Room rent For all the insurance companies 1. Niva Bupa Reassure 2.0 - No capping, can opt for any room, ICU room -no capping 2. HDFC Ergo Optima Secure - No capping, can opt for any room , ICU room - no capping 3. Manipal Cigna Lifetime Health - Single private AC room (can upgrade to any room), ICU room - no capping 4. ICICI Lombard Health advantedge - No capping, can opt for any room, ICU room - no capping 5. Star Health Assure Plan - 1% of SA, if SA < 5 lacs, 10 lacs - 25 lacs - any room except suite and higher categories, 50 lacs and above - any room , ICU room - no capping 6. Care Supreme plan - No capping, can opt for any room, ICU room - no capping Correction - Maximum entry age for care supreme - No maximum entry age , can enter at any age
Loved your comprehensive indepth review of Al the insurances . I would like to know do all insurances increase the premiums with age slabs .does HDFC ego fix the premium or not . Than you
Insurance companies increase premiums with age slabs, it varies from company to company. Also HDFC ergo noptima secure, premium will increase every year as per age.
rajasthan ka चिरंजीवी स्वास्थ्य बीमा योजना का वीडियो बनाओ फिर बताओ की ये बीमा ही काफी हैं या सेल्फ हेल्थ insurence अलग से करना चाहिए...?????? reply please...
Hello jee, we can only suggest once we know your medical history , age and your requirements. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
@GurleenKaurTikku Mam ji , Maine Term Insurance Plan Le rakha hai to phir Kya mujhe apne Family Health Insurance Plan me " Personal Accident Rider " aur " Permanent Disability Rider " ko Add on karna chahiye ya nahi ?
I was just speaking to Niva Bupa customer care he told me if I want to migrate to reassure 2.0 from health companion I will loose 😢 the previous no claim bonus .
@gurleenkaurtikku please provide details on porting health insurance from starhealth to hdfc optima restore. Is it good to move from starhealth as there are lot of issues faced during claim process. One claim for cancer is already settled through satrhealth , so Does this also carried forward all benefits, or desies coverage .
I have purchased Care Supreme direct for my parents yesterday , i have been witnessing a lot of negative comments everywhere and looking to cancel it since iam free look up period now !! Any suggestions pls on this ??
see, it completely depends on your requirements. Both the companies are great. If you want any assistance in choosing a suitable plan, connect with us on WhatsApp/Call at 9650706699.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you in choosing a suitable plan & clear your doubts regarding the plan. Thank you, keep watching 😊
Hello jee, It completely depends on your requirements & medical history. For any queries regarding Health Insurance or any assistance in buying the plan , feel free to connect with us on WhatsApp/Call at 9650706699. Thank you
can you throw some light on the 5 lacs medican insurance policy by the state government for all family members free of cost in maharashtra. Does it have all the benefits like this polices mentioned above. what are the advantages and disadvantages ?? Kindly let me know
@@GurleenKaurTikku That would help a lot. I love your vidoes as you provide quite a value addition. I am also an health insurange agent but nowdays people have started telling me about this govt initiative of 5 lacs free medican insurance for family in maharasthtra so I wanted some detailed info on that. Thanks 😊
Mam your explanation is too fast,if you can slow down,people like me can understand better,I had to rewin your video thrice to understand,but am still not clear on deductibles you mentioned,if you can explain what is deductible means would be great help
Got it, thank you for the valuable feedback 😊 We will definitely work on this . Also, for deductible you can check this video : ruclips.net/video/7E-Rfd7kdMo/видео.htmlsi=l7TP6Hylf5huNven
We haven't included in this list as we don't have any first hand experience but we have explained a few plans on our channel. Please check this Link : ruclips.net/video/oYal_YOYHXA/видео.htmlsi=pvmuZBA08KG1gXMc ruclips.net/video/uNjp5umhyjk/видео.htmlsi=4TR2m8gnXeGjrinh
According to my experience Niva Bupa claims settlement is not good , and also shown in video in ICR ratio , mean company rejecting most claim , ex if 100 rupees premium collected but only 64 rupees claim process so 36 rupees profits to company. No Niva Bupa not recommend And most importantly don't buy online policy direct with the company because at claim time nobody will help you , better to purchase any policy with a good agent , aggregator who can handle the claim . Because all insurance companies are here to grow their business and profit by saving claims , not to provide you with a claim , you should have proper knowledge of claim settlement. I suggest to buy policy with good brands not with small companies in India. Brands who care about images like Tata, HDFC, ICICI , Bajaj or I strongly suggest not to buy NIVA BUPA ITS CLAIM SETTLEMENT IS PATHETIC
@@neetuthakur2136 I have experienced pathetic claim settlement of #Niva Bupa . So my suggestion is to buy insurance 1. Buy from my employer because claim settlement is very easy and also your employer will help you. 2 if employer insurance not available then go to any good certified agent/aggregator and buy insurance from big brands HDFC, icici, Tata, Bajaj etc. Please don't focus to save small premiums by buying insurance from small companies . Because in India no body care about claim if rejected by company, insured have to knock door to door.
Hello jee, you can check this video : ruclips.net/video/C9Nb4y1Z8wQ/видео.htmlsi=bPy1iwg9owNwXJyo For any queries, feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Healthcare insurance is a cornerstone in anyone's financial strategy. Ensuring comprehensive coverage not only safeguards my well-being but also protects my hard-earned investments. It's pivotal to secure robust health insurance plans that provide peace of mind, allowing us to focus on growing our Investment without the constant worry of unexpected medical expenses.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income. 😊
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
Alright for those interested on knowing how , speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
I'd always be willing to do this for the long-term as long as I’m assured of success. I think I've heard Regina Louise Collaro mentioned a few times before and I reckon this number of people talking about one person can't be wrong about their experiences.
Madam please dont recommend Niva Bupa .. i have a policy with them from 9 years yet i am so dissapointed with their response .. do not promote Niva to innocent people these guys are frauds
Pregnancy expanse bhi sabmein included kyu nahi hoti ? Jo ki major event of every persons life. Govt should com-pale every health insurance is it mam. Plz reply 😊 Like who ever think like in same way🎉
As a Composite Insurance Advisor..I really appreciate your work..more than customers.. Insurance Advisors like me will be more beneficial from this Videos.. Thanks
Not at all, What may be best for me may not be best for the other person. A suitable plan can vary depending on each person's requirement, city as well as medical history,
Every Health Insurance Company have two years waiting period for new disease & operation. Is any Insurance Company has less wating period. I want to know this because my wife have to go for Knee Replacement. Please advice.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.
Hello Ms Tikku. Thank you for providing such informative videos. I am so well informed about the medical policies. I have one question: I am 42 and have been using HDFC ERGO Optima Secure (SI: 10 L). There are no many benefits in this policy. Recently they have increased the Premium saying that they have bought shares in Apollo Munich. I was thinking of reconsidering my decision of continuing with HDFC ERGO. we are a family of 4 (husband/wife & 2 kids). Do you suggest to continue with HDFC ERGO ?. If not then which one would you suggest. Two things I was considering: 1. No Room Rent capping 2. Great Claim Ratio. Please note that I have not taken any claim so far and this is the 3rd year with HDFC. Your suggestion would be highly appreciated. Thanks Abhishek
Hi Gurleen, could you provide honest feedback on the quality of ACKO health insurance? It's attractively priced, offers extensive hospital coverage, and operates without intermediaries.
आपके व्हिडिओ से मैं बहुत ही कन्फ्युज क्योंकी आपने सभी की बाते बताईये लेकिन अच्छा कौन सा है या बुरा कौन सा है कुछ नही तो आपके व्हिडिओ से मुझे झिरो नॉलेज मिला है ये सारा तो पॉलिसी के साथी लिखा जो अपने पढा है
I need which policy will cover everything 100% cashless, and easy process, prompt payment, no hurrshment, economical, lower primium, and emi without interest. My age is 62 years, have only High BP. and wife is 57 but full fitt, one doughter 24+ one son 22+ please reply.
@@alankarmuley850 main khud Policy Bazar me hu. Hum sari company ka sale kr skte h Insurance. Par Star ko bilkul avoid krte h nd Niva Bupa ko b. Phele jb Max bupa tha to acha tha. Niva bupa me toll free number hi nhi h. Kitne time tk call attend hoti nhi nd cashless me dikkat aati h. Koi b office dekho Google pr niva bupa ki nd review pdho samjh jaaoge. Even hme Incentive jyda mile fir b mna krte h customer ko. Fir customer ko whi lena ho to wo unki mrzi
My age 25 Is going with Manipal Cigna prohealth prime advantage good choice? As it covers maternity, infertility, mental disorder, OPD total comprehensive. But i have doubt wheather the company can give claim hassle-free.
Why not included The New India Assurance - Mediclaim Policy? Just because it's govt insurance. It's one of the best policy available with lowest claim repudiation ratio which many experts in RUclips ignore.
I'm learning something very new here lol So I have a Question wut if the hospital bill or doctors visit costs less than Rs. 5 Lakhs who pays for that bill? In US I have Medicaid I never paid a single cent in medical bills. Very informative vid thou. Oh yea wutz the premium for a single person
So, what you are referring is a concept of excess/deductible. These policies will cover your hospitalisation expenses from 1st rupee to upto Sum assured that you have opted for as per policy terms and conditions
Hi mam, seen nice video, but I want some advice & assistant from you, I have two policies in my family from LIC policy table is 901, I am paying from 2007, I never claimed any, because not required, but recently one of my friend said, his daughter was hospitalized for 4 days for some bidding problem, but when Hi was trying for reimbursement, LIC claim department was asked so many documents and after rounding 15 days, hi was stopped to go. So now I think I have to buy a health plan for me & my family, which will be suitable, out of your this 6 or any other,
If I purchase a health insurance poilcy of Rs.5 lacs & claim 1 lac in this year then in next year when I renew my policy will I be eligible to claim 4 lacs or 5 lacs? pls guide
This is amongst top 10 videos on health insurance for below reason. Good comparison on key points for top 6 insurance plans below 65, like waiting period, copay, riders, NCB, restore, consumables, unique feature and premium .. only input is below 1) to redo premium slide and not give base premium but make consistent on key inclusions like consumables added 2) make slides to explain unique features and riders 3) room rent section should be added in some slide 4) is medical health check up for care really upto SI? Thanks for investing time !!
Why education is matter in all policy. It's means uneducated or lower education people don't have right to get best plans. This is ridiculous. Madam please explain on it. Why they do it.
Best is different for everyone depending on different requirements , medical history , age etc. We definitely help our clients in choosing a suitable plan accordingly.
Maam lekin Care ka rejection rate bahot zyada hai....kaun se health care comoany hai jo zyada se zyada diseases cover karti hai aur qaiting oeriod kam hai, room rent unlimited hai, premium bhi kam hai, cashless deti hai aur Claim settlement ratio zyada hai aur kitne Age tak cover deti hai iska details batao please
Hello jee, HDFC ERGO Offers great plans but at last it depends on your requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you !
Mam konsi health insurance company acha he means less rejection ratio and very good customer service As per your experience which company you will suggest ?
Hi, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few options depending on your requirements & medical history !
He'll Mam pls see and reply, mam I have one PED is ulcerative colitis so can i got any health insurance, i have applied in ICICI and HDFC he rejected, pls tell which health insurance is available. All health insurance write down ped 2 or 3 year waiting period so why he rejected my policy.
It is good to talk to a good insurance advisor with more details of illness and past experience. He can suggest you the right plan based on your condition.
Mam how is tata AIG medicare premium policy ? Should i port to tata aig or should retain in national insurance. I am having national health insurance policy from last 12 years 😊❤
If u can afford the premium of Tata AIG then u should go for it. Tata, HDFC and ICICI Lombard all are good. If u don't want high premium amount then go for care. As u have served the 12 Year period then u are eligible for all claim from new insurer. If u r interested for port then reply back.
@@setuk29 even premium of national insurance is high. Its equal to tata or hdfc. But the features and extra benefits of national insurance are not very good. So i have decided to port to any other insurer.
My opinion can't be the same for everyone. Every person has different requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you choosing a suitable plan. Thank you !
Mam how is TATA AIG ..I have taken Tata aig ..should I move to hdfc ergo or it’s ok to stick with Tata aig ( I have taken for 1 year and 3 months is crossed )
Hello jee, it completely depends on your requirements. If you want assistance in choosing the plan , feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you !
![Cody Johnson - I'm Gonna Love You (with Carrie Underwood) [Official Music Video]](http://i.ytimg.com/vi/yy9PuYMU29g/mqdefault.jpg)
Room rent For all the insurance companies
1. Niva Bupa Reassure 2.0 - No capping, can opt for any room, ICU room -no capping
2. HDFC Ergo Optima Secure - No capping, can opt for any room , ICU room - no capping
3. Manipal Cigna Lifetime Health - Single private AC room (can upgrade to any room), ICU room - no capping
4. ICICI Lombard Health advantedge - No capping, can opt for any room, ICU room - no capping
5. Star Health Assure Plan - 1% of SA, if SA < 5 lacs, 10 lacs - 25 lacs - any room except suite and higher categories, 50 lacs and above - any room , ICU room - no capping
6. Care Supreme plan - No capping, can opt for any room, ICU room - no capping
Correction - Maximum entry age for care supreme - No maximum entry age , can enter at any age
Please clarify 5laks any policy using suite room is given you have any proof
Thx
Star is useless...tell me so that they improve themselves and give claim to all
5 laks policy any proof suite room is given cliam proof required not sansation any company,suite room cost per day 30 k to 50 k 😊
Star Health Fully Froude...No Claim.
Hello Ma'am
I just buy " ICICI Health Shield 360" for 25L. Is it worth after 2 years of waiting period or I can go with any other policy ?
MAM IS HEALTH INSURANCE MAX BUPA 2.0 BRONZE + DIRECT WORTH IT WITH COVERAGE OF 5 LAKH
Please guide on what plan shall I take for my family as the claim got rejected in star for my obesity (BMI 34)?
There are few plans available for higher BMI, please connect with our team at 9650706699, they will assist
Loved your comprehensive indepth review of Al the insurances . I would like to know do all insurances increase the premiums with age slabs .does HDFC ego fix the premium or not . Than you
Insurance companies increase premiums with age slabs, it varies from company to company.
Also HDFC ergo noptima secure, premium will increase every year as per age.
GST WAIVER is possible from total premium for NRI customer?
rajasthan ka चिरंजीवी स्वास्थ्य बीमा योजना का वीडियो बनाओ फिर बताओ की ये बीमा ही काफी हैं या सेल्फ हेल्थ insurence अलग से करना चाहिए...?????? reply please...
If i want to Decide between ICICI Lombard Health advantedge v/s HDFC Ergo Optima Secure , then which one would u suggest ? Pls Reply
Hello jee, we can only suggest once we know your medical history , age and your requirements.
Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you 😊
Madam..By refering which source you got this claim settlement ratio? Also is this the claim settlement ratio of 2023?
This is as per the latest annual reports available on the IRDAI Website.
@@GurleenKaurTikku ok madam.. Thankyou
Which is the best for pre-existing conditions which requires surgery (ENT), under 6 months of policy buying.
Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few options.
Thank you, keep watching !
@@GurleenKaurTikku❤
@@GurleenKaurTikku❤
@GurleenKaurTikku Mam ji , Maine Term Insurance Plan Le rakha hai to phir Kya mujhe apne Family Health Insurance Plan me " Personal Accident Rider " aur " Permanent Disability Rider " ko Add on karna chahiye ya nahi ?
hanji , lena chahiye agar aapko zaroori lagta hai !
Bhai mujhe health insurance lena hai, lekin confuse hu in between maxbupa and HDFC Ergo or anything else?? ...please advise bro
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
Thank you & keep watching !
Thank you
Keep watching !
At 14:07 Global Coverage for Care Supreme shows "Covered" And you told in Audio "Not Covered" Can you please clear this? Covered or not covered?
Not covered
I was just speaking to Niva Bupa customer care he told me if I want to migrate to reassure 2.0 from health companion I will loose 😢 the previous no claim bonus .
Yes, in case of migration - NCB will be lost
Best government health insurance company in terms of claim settlement ratio. Please suggest maam
We can only suggest plans after knowing more details about you.
Please connect with us on WhatsApp at 9650706699.
Our team can assist you 😊
I want an expert opinion on my existing medi claim policy . Will be happy to pay fees for that service
Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist yoy !
wow straight to the point ❤❤
@gurleenkaurtikku
please provide details on porting health insurance from starhealth to hdfc optima restore.
Is it good to move from starhealth as there are lot of issues faced during claim process.
One claim for cancer is already settled through satrhealth , so Does this also carried forward all benefits, or desies coverage .
I have purchased Care Supreme direct for my parents yesterday , i have been witnessing a lot of negative comments everywhere and looking to cancel it since iam free look up period now !! Any suggestions pls on this ??
Hello jee, please connect with us on WhatsApp/Call at9650706699. Our team can assist you with a few suitable options !
Thank you 😊
Niva bupa vs hdfc ergo
One pick
see, it completely depends on your requirements. Both the companies are great. If you want any assistance in choosing a suitable plan, connect with us on WhatsApp/Call at 9650706699.
Good work for family
Yes, thank you !
Ma’am what about Kotak Health Premier??
Excellent explanation mam 🙏🙏🙏🙏
Thanks a lot, keep watching !
Give information about Aditya Birla Insurance Company also.
jee, Lot of detailed videos available on Aditya Birla Insurance videos as well on our channel, keep watching !
Can u please also help and let us know whther all are life long renewalability
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you in choosing a suitable plan & clear your doubts regarding the plan.
Thank you, keep watching 😊
Premium amount lock in period is available in Niva Bhupa?
Yes, Available in Niva Bupa ReAssure 2.0
Maam i am new . Kindly please suggest me safe and best health insurance
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Which company is best ?
Hello jee, It completely depends on your requirements & medical history.
For any queries regarding Health Insurance or any assistance in buying the plan , feel free to connect with us on WhatsApp/Call at 9650706699.
Thank you
Im diagnosed with Multiple scalories disease can any one tell if this pre existing disease is covered by any health insurance and waiting period
3 or 4years waiting
POlicy will not be possible in this case
can you throw some light on the 5 lacs medican insurance policy by the state government for all family members free of cost in maharashtra. Does it have all the benefits like this polices mentioned above. what are the advantages and disadvantages ?? Kindly let me know
sure, thank you for the video suggestion 😊 We will try to bring up a video soon !
Keep Watching ✅
@@GurleenKaurTikku That would help a lot. I love your vidoes as you provide quite a value addition. I am also an health insurange agent but nowdays people have started telling me about this govt initiative of 5 lacs free medican insurance for family in maharasthtra so I wanted some detailed info on that. Thanks 😊
Mam your explanation is too fast,if you can slow down,people like me can understand better,I had to rewin your video thrice to understand,but am still not clear on deductibles you mentioned,if you can explain what is deductible means would be great help
Got it, thank you for the valuable feedback 😊
We will definitely work on this . Also, for deductible you can check this video : ruclips.net/video/7E-Rfd7kdMo/видео.htmlsi=l7TP6Hylf5huNven
Nice 👍 advice
Thank you jee, keep watching!
Vgood information
Thanks, keep watching 😊
What about sbi genaral health insurance policy
We haven't included in this list as we don't have any first hand experience but we have explained a few plans on our channel. Please check this Link : ruclips.net/video/oYal_YOYHXA/видео.htmlsi=pvmuZBA08KG1gXMc
ruclips.net/video/uNjp5umhyjk/видео.htmlsi=4TR2m8gnXeGjrinh
Why is niva bupa not allowing migration of existing reassure to reassure 2.0
don't know, currently only fresh policies are being issued !
According to my experience Niva Bupa claims settlement is not good , and also shown in video in ICR ratio , mean company rejecting most claim , ex if 100 rupees premium collected but only 64 rupees claim process so 36 rupees profits to company.
No Niva Bupa not recommend
And most importantly don't buy online policy direct with the company because at claim time nobody will help you , better to purchase any policy with a good agent , aggregator who can handle the claim . Because all insurance companies are here to grow their business and profit by saving claims , not to provide you with a claim , you should have proper knowledge of claim settlement.
I suggest to buy policy with good brands not with small companies in India.
Brands who care about images like Tata, HDFC, ICICI , Bajaj or I strongly suggest not to buy NIVA BUPA ITS CLAIM SETTLEMENT IS PATHETIC
Agree with your comments, I am currently facing same issue with niva bupa...it is not good..
Thanks for your valuable advice 😊...becoz i easily get confused by seeing different types of insurance companies.
@@neetuthakur2136 I have experienced pathetic claim settlement of #Niva Bupa .
So my suggestion is to buy insurance
1. Buy from my employer because claim settlement is very easy and also your employer will help you.
2 if employer insurance not available then go to any good certified agent/aggregator and buy insurance from big brands HDFC, icici, Tata, Bajaj etc.
Please don't focus to save small premiums by buying insurance from small companies .
Because in India no body care about claim if rejected by company, insured have to knock door to door.
What is the best health insurance for senior citizen 78 yrs old.
Thanks
Hello jee, you can check this video : ruclips.net/video/C9Nb4y1Z8wQ/видео.htmlsi=bPy1iwg9owNwXJyo
For any queries, feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
Healthcare insurance is a cornerstone in anyone's financial strategy. Ensuring comprehensive coverage not only safeguards my well-being but also protects my hard-earned investments. It's pivotal to secure robust health insurance plans that provide peace of mind, allowing us to focus on growing our Investment without the constant worry of unexpected medical expenses.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income. 😊
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
Alright for those interested on knowing how , speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
I'd always be willing to do this for the long-term as long as I’m assured of success. I think I've heard Regina Louise Collaro mentioned a few times before and I reckon this number of people talking about one person can't be wrong about their experiences.
Madam please dont recommend Niva Bupa .. i have a policy with them from 9 years yet i am so dissapointed with their response .. do not promote Niva to innocent people these guys are frauds
Cholamandalam Flexi Health Supreme Insurance Policy ke bare me samjho ji
jee, we will bring up a video soon.
Keep watching !
Ji jarur wait karenge
Pregnancy expanse bhi sabmein included kyu nahi hoti ? Jo ki major event of every persons life. Govt should com-pale every health insurance is it mam.
Plz reply 😊
Like who ever think like in same way🎉
madam aapne 2 3 jagah par galati ki he aap bol kuch rahi he or insurance chart me kuch or he. esi liye confusion or badh gya🤔
Niva bupa cancelled my dad policy after 2 years, stating non disclosure of preexisting heat attrack which happened 20 years back
How they came to know about it
As a Composite Insurance Advisor..I really appreciate your work..more than customers.. Insurance Advisors like me will be more beneficial from this Videos.. Thanks
Glad, Thank you so much.😊
Keep watching & do subscribe !
Star health insurance mai health checkup amount mai mistake hai behalf you are tokling
Playing safe not mentioning which is the best policy to buy...Marketing strategy Wow
Not at all, What may be best for me may not be best for the other person.
A suitable plan can vary depending on each person's requirement, city as well as medical history,
Neva bupa ने catract surgery का full amount 50,000/- नही दिया केवल 27,000 दिया। company is not good. हम परेशान हो गये हैं , कृपया बतावें
Apne customer care se poocha aisa kyun hua????
Mono focal lenses are paid in case of cataract
Aaur aapne TataAig, Birla aur Reliance ka bataya hi nahi
Every Health Insurance Company have two years waiting period for new disease & operation. Is any Insurance Company has less wating period. I want to know this because my wife have to go for Knee Replacement. Please advice.
No Sir, as Knee related issue is been categorized as slow growing deases by IRDA, so every health insurance has 2 years clause.
@@rohitprasad5708 Prasadji thanks for your quick reply. 🙏
@@rohitprasad5708 Brother i m 30 year healthy male which insurance should u i take
@@tapasranjansanyal8718 most welcome sir, I pray for your wife's good health and speedy recovery after operation
Please look for niva Bupa primea...slow growing only 12 mnths
My age 61 and spouse age 60, which Policy better for me.
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options depending on your requirements & medical history.
Hello Ms Tikku.
Thank you for providing such informative videos. I am so well informed about the medical policies. I have one question:
I am 42 and have been using HDFC ERGO Optima Secure (SI: 10 L). There are no many benefits in this policy. Recently they have increased the Premium saying that they have bought shares in Apollo Munich. I was thinking of reconsidering my decision of continuing with HDFC ERGO. we are a family of 4 (husband/wife & 2 kids). Do you suggest to continue with HDFC ERGO ?. If not then which one would you suggest.
Two things I was considering:
1. No Room Rent capping
2. Great Claim Ratio.
Please note that I have not taken any claim so far and this is the 3rd year with HDFC.
Your suggestion would be highly appreciated.
Thanks
Abhishek
Hi Gurleen, could you provide honest feedback on the quality of ACKO health insurance? It's attractively priced, offers extensive hospital coverage, and operates without intermediaries.
jee, thank you for the video suggestion.
We will try to bring up a video soon 😊
What is the source of the data shown in this video?
आपके व्हिडिओ से मैं बहुत ही कन्फ्युज क्योंकी आपने सभी की बाते बताईये लेकिन अच्छा कौन सा है या बुरा कौन सा है कुछ नही तो आपके व्हिडिओ से मुझे झिरो नॉलेज मिला है ये सारा तो पॉलिसी के साथी लिखा जो अपने पढा है
Wrong info..Care supreme can have for above 65yrs as well
Yes, the same has been corrected in the description, also check the pinned comment
Mere pass Magma Hdi secure policy ha
Okay , if it meets your requirements then go for it .
I need which policy will cover everything 100% cashless, and easy process, prompt payment, no hurrshment, economical, lower primium, and emi without interest. My age is 62 years, have only High BP. and wife is 57 but full fitt, one doughter 24+ one son 22+ please reply.
HDFC health insurance bad sarvice
In which case company rejected the claim.
Pl make a video for claim rejection
Yes, we have a similar video already available . Please check this link : ruclips.net/video/bqe4vMCy_Mw/видео.html
Useful video madam ,niva Bupa best lag raha hai
Thank you jee, keep watching !
Paise bht h to lo Niva Bupa. Most of the claims me cashless reject ho jata h baad me reimburse krvana pdta h.
@@setuk29 aapka kya experience Raha,jara batayenge?
@@alankarmuley850 main khud Policy Bazar me hu. Hum sari company ka sale kr skte h Insurance. Par Star ko bilkul avoid krte h nd Niva Bupa ko b. Phele jb Max bupa tha to acha tha. Niva bupa me toll free number hi nhi h. Kitne time tk call attend hoti nhi nd cashless me dikkat aati h. Koi b office dekho Google pr niva bupa ki nd review pdho samjh jaaoge. Even hme Incentive jyda mile fir b mna krte h customer ko. Fir customer ko whi lena ho to wo unki mrzi
Please give your valuable opinion about TATA AIG?
My age 25
Is going with Manipal Cigna prohealth prime advantage good choice? As it covers maternity, infertility, mental disorder, OPD total comprehensive. But i have doubt wheather the company can give claim hassle-free.
kun si best h app hi bta wahi l lnge
Why not included The New India Assurance - Mediclaim Policy? Just because it's govt insurance. It's one of the best policy available with lowest claim repudiation ratio which many experts in RUclips ignore.
An excellent and well researched video. Confident, intelligent, and fluent presentation.
Thank you jee :)
Hows the claim process of icici
Thoda easy language me samjhana tha ...jo sabko samajh aye ...
okay , thanks for the feedback !
I'm learning something very new here lol So I have a Question wut if the hospital bill or doctors visit costs less than Rs. 5 Lakhs who pays for that bill? In US I have Medicaid I never paid a single cent in medical bills. Very informative vid thou. Oh yea wutz the premium for a single person
So, what you are referring is a concept of excess/deductible. These policies will cover your hospitalisation expenses from 1st rupee to upto Sum assured that you have opted for as per policy terms and conditions
@@GurleenKaurTikku
Thanx Tikku Ji, Hypothetically speaking how much a average H.I policy ll cost you (single person)/yr ..
Sab se Bakwas.start health
...logon se....... Fraud krta ...aur Maine suna aur dekha..bhi aur Niva bhi 3rd class hai paper me aa rha
Hi mam, seen nice video, but I want some advice & assistant from you, I have two policies in my family from LIC policy table is 901, I am paying from 2007, I never claimed any, because not required, but recently one of my friend said, his daughter was hospitalized for 4 days for some bidding problem, but when Hi was trying for reimbursement, LIC claim department was asked so many documents and after rounding 15 days, hi was stopped to go. So now I think I have to buy a health plan for me & my family, which will be suitable, out of your this 6 or any other,
Its was nice comparison, but why didn't you include TATA ??
Thank you so much, keep watching for more such informative content
If I purchase a health insurance poilcy of Rs.5 lacs & claim 1 lac in this year then in next year when I renew my policy will I be eligible to claim 4 lacs or 5 lacs? pls guide
This is amongst top 10 videos on health insurance for below reason.
Good comparison on key points for top 6 insurance plans below 65, like waiting period, copay, riders, NCB, restore, consumables, unique feature and premium ..
only input is below
1) to redo premium slide and not give base premium but make consistent on key inclusions like consumables added
2) make slides to explain unique features and riders
3) room rent section should be added in some slide
4) is medical health check up for care really upto SI?
Thanks for investing time !!
Thank you for your valuable feedback 😊 Keep Watching !
@@GurleenKaurTikku is care welness test really upto SI?
Why education is matter in all policy. It's means uneducated or lower education people don't have right to get best plans. This is ridiculous. Madam please explain on it. Why they do it.
It's not important in Health Insurance policy.
Why was ACKO Health Insurance was not covered here? Any specific reasons for the exclusion?
Icici group takecare, ka review video please
Noted 😊
No clarity in your videos you read the specifications like a computerized voice we want crystal clear answer which is the best of them all 👎🏼
Best is different for everyone depending on different requirements , medical history , age etc.
We definitely help our clients in choosing a suitable plan accordingly.
Very poor service Star Health company
Thank s for sharing your experience, this will help our viewers to take a better decision.
Care health is also useless
Details are wrong mam
Star health is not good
Very well explained thanks ma'am..🙏❤️
Thank you jee, keep watching !
Mem policy cencal ya bath karne keliye kya karna hai
You can mail to the insurance company from your Registered mail id to Cancel the policy !
Maam lekin Care ka rejection rate bahot zyada hai....kaun se health care comoany hai jo zyada se zyada diseases cover karti hai aur qaiting oeriod kam hai, room rent unlimited hai, premium bhi kam hai, cashless deti hai aur Claim settlement ratio zyada hai aur kitne Age tak cover deti hai iska details batao please
I mean yearly bodycheck up blood tests ,delivery ka claim settlement hota hai kya niva bupa ke under ...agar nahi toh konsa saui rahega
Mam, mera 2 eyes may icl/laser surgery dr suggest Kiya cost 2lac. Konsa insurance hum select le sakte hai??? Please answer ...
Hidden terms and conditions of hdfc ergo is typical..many benefits cannot be used
Can anyone tell me about manipal cigna , its customer support ,in quora there are many negative reviews
Hdfc Ergo or Care supreme??@Gurleen Kaur Tikku
Hello jee, HDFC ERGO Offers great plans but at last it depends on your requirements & medical history.
Please connect with us on WhatsApp/Call at 9650706699.
Our team will be happy to assist you !
Mam konsi health insurance company acha he means less rejection ratio and very good customer service
As per your experience which company you will suggest ?
Hi, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few options depending on your requirements & medical history !
He'll Mam pls see and reply, mam I have one PED is ulcerative colitis so can i got any health insurance, i have applied in ICICI and HDFC he rejected, pls tell which health insurance is available. All health insurance write down ped 2 or 3 year waiting period so why he rejected my policy.
It is good to talk to a good insurance advisor with more details of illness and past experience. He can suggest you the right plan based on your condition.
Any policy wich is available for SCHZEPHERNIA patients
Mam how is tata AIG medicare premium policy ? Should i port to tata aig or should retain in national insurance. I am having national health insurance policy from last 12 years 😊❤
If u can afford the premium of Tata AIG then u should go for it. Tata, HDFC and ICICI Lombard all are good. If u don't want high premium amount then go for care. As u have served the 12 Year period then u are eligible for all claim from new insurer. If u r interested for port then reply back.
@@setuk29 even premium of national insurance is high. Its equal to tata or hdfc. But the features and extra benefits of national insurance are not very good. So i have decided to port to any other insurer.
@@setuk29 yes i am interested to port
Mam, I have applied Kotak e-term plan ( life option) pure protection without. Plz express your views . Is this good product.
Star Health fraud
madam i am 61 years old,Looking for a policy,which one is best?as cashless,no cap room and may me with future diabetes
Hello jee, Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few suitable options !
Thank you 😊
Single opinion to buy frm yr side
My opinion can't be the same for everyone. Every person has different requirements & medical history. Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you choosing a suitable plan.
Thank you !
Mam how is TATA AIG ..I have taken Tata aig ..should I move to hdfc ergo or it’s ok to stick with Tata aig ( I have taken for 1 year and 3 months is crossed )
Hello jee, it completely depends on your requirements.
If you want assistance in choosing the plan , feel free to connect with us on WhatsApp/Call at 9650706699.
Our team can assist you !
Star Health policy is simple harrasment... very bad experience...