatasswierdo 3 года назад +25

      That's three words

    • @thunderbird97
      @thunderbird97 3 года назад +3

      Susan not when they are paid $$$$ off, so much corruption in these three letter organizations (FTC), in the US

    • @susanp6057
      @susanp6057 3 года назад +5

      @@thunderbird97 I had 2 different incidents where I could not get resoultion where I was cheated and when I was told to let these businesses know that I was going to file a complaint with the FTC these compaines took action and corrected their wrongs. I also had a friend who went through the same thing and all was resolved after FTC could not help her but gave her the right agency to help her and the company went under investigation and backed off their underhanded position. FTC works because they collect these incidents and after a certain number they can and will have you closed down. Better business Bureau is a joke. if a company cheats 5000 pepole and answers all 5000 complaints, they still get to keep their A. Thats a farce but that is how it works. BBB is not what it was in the 1980's.
      I reported a company in the 80's and the owner of the company thought I had my friend to call him but it was really BBB. He cassed out BBB and told them he did not care , I was not getting my 500.00 back and they called me and said I need you to sign papers Im closing him down. I refused to sign paper because that was not the resolution I was going for, I just wanted my 500.00 back. They shut him down without my signature. They need to go back to really looking out for the consumer.

  • @RandomTechWZ
    @RandomTechWZ 3 года назад +32

    Drives a $50k Jeep, buys an RV thats financed over 20 years and has to donate plasma to make payments. Their finance skills aren't the best I see.

    • @beanqween9458
      @beanqween9458 3 года назад +4

      Yeah, something doesn’t add up here.

    • @carriedooly3449
      @carriedooly3449 3 года назад +5

      She's doing the plasma donation because she either has to pay a lawyer or pay $63,000 in four years. The story never said she can't make her payments. It said she can't make the $63,000 payment in 4 years.

    • @beanqween9458
      @beanqween9458 3 года назад +3

      @@carriedooly3449 Either way, that’s a lot of plasma!

    • @diaboloavocado
      @diaboloavocado 3 года назад +2

      That doesn't justify what the dealer did. That's just victim blaming.

    • @leroyproud294
      @leroyproud294 3 года назад +1

      It was a horrible deal even at 240 months to pay!

  • @evangeline77x
    @evangeline77x 3 года назад +57

    When she said she was selling her plasma just to make the payment my heart broke. That's terrible, this is predatory and disgusting. I hope this is settled in her favor and that this dealership is shut down. They're no better than drug dealers or bookies preying on others naiveté.

    • @tjd2326
      @tjd2326 3 года назад +1

      Lol common 🤣 its an rv. Not like shes tryn to get her daughter a kidney

    • @kellyanneree3252
      @kellyanneree3252 3 года назад

      No to pay for a lawyer!

    • @brandonlink6568
      @brandonlink6568 3 года назад

      Only in the greatest nation on earth

  • @RashaKahn
    @RashaKahn 3 года назад +34

    She can’t be alone being scammed like this, a class action lawsuit should be setup.

  • @tarkus4283
    @tarkus4283 3 года назад +6

    As an attorney who does quite a bit of case work Pro bono Publico , I can assure This women that she can google Law firms in her area who are part of our Brethren In process of Giving back to community . If not , I'll do it .
    ( also Legal aid can handle straightforward contract law )

  • @t8rtaught
    @t8rtaught 3 года назад +31

    Anytime you go to the dealership it's not the salesman you have to worry about...its the finance guy! Beware!!!

  • @foxlover03
    @foxlover03 3 года назад +3

    Makes me want to go look at all of my paperwork we have. Just recently paid off a rv. So glad we did. Thanks for the story.

  • @Jeremy-eu9em
    @Jeremy-eu9em 3 года назад +39

    Appearance of wealth is very important for a significant number of people in Utah. And household debt is outrageous in Utah as well. Keeping up appearances.

    • @furryfeathers4108
      @furryfeathers4108 3 года назад

      In the LDS community, just say it, how much they pay in tithing is never discussed by a new cadillac and new lexus in the church parking lot says enough.

    • @randobad
      @randobad 3 года назад +5

      Keeping up with the Joneses is some sort of mental issue.

    • @esmeraldagreen1992
      @esmeraldagreen1992 3 года назад

      Any excuse to criticize the LDS community will be used. It is none of your business what people so with their money. A lot of LDS members are well off so what is it to you?

    • @randobad
      @randobad 3 года назад +2

      @@esmeraldagreen1992 Overly sensitive are we?

    • @Jeremy-eu9em
      @Jeremy-eu9em 3 года назад +2

      @@esmeraldagreen1992 First of all The Church of Jesus Christ of Latter-Day Saints no longer uses the acronym “LDS”. Second point; you are projecting. I have a home in the Salt Lake City metro area and I am very familiar the importance of keeping up appearances. And finally, the statistics of household debt for the State of Utah speaks for itself.

  • @BakerStudiosIndy
    @BakerStudiosIndy 3 года назад +30

    Was going to tweet @GeneralRVCenter on Twitter... But their Twitter account was suspended for rules violations. Very strange.

    • @lisalarrr
      @lisalarrr 3 года назад +6

      General RV Center Draper, UT 84020. You can leave a review on Google

  • @toolmanthetim7042
    @toolmanthetim7042 3 года назад +39

    20 years! the quality of materials and the workmanship in new RVs guarantees before the last payment the RV will be a pile of parts and tires in her driveway.
    for $631 she could rent one two weekends a month. did they consider used?

    • @10RRASK
      @10RRASK 3 года назад +6

      I’m surprised it hasn’t already fallen apart in these first 5 years.

    • @tl4633
      @tl4633 3 года назад +4

      @Billy Mack, Texas Detective That's still a bargain compared to buying one of these.

    • @toolmanthetim7042
      @toolmanthetim7042 3 года назад +1

      ​@Billy Mack, Texas Detective check RV Share prices. $140-170/day for 4 day.
      class c for $99-125/day
      cruise america is a lot more.
      RV Share cuts out the middle man. and i doubt they would use it that much 2/month

    • @cornellsinclair
      @cornellsinclair 3 года назад +2

      Rent your fun, buy your future.

  • @DV-ol7vt
    @DV-ol7vt 3 года назад +78

    20 year loan for a vehicle? Wow! They knew they had you when you signed that contract.

    • @StevieD44
      @StevieD44 3 года назад +2

      Yup!

    • @crabbyoldman1022
      @crabbyoldman1022 3 года назад +3

      The price is over $100,000. A ten year contract would mean she has a huge payment every month or a balloon payment at the end. That’s what the problem is. She wanted a 20 yr term.

    • @DV-ol7vt
      @DV-ol7vt 3 года назад +1

      @@crabbyoldman1022 maybe it was more than she could afford and she needed something suitable for the amount of money she made. Don’t make something you can’t afford, affordable!

    • @jenngalindo6927
      @jenngalindo6927 3 года назад +1

      She can have a loan for that long because it's an rv. If U can live in it u can finance it for that long

    • @bigalls3661
      @bigalls3661 3 года назад

      @@crabbyoldman1022 well they have 60 yr morgage now and even selling like apt like condo so even a duplex with two owners and those rent rooms so it keeps going with more sub owners

  • @robertlaird6746
    @robertlaird6746 3 года назад +15

    I dwelt with a similar issue and had to hire a layer to help me clear it up. That cost me thousands that I never got back. It's so difficult to fight for your rights or defend yourself unless you have the money and time. The justice system needs to be overhauled because it's not fair.

  • @justagirlintn1
    @justagirlintn1 3 года назад +2

    As someone who depends on plasma donors to stay alive I just want to tell you THANK YOU!!! My body doesn’t produce its own antibodies so I have to get immunoglobulin therapy infusions twice a week to keep me alive because a common cold could literally kill me. I will be doing the infusions the rest of my life and I just hope there continues to be people who are generous enough to donate as time goes on. My infusions are over 8,000.00 per month and it takes plasma from 80-100 donors just to mix up one dose!! It’s definitely no picnic doing them as I have to use 5 needle injection sites for the meds to infuse with a pump. I just really wanted to relay my gratitude to you and to tell you that it is truly life-saving for myself and so many others. Thank you again!! 🙏🏼

  • @darrylbarger3795
    @darrylbarger3795 3 года назад +7

    I'm retired now but my company bought an existing dealership and I as Controller took over the task. I soon found out the the 2nd chance Finance Manager was doing this exact same thing. I stopped it immediately.
    Beware of this practice!

  • @agm6095
    @agm6095 3 года назад +13

    I live in California. Last month I was going to order a motorhome. I looked into 2 rv dealers , General RV from Draper Utah and National Indoor RV from Las Vegas, NV. They both required a $5,000.00 deposit. The problem was that General RV was a "non refundable " deposit, N.I.R.V. Center was fully refundable. I went with NIRV and I called the saleswoman at General and told her that I went with NIRV simply because of their refundable deposit. She then said she could do it with a refundable deposit. She said for me to cancel with NIRV and buy it with General RV. I said no because she was not transparent about the deal and that I would stick with NIRV, which I did. Because of that I don't trust General RV.

    • @sarahann530
      @sarahann530 3 года назад

      Why not buy your RV in California ?

    • @agm6095
      @agm6095 3 года назад

      @@sarahann530 More money in California. Everything costs more here in California. Chevron gas is $4.20 per gallon for 87 octane.

    • @sarahann530
      @sarahann530 3 года назад

      @@agm6095 Gas is higher because it is taxed higher so not relevant . Vehicles are not any higher

    • @agm6095
      @agm6095 3 года назад

      @@sarahann530 I suppose you have priced them like I did before placing an order.

  • @johnlyn1
    @johnlyn1 3 года назад +6

    The evidence just based on the numbers they show proves their intent to defraud. The finance charge showing $46,470.37 is exactly what it would be on a 20 year full amortization. A 119 payments with 1 balloon payment amortized over 20 years would only have a finance charge $33,348.10. That would be a total cost of purchase on credit of $143,304.10, not the $156,426.37 they show. All the numbers at the top showing the rate at 3.90%, finance charge of $46,470.37, total payments $151,670.40 and total cost of purchase $4,755.97 down, $156,426.37, this is based on a full 20 year amortization term with no balloon payment. The number of payments at 119 payments of $631,96 for 1 balloon payment of $63,139.96 does not even compute with any of the finance charges and costs showing above. These numbers alone shows they did in fact calculate everything based on 240 payments, not 119 payments plus 1 balloon payment. They committed major loan fraud and defrauded the consumer and they did it knowingly with intent to defraud. The numbers alone proves this beyond a reasonable doubt and the people at the dealership responsible for this needs to be prosecuted for loan fraud and wire fraud.

  • @Dcook85
    @Dcook85 3 года назад +9

    Sounds like they need to go to jail, and they should pay off her entire loan and let her have the RV for free.

  • @Benyan1763
    @Benyan1763 3 года назад +2

    Thank you for telling your story. We have been shopping recently for an RV, cash deal, but we will now go elsewhere.

  • @timexironman1
    @timexironman1 3 года назад +7

    Selling plasma so she can afford her $150,000 motorhome? This is the dumbest thing I’ve ever heard why doesn’t she sell it?

    • @refinnej5302
      @refinnej5302 3 года назад

      Probably because the current value does not cover the remainder of the loan. Why should she take the hit, lose what she has in it, lose the RV, and end up in the negative because of the scam?

  • @vickiefinney6073
    @vickiefinney6073 3 года назад +37

    My husband bought a Tahoe for our family and we almost died in it. The front end folded twice on us. Turns out is wasn't supposed to be sold, cause it had front end damage and we were never told. Well one day a lawyer contacted us and said he would fight for us and we didn't have to pay him. We won our Tahoe and the dealer had to pay the attorney and us for damages.

    • @rustedratchetgarage6788
      @rustedratchetgarage6788 3 года назад +2

      Buyer beware

    • @vickiefinney6073
      @vickiefinney6073 3 года назад +3

      @@rustedratchetgarage6788 we got lucky we didn't die in that Tahoe and we won it from a dishonest dealer

    • @andre1987eph
      @andre1987eph 3 года назад +2

      Buy Toyota next time.

    • @vickiefinney6073
      @vickiefinney6073 3 года назад

      @@andre1987eph my Tahoe is fine now. It's a limited addition and we get many complements on it

    • @sarahann530
      @sarahann530 3 года назад +1

      @@vickiefinney6073 So you are still driving a Tahoe with major front end damage . I trust you will disclose this when you sell itb

  • @wrxmage
    @wrxmage 3 года назад +26

    I was just thinking of buying a RV from them. Not anymore!!!
    Had the trailer all picked out too.

    • @andre1987eph
      @andre1987eph 3 года назад +3

      You dodged a bullet. Just get a Toyota TRD 4 Runner and an aftermarket bed conversion. RV are way too expensive considering opportunities in the stock market

    • @SSsmith24
      @SSsmith24 3 года назад +2

      U sure did dodge that bullet,,was meant for u to see it too!

  • @andrewdove336
    @andrewdove336 3 года назад +2

    My wife and I were going to upgrade our RV because we are going to retire soon. We were going to go to General RV until watching this. Our first Purchase with our local dealership was amazing. I guess when you have your financing taken care of when you walk in the door, it makes a real difference.

  • @wildlifeathome
    @wildlifeathome 3 года назад +2

    I had a dealer try to charge a higher price than was advertised before, when I caught it, I demanded he change it or give me back my trade in. There are laws that protect buyers and one is a satisfaction type, if you return an item before a certain amount of time they must comply, I'm about 95% sure about it but it is similar to a lemon law.

  • @FullTimeDreamRV
    @FullTimeDreamRV 3 года назад +6

    Just curious what made her look at the paperwork after 6 years to discover this error?

  • @NO_OPEC_NO_PROBLEM
    @NO_OPEC_NO_PROBLEM 3 года назад +20

    Looks like someone is living beyond their means.

    • @ConsciousnessisRough
      @ConsciousnessisRough 3 года назад +1

      Are you the crooked RV salesman in the news story?

    • @Shane_Reynolds85
      @Shane_Reynolds85 3 года назад +2

      @@ConsciousnessisRough financing that huge of an amount for that length of time is indicative of living well outside ones means. She couldn’t afford it, that’s the whole point.

    • @jimrobison114
      @jimrobison114 3 года назад +5

      @@Shane_Reynolds85 The point is that the dealership altered the paperwork without her knowledge. What she could or couldn't afford isn't a factor in whether the documents were changed which is her complaint.

    • @Shane_Reynolds85
      @Shane_Reynolds85 3 года назад +1

      @@jimrobison114 the point of the news story, yes...the alteration. The point of the OP's post is that she couldn't afford it.

    • @amberchristine8395
      @amberchristine8395 3 года назад

      Obviously she could afford it because she didn't default on any of her previous payments!

  • @CaptchaNeon
    @CaptchaNeon 3 года назад +16

    How many people who bought their RV from there are running to their paperwork after seeing this? I bet they’ll have comments to make when they are forced to go to court.

  • @gladiator8325
    @gladiator8325 3 года назад +4

    there was a car lot in Draper off of 106 S. that was changing out the rims and tires on my car while I was about the sign the contract and when I looked out and saw that they had stolen my rims and tires and lit them up and didnt buy the car.

  • @Toothlessfatguyplaysguitar
    @Toothlessfatguyplaysguitar 3 года назад +8

    I would like to personally and happily help Lisa with a lawyer no strings attached, stuff like this from these big companies bank on the fact that you can't afford to do anything. Let's get this woman a lawyer and do not worry about paying the bill!!!

  • @NeverStill22
    @NeverStill22 3 года назад +6

    Never finance an rv. As an adjuster it's the biggest waste of money ever. Rv companies know this and grossly overcharge.

  • @Tipperary757
    @Tipperary757 3 года назад +10

    Scammers -- publicize General RV scam. Boycott! Lawyers are expensive, another racket.

  • @richardwright8223
    @richardwright8223 3 года назад +5

    Life is hard and even harder when you make really bad decisions like this woman. Twenty years to pay for a vehicle?? That's just stupid.

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад

      I see two potential problems...1. She’s not financially capable of paying
      2. She doesn’t appear to be extremely young, so that may affect her retirement
      . ....but I’m assuming, she very well could be a rich, 25 year old young woman.

  • @hjackwingo
    @hjackwingo 3 года назад +16

    Why would she need an attorney, when obviously there’s one alternate document, that contradicts the remaining RV’s doc and all the purchaser’s doc.
    Especially request a jury trial

    • @All32American
      @All32American 3 года назад

      Good luck navigating the court system without an attorney.

    • @rm5282
      @rm5282 3 года назад +2

      For expediency, should call the IRS and report the dealership for tax fraud. If they changed that document I am willing to bet they didn't pay the required amount of taxes.
      Ask Barry Bonds how the IRS can mess up a good thing when they were called in to look for something totally different than what they ended up finding.

    • @tarnishaallen6066
      @tarnishaallen6066 3 года назад

      Huh? Jury trial? She needs to file a fraud lawsuit. It's not criminal, it's civil.

    • @nazarenecaffeine
      @nazarenecaffeine 3 года назад

      Civil suits dont have the option of a jury trial. You're thinking of a criminal suit. I agree that she should sue, but she needs to find a good attorney that will know how to maximize the damages paid out to her.

    • @All32American
      @All32American 3 года назад +2

      @@nazarenecaffeine, civil suits don’t have the option of jury trials? You obviously didn’t go to law school. Civil jury trials are held every day. Stop spreading your ignorance.

  • @randallstewart175
    @randallstewart175 3 года назад +2

    I was a lawyer for 42 years working in consumer and business insolvency. These types of problems are common in the RV vehicle sales industry. They hook the customer with a deal on the financing. Over the years, the legal amplifications re disclosure requirements on these contracts have made them so complex that exactly the opposite result occurs. The customer often doesn't read or reads but does not understand the terms and financial consequences. Although not as common, what probably happened here is that some salesman and "finance guy" got together to secure their month end commissions with a big sale like this one. They gave the customer one set of contracts with terms, but prepared a second or altered form of the contract to sell. These dealers never carry the contracts. They sell them to some underlying finance entity, bank, or whatever. Often, the initial payments are the same on the two contracts so the buyer and contract purchaser look at the same performance (payments) for months or years before the forgeries kick in and it hits the fan, like here. Now, you think these dealer guys would know that their conduct is illegal and fraudulent, that they will be hauled up for it in the end. These guys are commonly gypsies who move from job to job within months or a few years. They are likely to be long gone and several other jobs later before the fraud is discovered. The dealership itself may be gone, or owned by someone new. "I don't know what happened.", followed by bad record keeping and a lot of BS to the parties, the lenders and the state regulators will often make the problem slide back to the finance company and the buyer. It just a dirty business by its nature. Anyway, this one is clearly dealership fraud on the underwriter. I used to run into this scam regularly with car and RV dealerships.

  • @2006glg
    @2006glg 3 года назад +59

    This is why I strike through ALL empty boxes and spaces on a contract. I'm sorry for her and I hope this works out for her in the end.

    • @sanangelo7926
      @sanangelo7926 3 года назад +5

      I always do this. Had a car dealer try to tell me I couldn’t do that once so I told them I couldn’t sign the contract.

    • @johnmcginnis5201
      @johnmcginnis5201 3 года назад +6

      Never leave ANYTHING blank in a legal document.

    • @johnmcginnis5201
      @johnmcginnis5201 3 года назад +13

      @Billy Mack, Texas Detective Placing 'NA' in any blank component of a legal document does have effect and that is the advise of my attorney. In this situation there was no blank space it was modified from its original intent.

    • @2006glg
      @2006glg 3 года назад +2

      @Billy Mack, Texas Detective I have my doubts that you are a detective, but your handle does accomplish one thing: it betrays your problematic complexes, you aggressive, small, insecure man. You may not be a detective, but you are undoubtedly an ass@$le. Come at me. Idgaf. I've verbally stomped the pride and snark out of ppl far more clever than you. That's if I have time to today. It's Friday - I may have time to wreck your inflated ego today, maybe not....

    • @elisehibbard2489
      @elisehibbard2489 3 года назад +6

      It wasn't an empty box though, that's what gets me. It was obviously typed over.

  • @saintfelix7373
    @saintfelix7373 3 года назад +4

    RV dealership committed fraud at minimum but really committed a crime!

  • @julietteoscaralphanovember2223
    @julietteoscaralphanovember2223 3 года назад +7

    I had an alarm company do something similar. We agreed on a 3 year contract, afterwards they wrote in 5 on one page. Not really in the same ballpark as far as money but I fought it.
    Got a new alarm company and they made me listen to a recording of terms. When the salesman got back on the phone, I said no, im not paying for a new permit. He said they would pay it. Two months later the township wants $100 from me for the permit. After several calls if me telling supervisor to listen to the initial call, they paid it and fired the salesman. Nothing worse than being shady and lying.

    • @frankg.5150
      @frankg.5150 3 года назад +1

      zero interest and unbelievable loan terms are the reason we have such high inflation. don't worry they can sell their home and live in the RV

  • @JimmyVaught
    @JimmyVaught 3 года назад +16

    Moral of the story, don't over extend yourself financially. Seems like she's swimming in debt while surrounded with a lot of bling.

    • @themidsouthcyclist8880
      @themidsouthcyclist8880 3 года назад +2

      Moral of the story is contract fraud: RV place submitted a contract that was altered after it was signed.

  • @dilligaf1009
    @dilligaf1009 3 года назад +5

    I went to a general rv once. The salesman was disrespectful, rude and condescending. Even my son asked why he was so mean. Highly not recommended.

  • @blueoval250
    @blueoval250 3 года назад +22

    Who finances a RV for 20 years???????? I can’t understand what would convince a person do that.

    • @homehustlerz248
      @homehustlerz248 3 года назад +1

      Thank you. Pure idiocy

    • @dodgeguyz
      @dodgeguyz 3 года назад

      Lots of people do. You can take it out for 20 years but pay it off early.

    • @DonLafontaine62
      @DonLafontaine62 3 года назад +2

      They have 72 and 84 month terms for cars now, so many people get suckered into that, its sad.

    • @dewrus2153
      @dewrus2153 3 года назад

      Honestly, people take out 30 year mortgages for a $200k house so why is it a stretch to take out a long loan for an RV that cost over $100k? It's not really what you're buying but the amount it costs to own that item.

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 года назад

      @@dewrus2153 🤔 You got a point....but if that was here primary residence, I’d understand., but she’s selling plasma for money...this was not a good decision.

  • @KrystalessR
    @KrystalessR 3 года назад +5

    I bought a truck and they put the wrong VIN on my paperwork. 3 months into driving it I got a call that said I was driving the wrong truck, but I was driving the truck I intended to purchase. The one they sold me on paperwork was $4k less than the one they gave me. (Thank god I didn't get in a wreck or something I might have been screwed on insurance since I used the wrong VIN to buy insurance. Went off of paperwork and not the actual truck... don't do that!)
    Now they're trying to say I owe $4k. Seemed suspicious since the price we agreed upon put me at the payment and loan term I wanted. I contacted the state AG and just chatted over what happened. She said it was their job to have their VIN numbers straight and they would have to suck up the $4k and to let her know if there was any argument. When I went in to do new paperwork I politely let them know I checked with the AG and hoped they weren't going to try and make this new paperwork add the $4k. Suddenly their finance guy "wasn't ready for me yet" and I had to wait a half hour. I'm guessing they redid the paperwork to match the exact previously agreed upon price since I mentioned the AG. Then the salesman guilted me the entire way out of the dealership by saying this $4k was now coming out of his commission. I said, "That sucks, guess you'll learn from this mistake for the future and triple check those VINs!".
    Could have been a complete accident and they never intended to charge me more, I could be assuming far too much by that half hour wait. But I made sure I had all the facts before I met with them, and they did make it right. I gave them a 5 star review, including my story.

  • @Boleo806
    @Boleo806 3 года назад +70

    It sounds like she couldn't afford this to begin with. Not trying to defend the RV dealer because they're obviously scumbags, but she got in over her head.

    • @amberchristine8395
      @amberchristine8395 3 года назад +9

      It sounds like she just can't afford to make a one time $63,000 payment, which most cannot.

    • @stuckgrenadepin.225
      @stuckgrenadepin.225 3 года назад +8

      @@amberchristine8395 if you have to take out a 20 year loan for an rv you can’t afford it.

    • @justinhardt1
      @justinhardt1 3 года назад +1

      @@stuckgrenadepin.225 How many years is "acceptable" to "stuckgrenadepin.2" for a loan on an RV?

    • @stuckgrenadepin.225
      @stuckgrenadepin.225 3 года назад +3

      @@justinhardt1 10 at most. I will have a house and 2 brand new cars paid off in that time. $1300/month payment for both car and house.

    • @jaydee3046
      @jaydee3046 3 года назад +1

      If what she has paid so for is less than depreciation, just give it back. Then sue in small claims court for fraud. Doesn't matter the amount, as long as she wins. This will prevent a credit ding.

  • @austin1839
    @austin1839 3 года назад +4

    Not only should the state AG office investigate the retailer, EVERY supplier to the retailer including EVERY RV manufacturer should stop dealing with General RV at once.

  • @wildandliving
    @wildandliving 3 года назад +2

    Just don't pay it force it into court

  • @remyjenney7103
    @remyjenney7103 3 года назад +18

    This is what mortgage companies did when the 2008 crash happened.

    • @THRASHMETALFUNRIFFS
      @THRASHMETALFUNRIFFS 3 года назад

      No it isn't

    • @Nozoki
      @Nozoki 3 года назад

      @@THRASHMETALFUNRIFFS Not exactly but similar.. I remember watching tv with my mom and there was a commercial for a lender offering 500k loans for like a $300 monthly payment. I took out a calculator and told her it would take like 150 years to pay that off so there would have to be an enormous balloon payment due at the end of 30 years.

    • @THRASHMETALFUNRIFFS
      @THRASHMETALFUNRIFFS 3 года назад

      @@Nozoki There's usually only balloon payments in real estate on commercial loans or shorter term private money funding sources. The crash had to do with Subprime loans for residential that had teaser introductory payments that would then go up after a year or two and the terms not being explained to the average Joe buyer's... but remember the bigger, lesser known cause of the full on country wide crash was the bundles of these bad loans being packaged and improperly labelled as A rating cash derivatives that were them being bought by insurance companies and brokerage firms and crap, like AIG.

  • @brianm6117
    @brianm6117 3 года назад +10

    Not the same, but a local dealership in my area scammed my aunt and uncle on purchase protection insurance when they bought a used car years back. They added this insurance to the overall loan and when my uncle unfortunately got sick and was out of work for awhile they called the insurance company to file a claim to help ease some financial burden, only to be told they didn't have any record of them. They gave them the name of the dealer that sold the insurance, only to be told that dealer was not affiliated with them and had no right to sell their insurance.
    To make a long story short legal action was threatened against the dealer. The dealer wrote a check for the balance of the loan to avoid legal fees and a possible news story.

  • @jredd801
    @jredd801 3 года назад +29

    Rvs in general are selling for a premium right now, sell it and pay off the loan, wash your hands and never finance an RV again

    • @cheryljohnson4292
      @cheryljohnson4292 3 года назад +1

      People have gone crazy buying RV’s

    • @peterrose5373
      @peterrose5373 3 года назад

      Not enough of a premium to cover the difference between new and used. I wonder what she did with HER copy of the contract?

  • @cathleencaratan3373
    @cathleencaratan3373 3 года назад +5

    I would love to see a follow-up to this. I wonder if others have come out of the woodwork.

  • @brittany9627
    @brittany9627 3 года назад +1

    Agreed thanks for sharing. General RV is definitely off my list altogether

  • @raybod1775
    @raybod1775 3 года назад +5

    Attorney general needs to prosecute sales person for fraud.

  • @adambrown3918
    @adambrown3918 3 года назад +27

    Any resolution to this? I'd like to know? Hopefully she was able to resolve this.

    • @Adam.Herbets
      @Adam.Herbets 3 года назад +7

      not yet, the Utah Motor Vehicle Enforcement Division is investigating.

  • @AmericanSurvival001
    @AmericanSurvival001 3 года назад +20

    I have a feeling there’s gonna be jail sentences and millions of dollars in loans forgiven when the justice department investigates this company they have gotten away with it for too long now they need to be run out of Utah!!

    • @randallstewart175
      @randallstewart175 3 года назад

      No, there won't be any jail time. This was a fraud by contract forgery committed by the dealer against its financing underwriter which purchased the sale contract the same day the deal was closed. If the buyer can afford to hire a lawyer and make it stick, she will get the terms of her copy of the contract, because that's why the law requires they get it. The lender has recourse against the dealership for fraud. Often the value of future business is so great that they end up settling on some reimbursement and a bandaid agreement to "not make that mistake" again. Otherwise, the dealership pays back the loss, or it goes broke and doesn't. Commonly in this deal, the customer pays the installments up to the fraudulent "balloon" date, then stops over the dispute, the loan goes into default under the terms of the customer's real contract, the RV it repoed and sold, and the customer is then on the hook for any unpaid balance. (There is always an unpaid balance.) The trick here is once the customer has defaulted by failing to make the real installment payments while recovering from shock over the situation, the lender can and will call the balance of the loan due, thereby quite legally removing the issue of when deferred payment is due from the legal dispute.

  • @joephantom8288
    @joephantom8288 3 года назад +1

    File a lawsuit for intentional infliction of emotional distress, as well as fraud😐

  • @Twitchguy
    @Twitchguy 3 года назад +2

    From Utah. They found other victims who suffered this same scam from this same dealership & now they’re facing investigations on multiple fronts.
    What shocks me is her bank Jordan credit union didn’t notice the typo either. My bank made the dealership & I redo every piece of paper work because the dealership didn’t use my full name including both my middle names. At the time I was annoyed but after watching this when it first aired im super glad my bank was so over strict about the paperwork being 100%

  • @NHJDT
    @NHJDT 3 года назад +4

    I didn't even know rvs can be financed for 20 years. I bought a used motorhome for $40,000 cash and we are traveling the country right now since kids do virtual learning and we can work remotely. We put our stuff in storage and saving money with no other housing expense. I wouldn't feel comfortable paying on a depreciating asset for a quarter of my life

  • @utubewatcher3852
    @utubewatcher3852 3 года назад +48

    The dealer is hoping there Customers can't afford a lawyer. What I thank is the contact is void she will have to give the RV back and what money she has in it will go towards the time she had it but if she can get them for fraud she may get her money back and someone at the dealership is going to jail.

    • @64maxpower
      @64maxpower 3 года назад +2

      She can't afford a lawyer because her mortgage payments are too high on her 3000 sq ft house and her Rubicon package jeep

  • @ChadBray
    @ChadBray 3 года назад +6

    She had the RV for 5-6 years she just now notice the inconsistencies?

    • @dindog22
      @dindog22 3 года назад

      yeah I was wondering the same thing

    • @donnafrflorida56
      @donnafrflorida56 3 года назад +3

      It's the balloon payment due in a couple of years.

  • @kathyvaughan2920
    @kathyvaughan2920 3 года назад +1

    I bet they didn't expect her to have all the paperwork still.

  • @The_Mister
    @The_Mister 3 года назад +2

    I’m just not sure I understand the cost/benefit of a 100k rv (or boat) that stays parked in the driveway most of the year. I hope she gets it sorted out though. Does sound like a shady deal.