big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.
Accurate! asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.
My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I’ve been hearing a lot about Roth IRAs lately, and I’m thinking about opening one. It seems like a great option for long-term retirement savings, but I don’t really know where to start.
I looked into Roth IRAs a while ago. They’re really beneficial if you want your retirement withdrawals to be tax-free. I think the best part is that you pay taxes upfront, so you don’t have to worry about paying taxes later when you take the money out, which can be a huge advantage.
Exactly! That’s what appealed to me too. I started a Roth IRA a few years ago. The fact that you don’t have to pay taxes on the growth when you retire is a big deal, especially if you expect to be in a higher tax bracket when you're older.
The big difference is with a Roth IRA, you contribute money that’s already been taxed, and then the growth and withdrawals in retirement are tax-free. With a traditional IRA, you might get a tax deduction upfront, but you’ll pay taxes when you withdraw the money later.
And the fact that you can withdraw your contributions at any time without penalties is a huge benefit, especially if something unexpected happens. It gives you more flexibility. But yeah, starting a Roth IRA can definitely feel a bit daunting when you’re just getting into it.
Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. I retired with 5 million dollars
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then
I work with Rebecca Nassar Dunne as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Keep going mate I started at 34... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed ~$500K. My portfolio is roughly half ETFs and half in individual stocks... I am almost 36 now!
which companies would you recommend or where should I invest a hundred K to get the best returns right off the bat? I have just opened a Vanguard account and its my first time investing I have just started and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. Talk to a CFA if you really aren't sure. I am with *Lina Dineikiene* .I conservatively follow her recommendations and guidance on market entry and exit points, and tbh this approach makes investing fairly simple and worthwhile. I am convinced it's not just hard work but smart work :-)
If I had $560k I would invest $100k in tech & $460k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your pointers
For a long time, I got caught up in lifestyle inflation. Every time I got a raise, I found a way to spend more, and soon enough, what felt like luxuries became part of my daily life. I think this happens to a lot of people, but it took me a while to notice. When I finally stopped and reevaluated what really mattered to me, I realized I could redirect that money toward savings and investments instead. Now, I’m on track to reach $4 million in retirement savings, which honestly feels surreal. And to top it off, I've developed a habit of watching finance content, something I used to avoid like the plague
I agree, luck plays a role, especially early on, but consistent results tend to come from more than just luck. When I had only saved $300k, I realized I couldn’t afford to rely on luck or time alone. I needed a more deliberate approach that wasn’t just hoping for the best. Thats when I found Emily Ava Milligan, a fund manager whose approach to balancing risk and growth gave me the confidence to build from that foundation
Curious about top investors' millionaire-making strategies, I'm eager to grow my $295,000 nest egg. Investing in stocks could provide attractive returns through capital appreciation and dividend yields. But timing is crucial - should I invest now or wait for improved market conditions?
Concentrate on two main objectives. First, keep yourself safe by knowing when to sell stocks in order to limit losses and maximize gains. Second, get ready to benefit from market changes. I advise consulting a Financial Consultant or other professional for advice.
It's wise to stay proactive and diversify assets to manage risks during uncertain times. I’ve delegated my financial management to a consultant after facing a major downturn in late 2019 during the COVID outbreak. Today, I'm semi-retired and about 25% short of my $1 million retirement target after making additional contributions.
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Your explanations are clear and concise. Despite watching several trading videos, I haven't found practical advice that resonates with me. Can you kindly suggest a reputable trading coach who can effectively guide me through the process?
Your video is a calming presence, especially during turbulent times in the financial markets. Your insightful analysis provides a thoughtful and prudent roadmap, aligning perfectly with the current economic landscape.
There are many coaches available, but Sheryl K Nicole stands out as a popular choice. Her recognition is growing daily, and her strategies have been highly effective during this period. With years of financial market experience, she is someone I cannot afford to lose as a guidance
Meeting Sheryl has been a game-changer for me and my family. I was skeptical about trading, but today's encounter completely changed my perspective. I just withdrew $185,300.
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Man Steve you are sooooo dope I appreciate your teaching. I'm 53 and needed this simple breakdown I was never taught about money growing up I want to retire at 65 please continue to help us late bloomers great work!
Same here. I’m 40 and I do have a bunch of investments i never looked into this till now. I’m starting at the age of 40. But I put 7k at the beginning of the year , next year I’ll put another 7k. Makes it easier for me. Another life investment that im pumped about
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation seems well-diversified. To take it to the next level, explore dollar-cost averaging and dividend reinvestment. However, it's essential to consult with a financial advisor to create a tailored plan aligned with your unique goals, risk tolerance, and retirement timeline.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ *Amy Desiree Irish* ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you so much for making these videos. I’m 17 years old and I never learned about financial literacy in school. Your videos helped me a lot and I will definitely start a Roth IRA account as soon as I turn 18
I am on my 2nd month of Vanguard Roth IRA, thanks to you! I am putting in $400/mo right now, $200 auto and around $200 more if I can. I am now figuring out how to make the purchases of my ETF choice (VOO) automatic too, so I don't have to keep logging in to do that part. Thank you, you are great!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.
To tackle investment risks, the safest approach is to diversify across various asset classes, such as bonds, real estate, and international stocks, to minimize the impact of a market meltdown. Seeking expert guidance is essential.
Many people underestimate the value of advisers until they experience burnout. After a challenging divorce a few summers ago, I sought out a highly qualified licensed advisor. Her guidance has been invaluable in keeping my company afloat and thriving, despite inflation.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your succedss??
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you so much! This is the best tutorial I’ve come across thus far. Yes, I’ve made the mistake of just adding money into a Roth IRA and did not invest it - thank you so much for taking the time to break down each step and actually showing how to do it on the website
This video needs to be viral! Hands down the best break down video about investing. I’m turning 30 next month and I am ready to stop spending and start investing! Thank you so much for this video❤️! So clear and concise!!!
Love THIS!!!!! NEWBIE here and VERY VERY late to the savings game. In my 40s with a mortgage. I kick myself thinking about the mistakes I made in my early 20s up until now. Please continue with these type of videos. I appreciate how you break it down to us and you show us where to click and what to look at. New sub!
Truly appreciate the video. I’m hoping to show this and convince my children to start early. You need to continue teaching classes for late teens. I would have paid to send my kids to this class 👍🇺🇸
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
Thank you! ✨👍🏻 I now know exactly what to do and how. 😃 I’ve watched so many videos re: “How to start investing” what time do etc. and they all confused me with too much talking and less of the steps to take. Or too much info at a time. Nothing like your videos! So informative straight to the point and easy to follow instructions. Truly appreciated 🤗🙏🏻🙌🏻✨
Thank u so much ur helping more people than u know. Ive seen a million vids on this topic but 4 some reason it just stuck when i saw ur vid. Probly cuz ur were a teacher! Recently set up roth ira deposited $500 yesterday and now im ready to buy my 1st etf. Im 37 so starting late but i still got 30 yrs 2 invest. Thank u 🙏🙏🙏
I’m 38 and about to start investing myself - started my teaching career this year and just settling with a pension and life insurance. I sometimes feel bad that I haven’t made smarter money decisions but we all start somewhere. When I read your age I thought, wooooo we are all in this together!
Thank for your simplicity. The ETF/investing portion of this video is what I was really looking for. It’s always been intimidating. Thank you again. I’m always looking for more beginner’s advice
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on...
My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
This is really helpfull by listening to too many people talk this one make it simple and show how to for someone have no idea where to start thank you so much
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Grace Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Came Across This Channel A Few Months Ago & I Like It! This Episode Made Me Do A Deep Dive Into My ROTH & I Just Found Out That I DID NOT Have The DRIP Turned On Within My ROTH! Thank You For The Wake Up Call!
Thank you for mentioning that it’s tempting to “inflate” our lifestyle but the end goal is more important to me and sometimes I do feel like I’m missing out but I find comfort knowing I’m taking care of me for later
Love your videos!!! You really took the anxiety out if investing for me ... i send them to family and friends to try and get them on board too cause you make it so easy to understand!! Thank you so much
@CalltoLeap So what if I put the 7,000 in the Roth IRA in one transaction and buy 7,000 worth of s&p500, I don't need to keep investing money monthly right? Because I hit the maximum for that year, Right? Thanks for the video
Thank you Steve... I started watching your insta videos a year ago. They just affirm what I think about finances every time. The psychology behind is awesome!!! My question would be. What about the IRS limits if you invest across different types of investments and brokerages???
I have a few questions and i'll be grateful if someone will reply. how can i invest in stocks? or how i can help to grow a portfolio? I want to invest around 140K cash savings. What are the best strategies?
Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.
I work with the popular Sophia Nadene Morgan, Who happens to be a is a hot topic among financial elitist in NYC. Especially for her works during Covid. All the information you need to set up an appointment is on her web page.
You are a really good teacher. I appreciate how you simplify things so that they're easy to understand. Your willingness and desire to help people shines through in what you do!!
Hello. You are so AMAZING! I love your videos on financial education, for people like me, who never get financial education. Please keeping up doing doing this great video. Thank you.
You have just opened my eyes since I have transferred some $$$ from my 401k to Roth. I still have to invest that $$$ into some kind of investment. Thanks
👌🏾👍🏾👏🏾👏🏾 from a guy that played a Klingon in Star Trek, worked in 2 Transformers movies, 4 Marvel, 3 Matrix and more. Thanks for putting this together.
Thank you so much! It's so sad to learn this so late in life. But for the first time, I felt the confidence to follow this step by step and start this process. Though I my not get to the million, but hopeully it will be double and triple of what I invest at least.
Thank you for the help I know I’m behind already I’m 53 years old and don’t have any retirement plan but I would definitely look into this is very important thank you again
Great video. I'm a financial advisor, and your video has made me realize I may not be distilling information enough, when meeting with clients. It proves not everyone can teach! You're a natural teacher. I'm glad I found your video. Bravo!
I like how you break investing down and make it a step-by-step process. I would like to learn at what stage you diversify your portfolio (i.e. buy a few different ETF's, etc.)? How much percentage of your portfolio should it be dedicated to say 1 ETF? At what stage/milestone do I buy 3-5 different ETF's?
Im 33 and ive just started investing and i dont make alot of money but i have invested about 3k so far most of it in 2 etf's and a few different stocks i need to contribute to my roth ira tho im still learning. (75 a week we will see where it goes)
To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income particularly on a weekly or m8onthly basis. That’s the key to living financially stable...❤
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invsted on time and also with the right terms now I have time for my family and the life ahead of me
Steve thank you so much for your video. It is THE BEST RUclips video BY FAR on the topic. You took the time to really simplify a complicated subject. I walked away informed. I am forwarding your video to the young adults in my family because I could see that you truly care about educating your viewers and I could see the passion you have for the topic. Your video covers a topic that don't get a lot of focus on in most households.The video was well articulated and well presented. I smashed the like button and subscribed to your channel. I look forward to more of your content. Bravo. Well done!
Great information! Something that might help would be a snapshot of your purchase history. Did you focus only on one ETF, or stock, initially and how long you focused on it before branching out. Or, did you initially start out with purchasing a set of stocks and divide your money each month between them?
I'm ecstatic with Trump's win and the year-end market surge. Which hidden jewels in the upcoming bull run would you buy with 150k right now? My goal is to position myself for a prosperous Q1 in 2025.
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
My CFA ’Viviana Marisa Coelho’, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
She appears to be well-educated and well-read. I ran an onlline search on her name and came across her webslte; thank you for sharing. I sccheduled a caII..
I love yr videos! I am 62 and I have my own business! I started investing few years ago! Everyone says I am too late to invest in a Roth IRA. I would like to hear yr thoughts and suggestions please! Thank you so much
Same here! Turning 50 in a month. I do have a 401k but started only 9 years ago so it’s not big, still growing. Husband doesn’t have any so I’m trying to quickly plan for our retirement. This video took the scary part of the Roth IRA out. Thank you!
This was great, I am late to the game, investing is confusing and I'm just starting the journey of learning. I really liked all the visual stuff, as someone with adhd, i sometimes have a hard time keeping my focus if there is not visual ques or the speaker is slow...but you can always speed up the video. 🤣 I would encourage you to keep the video format and presentation as is, because it gives a good overview, we still see you and it's not overly busy. I love when you do the bullet point style, that's how my brain works. Thanks for all your hard work!
I opened an ROTH IRA at the age of 27 and put the maximum amount possible for 2024. I feel foolish for letting my life fall into order so slowly. The issue at hand is how to invest the funds most profitably in order to save for retirement
You're 27 years old. It is alright. The compound interest period has begun. To build a strong foundation and reduce risk while maximizing gain, I think all investors should begin with ETFs. From there, they should diversify across a range of asset classes and continue to invest consistently and systematically
You do not need to locate the next NVIDIA to be successful in investing. Simply choose top tier ETFs and work with a financial counselor, as I did. I turned $90,000 into $53,000 in annual dividends, which is a huge accomplishment for me today
Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well
‘’Aileen Gertrude Tippy’’ is the licensed advisor I use. Just research the name online you will find necessary details to work with to set up an appointment
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her
Thank you so much for this video Steve! Made mistakes in the past but turning it around and all ur videos have been super helpful! No more life lessons pls, need real results only from here on out. Let’s go!
big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.
I want to start a Roth Ira before the end of the year. do you have any stock you would suggest to buy and hold long term?
Accurate! asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.
Impressive can you share more info?
My CFA ’Amy Desiree Irish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
I’ve been hearing a lot about Roth IRAs lately, and I’m thinking about opening one. It seems like a great option for long-term retirement savings, but I don’t really know where to start.
I looked into Roth IRAs a while ago. They’re really beneficial if you want your retirement withdrawals to be tax-free. I think the best part is that you pay taxes upfront, so you don’t have to worry about paying taxes later when you take the money out, which can be a huge advantage.
Exactly! That’s what appealed to me too. I started a Roth IRA a few years ago. The fact that you don’t have to pay taxes on the growth when you retire is a big deal, especially if you expect to be in a higher tax bracket when you're older.
The big difference is with a Roth IRA, you contribute money that’s already been taxed, and then the growth and withdrawals in retirement are tax-free. With a traditional IRA, you might get a tax deduction upfront, but you’ll pay taxes when you withdraw the money later.
The Roth is really great if you expect to be in a higher tax bracket in retirement.
And the fact that you can withdraw your contributions at any time without penalties is a huge benefit, especially if something unexpected happens. It gives you more flexibility. But yeah, starting a Roth IRA can definitely feel a bit daunting when you’re just getting into it.
Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. I retired with 5 million dollars
People don't really know this, You need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
I work with Rebecca Nassar Dunne as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.
Investments are the roots of financial security; the deeper they grow, the stronger your future will be."
The deeper your investment roots, the stronger your financial security will be in the future.
Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.
I would love an introduction to an adviser who can help me strengthen my financial roots.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
Watching in my 40s... And only just starting I feel so behind!
Gotta start somewhere
Keep going mate I started at 34... was in 13K debt and living in my overdraft. I'm now debt free have a 45K emergency fund. 55K saving pot and just surpassed ~$500K. My portfolio is roughly half ETFs and half in individual stocks... I am almost 36 now!
which companies would you recommend or where should I invest a hundred K to get the best returns right off the bat? I have just opened a Vanguard account and its my first time investing I have just started and I am depositing 20% of my monthly salary I am scared because I don't know what to do now :D
I lost a lot chasing individual stocks and I feel pretty silly for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. Talk to a CFA if you really aren't sure. I am with *Lina Dineikiene* .I conservatively follow her recommendations and guidance on market entry and exit points, and tbh this approach makes investing fairly simple and worthwhile. I am convinced it's not just hard work but smart work :-)
If I had $560k I would invest $100k in tech & $460k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help.
Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your pointers
For a long time, I got caught up in lifestyle inflation. Every time I got a raise, I found a way to spend more, and soon enough, what felt like luxuries became part of my daily life. I think this happens to a lot of people, but it took me a while to notice. When I finally stopped and reevaluated what really mattered to me, I realized I could redirect that money toward savings and investments instead. Now, I’m on track to reach $4 million in retirement savings, which honestly feels surreal. And to top it off, I've developed a habit of watching finance content, something I used to avoid like the plague
I’ve always thought luck plays a huge role in investing. Without it, it’s hard to really succeed, no matter what resources you have
I agree, luck plays a role, especially early on, but consistent results tend to come from more than just luck. When I had only saved $300k, I realized I couldn’t afford to rely on luck or time alone. I needed a more deliberate approach that wasn’t just hoping for the best. Thats when I found Emily Ava Milligan, a fund manager whose approach to balancing risk and growth gave me the confidence to build from that foundation
I did a quick search of the name and found her page. and I’m curious to learn more now. I appreciate that you pointed that out
Scammers
Curious about top investors' millionaire-making strategies, I'm eager to grow my $295,000 nest egg. Investing in stocks could provide attractive returns through capital appreciation and dividend yields. But timing is crucial - should I invest now or wait for improved market conditions?
Concentrate on two main objectives. First, keep yourself safe by knowing when to sell stocks in order to limit losses and maximize gains. Second, get ready to benefit from market changes. I advise consulting a Financial Consultant or other professional for advice.
It's wise to stay proactive and diversify assets to manage risks during uncertain times. I’ve delegated my financial management to a consultant after facing a major downturn in late 2019 during the COVID outbreak. Today, I'm semi-retired and about 25% short of my $1 million retirement target after making additional contributions.
You appear to know the market better than we do, so that makes great sense. Who is the coach?
"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Trading in Bitcoin now is the wisest thing to do now especially beginner.....
Most people think, investing in crypto is all about buying coins and hodling, come on it takes much analysis to be a successful crypto trader.
Please how do I go about it, am still a newbie on investment trading and how can I make profit?
Annabelle's assessment of cryptocurrencies is by far the most accurate... A must for all beginners and experienced crypto traders.
Ever since I started following Annabelle Hartfield strategies, my trading game has elevated to new heights truly a mastermind in the trading
Your explanations are clear and concise. Despite watching several trading videos, I haven't found practical advice that resonates with me. Can you kindly suggest a reputable trading coach who can effectively guide me through the process?
Your video is a calming presence, especially during turbulent times in the financial markets. Your insightful analysis provides a thoughtful and prudent roadmap, aligning perfectly with the current economic landscape.
Trading with a professional is the best strategy for beginners as well as busy investors who have little or know time to monitor their trade.
There are many coaches available, but Sheryl K Nicole stands out as a popular choice. Her recognition is growing daily, and her strategies have been highly effective during this period. With years of financial market experience, she is someone I cannot afford to lose as a guidance
How can I reach her please🙏
Meeting Sheryl has been a game-changer for me and my family. I was skeptical about trading, but today's encounter completely changed my perspective. I just withdrew $185,300.
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Man Steve you are sooooo dope I appreciate your teaching. I'm 53 and needed this simple breakdown I was never taught about money growing up I want to retire at 65 please continue to help us late bloomers great work!
This video has change my life! I cannot believe I’m learning at my age 43. I’m teaching this to my kids. Thank you so much!
Same here. I’m 40 and I do have a bunch of investments i never looked into this till now. I’m starting at the age of 40. But I put 7k at the beginning of the year , next year I’ll put another 7k. Makes it easier for me. Another life investment that im pumped about
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation seems well-diversified. To take it to the next level, explore dollar-cost averaging and dividend reinvestment. However, it's essential to consult with a financial advisor to create a tailored plan aligned with your unique goals, risk tolerance, and retirement timeline.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ *Amy Desiree Irish* ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Thank you so much for making these videos. I’m 17 years old and I never learned about financial literacy in school. Your videos helped me a lot and I will definitely start a Roth IRA account as soon as I turn 18
What’s the best strategy to enter crypto investing now for someone with more or less than $45k?
You need a proTrader or someone good at navigating the market. Someone like Stephany Reuben
Same here. Stephany managing my portfolio was my best decision. I have withdrawn half already
true, almost gave up due to constant losses, but Stephany turned my luck around
Meeting Stephany Reuben changed my life. I could barely pay my rent; now I own two houses
How can she be consulted?
I am on my 2nd month of Vanguard Roth IRA, thanks to you! I am putting in $400/mo right now, $200 auto and around $200 more if I can. I am now figuring out how to make the purchases of my ETF choice (VOO) automatic too, so I don't have to keep logging in to do that part. Thank you, you are great!
I just opened my Roth IRA. I will keep watering my plant. Thank you for this video!!!!
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@BrandonIvan-c6e Oh please I’d love that. Thanks!.
@@Donnafrank-k6e Clementina Abate Russo is her name.
Lookup with her name on the webpage.
I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.
To tackle investment risks, the safest approach is to diversify across various asset classes, such as bonds, real estate, and international stocks, to minimize the impact of a market meltdown. Seeking expert guidance is essential.
Many people underestimate the value of advisers until they experience burnout. After a challenging divorce a few summers ago, I sought out a highly qualified licensed advisor. Her guidance has been invaluable in keeping my company afloat and thriving, despite inflation.
how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your succedss??
You might research potential candidates and keep a look out for those with clever methods that can help you grow your portfolio gradually and steadily. Carol Vivian Constable is my FA. She is knowledgeable and accommodating to your needs. establish her identity
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you so much! This is the best tutorial I’ve come across thus far. Yes, I’ve made the mistake of just adding money into a Roth IRA and did not invest it - thank you so much for taking the time to break down each step and actually showing how to do it on the website
This video needs to be viral! Hands down the best break down video about investing. I’m turning 30 next month and I am ready to stop spending and start investing! Thank you so much for this video❤️! So clear and concise!!!
Love THIS!!!!! NEWBIE here and VERY VERY late to the savings game. In my 40s with a mortgage. I kick myself thinking about the mistakes I made in my early 20s up until now. Please continue with these type of videos. I appreciate how you break it down to us and you show us where to click and what to look at. New sub!
Hello I wish to start investing but I don't know where to begin, any advice or contact for help?
It is wise to seek professional guidance when building a strong financial portfolio due to its complexity
Talking to expert like Ava Harris to reshape your portfolio is a very smart move
Certainly! I diversified my $35,000 portfolio across different markets.
I made a net profit of around $117k by investing in high dividend yield stocks, ETFs, and equity.
The reality is that you can't do it without a tried and true person like Ava.
Truly appreciate the video. I’m hoping to show this and convince my children to start early. You need to continue teaching classes for late teens. I would have paid to send my kids to this class 👍🇺🇸
Thank you so much for making this so clear and straightforward. I am 53 years old with very little saved. I need to learn from you. Thanks again!
Thank you for the screen shots and arrows im a visual learner and this made it more easier to learn then just someone talking in a video
You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life
Thanks for continuing updates I'd rather trade the stock market as it's more profitable. I make an average of $34,500 per week even though I barely trade myself.
@@OliviaKate-n7lI'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.
@@MandyMoore-ie7jwHow
..? Am a newbie in crypto investment, please can you guide me through on how you made profit?
@@Richard-y3bThanks to ALICE LEE CHEN FINANCIALS
She's a licensed broker here in the states
Thank you! ✨👍🏻
I now know exactly what to do and how. 😃
I’ve watched so many videos re: “How to start investing” what time do etc. and they all confused me with too much talking and less of the steps to take. Or too much info at a time. Nothing like your videos! So informative straight to the point and easy to follow instructions.
Truly appreciated 🤗🙏🏻🙌🏻✨
Awww I'm glad the video helped!
@@CalltoLeapwhat if i didn’t contribute too much on my roth ira account this yr?
Thank u so much ur helping more people than u know. Ive seen a million vids on this topic but 4 some reason it just stuck when i saw ur vid. Probly cuz ur were a teacher! Recently set up roth ira deposited $500 yesterday and now im ready to buy my 1st etf. Im 37 so starting late but i still got 30 yrs 2 invest. Thank u 🙏🙏🙏
I’m 38 and about to start investing myself - started my teaching career this year and just settling with a pension and life insurance. I sometimes feel bad that I haven’t made smarter money decisions but we all start somewhere. When I read your age I thought, wooooo we are all in this together!
42
I am 63 years old & will use this to help me have a decent Retirement & help my grown children improve their financial portfolios. ✊🏾❣️
Thank for your simplicity. The ETF/investing portion of this video is what I was really looking for. It’s always been intimidating. Thank you again.
I’m always looking for more beginner’s advice
Glad it was helpful!
Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.
Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.
That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on...
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA Vivian Jean Wilhelm, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
Thank you for such a detailed video especially I’m 54.
Thanks for watching!!!
Steve Thank You, great video!! My 20 year old daughter also starting the investment journey!
thank you for all your help. I'm going to start investing now.
Amazing video. I’m a beginner and I have learned a lot from your videos. Thank you!
Glad to help!
Great video! I will start at 52 I didn’t start earlier because I didn’t understand and this explains it.
You got this!
This is really helpfull by listening to too many people talk this one make it simple and show how to for someone have no idea where to start thank you so much
I'm glad it helped!
I learn so much from you. I wish I found you years ago.
I’m setting the account up for my kids as well.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Grace Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Thank you so much for this beginner video. You are a good teacher and so generous with your knowledge!
Came Across This Channel A Few Months Ago & I Like It! This Episode Made Me Do A Deep Dive Into My ROTH & I Just Found Out That I DID NOT Have The DRIP Turned On Within My ROTH! Thank You For The Wake Up Call!
This really is well explained! You have a great head on your shoulders.
Thank you for mentioning that it’s tempting to “inflate” our lifestyle but the end goal is more important to me and sometimes I do feel like I’m missing out but I find comfort knowing I’m taking care of me for later
Love your videos!!! You really took the anxiety out if investing for me ... i send them to family and friends to try and get them on board too cause you make it so easy to understand!! Thank you so much
Aww thank you!!!! :)
@CalltoLeap So what if I put the 7,000 in the Roth IRA in one transaction and buy 7,000 worth of s&p500, I don't need to keep investing money monthly right? Because I hit the maximum for that year, Right?
Thanks for the video
@@xharly620. That's correct. If you put in more than the 7K max you will be penalized for it.
Thank you Steve... I started watching your insta videos a year ago. They just affirm what I think about finances every time. The psychology behind is awesome!!! My question would be. What about the IRS limits if you invest across different types of investments and brokerages???
I have a few questions and i'll be grateful if someone will reply. how can i invest in stocks? or how i can help to grow a portfolio? I want to invest around 140K cash savings. What are the best strategies?
Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1 million in returns on investments.
Hey friend, can I work with your Fiduciary?
I work with the popular Sophia Nadene Morgan, Who happens to be a is a hot topic among financial elitist in NYC. Especially for her works during Covid. All the information you need to set up an appointment is on her web page.
Yeah, she is Sophia Nadene Morgan, look her up. Anyone is free to contact her.
You are the “New SUZE Orman” of finance. You’re awesome and I love your teaching skills. I’m subscribing!!!
Dear Steve, Please make a video like this one about the back door Roth IRA . Thank you 🙏🏻
🤔
Your investment education is really inspiring. I look forward on implementing them. Thank you 🙏🏽
Happy to hear that!
You are a really good teacher. I appreciate how you simplify things so that they're easy to understand. Your willingness and desire to help people shines through in what you do!!
Your video was simple but very effective
Hello. You are so AMAZING! I love your videos on financial education, for people like me, who never get financial education. Please keeping up doing doing this great video. Thank you.
Thank you very much to explain very clearly about the video predicated God bless you steav keep up good work.
You have just opened my eyes since I have transferred some $$$ from my 401k to Roth. I still have to invest that $$$ into some kind of investment. Thanks
👌🏾👍🏾👏🏾👏🏾 from a guy that played a Klingon in Star Trek, worked in 2 Transformers movies, 4 Marvel, 3 Matrix and more. Thanks for putting this together.
Thanks for guiding us. Very excited to open Roth IRA…thanks
Thank you so much! It's so sad to learn this so late in life. But for the first time, I felt the confidence to follow this step by step and start this process. Though I my not get to the million, but hopeully it will be double and triple of what I invest at least.
Thank you for the help I know I’m behind already I’m 53 years old and don’t have any retirement plan but I would definitely look into this is very important thank you again
Great video. I'm a financial advisor, and your video has made me realize I may not be distilling information enough, when meeting with clients.
It proves not everyone can teach! You're a natural teacher. I'm glad I found your video. Bravo!
Thank you Steve! Wish I would have found you years ago, but I guess it’s never too late to start! 😊
100% true! It is never too late to start.
Thank you so much for detailed step by step investments. You are the best!!!
I love your tutorial step by step I can follow❤ easy to understand, thank you for educating people to have a good retirement.
THANK YOU WELL DONE 25:43
Woohoo!
I appreciate you being so informative. I learned quite a bit. Keep your videos coming.
Great job! Nice, soothing voice. Thanks for the info about watering the plant
I love your easy-to-follow simple teaching! Thank you!
Glad it was helpful!
Thank you! You are a really great teacher!
Thanks so much Steve! I am a beginner investor and I learned a lot from this video.
This was an awesome step-by-step video. Thank you so much. It was incredibly helpful.
Glad it was helpful!
This has been the most helpful video about roth iras I have seen. Thank you. Please make more financial literacy content like this.
Thank you! Will do! :)
I like how you break investing down and make it a step-by-step process. I would like to learn at what stage you diversify your portfolio (i.e. buy a few different ETF's, etc.)? How much percentage of your portfolio should it be dedicated to say 1 ETF? At what stage/milestone do I buy 3-5 different ETF's?
Im 33 and ive just started investing and i dont make alot of money but i have invested about 3k so far most of it in 2 etf's and a few different stocks i need to contribute to my roth ira tho im still learning. (75 a week we will see where it goes)
To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income particularly on a weekly or m8onthly basis. That’s the key to living financially stable...❤
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invsted on time and also with the right terms now I have time for my family and the life ahead of me
Wow, this is really amazing. How do you come about it
@@geralyncainglet2626 I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings
Assets that can make you rich
*FX
*Btcoin
*Stocks
*Gold
*Real estate
You’re right but a lot of people remain poor due to ignorance
Steve thank you so much for your video. It is THE BEST RUclips video BY FAR on the topic. You took the time to really simplify a complicated subject. I walked away informed. I am forwarding your video to the young adults in my family because I could see that you truly care about educating your viewers and I could see the passion you have for the topic. Your video covers a topic that don't get a lot of focus on in most households.The video was well articulated and well presented. I smashed the like button and subscribed to your channel. I look forward to more of your content. Bravo. Well done!
Great information! Something that might help would be a snapshot of your purchase history. Did you focus only on one ETF, or stock, initially and how long you focused on it before branching out. Or, did you initially start out with purchasing a set of stocks and divide your money each month between them?
I'm ecstatic with Trump's win and the year-end market surge. Which hidden jewels in the upcoming bull run would you buy with 150k right now? My goal is to position myself for a prosperous Q1 in 2025.
DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfoIlo allocation
My CFA ’Viviana Marisa Coelho’, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
She appears to be well-educated and well-read. I ran an onlline search on her name and came across her webslte; thank you for sharing. I sccheduled a caII..
I love yr videos! I am 62 and I have my own business! I started investing few years ago! Everyone says I am too late to invest in a Roth IRA. I would like to hear yr thoughts and suggestions please! Thank you so much
Thanks so much for your video. You did such a wonderful job explaining and modeling the steps. You definitely encouraged me to start investing.
Thank you SO much for sharing this! I’m a newbie, but jumping in and your videos are so understandable. Thank you again!!
What about a video for people who didn’t start investing until 50+
Yes im one of them I will love to see a video about it 😊
Same here! Turning 50 in a month. I do have a 401k but started only 9 years ago so it’s not big, still growing. Husband doesn’t have any so I’m trying to quickly plan for our retirement. This video took the scary part of the Roth IRA out. Thank you!
57 here, no 401k and just started my roth ira this year by watching your great videos! I would love to see a video on this topic TIA ❤
Or 40?
This is very informative for the younger/older generation on how to start investing 😊
Not too late to start!
It does help a lot! This is awesome! THANK YOU!!
This was great, I am late to the game, investing is confusing and I'm just starting the journey of learning. I really liked all the visual stuff, as someone with adhd, i sometimes have a hard time keeping my focus if there is not visual ques or the speaker is slow...but you can always speed up the video. 🤣 I would encourage you to keep the video format and presentation as is, because it gives a good overview, we still see you and it's not overly busy. I love when you do the bullet point style, that's how my brain works. Thanks for all your hard work!
Great video! Im ready to invest, did all the steps! Thank you🙏
I opened an ROTH IRA at the age of 27 and put the maximum amount possible for 2024. I feel foolish for letting my life fall into order so slowly. The issue at hand is how to invest the funds most profitably in order to save for retirement
You're 27 years old. It is alright. The compound interest period has begun. To build a strong foundation and reduce risk while maximizing gain, I think all investors should begin with ETFs. From there, they should diversify across a range of asset classes and continue to invest consistently and systematically
You do not need to locate the next NVIDIA to be successful in investing. Simply choose top tier ETFs and work with a financial counselor, as I did. I turned $90,000 into $53,000 in annual dividends, which is a huge accomplishment for me today
Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well
‘’Aileen Gertrude Tippy’’ is the licensed advisor I use. Just research the name online you will find necessary details to work with to set up an appointment
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her
Awesome video , thank you for the free education 🔥🔥🔥
This video does NOT suck ...Thank you kind Sir🐿️
Thank you ❤️
Thanks for going into great detail on how to invest!
❤
Thanks for educating my adult professional children. Gratitude to you!
steve , is it late for me to invest? im 57 , i can do this
but im just
at loss with financial term
so this really helps, thanks a lot
I’m saving this video, very easy to understand to start putting money away, thank you so much 😊
Thank you for being very clear; I’m excited to start I feel like I understand a lot more are watch this. 😊
Thank you for sharing. Great information.
This is really helpful and attainable. Thank you
Good video. Very informative and detailed
Great video! Thanks for sharing, and please keep the videos coming. I'm 50, and I have a lot of catching up to do.
Thank you so much for this video Steve! Made mistakes in the past but turning it around and all ur videos have been super helpful! No more life lessons pls, need real results only from here on out. Let’s go!