HDFC Credila విద్యా రుణం | Abroad Education Loan with HDFC Credila in Telugu | Step-by-Step Guide
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- Опубликовано: 5 фев 2025
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HDFC Credila Loan for Abroad Studies in Telugu | HDFC Credila విద్యా రుణం | Complete Process
HDFC Credila Financial Services provides education loans to study abroad aspirants for more than 1000 universities across at least 35 countries. What sets HDFC Credila apart is its customized abroad education loan solutions taking into account the course and country preferences of the applicant.
HDFC Credila education loan is one of its kind, offering customized education loan solutions taking into account the course and country preferences of the applicant.
In this video we will discuss hdfc credila loan process in Telugu as per the requests received from our viewers.
Unsecured loan from HDFC Credila usually starts at around 11% rate of interest But If you apply via GyanDhan we can negotiate on your behalf. The best part about HDFC Credila loan is that there is no margin money i.e it can fund your entire cost of education. The processing fee is 1% to 1.25% of the loan amount. Another great advantage of HDFC credila overseas loan is that you can avail the tax benefits under the section 80(E) of the income tax act. HDFC credila loan process becomes very simple and convenient when you apply via GyanDhan. Aspirants looking for an education loan without collateral can consider applying to the HDFC loan for abroad studies.
Check your education loan eligibility- bit.ly/2TBjVYI
Also Watch other videos on Abroad Education loan
ICICI Unsecured Education Loans for Abroad Studies (Telugu) : • ICICI Unsecured Educat...
Avanse Abroad Education Loan Explained in Telugu: • Avanse Abroad Educatio...
SBI Education Loan for Abroad Studies: Telugu Guide: • SBI Education Loan for...
How to Apply For Prodigy Finance Student Loan in Telugu?: • SBI Global Ed-Vantage ...
About Us:
GyanDhan is India's first & largest study abroad loans marketplace. With an aim to equalize and democratize access to education, GyanDhan helps students in getting both abroad education loans without collateral and with collateral. Leveraging its partnerships with leading lenders in India including SBI, Bank of Baroda, Axis Bank, ICICI Bank, HDFC Credila, and more, GyanDhan makes abroad education loans for Indian students easier and faster.
Active in the study abroad finance sector since 2016, GyanDhan solves the riddle of how to get an education loan to study abroad for the aspirants and helps them at every step of the abroad education loan process - from application to disbursement. So whether a student is looking for a secured or a non collateral education loan, an education loan from banks, or an NBFC education loan, GyanDhan is the place to go!
Connect with us on Social Media:
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#educationloan #hdfccredila #hdfceducationloan #studyabroad #educationloan #unsecuredloan
Antha bhane undi, but background ( noise) music 🎶🎼 leakunte inka bhagundedi ,
Check Loan eligibility here: bit.ly/2zmJbYc
or For More Videos Subscribe Here: bit.ly/3H3Mvt1
Hii mam, i want loan from your bank with out collateral what the process? And required docs?
Remove background music
EXPLAIN IT WITH OUT BACKGROUND MUSIC
Madam rent house ki education loan estara
Now change everything...... This is world information
Can you tell more about co-applicant requirements, like can our maternal/ paternal uncle can be co-applicant. What is the age requirement for him.
yes
Hey! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Cheppinantha easy ga undadu
I am living in rental house and my mother is normal worker, I don't have house shll I able to get loan for Germany it's around 14lakhs
Hello! You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Dulingo test accept chestaraa hdfc credlia varu
I got sanctio of 45 lakhs from hdfc credill along with processing fee they are asking for 2 percentage on overll which is approximately 90 thousands rupees
Hi Kosuru,
Congrats on getting your loan sanctioned! However, a 2% processing fee totaling around 90,000 INR does seem quite high. It’s important to ensure you fully understand all the charges and see if there’s any room for negotiation or if any discounts are available.
If you have any questions or need help negotiating these terms, feel free to reach out to us at GyanDhan. We're here to assist you in getting the best deal possible.
Regards
Team Gyandhan
Before visa approval, loan disbursement is possible?
Yes! Pre-visa loan disbursement is possible.
Is this loan only for students who going to study in abroad or else also applicable for studying in Indian colleges ?
This is only applicable to students wanting to study abroad.
Hope this helps!
Hello ..for HDFC credila is the Sanction letter enough for proof for UK visa?
Some consultancies are saying it's not an NBFC so need to disburse the amount first and then keep it in account for 28 days.
Antha Abaddam cheppedhi. Okati chesedi okati antha mosam nammakandi
I want some more information for. process
Hello,
We must first evaluate if you're eligible for an abroad education loan.
We request you to check your loan eligibility on the link given below. Once you check the eligibility and if eligible for the loan, our counselor will get in touch with you for further discussion. bit.ly/3ms6jh3
What documents are needed for this
Bank pay the fees semister wise ya annually
I have low cibil score , will this be a impact for getting education loan in hdfc credila
Hey Vivek.
We appreciate you getting in touch.
The Cibil score acts as a catalyst in the loan approval procedure. However, it is not the sole criterion for obtaining an education loan. Other qualifying requirements, like academic scores, collateral worth, co-applicant's income, etc. also play a vital part in getting an education loan.
However, applying for an education loan becomes difficult if you have a low Cibil score; for more information on how to raise your Cibil score, please check out the blog listed below.
www.gyandhan.com/blogs/education-loan--abroad-CIBIL-score
But before you begin with our personalized and free education loan counselling services, please confirm your loan eligibility by clicking the link provided below.
bit.ly/2TBjVYI
Tq mam, can we change loan amount. I applied and approved.now they are asking hard copies
1st diabursement of education completed for 2nd disbursement how we raise request in hdfc portal
Hello! Kindly let us know if you have taken an education loan via GyanDhan.
is sanction letter from credila is enough or we need to mature disbursement fund for 28 days for visa application ??
Is sanction letter is enough for uk visa
Please respond
Yes! The sanction letter is enough.
Hope this helps!
Sis nen kuda us lo ms cheddam anukuntana..but financial ga unstable undi situation..ante eldam anukunnapudu bane undi but present a Bala..nen process start cheydaki kuda kastam ga undi..nak loan gani m ina Dorukutunda mundu gane..lyk process start cheydaki..xam so n so....plz rly meeee
Original documents meere teesukuntara leka check chesi istara
Can we change coapplicant after loan is sanctioned and i have applied through Gyan dhan
Yes you can change the co-applicant after the loan has been approved.
Hope this helps!
@@GyanDhan No it didn't helped me because they said changing of coapplicant is not possible once the loan got sanctioned. Even my counsellor didn't resolved this issue.
Hi this sharuk shaik. HDFC credila officer ask proccing fee ... It's this true ...
Hi , for France universities/Colleges 1st Semester fee has to be paid(before visa) for confirmation of admission , is it possible to pay 1sem fee through loan? and is it possible to pay the amount through HDFC Credila or InCred or any NBFC?
Yes! It is possible. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Approved loan amount deposit in student account or college account
Hi Geetha! The tuition fee amount is directly deposited in the university account.
By semister or annually
Hi which loan provider is better? HDFC Credilla or Avanse
Hi Chandramouli, both of these are NBFCs and getting a better education loan deal will depend on various factors like your academic profile and others. However, you can check your loan eligibility by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards, Team Gyan Dhan
Which is best credila vs avanse ???
Hi Sandeep! The best lender for each individual varies with the kind of academic and financial profile an individual has. However, if you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
background music is dominating voice please take care of that
Mam… nen recent ga UK vachina nen ekada undi loan process cheyacha na BTech 2015 la aypoindi 7L needed una valake property papers avasaram Ledu ane thelisindi can u give me suggestions on this
Is it possible to get non collateral loan to Teeside university in UK
Hey, yes it is completely viable to get an education loan without collateral. However in that case a co-applicant is mandatorily required whose minimum required income should be 35 to 40k per month. To know more please check your loan eligibility through tapping the link mentioned below.
bit.ly/2TBjVYI
Hi, i applied for Hdfc credilla loan before getting addmission letter and my vendor said me to let us apply for 30lakhs, but my university fee will be more than that. If, i wanted to increase my sanctioned amount is it possible? if yes please let me know ASAP.
Yes! It is possible to increase the sanctioned loan amount if your cost of attendance is more than the sanctioned amount.
Hope this helps!
మేము అవన్సే లో లోన్ తీసుకున్నాము
But ఇన్సూరెన్స్ ఆని టార్చర్ పెడుతున్న రు
మాకు ఎలా హెల్ప్ చేయగలరు వాళ్ల తెలుగు మాట్లాడే నంబర్ ఇవ్వగలరా
అసలే చదువుకోడానికి వెళ్తుంటే 50 వేలు ఎలా కట్టగలరు?
ఎందుకు ఇలా పిల్లల తో ఆటలు
Mam actually iam applied 22lakhs but this time I want 35 lakhs it's possible
Greetings from GyanDhan, we will definitely help you in this regard. Please check your loan eligibility first from this link www.gyandhan.com/loaneligs and one our expert will assist you with the entire process, solving all queries.
Man Naku f1 vachhindi credila loan apply ela chey Ali merry chestsra?
What are the loans available for students without any co applicant and collateral ??
Hey, yes education loans without collateral and co-applicant are available. International lenders provides loan in that case such as Avanse, Prodigy finance etc.
@@GyanDhan but for an uk universities is it possible?
Mam can u do a video on union bank of India also please
Sure! We will release it soon.
మేడం కోలోట్రోల్ కి డాకుమెంట్స్ ఏమి కావాలి
Are pan card of co applicant is compulsory...or we can submit any other proof
Hello Ruchitha!, yes pan card is mandatorily required in order to carry the loan application and documentation process further.
GRE compulsory aa hdfc lo apply cheyali antii
Can I get a non collateral loan with 2 year it returns.
Hey, yes it is definitely possible to avail an unsecured education loan with 2 years of ITR, However there exists various other eligibility criteria set by the lenders on the basis of an education loan is sanctioned. To know more please check your loan eligibility through tapping the link mentioned below.
maam colletral machidha ledha non colletral machidha maam
Hi Manoj! Collateral loans should be given a preference over non- collateral loans because of the difference in the interest rate. If you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Back round music low cheyyandi
Every bank will ask the repayment or interest after the course completion but we need to pay the amount in hdfc credila once the loan will sanctions
Is it correct?
Hey, Yes there is a certain amount of interest that needs to be paid during the loan period as well which has been decided by the lenders.
To get educational loan the co applicant can be our relative?
Hello Sravani,
Thank you so much for contacting us!
An offered co-applicant refers to someone who is in our blood relation. However co-applicants can be further bifurcated into two major categories i.e the primary co-applicant and the financial co-applicant, Now the question arises who can be the financial co-applicant? The financial co-applicant can be either our immediate family members such as father, mother, brother, or in some cases distant family members. such as an uncle, aunt, cousins, etc as per the lender’s eligibility criteria. In order to gain a detailed overview of the types of co-applicants kindly check out our Instagram post regarding the same by tapping the link mentioned below .
instagram.com/p/CjX87z-PEXN/?igshid=MzVlODdmYjc=
Hope this helps !
Repamet process ?
Sir background music remove pls
Hdfc credilla lo aggrement charges and processing fees rendu untaya
My fathers cibil score is 630 , so can I select my sister as a co-applicant? her cibil score is 750 I need HDFC Credilla loan
Yes, you can. To know more, Check your education loan eligibility here- bit.ly/2TBjVYI
Nenu hdfc credilla lo register ayyi 2 days ayindhi inka call raledhu
co applicantga friends sign cheyocha?
my cibil score is 690 is it ok for approval
Hi,
Thank you very much for contacting GyanDhan.
Cibil score works as a catalyst in your loan approval process. However it is not a sole criteria to borrow an education loan.
You can get your free personalised assessment by checking out our eligibility tool below:
www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page
We request you to share your phone number, so our counselor can get in touch with you and assit you for the same.
Looking forward to hearing from you.
Warm Regards,
Team GyanDhan"
మేడమ్ గారు విద్యారుణంమీదమీవుపన్యాసానికిమ్యూజిక్కుఅవసరమా
If hdfc credila sansation 30 lakhs loan for me.But I only used 6 lakhs amount for my first semester fee and for rest of my semesters I don't used the amount i.e the remaining 24 lakhs provided by you i used my own money. In that case do I need to pay interest for 30 lakhs? Or for 6 lakhs what I have used from you? Please let me know mam. 🙏
Hello Srinivasa
Thank you for contacting us!
We would like to inform you that the rate of interest or EMI is calculated on the disbursed amount, It has nothing to do with the sanctioned loan amount, However, the processing fee will be charged based on the sanctioned loan amount.
Hope this helps !
Hiii
@@devikasanam3307 Hey, Devika
How may we help you ?
I have personal loans, does hdfc credila process my loan?
Yes sure. Please Check your education loan eligibility here- bit.ly/2TBjVYI. If eligible, our counselor will get back to you and will help you with the loan process. Please note that our services are completely free of cost.
Does Duolingo score accepted for HDFC credila?
Hi Rushekesh, if the college you are applying to accepts Duolingo then there will be no issues. However, there are factors as well to consider. To know your eligibility you can check out our eligibility tool below: bit.ly/2zmJbYc.
Looking forward to hearing from you.
Warm Regards, Team Gyan Dhan
india lo dorukutunda loan for mbbs
Is it true.
Processing ki meeru entha chage theesukuntaru.
55laksh with collteral
Does HDFC credila need payslips or self-employed proofs for non collateral loans?
Hello Siva
Thank you so much for contacting us !
GyanDhan provides a customized documents list for availing an education loan from HDFC Credila which depends on your profile, your co-applicant’s profile and any property/asset, which you may offer as collateral. At a high level, the following documents are needed.
☰ Applicant’s Documents Pertaining To
Identity Proof
Address
Past Academic Record
☰ Co-Applicant’s Documents Pertaining To
Identity Proof
Address
Financial
After evaluating your profile, GyanDhan will present you with a customized documents’ list and then initiate the loan process with HDFC Credila. If some documents are missing, then we will suggest alternatives to get your loan sanctioned on time.
Therefore we would request you to share your contact details at contact@gyandhan.com and we will get back to you at the earliest.
Warm Regards
Team GyanDhan
My visa slot has already booked mam but my all documents are ready mam i want to apply pleaseee do help me mam
Hey Lavanya!, Thanks for reaching out to us.
Yes it is definitely possible to avail an abroad education loan via us. To get started with our personalized and free education loan counseling services kindly check your loan eligibility through tapping the link mentioned below or mail us your contact details at contact@gyandhan.com
bit.ly/2TBjVYI
Does students have to provide work experience & bank statements? Without that can they give loan?
Hello, work experience is not necessarily required for the loan application process but bank statements are required for the application.
@@GyanDhan is co-applicant bank statements enough? I have worked in small company for 3 years where they paid by cash. So I can't provide bank statements.
Co oblicant financial status Ela undali please telme
Bro meru public bank prefer cheyandi SBI OR UBI etc meru gani private bank prefer chestey challa nastam andhulo main HDFC CRIDILA tesukonaa loan amount ki challa pay cheyalisi vuntundi enka public bank ki processing fees undadhu but meru gyandhan nunchi velutey mana processing fee gyandhan valla commission meru direct gaa SBI contact eypovadam challa better endhuku cheputhunano alochichukondi nenu challa suffer eyyanu Vella thoni please meru middle class family eythey meru bare cheyaleyru processing fees 1% charge chestharu and 2000000 ki insurance 2L charges travel insurance kuda rate of interest max to max 10 to 12 and money eypudu eythey disbursed avuthundho appudu nunchi PEMI pay cheyali adhi kuda 5k to 6k soo enka challa unnai ..😅
Mi kallu supet
Maam, 2 children in a family can get educational loan at a time to go to usa ,is it possible?
Hello Masthan
Thank you so much for contacting us!
We would like to inform you that it is possible to avail of an abroad education loan, in this case, situation moreover, we would recommend you to share your contact details at contact@gyandhan.com and one of our expert counselors will get in touch with you while guiding you in your children's study abroad journey.
Hoping to hear from you soon.
Thanks & Regards
Team GyanDhan
@@GyanDhan thank u ma'am
Music is more disturbing the main information.
Can I keep a friend as co-applicant????
Hey, Pooja
Thank you so much for getting in touch with us!
Yes, an offered co-applicant is someone who is related to us by blood. However, co-applicants can be further classified into two major groups: primary co-applicants and financial co-applicants. The question now is, who can be a financial co-applicant? According to the lender's eligibility criteria, the financial co-applicant can be either our immediate family members such as father, mother, brother, or in some cases distant family members or relatives such as uncle, aunt, cousins, and so on.
To get a more in-depth look at the different types of co-applicants, please check our Instagram post by tapping the link provided below.
instagram.com/p/CjX87z-PEXN/?igshid=MzVlODdmYjc=
We hope this was helpful!
Mi video lo Background noise remove cheyandi
Loan approved messege లో sanction amount ఎంత అనేది చెప్పడం లేదు
Madan please stop that background music we r not able to understand anything.
Hello mam, can we get 20 lakhs loan without collateral, what will be the repayment process? Emi to be paid next month from the loan sanctioned.
Hello Anupama,
Check your education loan eligibility- bit.ly/2TBjVYI
Once eligible our counselor will call you and explain the whole process.
Valaki kavalsina documents leavu antaru
Mam.. nenu Russia lo mbbs chestunna...Russia ki educational loan evvamu antunnaru kondharu...can you help us mam...
Hey,
We appreciate you getting in touch with us!
We regret to inform you that currently we do not offer any loan products and services as per your requirements, However if available in the future will surely update you in the same regard.
Thanks & Regards
Team GyanDhan
How to contact you for the loan
Hi Prem! Thank you for reaching out to GyanDhan. We request that you share your phone number at contact@gyandhan.com, so our counsellor can get in touch with you and assist you with the same. In the meantime, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team Gyan Dhan
How many days will loan process takes time?
Hello Ravi
Thank you so much for contacting us !
The loan processing time to avail of an unsecured education loan
will take 10 - 12 working days after submitting all the required and mandatory docs.
Moreover in order to avail a secured education loan it may carry 2-3 weeks after submitting all docs in the bank.
Hope this helps !
Actually I got admit card from Birmingham City University (u.k) i have to pay minimum deposit for confirmation of my seat ... Could help me .. from this credila loan
Hi Sharuk, we would be delighted to help you in availing an abroad education loan. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc.
Looking forward to hearing from you.
Warm Regards, Team Gyan Dhan
Hi,is it possible to get educational loan on agricultural land
Hello, unfortunately agricultural land do not hold any collateral value.
It is possible to get loan on agriculture land in Co-oparetive banks.
మేడమ్ apply seisina vallaki నెల aiena రాలేదు
GRE is compoulsory for apply HDFC credila loan
Hey,
Thanks for reaching out to us!
Ideally GRE is not mandatory in order to avail an abroad education loan from HDFC Credila, as there are certain set of universities who have waived it off however it definitely boosts your loan application process.
Thanks & Regards
Team GyanDhan
GRE IS COMPOULSORY FOR APPLY HDFC CREDILA LOAN
hii , for australian universities 1st sem fee has to be paid(before visa) for confirmation of admission , is it possible to pay 1sem fee through loan?
Hey, yes it is possible to pay your first semester's fees from the loan amount for the Australian universities.
Ma babu kosam chusthunamu madam loan
Baground music thagginchandi koncham ardam avvatle
Could we get educational loan based on agricultural income🤔?
Hi Yalamanchi, yes it is possible to get an education loan on agriculture income if you are able to provide necessary income documents such as the ITR. To know more about your eligibility you can check out our loan eligibility tool below bit.ly/2zmJbYc
Regards, Team GyanDhan
Hi
I want 7lacs education loan to Italy non collateral can I get from HDFC credilla
Hi Maruthi! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
I am in Hyderabad, how to contact Gyandhan?
Hello ,
You can mail us your details at contact@gyandhan.com.
Or
You can check education loan eligibility- bit.ly/2TBjVYI
hi hdfc credila education loan was rejected
Hey!
We are extremely sorry to hear about your loan denial.
At GyanDhan, we strive our best to get an education loan done in every possible manner. However, the chances of loan approval depends upon numerous factors and different criteria set by different lenders, such as the target country, target course, academic profile, credit score,collateral value etc. To understand what went wrong with your case, we would need your email ID or contact number. Please share the same here or by mailing us at contact@gyandhan.com. We will reach out to you to explain everything in detail and if possible, we would also help you in getting the loan done.
Hope this helps!
Hlo madam
I am looking for abroad education loan?
Hello,
You can mail us your details at contact@gyandhan.com.
Or
You can check education loan eligibility through tapping the link mentioned below - bit.ly/2TBjVY
First బాగ్రౌండ్ music tisesi video cheyyandi 🙏🙏🙏 chala irritate ga undhi
Can i pay total amount of loan at a time after 6 months of emi charger
Or should i pay total 10 years of emi at a time
Hello
Thanks for reaching out !
This is to inform you that after 6 months of EMI payment
The loan amount can be repaid.
Hope this helps!
Why are you using music. It's really hard to understand what you are saying.
Hey,
Thanks for your valuable inputs, We have brought this to our team's attention and we are constantly working to enhance our customer's experience .
For astrelia
low down the music
Hi ma'am
Can I get loan for Illinois institute of technology at Chicago from hdfc credila..
Because I saw that this university is in partial list, I saw from hdfc credila website.
Hey, yes it is possible to get an education loan for Illinois Institute of Chicago from HDFC Credila. However there exists certain eligibility criteria set such as your credit score, academic profile, Test scores (GRE, TOEFL, IELTS etc.), co-applicant's income, collateral value etc. in order to carry the loan application process further. To know more kindly check your loan eligibility through tapping the link mentioned below.
bit.ly/2TBjVYI
Mam I wanna persue my mbbs from abroad i want loan of 10 lakhs i don't have any collateral and co-applicant plz help me
Hey, Bushra! we understand your concern but as of now there is no product available for your requirements. However if available in future will contact you soon.
im interested
Hello,
Thank you so much for contacting us!
We would love to assist you in availing an abroad education loan.Therefore, we would request you to share your contact details at contact@gyandhan.com and one of our expert counselors will contact you at the earliest while guiding you in your study abroad journey .
Hoping to hear from you soon.
Thanks and Regards
Team GyanDhan
For aboard
When does its interest get started after a visa or get money in an account ?
What happens when someone gets rejection ?
Does he pay interest or not
Hello
Thanks for reaching out!
We would like to inform you that the process of disbursement starts after the money is transferred into the demanded bank account.
However, the visa approval does not affect the interest rate
Moreover, if the loan amount is in the required bank account the interest will be levied directly.
Hope this helps you !
Ammo mundhu music tiyandi amma
HDFC CREDILA processing time 45 to 60 days
Hello Nikhil,
The processing time of HDFC CREDILA is just 15-20 days via GyanDhan.
@@GyanDhan 3 to 4 working days annaaru
Madam Already I've send all the documents, After that I've received one message, In that ‘it takes upto 21days for processing after submission of Documents’, So I didn't get that point could you explain me exactly what is meant madam?
Hey,
The notification that you have received is the system-generated notification that the customers usually receive after your case file is logged in to HDFC Credila, however post submission of the required documents the decision will be made in 6 - 7 working days.
Hope this helps!
@@GyanDhan Oo Thank You Madam