Habitat for Humanity of Broward | Open Enrollment 2024 Starts Now

Apply Here: habitatbroward...
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Step 1: Review Our Program Qualifications
• Homeownership Program ...
General Requirements:
Must be a first-time homebuyer
Must live and/or work in Broward County for at least a year
Must be a U.S. citizen or legal permanent resident (green card holder)
Financial Requirements:
Show a stable employment history
Have sufficient credit history with health financial management, no unsatisfied public records, and no bankruptcies within the last three years
Establish a monthly savings account
Total debt-to-income ratio that fall within the Habitat guidelines.
Step 2: Determine if You’re Ready
If you meet the qualifications and are ready to proceed, you have two options:
Review the homeownership program overview video to learn more about Habitat’s program requirements and next steps for applying.
Complete the Pre-Qualification Questionnaire During Open Enrollment Opening August 12, 2024: Fill out our Pre-Qualification Questionnaire to see if you meet all program requirements. Once submitted, you will receive a notification within two weeks, either inviting you to the next stages in the process or providing reasons why you do not qualify at this time.
Step 3: Attend Habitat Homebuyer Program Pre-Application Session
Eligible applicants who pass the Pre-Qualification Questionnaire will be invited to attend a Homebuyer Program meeting. This session includes:
Step-by-step guidance on completing your submission packet
Receiving your homeownership program application packet and documents request list
Answer any questions applicants may have
Submission packets will be reviewed to verify income, employment, credit, financial history, and background. If the information meets all criteria and guidelines, applicants will move to the final step in the process.
Step 4: Home Visit
Applicants who pass the homeownership program application review phase will be invited to schedule a Home Visit. This is an important step to assess an applicant's housing needs. After the Home Visits, an independent Home Selection Committee will make recommendations for final selections into the Homeownership Program.

We'd like to encourage you to start preparing your documents and review our qualifications carefully. Open enrollment is your chance to take a significant step toward owning your own home!