I am 42, and I have been an employee since age 18. I paid off all my debts, including my mortgage. I saved a good couple of years' worth of emergency funds to start my own business. Worse case scenario, I go back to being an employee, lol. But at least I tried 😊
Go for it! With an emergency fund you will make better decisions too. Anytime I price out of need vs what the job requires to be profitable I regret it.
I became self employed in 2020 (yes, perfect timing). I consciously made decisions for years to enable that. I built contacts. I bought a modest house to have a modest mortgage. All the time people would ask why for example I bought a modest house in a rough suburb - answer - because I had a goal. Anyway. Long story short - I made it. I am self employed, I am now moving to a better house. Self-employment is better in many ways. Flip side - although I do earn a little more than being employed by someone I HAVE NEVER WORKED SO HARD IN MY LIFE. Would I go back to being an employee? No. Just don't put the tinted glasses on when looking at self employment. I always joke with people there's only five things I had to sacrifice. 1. Evenings. 2. Weekends. 3. Annual leave. 4. Sick leave. 5. Statutory holiday days.
I drive for ups and my number one struggle is achieving an accomplished feeling. There is nothing to stand back and look at to say awesome task complete what’s next. It’s the same brown boxes and same stops everyday. I will say I do find value in speaking with nice people and the kids can make my day, they literally are my favorite part of the job.
Military has a 6 mth Skill bridge program to help transition to civilian world. It's an internship program, so they can apply to jobs they want to pursue.
Mike~ I love how you encourage blue collar workers. While my daughter has her Ph.D. in sciences, my son is an industrial electrician (Trona mines, coal plants, phosphate plant, oil & gas). I’m so proud of both of them ❤
Military has a TAPs class, which is supposed to be a transitional class. But I don't think a lot of service members gain a lot from it. I had a HARD time transitioning with the lack of purpose. Eventually I found things to do, but I also am so grateful for the benefits I get for my service.
A veteran's success often depends on the first manager they have. Outside the Fortune 100, small business owners have a hard time trusting veterans because they, the business owners, have very little ability to assume risk when it comes to hiring. If you are a veteran, work to get into a Fortune 100 so they can train you and actually move you around. They usually have robust training programs and a crop of senior leaders that were former military officers. Small business leaders have much less ability to understand the veteran experience unless they were a veteran themselves. Also, a lot of managers won't hire veterans because they are intimidated by them.
The worst part of being self employed is you have to pay for health insurance which can be insanely expensive and your self employment taxes are insanely expensive too. I know a few people who were self employed with lots of business, but their paycheck ended up being very due to those two factors.
My tension sickness normal hits right after I am done.
5 месяцев назад+1
Probably you mean United States citizens because another Americans like Colombians or Ecuadorian or Venezuelan or Paraguayan or Panamanian or Salvadorans even Mexican some of them have soft-skills because the way how they live need learn those skills no matter what.
I would love to be able to want to be a tradesman, but I simply cannot force myself to enjoy work. I'm gainfully employed and have had my current job eight years. I have a strong work ethic, and I still hate working. I look forward to just being at home watching TV and spending time with my dog. I'm not the type of person who must have something to do every day. How do I really find work I (as Dave Ramsey opens his show) "actually love?"
The only time I have come close to what you're describing is when I'm either watching a TV show, movie, or RUclips video or reading a novel, maybe. And then after it's done, that interest just goes away.
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I am 42, and I have been an employee since age 18. I paid off all my debts, including my mortgage. I saved a good couple of years' worth of emergency funds to start my own business. Worse case scenario, I go back to being an employee, lol. But at least I tried 😊
I am a similar age. That was my thought, what if I fail? Then I know I tried and I go and work as an employee again.
Go for it!
With an emergency fund you will make better decisions too. Anytime I price out of need vs what the job requires to be profitable I regret it.
I became self employed in 2020 (yes, perfect timing). I consciously made decisions for years to enable that. I built contacts. I bought a modest house to have a modest mortgage. All the time people would ask why for example I bought a modest house in a rough suburb - answer - because I had a goal. Anyway. Long story short - I made it. I am self employed, I am now moving to a better house. Self-employment is better in many ways. Flip side - although I do earn a little more than being employed by someone I HAVE NEVER WORKED SO HARD IN MY LIFE. Would I go back to being an employee? No. Just don't put the tinted glasses on when looking at self employment. I always joke with people there's only five things I had to sacrifice. 1. Evenings. 2. Weekends. 3. Annual leave. 4. Sick leave. 5. Statutory holiday days.
My family’s mantra for generations has been “do what You’re good at so you can afford what you love then you will find happiness” 😊
What a great episode. I love both these guys. I'll definitely re-listen. ❤
I drive for ups and my number one struggle is achieving an accomplished feeling. There is nothing to stand back and look at to say awesome task complete what’s next. It’s the same brown boxes and same stops everyday. I will say I do find value in speaking with nice people and the kids can make my day, they literally are my favorite part of the job.
Thank you for what you do & the sacrifices you make to get our packages to us!!
You make the "machine" of civilization go. You are doing your part. Relax.
Agree with expenses you have to have a very good accountant for self employment to get all of the deductions
Military has a 6 mth Skill bridge program to help transition to civilian world.
It's an internship program, so they can apply to jobs they want to pursue.
Mike~ I love how you encourage blue collar workers. While my daughter has her Ph.D. in sciences, my son is an industrial electrician (Trona mines, coal plants, phosphate plant, oil & gas). I’m so proud of both of them ❤
Military has a TAPs class, which is supposed to be a transitional class. But I don't think a lot of service members gain a lot from it. I had a HARD time transitioning with the lack of purpose. Eventually I found things to do, but I also am so grateful for the benefits I get for my service.
A veteran's success often depends on the first manager they have. Outside the Fortune 100, small business owners have a hard time trusting veterans because they, the business owners, have very little ability to assume risk when it comes to hiring. If you are a veteran, work to get into a Fortune 100 so they can train you and actually move you around. They usually have robust training programs and a crop of senior leaders that were former military officers. Small business leaders have much less ability to understand the veteran experience unless they were a veteran themselves. Also, a lot of managers won't hire veterans because they are intimidated by them.
The worst part of being self employed is you have to pay for health insurance which can be insanely expensive and your self employment taxes are insanely expensive too. I know a few people who were self employed with lots of business, but their paycheck ended up being very due to those two factors.
That person was probably not deducting enough.
My tension sickness normal hits right after I am done.
Probably you mean United States citizens because another Americans like Colombians or Ecuadorian or Venezuelan or Paraguayan or Panamanian or Salvadorans even Mexican some of them have soft-skills because the way how they live need learn those skills no matter what.
I would love to be able to want to be a tradesman, but I simply cannot force myself to enjoy work. I'm gainfully employed and have had my current job eight years. I have a strong work ethic, and I still hate working. I look forward to just being at home watching TV and spending time with my dog. I'm not the type of person who must have something to do every day.
How do I really find work I (as Dave Ramsey opens his show) "actually love?"
Have you ever heard of a job and thought "That must be cool". That is the job you want to go after.
The only time I have come close to what you're describing is when I'm either watching a TV show, movie, or RUclips video or reading a novel, maybe. And then after it's done, that interest just goes away.
Some Americans have soft skills. They're just not believed to have any.