The Darkness That Is French Banking

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  • Опубликовано: 21 окт 2024

Комментарии • 149

  • @OxytocinUN
    @OxytocinUN 3 года назад +14

    Ive moved from New Zealand to Paris over the past few weeks and Im so amazed by outdated french systems. You also inspired me to start my own little vlogs!

    • @JaySwanson
      @JaySwanson  3 года назад +1

      They're a struggle to say the least 🤣 Hope the vlogs are fun though!

    • @Leila2023_
      @Leila2023_ 3 года назад

      Yay for small RUclipsrs. Me too. But I've been here for 6 years and still just as annoyed as in the first weeks. I choose to ignore it all.

  • @michaelbrennan5433
    @michaelbrennan5433 3 года назад +28

    Now i know why there are so many cafe's in Paris. Everybody is waiting on the French bureaucracy!

    • @JaySwanson
      @JaySwanson  3 года назад +1

      It all pumps into one slowwwww economy 🤣

    • @paulhorton5612
      @paulhorton5612 3 года назад +3

      The bureaucrats are in the cafés!

    • @lohphat
      @lohphat 3 года назад +1

      "FIRE ZE SHEET!"
      "But I am le Tired"
      "OK, have a nap..."
      "ZEN FIRE ZE MISSILES!!!"

    • @ashleypalmer3775
      @ashleypalmer3775 3 года назад

      @@lohphat OMG now THAT is a throwback I never thought I'd see in a comment section! Well done!

  • @Nadelina_kb
    @Nadelina_kb 3 года назад +3

    So simple and so interesting to watch. I love the editing. Yes the softer light is a lot better.

  • @adriennecruz3843
    @adriennecruz3843 3 года назад +8

    Damon Dominque has a hugely funny video on French banks. THanks for the videos -- somehow reassuring to know that others face similar obstacles...!

  • @fabmaxmm
    @fabmaxmm 3 года назад +5

    Vinegar, soaked on to a towel that you then lay on top of the surface for 15 minutes works wonders to clean the calcium build up, solutions not complaints for matter that one cannot change themselves.

  • @AXAVEXBeats
    @AXAVEXBeats 3 года назад +4

    Thanks for using our music! 😄 Greetings from Germany and Canada! 😄

    • @JaySwanson
      @JaySwanson  3 года назад +1

      Thanks for letting me! =D

  • @gloxton
    @gloxton 3 года назад +4

    Plain old white vinegar for hard water/limescale. Spray on, leave for 20-30 minutes, scrub off and rinse.

  • @Laurgal5
    @Laurgal5 3 года назад +2

    Dear Jay, I loved your "a slice of my life" video today, and to see your high spirits! Gives me the "oomph" to tackle my little challenges!! 😎

  • @pumpkinprincess1031
    @pumpkinprincess1031 3 года назад +3

    Thanks for turning on my lights at 7am this morning, Jay! 😄

  • @sandraboyce4817
    @sandraboyce4817 3 года назад +23

    Am i the only one who heard Princess ask Mario to come to the castle as she'd baked a cake for him?:

  • @tohism
    @tohism 3 года назад +8

    Yeah! What a delight and surprise to hear my name! Kinda like winning the lotto! LOL! Thank you for the distraction from everything going on in the states. Even the adventures in French banking is a delight in comparison!

    • @JaySwanson
      @JaySwanson  3 года назад +1

      Happy I can distract with my misery haha

    • @tohism
      @tohism 3 года назад

      Lol! Right! Looking forward to having that some miserable experience one day! Bardage of honor! The French banks are like.... check! He passed the French test. He can stay in the country!

  • @bleumarin1968
    @bleumarin1968 3 года назад +2

    white vinegar against hard water, works wonders !

  • @Stealther
    @Stealther 3 года назад +4

    Hey Jay! Try bouncing the light off something larger like a white sheet/towel or poster board to soften the light. That will work better than a small diffuser. The light also seems to have a green cast to it, a custom white balance with will help it look better as well.

    • @JaySwanson
      @JaySwanson  3 года назад

      Gotta play around with all of it - the trick is compensating for daylight (the tradeoff of using natural light most of the time).

  • @KarinLynnBates
    @KarinLynnBates 3 года назад +4

    I’m glad you got one more meal in the Voss’ place and yeah, calcaire is a PITA. Vinegar-based cleaning products help, but it’s still an uphill battle. One thing to do if you ever have glass doors like that in a place of your own is to squeegee them after every shower. I sometimes spray mine with a vinegar and water solution before wiping or squeegeeing (there’s a word for ya!). It was fun to see you using the wheel again. I hope the banking stuff will at last be sorted out! 🍀🤞🏼

  • @momcation9786
    @momcation9786 3 года назад +2

    Hi Jay, Happy New Year! I enjoyed the vlog showing your challenges in your daily life in Paris and describing how you solved them! Stay safe and healthy! Good luck with your visa renewal!

  • @shelaghjackson9577
    @shelaghjackson9577 3 года назад +3

    Oh my God...I have a headache on your behalf about all this French bureaucracy.🤯🤬You’re a lot calmer then I would be.
    No wonder you need so much coffee!☕️☕️☕️☕️☕️

  • @markandrobertapeterson3605
    @markandrobertapeterson3605 3 года назад +1

    Monumental day for Mark and I (Roberta), we have watched every one if your vlogs. Keep up the great work. We love your vlogs.

  • @adrianhough5059
    @adrianhough5059 3 года назад +11

    Is your bank and Van Moof using the same customer service team?

    • @JaySwanson
      @JaySwanson  3 года назад +1

      They're infecting each other haha

  • @3506Dodge
    @3506Dodge 3 года назад +5

    The french have particularly struggled to use new technology and engage globalization.

  • @asmrmania5895
    @asmrmania5895 3 года назад +3

    The Mario bit scared me lol. Greetings from CA! I wish it’d rain like that here.

    • @lauriecalery8801
      @lauriecalery8801 3 года назад +1

      Rain? What's that? I'm in central California and lately the only precipitation is from nasty fog.

    • @asmrmania5895
      @asmrmania5895 3 года назад

      @@lauriecalery8801 true it rained here in southern CA for a bit last year but still not enough for the dry shrubs 😂

  • @Jusher64
    @Jusher64 3 года назад +1

    Morning Jay from chilly CT. Hope you have a great day!

  • @Claudi771
    @Claudi771 3 года назад +1

    Good luck with your situation ❗️😊🌼

  • @kmichalene
    @kmichalene 3 года назад +1

    Those bayoneted are getting harder and harder to find and a lot of the old sockets are this style. Just as an fyi, you can get adapters so that you can use the screw-in lightbulbs.

  • @scottfbradley
    @scottfbradley 3 года назад +1

    Glad to see another Herdez salsa fan, Jay!

    • @JaySwanson
      @JaySwanson  3 года назад

      Lucky Kris sent it along!

  • @Chrisb8s
    @Chrisb8s 3 года назад +6

    verifying your phone number via mail. awesome! You should have fax'd it in

    • @JaySwanson
      @JaySwanson  3 года назад +1

      They would have requested a carrier pigeon verify the fax

    • @davidhuff4350
      @davidhuff4350 3 года назад

      Or by carrier pigeon?

  • @Francebound2024
    @Francebound2024 3 года назад +1

    Haven’t watched this yet, but the title intrigues me!!!

    • @JaySwanson
      @JaySwanson  3 года назад +1

      The joys of life in France!

  • @hayleyscomet1
    @hayleyscomet1 3 года назад +1

    Well done Jay. Greetings from a Sunny Cape Town South Africa. 35 C here today.

  • @simongreenidge6454
    @simongreenidge6454 3 года назад +3

    I expect that there is a significant "cash only" economy in France especially for owner-operated businesses such as plumbers, electricians, market stall holders etc.

    • @JaySwanson
      @JaySwanson  3 года назад

      There's a fair amount that happens under the table I'm sure - ironically it's impossible to make change

    • @traveladdict7173
      @traveladdict7173 3 года назад

      The term used in France is called 'black money' - l'argent noir. However, if you get caught using them you pay a hefty fine. A person taking 'black money' can face jail time.
      In France, bank checks are still used a lot for large money transactions. Yeah, you heard that right, bank checks. They still allow bank checks in stores too, nothing worse than getting stuck behind one at a shop... there's so much to say about the French banking system...

  • @senglin1784
    @senglin1784 3 года назад

    Condensation tends to shorten the lifespan of light bulbs. Also try adjusting the power saving mode setting on your camera to a longer duration to stop it from shutting down momentarily.

    • @JaySwanson
      @JaySwanson  3 года назад

      Thankfully I think they're well protected by the housing - I think it broke because of some light abuse from the construction crew (they totally hacked into one of them to draw power at one point, I took video of the cable running out of the fixture).

  • @bleumarin1968
    @bleumarin1968 3 года назад +9

    France's motto: why make it simple when you can have it complicated... ;-)

    • @lianithomasprewitt2428
      @lianithomasprewitt2428 3 года назад +1

      Or, our system of banks should be as complicated as our system of counting.

  • @nicktankard1244
    @nicktankard1244 3 года назад +4

    French banking sounds exactly like German banking. And anything here in Germany really. Everything is slow, confusing, send by mail, requires a lot of effort, and customer service sucks. And it all sucks, even more, when your German is pretty bad.
    So i feel you.

    • @JaySwanson
      @JaySwanson  3 года назад +2

      I was spoiled by my American upbringing on this front 🤣

  • @traveladdict7173
    @traveladdict7173 3 года назад

    Jay have you thought about using a ring light for your indoor monologues? They have a camera mount and the newer ones have various lighting modes.

  • @lauriecalery8801
    @lauriecalery8801 3 года назад +1

    Yay for some cautious wheel action. Good lighting is good and that is why I clean on a sunny day, sometimes. French rain is the best. Why? Because I really miss traveling in France. Mario seems to have invaded my brain. French banking seems to require a ridiculous amount of persistence, good luck with that Jay. Cheers! 😎

    • @JaySwanson
      @JaySwanson  3 года назад

      The french banking will get you =D

  • @kosmidts
    @kosmidts 3 года назад +2

    Hi Jay, Planning is the thing :) And i am surprised that the Sony you use is weather proof?! It is not and this can be a problem. Second: this type overheats in video mode and will stop. And in France they do everything with 7 persons that can do by one. :)

  • @mostlyiquessso
    @mostlyiquessso 3 года назад +1

    Slightly manic Jay. Makes me like you more.

  • @miniair
    @miniair 3 года назад +1

    How cool, Toh was one of my coaches in high school

  • @binflynn1
    @binflynn1 3 года назад

    I really think that wheel is so cool , but you need to be brave to ride one , oh bring a fold away umbrella 👍

  • @oliviagiles
    @oliviagiles 3 года назад +1

    I feel ya...I wish you luck with the bank.

  • @zachegan1950
    @zachegan1950 3 года назад +1

    I have never related so hard to a video about moving to France (French banks--the struggle is truly real). I literally had the same issue with the two step authentication with my bank. it truly is. so stupid.

  • @simongreenidge6454
    @simongreenidge6454 3 года назад

    Hard Water Benefit: It causes a layer of calcium carbonate "lime scale" to build up on the inside of any old lead pipes, which helps to reduce any likelihood of lead poisoning.

  • @karentozer1871
    @karentozer1871 3 года назад

    I feel just a little sad that you won’t have the ‘office’ anymore. Stay safe, here in Spain in our municipality (Abanilla) in region de Murcia, we’ve been in strict lockdown for weeks and weeks but could meet upto 6 people with all usual precautions, tonight they announced that with immediate effect no meeting with anyone from outside your household for next 2 weeks. I really don’t think the rules can get any harsher, all cafes/restaurants etc have been shut for ages and sadly lots of small businesses closing permanently 😢

  • @anns390
    @anns390 3 года назад +1

    Could not handle the banking!! Lol My dilemma as a non-morning person - how to motivate myself to run/workout first thing in AM!!

    • @JaySwanson
      @JaySwanson  3 года назад

      The morning motivation when all you want to do is sleep is triiiiicky - but worth it =D

  • @stormypeel3592
    @stormypeel3592 3 года назад

    My son went to university in Paris 2019/2020 (cut short by COVID) - and he found banking & post office to be a NIGHTMARE!!

  • @Antonius2085
    @Antonius2085 3 года назад +1

    Sounds like you need to turn Jay Swanson Enterprises into an ALL CASH business ;)

  • @ChantalTV
    @ChantalTV 3 года назад +2

    Antikal classic spray is what we all use in Paris ;-)

    • @paulhorton5612
      @paulhorton5612 3 года назад

      Is it me or does Cif do a better job than Antikal?

    • @ChantalTV
      @ChantalTV 3 года назад +1

      @@paulhorton5612 cif is a polisher, antikal a calcium dissolver

    • @paulhorton5612
      @paulhorton5612 3 года назад

      @@ChantalTV Humour me and try it - I was surprised

    • @JaySwanson
      @JaySwanson  3 года назад +1

      Gotta up my game

  • @mustbekhryss
    @mustbekhryss 3 года назад +1

    The coffee I sent in Dec is from a local shop near me. Have you tried it yet?

    • @JaySwanson
      @JaySwanson  3 года назад

      Not yet! But the salsa is being consumed as we speak =D

  • @joebrouillard565
    @joebrouillard565 3 года назад +1

    Sounds like it is glacially quick!

    • @JaySwanson
      @JaySwanson  3 года назад

      On the right timescale, anything can be fast! 🤣

  • @wendygomez5750
    @wendygomez5750 3 года назад +1

    French banking sounds painful 😖

  • @silvergumballs
    @silvergumballs 3 года назад +2

    My bank told me to close my account all I had to do was mail back my card with some paperwork and then it took a full YEAR before they actually closed it the french banks are my nightmare

    • @JaySwanson
      @JaySwanson  3 года назад +1

      haha - sounds so on point for them

  • @carolwodehouse
    @carolwodehouse 3 года назад +2

    I saw a cleaning lady on Tik Tok use toilet bowl cleaner for hard water stains on shower doors.

    • @JaySwanson
      @JaySwanson  3 года назад +1

      I saw one with ketchup too haha

  • @simongreenidge6454
    @simongreenidge6454 3 года назад

    Purpose made Lactic Acid based descaler, may be a better value option in Paris than vinegar; I don't know, but if Paris is anything like England, vinegar can be relatively expensive, as the (white or brown) vinegar sold in supermarkets is a "gourmet" distilled type meant for putting on fries / chips and sold by the quart in glass bottles. I believe that white vinegar - aqueous acetic acid - as sold in North America, is an inexpensive, industrially synthesised edible product that you buy cheaply in large plastic containers.

    • @pathallam986
      @pathallam986 3 года назад

      You can buy bottles of white vinegar in Paris supermarkets for about 0.40€. Prob because everyone uses it for descaling.

    • @simongreenidge6454
      @simongreenidge6454 3 года назад

      @@pathallam986 That's helpful; I must be looking in all the wrong places in England :-)

    • @pathallam986
      @pathallam986 3 года назад

      @@simongreenidge6454 It might be shelved with cleaning products rather than food.

  • @Kingleazard
    @Kingleazard 3 года назад

    jay j'ai pas tout suivi. T'as toujours besoin d'un visa ? Il me semble que tu as demandé ta nationalité française ? Je ne comprend pas.

  • @sandraboyce4817
    @sandraboyce4817 3 года назад +1

    Another one! Are these Mario inserts intentional?

  • @MegaBaconLover
    @MegaBaconLover 3 года назад +1

    I am an American banker and we have some weird rules but France banking is just next level lol.

  • @spankytv
    @spankytv 3 года назад

    Speaking of air france and lockdowns... looking for a good resource on ability to fly from the states to Paris. Hoping to buy a ticket for late April. Things will obviously change before then but this trip is a decade in the making. Also my first international flight so thats fun. :/ thanks in advance, Jay or anyone in the comments.

  • @erikat5678
    @erikat5678 3 года назад +1

    Yay Productivity!!! #LivingVicariouslyThroughJayWhileEatingNachosAtNineAmSittingOnCouch 😝

    • @JaySwanson
      @JaySwanson  3 года назад +1

      All about them nachos!

    • @erikat5678
      @erikat5678 3 года назад

      @@JaySwanson yes, yes it is! Lol!

  • @erpatitube
    @erpatitube 3 года назад

    Goodluck with the banking situation. How do you like your Adidas running shoes vs the Hoka?

    • @JaySwanson
      @JaySwanson  3 года назад +1

      I think I'd prefer the Hoka honestly - I need to buy a pair (my sister sent me Christmas money for them) but I've got a couple Adidas lying around so I'm giving them a go. They aren't bad - I had some really nice Adidas runners before and loved them

    • @erpatitube
      @erpatitube 3 года назад

      @@JaySwanson I just tried a pair of ASICS Cumulus 22 and found them comparable to the Hoka Clifton 7 which I use (I think those are the same you have). I am keeping an eye on the wear rate as that is the only complaint I have with the Hoka (i.e. the sole wears really fast).

  • @petejemmott7657
    @petejemmott7657 3 года назад +1

    Those dangly cables on that 1st light you changed do not seem to be very OSHA approved, yikes!!

  • @demarisfret8237
    @demarisfret8237 3 года назад

    Hmmmmm... am I the only one who caught the significant other comment? Admittedly I have missed a few episodes... so if this is something that’s well known, pardon me. Good for you Jay and your SO!❤️🎉

  • @jahanas22
    @jahanas22 3 года назад +1

    That just sounds nonsensical as a verification method.

  • @Miaina77
    @Miaina77 3 года назад

    It's not only a French rule to verify your phone number.
    It's an European rule : DSP2

  • @KinkajusRevenge
    @KinkajusRevenge 3 года назад +2

    I kept my French bank account before I left in case I came back. I stilled haven't cancelled it xD, and of course, there's no way to do it unless I'm IN France.

    • @JaySwanson
      @JaySwanson  3 года назад

      Haha, the frustrations will get you one way or another

    • @christinelachance8012
      @christinelachance8012 3 года назад

      Beware! The Bank will close your account if it remains inactive for too long!

    • @KinkajusRevenge
      @KinkajusRevenge 3 года назад

      @@christinelachance8012 oh good! It will save me the trouble of doing it myself!

  • @wrbegley
    @wrbegley 3 года назад

    What is the park with the lake and covered dock you were running near?

    • @christinelachance8012
      @christinelachance8012 3 года назад +1

      I think it’s Le lac intérieur at Le bois de Boulogne near the 16th arrondissement

    • @wrbegley
      @wrbegley 3 года назад

      @@christinelachance8012 Thank you :)

  • @charles-vq6sd
    @charles-vq6sd 3 года назад

    je suis passée à la banque hier et pourquoi mon dépôt par carte a-t-il échoué ?

  • @richardlozada4493
    @richardlozada4493 3 года назад

    Coucou Jay, comment ça va en ce jour? Ahhh French banking and administrative red tape, pff I don't miss it that's for sure, things run quite more smoother here in the US. Again, as I said in my comment d'hier, France has its pros and cons...cons that make me rethink if I should move back again to France? Enfin, le temps nous le dira
    At my former job (which was French-owned), we did everything à la française...we had outdated equipment, too much paperwork for nothing, paper files, paper vouchers, as if it was a company being run genre circa 1975 ohlàlà je te jure. We were way behind other American travel companies that were using QR and bar codes on cell phones.
    Bon, enfin, bref, prends bon soin de toi, passe une bonne journée et bonne installation d'ampoules ;) salut! :)

  • @fabmaxmm
    @fabmaxmm 3 года назад +1

    All French bank's have been emailing and sending hard copy letters in the last six months to remind us all about the EU Directive to best protect bank accounts with double verification for payments and transfers, you are being unreasonable in blaming the French Government or French Bank's here. When you move to a new country it is preferable to blame or castigate only when fully informed.

    • @EdzoBotjes
      @EdzoBotjes 3 года назад

      euhm. i doubt this. my experience is that implementing rules divers per country in the EU as for example with gdpr. if this is about gdpr it is rightful to complain on the account of french banks. if this is about know-your-customer then the French banks have a big issue. and then it would be also rightful to complain on the account of the banks. or something between eu legislation and the specific bank operational implementation.

    • @Miaina77
      @Miaina77 3 года назад +1

      Nothing to do with GDPR. It's a European rules which force customer to be strongly authentified when they make card payment or any online payment. Eurpean Banks use mainly phone to operate the authentification process.

  • @chloeelliott5746
    @chloeelliott5746 3 года назад +4

    I read the title as French Baking at first, a weird thought to say the least 😂

  • @robertlewis7818
    @robertlewis7818 3 года назад

    1:45 Seconds in... Mid-Roll AD! Ya gotta HATE RUclips....

    • @Laurgal5
      @Laurgal5 3 года назад

      I paid the money for Premium, which also gives me RUclips Music.....and so glad I did!!! Detest the ads.....

  • @sherali62
    @sherali62 3 года назад +1

    Morning Jay on a cold and very wet uk or at least very wet were i live in northeast

    • @JaySwanson
      @JaySwanson  3 года назад

      Good rainy morning!

    • @pathallam986
      @pathallam986 3 года назад +1

      Do you mind me asking whereabouts in the North East you are? Before I moved to Paris I lived in Northumberland.

    • @sherali62
      @sherali62 3 года назад

      @@pathallam986 sorry late reply i live in middlesbrough and sister lives in kelloe

    • @sherali62
      @sherali62 3 года назад

      i tell ppl were my sister lives because its way better than middlesbrough

    • @sherali62
      @sherali62 3 года назад

      @@pathallam986 missus just said i should follow u not sure if she means on you tube or move to paris (i wish)

  • @ShugAveri
    @ShugAveri 3 года назад +1

    speaking of hard water, how's your new showerhead?

    • @JaySwanson
      @JaySwanson  3 года назад +1

      The hose sprang a leak like three days in 🤦‍♂️ Otherwise still functioning haha

  • @XxyGoddam
    @XxyGoddam 3 года назад

    Sorry, I came to watch video about banking and get more than 6 minutes of light related content. It's your channel and your right to create content as you wish, but I'm gonna leave my feedback anyway. I would really appreciate if this video was more thoughtful about viewers time, especially those who got to the channel through search and who is not into vlogging, we are here to hear about specific topic in the most efficient way possible. So the long intro about unrelated topic just discourages from viewing and leaves an unpleasant feeling. I'm sorry if my comment upsets you, I really try to say it as polite and not agressive as possible. Thanks.

  • @islandwitt1
    @islandwitt1 3 года назад

    👍🏻😁

  • @johncrwarner
    @johncrwarner 3 года назад +4

    French banking - pffh
    I see you and raise you
    German banking LOL
    I suspect all banking systems have their quirks
    and I suspect France has its fair share of them.

    • @nicktankard1244
      @nicktankard1244 3 года назад +1

      yep exactly. German banking sucks big time. Luckily there is N26 which is mostly fine and digital.

    • @JaySwanson
      @JaySwanson  3 года назад

      Sadly French law apparently REQUIRES a French bank account for your main business account - so no workarounds for that =/

  • @youngnope4664
    @youngnope4664 3 года назад

    get dimmable led

  • @fathemasultana1027
    @fathemasultana1027 3 года назад

    When I will talk with the boys? Some higher class boys are silent now and unreachable .

  • @nancyferrier8609
    @nancyferrier8609 3 года назад

    Not so jealous of you today.

  • @andreamoboe
    @andreamoboe 3 года назад +2

    Good luck with the French banking system 🐌 😆

  • @brandonschellhase
    @brandonschellhase 3 года назад

    There was a period of time when I was forgetting things when I left my apartment. Now, every time I leave the house, my girlfriend makes me say out loud "keys, wallet, phone, mask". It helps to bring it in to my consciousness that I have everything. Give it a shot. It actually works.