Thank you Jonathan and Clark for sharing and discussing this important part of life. I was widowed almost 10 years ago when my husband lost his battle with lung cancer. I have been listening to Clark for more than 20 years and thankfully, was financially prepared, but the one item missing from this discussion was preparing your family for the emotional support they will need. I recommend finding a therapist who specializes in terminal illness and grief counseling in the early stages of the diagnosis. Having a trained professional help the patient and family through the end of life journey and having that relationship established when the gut-wrenching final days and 6-month period after hit, would have been so beneficial for me. I waited until I was crumbling at the 6-month mark to get counseling. It really did help me put the pieces of my life back together and enabled me to start a new, joyous life but it would have been so much easier to have had that support earlier. I hope my experience can help others. Thank you again.
As an RN who has worked with Hospice patients ; I can’t emphasize these insightful words you have spoken . Seeking grief canceling for all family members is the most essential thing one can do for their mental well being . Taking care of A terminally ill family member takes A huge toll physically, emotionally & mentally. It’s a lot to process & add money 🤑 to the mix & it’s gets more incredibly complex . This podcast episode is incredibly essential for all of us . Thank you 🙏🏿 for sharing your story .
Wonderful show Clark. Jonathan’s willingness to share practical perspectives on everything he is sorting through as a result of his diagnosis is a gift to all of us.
Johnathan may be gone in time, but a part of him will live in me as essential enlightenment and just plain information. Invaluable! And I will not be the only one because he (and Clark) have the courage and intellect to share this conversation with those lucky enough to be a part of it here.
The greatest gift my beloved daddy did for his family was to take out a long term care policy. Daddy also cooperated w me, his oldest daughter/ caregiver in setting up a trust so I could be his POA over his health care and handle his 2 rentals easier. I had the privilege and honor of having him live just steps away from my house for the last 6 1/2 yrs before his Alzheimer’s journey took a toll on my own health and my husband’s health required more of my support. He lived in an Alzheimer’s unit 5 minutes from me for the last 6 months . He died peacefully In March 😢. I miss him every day , but we enjoyed many special times together these last years, gardening , flowers and vegetables, taking virtual trips on UTube w TRAVELING ROBERT to Wyoming and Montana where daddy worked on ranches and rode in rodeos in his youth, played board games while he could and I got to learn details about his life as his memory went in reverse back to his childhood and teen years. For now I let him rest in Jehovahs memory until he calls him out of the grave and returns him back to us 5 children and our children, Grandchildren and now Great Grandchildren 😔. 9:32
I'm so sorry to hear this sad news of you Johnathan 😢 I just lost my little brother in September from pancreatic cancer stage 4. Please know you are in my daily prayers to devine mercy.
Thank you both for this. I came across Humble Dollar a while back via Clark mentioning it on the podcast and have the utmost respect and gratitude for both of you!
I was diagnosed with multiple myeloma last year literally days before we were going on a month long trip to Japan (finally starting to enjoy the substantial estate I had accumulated) which unfortunately has damaged my spine. In my case,one typically lives maybe 10 years after diagnosis, and my doctors have surprisingly little to offer for repairing my back so all the travel we had planned to do is now basically impossible.I envy the guest still being able to travel and would suggest that people should think about taking those "trips of a lifetime" sooner than later, because you really don't know what might happen.
Great tip! Sorry to hear of your diagnosis but sounds like you have many years ahead! Since you can't travel, hope you're finding joy in something else. Did you get a second & third opinion about repairing your back? If not, it may be something to consider. 💚
@@rkgatteleport agreed.Im so glad that my husband and I enjoyed going on 3 cruises when our 2 children were younger. We went for our 20th, 25th and our 30th!!! We also did weekend getaway’s sometimes. Sadly,now my 74 year old husband struggles to walk w walker even down our hallway that is about 25 ft and when he gets back to the couch he’s breathing heavy 😏.
We all can learn from this man. Our loved ones deserve an uncomplicated path to continue their lives. I really like the warning don't shut down the phone right away because of two step verification.
This was great info. I loved the part where he said he had held onto letters forever, but that if he found it difficult to trudge through reading them, then the kids will too. I have a hard time tossing sentimental things. But even though I save so much of it, I don’t want to spend the time to read through it again. I’m merely holding onto it and it takes up space. My daughters won’t care about all the valentine and birthday cards with little notes to them from their great grandmother.
*Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult* ...
I have gotten rid of everything I owned except a few DVD's, a few books and magazines, and clothing. I realize most stuff I had I didn't use or need. I didn't sell it, I donated it all to charity or gave to friends. I accepted the fact I will likely be dead in 25 years or so. I am 60. I am more interested in living and giving than living to accumulate things.
I was thinking about exactly that this morning while out riding my bike. I think I'm getting close to just throwing open the doors to my home and letting people come get what they want.
Thank you for a great show! Jonathan, thank you for sharing such a personal story. I appreciate you. @Clark Howard, can you please do a video about end-of-life documents, what we may or may not need and why? I have a type of ALS and my brain MRI shows a lot of deterioration and lesions. The doc says that everything is fine for my age (54), but it doesn’t match what the radiologist described. Maybe the doc means, fine for someone with the disease you have, or maybe he just doesn’t want to scare me. Regardless, because of the consistent decline in my health and the results of my brain and cervical spine MRIs, I feel the sense of urgency to get my end of life paperwork in order, I just don’t know where to start or what to ask for, when seeing an attorney. Also, what things can I do myself, without an attorney? Can I add my daughter to my bank accounts or credit card?
Regarding the 23m mark, in addition to creating a list of all accounts/passwords.. in the case where death is not by accident/heart-attack, would just executing a Power-Of-Attorney simplify things? Or should one still, make a living-trust, open joint accounts, On the PIMA podcast, BJ Miller talks about on being authentic in death conversations: "I think one of the realizations here is there isn’t a perfect thing to say. And even if you land on something good to say to one person, that’s going to be exactly the thing that offends another person. The way we respond to death, loss of any kind is individual. There are some patterns and there are some truisms across people, across culture. But for the most part, what I think is really the most important - what is really actually healing - is authenticity. It’s less about the words you choose and more about the spirit behind the words. If someone says something to me very clunky, I can very easily see that as the vagaries of language and the problems of being overwhelmed as a human being - and being moved. Find some words that feel okay enough. And you might even own the clunkiness, say, 'Gosh, I don’t know what to say. I just know I’m feeling a lot of things here for you. I’m just here for you. And is it all right if I give you a hug?' Or, 'My Lord. I can’t imagine, but I’m here. I’m not running away.' Whether you say that out loud or you just convey that, I think that’s where so much of the healing spirit is." And Stephen Jenkinson and Alain-de-Botton/School-Of-Life also have some great talks!
Because of this issue I bought a NOK box. NOK is next of kin. The company was started by a woman who went through a tough time when her father died. It’s an organization system that ALSO instructs the NOK what to do with the material/documentation. It’ll take effort to pull it all together but I think it’s worth it.
My father passed away recently and he didn't tell me where any of his important paperwork was located. Also, he didn't make me financial or medical POA. So trying to wrap up his affairs has been difficult. I wish this podcast was out 4 months ago.
People you list may have died since you wrote it or that relationship has changed and you aren’t comfortable with them making decisions on your behalf.
Durable POAs do not expire until you pass away. Think when Clark says, "Or they go out of date" he's talking about the person (passing away before they get around to creating a POA), not the POA expiring. 💚
Sorry for your loss. 💔 You're right, anything can happen. All we can do is use what we know to plan for what we think may happen. Life will surely throw us curveballs. 💚
He ought to consider trying a strict carnivore diet... It has helped many people overcome chronic illnesses... I'm almost 70 as well, been doing it 3 or 4 years and feel better than ever... 🙋🙂
Great video! I am 73, wife is 70, and we are in the process of updating our third WILL. The burial arrangements are in the WILL. I have all of my financial information in a notebook, and I am trying to get my wife to do the same.
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
@@jjsmnow It is difficult to reply as there are numerous passages in the Bible which show that in this world we will have tribulation. Jesus said, though, to be of good cheer because He overcame the world on His victory on the cross where he died for the sins of all who will believe. The moment we pass from this life, there is great gain. We will live eternally with a new, glorified body in health and forever be in perfect peace.
People can't handle they will die someday, not more than a few seconds. People are selfish, and can't grasp there is something greater than themselves, and the world doesn't revolve around them. People will say "RIP" or " better place"... where is that? Jesus is the way the truth and life.
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
@@jjsmnow he suffered more on the Cross that you would not suffer for eternity in Hell. John 15:13 Greater love has no one than this, that one should lay down his life for his friends.
I pray the Flying Spaghetti Monster touches you with his Noodles and you know from where your strength comes. Amen. Only through his sauce and noodles will you find the one true way.
People don’t talk about death because they don’t worry about the after life . One can only find solace if you know the after life is an eternal and a better place where we will be rewarded for following the commandments of God.
Mr. Howard? 🤦♂ We often say that waiting until the last second makes the most dollars and 'cents' for everyone but may not make the most 'sense' for every individual situation. 💚
Number one preparation of everyone should be believing the gospel of Jesus Through Paul so that you can be saved and go to heaven when you die. When you die you don't want to be smoking, you want to be non-smoking!
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
Oh yes, have done those documents along with paid cremation society membership. May not have the finances that Jonathan and Clark have but there is mental peace that is most important. Longevity runs in the family but who knows how it will be for me. A widdow for 20 years, my family as all the important documents. Over 80 now!
Thank you Jonathan and Clark for sharing and discussing this important part of life. I was widowed almost 10 years ago when my husband lost his battle with lung cancer. I have been listening to Clark for more than 20 years and thankfully, was financially prepared, but the one item missing from this discussion was preparing your family for the emotional support they will need. I recommend finding a therapist who specializes in terminal illness and grief counseling in the early stages of the diagnosis. Having a trained professional help the patient and family through the end of life journey and having that relationship established when the gut-wrenching final days and 6-month period after hit, would have been so beneficial for me. I waited until I was crumbling at the 6-month mark to get counseling. It really did help me put the pieces of my life back together and enabled me to start a new, joyous life but it would have been so much easier to have had that support earlier. I hope my experience can help others. Thank you again.
As an RN
who has worked with Hospice patients ; I can’t emphasize these insightful words you have spoken . Seeking grief canceling for all family members is the most essential thing one can do for their mental well being . Taking care of A terminally ill family member takes A huge toll physically, emotionally & mentally. It’s a lot to process & add money 🤑 to the mix & it’s gets more incredibly complex . This podcast episode is incredibly essential for all of us . Thank you 🙏🏿 for sharing your story .
Mr Clements is to be commended for sharing helpful info from his experiences
Wonderful show Clark. Jonathan’s willingness to share practical perspectives on everything he is sorting through as a result of his diagnosis is a gift to all of us.
Thank you both; with much gratitude. I read Humble Dollar and Clark every day. Sending happy days ahead your way.
Clark, you handled this so well, thank you. #LoveTeamClark
Johnathan may be gone in time, but a part of him will live in me as essential enlightenment and just plain information. Invaluable! And I will not be the only one because he (and Clark) have the courage and intellect to share this conversation with those lucky enough to be a part of it here.
Keeping the Cell Phone active is a key item. I ran across this when my Dad passed and I needed to access data.
Jonathan's advice changed this teacher's financial future. Thank you, very grateful.
The greatest gift my beloved daddy did for his family was to take out a long term care policy.
Daddy also cooperated w me, his oldest daughter/ caregiver in setting up a trust so I could be his POA over his health care and handle his 2 rentals easier.
I had the privilege and honor of having him live just steps away from my house for the last 6 1/2 yrs before his Alzheimer’s journey took a toll on my own health and my husband’s health required more of my support.
He lived in an Alzheimer’s unit 5 minutes from me for the last 6 months .
He died peacefully In March 😢.
I miss him every day , but we enjoyed many special times together these last years, gardening , flowers and vegetables, taking virtual trips on UTube w TRAVELING ROBERT to Wyoming and Montana where daddy worked on ranches and rode in rodeos in his youth, played board games while he could and I got to learn details about his life as his memory went in reverse back to his childhood and teen years.
For now I let him rest in Jehovahs memory until he calls him out of the grave and returns him back to us 5 children and our children, Grandchildren and now Great Grandchildren 😔. 9:32
Sorry for your recent loss. 💔 Sounds like you have great memories for comfort. 💚
@@Clark 66 years of memories to comfort me🙂
Thank you Clark and Jonathan!
I'm so sorry to hear this sad news of you Johnathan 😢
I just lost my little brother in September from pancreatic cancer stage 4.
Please know you are in my daily prayers to devine mercy.
Thank you both for this. I came across Humble Dollar a while back via Clark mentioning it on the podcast and have the utmost respect and gratitude for both of you!
Mr. Clements is my favorite financial writer, and I try to read something from one of his books every day.
I was diagnosed with multiple myeloma last year literally days before we were going on a month long trip to Japan (finally starting to enjoy the substantial estate I had accumulated) which unfortunately has damaged my spine. In my case,one typically lives maybe 10 years after diagnosis, and my doctors have surprisingly little to offer for repairing my back so all the travel we had planned to do is now basically impossible.I envy the guest still being able to travel and would suggest that people should think about taking those "trips of a lifetime" sooner than later, because you really don't know what might happen.
Great tip! Sorry to hear of your diagnosis but sounds like you have many years ahead! Since you can't travel, hope you're finding joy in something else. Did you get a second & third opinion about repairing your back? If not, it may be something to consider. 💚
@@rkgatteleport agreed.Im so glad that my husband and I enjoyed going on 3 cruises when our 2 children were younger.
We went for our 20th, 25th and our 30th!!!
We also did weekend getaway’s sometimes.
Sadly,now my 74 year old husband struggles to walk w walker even down our hallway that is about 25 ft and when he gets back to the couch he’s breathing heavy 😏.
We all can learn from this man. Our loved ones deserve an uncomplicated path to continue their lives. I really like the warning don't shut down the phone right away because of two step verification.
Thank you Jonathan and Clark.
Thank you - don’t cancel phones for multi factor authentication. So many more things to think about. Enjoy your life to the max.
This was great info. I loved the part where he said he had held onto letters forever, but that if he found it difficult to trudge through reading them, then the kids will too. I have a hard time tossing sentimental things. But even though I save so much of it, I don’t want to spend the time to read through it again. I’m merely holding onto it and it takes up space. My daughters won’t care about all the valentine and birthday cards with little notes to them from their great grandmother.
A wonderful conversation with such valuable information. Thank you both.
Great show 😊
*Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult* ...
Inspiring, have been reading his book How to think about money and it has some great lessons
I have gotten rid of everything I owned except a few DVD's, a few books and magazines, and clothing. I realize most stuff I had I didn't use or need. I didn't sell it, I donated it all to charity or gave to friends. I accepted the fact I will likely be dead in 25 years or so. I am 60. I am more interested in living and giving than living to accumulate things.
I was thinking about exactly that this morning while out riding my bike. I think I'm getting close to just throwing open the doors to my home and letting people come get what they want.
Thank you for a great show! Jonathan, thank you for sharing such a personal story. I appreciate you.
@Clark Howard, can you please do a video about end-of-life documents, what we may or may not need and why? I have a type of ALS and my brain MRI shows a lot of deterioration and lesions. The doc says that everything is fine for my age (54), but it doesn’t match what the radiologist described. Maybe the doc means, fine for someone with the disease you have, or maybe he just doesn’t want to scare me. Regardless, because of the consistent decline in my health and the results of my brain and cervical spine MRIs, I feel the sense of urgency to get my end of life paperwork in order, I just don’t know where to start or what to ask for, when seeing an attorney. Also, what things can I do myself, without an attorney? Can I add my daughter to my bank accounts or credit card?
Regarding the 23m mark, in addition to creating a list of all accounts/passwords.. in the case where death is not by accident/heart-attack, would just executing a Power-Of-Attorney simplify things? Or should one still, make a living-trust, open joint accounts,
On the PIMA podcast, BJ Miller talks about on being authentic in death conversations:
"I think one of the realizations here is there isn’t a perfect thing to say. And even if you land on something good to say to one person, that’s going to be exactly the thing that offends another person. The way we respond to death, loss of any kind is individual. There are some patterns and there are some truisms across people, across culture. But for the most part, what I think is really the most important - what is really actually healing - is authenticity. It’s less about the words you choose and more about the spirit behind the words. If someone says something to me very clunky, I can very easily see that as the vagaries of language and the problems of being overwhelmed as a human being - and being moved. Find some words that feel okay enough. And you might even own the clunkiness, say, 'Gosh, I don’t know what to say. I just know I’m feeling a lot of things here for you. I’m just here for you. And is it all right if I give you a hug?' Or, 'My Lord. I can’t imagine, but I’m here. I’m not running away.' Whether you say that out loud or you just convey that, I think that’s where so much of the healing spirit is."
And Stephen Jenkinson and Alain-de-Botton/School-Of-Life also have some great talks!
Because of this issue I bought a NOK box. NOK is next of kin. The company was started by a woman who went through a tough time when her father died. It’s an organization system that ALSO instructs the NOK what to do with the material/documentation. It’ll take effort to pull it all together but I think it’s worth it.
Good tip! 🙌 We will look into NOK box.
My father passed away recently and he didn't tell me where any of his important paperwork was located. Also, he didn't make me financial or medical POA. So trying to wrap up his affairs has been difficult. I wish this podcast was out 4 months ago.
Sorry for your recent loss. 💔 Hope you're able to settle his affairs soon. 💚
I have a durable power of attorney for Healthcare and financial. I didn’t know they could go out of date. Can someone explain better
They end when you die. You'll also need post life document/s.
People you list may have died since you wrote it or that relationship has changed and you aren’t comfortable with them making decisions on your behalf.
Durable POAs do not expire until you pass away. Think when Clark says, "Or they go out of date" he's talking about the person (passing away before they get around to creating a POA), not the POA expiring. 💚
@@kaytan8598 💯
@@bronweston3025 💯
Thank you!
Clark - 6:16 - Be careful how you plan, focused on your wife's longevity. I did that and my wife died quite unexpectedly and early.
Sorry for your loss. 💔 You're right, anything can happen. All we can do is use what we know to plan for what we think may happen. Life will surely throw us curveballs. 💚
Sir,have you looked into Joe Tippens experience with his stage 4 cancer diagnosis? Please just look into it.
Praying for healing in the name of Jesus!!
Powerful. Book a Alaska cruise.
He ought to consider trying a strict carnivore diet... It has helped many people overcome chronic illnesses... I'm almost 70 as well, been doing it 3 or 4 years and feel better than ever... 🙋🙂
Great video! I am 73, wife is 70, and we are in the process of updating our third WILL. The burial arrangements are in the WILL.
I have all of my financial information in a notebook, and I am trying to get my wife to do the same.
Our health care plan required we submit a durable power of attorney and have medical directives on file.
This guy is awesome. He is a real class act. I hope he finds Jesus soon if he hasn’t already.
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
@@jjsmnow It is difficult to reply as there are numerous passages in the Bible which show that in this world we will have tribulation. Jesus said, though, to be of good cheer because He overcame the world on His victory on the cross where he died for the sins of all who will believe. The moment we pass from this life, there is great gain. We will live eternally with a new, glorified body in health and forever be in perfect peace.
Not only 18 year olds but most everyone thinks they will live way into the future. Ain't true.
And make sure you have access into your loved one's phone. We just added our fingerprints to each other's phones.
Great tip, Clarkie! 🙌
People can't handle they will die someday, not more than a few seconds. People are selfish, and can't grasp there is something greater than themselves, and the world doesn't revolve around them. People will say "RIP" or " better place"... where is that? Jesus is the way the truth and life.
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
I pray you have embraced Christ and this is where your strength comes.
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
@@jjsmnow he suffered more on the Cross that you would not suffer for eternity in Hell.
John 15:13 Greater love has no one than this, that one should lay down his life for his friends.
My strength comes from my family, friends and community. I am happily atheist. Peace friends.
I pray the Flying Spaghetti Monster touches you with his Noodles and you know from where your strength comes. Amen. Only through his sauce and noodles will you find the one true way.
People don’t talk about death because they don’t worry about the after life . One can only find solace if you know the after life is an eternal and a better place where we will be rewarded for following the commandments of God.
If that’s the only way you can find solace in this one life that’s pretty sad
There's plenty to worry about death other than the afterlife.
Show me proof there's an afterlife. Blind faith doesn't cut it
Amen!
Brutal comebacks... how about a bit of respect for someone else's view... go troll somewhere else!
Social Security...you are in for a big disappointment at tax time.
You're waiting till the last second to take SS because you don't NEED it! Give us a break Mr Howard. You're RICH moneybags 🤑💰💰💰💰💰💰.
Mr. Howard? 🤦♂ We often say that waiting until the last second makes the most dollars and 'cents' for everyone but may not make the most 'sense' for every individual situation. 💚
Number one preparation of everyone should be believing the gospel of Jesus Through Paul so that you can be saved and go to heaven when you die. When you die you don't want to be smoking, you want to be non-smoking!
Why would you embrace a so called god that's going to let you suffer and die and emotionally hurt and devastate your family? Could you please explain that?
Oh yes, have done those documents along with paid cremation society membership. May not have the finances that Jonathan and Clark have but there is mental peace that is most important. Longevity runs in the family but who knows how it will be for me. A widdow for 20 years, my family as all the important documents. Over 80 now!
I consider my own death every day. I’m not looking forward to it, per se, but am curious about what happens after (if anything).