How To Deal With Collections On Your Credit Report

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  • Опубликовано: 6 окт 2024

Комментарии • 206

  • @marvinfrancois1
    @marvinfrancois1  Год назад +1

    Hey Family, I recently rebranded my old company of Francois Capital to Takeoff Financial. If you're interested in getting your credit restored, use our new link here: takeofffinancial.com/

  • @sheneeta5494
    @sheneeta5494 7 месяцев назад

    I am ❤❤❤ his sense of humor must dropping 💎 💎

  • @VJ-lk1jh
    @VJ-lk1jh 2 года назад +3

    Genuinely holding my stomach laughing but I am retaining life changing information at the same time. Thank you!

  • @pepelepue3521
    @pepelepue3521 Год назад

    April 3rd 2023🎉🎉

  • @sheneeta5494
    @sheneeta5494 7 месяцев назад

    Love your energy!!! Appreciate the ice breaker too to draw ppl into listen. Sexy Caramel lol!!!

  • @ladidodi8912
    @ladidodi8912 3 года назад +18

    You"re extremely entertaining. I appreciate a good sense of humor while dealing with these wretched collection companies. One thing I hope you'll do is an updated inquiry video. Im not sure if they have recently changed their policies or what. But it seems like they have all gotten as annoying as your Equifax video.

  • @TRSmith-ts7id
    @TRSmith-ts7id 3 года назад +1

    Aight so boom. Here's the content.
    Thank you for the content.

  • @donnieshepard2552
    @donnieshepard2552 2 года назад

    Thanks for the great information

  • @uhurubalogun1028
    @uhurubalogun1028 3 года назад +3

    thanks for the sauce brother keep putting out content I needed the comic relief im subbed

  • @gregorygantt2340
    @gregorygantt2340 2 года назад

    My Main Man! Yesterday, I posted how I got 3 hard inquiries removed from experian using your method. Today, I want to inform you I was notified that a 694.00 Collection has been removed from my Experian and Equifax!! Yes!!!! I'm working on TRANSUNION right now..

  • @sweetnika83
    @sweetnika83 3 года назад +2

    You are funny as hell. I’m subscribing ASAP!

  • @gamzelendin5005
    @gamzelendin5005 3 года назад +2

    i had my records expunged . Between the ages of 18 to 21 I got arrested a bunch of times. When I cleaned up my act I got my records expunged using these organization It's a very wise thing to do. The peace of mind knowing your record is clean is well worth it . It helped when finding a job as well.

  • @starmanx25
    @starmanx25 2 года назад

    damn bro was really looking forward to meeting the REAL sexy caramel lmaoooo

  • @50shantel
    @50shantel 3 года назад +3

    You are too funny!!!

    • @kaerre6107
      @kaerre6107 Год назад

      Yeah, a bit exaggerated btw...

  • @angelarmstrong9790
    @angelarmstrong9790 2 года назад

    Your energy is so captivating... Thanks for the video/ help. 😘

  • @skeemanebfs3114
    @skeemanebfs3114 3 года назад +2

    Thank you bro you’ve really helped me a lot.

  • @lashaa5
    @lashaa5 2 года назад

    your hilarious, love it. So I make my own letter with theses codes and copy my personal info? Got it!

  • @purplegirl8036
    @purplegirl8036 Год назад

    What if I don’t have a copy of the bill?

  • @marthasimmons8628
    @marthasimmons8628 2 года назад +1

    you are AMAZING, ANIMATED AND SO INFORMATIVE ... you should also look in stand-up comic, love the message with humor ... thanks for the information, will implement

  • @GQue84
    @GQue84 2 года назад

    15 USC 1681b you never gave them permission to furnish anything on your Consumer report as natural born living human being.

  • @crystalnicolecox599
    @crystalnicolecox599 Год назад

    How can I tell what the statue of limitation is? I laughed out loud the whole video. Good job Marvin!

  • @stephencooper5768
    @stephencooper5768 2 года назад +2

    Can I dispute items based on date opened, last reported, and date last active? I have identity iq and each bureau has different dates on each.

  • @eboni53092
    @eboni53092 Год назад

    how do you find out the statue of limitiations for your collection account - i thought it was 7 years across the board?

  • @aprilcabbell3136
    @aprilcabbell3136 2 года назад

    Thanxs for this helpful info, about to rip them. Im seeing alot of money right now

  • @seaoh9109
    @seaoh9109 Год назад

    Lmao😂😂😂 omg very hilarious and also educational ❤

  • @rhondareed6844
    @rhondareed6844 2 года назад

    Yea Marv' you NEED HELP! But so do we! That's why we're looking at your video.

  • @losogeezy6110
    @losogeezy6110 3 года назад +1

    Good shit bro love the humor

  • @Vpzoe
    @Vpzoe 3 года назад

    Yo! You funny (yeah, informative too) af. Thanks for this/these vid(s). Liked and sub'd across all 10 of my accounts. Peace!

  • @furkanozturk7873
    @furkanozturk7873 3 года назад

    i had my records expunged . Between the ages of 18 to 21 I got arrested a bunch of times. When I cleaned up my act I got my records expunged using these organization It's a very wise thing to do. The peace of mind knowing your record is clean is well worth it . It helped when finding a job as well.

  • @lavelleprice3793
    @lavelleprice3793 2 года назад

    BRUH YOU FUNNY AS FUCK THE INTRO HAD ME CRACKIN UP YO

  • @Icantbelieveitsnotbutter90
    @Icantbelieveitsnotbutter90 3 года назад +1

    Lmmfao I don’t even have collections but I had to click 🤣

  • @lovingsamantha9443
    @lovingsamantha9443 2 года назад

    Boy you are laughter to the soul 🤣🤣

  • @fromsiowithlove170
    @fromsiowithlove170 2 года назад

    So if my collection is showing on transunion but not on equifax or experian that LAW would work in my favor

  • @startedfrumskratch2350
    @startedfrumskratch2350 2 года назад

    Yoooo, you’re a fool Bro, I STG😂 Videos on point. I’m taking 📝 #RPX 4L💯

  • @50shantel
    @50shantel 3 года назад +1

    Can you do a video on repos that are with the original company but reporting as a chargeoff

  • @GeraldineGarcia-mg6xf
    @GeraldineGarcia-mg6xf Год назад

    would this help with any collections?

  • @curtissims1625
    @curtissims1625 3 года назад +1

    😂😂😂 Man U Be tripping

  • @terrancehollingsworth625
    @terrancehollingsworth625 2 года назад

    Can I use those laws to dispute charged off accounts as well?

  • @dyrell77
    @dyrell77 3 года назад +2

    Yooooooo where you get that shirt tho

  • @aprilcabbell3136
    @aprilcabbell3136 2 года назад

    I need to sue these people now

  • @pepeschley143
    @pepeschley143 3 года назад +1

    Love the content I need to get get 1 collection off my credit report that has been on there for 41/2 years and I don't want go through a credit repair Service (had some bad experiences with these services) any advice?

    • @marvinfrancois1
      @marvinfrancois1  3 года назад

      yea bro just use the two laws I mentioned in the video and create your own custom dispute letters. I'll come with more videos soon about different ways to attack collections

  • @salenasimmons8122
    @salenasimmons8122 3 года назад +1

    Love this

  • @tcrockett95
    @tcrockett95 3 года назад +1

    Can you do a video about removing Paid collections? I have been trying to remove 3 of them for years.

  • @jamarbrothers4869
    @jamarbrothers4869 11 месяцев назад

    😂 pay them bills on time 😂

  • @v3frmda6ix59
    @v3frmda6ix59 2 года назад

    Is it possibleto get child support off..this is frustrati g ..help

  • @lakendralakendra8216
    @lakendralakendra8216 3 года назад

    Lol you mad…corny but I love❤️ it lol 😂😂 thanks for the knowledge I been laughing so hard at you lol 😂oh and I got all my Experian inquiries removed today 💣

  • @yagmurerturk9630
    @yagmurerturk9630 3 года назад

    Very true

  • @2gonurse
    @2gonurse 2 года назад

    😂😂😂😂 I 🪜 trees!!

  • @aspirebeautysupply7129
    @aspirebeautysupply7129 2 года назад

    Great Info 😀

  • @nidiaaracena6460
    @nidiaaracena6460 3 года назад +1

    Exelent video..

  • @chp19711971
    @chp19711971 2 года назад

    I agree :) In North Carolina any debt accept "STUDENT LOANS and MEDICAL BILLS"

  • @tasheemhayes1826
    @tasheemhayes1826 2 года назад +1

    What about when they keep updating the collection. Using different names?

  • @reneejarrett1643
    @reneejarrett1643 2 года назад +1

    If I want to dispute something do I do it with the collection agency or Equifax

    • @followinstantwalletloanont414
      @followinstantwalletloanont414 2 года назад

      Yes .Collection Egency are in charge for all dispute negatives report remover well ring 👉 for better guidance n steps .

  • @donnieshepard2552
    @donnieshepard2552 2 года назад

    Do I create letters to dispute with the collection agency directly or I’m I using these codes to dispute with the Consumer reporting agencies directly?

  • @h.seraphin9429
    @h.seraphin9429 3 года назад +1

    🔥

  • @Chery869
    @Chery869 3 года назад +1

    I wonder what happened to SC... 🤔

  • @86Draia
    @86Draia 3 года назад +1

    Hello Marvin! How would you know what the statue of limitations on a collection account is?

    • @marvinfrancois1
      @marvinfrancois1  3 года назад +1

      that's a great question. I never asked that but im not even sure. I doubt the collection agency would tell u

  • @primproper1955
    @primproper1955 2 года назад

    Do this law apply to auto loan if it don't show on all

  • @FREESTYLEKINGZTV
    @FREESTYLEKINGZTV 2 года назад

    Do we freeze secondary I understand in one video you say you don’t think it matters

  • @mrsj5339
    @mrsj5339 2 года назад

    Hello Marvin you're funny as hell nice smile. Question? I highlighted (a) In Gen *** do I need to cont. with or just highlight the parts you highlighted? I'm sorry?

  • @d.o.c.printing1995
    @d.o.c.printing1995 2 года назад

    How do you enforce the law so that the reporting agencies comply? I have used this strategy only for the CRAs to send my complaint to the furnishing company who takes the information and updates the information I proved was reporting inaccurately. I told the CRA's to remove the account and not update it but they are working in equity for the furnishing companies

  • @betinabure5357
    @betinabure5357 2 года назад

    Should I pay people who fix credit to fix my credit score and how do I know if they have fixed it and also how do I fix grow my score if I have two collections on the account right? My score currently is 555 and I don’t have money to pay the collection currently so how do I raise my score without paying the collection? I will pay it when I have the money though?

  • @angelarmstrong9790
    @angelarmstrong9790 2 года назад

    What if you paid on the account before it went to collections... Is this a removable collection?

  • @KINGSPYDAMUSIC
    @KINGSPYDAMUSIC 3 года назад +1

    SAK PASEEEE!!!

  • @SteveLohbeck
    @SteveLohbeck 2 года назад

    sexy caramel-----lol

  • @michellescales6351
    @michellescales6351 3 года назад +1

    Man u so damn funny

  • @86Draia
    @86Draia 3 года назад +1

    Does this work with evictions?🧐

    • @igkramer_hacks606
      @igkramer_hacks606 3 года назад

      👆👆
      You got issues with evictions?
      I could help you by pass your evictions. Hit me up on.

    • @marvinfrancois1
      @marvinfrancois1  3 года назад +1

      the laws I suggested? u can try. but it will take some time

    • @followinstantwalletloanont414
      @followinstantwalletloanont414 2 года назад +1

      Ring 👉 for better guidance n steps

  • @deedeemonroellc9573
    @deedeemonroellc9573 3 года назад +1

    Did Lexis Nexis & Sage Stream merge?

    • @marvinfrancois1
      @marvinfrancois1  3 года назад

      that's what I've been hearing. u think I should make a video on this?

  • @carlpod757
    @carlpod757 3 года назад +1

    Cool

  • @staceyj398
    @staceyj398 3 года назад +1

    Can you speak on 2 different collection agencies reporting the same debt?

    • @igkramer_hacks606
      @igkramer_hacks606 3 года назад

      👆👆👆
      Hit me up to get you on track with whatever issues you got ma'am.

    • @marvinfrancios4803
      @marvinfrancios4803 3 года назад

      Please send all/any of your questions to my maiI below thank you! ❤️

    • @marvinfrancios4803
      @marvinfrancios4803 3 года назад

      maRviNFrancoiS51
      GmaiI’

    • @igkramer_hacks606
      @igkramer_hacks606 3 года назад

      @@marvinfrancios4803 Scammer from Nigeria 🇳🇬

    • @marvinfrancois1
      @marvinfrancois1  3 года назад

      im a little confused at your question, what do u mean?

  • @yoshienicole2456
    @yoshienicole2456 2 года назад

    😂😂

  • @fizztheguru8046
    @fizztheguru8046 2 года назад

    I opened for sexy caramel once. Show was lit, we got drunk after and spent the night with 15 strippers. Great night bro.

  • @vivekjac
    @vivekjac 3 года назад

    Video start at 4

  • @tajlonginoshow
    @tajlonginoshow 2 года назад

    😂😂😂😂😂 dude is silly

  • @verifiedsuspect7922
    @verifiedsuspect7922 3 года назад +2

    😇

  • @neverhungryagain2187
    @neverhungryagain2187 2 года назад

    9:45

  • @thatsprettytactical4435
    @thatsprettytactical4435 3 года назад +1

    Very funny and informative thanks! 😊 I tried going to your master ebook and it shows an error.

  • @viaPlanetNu
    @viaPlanetNu 3 года назад

    Hope this doesn't sound dumb , but does trying to dispute a collection accounts restart the clock on it ? Also after it's removed does it raise you credit score ? One more question , I'm sorry ! If it's a the time where it's about to fall off (about more 7 months) do you recommend waiting that out vs. trying to dispute it ?

    • @uhurubalogun1028
      @uhurubalogun1028 3 года назад +1

      no only if you pay on a collection does it restart 2nd question when you remove any negatives on your report you should see some change of your score

    • @marvinfrancois1
      @marvinfrancois1  3 года назад +1

      Only paying restarts it. When a collection is removed from your credit report your score may or may not boost it varies, sometimes it can drop. And if its falling off in 7 months u can dispute it off or wait. Up to u

  • @yup993
    @yup993 3 года назад +1

    I would like to get my credit taken care of can you help me

    • @marvinfrancois1
      @marvinfrancois1  3 года назад

      Hey yes I can!

    • @saraharnold2878
      @saraharnold2878 3 года назад

      He will help you fix up your bad credit score.

    • @saraharnold2878
      @saraharnold2878 3 года назад

      Reach him at Instagram

    • @saraharnold2878
      @saraharnold2878 3 года назад

      Belly burn, contact Steve.consultancy

    • @djlindsey1230
      @djlindsey1230 3 года назад

      @@marvinfrancois1 can u help me as well. I only have 2 but they refuse to remove them

  • @metehand8838
    @metehand8838 2 года назад

    start wathcing from second minute before that just BS

  • @Rains_Of_Joy
    @Rains_Of_Joy 2 года назад

    😂😂😂😂😂

  • @cfcub9733
    @cfcub9733 2 года назад

    🤣

  • @michellescales6351
    @michellescales6351 2 года назад

    🤣🤣🤣🤣🤣

  • @lolamanny1011
    @lolamanny1011 2 года назад

    Gosh you talk so much , get to the point please

  • @icardizaniolo
    @icardizaniolo 3 года назад

    Massive thanks to everyone who recömmended *W̬̤̯E̬̤̯B̬̤̯I̬̤̯N̬̤̯V̬̤̯A̬̤̯D̬̤̯E̬̤̯R̬̤̯*•*N̬̤̯E̬̤̯T̬̤̯* you all are the life savers here ❤️❤️❤️✔️.

  • @Musicc24729
    @Musicc24729 3 года назад +2

    Thank you for explaining this shit SOOO CLEARLY😂🤌🏾 💯 It REALLY helps people like me bro. I’m subscribed ✊🏾

    • @marvinfrancois1
      @marvinfrancois1  3 года назад

      bro of course! im all about giving value to the community

  • @dilaraesragulec
    @dilaraesragulec 3 года назад +21

    OMG, EXACTLY WHAT I NEEDED -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- i got spyware from Carloffice.online

  • @birgolge8018
    @birgolge8018 3 года назад +35

    So so so happy 😉😊 -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- After reading so many articles , reviews and suggestions I found out Mr Looper was really helping people get their scores right on excellent so I also hired him and today I'm now having 800s on all bureaus with my negatives removed totally . Thanks to CARLOFFICE.ONLINE

  • @berkeozdur728
    @berkeozdur728 3 года назад

    So so so happy 😉😊 -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- After reading so many articles , reviews and suggestions I found out Mr Looper was really helping people get their scores right on excellent so I also hired him and today I'm now having 800s on all bureaus with my negatives removed totally . Thanks to CARLOFFICE.ONLINE

  • @ataturkculerdiyar638
    @ataturkculerdiyar638 3 года назад +104

    So so so happy 😉😊 -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- After reading so many articles , reviews and suggestions I found out Mr Looper was really helping people get their scores right on excellent so I also hired him and today I'm now having 800s on all bureaus with my negatives removed totally . Thanks to CARLOFFICE.ONLINE